# ![@AverageDipBuyer Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::896690684618571777.png) @AverageDipBuyer AverageDipBuyer

AverageDipBuyer posts on X about $sofi, ceo, in the, stocks the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::896690684618571777/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::896690684618571777/c:line/m:interactions.svg)

- [--] Week [-------] +33%
- [--] Month [---------] +69%
- [--] Months [---------] +386%
- [--] Year [---------] +331%

### Mentions: [--] [#](/creator/twitter::896690684618571777/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::896690684618571777/c:line/m:posts_active.svg)

- [--] Week [--] -33%
- [--] Month [---] +41%
- [--] Months [---] +180%
- [--] Year [---] +43%

### Followers: [-----] [#](/creator/twitter::896690684618571777/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::896690684618571777/c:line/m:followers.svg)

- [--] Week [-----] +4.70%
- [--] Month [-----] +17%
- [--] Months [-----] +87%
- [--] Year [-----] +196%

### CreatorRank: [-------] [#](/creator/twitter::896690684618571777/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::896690684618571777/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  71.01% [finance](/list/finance)  44.97% [technology brands](/list/technology-brands)  9.47% [cryptocurrencies](/list/cryptocurrencies)  #7743 [financial services](/list/financial-services)  2.37% [countries](/list/countries)  1.18% [currencies](/list/currencies)  0.59% [celebrities](/list/celebrities)  0.59%

**Social topic influence**
[$sofi](/topic/$sofi) #192, [ceo](/topic/ceo) 8.88%, [in the](/topic/in-the) 7.69%, [stocks](/topic/stocks) #468, [$hood](/topic/$hood) #128, [company](/topic/company) 6.51%, [$pypl](/topic/$pypl) 4.73%, [target](/topic/target) 4.73%, [money](/topic/money) 4.73%, [strong](/topic/strong) 4.14%

**Top accounts mentioned or mentioned by**
[@anthonynoto](/creator/undefined) [@tgid1575](/creator/undefined) [@winnerinvestor](/creator/undefined) [@danstradingco](/creator/undefined) [@common_sense776](/creator/undefined) [@archevaluesx](/creator/undefined) [@sofi](/creator/undefined) [@stockmeetups](/creator/undefined) [@r1chardmaur1ce](/creator/undefined) [@datadinvesting](/creator/undefined) [@futurenvesting](/creator/undefined) [@thekiwikapital](/creator/undefined) [@mrbeast](/creator/undefined) [@step](/creator/undefined) [@incomesharks](/creator/undefined) [@yoki_sgn](/creator/undefined) [@loic50575372](/creator/undefined) [@bliblubb8976](/creator/undefined) [@sofiir](/creator/undefined) [@placigyunv6567](/creator/undefined)

**Top assets mentioned**
[RAI Finance (SOFI)](/topic/$sofi) [Robinhood Markets, Inc.  (HOOD)](/topic/$hood) [PayPal Holdings Inc (PYPL)](/topic/$pypl) [eToro Group Ltd (ETOR)](/topic/$etor) [aelf (ELF)](/topic/$elf) [Duolingo, Inc.  (DUOL)](/topic/$duol) [4 (FOUR)](/topic/$four) [SoFi Technologies, Inc. Common Stock (SOFI)](/topic/sofi-technologies) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Morgan Stanley (MS)](/topic/morgan-stanley) [Costco Wholesale Corporation (COST)](/topic/costco) [GameStop, Corp. (GME)](/topic/$gme) [Palantir Technologies Inc. (PLTR)](/topic/$pltr) [fuboTV Inc. (FUBO)](/topic/$fubo) [Snap, Inc. (SNAP)](/topic/$snap)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Insiders might sell their shares for any number of reasons but they buy them for only one. -Peter Lynch $SoFi $SOFI We have an insider buy from one of the EVPs https://t.co/uigkTjwLan $SOFI We have an insider buy from one of the EVPs https://t.co/uigkTjwLan"  
[X Link](https://x.com/AverageDipBuyer/status/2019697153531314453)  2026-02-06T08:58Z [----] followers, 10.6K engagements


"Apparently a strong payroll report is bearish for $SoFi. Because when more people can actually repay their loans its bearish for the company"  
[X Link](https://x.com/AverageDipBuyer/status/2021594920746627495)  2026-02-11T14:39Z [----] followers, 22.9K engagements


"@GadSaad Meanwhile that same government is pushing for an 18% pay raise for politicians. If thats not peak hypocrisy I dont know what is. Were speedrunning our way to communism. https://www.ad.nl/politiek/advies-aan-nieuw-kabinet-laat-lonen-politici-tot-18-procent-stijgenadafe869/ https://www.ad.nl/politiek/advies-aan-nieuw-kabinet-laat-lonen-politici-tot-18-procent-stijgenadafe869/"  
[X Link](https://x.com/AverageDipBuyer/status/2022698755762331997)  2026-02-14T15:45Z [----] followers, [---] engagements


"@anthonynoto this post is directed solely at you. I just finished listening to your most recent interview. I speak for a large part of the $SoFi community when I say this: We fully support your leadership. We fully support the decision to do the equity offerings. We fully support your vision and the way youre building SoFi. Theres nobody else wed rather have leading this company than you. Sometimes retail doesnt immediately understand the long-term thinking behind the decisions you make. Sometimes people jump to conclusions before theyve thought it through. But thats fine because we trust you"  
[X Link](https://x.com/AverageDipBuyer/status/2019928218698969441)  2026-02-07T00:16Z [----] followers, 12.4K engagements


"@Loic50575372 Im talking about high-beta assets"  
[X Link](https://x.com/AverageDipBuyer/status/2022704071488971097)  2026-02-14T16:06Z [----] followers, [---] engagements


"This is EXTREMELY bullish for $SoFi. If large institutions are restricted from buying single-family homes it reduces competition and shifts the market more towards individuals especially first-time buyers. That means: More mortgage applications More refi activity when rates move More demand for digital low-cost lenders SoFi is positioned perfectly for that. Another nice solid long-term tailwind for SoFi. JUST IN: President Trump to ban large institutional investors from buying single-family homes. "The American Dream is increasingly out of reach for far too many people.""  
[X Link](https://x.com/AverageDipBuyer/status/2008971216435204173)  2026-01-07T18:37Z [----] followers, 68.2K engagements


"At $57 $PYPL is the best risk-adjusted bet in the market. Forward P/E under [--] and management is retiring 11%+ of the share count per year via buybacks. The company is priced for failure here"  
[X Link](https://x.com/AverageDipBuyer/status/2011022208307487077)  2026-01-13T10:27Z [----] followers, 32.1K engagements


"Someone knows something $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/2016894563927904273)  2026-01-29T15:21Z [----] followers, [----] engagements


"The FinTech/Payments sectors are in a bear market right now which I think creates a good opportunity to buy the dip. A lot of these names are down significantly over the last [--] months while flows seem to have rotated into AI defense and precious metals. Names like $PYPL are trading at 9x forward P/E right now. It feels like theyre just nonstop selling every payment name each day. For FinTechs a lot of these names ran up a lot recently. So this looks like healthy consolidation before the next leg higher (if fundamentals remain intact). $HOOD is now exactly at the 200-day moving average which"  
[X Link](https://x.com/AverageDipBuyer/status/2016928922064339364)  2026-01-29T17:38Z [----] followers, [----] engagements


"Kevin Warsh is our new Fed Chair WHAT DOES HE STAND FOR: -Seen as market-friendly: Warsh is a former Fed Governor with a historically hawkish reputation especially on: -Balance sheet reduction (QT) -Preserving Fed credibility and independence -Dollar-positive signal: His nomination is viewed as supportive for the USD helping ease fears of an aggressively dovish or politically captured Fed. -Not ultra-hawkish anymore: Given Trumps strong preference for lower rates markets assume Warsh has softened his tone during the vetting process. Still relative to alternatives he is considered the least"  
[X Link](https://x.com/AverageDipBuyer/status/2017205810657419374)  2026-01-30T11:58Z [----] followers, [----] engagements


"OH MY GOD $SoFi ANALYSTS ARE EXPECTING ONLY 17% REVENUE GROWTH FOR SOFI IN [----] THEY'LL HAVE TO REVISE IT UP TO 30% TODAY THE AMOUNT OF PRICE TARGET UPGRADES IS GOING TO BE INSANE $SoFi WE GOT THE [----] GUIDANCE THE SANDBAGGING IS OFFICIALLY DEAD THIS IS INSANE FY26: $4.55B expected vs $4.66B actual guide (+$110M / +2.4%) FY28: n/a expected vs $7.7$7.9B implied actual (30% CAGR 20252028) EPS (GAAP) FY26: $0.55 expected vs $0.60 https://t.co/mgsE8QwmBC $SoFi WE GOT THE [----] GUIDANCE THE SANDBAGGING IS OFFICIALLY DEAD THIS IS INSANE FY26: $4.55B expected vs $4.66B actual guide (+$110M / +2.4%)"  
[X Link](https://x.com/AverageDipBuyer/status/2017219731590181092)  2026-01-30T12:53Z [----] followers, 15.5K engagements


