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# ![@Budgetdog_ Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::342811359.png) @Budgetdog_ Brennan Schlagbaum, CPA

Brennan Schlagbaum, CPA posts on X about money, debt, saving, $76k the most. They currently have XXXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::342811359/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::342811359/c:line/m:interactions.svg)

- X Week XXXXXXX +65%
- X Month XXXXXXX -XX%
- X Months XXXXXXXXXX +17%
- X Year XXXXXXXXXX -XX%

### Mentions: XX [#](/creator/twitter::342811359/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::342811359/c:line/m:posts_active.svg)

- X Week XX +24%
- X Month XXX -XX%
- X Months XXX +14%
- X Year XXXXX -XX%

### Followers: XXXXXXX [#](/creator/twitter::342811359/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::342811359/c:line/m:followers.svg)

- X Week XXXXXXX +0.02%
- X Month XXXXXXX +0.34%
- X Months XXXXXXX +4.60%
- X Year XXXXXXX +7.90%

### CreatorRank: XXXXXXX [#](/creator/twitter::342811359/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::342811359/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::342811359/influence)
---

**Social category influence**
[finance](/list/finance)  XXXX% [stocks](/list/stocks)  XXXX% [technology brands](/list/technology-brands)  XXX% [social networks](/list/social-networks)  XXX% [cryptocurrencies](/list/cryptocurrencies)  XXXX% [currencies](/list/currencies)  XXXX%

**Social topic influence**
[money](/topic/money) 1.18%, [debt](/topic/debt) 0.44%, [saving](/topic/saving) 0.3%, [$76k](/topic/$76k) 0.3%, [$vti](/topic/$vti) #2, [finance](/topic/finance) 0.3%, [rates](/topic/rates) 0.3%, [housing market](/topic/housing-market) #270, [boring](/topic/boring) 0.15%, [$1m](/topic/$1m) XXXX%

**Top accounts mentioned or mentioned by**
[@realitybytez](/creator/undefined) [@theficouple](/creator/undefined) [@kozmikoztrich](/creator/undefined) [@thewealthdad](/creator/undefined) [@grok](/creator/undefined) [@chrisdrz](/creator/undefined) [@satoshichapo](/creator/undefined) [@barbellfi](/creator/undefined) [@longgamecapital](/creator/undefined) [@garykral](/creator/undefined) [@d1g1m0dels](/creator/undefined) [@walker_26](/creator/undefined) [@careerriskcap](/creator/undefined) [@kalvin_mcclain](/creator/undefined) [@bgconsultingllc](/creator/undefined) [@wifefinance](/creator/undefined) [@cc_video_edit](/creator/undefined) [@coachmachtx](/creator/undefined) [@tmresearch2025](/creator/undefined) [@hartoflearning](/creator/undefined)

**Top assets mentioned**
[Metadium (META)](/topic/$meta) [Bitcoin (BTC)](/topic/bitcoin) [Charles Schwab Corporation (SCHW)](/topic/charles-schwab)
### Top Social Posts [#](/creator/twitter::342811359/posts)
---
Top posts by engagements in the last XX hours

"When I worked at Deloitte. I noticed every millionaire client did the same thing: - Split paychecks automatically - Auto invested on payday - Chose "boring" index funds - Made spending harder than saving Their income didn't make them rich. Their systems did"  
[X Link](https://x.com/Budgetdog_/status/1978566955633090824) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-15T21:01Z 164.1K followers, XXX engagements


"1. Choose A Big Ugly Goal Goals should be specific time bound and actionable. For me that meant: - Specific: $1M invested - Time bound: By age XX - Actionable: Invest $3.7k/mo for XX years (Spoiler: It only took X 🙏🏻)"  
[X Link](https://x.com/Budgetdog_/status/1975308808370200979) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-06T21:14Z 164.1K followers, XXX engagements


"2. Look In The Mirror Here were my stats at 23: - $180k household income - $76k household debt - X financial education If I didn't change my trajectory. I'd end up dying at my desk. That truth became my motivation"  
[X Link](https://x.com/Budgetdog_/status/1975308810324779149) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-06T21:14Z 164.1K followers, XXX engagements


"🚨 BREAKING 🚨 IRS launches 60+ tax changes for 2026. The average family will save $3752. Here's everything you need to know:"  
[X Link](https://x.com/Budgetdog_/status/1977380515121340610) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-12T14:27Z 164.1K followers, 18.7K engagements


