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# ![@FundasyInvestor Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1225923763117666304.png) @FundasyInvestor Fundasy

Fundasy posts on X about $four, $root, business, stocks the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::1225923763117666304/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1225923763117666304/c:line/m:interactions.svg)

- X Week XXXXXX +139%
- X Month XXXXXXX +40%
- X Months XXXXXXX +50%
- X Year XXXXXXXXX -XX%

### Mentions: XX [#](/creator/twitter::1225923763117666304/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1225923763117666304/c:line/m:posts_active.svg)

- X Week XX -XXXX%
- X Month XXX +58%
- X Months XXX +58%
- X Year XXX -XX%

### Followers: XXXXX [#](/creator/twitter::1225923763117666304/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1225923763117666304/c:line/m:followers.svg)

- X Week XXXXX +0.65%
- X Month XXXXX +1.50%
- X Months XXXXX +11%
- X Year XXXXX +21%

### CreatorRank: XXXXXXX [#](/creator/twitter::1225923763117666304/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1225923763117666304/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  XXXXX% [cryptocurrencies](/list/cryptocurrencies)  #2917 [stocks](/list/stocks)  XXXXX% [technology brands](/list/technology-brands)  XXXX% [currencies](/list/currencies)  XXXX% [countries](/list/countries)  XXXX% [luxury brands](/list/luxury-brands)  XXXX% [automotive brands](/list/automotive-brands)  XXXX%

**Social topic influence**
[$four](/topic/$four) #1, [$root](/topic/$root) #5, [business](/topic/business) 8.54%, [stocks](/topic/stocks) 6.1%, [$cprt](/topic/$cprt) #54, [$oscr](/topic/$oscr) 4.88%, [$knsl](/topic/$knsl) #2, [$csuto](/topic/$csuto) #36, [insurance](/topic/insurance) 3.66%, [$nu](/topic/$nu) XXXX%

**Top accounts mentioned or mentioned by**
[@fcfgrowth](/creator/undefined) [@donzellisamuel](/creator/undefined) [@realroseceline](/creator/undefined) [@sixsigmacapital](/creator/undefined) [@stayinginvested](/creator/undefined) [@blondesnmoney](/creator/undefined) [@unborn_investor](/creator/undefined) [@stonkmetal](/creator/undefined) [@saynototrading](/creator/undefined) [@tomsmith839](/creator/undefined) [@nicolaguida73](/creator/undefined) [@jminvestment0](/creator/undefined) [@koyfincharts](/creator/undefined) [@unborninvestor](/creator/undefined) [@ldiscernment](/creator/undefined) [@bizalmanac](/creator/undefined) [@adriancsc](/creator/undefined) [@highyieldharry](/creator/undefined) [@leinad7331](/creator/undefined) [@possiblevalue](/creator/undefined)

**Top assets mentioned**
[4 (FOUR)](/topic/$four) [The Root Network (ROOT)](/topic/$root) [Copart, Inc. (CPRT)](/topic/$cprt) [Oscar Health, Inc. (OSCR)](/topic/$oscr) [Kinsale Capital Group, Inc. (KNSL)](/topic/$knsl) [NuCypher (NU)](/topic/$nu) [PayPal Holdings Inc (PYPL)](/topic/$pypl) [MercadoLibre Inc (MELI)](/topic/$meli) [Grand Base (GB)](/topic/$gb) [SAP SE (SAP)](/topic/$sap) [Nu Holdings Ltd. (NU)](/topic/nu-holdings) [Shopify Inc (SHOP)](/topic/$shop) [Ritchie Bros. Auctioneers Incorporated (RBA)](/topic/$rba) [PAID (PAID)](/topic/$paid) [Affirm Holdings, Inc. Class A Common Stock (AFRM)](/topic/$afrm) [TransDigm Group, Inc. (TDG)](/topic/$tdg) [Metadium (META)](/topic/$meta) [McDonald's Corp (MCD)](/topic/$mcd) [Domino's Pizza Inc (DPZ)](/topic/$dpz) [Ferrari N.V. (RACE)](/topic/$race) [SuperWalk (GRND)](/topic/$grnd) [Interactive Brokers Group, Inc. (IBKR)](/topic/$ibkr) [Lemonade, Inc. (LMND)](/topic/$lmnd) [Return to Beginnings (ROOTS)](/topic/$roots) [Heima (HEI)](/topic/$hei) [Neurobro (BRO)](/topic/$bro) [Sea Limited (SE)](/topic/$se)
### Top Social Posts
Top posts by engagements in the last XX hours

