[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @HettyGreen2020 StartMakingSense Capital StartMakingSense Capital posts on X about $hci, $xzo, $gwre, ipo the most. They currently have XXX followers and XXX posts still getting attention that total XX engagements in the last XX hours. ### Engagements: XX [#](/creator/twitter::1893714497317072897/interactions)  - X Week XXXXX -XX% - X Month XXXXXX +137% - X Months XXXXXX +5,513% ### Mentions: X [#](/creator/twitter::1893714497317072897/posts_active)  - X Month XX -XXXX% - X Months XXX +2,029% ### Followers: XXX [#](/creator/twitter::1893714497317072897/followers)  - X Week XXX +4.20% - X Month XXX +25% - X Months XXX +490% ### CreatorRank: undefined [#](/creator/twitter::1893714497317072897/influencer_rank)  ### Social Influence [#](/creator/twitter::1893714497317072897/influence) --- **Social category influence** [finance](/list/finance) [stocks](/list/stocks) [cryptocurrencies](/list/cryptocurrencies) **Social topic influence** [$hci](/topic/$hci) #1, [$xzo](/topic/$xzo) #1, [$gwre](/topic/$gwre) #2, [ipo](/topic/ipo), [$80m](/topic/$80m), [$183sh](/topic/$183sh) #1, [$oprt](/topic/$oprt) #2, [$sdhc](/topic/$sdhc), [$nvr](/topic/$nvr), [builder](/topic/builder) **Top assets mentioned** [GUIDEWIRE SOFTWARE, INC. (GWRE)](/topic/$gwre) [NVR, Inc. (NVR)](/topic/$nvr) [D R Horton Inc (DHI)](/topic/$dhi) [Verisk Analytics, Inc. (VRSK)](/topic/$vrsk) [Jefferies Financial Group Inc. (JEF)](/topic/$jef) [Deutsche Bank Aktiengesellschaft (DB)](/topic/$db) [Centrifuge (CFG)](/topic/$cfg) [GammaSwap (GS)](/topic/$gs) [Better Home & Finance Holding Company Class A Common Stock (BETR)](/topic/$betr) ### Top Social Posts [#](/creator/twitter::1893714497317072897/posts) --- Top posts by engagements in the last XX hours "$SDHC Hardly anyone talks about them industry low cycle times/capital efficiency growing in new markets. Legit could grow into a $NVR margin profile Hope they are repurchasing shares rn Illiquid so institutions have trouble with itexcept for unique shops like Conifer" [X Link](https://x.com/HettyGreen2020/status/1966553442475725289) [@HettyGreen2020](/creator/x/HettyGreen2020) 2025-09-12T17:24Z XXX followers, XXX engagements "$HCI $XZO HCI now $XXX from $XXX when we flagged this. Exzeo's S-1/A dropped: @ $21/sh IPO midpoint with greenshoe Exzeo will have a market cap of $1.9bn (91.9m shares) and $280m of net cash () That's 24x net income of $80m" [X Link](https://x.com/HettyGreen2020/status/1978846440261648716) [@HettyGreen2020](/creator/x/HettyGreen2020) 2025-10-16T15:32Z XXX followers, XXX engagements "Heady multiple given only X big (loyal) customer (HCI) so let's see if it holds. Cheap vs. $GWRE. $HCI will own 75m shares or XX% = $1.6bn or $XXX per HCI share. Implies rest of HCI is worth $950m or $73/sh. At only $160m AT income HCI ex- $XZO is now valued at 6x" [X Link](https://x.com/HettyGreen2020/status/1978846441851265292) [@HettyGreen2020](/creator/x/HettyGreen2020) 2025-10-16T15:32Z XXX followers, XX engagements "$HCI $XZO Positioned as an underwriting-first platform unlike the policy admin/billing/claims SaaS firms like $GWRE (which Exzeo also does). HCI LRs have been exceptional" [X Link](https://x.com/HettyGreen2020/status/1971219298019668073) [@HettyGreen2020](/creator/x/HettyGreen2020) 