"For context. AT&T had two massive breaches: ❌ Passcodes ❌ Phone numbers ❌ Name and birthday ❌ Social security numbers XX MILLION customers were exposed to the dark web. And AT&T owes $177M in damages. Here's how to get your share:"  
[X Link](https://x.com/Budgetdog_/status/1978225299490758869) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-14T22:23Z 164.1K followers, 4610 engagements


"If you work hard enough for long enough its impossible to fail"  
[X Link](https://x.com/Budgetdog_/status/1978524045869011404) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-15T18:11Z 164.1K followers, 4115 engagements


"Poor parents teach saving. Rich parents teach investing. Wealthy parents teach evolution. Let me explain"  
[X Link](https://x.com/Budgetdog_/status/1978566941150228822) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-15T21:01Z 164.1K followers, 5561 engagements


"The fix isn't fighting your nature. It's removing the fight entirely. Think about it. If you want to quit drinking do you: A) Test your willpower daily B) Remove alcohol from your house The same applies to money 👇🏼"  
[X Link](https://x.com/Budgetdog_/status/1978566951996731474) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-15T21:01Z 164.1K followers, XXX engagements


"If you want to build wealth do you: A) Save / invest "what's left over" B) Build systems to prioritize the future for you Winners design their environment for success. Losers rely on willpower"  
[X Link](https://x.com/Budgetdog_/status/1978566953804431712) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-15T21:01Z 164.1K followers, XXX engagements


"My wife and I copied them at XX. We were $76k in debt. But instead of "trying harder". We used the same blueprint: ✅ Money split before we saw it ✅ Investments grew without input ✅ Payments happened while we slept"  
[X Link](https://x.com/Budgetdog_/status/1978566957348618377) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-15T21:01Z 164.1K followers, XXX engagements


"4. Define Your Allocation Once you determine your risk profile. Get concrete with percentages: What % do you want in stocks What % do you want in bonds What % do you want in cash Complete this step for each goal /account"  
[X Link](https://x.com/Budgetdog_/status/1979206517241884972) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-17T15:23Z 164.2K followers, 1676 engagements


"The S&P XXX the past X years: 2020:🟢 XX% 2021: 🟢 XX% 2022:🔴 XX% 2023:🟢 XX% 2024:🟢 XX% and people are worried the market dropped X% from XX% to XX% If you have that much worry from that small of a dip work with a Financial Advisor asap. Youre primed to get smoked when real life happens"  
[X Link](https://x.com/Budgetdog_/status/1979617605842616599) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-18T18:36Z 164.2K followers, 15.4K engagements


"I was buying $VTI at $XX I was buying $META at $XX I was buying Bitcoin at $15000 Family told me it was a bad idea. Colleagues told me it was a bad idea. Social media told me it was a bad idea. News headlines told me it was a bad idea. If you listen to the crowd youll live like the crowd. If you want to be wealthy you have to think like the wealthy"  
[X Link](https://x.com/Budgetdog_/status/1955766215869136969) [@Budgetdog_](/creator/x/Budgetdog_) 2025-08-13T22:59Z 164.2K followers, 25.9K engagements


"I'm XX. I own $4800000 in assets. Last month they made me $107024 Here's exactly how I invest my money without paying a financial advisor:"  
[X Link](https://x.com/Budgetdog_/status/1976698007908225385) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-10T17:15Z 164.2K followers, 25.6K engagements


"I paid $2000 in property taxes. Even though my home is an asset. I technically lost money on it this month. But that's a SMALL price to pay to save me from the crazy rent prices these days"  
[X Link](https://x.com/Budgetdog_/status/1976698018402369862) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-10T17:15Z 164.2K followers, 1975 engagements


"None of this is to brag. I just hate it when people say it's "impossible" to build wealth in 2025. All of my family's success came from an automated strategy we set up XX years ago. We never worry about investing or budgeting. Because our system does it for us"  
[X Link](https://x.com/Budgetdog_/status/1976698020197548414) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-10T17:15Z 164.2K followers, 1923 engagements


"A 2024 Wells Fargo study found just XX% of people earning $150000 or more feel comfortable discussing their financial situation openly"  
[X Link](https://x.com/Budgetdog_/status/1977161580350783511) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-11T23:57Z 164.2K followers, 5291 engagements


