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# ![@KenTumin Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1088185143364411396.png) @KenTumin Ken Tumin

Ken Tumin posts on X about rates, cuts, cds, ibm the most. They currently have XXXXX followers and XXX posts still getting attention that total XXX engagements in the last XX hours.

### Engagements: XXX [#](/creator/twitter::1088185143364411396/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1088185143364411396/c:line/m:interactions.svg)

- X Week XXXXX +21%
- X Month XXXXXX -XX%
- X Months XXXXXXX +26%
- X Year XXXXXXX +26%

### Mentions: X [#](/creator/twitter::1088185143364411396/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1088185143364411396/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XX -XX%
- X Months XXX +58%
- X Year XXX +178%

### Followers: XXXXX [#](/creator/twitter::1088185143364411396/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1088185143364411396/c:line/m:followers.svg)

- X Week XXXXX +0.54%
- X Month XXXXX +1.10%
- X Months XXXXX +16%
- X Year XXXXX +16%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::1088185143364411396/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1088185143364411396/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1088185143364411396/influence)
---

**Social category influence**
[finance](/list/finance)  XXXX% [stocks](/list/stocks)  XXXX% [technology brands](/list/technology-brands)  XXXX%

**Social topic influence**
[rates](/topic/rates) #750, [cuts](/topic/cuts) #1180, [cds](/topic/cds) 0.33%, [ibm](/topic/ibm) 0.33%, [balance sheet](/topic/balance-sheet) 0.33%, [fed rate](/topic/fed-rate) 0.33%, [savings](/topic/savings) 0.33%, [money](/topic/money) 0.33%, [apy](/topic/apy) 0.33%, [savings account](/topic/savings-account) XXXX%

**Top accounts mentioned or mentioned by**
[@wsj](/creator/undefined) [@kobeissiletter](/creator/undefined) [@mijim](/creator/undefined) [@moneycruncher](/creator/undefined) [@barronsonline](/creator/undefined) [@marketwatch](/creator/undefined) [@jasonzweigwsj](/creator/undefined) [@forbes](/creator/undefined) [@dividendgrowth](/creator/undefined) [@adorkssssss](/creator/undefined) [@mikulaja](/creator/undefined) [@jevgenijs](/creator/undefined) [@alexhjohnson](/creator/undefined) [@amerbanker](/creator/undefined) [@fdicgov](/creator/undefined) [@mikulajas](/creator/undefined) [@jonerlichman](/creator/undefined) [@acosmicpatriot](/creator/undefined) [@reuters](/creator/undefined) [@cnbc](/creator/undefined)

**Top assets mentioned**
[IBM (IBM)](/topic/ibm)
### Top Social Posts [#](/creator/twitter::1088185143364411396/posts)
---
Top posts by engagements in the last XX hours

"Yields of Direct CDs are far higher than Treasuries with similar maturities: Examples: X month: XXXX% APY 6mo CD at United Fidelity Bank XXXX% 6mo T-bill X year: XXXX% APY 2yr CD at PonceBankDirect XXXX% 2yr T-note More top direct CD rates @"  
[X Link](https://x.com/KenTumin/status/1978832513779806326) [@KenTumin](/creator/x/KenTumin) 2025-10-16T14:36Z 3760 followers, XXX engagements


"@jmysct0 @awealthofcs I looked at IBM stock in a total return calculator (that reinvests dividends). Looks like what you would expect from an S&P XXX index fund. IBM total annual returns: 1990-2025: XXX% 1985-2025: XXX% 1980-2025: 8.8%"  
[X Link](https://x.com/KenTumin/status/1977776979622392092) [@KenTumin](/creator/x/KenTumin) 2025-10-13T16:42Z 3751 followers, XX engagements


"@LawrenceLepard "Some research estimates that by removing a large supply of Treasuries from markets the Feds balance sheet is lowering 10-year Treasury rates by over X percentage points." Source:"  
[X Link](https://x.com/KenTumin/status/1978506267552354462) [@KenTumin](/creator/x/KenTumin) 2025-10-15T17:00Z 3750 followers, XXX engagements


"Allys 3Q25 Earnings Press Release: Retail deposits of $XXXXX billion were up $XXX billion year over year and down $XXX billion quarter over quarter My Take: Retail deposits declined in the last quarter. That may slow Allys rate cuts"  
[X Link](https://x.com/KenTumin/status/1979599098971029558) [@KenTumin](/creator/x/KenTumin) 2025-10-18T17:22Z 3759 followers, XXX engagements


"Top X online savings accounts by APY as of 10/14/2025 & thread on online savings account (OSA) yields and how OSA & money market fund (MMF) yields have changed since the first Fed rate cut (9/18/2024): X of the Top X had rate cuts after the Sep 17th Fed rate cut (they've been replaced below). Two of the Big X (Ally & Discover/CapOne) have cut their savings account rates"  
[X Link](https://x.com/KenTumin/status/1978251927050727637) [@KenTumin](/creator/x/KenTumin) 2025-10-15T00:09Z 3760 followers, XXX engagements


"Insights into Ally Bank's deposit rates from Allys 3Q25 Earnings Report: On Friday Ally Financial reported Q3 results that topped the market's revenue expectations: Thread on what they reported on deposits"  
[X Link](https://x.com/KenTumin/status/1979599095116243261) [@KenTumin](/creator/x/KenTumin) 2025-10-18T17:22Z 3760 followers, XXX engagements


"Allys Earnings Call: Allys CFO: our suite of digital products is driving deeper engagement fueling loyalty and reducing rate sensitivity My Take: Ally hopes its status as the largest all-digital direct bank will allow them to keep deposits with below average rates"  
[X Link](https://x.com/KenTumin/status/1979599101278011462) [@KenTumin](/creator/x/KenTumin) 2025-10-18T17:22Z 3760 followers, XXX engagements


"@dividendology For those who are concerned about the Mag X dominating the S&P XXX theres the Invesco S&P XXX Equal Weight ETF (RSP). Its top XX holdings only make up XXXX% of the fund. One negative is its expense ratio of XXXX% which is high for an index ETF"  
[X Link](https://x.com/KenTumin/status/1979736405334282648) [@KenTumin](/creator/x/KenTumin) 2025-10-19T02:28Z 3761 followers, XXX engagements