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# ![@InvestorOfJAMMU Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1746349024607961088.png) @InvestorOfJAMMU Margin of Safety🇮🇳

Margin of Safety🇮🇳 posts on X about stocks, bank, money, india the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXXX engagements in the last XX hours.

### Engagements: XXXXXXX [#](/creator/twitter::1746349024607961088/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1746349024607961088/c:line/m:interactions.svg)

- X Week XXXXXXXXX -XXXX%
- X Month XXXXXXXXX -XXXX%
- X Months XXXXXXXXXX +488%
- X Year XXXXXXXXXX +1,070%

### Mentions: XX [#](/creator/twitter::1746349024607961088/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1746349024607961088/c:line/m:posts_active.svg)

- X Week XXX -XX%
- X Month XXX +23%
- X Months XXXXX +14%
- X Year XXXXX +89%

### Followers: XXXXXX [#](/creator/twitter::1746349024607961088/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1746349024607961088/c:line/m:followers.svg)

- X Week XXXXXX +2.50%
- X Month XXXXXX +13%
- X Months XXXXXX +147%
- X Year XXXXXX +968%

### CreatorRank: XXXXXX [#](/creator/twitter::1746349024607961088/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1746349024607961088/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  #1976 [automotive brands](/list/automotive-brands)  XXXX% [countries](/list/countries)  XXXX% [stocks](/list/stocks)  XXXX% [currencies](/list/currencies)  XXXX% [travel destinations](/list/travel-destinations)  XXXX% [social networks](/list/social-networks)  XXXX%

**Social topic influence**
[stocks](/topic/stocks) #1077, [bank](/topic/bank) 2.44%, [money](/topic/money) 2.09%, [india](/topic/india) #1454, [if you](/topic/if-you) 2.09%, [hyundai](/topic/hyundai) #821, [business](/topic/business) 1.39%, [debt](/topic/debt) #1302, [insurance](/topic/insurance) #469, [what is](/topic/what-is) XXXX%

**Top accounts mentioned or mentioned by**
[@krishalpha7](/creator/undefined) [@grok](/creator/undefined) [@invinciblebull7](/creator/undefined) [@nifty50shades](/creator/undefined) [@khamoshvivek](/creator/undefined) [@balugorade](/creator/undefined) [@vasanthavijaya4](/creator/undefined) [@sathishpgw](/creator/undefined) [@savibasra2](/creator/undefined) [@jaganmsna](/creator/undefined) [@atulsinghasan](/creator/undefined) [@aanandapra5233](/creator/undefined) [@back2trade](/creator/undefined) [@bijaykumarbhuy6](/creator/undefined) [@singhvi94697320](/creator/undefined) [@saiyaninvestor](/creator/undefined) [@ankitja3989641](/creator/undefined) [@gurusharemarket](/creator/undefined) [@ayushbhajpayi](/creator/undefined) [@abin_bovas](/creator/undefined)

**Top assets mentioned**
[Honeywell International Inc (HON)](/topic/honeywell) [Goldman Sachs (GS)](/topic/goldman-sachs)
### Top Social Posts
Top posts by engagements in the last XX hours

"Phrama Sector will give a good chance for fresh buying. I like Cipla as direct stock and Pharma ETF as basket. I like Mankind Pharma too but valuations have less Margin of Safety. What is your favourite stock in Pharma"  
[X Link](https://x.com/InvestorOfJAMMU/status/1971798895064994104)  2025-09-27T04:47Z 20.9K followers, 19.9K engagements


"Why stocks like Asian paints Astral HDFC life and D-Mart do not derate despite earnings slowdown"  
[X Link](https://x.com/InvestorOfJAMMU/status/1986059864079282578)  2025-11-05T13:15Z 20.9K followers, 32.6K engagements


"It is very difficult to predict in foresight how the market will behave on a particular news. Equity market is a different game. Markets may go up on a bad news and may go down on a good news. The best way is to focus on companies you are invested into"  
[X Link](https://x.com/InvestorOfJAMMU/status/1992439615127716238)  2025-11-23T03:46Z 20.9K followers, 5117 engagements


"This was one of the favourite stock of Sanjiv Bhasin😀😀"  
[X Link](https://x.com/InvestorOfJAMMU/status/1993130121314849221)  2025-11-25T01:30Z 20.9K followers, 6428 engagements


"#TMCV Tata motors CV warming up for bigger moves towards XXX in the long term. It will cross #TMPV stock price even though its Sales are much lesser. Iveco takeover is the big positive and will help double its sales by FY27 with X% EBITDA margin"  
[X Link](https://x.com/InvestorOfJAMMU/status/1993897156688871450)  2025-11-27T04:18Z 20.9K followers, 15.5K engagements


"Kotak Bank ICICI Bank and Capital market stocks pulling the portfolio up. Tata Motors giving drag. Portfolio just X% away from all time highs😍😍"  
[X Link](https://x.com/InvestorOfJAMMU/status/1993932088123465998)  2025-11-27T06:37Z 20.9K followers, 10.4K engagements