"$USDCAD There will be a point where I go shopping in Canada for my favorite Canadian listed names that have Consolidated Currency abroad Today is not that day though $CSU.TO $TVK.TO $KSI.TO"  
[X Link](https://x.com/FundasyInvestor/status/1990831362086174860)  2025-11-18T17:15Z 8096 followers, 2765 engagements


"$OSCR $ROOT Two of my favorite stocks are trading at 2x Gross Profit have unrivaled premium/customer growth and are SG&A efficient enough where 20-30% of Gross Profit will be translated to underwriting profits in time Very bullish tech-enabled insurance stocks going forward"  
[X Link](https://x.com/FundasyInvestor/status/1990834750865748328)  2025-11-18T17:29Z 8096 followers, 1968 engagements


"$SAP Not a serious company. So entrenched it doesnt matter though"  
[X Link](https://x.com/FundasyInvestor/status/1992397172613230750)  2025-11-23T00:57Z 8097 followers, 1941 engagements


"Frankly not a good look if $NU is about 2/3rds $MELI market cap has 125M users in your key countries etc. However their services are not the same. More like a $SHOP / $PYPL style gateway acquiring POS systems Nu Holdings offers checking accounts credit cards etc"  
[X Link](https://x.com/FundasyInvestor/status/1994195220586524836)  2025-11-28T00:02Z 8102 followers, 4861 engagements


"Like yes this is all objectively true. However it can also be simpler: - Buffett was born in 1930. He matched the S&P500 performance from 70-95 years old born XX years before the WWW was invented. His performance waned in his later years understandably - In his 20-30s he was CAGRing XX% a year in Private funds to then CAGR a holding company at XX% for 60+ years Buffett was a dawg. Dont emulate him but learn from greatness thats all. Greatness would translate in any age if Buff was born today and learning about ML being used to underwrite insurance at unit economics yielding 50-100% higher"  
[X Link](https://x.com/FundasyInvestor/status/1995173339866730963)  2025-11-30T16:49Z 8096 followers, 18.6K engagements


"$FOUR Oh. would you look at that. Company might be growing that topline and LTV with positive ROIIC after all. The implications of that assumption would be fun and is definitely not priced in by the street today"  
[X Link](https://x.com/FundasyInvestor/status/1995934887044677996)  2025-12-02T19:15Z 8097 followers, 2466 engagements


"Europeans have a nice opportunity on the weakening US Dollar to shift some assets with high tax losses in EUR to USD Consolidated companies at a good 10-15% discount on Currency Tailwinds If youre a EUR investor it might be time to consider shifting or purchasing some USD consolidated investments with companies doing most of their business internally to the US"  
[X Link](https://x.com/FundasyInvestor/status/1996274316661452899)  2025-12-03T17:44Z 8096 followers, 2055 engagements


"@stonkmetal I personally like $OSCR and $ROOT as well that operate XXX% in the US with both having massive addressable markets with Root likely being able to go International 7-10 years down the road No writeup on Root though yet🫠 its in the pipeline. Love $FOUR though great choice"  
[X Link](https://x.com/FundasyInvestor/status/1996280154138521683)  2025-12-03T18:07Z 8096 followers, XXX engagements