"$SoFi now trades at roughly the same price-to-tangible book multiple as JPMorgan. (Which is around 3) Yeah its being priced like a bank growing revenue at 6%. $SoFi is one of the most undervalued stocks in the entire market today and should be trading around $40"  
[X Link](https://x.com/AverageDipBuyer/status/2017265301750984834)  2026-01-30T15:55Z [----] followers, 43.5K engagements


"I think $SoFi will end next week substantially higher. Before commenting let me explain. We know that 60%70% of all volume is driven by algos. Ive seen a lot of reports that EPS was down substantially year-over-year while it was actually up 160% YoY. Some algos seem to have misinterpreted the data. Additionally institutional buyers typically dont buy on earnings day. They first carefully process the results before slowly but steadily loading up shares in the days/weeks after the report. So this selloff looks to be primarily based on algos misinterpretation retail dumping and a lack of"  
[X Link](https://x.com/AverageDipBuyer/status/2017574801301185014)  2026-01-31T12:24Z [----] followers, 36.9K engagements


"Important analyst price target update for $SoFi ADB Capital issues a $32 bear-case price target citing: The new [----] outlook has sent shockwaves throughout Wall Street. Analysts were only expecting 17% revenue growth in [----] and even less in [----] while SoFi just guided for a 30% CAGR throughout [--------]. This caught everyone off guard. The firm reportedly issued a new rating even above Outperform namely Ultra-Outperform for the stock." Furthermore the firm suggests a simple DCF which even a child could fill in where managements [----] guidance alone supports a $32 share price today. This DCF"  
[X Link](https://x.com/AverageDipBuyer/status/2017931430106448127)  2026-02-01T12:01Z [----] followers, 25.8K engagements


"You have good execution. You have great execution. Then you have $SoFi. @YodaStockInvest The were [--] to [--] cents before 17% dilution. So the comparison guidance at [--] cents would be roughly [--] cents at the bigger end of their prior range Recall they are conservative. their original [----] guidance last year in January was $.25 to $.27 and they hit $.39. almost @YodaStockInvest The were [--] to [--] cents before 17% dilution. So the comparison guidance at [--] cents would be roughly [--] cents at the bigger end of their prior range Recall they are conservative. their original [----] guidance last year in"  
[X Link](https://x.com/AverageDipBuyer/status/2018250628842078289)  2026-02-02T09:10Z [----] followers, [----] engagements


"Institutions like to get rid of the weak hands first before pumping the stock into oblivion. $SoFi Theyll always punish retail investors for investing based on emotions instead of rationale. The RSI is [--] on the 4-hour chart. We have seen non-stop selling since $30 and the most important bottom signal: emotional retail investors are selling. I bought a lot of shares today because it seems we are close to a bottom here. I have officially sold my entire $SOFI position. I havent lost faith in the company but no upward guidance on EPS in my mind does not drive the current multiple $SOFI is"  
[X Link](https://x.com/AverageDipBuyer/status/2018438777585242424)  2026-02-02T21:38Z [----] followers, 34.4K engagements


"Is it all starting to make sense to you anon JPMorgan just this month disclosed having bought [--------] shares of $SoFi. Now they suddenly upgrade the stock: Neutral Overweight PT: $31 (40% upside from $22) Their why: Post-earnings dip = the entry they wanted Record Q4 + stronger FY26 EBITDA guide Record member + deposit growth GAAP earnings from a $40B loan book Upside from Tech Platform + SoFi Plus Do with this information as you wish. https://twitter.com/i/web/status/2018595314207195345 https://twitter.com/i/web/status/2018595314207195345"  
[X Link](https://x.com/AverageDipBuyer/status/2018595314207195345)  2026-02-03T08:00Z [----] followers, 28.5K engagements


"I believe I was the only $SoFi content creator that successfully predicted wed get [----] guidance. History doesnt repeat itself but it often rhymes. I dont need a medal but I would appreciate a follow 🫶 During Q4 [----] earnings $SoFi dropped [----] EPS guidance that genuinely shocked Wall Street. I think theres a high chance we get something similar now where management delivers a bombshell [----] EPS guide. IMO that could land anywhere from $1.40 to $2.00 in EPS. This https://t.co/r6HkmKs4ne During Q4 [----] earnings $SoFi dropped [----] EPS guidance that genuinely shocked Wall Street. I think theres"  
[X Link](https://x.com/AverageDipBuyer/status/2018640446738825513)  2026-02-03T10:59Z [----] followers, 13.2K engagements


"$PYPL got rugged by its own CEO. @acce IS OUT. Stock is down -16% pre-market. PayPal is going to shock the world was a lie. I was wrong to trust management. This quarter was a dumpster fire with almost nothing positive in the earnings release. Its hard to admit but PayPal looks like a value trap. For my buyback thesis to work it was crucial that PayPals free cash flow stayed intact and they even fumbled that. The Non-GAAP EPS growth guidance was also extremely disappointing. There were multiple parts of my thesis that needed to remain intact for me to keep investing. This earnings report"  
[X Link](https://x.com/AverageDipBuyer/status/2018663621711012329)  2026-02-03T12:31Z [----] followers, 30K engagements


"Im buying the dip like theres no tomorrow. I feel like a kid in a candy store right now. So many irrationally priced assets I live for this shit. Feels like [----] all over again"  
[X Link](https://x.com/AverageDipBuyer/status/2019146118227951968)  2026-02-04T20:28Z [----] followers, 32K engagements


"@Ashton_1nvests SoFi under a [--] P/TBV or [--] P/E (based on my estimate which is $0.7 in EPS) for [----] is ridiculous. Also companies like $ELF $DUOL $ETOR $FOUR are trading at insane valuations right now"  
[X Link](https://x.com/AverageDipBuyer/status/2019149457426923855)  2026-02-04T20:41Z [----] followers, [----] engagements


"@bliblubb8976 $SOFI $ELF $FOUR $ETOR $DUOL"  
[X Link](https://x.com/AverageDipBuyer/status/2019149630488060194)  2026-02-04T20:42Z [----] followers, [----] engagements


"If not for the absurd amounts of SBC $SNAP would be a $30 stock today. Snap+ monetization is a real success: Subscribers +70% YoY Higher-quality recurring revenue Clear ARPU lift The business is not the problem. The dilution is. That said: if revenue keeps compounding while SBC stays flat in dollars this can still be a very attractive setup at todays price. BIG CONGRATS TO EVAN AND TEAM FOR ANNOUNCING A $500M BUYBACK BUT PAYING THEMSELVES [--] BILLION $ IN SBC IN [----]. GO TEAM $SNAP https://t.co/O6lSjK74Ku BIG CONGRATS TO EVAN AND TEAM FOR ANNOUNCING A $500M BUYBACK BUT PAYING THEMSELVES 1"  
[X Link](https://x.com/AverageDipBuyer/status/2019352813843648686)  2026-02-05T10:10Z [----] followers, [----] engagements


"V-shape recovery incoming"  
[X Link](https://x.com/AverageDipBuyer/status/2019556269888270568)  2026-02-05T23:38Z [----] followers, 51K engagements


"@R1chardMaur1ce @WinnerInvestor Sold Google yesterday to buy more $SoFi $ETOR and $ELF. Well find out in five years"  
[X Link](https://x.com/AverageDipBuyer/status/2019770958882480449)  2026-02-06T13:51Z [----] followers, [--] engagements


"@SoFiIR @SoFi I see Chris @DataDInvesting is doing an amazing job at $SoFi. Keep up the good work everyone"  
[X Link](https://x.com/AverageDipBuyer/status/2019772874379125089)  2026-02-06T13:59Z [----] followers, [----] engagements


"This is a great piece on $SoFi s growth trajectory heading into [----]. Steven is a standout analyst and if youre a SoFi investor its well worth the read. My favorite part: SoFi Technologies: Pound The Table Moment As Upgrades From Large Banks Roll In. @anthonynoto and the @SoFi team did a great job and I am excited for the future. @Futurenvesting @FunOfInvesting @Kross_Roads $SOFI https://t.co/05vnONL2Po SoFi Technologies: Pound The Table Moment As Upgrades From Large Banks Roll In. @anthonynoto and the @SoFi team did a great job and I am excited for the future. @Futurenvesting @FunOfInvesting"  
[X Link](https://x.com/AverageDipBuyer/status/2019778552640475570)  2026-02-06T14:21Z [----] followers, 14K engagements


"@DataDInvesting Buy [--] shares on the open market if you read this Chris 😉"  
[X Link](https://x.com/AverageDipBuyer/status/2019821214806733087)  2026-02-06T17:11Z [----] followers, [---] engagements


"@Mr_Derivatives Seems very rational to rotate out of asset-heavy hyperscalers and into asset-light high-beta stocks after theyve been crushed especially now that CAPEX spending turned out far higher than expected"  
[X Link](https://x.com/AverageDipBuyer/status/2019825404018847862)  2026-02-06T17:27Z [----] followers, [----] engagements


"@Futurenvesting Really freaking proud of you and Tevis and Chris (I know he probably set this up 😉). It has been such an amazing journey watching you guys cover SoFi since [----] and it still feels like this journey is only just beginning. Youre a tremendous analyst/host Tannor"  
[X Link](https://x.com/AverageDipBuyer/status/2019918567408611659)  2026-02-06T23:38Z [----] followers, [---] engagements


