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[@regissweeney_jr](/creator/twitter/regissweeney_jr)
"@JerryCap $WCN $CWST $TYL $TOI.CN $FICO"  
[X Link](https://x.com/regissweeney_jr/status/1978836969737146816) [@regissweeney_jr](/creator/x/regissweeney_jr) 2025-10-16T14:54Z XXX followers, XXX engagements


"@evrgn11112231 EPS likely to grow XX% next year while mortgage volumes are still at trough levels. Tremendous asymmetry over 2-5+ years. 33x NTM EPS on my numbers on cyclical low volumes"  
[X Link](https://x.com/regissweeney_jr/status/1979744829790921107) [@regissweeney_jr](/creator/x/regissweeney_jr) 2025-10-19T03:02Z XXX followers, XXX engagements


"@evrgn11112231 $SPGI and $MCO taking up to X bps on issuance volume $FICO closing the gap New direct model expands their take from $XX per closed mortgage to $XXX Closed loan volume still XX% below pre-Covid mean"  
[X Link](https://x.com/regissweeney_jr/status/1979747587063533977) [@regissweeney_jr](/creator/x/regissweeney_jr) 2025-10-19T03:13Z XXX followers, XXX engagements


"@evrgn11112231 Worth a refresh. Big update a few weeks ago (while in quiet period). By going direct to resellers $FICO increases take rate XXX% while lowering cost to lender. New variable pricing per closed loan is biggest pricing change since 2018 - goes straight to borrower"  
[X Link](https://x.com/regissweeney_jr/status/1979790411368697891) [@regissweeney_jr](/creator/x/regissweeney_jr) 2025-10-19T06:03Z XXX followers, XXX engagements