"Charles Schwab surveyed 1200 affluent households and found that XX% admitted to "chasing advanced strategies" before they had maximized their basic tax-advantaged savings. This cost them an average of $19000 annually in lost tax efficiency. Definition of Money Twitter lol"  
[X Link](https://x.com/Budgetdog_/status/1978177785001631957) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-14T19:15Z 164.2K followers, 5861 engagements


"Satoshi is the CIA"  
[X Link](https://x.com/Budgetdog_/status/1978184318770946237) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-14T19:41Z 164.2K followers, 6869 engagements


"This only takes X minutes. But depending on when your data was stolen. You can make: - $2500 (July) - $5000 (March) - $7500 (Both) Just be sure to file by the deadline. (November XX 2025)"  
[X Link](https://x.com/Budgetdog_/status/1978225304838574218) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-14T22:24Z 164.2K followers, 3659 engagements


"Protect Yourself: Your info is STILL on the dark web. So take XX extra minutes to be safe 👇🏻 1) Check Your Credit - Go to - Request reports from Equifax Experian & TransUnion"  
[X Link](https://x.com/Budgetdog_/status/1978225306575003796) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-14T22:24Z 164.1K followers, 2832 engagements


"Never met a wealthy individual that was an is it free kind of person. They always pay because they understand the basic concept of value. And its precisely why they are wealthy and the is it free person isnt. The quicker you understand this the faster you become wealthy"  
[X Link](https://x.com/Budgetdog_/status/1978536347964215627) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-15T18:59Z 164.2K followers, 6550 engagements


"Our new BD CPA FIRM is officially booked out 🎉 Time to provide an unmatched experience for all of our clients (as always) 😃 The old stale CPA firms never have provided what you need. They are simply transactional. We changed the game of personal finance and we are about to change the game of tax. This is going to get fun We will be calling our waitlist for 2026 when we open capacity 👊🏼"  
[X Link](https://x.com/Budgetdog_/status/1978630599066648610) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-16T01:14Z 164.2K followers, 3905 engagements


"Accelerated Payoff: XX. Front Loading Pay more principal early when interest portion is highest XX. (Maybe) Refinance But only if rates drop X% Otherwise closing costs outweigh benefits"  
[X Link](https://x.com/Budgetdog_/status/1978843143144362364) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-16T15:19Z 164.2K followers, XXX engagements


"Guide To Seller Credits: Use these in place of price reduction: X Seller Credit = X% of purchase price X Credit = .25% drop in interest rate X Credits = X% reduction in interest rate Going from a X% to X% rate on a $500000 home saves you $94683"  
[X Link](https://x.com/Budgetdog_/status/1978843145350627532) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-16T15:19Z 164.2K followers, XXX engagements


"This market isn't easy. You'll likely be buying less home than you'd expect with your budget. But with the right strategies Even an "unaffordable" home can be reasonable"  
[X Link](https://x.com/Budgetdog_/status/1978843148936794528) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-16T15:19Z 164.2K followers, 1593 engagements


"I hope this helps you win in the housing market Share it with someone who could use it. And follow me for more 🤝🏼"  
[X Link](https://x.com/Budgetdog_/status/1978843152363446499) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-16T15:19Z 164.2K followers, 1580 engagements


"1 week before my daughter was born I quit my $96k/yr job at Deloitte. Why They didn't want me telling the truth about finance on Instagram. Here are XX "industry secrets" no one talks about:"  
[X Link](https://x.com/Budgetdog_/status/1961095218796622217) [@Budgetdog_](/creator/x/Budgetdog_) 2025-08-28T15:55Z 164.2K followers, 280.7K engagements


"Being likeable will make you the most money. Nothing else comes close"  
[X Link](https://x.com/Budgetdog_/status/1976353561308270908) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-09T18:26Z 164.2K followers, 5891 engagements


"Nobody can afford a home. Interest rates are too high. Inventory is still extremely low. Here's your guide to winning the housing market in 2025:"  
[X Link](https://x.com/Budgetdog_/status/1978843129861071309) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-16T15:19Z 164.2K followers, 9719 engagements


