[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @MontanaMatos TheNewRich TheNewRich posts on X about $wise, $wisel, money, swift the most. They currently have XXX followers and XX posts still getting attention that total XXX engagements in the last XX hours. ### Engagements: XXX [#](/creator/twitter::1772979661300965376/interactions)  - X Week XXXXXX +302% - X Month XXXXXX -XX% - X Months XXXXXX +31,517% ### Mentions: XX [#](/creator/twitter::1772979661300965376/posts_active)  - X Months XX +4,900% ### Followers: XXX [#](/creator/twitter::1772979661300965376/followers)  - X Week XXX +10% - X Month XXX +35% - X Months XXX +763% ### CreatorRank: XXXXXXXXX [#](/creator/twitter::1772979661300965376/influencer_rank)  ### Social Influence [#](/creator/twitter::1772979661300965376/influence) --- **Social category influence** [cryptocurrencies](/list/cryptocurrencies) XXXXX% [finance](/list/finance) XX% [stocks](/list/stocks) XXXX% [technology brands](/list/technology-brands) XXXX% [countries](/list/countries) XXXX% **Social topic influence** [$wise](/topic/$wise) #1, [$wisel](/topic/$wisel) 51.43%, [money](/topic/money) 8.57%, [swift](/topic/swift) 5.71%, [longterm](/topic/longterm) 5.71%, [saving](/topic/saving) 2.86%, [morgan stanley](/topic/morgan-stanley) 2.86%, [$googl](/topic/$googl) 2.86%, [currencies](/topic/currencies) 2.86%, [faster](/topic/faster) XXXX% **Top accounts mentioned or mentioned by** [@naval](/creator/undefined) [@otium33](/creator/undefined) **Top assets mentioned** [Wise (WISE)](/topic/$wise) [Morgan Stanley (MS)](/topic/morgan-stanley) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Hims & Hers Health, Inc. (HIMS)](/topic/$hims) [ZetaChain (ZETA)](/topic/$zeta) [Duolingo, Inc. Class A Common Stock (DUOL)](/topic/$duol) [PayPal Holdings Inc (PYPL)](/topic/$pypl) ### Top Social Posts [#](/creator/twitter::1772979661300965376/posts) --- Top posts by engagements in the last XX hours "2/ $WISE $WISE.L The mission is clear: Make international money as simple cheap and transparent as domestic money. In FY2025 Wise moved 145B for 15.6M customers saving them 2B in hidden fees. Theyre replacing SWIFT with something better"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948405832590172621) 2025-07-24 15:32:04 UTC XXX followers, XXX engagements "9/ $WISE $WISE.L Then theres Wise Platform their B2B engine. It lets banks and apps embed Wise directly. Morgan Stanley Google Pay Monzo and N26 already use it. Infrastructure as a product. Growth without CAC. Margins without noise"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948405846217552355) 2025-07-24 15:32:08 UTC XXX followers, XXX engagements "13/ $WISE $WISE.L In short A profitable compounder with infrastructure advantage global ambition and founder ownership (18.4%). And it's trading at 2.3x cash from operations. High-quality misunderstood and potentially undervalued"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948405853746245871) 2025-07-24 15:32:09 UTC XXX followers, XXX engagements "6/ $WISE $WISE.L Wise is no longer just a remittance app. The Wise Account lets users hold convert spend and invest in 40+ currencies. It already makes up XX% of revenue. Customer balances hit 21.5B. YoY growth: +33%. Higher LTV. Lower margin pressure"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948405840496529821) 2025-07-24 15:32:06 UTC XXX followers, XX engagements "5/ $WISE $WISE.L The TAM Around XX trillion per year. Wise has less than XXX% market share. Even with a better faster cheaper product were still early. Thats what asymmetric opportunities look like"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948405838575493585) 2025-07-24 15:32:06 UTC XXX followers, XX engagements "12/ $WISE $WISE.L What could go wrong Regulation Big Tech competition Market misperception (low take rate) Execution risk But the moat is hard to copy. And incumbents dont even want to try"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948405851892445226) 2025-07-24 15:32:09 UTC XXX followers, XXX engagements "Just when $HIMS was about to touch $XX boom. One of those magical market moments 😂 Im sure its purely accidental"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948786200883368269) 2025-07-25 16:43:31 UTC XXX followers, XXX engagements "7/ $WISE $WISE.L And theyre profitable: Gross margin: XX% Pre-tax profit: +17% YoY Free cash flow: 332M Cash: 1.3B All while investing aggressively. PBT margin target: 1316% Growth and profits rarely found together"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948405842421678487) 2025-07-24 15:32:07 UTC XXX followers, XX engagements "1/ $WISE $WISE.L Wise isnt just a money transfer app. Its an invisible infrastructure that could move trillions and become the global money network. While banks and fintechs build flashy interfaces Wise is rebuilding the system from scratch. 