"Im dead serious. That interview got me a bit emotional. Ive watched 90% of all SoFi content Tannor and Tevis posted the last three years. In a lot of those videos were Roy and Chris also. Its been such a journey for the stock which went from $4 to here for the people and how theyve developed themselves and for the company thats truly trying to change the world. Im just very grateful to be a part of this story. https://twitter.com/i/web/status/2020057447197442193 https://twitter.com/i/web/status/2020057447197442193"  
[X Link](https://x.com/AverageDipBuyer/status/2020057447197442193)  2026-02-07T08:50Z [----] followers, [---] engagements


"@JEFETRADES Great video one thing though. 38% revenue growth isnt slow imo. I think well see 40% in Q2 or later during the year"  
[X Link](https://x.com/AverageDipBuyer/status/2020598186403094600)  2026-02-08T20:38Z [----] followers, [---] engagements


"what opinion about investing will have you like this"  
[X Link](https://x.com/AverageDipBuyer/status/2020628839676920044)  2026-02-08T22:40Z [----] followers, 10.9K engagements


"@thekiwikapital NO ITS UI IS THE BEST OUT THERE"  
[X Link](https://x.com/AverageDipBuyer/status/2020776710665634190)  2026-02-09T08:28Z [----] followers, [--] engagements


"@placigyunv6567 Gotta check out $NOW Hear a lot of people being bullish on it"  
[X Link](https://x.com/AverageDipBuyer/status/2020777271041372164)  2026-02-09T08:30Z [----] followers, [--] engagements


"@TGID1575 Hahahahaha jup. Well find out if the stutes covered their shorts and bought in already or if they need more time to accumulate. If for $GS theyre not done buying yet"  
[X Link](https://x.com/AverageDipBuyer/status/2020804312528470089)  2026-02-09T10:17Z [----] followers, [--] engagements


"I hate $PYPL stock. Managements been a disaster. And I sold all of my shares to put them into $SoFi. But the moment the new CEO comes out and says theyre cutting 30% of headcount this thing could rip into oblivion. Might take a swing with a few call options a couple months out just to catch the bounce RSI tagged [--] on Thursday. I also think a bidding war could break out soon. At these levels the company is just too cheap to ignore for opportunistic large caps like $AMZN or $AAPL sniffing around. This is a trade not a long-term hold. https://twitter.com/i/web/status/2020822119643291756"  
[X Link](https://x.com/AverageDipBuyer/status/2020822119643291756)  2026-02-09T11:28Z [----] followers, [----] engagements


"@themarketuni I meant PayPal calls were a swing SoFi absolutely isnt. Is it my wording"  
[X Link](https://x.com/AverageDipBuyer/status/2020865536800825433)  2026-02-09T14:21Z [----] followers, [---] engagements


"@elonmusk @JonErlichman Indeed we saw what happened to $PYPL after you left"  
[X Link](https://x.com/AverageDipBuyer/status/2020910076496654492)  2026-02-09T17:18Z [----] followers, [---] engagements


"@MrBeast @step You should just buy $PYPL. Its just over $30B right now and has over [---] million active accounts. They make enough cashflow to buy back the whole company in [--] years. Worth your investment imo"  
[X Link](https://x.com/AverageDipBuyer/status/2020916527772406144)  2026-02-09T17:43Z [----] followers, [---] engagements


"@FinFreedomAt40 Sheesh you might be even more bullish than me"  
[X Link](https://x.com/AverageDipBuyer/status/2020925309735108684)  2026-02-09T18:18Z [----] followers, [---] engagements


"@TickerTapX Like he should hes building a strong name for himself. Getting ready to compete with the banking giants"  
[X Link](https://x.com/AverageDipBuyer/status/2020925428572258769)  2026-02-09T18:19Z [----] followers, [---] engagements


"@WinnerInvestor @MrBeast @step Same. Looking to open some call spreads a couple months out"  
[X Link](https://x.com/AverageDipBuyer/status/2020957427936407560)  2026-02-09T20:26Z [----] followers, [--] engagements


"@TGID1575 @SoFi_Outsider_ 😂😂 My favorite one was Kenny I believe he was called"  
[X Link](https://x.com/AverageDipBuyer/status/2020957836235116832)  2026-02-09T20:27Z [----] followers, [--] engagements


"@WinnerInvestor @MrBeast @step Probably smart"  
[X Link](https://x.com/AverageDipBuyer/status/2020957954472825062)  2026-02-09T20:28Z [----] followers, [--] engagements


"your stock already taught me what a one-night stand feels like Duolingo saw a 35% increase in Spanish learners last night. Is this what a one-night stand feels like https://t.co/acf0DZczhh Duolingo saw a 35% increase in Spanish learners last night. Is this what a one-night stand feels like https://t.co/acf0DZczhh"  
[X Link](https://x.com/AverageDipBuyer/status/2021002311410016371)  2026-02-09T23:24Z [----] followers, [----] engagements


"@Dboybruh Nope. The talk is over when we surpass them in market cap"  
[X Link](https://x.com/AverageDipBuyer/status/2021341868739658196)  2026-02-10T21:53Z [----] followers, [----] engagements


"Buy broken stocks. Not broken companies. Price eventually follows fundamentals. [--] stocks where cash flows tell a very different story than the stock price: [--]. $DUOL - Duolingo: -77% https://t.co/W1YC6xG88B Price eventually follows fundamentals. [--] stocks where cash flows tell a very different story than the stock price: [--]. $DUOL - Duolingo: -77% https://t.co/W1YC6xG88B"  
[X Link](https://x.com/AverageDipBuyer/status/2021554380844195869)  2026-02-11T11:58Z [----] followers, [----] engagements


"@Jpeluche4 Whole sector getting hit. Algos belike: rate cuts later = sell all fintech"  
[X Link](https://x.com/AverageDipBuyer/status/2021597410242265493)  2026-02-11T14:49Z [----] followers, [---] engagements


"@danstradingco How did the CEO pull off this return What happened to net profit and who paid for their profit Retail shareholders who are being made into degenerate gamblers by the company. The numbers are great but Its just unethical"  
[X Link](https://x.com/AverageDipBuyer/status/2021713501132042392)  2026-02-11T22:30Z [----] followers, [---] engagements


"@NateWGlass Do you know how $HOOD still makes their money even though you think its free. Its never free"  
[X Link](https://x.com/AverageDipBuyer/status/2021717323174810086)  2026-02-11T22:45Z [----] followers, [---] engagements


"@danstradingco The CEO is making you addicted to gambling. The UI is solely focused on giving you dopamine release to gamble more"  
[X Link](https://x.com/AverageDipBuyer/status/2021717577475453338)  2026-02-11T22:46Z [----] followers, [--] engagements


"@danstradingco $HOOD will be $200"  
[X Link](https://x.com/AverageDipBuyer/status/2021720269635616941)  2026-02-11T22:57Z [----] followers, [--] engagements


"@davey_juice Boss 😉"  
[X Link](https://x.com/AverageDipBuyer/status/2021987427783782752)  2026-02-12T16:39Z [----] followers, [---] engagements


"@Micro2Macr0 What country should I move to Any advice for me"  
[X Link](https://x.com/AverageDipBuyer/status/2022022928452530333)  2026-02-12T19:00Z [----] followers, [---] engagements


"@LogicNight37901 @PurposeFULLred Damn. Much respect for you sir"  
[X Link](https://x.com/AverageDipBuyer/status/2022348268110573882)  2026-02-13T16:32Z [----] followers, [--] engagements


"Honestly at what price would you go all-in on $PYPL That'd be $50 for me which gives it a P/E of [--]. While buying back 14% of the shares outstanding in just a year every year. In just seven years they'll have bought back the whole company"  
[X Link](https://x.com/AverageDipBuyer/status/1985986568885019048)  2025-11-05T08:24Z [----] followers, 10.5K engagements


"BOTH TRADE AT THE SAME VALUATION (P/TBV) Which one would you rather own today Morgan Stanley $MS or SoFi Technologies $SoFi Seriously how stupid is this valuation here for SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/2008987203712762187)  2026-01-07T19:40Z [----] followers, [----] engagements


"If the market actually expected the credit card APR cap to happen $SoFi would be up huge. We know this by seeing other alternative credit names like $KLAR (Klarna) and $AFRM (Affirm) being down 4% and 7%. If a cap ever materializes reduced card lending naturally redirects demand toward installment credit where SoFi is perfectly well positioned. SoFi's CEO and several highly respected analysts have already highlighted this dynamic as well. https://twitter.com/i/web/status/2010738299816526111 https://twitter.com/i/web/status/2010738299816526111"  
[X Link](https://x.com/AverageDipBuyer/status/2010738299816526111)  2026-01-12T15:39Z [----] followers, [----] engagements


"This might be the next $HOOD or $SoFi. I just initiated a large position which I rarely do. $ETOR s valuation is just bizarre: over 40% of the market cap is cash. Which reminds me of $HOOD around $7 when the market was pricing the business like it was going nowhere despite the underlying momentum picking up. Meanwhile AUC is up 76% YoY and net income margins are at 26.5% The only reason YoY numbers are looking weak for this company is because Q4 [----] was a massive blowout quarter. I can see this becoming a FinTwit darling in the next few months. My price target is $60/share based on 3x"  
[X Link](https://x.com/AverageDipBuyer/status/2014349831175610605)  2026-01-22T14:49Z [----] followers, [----] engagements