"Your inputs determine your outputs"  
[X Link](https://x.com/Budgetdog_/status/1978850591309778987) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-16T15:48Z 164.2K followers, 3320 engagements


"3. Take Risk Profile Quizzes Everyone "knows" their risk tolerance. Until the market takes a dive. So before you commit to investing "safely" or "aggressively". Use this tool to find out what you can stomach👇🏻"  
[X Link](https://x.com/Budgetdog_/status/1979206514859442654) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-17T15:22Z 164.2K followers, 1904 engagements


"$VT (global market exposure) $VTI (total US exposure) $VXUS (international exposure) $VWO (high growth & volatility) $BND (gold standard for bonds) $VYM (high dividend yield) $VNQ (real estate exposure) $QQQM (mega cap tech growth)"  
[X Link](https://x.com/Budgetdog_/status/1979206524422521314) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-17T15:23Z 164.2K followers, 1420 engagements


"Let's say you invest $2k/mo. At average returns you'll have: Year 1: $25680 Year 5: $153247 Year 10: $384383 Year 25: $2212454 No market timing required 😉"  
[X Link](https://x.com/Budgetdog_/status/1979206528621048227) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-17T15:23Z 164.2K followers, 1058 engagements


"After running my new detox protocol I can confidently say this: Most people underestimate what true detox actually feels like. Its not just physicalits mental emotional and cellular. The scary thing is I was very health focused before Ive never felt this clear focused and strong. Highly recommend everyone experience this level of reset. Its life changing"  
[X Link](https://x.com/Budgetdog_/status/1977927585087500522) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-14T02:40Z 164.2K followers, 10.4K engagements


"🚨BREAKING🚨 AT&T leaks 73M private accounts. Customers owed up to $7500 each. Here's how to get your money before it's too late:"  
[X Link](https://x.com/Budgetdog_/status/1978225297079075307) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-14T22:23Z 164.2K followers, 46.8K engagements


"1. Define Your Goal(s) Start with setting SMART financial goals: S: Specific M: Measurable A: Actionable R: Relevant T: Time bound "I want to be rich" is just a wish. "I want to hit a $2.2M net worth in the next XX years" is a target"  
[X Link](https://x.com/Budgetdog_/status/1979206510002491577) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-17T15:22Z 164.2K followers, 2081 engagements


"2. Open Accounts For Each Goal - Retirement (401k IRA Roth IRA) - Short Term Goals (HYSA) - Mid Term Goals (Brokerage) - Education (529 Plan) - Health (HSA) This keeps you honest. And stops you from raiding one goal to fund another"  
[X Link](https://x.com/Budgetdog_/status/1979206512187773346) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-17T15:22Z 164.2K followers, 2039 engagements


"5. Find ETF's To Match Allocation These are some of my favorites 👇🏼:"  
[X Link](https://x.com/Budgetdog_/status/1979206522140791171) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-17T15:23Z 164.2K followers, 1352 engagements


"The only problem Most people won't do this because there's no accountability. They'll keep swiping. Reading more info they won't use. And wonder why they're not ahead. But if you *actually* want to get started"  
[X Link](https://x.com/Budgetdog_/status/1979206530651075060) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-17T15:23Z 164.2K followers, 2341 engagements


"The American Psychological Association confirmed people who pick strategies that feel comfortable stick with them XX% longer. They reach their goals more often than people who pick "perfect" but stressful plans"  
[X Link](https://x.com/Budgetdog_/status/1979256172617093410) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-17T18:40Z 164.2K followers, 3379 engagements


"Money stress doesnt just ruin days. It ruins marriages families and sometimes lives. Ive had people tell me they considered ending it all because of debt. Thats why I take this work seriously. Getting your money right could save more than your future. It could save your life"  
[X Link](https://x.com/Budgetdog_/status/1979531710141202912) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-18T12:55Z 164.2K followers, 6034 engagements


"@judsonmorgan Whats your solution"  
[X Link](https://x.com/Budgetdog_/status/1979664182900564006) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-18T21:41Z 164.2K followers, XXX engagements


"@luke_broyles Assuming XX% annualized long term is wild work. YTD we are sitting at 14%"  
[X Link](https://x.com/Budgetdog_/status/1979666093456388155) [@Budgetdog_](/creator/x/Budgetdog_) 2025-10-18T21:49Z 164.2K followers, 7274 engagements