"With one of the highest Correlations on Growth vs Price/Gross Profit at a .37 R2 value. $ROOT $OSCR are looking very interesting compared to other names in the Insurance Sector. I just like Kinsale and think that's interesting. That valuation there is because XX% of Gross Profits get translated into Operating Profits allowing it to trade at that premium valuation. Growth is also slowing at Kinsale with both Property and Casualty in the E&S area being in soft markets"  
[X Link](https://x.com/FundasyInvestor/status/1996338062066929968)  2025-12-03T21:57Z 8096 followers, 1293 engagements


"Sadly seems like $RBA is doing okay with IAA winning some government contracts. Them getting bought by an auction site was a pretty smart acquisition by the Ritchie boys Not getting disrupted though. It's all a density and NIMBY of plots. $CPRT ramped CapEx much higher in 2024-25 to likely acquire new sites No real deeper analysis than that with IAA being a subsidiary of RBA now :/ sorry"  
[X Link](https://x.com/FundasyInvestor/status/1996601397672882570)  2025-12-04T15:24Z 8096 followers, XXX engagements


"I dont know if $FOUR sells anymore😅 Seems like theyve taken a much longer term view and Jared built a very replicable M&A playbook and put a CEO in charge with great M&A/Tech focus Also Shift4 is building Vertical Market Payment/Software combos with much higher retention than any of the legacy players idk about multiple reversion even with no sell"  
[X Link](https://x.com/FundasyInvestor/status/1996613462890365320)  2025-12-04T16:11Z 8096 followers, XXX engagements


"$OSCR $ROOT for Health/Auto insurance in the US with a weaker US dollar right now great purchases for UK investors going into 2026 Oscar obviously a fintwit fav though $KNSL is the real dark horse but they're decelerating right now and do really well in inflationary low yield times. Likely revisits the $XXX area though which is where I plan to add in spades"  
[X Link](https://x.com/FundasyInvestor/status/1996652817218510912)  2025-12-04T18:48Z 8096 followers, 1890 engagements


"@blondesnmoney XXX% Like spread or XXXX% actual today above the current bond yields Will need to look into this thanks for the heads up. The IBKR X to XXX% spread above risk free (or whatever it is exactly) was one of the best I had heard about today for retail investors"  
[X Link](https://x.com/FundasyInvestor/status/1997071014367256938)  2025-12-05T22:30Z 8104 followers, 1654 engagements


"@DonzelliSamuel That being said I did worse upfront buying individual stocks so something to be said about the uncertain outcome of reaching terminal velocity where you can beat the S&P500 repeatably"  
[X Link](https://x.com/FundasyInvestor/status/1997109644217499850)  2025-12-06T01:03Z 8107 followers, XX engagements


"@HighyieldHarry Not gonna lie the Substack referral Paid Network works well for mine. Had literally no success before on an independent site"  
[X Link](https://x.com/FundasyInvestor/status/1997887942883500049)  2025-12-08T04:36Z 8104 followers, XXX engagements


"$CSU.TO $CNSWF"  
[X Link](https://x.com/FundasyInvestor/status/1617935818785685505)  2023-01-24T17:22Z 8110 followers, 4649 engagements


"NEW POST: Evolution Gaming Pitch $EVO $EVO.ST $EVVTY In this pitch: - Link my previous Moat Analysis - Update and Revise my Growth Drivers - Provide an updated IRR Expectations with a Bull and Base case Link in reply below Please like retweet or share if you enjoy🙏"  
[X Link](https://x.com/FundasyInvestor/status/1804152958227013847)  2024-06-21T14:02Z 8110 followers, 48.8K engagements


"$EVO.ST $PTEC We found out who paid for a defamatory short report back in 2021. No one could've guessed it was the #2 market share holder"  
[X Link](https://x.com/FundasyInvestor/status/1980633757557440841)  2025-10-21T13:54Z 8110 followers, 5119 engagements