"How $LCs results translate to $SoFi: -Mid-/high-FICO borrower delinquencies declined QoQ ✅ -Originations up 40% YoY ✅ -Improved whole-loan sale pricing ✅ -NIM expansion supported by lower deposit costs ✅ -Personal-loan net loss rates expected to decline materially YoY ✅ -Originations guidance: +21% to +31% YoY with Q1 expected at +28% to +33% YoY ✅ -Elected fair value accounting for all newly originated loans starting January [----] (bullish signal that more lenders are moving away from CECL toward SoFi-style FVA) ✅ Overall: LCs print reinforces that credit is improving volumes are accelerating"  
[X Link](https://x.com/AverageDipBuyer/status/2016637538912387100)  2026-01-28T22:20Z [----] followers, 12.9K engagements


"Price targets on $SoFi JUST IN: -TD Cowen reiterates Hold on SoFi Technologies with a $24 PT. Citing: "Q4 execution was solid (LPB growth margins raised guidance) though part of the beat came from a one-time Galileo item. Medium-term targets remain strong: 30% revenue CAGR & 40% EPS growth through [----] but valuation looks full." -Also: Barclays maintains Hold with a $28 PT. https://twitter.com/i/web/status/2018280216368460061 https://twitter.com/i/web/status/2018280216368460061"  
[X Link](https://x.com/AverageDipBuyer/status/2018280216368460061)  2026-02-02T11:07Z [----] followers, [----] engagements


"@ColesTrades @anthonynoto Would rather have them buy $ETOR $2B market cap. 1$B in cash instead foot in Europe. Their new 4% cashback card is something revolutionary in Europe"  
[X Link](https://x.com/AverageDipBuyer/status/2019147165411450984)  2026-02-04T20:32Z [----] followers, [---] engagements


"🥰🥰🥰 $SoFi $NBIS $ELF $DLO $LMND $ETOR $DUOL $ZETA $FOUR 🥰🥰🥰 https://t.co/j7OikJrd5o https://t.co/j7OikJrd5o"  
[X Link](https://x.com/AverageDipBuyer/status/2020519827987653021)  2026-02-08T15:27Z [----] followers, [----] engagements


"I get no impressions on my $ETOR posts Which means Im extremely early Ultimate buy signal Dont sleep on this stock"  
[X Link](https://x.com/AverageDipBuyer/status/2020580753667772625)  2026-02-08T19:29Z [----] followers, [----] engagements


"This is borderline communism. This will make building long-term wealth through investing IMPOSSIBLE. The Dutch practically invented capitalism and now theyre killing it. NEW: Dutch Parliament Member Michel Hoogeveen explains how the 36% unrealized capital gains tax just passed by the House of Representatives will work. Here is a more detailed example: Step [--]. Starting position You own [---] shares. Value on Jan [--] 2028: [-----] Value on Jan https://t.co/GYeAN9jlJ6 NEW: Dutch Parliament Member Michel Hoogeveen explains how the 36% unrealized capital gains tax just passed by the House of"  
[X Link](https://x.com/AverageDipBuyer/status/2022217824681496645)  2026-02-13T07:54Z [----] followers, [----] engagements


"@TGID1575 Is it worth moving to Belgium my friend"  
[X Link](https://x.com/AverageDipBuyer/status/2022221913649820142)  2026-02-13T08:10Z [----] followers, [--] engagements


"@TGID1575 Oh damn. Yeah we know how that goes. Are there other wealth taxes though"  
[X Link](https://x.com/AverageDipBuyer/status/2022227587809128911)  2026-02-13T08:33Z [----] followers, [--] engagements


"@TGID1575 Yeah it is really really bad here. Even the biggest right wing party has voted for this. Tells me enough. Economic suicide"  
[X Link](https://x.com/AverageDipBuyer/status/2022230442943074584)  2026-02-13T08:44Z [----] followers, [--] engagements


"@IncomeSharks Yeah its an interesting rotation going on. People are piling into Walmart and Costco at a [--] P/E instead of buying actual growth stocks at a [--] P/E"  
[X Link](https://x.com/AverageDipBuyer/status/2022251719804191099)  2026-02-13T10:09Z [----] followers, [----] engagements


"@miguel197820 Great advice. I own a company. This is honestly the way to go after this tax is implemented. Corp taxes + dividend taxes are still high here though"  
[X Link](https://x.com/AverageDipBuyer/status/2022252107626426596)  2026-02-13T10:10Z [----] followers, [--] engagements


"Investing in $HOOD isnt ethical. Someone had to say it. They dont care about their users. They dont care about educating them. They want to drain them for as much money as possible. The CEO rug-pulled retail for billions during $GME. Fire the CEO cut Citadel out of the equation and ditch prediction markets then I might consider it as an investment. Whatever your view on $HOOD being a casino vs a financial platform the following observation is stunning to me: If we include Januarys estimated loss of $(4-5)B Robinhoods customers have made very little money since the Meme Stock Era ended"  
[X Link](https://x.com/AverageDipBuyer/status/2021703680278327617)  2026-02-11T21:51Z [----] followers, 21K engagements


"GOOD MORNING $SoFi BULLS ☕😁 The stock is up 5% off the Noto interview which is really exciting. At this pace I dont think itll be long before were back at $30"  
[X Link](https://x.com/AverageDipBuyer/status/2020787782986215586)  2026-02-09T09:12Z [----] followers, [----] engagements


"HOLY $SoFi In Q1 we might see 40% revenue growth and the CEO is saying hell be disappointed if growth peaks in Q1 😭 This company is the next $PLTR $SOFI WEBSITE TRAFFIC UPDATE 🚨 SoFi just saw a MASSIVE +45.87% YoY bump in website traffic (17.24% up MoM) This is not only the largest month but it was also the largest month-over-month increase in visits Q1 data starting very strong https://t.co/rBFJnm3e6m $SOFI WEBSITE TRAFFIC UPDATE 🚨 SoFi just saw a MASSIVE +45.87% YoY bump in website traffic (17.24% up MoM) This is not only the largest month but it was also the largest month-over-month"  
[X Link](https://x.com/AverageDipBuyer/status/2021712542242840836)  2026-02-11T22:26Z [----] followers, 10.6K engagements


"FinTech is getting destroyed day after day after day. What does Mr. Market know that we dont"  
[X Link](https://x.com/AverageDipBuyer/status/2021963362561667206)  2026-02-12T15:03Z [----] followers, 23.2K engagements


"It currently feels like the COVID crash or the Liberation Day crash yet indexes are at all-time highs. Ive never experienced anything like this in my ten years as an investor"  
[X Link](https://x.com/AverageDipBuyer/status/2021991293275320741)  2026-02-12T16:54Z [----] followers, 346.8K engagements


"Biggest W in your investing career Quote this + screenshot or it didnt happen"  
[X Link](https://x.com/AverageDipBuyer/status/2022748887975432443)  2026-02-14T19:04Z [----] followers, [---] engagements


"So youre telling me $SOFI is trading at 27x [----] earnings while growing revenue 38% and net income 184% And its at just 2.5x P/TBV which is lower than a lot of banks"  
[X Link](https://x.com/AverageDipBuyer/status/2019440602757173267)  2026-02-05T15:58Z [----] followers, 18.3K engagements


"Feels like April last year when I watched $SoFi touch $8.10 in pre-market before a vicious rebound higher. If we close red today tomorrow would mark [--] straight red days. The prior streak record was nine back in [----]. At this point its largely forced selling by over-leveraged funds and retail. This is the easiest dip buy ever. Why Because fundamentals remain perfectly intact. https://twitter.com/i/web/status/2019542198472073523 https://twitter.com/i/web/status/2019542198472073523"  
[X Link](https://x.com/AverageDipBuyer/status/2019542198472073523)  2026-02-05T22:42Z [----] followers, 19.2K engagements


"How $SoFi isnt up at least 5% after that interview with Noto is absolutely wild"  
[X Link](https://x.com/AverageDipBuyer/status/2020884713309716935)  2026-02-09T15:37Z [----] followers, 14K engagements


"Why buy profitable high-growth high-beta companies when you can buy Costco at 54x earnings"  
[X Link](https://x.com/AverageDipBuyer/status/2022262647094169721)  2026-02-13T10:52Z [----] followers, 32K engagements


"Dear girlfriend Roses are red The candles are too Im poorer than ever So no gift for you. Happy Valentines Day ❤🌹"  
[X Link](https://x.com/AverageDipBuyer/status/2022441058043597010)  2026-02-13T22:41Z [----] followers, [----] engagements