🧵 Heres why its at the top of my watchlist:"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948405830195335587) 2025-07-24 15:32:04 UTC XXX followers, 1343 engagements "11/ $WISE $WISE.L The long-term vision: We move 145B today. Were building a network to move trillions. Wise CEO Low marginal cost CBDC & crypto-ready Global scale via software Sounds like fiction. But its already underway"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948405850000838863) 2025-07-24 15:32:08 UTC XXX followers, XX engagements "This month I published X new Deep Dives all completely free to read on my Substack (link in bio): 🔍 $DUOL The Duolingo Moat 📲 $ZETA Fintech Under the Radar 🌍 $WISE The Invisible Infrastructure Moving Trillions If youre into deep research and long-term investing youll enjoy these"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948458668489671160) 2025-07-24 19:02:01 UTC XXX followers, XXX engagements "$WISE $WISE.L The company is growing in volume revenue and customer loyalty a powerful combination for compounding"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1947401774803128455) 2025-07-21 21:02:18 UTC XXX followers, XXX engagements "4/ $WISE $WISE.L Most fintechs ride on top of legacy rails. Wise is the rail. Theyre directly integrated with systems like PIX (Brazil) or InstaPay (Philippines). Today XX% of transfers are completed in under XX seconds. This is real infrastructure. Not just UX"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948405836671320473) 2025-07-24 15:32:05 UTC XXX followers, XXX engagements "3/ $WISE $WISE.L The model is counterintuitive: The more they grow the lower the margin. In X years take rate fell from XXXX% to XXXX% while volume exploded. They share operational efficiencies with the customer and customers respond with loyalty"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948405834595115252) 2025-07-24 15:32:05 UTC XXX followers, XXX engagements "Wise is a new infrastructure. $WISE $WISE.L"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948666019616104845) 2025-07-25 08:45:58 UTC XXX followers, XXX engagements "$WISE vs $PYPL : Its not even close. PayPal built a nice interface. Wise is rebuilding the global money network from scratch. Heres why Wise wins and its not just price: 1.✅ Real Infrastructure Wise isnt using SWIFT. It built its own rails. 2.💸 Real Price Wise charges 0.53%. PayPal Up to 6%. 3.⚡ Real Speed XX% of transfers arrive in under XX seconds. PayPal Still waiting 4.🌍 Global by Design Wise is cross-border native. PayPal is local-first global-second. This isnt UI vs UI. Its UI vs Infra. And infra always wins in the long run. 🧠 Read the Deep Dive (link in bio)"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948679760755749292) 2025-07-25 09:40:34 UTC XXX followers, XXX engagements "10/ $WISE $WISE.L The competition Banks: stuck with SWIFT slow to move Fintechs: sleek UX zero infrastructure Remitly/WU: costly agent networks limited product innovation Wise blends the best of all worlds and does it with high margins"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948405848021070254) 2025-07-24 15:32:08 UTC XXX followers, XX engagements "8/ $WISE $WISE.L A major catalyst is coming: Wise plans to move its primary listing to the US. Higher liquidity Greater institutional visibility Potential multiple expansion More importantly: global ambitions no excuses"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948405844355293616) 2025-07-24 15:32:07 UTC XXX followers, XX engagements "$WISE $WISE.L Deep Dive is now live link in my bio"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948418081518158204) 2025-07-24 16:20:45 UTC XXX followers, XXX engagements "14/ $WISE $WISE.L If you found this thread valuable I wrote a full deep dive on Substack with more detail visuals and context. Read it all here 👉"  [@MontanaMatos](/creator/x/MontanaMatos) on [X](/post/tweet/1948405856653000931) 2025-07-24 15:32:10 UTC XXX followers, XXX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@MontanaMatos TheNewRich
TheNewRich posts on X about $wise, $wisel, money, swift the most. They currently have XXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.