"Purchasing Kinsale Capital $KNSL at a mid-teens PE below the average repurchase price (Only $20M though) at $XXX this past quarter would be pretty dang cool. I'd over-expose myself there With GWP slowing likely it falls on "deceleration" worries even with NWP is great"  
[X Link](https://x.com/FundasyInvestor/status/1981802140852240886)  2025-10-24T19:17Z 8110 followers, 6830 engagements


"$KNSL Still just one of the most impressive companies out there. I'm going to get back in with weight at some point"  
[X Link](https://x.com/FundasyInvestor/status/1981916507702493347)  2025-10-25T02:51Z 8110 followers, 3635 engagements


"$CPRT Quality company that is trading much cheaper than a few years ago with significantly cleaner BS"  
[X Link](https://x.com/FundasyInvestor/status/1991960511001539062)  2025-11-21T20:02Z 8110 followers, 3174 engagements


"$FOUR Not a lot of investors are ready for the fact that Shift4 is going to be growing 25-30%+ over the next few years with dramatically higher margins and ability to reinvest excess cash in buybacks or M&A Revenue growth gross profit margin and ebit margin all at highs in last Q after the Global Blue acquisition occurred. If Shift4 can grow organically at all off this base good things will start to happen with organic growth trends Stock is not cheap on PE measures. You have to look at the cash flows and the non-cash expenses (Amortization from M&A primarily) that muddy the bottom line"  
[X Link](https://x.com/FundasyInvestor/status/1993365767887196534)  2025-11-25T17:06Z 8110 followers, 8679 engagements


"Its funny that the general country doing fantastic has decorrelated from the local stocks doing well though Opportunity Favorite Polish stocks for general economic activity with competitive advantages Many might say $SGN.WA and/or $DNP.WA"  
[X Link](https://x.com/FundasyInvestor/status/1995603584210395583)  2025-12-01T21:19Z 8110 followers, 2683 engagements


"$CPRT Copart is one of those monopoly required infrastructure services that allows for the Auto/Insurance market to exist at all salvaging vehicles in total loss scenarios creating a lower monthly burden to consumers for this high dollar asset ownership class Great business that simply got too expensive. However even as growth has slowed the Copart business model is humming producing mountains of cash (Net Cash is XX% of Market Cap today) However the stock trading at a 24x PE & 4x P/B is still too expensive for me to purchase in relation to the decreased growth increased maturity and lower"  
[X Link](https://x.com/FundasyInvestor/status/1996265444408193506)  2025-12-03T17:09Z 8109 followers, 8322 engagements


"Knew posting a Koyfin screenshot would gear that😂 I like the IBKR integration and customized report building that Koyfin offers for my process in particular The Scatterplots by drivers and Portfolio Modeling features are also so freaking good. The AI functionality isnt as useful for me sadly:/"  
[X Link](https://x.com/FundasyInvestor/status/1996329024516178193)  2025-12-03T21:21Z 8111 followers, XXX engagements


"$ASML was such a layup. can't believe I missed this"  
[X Link](https://x.com/FundasyInvestor/status/1996402721054962025)  2025-12-04T02:14Z 8110 followers, 7249 engagements


"$CSU.TO Quit looking at me like that"  
[X Link](https://x.com/FundasyInvestor/status/1996620049738834184)  2025-12-04T16:38Z 8111 followers, 2237 engagements


"FWIW I don't own a single stock on this list. I enjoy owning companies that are deflationary and systematically create sustainable value for the world Used to own $EVO.ST and that was a mistake that I don't intend to duplicate"  
[X Link](https://x.com/FundasyInvestor/status/1996633230125220297)  2025-12-04T17:30Z 8110 followers, 3531 engagements


"The fact that $IBKR allows individuals to buy stocks with margin at roughly equivalent rates as a 30-Year Mortgage is kinda insane when you think about it Explains their revenue chart though"  
[X Link](https://x.com/FundasyInvestor/status/1996669555125768507)  2025-12-04T19:54Z 8109 followers, 75.4K engagements