"Trying to login through HDFC Bank app told me to download new app as their app is upgraded. Tried to register for latest new @HDFC_Bank app and it sucks. Multiple login errors including registration failures. Not able to do any trasaction🤦 @HDFCBank_Cares need another ban from RBI for its pathetic online service"  
[X Link](https://x.com/InvestorOfJAMMU/status/1993990636782145862)  2025-11-27T10:29Z 20.9K followers, 5602 engagements


"JLR is loss making most of the time.Iveco is always profitable but with low EBITDA margin of 4%"  
[X Link](https://x.com/InvestorOfJAMMU/status/1994036316531528075)  2025-11-27T13:31Z 20.9K followers, 3972 engagements


"TATA Motors CV crossed stock price of Tata Motors PV. From price discovery of XXX to XXX now. XXX loading soon. #TMPV #TMCV"  
[X Link](https://x.com/InvestorOfJAMMU/status/1994260901503885630)  2025-11-28T04:23Z 20.9K followers, 18.2K engagements


"@Aanandapra5233 I am asking for mutual fund"  
[X Link](https://x.com/InvestorOfJAMMU/status/1994266978496991283)  2025-11-28T04:47Z 20.9K followers, 3589 engagements


"Never login Demat account internet banking on any third-party app/site. This is very dangerous. Third party app can sell your credentials to anyone for cross-selling. Nothing is safe on internet. Always have X Factor Authentication for login. It provides extra security layer"  
[X Link](https://x.com/InvestorOfJAMMU/status/1995283943709704367)  2025-12-01T00:08Z 20.9K followers, 3740 engagements


"Vedanta resources UK bonds hit XX% yield after Covid due to their poor debt conditions. Now ratings are revised and Vedanta UK bond yields are stable near XX% type. If someone taken risk and bought bonds in 2020-21 he would have been enjoying rich returns🔥🔥"  
[X Link](https://x.com/InvestorOfJAMMU/status/1995668684938117592)  2025-12-02T01:37Z 20.9K followers, 4545 engagements


"Question is who is next Not at same rate as Vedanta but PFC looking good✅ @AdeptMarket"  
[X Link](https://x.com/InvestorOfJAMMU/status/1995856777938890964)  2025-12-02T14:05Z 20.9K followers, 16.4K engagements


"Then why he bought Havells and Astral at XXX PE two years back @dmuthuk"  
[X Link](https://x.com/InvestorOfJAMMU/status/1996053296096907393)  2025-12-03T03:06Z 20.9K followers, 32.1K engagements


"As per SEBI Avadhut Sathe was running trading classes and were himself in loss. They used to hide loss making trades while dancing & cheering on the profit making trades. Kya Baat Hai🫡"  
[X Link](https://x.com/InvestorOfJAMMU/status/1996720901120053523)  2025-12-04T23:18Z 20.9K followers, 4895 engagements


"No AI No hospital No vaccine No medicine No shampoo Can Cure my "DANDRUFF" problem😭"  
[X Link](https://x.com/InvestorOfJAMMU/status/1996857440848302140)  2025-12-05T08:21Z 20.9K followers, 39.8K engagements


"Largecap stocks will keep hitting new highs and SMIDs to keep underperfroming for next few months. Valuations matter✅"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997090753877823809)  2025-12-05T23:48Z 20.9K followers, 5357 engagements


"Rupee depreciation is more linked with trade deficit & FII outflows. Whether you do rate cut or not the Rupee has to depreciate till the time we have wide trade deficit. Government must work on exports & FIIs inflows if they really care about Rupee"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997270507084001622)  2025-12-06T11:42Z 20.9K followers, 2468 engagements


"@bankofindia123 @grok plz help"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997334163024646501)  2025-12-06T15:55Z 20.9K followers, XXX engagements


"Its time to buy Tata Motors stock and not Tata Motor car. Invest XX lakh double it in X years and then buy car with the free money💰 Disc - Do your own research🙏"  
[X Link](https://x.com/InvestorOfJAMMU/status/1955099634113839469)  2025-08-12T02:50Z 21K followers, 118.2K engagements


"One stock coming tonight from my side for long term investors. Company is likely to generate XX% EPS CAGR in the long term. Stock is down XX% from top and grinding investors from 2021. Once upon a time it was at 340PE"  
[X Link](https://x.com/InvestorOfJAMMU/status/1981582688219009095)  2025-10-24T04:45Z 20.9K followers, 75.3K engagements


"If Zerodha introduces investing into US stocks directly then who will be interested and what will be your first US stock to buy"  
[X Link](https://x.com/InvestorOfJAMMU/status/1982757911949725767)  2025-10-27T10:34Z 20.9K followers, 148.7K engagements


"Ask me anything today☺ Bombard your questions. One question/stock at a time plz. Not a buy/sell recommendation"  
[X Link](https://x.com/InvestorOfJAMMU/status/1986968028626755866)  2025-11-08T01:24Z 21K followers, 74K engagements


"Nifty XX is currently is Nifty XX. You know why"  
[X Link](https://x.com/InvestorOfJAMMU/status/1988801271642693645)  2025-11-13T02:49Z 21K followers, 181.5K engagements