Engagements: XXX #
- X Week XXXXXX +302%
- X Month XXXXXX -XX%
- X Months XXXXXX +31,517%
Mentions: XX #
- X Months XX +4,900%
Followers: XXX #
- X Week XXX +10%
- X Month XXX +35%
- X Months XXX +763%
CreatorRank: XXXXXXXXX #
Social Influence #
Social category influence cryptocurrencies XXXXX% finance XX% stocks XXXX% technology brands XXXX% countries XXXX%
Social topic influence $wise #1, $wisel 51.43%, money 8.57%, swift 5.71%, longterm 5.71%, saving 2.86%, morgan stanley 2.86%, $googl 2.86%, currencies 2.86%, faster XXXX%
Top accounts mentioned or mentioned by @naval @otium33
Top assets mentioned Wise (WISE) Morgan Stanley (MS) Alphabet Inc Class A (GOOGL) Hims & Hers Health, Inc. (HIMS) ZetaChain (ZETA) Duolingo, Inc. Class A Common Stock (DUOL) PayPal Holdings Inc (PYPL)
Top Social Posts #
Top posts by engagements in the last XX hours
"2/ $WISE $WISE.L The mission is clear: Make international money as simple cheap and transparent as domestic money. In FY2025 Wise moved 145B for 15.6M customers saving them 2B in hidden fees. Theyre replacing SWIFT with something better"
@MontanaMatos on X 2025-07-24 15:32:04 UTC XXX followers, XXX engagements
"9/ $WISE $WISE.L Then theres Wise Platform their B2B engine. It lets banks and apps embed Wise directly. Morgan Stanley Google Pay Monzo and N26 already use it. Infrastructure as a product. Growth without CAC. Margins without noise" @MontanaMatos on X 2025-07-24 15:32:08 UTC XXX followers, XXX engagements
"13/ $WISE $WISE.L In short A profitable compounder with infrastructure advantage global ambition and founder ownership (18.4%). And it's trading at 2.3x cash from operations. High-quality misunderstood and potentially undervalued" @MontanaMatos on X 2025-07-24 15:32:09 UTC XXX followers, XXX engagements
"6/ $WISE $WISE.L Wise is no longer just a remittance app. The Wise Account lets users hold convert spend and invest in 40+ currencies. It already makes up XX% of revenue. Customer balances hit 21.5B. YoY growth: +33%. Higher LTV. Lower margin pressure" @MontanaMatos on X 2025-07-24 15:32:06 UTC XXX followers, XX engagements
"5/ $WISE $WISE.L The TAM Around XX trillion per year. Wise has less than XXX% market share. Even with a better faster cheaper product were still early. Thats what asymmetric opportunities look like" @MontanaMatos on X 2025-07-24 15:32:06 UTC XXX followers, XX engagements
"12/ $WISE $WISE.L What could go wrong Regulation Big Tech competition Market misperception (low take rate) Execution risk But the moat is hard to copy. And incumbents dont even want to try" @MontanaMatos on X 2025-07-24 15:32:09 UTC XXX followers, XXX engagements
"Just when $HIMS was about to touch $XX boom. One of those magical market moments 😂 Im sure its purely accidental" @MontanaMatos on X 2025-07-25 16:43:31 UTC XXX followers, XXX engagements
"7/ $WISE $WISE.L And theyre profitable: Gross margin: XX% Pre-tax profit: +17% YoY Free cash flow: 332M Cash: 1.3B All while investing aggressively. PBT margin target: 1316% Growth and profits rarely found together" @MontanaMatos on X 2025-07-24 15:32:07 UTC XXX followers, XX engagements
"1/ $WISE $WISE.L Wise isnt just a money transfer app. Its an invisible infrastructure that could move trillions and become the global money network. While banks and fintechs build flashy interfaces Wise is rebuilding the system from scratch. 🧵 Heres why its at the top of my watchlist:" @MontanaMatos on X 2025-07-24 15:32:04 UTC XXX followers, 1343 engagements