"Great podcast on both Constellation Software Copart AI commentary I work in software DevOps Consultant for SAP and yalls CSU commentary was spot on with how internal businesses work. Copart commentary was fantastic as well. I have written about and followed both these for a number of years so it was fun to hear yalls perspective. I think X ideas not discussed though are equally interesting. However for CSU and CPRT yall only thought in terms of risk not potential rewards. Two questions then - If there was hypothetically a Software company that would benefit the most from AI who would it be"  
[X Link](https://x.com/FundasyInvestor/status/1996760685632803140)  2025-12-05T01:57Z 8109 followers, XXX engagements


"$ROOT $LMND I do enjoy Koyfin's comparator tool One Insur-tech is: - Profitable - Increasing Equity - Paying Down Debt - Maintaining Excess Cash on BS One Insur-tech is: - Burnish cash for comparable growth CAGR - Destroying Equity - Increasing Debt on BS with increasing Debt/Equity ratio from 2022 to today (4% to 30%) - Burned through its IPO cash Which one do you think will be the successful insur-tech winner"  
[X Link](https://x.com/FundasyInvestor/status/1998112792369418502)  2025-12-08T19:29Z 8111 followers, 1706 engagements


"Officially Launching - Fundasy Investor X Articles. My Free materials on each Substack post will now be available to my X Followers for Free I'll keep reposting and updating my articles over the next month or two ------------------------------------------------ $FOUR Shift4: The End-to-End Card Present Network Table of Contents: - More Payments ; More Problems - Payments Process Today - Successful Payment Companies - Shift4s Solution: Integrated Hardware + Software - Business Model Analysis Original Substack Article Link:"  
[X Link](https://x.com/FundasyInvestor/status/1998145900405825875)  2025-12-08T21:41Z 8109 followers, 2292 engagements


"$ROOT Has a bit of work with customer interface UI the plumbing of collision/claims but the unit economics of the business are already really impressive with low-cost advantage The rest is elbow grease. The foundation is strong"  
[X Link](https://x.com/FundasyInvestor/status/1998175255203020871)  2025-12-08T23:37Z 8111 followers, 1599 engagements


"Out of Chris Mayers very lagging portfolio what is interesting"  
[X Link](https://x.com/FundasyInvestor/status/1998224176700875084)  2025-12-09T02:52Z 8109 followers, 22.8K engagements


"@SayNoToTrading Good point. $TEQ is my first to go as well $HEI is a no probably for me just because of growth rate being much lower $CPRT is a utility $CSU and Gang isnt bad. $BRO is lower growth but great business $KNSL is still my favorite play that fits in this style of stocks though"  
[X Link](https://x.com/FundasyInvestor/status/1998245632453280033)  2025-12-09T04:17Z 8109 followers, XXX engagements


"$FOUR I really don't think the street is modeling what the Shift4 stock should be valued at with the increasing margins with higher dollar services increasing ARPU and increasing International take-rates Should be a fun next 12-24 months as a stockholder. Quarterly GMs👇"  
[X Link](https://x.com/FundasyInvestor/status/1998258113686987202)  2025-12-09T05:07Z 8109 followers, 5089 engagements


"Added more exposure today via Synthetic Longs (Sell JAN28 $XX put Buy $XX JAN28 Call) I think its worth it at this point. With the consolidated margin inflection last quarter too going into the seasonally strongest quarter $1B repurchase agreement established too mgmt agrees. Do no brainer things in investing is what pays the best"  
[X Link](https://x.com/FundasyInvestor/status/1998453530546274599)  2025-12-09T18:03Z 8109 followers, XXX engagements


"@TomSmith839 Crazy tailwind to add to this year for restaurants hotels etc. All that capital coming to USD from stronger International currencies too Going to be a fun next year for Shift4 holders"  
[X Link](https://x.com/FundasyInvestor/status/1998459165069504700)  2025-12-09T18:26Z 8109 followers, XXX engagements