"Motilal started Defence index fund in Jun 2024 at NAV of XX. XX months are over yet NAV at same place (today index is down 2%). Do you think it is the right time to bet on when the index at 53PE with risk of B2G business"  
[X Link](https://x.com/InvestorOfJAMMU/status/1992818187105398918)  2025-11-24T04:50Z 20.9K followers, 26.5K engagements


"Every now and then Sharks are selling stake in Bharti Airtel whenever price crosses 2100. They know they can't get so hyped price & high market cap company with huge liquidity demand from punter mutual funds. This is the 4th large selling in Airtel from the last X months"  
[X Link](https://x.com/InvestorOfJAMMU/status/1993286274237841765)  2025-11-25T11:50Z 20.9K followers, 24.2K engagements


"Portfolio down XX% from all time highs. Capital market index fund is saving me from drag☺ What about you"  
[X Link](https://x.com/InvestorOfJAMMU/status/1993290751460143351)  2025-11-25T12:08Z 21K followers, 23.4K engagements


"Can market sustain Gap up positive today Or just another sell on rally and wait for RBI/US Fed policy"  
[X Link](https://x.com/InvestorOfJAMMU/status/1993510059595514105)  2025-11-26T02:40Z 20.9K followers, 10.6K engagements


"Banks are offering MTF starting XX% upto XX% and a payment company Paytm is offering at 7.99%. How is it possible"  
[X Link](https://x.com/InvestorOfJAMMU/status/1993603074523308381)  2025-11-26T08:49Z 20.9K followers, 35.7K engagements


"@Rishikesh_ADX Whether it sustain or not in the short term but 29k in 2026 and 33k in 2027 has to come🤞"  
[X Link](https://x.com/InvestorOfJAMMU/status/1993913910454579516)  2025-11-27T05:24Z 20.9K followers, 1162 engagements


"From "Overweight" on Banks from last year september I am now "neutral" on Banks from here. This does not mean I am bearish. Would like to allocate to other sectors for diversification"  
[X Link](https://x.com/InvestorOfJAMMU/status/1994273778738844068)  2025-11-28T05:14Z 20.9K followers, 3134 engagements


"Bank Nifty touching record highs daily. Small and midcaps investors 👇"  
[X Link](https://x.com/InvestorOfJAMMU/status/1994281056296694113)  2025-11-28T05:43Z 21K followers, 4882 engagements


"Auto index at all time highs🔥🔥 🫣🫣👇"  
[X Link](https://x.com/InvestorOfJAMMU/status/1994283387729711516)  2025-11-28T05:53Z 20.9K followers, 52.4K engagements


"I visit SBI branch once a year for updating passbook of Sukanya Samriddhi. Is there any option to check balance of Sukanya Samridhhi online"  
[X Link](https://x.com/InvestorOfJAMMU/status/1994334913953194454)  2025-11-28T09:17Z 21K followers, 36.1K engagements


"With GDP growth of XXX% Corporate earnings should be in double digits. Something is disconnected"  
[X Link](https://x.com/InvestorOfJAMMU/status/1994355054221127789)  2025-11-28T10:37Z 20.9K followers, 46.2K engagements


"Shorted TVS Motors and still in profit. Portfolio is up because of Kotak icici TMCV and capital market index fund. Lagging by TMPV"  
[X Link](https://x.com/InvestorOfJAMMU/status/1994358814687256906)  2025-11-28T10:52Z 21K followers, 4471 engagements


"US household debt reaches record $XX Trilion. They have huge debt on credit cards mortgage student loan and auto loans. I have heard that US people believe in leveraging upto neck however in India people avoid unneccesary debt"  
[X Link](https://x.com/InvestorOfJAMMU/status/1994504203348443441)  2025-11-28T20:30Z 20.9K followers, 5965 engagements


"Any further rate cut of 25bps by RBI on 5th December may bring a sudden correction in Bank Nifty. Be vigilant"  
[X Link](https://x.com/InvestorOfJAMMU/status/1995195464497668431)  2025-11-30T18:17Z 20.9K followers, 35.8K engagements


"The heavy rise in Gift Nifty may prove itself a 'Bluffmaster' today. But do not forget to "Buy on Dips"✅"  
[X Link](https://x.com/InvestorOfJAMMU/status/1995323807561847267)  2025-12-01T02:47Z 20.9K followers, 16.2K engagements


"GDP numbers - Great✅ Nov Auto data - Great✅ IIP numbers - Worst🔻 GST collection- Poor🔻 Rate cut - Positive for market✅ Worst for Banks🔻"  
[X Link](https://x.com/InvestorOfJAMMU/status/1995506543429841176)  2025-12-01T14:53Z 20.9K followers, 37.5K engagements


"@BijayKumarBhuy6 Making money is important first"  
[X Link](https://x.com/InvestorOfJAMMU/status/1995824942559154537)  2025-12-02T11:58Z 20.9K followers, 12.5K engagements