"The V-shaped recovery looks imminent. Retail just bought a record $48B of US equities in [--] days (JPM data). The last time flows were anywhere near this level April [----] right at the crash low. Retail bought the dip. We ripped higher. Institutions were underweight and had to chase. Now high-beta equities are getting accumulated again. If history rhymes this doesnt end with retail trapped. It ends with institutions buying much higher. 🔴HOLY COW: Retail investors bought a record $48 BILLION in US equities in the 21-day period ending last week. This exceeds the previous record set during the"  
[X Link](https://x.com/AverageDipBuyer/status/2022691635801227337)  2026-02-14T15:17Z [----] followers, 29.5K engagements


"Tom Lee has become absolutely delusional. I thought this was satire at first but it wasnt. First the absurd end-of-year [----] target for $ETH. Then doubling down in January. Both completely wrong. Now he claims Robinhood users became wealthy over time Thats simply false. As James Chanos pointed out if you include the estimated $45B loss in January Robinhood customers have made basically no money since the meme stock era ended in mid-2021. Thats not wealth creation. Thats capital destruction. So the idea that theres some massive inevitable Gen Z wealth wave forming through speculative trading"  
[X Link](https://x.com/AverageDipBuyer/status/2022803409527836822)  2026-02-14T22:41Z [----] followers, [----] engagements


"I give $SoFi a [-----] price target today in my base case scenario. Assuming managements top end of guidance (which they always have easily beat). See my explanation below"  
[X Link](https://x.com/AverageDipBuyer/status/1803754598504583677)  2024-06-20T11:39Z [----] followers, 13.8K engagements


"Okay fuck it. Goodbye $Palantir. After the 323% gain on my shares Im pouring it all into $SoFi. The difference in risk reward for Palantir at [----] and SoFi at [---] is just too large. SoFis TBV/share will hit $5 this year. I do not expect the stock to go close to that anymore"  
[X Link](https://x.com/AverageDipBuyer/status/1810411154130231461)  2024-07-08T20:30Z [----] followers, 150.7K engagements


"$SoFi summary of Anthony Noto's talk at GS conference -Credit cards were just getting started -CaC still high for credit cards -A lot of demand in student loans as rates come down -Home loans demand will increase drastically when rates come down"  
[X Link](https://x.com/AverageDipBuyer/status/1833221255991800109)  2024-09-09T19:09Z [----] followers, 19.2K engagements


"You are not fucking bullish enough $SoFi Management might pull of the top end guidance for [----] bringing in almost $1000000000 in net income. Yes $1 Billion $0.80+ cents. I've accelerated accumulating shares. I'm afraid we will never see below $7 again. Avg around $5.85"  
[X Link](https://x.com/AverageDipBuyer/status/1838685910650753109)  2024-09-24T21:04Z [----] followers, 21.2K engagements


"If you were already bullish this will make you more bullish. Part of the curriculum of my masters degree in Finance is the lending business model of $SoFi. My university is in THE NETHERLANDS. SoFi is going international Brand awareness really paying off @anthonynoto"  
[X Link](https://x.com/AverageDipBuyer/status/1844775434459684993)  2024-10-11T16:21Z [----] followers, 19K engagements


"Ive never seen $SoFi holding their ground like this after such a strong rally. Normally it wouldve already crashed 10% from its peak. Shorts are having REAL difficulties keeping the price down. Maybe maybe this time is different for the stock"  
[X Link](https://x.com/AverageDipBuyer/status/1846646771273150530)  2024-10-16T20:17Z [----] followers, [----] engagements


"SOMEONE JUST BOUGHT 350K+ OF $SoFi SHARES INTO CLOSE 🤯🚀"  
[X Link](https://x.com/AverageDipBuyer/status/1847370379263955035)  2024-10-18T20:13Z [----] followers, 56.6K engagements


"I will regret this [--] like = I buy [--] share of $SOFI tomorrow. SoFi might be everyones favorite bank but I dont want to become their biggest borrower 😂💸 Youve got [--] hours to decide my financial fate Will post proof tomorrow"  
[X Link](https://x.com/AverageDipBuyer/status/1849055073185202517)  2024-10-23T11:47Z [----] followers, 74.6K engagements


"Are you all proud of me 🫡 $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1849443849313071245)  2024-10-24T13:32Z [----] followers, 21.6K engagements


"YOU GUYS HAVE NO CLUE WHAT IS GOING TO HAPPEN ONCE WE CLOSE ABOVE $11.20 THIS IS THE MOTHER OF ALL RESISTANCES. WE HAVE BEEN STUCK IN THIS TREND SINCE JANUARY 21' $SOFI IS HAVING ITS PALANTIR MOMENT RIGHT NOW"  
[X Link](https://x.com/AverageDipBuyer/status/1849787506062954777)  2024-10-25T12:18Z [----] followers, 19.4K engagements


"$SoFi GUIDANCE: For the full year [----] management now expects to deliver adjusted net revenue of $2.535 to $2.550 billion which is $85 million higher than the prior guidance range of $2.43 to $2.47 billion. This implies [--] to 23% annual growth versus [--] to 19% previously. This guidance now assumes lending adjusted net revenue will be at least 100% of [----] levels Financial Services segment revenue to grow more than 80% year-over-year and for Tech Platform revenue to grow low-to-high teens percentage year-over-year. Management now expects to deliver adjusted EBITDA of $640 to $645 million above"  
[X Link](https://x.com/AverageDipBuyer/status/1851221190930575629)  2024-10-29T11:15Z [----] followers, [----] engagements


"OMG $SoFi CEO @anthonynoto just reposted THIS"  
[X Link](https://x.com/AverageDipBuyer/status/1852394920792731900)  2024-11-01T16:58Z [----] followers, [----] engagements


"A gentle reminder. You do not own enough $SoFi shares"  
[X Link](https://x.com/AverageDipBuyer/status/1853088187456909380)  2024-11-03T14:53Z [----] followers, 10.3K engagements


"$SOFI is having its Palantir moment. The setup is crystal clear and momentum is undeniable. Selling below $30 will be a decision youll HEAVILY regret"  
[X Link](https://x.com/AverageDipBuyer/status/1856309205952581643)  2024-11-12T12:12Z [----] followers, 18.2K engagements


"$SoFi Couldn't be more beautiful. Filled the last big gap formed a nice little bull flag while MA's caught up and RSI cooled off and broke out again today. This thing is not over anytime soon"  
[X Link](https://x.com/AverageDipBuyer/status/1858534374515372148)  2024-11-18T15:34Z [----] followers, 12.3K engagements


"$Fubo is possibly Carvana [---] and can still 10x from here in the coming years. The company still trades at a PS of [--] which is dirt cheap. I suppose if the Disney deal is approved by shareholders and regulators we see $10-$15 in no-time. This situation heavily reminds me of Carvana which went from $3.55 to $260 after escaping bankruptcy"  
[X Link](https://x.com/AverageDipBuyer/status/1877743858349375534)  2025-01-10T15:46Z [----] followers, 12.1K engagements


"Imagine it is Jan [--] you wake up $SoFi reports $0.06 a share $715m in adjusted net revenue 700k new members Fy25' EPS guidance of $0.30-$0.32 and Fy25' TBV growth of at least $1b. Stock is up 7% pre-market. And Noto opens the conference call with a message for short sellers: "ARE YOU NOT ENTERTAINED" What is your opinion on my prediction"  
[X Link](https://x.com/AverageDipBuyer/status/1879928725652767217)  2025-01-16T16:28Z [----] followers, [----] engagements


"$SOFI HAPPY 52-WEEK HIGHS 🚀🔥"  
[X Link](https://x.com/AverageDipBuyer/status/1881712266594443366)  2025-01-21T14:35Z [----] followers, [----] engagements


"The best thing is knowing no one in the $SoFi community is selling ANY SHARES and the shorts are suffering billions for manipulating the stock for years and because we all know well soon be at $45 a share and even then most wont sell. You borrow against your shares you never sell once youre in. Best investment community on X by far. The coming ten years this company will create generational wealth for every stakeholder"  
[X Link](https://x.com/AverageDipBuyer/status/1881715266674905282)  2025-01-21T14:47Z [----] followers, [----] engagements


"The crazy thing is $SoFi will make new all-time-highs this year and people do not realize it yet. ($28.26)"  
[X Link](https://x.com/AverageDipBuyer/status/1881730602724151487)  2025-01-21T15:48Z [----] followers, [----] engagements


"If I were trading crypto on $HOOD Id jump ship the moment $SOFI announces crypto trading again (likely within the next seven days). Theres no better one-stop shop for personal finance than SoFi out there. SoFi is the future of financials"  
[X Link](https://x.com/AverageDipBuyer/status/1882727764413038600)  2025-01-24T09:50Z [----] followers, 10.4K engagements


"I keep hearing that $SoFi has no catalysts for [----] I call bs. Here are SOME of the potential catalysts for this year: Level one/two options SoFi Invest Top [--] US bank signed for Galileo Crypto offerings/products International expansion In-house SMB banking or acquisition Capital ratio relaxation of regulatory requirements Further new product launches New multi billion dollar loan platform deals Monetizing credit cards meaningfully New government student loan programs S&P large/mid cap inclusion Paying off high interest debt like warehouse facilities More partnerships confirmed for Galileo"  
[X Link](https://x.com/AverageDipBuyer/status/1887763504062468228)  2025-02-07T07:21Z [----] followers, [----] engagements