2025-09-25T14:24Z XXX followers, XXX engagements "10x on $XZO is a little arbitrary based on customer concentration standing start to growth strong margins But compare that to $GWRE which trades at PE of 285x 2025A.or slow growth $VRSK at 37x LTM $HCI" [X Link](https://x.com/HettyGreen2020/status/1971222329301794829) [@HettyGreen2020](/creator/x/HettyGreen2020) 2025-09-25T14:36Z XXX followers, XXX engagements "$OPRT cratering is a CDFI After Tricolor some borrowing from @standuquesne : "Short then investigate" Unlike Tricolor (auto) OPRT does UNsecured consumer loans to poor ppl. XXX avg score vs XXX = less default risk but little to no recovery $JEF $GS $DB do the sec'zs" [X Link](https://x.com/HettyGreen2020/status/1978532920907165806) [@HettyGreen2020](/creator/x/HettyGreen2020) 2025-10-15T18:46Z XXX followers, XXX engagements "@CedarStResearch Any thoughts on the brokers today" [X Link](https://x.com/HettyGreen2020/status/1978925871529377948) [@HettyGreen2020](/creator/x/HettyGreen2020) 2025-10-16T20:47Z XXX followers, XXX engagements "@CedarStResearch Thanks. Will the Acrisure IPO ever come Easy to forget a name like BRO went nowhere from 2006-15. Need rate. M&A multiples really are sticky high. These guys can crank margin though" [X Link](https://x.com/HettyGreen2020/status/1978953368962818363) [@HettyGreen2020](/creator/x/HettyGreen2020) 2025-10-16T22:37Z XXX followers, XX engagements "$HCI $XZO S-1 dropped Basically only customer is current parent so will need to show growth. Variable model so sales cycle prob $GWRE but switching cost cheaper At 10x AT income of $80m the rest of HCI is trading for 7.5x (at $183/sh) Snips below" [X Link](https://x.com/HettyGreen2020/status/1971217491981733972) [@HettyGreen2020](/creator/x/HettyGreen2020) 2025-09-25T14:17Z XXX followers, XXX engagements "@standuquesne Pathward $CASH is putting back to $OPRT all OPRT loans it has retained by Feb 2026 Makes you think" [X Link](https://x.com/HettyGreen2020/status/1978533691119767940) [@HettyGreen2020](/creator/x/HettyGreen2020) 2025-10-15T18:49Z XXX followers, XX engagements "An absolute tour de force by @vishalgarg1_0 Post capitulation of the meme crew was lucky timing too. $BETR is a product story. Superior data use and cost advantages. Selling mortgages And software. TAM for partnerships is large. And mortgage demand is highly elastic wrt rates" [X Link](https://x.com/HettyGreen2020/status/1978540891603177821) [@HettyGreen2020](/creator/x/HettyGreen2020) 2025-10-15T19:18Z XXX followers, XXX engagements "@CedarStResearch @boujee_banker The problem for regional banks is that prime or super prime (ofc execs call it that) underwriting to small businesses and real estate can sour quickly. Completely agree that its imperative to look at non loan assets at banks and portfolios at insurers" [X Link](https://x.com/HettyGreen2020/status/1979152871363903721) [@HettyGreen2020](/creator/x/HettyGreen2020) 2025-10-17T11:49Z XXX followers, XX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@HettyGreen2020 StartMakingSense Capital
StartMakingSense Capital posts on X about $hci, $xzo, $gwre, ipo the most. They currently have XXX followers and XXX posts still getting attention that total XX engagements in the last XX hours.