"And no surprise to me Sandip Sabharwal is promoting the stock as he is invested and always talk biased. Speak against his thesis and be ready to be blocked. One of the two promoters of Indigo exited XX% of his stake made him spokesperson for the remaining XX% stake"  
[X Link](https://x.com/InvestorOfJAMMU/status/1996750555138654463)  2025-12-05T01:16Z 20.9K followers, 6285 engagements


"Booking some profit from Banks"  
[X Link](https://x.com/InvestorOfJAMMU/status/1996858841980604791)  2025-12-05T08:27Z 21K followers, 4863 engagements


"Best Promoter exit till date was Rakesh Gangwal of Indigo"  
[X Link](https://x.com/InvestorOfJAMMU/status/1996903851295911956)  2025-12-05T11:25Z 20.9K followers, 47.6K engagements


"Major points from Kotak Securites on Kaynes Technology👇 🚨 Related-party/ disclosure inconsistencies:- Kotak flagged mismatches in inter-company transactions and year-end balances among Kaynes its subsidiary Iskraemeco and Kaynes Electronics Manufacturing. Many material transactions and payables/receivables didnt appear consistently across their disclosures. 🚨Opaque treatment of acquisitions / Goodwill & Intangible accounting:- The report questioned how Kaynes accounted for the acquisition of Iskraemeco and related entities: the goodwill and reserve adjustments under acquisitions appear"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997078774052278308)  2025-12-05T23:00Z 21K followers, 7602 engagements


"If you know some Sector is going to perform but not sure of which Stock to choose just buy the full sector via ETF. Generally the stock we choose does not work and gives us headache. By buying ETF you can reduce your future irritation. Agree"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997262130442391958)  2025-12-06T11:09Z 20.9K followers, 16.9K engagements


"@AimInvestments Yes Bank and Vodafone type. Also in IPOs for listing gains"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997630895784591794)  2025-12-07T11:34Z 21K followers, 2378 engagements


"@savibasra2 mera portfolio bahut accha chal raha hai.no position in smallcaps"  
[X Link](https://x.com/InvestorOfJAMMU/status/1998184193814385024)  2025-12-09T00:13Z 20.9K followers, XX engagements


"ACC is much better valued with fair growth as compared to Ultratech yet available at very cheap price. Why Ultratech is at P/B of X and P/S of X with just X% PAT growth in the last X years Market is too much inefficient in the short to medium term⛔"  
[X Link](https://x.com/InvestorOfJAMMU/status/1985581414524571766)  2025-11-04T05:34Z 21K followers, 6618 engagements


"ACC Ltd trades cheaper (valuation-wise) than UltraTech Cement even though both are large and reputed companies: 🧱 X. Ownership and Control ACC (and Ambuja Cement) are owned by the Adani Group which acquired them from Holcim in 2022. The market still has trust premium for UltraTech (Aditya Birla Group) a long-term professionally managed and capital-efficient player. Investors typically assign higher valuation multiples (like EV/EBITDA or P/E) to managements with proven consistency conservative leverage and transparency areas where Adani group perception is still being rebuilt. 📊 2."  
[X Link](https://x.com/InvestorOfJAMMU/status/1985636164670537801)  2025-11-04T09:12Z 21K followers, 2207 engagements


"Brokerage firm Zerodha has invested $X million (around Rs XX crore) in stock analysis platform Tijori Finance. Expect Tijori Finance IPO next year. wow🔥🔥"  
[X Link](https://x.com/InvestorOfJAMMU/status/1994111130059567302)  2025-11-27T18:28Z 21K followers, 57.3K engagements


"Chemical sector is brutally fallen from record highs. If you see their PE you may still find them elevated. Do you think we have Margin of Safety in Chemical sector Tag some chemical sector expert plz"  
[X Link](https://x.com/InvestorOfJAMMU/status/1994269776714301709)  2025-11-28T04:59Z 21K followers, 25.7K engagements


"@SpotlessMind_27 Bro.market mein sabka time aata hai"  
[X Link](https://x.com/InvestorOfJAMMU/status/1995647353794248718)  2025-12-02T00:13Z 21K followers, XXX engagements


"Go through these Points before buying bonds👇"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997336050239254561)  2025-12-06T16:03Z 21K followers, 4244 engagements


"@Swatantra07 Its good but you seems to be late in the party. It's already 8x in X years"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997836386603536447)  2025-12-08T01:11Z 21K followers, 1226 engagements


"Bought Good quality apples in bulk from Sabzi Mandi near Jammu for personal consumption. I do it once in a month. Apples were approx Rs XX per Kg. What is the rate of Apples in your city"  
[X Link](https://x.com/InvestorOfJAMMU/status/1987133693497135181)  2025-11-08T12:22Z 21K followers, 44.6K engagements


"Hypervalued stocks in Nifty currently Airtel Indigo Apollo hospitals TVS motors Trent Titan Tata Consumer Ultratech cement Zomato (now crushed after my short call from 360)"  
[X Link](https://x.com/InvestorOfJAMMU/status/1993511553774305502)  2025-11-26T02:46Z 21K followers, 11.1K engagements