"$SoFi is going to shock the world in [----]. Smart investors understand why"  
[X Link](https://x.com/AverageDipBuyer/status/1895492781038264770)  2025-02-28T15:14Z [----] followers, [----] engagements


"FUCK YES @jimcramer JUST SAID SELL $SOFI DURING MAD MONEY WE ARE GOING TO MAKE NEW ATHs THIS YEAR 🔥🧨🚀 9:50 https://open.spotify.com/episode/6EJAUWbjozWZuzA5KJIJ9Rsi=IPBd1GI0Q4ehp-VFEzzzvw https://open.spotify.com/episode/6EJAUWbjozWZuzA5KJIJ9Rsi=IPBd1GI0Q4ehp-VFEzzzvw"  
[X Link](https://x.com/AverageDipBuyer/status/1897419772783915348)  2025-03-05T22:51Z [----] followers, 13.4K engagements


"$SoFi is going so much higher this year that it isnt even funny"  
[X Link](https://x.com/AverageDipBuyer/status/1902505929087553790)  2025-03-19T23:42Z [----] followers, [----] engagements


"Its about time Robinhood finally did some catching up with SoFi. Spoiler: Robinhood is still far behind in competing with SoFi's one-stop shop. $SoFi is superior in every aspect of its core banking business compared to Robinhood. People also seem to forget that Robinhood wouldnt even be able to operate without SoFis Galileo technology. Heres what SoFi offers that Robinhood wont ever be able to provide because they lack a banking charter: -Personal Loans -Mortgage Loans -Student Loan Refinancing -Private Student Loans Here are some products that SoFi already has and $HOOD still hasnt"  
[X Link](https://x.com/AverageDipBuyer/status/1905189367171195307)  2025-03-27T09:25Z [----] followers, 48.4K engagements


"Like if you're also buying the dip on these dirt cheap stocks today: -SoFi -PayPal -Google -Hims -Fubo -E.L.F. Beauty If not what are you buying instead"  
[X Link](https://x.com/AverageDipBuyer/status/1906640490746740982)  2025-03-31T09:31Z [----] followers, [----] engagements


"$SoFi yesterday Andrew Jeffrey reiterated his outperform rating on SoFi. With a base scenario valuing SoFi at $26 a share and a bull cash scenario of $35 a share. This would mean a 142% gain in the base case and a 226% gain the the bull case. A little bit bearish but I'll take it"  
[X Link](https://x.com/AverageDipBuyer/status/1912489458672296091)  2025-04-16T12:53Z [----] followers, [----] engagements


"JUST IN: $SoFi CEO Anthony Noto stated in a recent interview "I started to learn more about individual stocks and became a disciple "so to speak" of the Peter Lynch theory of investing: 'What you know and what you like'. That was the foundation of my interest." He's truly one of us. Bullish AF"  
[X Link](https://x.com/AverageDipBuyer/status/1912529143444496658)  2025-04-16T15:30Z [----] followers, [----] engagements


"SoFi is coming for Robinhood's lunch and they are READY. SoFi CEO Anthony Noto gives remarks on crypto progress and future FinTech space winners in an interview released today: "The OCC put out an interpretive letter that now allows SoFi to be back in the crypto business and I couldn't be more excited. Spent the whole weekend working my butt off talking to dozens of people to make sure that we capitalize on this opportunity as fast as we can." Furthermore Noto thinks SoFi will be the winner that takes most in the one-stop shop area of FinTech whereas he thinks Robinhood will be the best in"  
[X Link](https://x.com/AverageDipBuyer/status/1912551826303635545)  2025-04-16T17:01Z [----] followers, 69.2K engagements


"This is absolutely INSANE. SoFi CEO Anthony Noto just said he is aiming for SoFi to be a top [--] technology company measured by market cap. Currently that would give SoFi around a $250 billion market cap or 21.2x the market cap it has today. Also remember that this threshold won't stay at $250b; it will likely be $500b or higher by the time SoFi reaches it that would be a 42.4x from here. (If he meant US tech company the threshold would be at a $167b market cap). "I believe in my heart it is ours for the taking. And it's a matter of when it happens not if it happens." Remember this comes from"  
[X Link](https://x.com/AverageDipBuyer/status/1912558032153698481)  2025-04-16T17:25Z [----] followers, 19.1K engagements


"THIS IS ABSOLUTELY INSANE FOR SOFI THE #14 RANKED ANALYST IN THE WORLD JUST INITIATED COVERAGE ON SOFI WITH AN OUTPERFORM RATING AND A $17 PRICE TARGET. "Devin Ryan of Citizens JMP highlighted SoFis robust growth trajectory improving profitability and undervaluation in relation to its future earnings potential as key drivers for the positive outlook. The company has demonstrated strong momentum with revenue growth of 27.8% over the last twelve months. SoFi Technologies which was established in [----] aims to empower its customers to achieve financial independence through its app. The platform"  
[X Link](https://x.com/AverageDipBuyer/status/1915741674149445687)  2025-04-25T12:16Z [----] followers, 20.9K engagements


"I have to admit something guys. When SoFi dropped to $9 a couple of weeks ago I sold the rest of my stocks to buy SoFi calls. I'm up A LOT on those already. Im now 100% invested in SoFi only. Whatever happens to the stock tomorrow doesnt matter as long as the fundamentals keep improving. Im looking forward to hearing from all of you tomorrow after the results. When SoFi will get a fair valuation ($25) I'll consider partially rotating back into other amazing stocks like $PYPL $HIMS $FUBO $ELF $AMZN $GOOG and many others. -ADB"  
[X Link](https://x.com/AverageDipBuyer/status/1916948254186692627)  2025-04-28T20:10Z [----] followers, 11.2K engagements


"SoFi is a $30 stock trading at $13"  
[X Link](https://x.com/AverageDipBuyer/status/1917292825697284553)  2025-04-29T19:00Z [----] followers, [----] engagements


"I'm telling you there is only one play in this macro with decreasing inflation soon to be lowered rates a strong economy no tariff impact and likely 40% YoY revenue growth in Q2. That's why I'm temporarily 100% allocated to $SoFi stock"  
[X Link](https://x.com/AverageDipBuyer/status/1922272658646798566)  2025-05-13T12:48Z [----] followers, 10.4K engagements


"We are entering our Palantir era with SoFi. Want to know why read this thread. When I first bought Palantir around $6 and it took off the company would announce a new partnership every week pumping the stock a couple percent after every announcement. Thats why the stock price exploded this muchand of course flawless execution by Karp. Now with the loan-platform business its extremely likely well see a drastically increasing number of multi-billion-dollar commitments this year. This is what happens when loan-platform fees are growing 766%yes 766% year-over-year. Were very very early in the"  
[X Link](https://x.com/AverageDipBuyer/status/1922362382765969620)  2025-05-13T18:44Z [----] followers, [----] engagements


"The stock market can test your patience but if you believe in a company you hold until your patience is rewarded. $SoFi -Peter Lynch"  
[X Link](https://x.com/AverageDipBuyer/status/1923355498377535488)  2025-05-16T12:30Z [----] followers, 13.9K engagements


"This is insane. SoFi Stock Price vs Revenue & Member Growth Revenue: +293.9% Member Growth: +389.5% Stock Price: +31.5% If we take managements guidance of [----] at the end of the year we have: Revenue: +359.2% Member Growth: +483% SoFi CEO Anthony Noto has a goal of reaching [--] million members in [----]. That would bring member growth to +2142% since IPO. Don't forget that revenue growth and member growth have a near perfect correlation. Will the stock price finally catch up to the fundamentals soon or is $SoFi overvalued at a P/B value of 2"  
[X Link](https://x.com/AverageDipBuyer/status/1925130782403649641)  2025-05-21T10:05Z [----] followers, 19K engagements


"$SoFi What market makers are doing to SoFi is criminal especially on a day like this. However don't be surprised when we gap up 15% Friday on the midcap inclusion announcement. And gap up to +$20 after Q2 results with 40% YoY revenue growth and a triple beat. Our time will come"  
[X Link](https://x.com/AverageDipBuyer/status/1929943735535599740)  2025-06-03T16:50Z [----] followers, 10.3K engagements


"The SoFi golden cross and S&P [---] inclusion will push it above $18 again next week. Have a great day"  
[X Link](https://x.com/AverageDipBuyer/status/1930983689271246967)  2025-06-06T13:42Z [----] followers, [----] engagements


"WILD PREDICTION $SoFi. Tomorrows Chime IPO will highlight how drastically undervalued SoFi is and will boost SoFis share price while Chime is ripping. After major institutions see this discrepancy in valuation SoFi will receive a tender offer at a $30B valuation and reject it"  
[X Link](https://x.com/AverageDipBuyer/status/1932736381605826648)  2025-06-11T09:47Z [----] followers, 14.3K engagements


"CHIME ($CHYM) IS NOW WORTH MORE THAN $SOFI Let's see if Chime deserves this premium valuation over SoFi. These are all financials available as of today. Looks to me like Chime is drastically overvalued or SoFi is drastically undervalued. (SoFi market cap at $15 a share vs Chime at $42 a share.)"  
[X Link](https://x.com/AverageDipBuyer/status/1933222945356460432)  2025-06-12T18:00Z [----] followers, 13.6K engagements