"$ROOT chart is starting to show the kind of structure I look for when a long downtrend is close to reversing. Price is pressing up against the 50DMA which hasnt happened since early summer while the short-term MAs have tightened enough to signal real seller exhaustion. MACD has curled upward from extreme lows and the histogram is steadily shrinking both signs that momentum is shifting even before price fully confirms. If ROOT reclaims the 50DMA the setup aligns almost perfectly with the seasonal tailwinds (tax-loss selling ending + January small-cap crowding). And with the business printing a"  
[X Link](https://x.com/FundasyInvestor/status/1998464188373712962)  2025-12-09T18:46Z 8109 followers, 1058 engagements


"@TomSmith839 $FOUR Q3 Gross Profit margins last year were 29.4%. The Q4 season peak was 323%. this past quarter was 36.5%. Shift4 might have higher gross profit margins than $PYPL in the next year or two"  
[X Link](https://x.com/FundasyInvestor/status/1998465146063114618)  2025-12-09T18:49Z 8109 followers, XXX engagements


"Oh XXX% that the $GB pro forma results will look quite good. Definitely excited about high margin of a business add-on that was already without any additional cross selling having occurred yet which will be a huge 2026 growth driver The global rails for the tuckin strategy internationally similar to SmartPay is also just such a steady long term growth driver. With International take-rates being higher than US mature profiles Shift4 will be moving downstream in comparison to $ADYEN moving upstream to the US market a few years ago Should be fun. Happy you stuck with me to keep reading up on"  
[X Link](https://x.com/FundasyInvestor/status/1998466261978579167)  2025-12-09T18:54Z 8110 followers, XXX engagements


"$PYPL $FOUR The EBITA margin profiles (to account for Shift4's M&A asset write-offs that have positive high rates of ROIIC) have already flipped nearly. Shift4 is operating on an equal per unit economic basis as PayPal while growing much faster"  
[X Link](https://x.com/FundasyInvestor/status/1998467868883611862)  2025-12-09T19:00Z 8109 followers, 2484 engagements


"@SixSigmaCapital With you that I want to add $SE but I also agree with you that the chart looks like death with no valuation support at 9x Gross Profit and XX PE Likely to add closer to the $110-120 area if I can get it"  
[X Link](https://x.com/FundasyInvestor/status/1998528627508658375)  2025-12-09T23:02Z 8109 followers, XXX engagements


"$NU Might be one of the greatest businesses to come out of the 2020-2021 overpriced IPO group Grew Active Customers and ARPU by a few multiples each long term growth drivers still going on both. Monetization possibilities are still in 2nd inning with majority of revenue being: - Interest from deposits - Credit Card Fees - Personal Loans Majority of portfolio is Secured Loans vs Unsecured to well-established Developed Financial Holding Lenders. Latam not ready for this risk-profile yet With the lean structure it's already making the same Revenue per Employee as any US Competitor while"  
[X Link](https://x.com/FundasyInvestor/status/1995656590372831622)  2025-12-02T00:49Z 8109 followers, 6727 engagements


"$ROOT the longer you're in the game the less you trust Analyst Expectations Case in point👇"  
[X Link](https://x.com/FundasyInvestor/status/1996342959034577205)  2025-12-03T22:17Z 8109 followers, 1645 engagements


"Agree the $1-12B range is a great hunting range right now"  
[X Link](https://x.com/FundasyInvestor/status/1998267084648898900)  2025-12-09T05:42Z 8109 followers, 2069 engagements


"$FOUR 2026 Tailwind"  
[X Link](https://x.com/FundasyInvestor/status/1998459399568834780)  2025-12-09T18:27Z 8109 followers, 1814 engagements


"$MELI $NU I like both:)"  
[X Link](https://x.com/FundasyInvestor/status/1998783309162164377)  2025-12-10T15:54Z 8109 followers, XX engagements