"Which Smallcap mutual fund you are invested into and why"  
[X Link](https://x.com/InvestorOfJAMMU/status/1994239953367335306)  2025-11-28T03:00Z 21K followers, 44.2K engagements


"Pumped a lot from last month⛽ I am done with investing in NPS. Hoping for X Crore by 2050✌ XIRR XX% despite market is muted from X year. My NPS settings - XX% Equity XX% Debt"  
[X Link](https://x.com/InvestorOfJAMMU/status/1994676610667352362)  2025-11-29T07:55Z 21K followers, 102.7K engagements


"DroneAchreya is the reason why I avoid Smallcap and Microcap stocks. Very difficult to catch the frauds in the initial stages. Number of frauds are much higher in smallcaps vis-a-vis largecaps. Largecaps remains under high scrutiny as they are analysed by many including FIIs"  
[X Link](https://x.com/InvestorOfJAMMU/status/1994721551476998237)  2025-11-29T10:54Z 21K followers, 13.7K engagements


"Sell courses aggressively or do insider trading or meet promoter of a small company & do pump/dump. Leave India and then settle in Singapore US and Dubai. Talk about multibaggers & value investing on Indian business news channels. Show yourself as God of Investing. Launch your own products in India but stay outside India. Half of Indian investing gurus are notorious and are challenged by SEBI at some point of their life. Make your investing gurus very carefully🚨🚨"  
[X Link](https://x.com/InvestorOfJAMMU/status/1994764642040910085)  2025-11-29T13:45Z 21K followers, 57.2K engagements


"15 stocks portfolio loading tomorrow for long term investing. Let me see who is interested🧐🧐 Needed good number of likes share and comments👇"  
[X Link](https://x.com/InvestorOfJAMMU/status/1995203631965254048)  2025-11-30T18:49Z 21K followers, 89K engagements


"Tata Sierra worth not less than XX lakhs. I am stunned to see its price. As I told earlier Tata Motors PV is already selling Indian cars at breakeven and not making big profits. Management eyeing 30-40% market share in SUVs😲 Problem for Hyundai M&M & Maruti Suzuki🚨"  
[X Link](https://x.com/InvestorOfJAMMU/status/1995324646166806624)  2025-12-01T02:50Z 21K followers, 191.4K engagements


"My neighbour bought Hyundai Creta for XX lakhs and now he is crying after watching Tata Sierra video and price. He want to change but cannot as he is worried for price erosion of Old Creta"  
[X Link](https://x.com/InvestorOfJAMMU/status/1995501086325837918)  2025-12-01T14:31Z 21K followers, 96.7K engagements


"This portfolio is a mix of large medium and smallcap stocks so expect stable and outperforming return in the long term. Do your research before buying. Insurance - ICICI Lombard Bank - Kotak Bank Auto - Tata Motors CV Telecom/Retail - Reliance Wealth Management - Motilal Oswal or Nuvama AI theme/Power - Anant Raj (Risky bet) or PFC IT - Birlasoft NBFC - Aadhar housing finance Infra - ACE Consumption - Vintage coffee Travel/Tourism - IRCTC Pharma - Cipla Defence - Motilal Oswal defence index fund Cement - ACC Healthcare - Yatharth Hospitals"  
[X Link](https://x.com/InvestorOfJAMMU/status/1995640831827738893)  2025-12-01T23:47Z 21K followers, 84.3K engagements


"Many folks are praising Hyundai Creta. I have found it just an advance version of Maruti Swift. Nothing else. Even price is X lakhs higher than what it deserves"  
[X Link](https://x.com/InvestorOfJAMMU/status/1995646912008204654)  2025-12-02T00:11Z 21K followers, 9115 engagements


"This book on Eliott waves & Fibonnaci ratios is written in a very simple language. Whatever I have learned on EW is through this book and fro practical experience. Elliott Wave can help you in finding the best price to Buy and average up and sometimes in selling too"  
[X Link](https://x.com/InvestorOfJAMMU/status/1995814073422999604)  2025-12-02T11:15Z 21K followers, 5733 engagements


"➡5 steps to ensure cost-effective investing ✅Choose low-cost funds Prefer index funds/ETFs and mutual funds with low expense ratios. ✅Minimise trading Avoid frequent buy/sell to cut brokerage taxes and slippage. ✅Use direct plans In mutual funds pick Direct plans to save on commissions. ✅Optimise taxes Hold long term use tax-efficient products and harvest losses when needed. ✅Avoid unnecessary products Skip high-fee ULIPs PMS structured products; stick to simple transparent investments"  
[X Link](https://x.com/InvestorOfJAMMU/status/1995815292644307345)  2025-12-02T11:20Z 21K followers, 9475 engagements


"If someone invested X Cr in Vedanta at 40/share in April 2020 he is getting X Cr as dividend every year including capital appreciation of 1350%. Power of Dividends🔥🔥"  
[X Link](https://x.com/InvestorOfJAMMU/status/1995823062709944614)  2025-12-02T11:51Z 21K followers, 178.2K engagements


"Buy on Dips💪 My cash allocation reduced to XX% now"  
[X Link](https://x.com/InvestorOfJAMMU/status/1996072654722494554)  2025-12-03T04:23Z 21K followers, 31.9K engagements