"SoFi is going to shock the entirety of Wall Street with their Q2 earnings accelerating GAAP Revenue growth from 20% YoY to 40% YoY. Mark my words"  
[X Link](https://x.com/AverageDipBuyer/status/1937849750025334957)  2025-06-25T12:25Z [----] followers, [----] engagements


"@anthonynoto Spotted a GAME-changing feature from Trade Republic offered in Europe: gifting stocks to friends and family. I am absolutely in love with this feature. It's truly transformative for the industry reshaping the narrative and demystifies the stock market for newcomers NO BETTER WAY of introducing people to investing early on Im thrilled to hear this idea has already been shared with SoFis team but I want to ensure it stays top of mind. Adding stock and crypto gifting to SoFis platform would speed up the mission to democratize finance. Imagine SoFi users gifting S&P [---] or SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1938155558290247900)  2025-06-26T08:41Z [----] followers, 36.4K engagements


"SoFi community I need you to engage with this post. We have to make sure @anthonynoto sees this. This feature will bring SoFi invest to the NEXT LEVEL. $SoFi @SoFi Here is an example of how this feature works. I gifted a friend [--] in SoFi stock yesterday. The friend received a voucher and a link both allowing her to accept the stock gift. Her display is similar to the picture Ive attached to the quoted post. @anthonynoto Spotted a GAME-changing feature from Trade Republic offered in Europe: gifting stocks to friends and family. I am absolutely in love with this feature. It's truly"  
[X Link](https://x.com/AverageDipBuyer/status/1938578303490687154)  2025-06-27T12:40Z [----] followers, 34.6K engagements


"We are officially approaching the mother of all resistances for $SoFi. The $17.50 level will be brutal to conquer but if we manage to break through new 52-week highs are imminent imo. Especially now with Cathie Wood FOMOing in likely adding [--------] shares in buying pressure in the weeks to come. Macro is perfectly set up fundamentals are perfectly set up and technicals are perfectly set up. What more could you want in an investment"  
[X Link](https://x.com/AverageDipBuyer/status/1938896091417620917)  2025-06-28T09:43Z [----] followers, 10.3K engagements


"One thing is sure today is going to be a WILD day. $SoFi Maybe after all it wasnt stupid to full-port SoFi at $9 in April. 🤔"  
[X Link](https://x.com/AverageDipBuyer/status/1939627433562411261)  2025-06-30T10:09Z [----] followers, [----] engagements


"@anthonynoto is WINNING together with retail. This is insanity on a day like this. Unbelievable. Were going to get him to his $25 PSUs BOYS $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1942308847403593960)  2025-07-07T19:44Z [----] followers, [----] engagements


"Oh my God. @anthonynoto listened If implemented this would be MASSIVE for SoFi Invest $SoFi $SoFi just posted an article about gifting stocks. Sometime these articles are previews of SoFi features to come https://t.co/4F9L5LWPWv $SoFi just posted an article about gifting stocks. Sometime these articles are previews of SoFi features to come https://t.co/4F9L5LWPWv"  
[X Link](https://x.com/AverageDipBuyer/status/1942930272334307442)  2025-07-09T12:54Z [----] followers, 11.8K engagements


"CONGRATULATIONS EVERYONE $SOFI NEW ATH's INCOMING"  
[X Link](https://x.com/AverageDipBuyer/status/1943305083023675788)  2025-07-10T13:43Z [----] followers, [----] engagements


"If you're a $SoFi investor you really need to listen to this interview by @Futurenvesting . Devin Ryan is a legendary analyst and outlines his bull case for SoFi in this interview. He recently changed his rating on SoFi from 'Outperform' to 'Market Perform'not because he's no longer bullish but because he's recalibrating his price target in response to positively changing market conditions. Will likely see a new (potentially much higher) price target after Q2 results. Here is the link: https://www.youtube.com/watchv=woi0z__yiaU https://www.youtube.com/watchv=woi0z__yiaU"  
[X Link](https://x.com/AverageDipBuyer/status/1945598337039597781)  2025-07-16T21:36Z [----] followers, 14.9K engagements


"CONGRATULATIONS SOFI BULLS $22 HAS BEEN REACHED 🔥 super excited for Q2 results the 29th"  
[X Link](https://x.com/AverageDipBuyer/status/1945855053073395719)  2025-07-17T14:36Z [----] followers, [----] engagements


"$SoFi loan platform fees are up 75883% YoY. Yes you read that right"  
[X Link](https://x.com/AverageDipBuyer/status/1950168871094075392)  2025-07-29T12:17Z [----] followers, [----] engagements


"JUST IN: $30 price target by William Blair $SoFi https://www.tipranks.com/news/the-fly/william-blair-says-buy-sofi-shares-despite-premarket-rally-theflyutm_source=webullapp.com&utm_medium=referral https://www.tipranks.com/news/the-fly/william-blair-says-buy-sofi-shares-despite-premarket-rally-theflyutm_source=webullapp.com&utm_medium=referral"  
[X Link](https://x.com/AverageDipBuyer/status/1950176861541072905)  2025-07-29T12:49Z [----] followers, 13.5K engagements


"@anthonynoto ABSOLUTELY CRUSHED THE CONFERENCE CALL $SoFi Some of my notes: Key Growth Drivers Beyond Q2 Results Brief mention of international expansion initiatives. LPB expansion into lower credit scores targeting a $100B loan market. Future launch of tokenized SoFi loans. Banco Nacional signed as a new Galileo client and [--] additional clients this quarter. In Q1 [----] ten Galileo clients will generate revenue (not in Q1 2025). Launch of interest-only loans with plans to scale further. Financial services revenue per product up from $64 to $98. Upcoming launches: self-serve international money"  
[X Link](https://x.com/AverageDipBuyer/status/1950182633234718947)  2025-07-29T13:12Z [----] followers, [----] engagements


"When we hit [--------] SoFi members can we get an Investor Day at SoFi Stadium @anthonynoto By the way now that were entering offense mode again with $SoFi how about bringing back the badass beard 😉"  
[X Link](https://x.com/AverageDipBuyer/status/1950831986936852970)  2025-07-31T08:12Z [----] followers, [----] engagements


"I do not own enough $SoFi and neither do you. You all have no idea what is coming. 💥BREAKING: THREE RATE CUTS ARE NOW EXPECTED BY THE END OF THE YEAR. MASSIVE WAVE OF FRESH LIQUIDITY INCOMING 🌊 https://t.co/fzEj5nmwC1 💥BREAKING: THREE RATE CUTS ARE NOW EXPECTED BY THE END OF THE YEAR. MASSIVE WAVE OF FRESH LIQUIDITY INCOMING 🌊 https://t.co/fzEj5nmwC1"  
[X Link](https://x.com/AverageDipBuyer/status/1953526218415878638)  2025-08-07T18:38Z [----] followers, 13.5K engagements


"Wouldnt surprise me to see $SoFi outperforming today based institutional buying stemming from that insane 10Q report. Credit card defaults down 350bps QoQ personal loan defaults down 71bps QoQ and NIM up 16bps QoQ. The YoY changes are even more insane"  
[X Link](https://x.com/AverageDipBuyer/status/1953738449304883500)  2025-08-08T08:41Z [----] followers, [----] engagements


"$SoFi is up 267% since I set this profile pic. Felt it was time Mr. Noto got a small upgrade after his tremendous performance. And since things are going so well I even made him smile. The real question is: when does he deserve his gold glasses At $30 $45 Or 20M SoFi members"  
[X Link](https://x.com/AverageDipBuyer/status/1953759992948924868)  2025-08-08T10:07Z [----] followers, [----] engagements


"Crazy how back in the days a $1 move for SoFi would mean the price went up/down by 25% and today its just a 4% move. Crazy how times have changed and how casual a $1 move has become for us SoFi investors. What an amazing journey"  
[X Link](https://x.com/AverageDipBuyer/status/1955295436144603216)  2025-08-12T15:48Z [----] followers, [----] engagements


"$SOFI IS ADDING BLOCKCHAIN-BASED INTERNATIONAL MONEY TRANSFERS TO THE APP: STOCK RESPONDS POSITIVELY"  
[X Link](https://x.com/AverageDipBuyer/status/1957791611233927312)  2025-08-19T13:07Z [----] followers, 27.7K engagements


"$SoFi down 9% intraday following the generational announcement that it is the FIRST U.S. bank adding blockchain-based international money transfers. Thats WILD. $SOFI IS ADDING BLOCKCHAIN-BASED INTERNATIONAL MONEY TRANSFERS TO THE APP: STOCK RESPONDS POSITIVELY https://t.co/0NWw8nbSYW $SOFI IS ADDING BLOCKCHAIN-BASED INTERNATIONAL MONEY TRANSFERS TO THE APP: STOCK RESPONDS POSITIVELY https://t.co/0NWw8nbSYW"  
[X Link](https://x.com/AverageDipBuyer/status/1957890982919196817)  2025-08-19T19:42Z [----] followers, 22.7K engagements