"11/ $WISE $WISE.L The long-term vision: We move 145B today. Were building a network to move trillions. Wise CEO Low marginal cost CBDC & crypto-ready Global scale via software Sounds like fiction. But its already underway" @MontanaMatos on X 2025-07-24 15:32:08 UTC XXX followers, XX engagements
"This month I published X new Deep Dives all completely free to read on my Substack (link in bio): 🔍 $DUOL The Duolingo Moat 📲 $ZETA Fintech Under the Radar 🌍 $WISE The Invisible Infrastructure Moving Trillions If youre into deep research and long-term investing youll enjoy these" @MontanaMatos on X 2025-07-24 19:02:01 UTC XXX followers, XXX engagements
"$WISE $WISE.L The company is growing in volume revenue and customer loyalty a powerful combination for compounding" @MontanaMatos on X 2025-07-21 21:02:18 UTC XXX followers, XXX engagements
"4/ $WISE $WISE.L Most fintechs ride on top of legacy rails. Wise is the rail. Theyre directly integrated with systems like PIX (Brazil) or InstaPay (Philippines). Today XX% of transfers are completed in under XX seconds. This is real infrastructure. Not just UX" @MontanaMatos on X 2025-07-24 15:32:05 UTC XXX followers, XXX engagements
"3/ $WISE $WISE.L The model is counterintuitive: The more they grow the lower the margin. In X years take rate fell from XXXX% to XXXX% while volume exploded. They share operational efficiencies with the customer and customers respond with loyalty" @MontanaMatos on X 2025-07-24 15:32:05 UTC XXX followers, XXX engagements
"Wise is a new infrastructure. $WISE $WISE.L" @MontanaMatos on X 2025-07-25 08:45:58 UTC XXX followers, XXX engagements
"$WISE vs $PYPL : Its not even close. PayPal built a nice interface. Wise is rebuilding the global money network from scratch. Heres why Wise wins and its not just price: 1.✅ Real Infrastructure Wise isnt using SWIFT. It built its own rails. 2.💸 Real Price Wise charges 0.53%. PayPal Up to 6%. 3.⚡ Real Speed XX% of transfers arrive in under XX seconds. PayPal Still waiting 4.🌍 Global by Design Wise is cross-border native. PayPal is local-first global-second. This isnt UI vs UI. Its UI vs Infra. And infra always wins in the long run. 🧠 Read the Deep Dive (link in bio)" @MontanaMatos on X 2025-07-25 09:40:34 UTC XXX followers, XXX engagements
"10/ $WISE $WISE.L The competition Banks: stuck with SWIFT slow to move Fintechs: sleek UX zero infrastructure Remitly/WU: costly agent networks limited product innovation Wise blends the best of all worlds and does it with high margins" @MontanaMatos on X 2025-07-24 15:32:08 UTC XXX followers, XX engagements
"8/ $WISE $WISE.L A major catalyst is coming: Wise plans to move its primary listing to the US. Higher liquidity Greater institutional visibility Potential multiple expansion More importantly: global ambitions no excuses" @MontanaMatos on X 2025-07-24 15:32:07 UTC XXX followers, XX engagements
"$WISE $WISE.L Deep Dive is now live link in my bio" @MontanaMatos on X 2025-07-24 16:20:45 UTC XXX followers, XXX engagements
"14/ $WISE $WISE.L If you found this thread valuable I wrote a full deep dive on Substack with more detail visuals and context. Read it all here 👉" @MontanaMatos on X 2025-07-24 15:32:10 UTC XXX followers, XXX engagements