"When there is Sale around you should shop more🛒🛍 Imagine you are getting stocks at XX months old price. Aur kitne achhe din chahiye"  
[X Link](https://x.com/InvestorOfJAMMU/status/1996129764554449088)  2025-12-03T08:09Z 21K followers, 11.2K engagements


"Except Hyundai all others are doing good. Hyundai is not doing any new launches and its old products are hyped much"  
[X Link](https://x.com/InvestorOfJAMMU/status/1996136243042922530)  2025-12-03T08:35Z 21K followers, 4752 engagements


"Birlasoft Warming up for bigger moves🚀🚀"  
[X Link](https://x.com/InvestorOfJAMMU/status/1996511939158225180)  2025-12-04T09:28Z 21K followers, 7209 engagements


"Are you expecting rate cut of 25bps tomorrow from RBI Yes or No👇"  
[X Link](https://x.com/InvestorOfJAMMU/status/1996545128266383634)  2025-12-04T11:40Z 21K followers, 45.9K engagements


"Clean Science or Clean Demat Account For your kind information this IPO was subscribed 93X and listed at XX% premium"  
[X Link](https://x.com/InvestorOfJAMMU/status/1996573429131345968)  2025-12-04T13:32Z 21K followers, 11.9K engagements


"#KaynesTech If it seems too good to be true it usually will be. Avoid FOMO effect. Many times when the stocks zooms up irrationally I sit back and analyze how true is this Often that has saved me from making bad investments & at insane valuations"  
[X Link](https://x.com/InvestorOfJAMMU/status/1996597795747405841)  2025-12-04T15:09Z 21K followers, 6548 engagements


"#IREDA IPO came at XX and the stock was rigged heavily above XXX in just few months. Now coming back to from where it started.🔻🔻"  
[X Link](https://x.com/InvestorOfJAMMU/status/1996852898119159822)  2025-12-05T08:03Z 21K followers, 13.3K engagements


"Learned one thing from Indigo self inflicted fiasco. If you are the undisputed king of the sector you can easily arm twist your employees and Regulator for your unwarranted demands. Respect for Tata also gone down after their Board dispute for power and slack response from Air India. Pathetic🤧"  
[X Link](https://x.com/InvestorOfJAMMU/status/1996902680699318493)  2025-12-05T11:21Z 21K followers, 5767 engagements


"As per me the quantitaive easing cycle is almost over. Further rate cuts will dent more than the benefits. Banks deposit growth🔻 Inflation🔺 Not expecting any further rate cuts from RBI. Only another 25bps cut in case of worst GDP scenario"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997087505192194065)  2025-12-05T23:35Z 21K followers, 6002 engagements


"Fix Deposit rates will further go down. Who want to park his long term funds at just X% type. Cheap money days for Banks is over. Now for catching up with the credit growth they need to borrow funds by issuing bonds at 7%"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997152660051640636)  2025-12-06T03:54Z 21K followers, 15.8K engagements


"You will find many investors who lost money in stocks & FnO but you will never find any investor who lost money in mutual funds if he stayed beyond X years. Everyone makes money in Mutual Funds in the long run. Longer is the time lesser the risk✅"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997295352811340216)  2025-12-06T13:21Z 21K followers, 4475 engagements


"From the day Motilal Oswal launched Consumption fund all consumption stocks are sulking big time. Their NAV too is down from XX. PE of the fund is 59😱 They made top in defence and Capital market sector last year when they launched their index fund. Your view"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997299266742837560)  2025-12-06T13:37Z 21K followers, 7236 engagements


"It is almost impossible to remain profitable in Option Buying for long. Option buying is not a sustainable option for retail guys. Avoid❌"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997304459417006506)  2025-12-06T13:57Z 21K followers, 31.2K engagements


"Focus on the asset class which has underperformed. Gold and Silver bull run is played off. Focus on Indian equity for next X years"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997305545800483307)  2025-12-06T14:02Z 21K followers, 10.5K engagements


"I am going to commit a mistake and you are going to troll me a lot. Going to put lumsum in Helios Smallcap fund (recently launched) if its NAV goes down to 9"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997311211717955833)  2025-12-06T14:24Z 21K followers, 41.2K engagements


"Simple task for Central government👇 Just fire the entire Board of Indigo same like Yes Bank (if you remember) place your officials some aviation experts & run the company till the time everything stables. Teach a lifelong lesson to those who are sabotising against our nation"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997349106524803418)  2025-12-06T16:55Z 21K followers, 9217 engagements


"Diversification is a protection against ignorance. It makes very little sense for those who know what they are doing"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997646907313734044)  2025-12-07T12:38Z 21K followers, 2593 engagements


"Most people get interested in stocks when everyone else is. The time to get interested is when no one else is. You can't buy what is popular and do well"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997655798546141275)  2025-12-07T13:13Z 21K followers, 5227 engagements


"Name one high conviction stock where you can bet your house too"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997697469506109854)  2025-12-07T15:59Z 21K followers, 31.6K engagements