Engagements: XX #
- X Week XXXXX -XX%
- X Month XXXXXX +137%
- X Months XXXXXX +5,513%
Mentions: X #
- X Month XX -XXXX%
- X Months XXX +2,029%
Followers: XXX #
- X Week XXX +4.20%
- X Month XXX +25%
- X Months XXX +490%
CreatorRank: undefined #
Social Influence #
Social category influence finance stocks cryptocurrencies
Social topic influence $hci #1, $xzo #1, $gwre #2, ipo, $80m, $183sh #1, $oprt #2, $sdhc, $nvr, builder
Top assets mentioned GUIDEWIRE SOFTWARE, INC. (GWRE) NVR, Inc. (NVR) D R Horton Inc (DHI) Verisk Analytics, Inc. (VRSK) Jefferies Financial Group Inc. (JEF) Deutsche Bank Aktiengesellschaft (DB) Centrifuge (CFG) GammaSwap (GS) Better Home & Finance Holding Company Class A Common Stock (BETR)
Top Social Posts #
Top posts by engagements in the last XX hours
"$SDHC Hardly anyone talks about them industry low cycle times/capital efficiency growing in new markets. Legit could grow into a $NVR margin profile Hope they are repurchasing shares rn Illiquid so institutions have trouble with itexcept for unique shops like Conifer"
X Link @HettyGreen2020 2025-09-12T17:24Z XXX followers, XXX engagements
"$HCI $XZO HCI now $XXX from $XXX when we flagged this. Exzeo's S-1/A dropped: @ $21/sh IPO midpoint with greenshoe Exzeo will have a market cap of $1.9bn (91.9m shares) and $280m of net cash () That's 24x net income of $80m"
X Link @HettyGreen2020 2025-10-16T15:32Z XXX followers, XXX engagements
"Heady multiple given only X big (loyal) customer (HCI) so let's see if it holds. Cheap vs. $GWRE. $HCI will own 75m shares or XX% = $1.6bn or $XXX per HCI share. Implies rest of HCI is worth $950m or $73/sh. At only $160m AT income HCI ex- $XZO is now valued at 6x"
X Link @HettyGreen2020 2025-10-16T15:32Z XXX followers, XX engagements
"$HCI $XZO Positioned as an underwriting-first platform unlike the policy admin/billing/claims SaaS firms like $GWRE (which Exzeo also does). HCI LRs have been exceptional"
X Link @HettyGreen2020 2025-09-25T14:24Z XXX followers, XXX engagements
"10x on $XZO is a little arbitrary based on customer concentration standing start to growth strong margins But compare that to $GWRE which trades at PE of 285x 2025A.or slow growth $VRSK at 37x LTM $HCI"
X Link @HettyGreen2020 2025-09-25T14:36Z XXX followers, XXX engagements
"$OPRT cratering is a CDFI After Tricolor some borrowing from @standuquesne : "Short then investigate" Unlike Tricolor (auto) OPRT does UNsecured consumer loans to poor ppl. XXX avg score vs XXX = less default risk but little to no recovery $JEF $GS $DB do the sec'zs"
X Link @HettyGreen2020 2025-10-15T18:46Z XXX followers, XXX engagements
"@CedarStResearch Any thoughts on the brokers today"
X Link @HettyGreen2020 2025-10-16T20:47Z XXX followers, XXX engagements
"@CedarStResearch Thanks. Will the Acrisure IPO ever come Easy to forget a name like BRO went nowhere from 2006-15. Need rate. M&A multiples really are sticky high. These guys can crank margin though"
X Link @HettyGreen2020 2025-10-16T22:37Z XXX followers, XX engagements
"$HCI $XZO S-1 dropped Basically only customer is current parent so will need to show growth. Variable model so sales cycle prob $GWRE but switching cost cheaper At 10x AT income of $80m the rest of HCI is trading for 7.5x (at $183/sh) Snips below"
X Link @HettyGreen2020 2025-09-25T14:17Z XXX followers, XXX engagements
"@standuquesne Pathward $CASH is putting back to $OPRT all OPRT loans it has retained by Feb 2026 Makes you think"
X Link @HettyGreen2020 2025-10-15T18:49Z XXX followers, XX engagements
"An absolute tour de force by @vishalgarg1_0 Post capitulation of the meme crew was lucky timing too. $BETR is a product story. Superior data use and cost advantages. Selling mortgages And software. TAM for partnerships is large. And mortgage demand is highly elastic wrt rates"
X Link @HettyGreen2020 2025-10-15T19:18Z XXX followers, XXX engagements
"@CedarStResearch @boujee_banker The problem for regional banks is that prime or super prime (ofc execs call it that) underwriting to small businesses and real estate can sour quickly. Completely agree that its imperative to look at non loan assets at banks and portfolios at insurers"
X Link @HettyGreen2020 2025-10-17T11:49Z XXX followers, XX engagements