"$SoFi received two price target raises this morning. Citi: $18 -- $28 JPMorgan: $22 -- $24 Still waiting for Devin Ryan (#5 out of all Wall St. analysts to update his SoFi price target) I see him giving us the first official $30+ PT"  
[X Link](https://x.com/AverageDipBuyer/status/1958132649358246090)  2025-08-20T11:42Z [----] followers, 32.5K engagements


"The only stock you need in a rate-cutting environment is $SoFi and its not even close Smart investors ride the macro tailwind. Know this"  
[X Link](https://x.com/AverageDipBuyer/status/1958898818717532495)  2025-08-22T14:27Z [----] followers, [----] engagements


"Its so funny how ridiculously undervalued SoFi still is at $25. If youre selling here I honestly feel bad for you. Theyll probably do $1 in EPS next year with these macro tailwinds. Do you really think a [--] P/E is justified while growing EPS by 25%+ for DECADES to come"  
[X Link](https://x.com/AverageDipBuyer/status/1958941408099778728)  2025-08-22T17:16Z [----] followers, [----] engagements


"$26 🥳🎉🔥 CONGRATS ALL $SOFI HOLDERS "It still feels like we are JUST GETTING STARTED." -Anthony Noto CEO of SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1959994725374820746)  2025-08-25T15:02Z [----] followers, [----] engagements


"$FUBO might be the next $OPEN or $GME but with a valuation that still makes sense even after a 5x10x move"  
[X Link](https://x.com/AverageDipBuyer/status/1965434449644122612)  2025-09-09T15:17Z [----] followers, 12.6K engagements


"LMAO Vlad is feeling the pressure. SoFi is rapidly taking away their market share. $SOFI is everything $HOOD will NEVER becomenamely a trusted one-stop shop for peoples finances. No one trusts Robinhood with their life savings anyway. The CEO is a criminal controlled by Citadel to make sure your weekly calls stay out of the money. Robinhood will always just be a gambling app in the eyes of the public. Pathetic move from an irrelevant company in [--] years. $HOOD just debuted short selling in their "Enter the Mainframe" event. The ticker they choose to highlight for the demo $SOFI Shots fired."  
[X Link](https://x.com/AverageDipBuyer/status/1965669605554208945)  2025-09-10T06:52Z [----] followers, 49.8K engagements


"Debate me. Why would anyone buy $ADBE over $PYPL here"  
[X Link](https://x.com/AverageDipBuyer/status/1966483275016233303)  2025-09-12T12:45Z [----] followers, 32.6K engagements


"$27 FOR ONE SHARE OF $SOFI Congrats to everyone who trusted @anthonynoto and the SoFi team when this was trading in the mid-single digits SoFi is just getting started weve got plenty of tailwinds right now. Game on 🏇🔥"  
[X Link](https://x.com/AverageDipBuyer/status/1967540905734455524)  2025-09-15T10:48Z [----] followers, 12.6K engagements


"$SOFI ALL-TIME-HIGHS OH MY GOD. JUST SMASHED ITS OLD RECORD OF $28.26 FROM Jan [----] an insane comeback from the $4.24 low in Dec [----]. I remember buying this stock at $4.60 absolutely insane. What a ride it has been. CONGRATULATIONS EVERYONE LETS FKN GO📈🔥"  
[X Link](https://x.com/AverageDipBuyer/status/1968722743727124516)  2025-09-18T17:04Z [----] followers, [----] engagements


"Selling $SoFi here is like selling $PLTR or $HOOD at $29. You are going to regret it"  
[X Link](https://x.com/AverageDipBuyer/status/1969039659545047348)  2025-09-19T14:03Z [----] followers, 70.5K engagements


"🚨JUST IN:🚨 📌SoFi joined Morgan Stanley and Apollo in Zerohashs $104M Series D a deal valuing the crypto-infrastructure firm at $1 billion. 📌Zerohash powers crypto trading stablecoins and tokenization the very services SoFi paused under prior SEC leadership. 📌With the Trump administration easing crypto rules and Interactive Brokers already using Zerohash for custody and a planned stablecoin SoFis investment signals more than capital. 📌This sets the stage for a Zerohash-powered relaunch of SoFis crypto products and potentially new offerings in tokenized assets. Comments from the press"  
[X Link](https://x.com/AverageDipBuyer/status/1970476740628586696)  2025-09-23T13:13Z [----] followers, [----] engagements


"If $SoFi goes to $20 again Ill be converting all of my shares into call options again. Market makers love toying with this stock in the long run that wont matter. Its all about managements execution. Seven red days with no news while the S&P keeps ripping makes zero sense"  
[X Link](https://x.com/AverageDipBuyer/status/1973491253724717147)  2025-10-01T20:52Z [----] followers, [----] engagements


"Shes alive again 🥰 $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1975205337629417767)  2025-10-06T14:23Z [----] followers, [----] engagements


"OH MY GOD the US government might actually buy a large stake $SoFi soon. This could be even crazier than something like OpenAI acquiring 10% of $SoFi. If this actually happens and SoFi plays a large part in this (which I think it will) we could see $100 next year. Yeah $100. Just do the math. Wed need a capital injection for this from the government if we want it on the balance sheet or we just handle it via the loan platform business and have massive fees with no balance sheet exposure. MASSIVE Sell to $SoFi Trump https://t.co/jILaliHr5g Sell to $SoFi Trump https://t.co/jILaliHr5g"  
[X Link](https://x.com/AverageDipBuyer/status/1975503278503870820)  2025-10-07T10:07Z [----] followers, 29.9K engagements


"This is why I do not invest in $HOOD. Its just ethically very wrong and the CEO is a puppet of the largest hedge fund on the planet. Citadel probably made ten billion dollars last night thanks to @vladtenev ROBINHOOD IS GARBAGE THIS APP DOES NOT WANT YOU TO MAKE MONEY THE MARKET DIPPED 70% IN [--] MINUTES AND I CANT BUY https://t.co/GfDoV6Knq9 ROBINHOOD IS GARBAGE THIS APP DOES NOT WANT YOU TO MAKE MONEY THE MARKET DIPPED 70% IN [--] MINUTES AND I CANT BUY https://t.co/GfDoV6Knq9"  
[X Link](https://x.com/AverageDipBuyer/status/1976907501275955204)  2025-10-11T07:07Z [----] followers, 73.1K engagements


"Move your investments from $HOOD to $SoFi to actually get your money right. Itd be extremely concerning if you did not close your Robinhood account after what happened Friday. Youre just exit liquidity for Citadel they dont give a shit about any of you its all for show. @marinelli_126 Investing should be accessible and reliable. Switch to SoFi where you can trade stocks and ETFs invest in IPOs at IPO prices or set up automated investingall in one app. Open and fund a new account today and get up to $1000 in stock💥 Terms apply. https://t.co/kj0mCF1yAF @marinelli_126 Investing should be"  
[X Link](https://x.com/AverageDipBuyer/status/1977421584601387053)  2025-10-12T17:10Z [----] followers, 13.9K engagements


"I'm so freaking grateful we get one more dip before $SoFi earnings. Absolutely loading up. FYI SoFi doesn't invest in distressed car loans"  
[X Link](https://x.com/AverageDipBuyer/status/1979136439045513593)  2025-10-17T10:44Z [----] followers, [----] engagements


"Short sellers on $SoFi are finally giving up. This price action is just the result of them covering. Now the fun begins"  
[X Link](https://x.com/AverageDipBuyer/status/1980334465546440867)  2025-10-20T18:05Z [----] followers, [----] engagements


"Once @anthonynoto and $SoFi successfully tokenize real estate and loans a $200B market cap wont sound crazy. Itll sound conservative"  
[X Link](https://x.com/AverageDipBuyer/status/1982161111890751556)  2025-10-25T19:03Z [----] followers, 10.1K engagements


"$SoFi might be the multi-trillion dollar company that owns a bank. Their TAM is basically unlimited"  
[X Link](https://x.com/AverageDipBuyer/status/1982413456302358864)  2025-10-26T11:46Z [----] followers, [----] engagements


"This guidance increase is INSANE $SOFI Adjusted net revenue: $3.54B (36% YoY) vs prior guidance of $3.38B (30%) Adjusted EBITDA: $1.04B (29% margin) vs prior $960M (28%) Net income: $455M (13% margin) vs prior $370M (11%) Diluted EPS: $0.37 vs prior $0.31 Tangible book value: $7.39B ($2.5B growth from 2024s $4.89B) https://twitter.com/i/web/status/1983128714431885807 https://twitter.com/i/web/status/1983128714431885807"  
[X Link](https://x.com/AverageDipBuyer/status/1983128714431885807)  2025-10-28T11:08Z [----] followers, 12.9K engagements


"@anthonynoto on CNBC RIGHT NOW: "We are launching products not putting out press releases. Let's watch what people actually launch." SHOTS FIRED 🔥 $HOOD"  
[X Link](https://x.com/AverageDipBuyer/status/1983134313823543517)  2025-10-28T11:30Z [----] followers, [----] engagements


"I'm [--] by the way. Got $1.7M from my dad in a custodial account and went all-in on quantum stocks call options didn't know what they were at that time. Thnx $RGTI $QBTS I'll never work a day in my life"  
[X Link](https://x.com/AverageDipBuyer/status/1987546383360876680)  2025-11-09T15:42Z [----] followers, 59.9K engagements

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