"India has worst 5G network service and pathetic internet speed. Shame on Jio and Airtel for looting people"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997699498462855370)  2025-12-07T16:07Z 21K followers, 5541 engagements


"Gangadhar hi Shaktimaan hai🤔"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997843372007158264)  2025-12-08T01:39Z 21K followers, 3591 engagements


"Goa is overrated. Visakhapatnam is underrated"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997859170188763292)  2025-12-08T02:41Z 21K followers, 196.6K engagements


"I have seen insurance agents selling insurance policies for children aged below X or XX. Tell me seriously why you need insurance policy for a child Insurance policy is meant to cover the earning member and not everyone"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997863772418084913)  2025-12-08T03:00Z 21K followers, 6958 engagements


"Some big investor is offloading XXX% in Zomato today. He is helping the stock to cover the XXX gap up fast. Are you ready to buy in the range of 270-280 #Eternal"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997864146088738902)  2025-12-08T03:01Z 21K followers, 8786 engagements


"Complete bloodbath in Smallcaps🚨🚨 First target of 17200 achieved✅ Are you loading XX% here or waiting for 16100 for XXX% loading"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997920217008410887)  2025-12-08T06:44Z 21K followers, 16.1K engagements


"STUPID STUPID STUPID"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997931098500894806)  2025-12-08T07:27Z 21K followers, 43.5K engagements


"Can we see Lower Circuit on #Indigo today"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997940874714771693)  2025-12-08T08:06Z 21K followers, 5275 engagements


"Kaynes at Lower Circuit😱😱 Kotak Securites literally messed its stock price🚨 Disc - no position"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997942726722301968)  2025-12-08T08:14Z 21K followers, 40.7K engagements


"🗒Note to all Retail investors: Plz Share with all🙏 After a long consolidation of more than X year the operator is now trying to throw all weak hands before a big up move in 2026. This is not happening first time. Many old investors are aware that without throwing out weak hands market cannot go up. The strategy of operator is to frustrate everyone for few months and then give a sudden down move to scare everyone. The only option for long term wealth creation is not to sell. The down move and volatility are giving you the option to add more accumulate more units of Mutual funds and stocks."  
[X Link](https://x.com/InvestorOfJAMMU/status/1998178548490903973)  2025-12-08T23:51Z 21K followers, 63.6K engagements


"@Chilllvro thoda aur aane do niche"  
[X Link](https://x.com/InvestorOfJAMMU/status/1998187310257746154)  2025-12-09T00:25Z 21K followers, XX engagements


"Do you still remember what warning S Naren CIO of ICICI Mutual Fund has given for the small and midcaps"  
[X Link](https://x.com/InvestorOfJAMMU/status/1998193553957392446)  2025-12-09T00:50Z 21K followers, 33.7K engagements


"Kal sabko Kaynes bechna tha. Aaj sabko lena hai. Market is a very funny place"  
[X Link](https://x.com/InvestorOfJAMMU/status/1998306296311976091)  2025-12-09T08:18Z 21K followers, 16.8K engagements


"@Atul_Jaiswal01 ho gaya railway ka time.fresh bull market fresh sector"  
[X Link](https://x.com/InvestorOfJAMMU/status/1998308538704367770)  2025-12-09T08:27Z 21K followers, XXX engagements


"If you have noticed 'X' is adding new features every fortnight and that are very helpful in the overall UI of the app. One of the best social media app👍"  
[X Link](https://x.com/InvestorOfJAMMU/status/1998338353985671492)  2025-12-09T10:26Z 21K followers, 2118 engagements


"Swiggy is raising 10k Cr in QIP. Blinkit CEO warning for bubble in Quick commerce. Zepto is disrupting both the existing players. Zomato too raised Billions in advance as war chest Valuations discounting profit for FY30 Sector revenue growth is XX% Interesting time ahead☀"  
[X Link](https://x.com/InvestorOfJAMMU/status/1998339786981904571)  2025-12-09T10:31Z 21K followers, 2554 engagements


"Starlink plans launched in India👇 Residential plan: Rs 8600/month Hardware kit: Rs 34000 (one-time) Unlimited data up to XXX Mbps. If this is the pricing for Starlink in India it is going to fail badly🔻"  
[X Link](https://x.com/InvestorOfJAMMU/status/1998377691280765403)  2025-12-09T13:02Z 21K followers, 12.1K engagements


"What FnO trading test then Whole body"  
[X Link](https://x.com/InvestorOfJAMMU/status/1998379552876458463)  2025-12-09T13:09Z 21K followers, 3101 engagements


"Gold NBFCs are taking a hidden risk when they offer high LTV loans during peak gold prices. Example 👇 Suppose today gold is XXX. Muthoot offers XX% LTV Customer gets a XX loan against XXX worth of gold. But what if gold falls XX% (It has happened before gold corrected sharply in 20122013 and 2020.) Now the same gold is worth only XX. The customer has a XX loan backed by collateral worth XX. Why would he repay He simply walks away. NBFC absorbs the loss. This is the real risk in high-LTV lending during elevated commodity cycles. NBFC earns interest only if gold prices stay high. If prices"  
[X Link](https://x.com/InvestorOfJAMMU/status/1989671514912993366)  2025-11-15T12:27Z 21K followers, 74.3K engagements


"If you were heavweight on Banks like me from last year this is the time to allocate heavy profits from banks to other sectors who are underperforming but likely to report higher earnings growth. Banks will continue to do good but allocation should be diversified from here🙏"  
[X Link](https://x.com/InvestorOfJAMMU/status/1993940163026997363)  2025-11-27T07:09Z 21K followers, 8055 engagements


"Hyundai sold 66840 units in Nov vs 59199 Units by Tata Motors PV. #Hyundai market cap XXXX lakh crore vs #TMPV market cap of XXXX lakh crore. Forget JLR whose sale I am not even assuming. Summary - Market is extremely inefficient in the short to medium term"  
[X Link](https://x.com/InvestorOfJAMMU/status/1995414964581044246)  2025-12-01T08:49Z 21K followers, 23K engagements


"In Stock Market whenever you are in fear or doubt just "Zoom Out" the Chart of Nifty/Sensex"  
[X Link](https://x.com/InvestorOfJAMMU/status/1996186596115353615)  2025-12-03T11:55Z 21K followers, 7894 engagements


"Five steps to become financially independent by 40🔥👇 X. Aggressive Saving & Investing Early:- Save 4050% of income in your 20s30s and invest monthly in equities (index funds stocks SIPs). X. Build Multiple Income Streams:- Create XX extra sources: side business freelancing rental income dividends. X. Eliminate Bad Debt Fast:- Clear credit cards personal loans high-interest EMIs; keep only productive debt. X. Increase Your Skill & Income Upskill every year:- Aim for XX% income growth annually via job jumps or business scaling. X. Target FI Number & Stay Disciplined:- Calculate your FI number"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997322577065423135)  2025-12-06T15:09Z 21K followers, 45K engagements


"Huge viewership to these kind of unproductive videos refers to two things X. Cheap unlimited data X. High unemployment"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997692099161100741)  2025-12-07T15:38Z 21K followers, 263.9K engagements


"Calculate your CAGR return in LIC policy and comment the outcome👇 I will be surprised if someone comment above 6%"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997862614207263007)  2025-12-08T02:55Z 21K followers, 19.7K engagements


"If someone is selling you insurance policy but only talking of return on investment don't buy it. Insurance policy meant for life cover in case of mishappening and not return on investment"  
[X Link](https://x.com/InvestorOfJAMMU/status/1997863081071034774)  2025-12-08T02:57Z 21K followers, 2664 engagements


"You want to see all time highs in your portfolios Just convince FM Nirmala Sitharaman to abolish either LTCG or STT"  
[X Link](https://x.com/InvestorOfJAMMU/status/1998031131296641249)  2025-12-08T14:05Z 21K followers, 13.8K engagements


"LTCG combines with STT is one of the biggest reasons for FIIs exile. FIIs cannot bear brutal taxes and falling Rupee. There is no concept of STT in the entire world"  
[X Link](https://x.com/InvestorOfJAMMU/status/1998180822642544790)  2025-12-09T00:00Z 21K followers, 64.3K engagements


"@IndianHindu02 Punter mutual funds will not allow"  
[X Link](https://x.com/InvestorOfJAMMU/status/1998188622324150371)  2025-12-09T00:31Z 21K followers, XX engagements


"@KrishAlpha7 I lived here for a decade"  
[X Link](https://x.com/InvestorOfJAMMU/status/1998191614737686832)  2025-12-09T00:43Z 21K followers, XXX engagements


"Investors who created generational wealth have gone through XX% drawdown multiple times. Everyone's portfolio is going down. You are not alone. Before showering money market is conducting your exam. You have to just stay invested for passing this exam. Let me see who pass🤞"  
[X Link](https://x.com/InvestorOfJAMMU/status/1998230969762066860)  2025-12-09T03:19Z 21K followers, 9324 engagements


"Retail favourite Railway stock IRFC down XX% from all time highs🔻 As per me XX is the value buy zone💚 What you think can it come to 92"  
[X Link](https://x.com/InvestorOfJAMMU/status/1998300014557405476)  2025-12-09T07:53Z 21K followers, 16.4K engagements


"One smallcap fund's expense ratio is XXXX% for direct plan and XXX% for regular plan. XXX% is too much. It can eat of lot of return in the long tern. Is there anyone now who choose regular plan instead of direct plan"  
[X Link](https://x.com/InvestorOfJAMMU/status/1998419442787926314)  2025-12-09T15:48Z 21K followers, 10.8K engagements


"Nippon Smallcap fund has XXX stocks. Its X years CAGR is XX% and Return since inception (2013) is 24%🔥 Highest allocation stock is MCX with XXXX% and lowest allocation stock is Credo Brand with XXXX% Why we need multibaggers in particular stocks when Mutual fund can do it"  
[X Link](https://x.com/InvestorOfJAMMU/status/1998433201648521450)  2025-12-09T16:42Z 21K followers, 8273 engagements