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[@CarlosVignote](/creator/twitter/CarlosVignote)
"#BREAKING.TUESDAY.@federalreserve SEMINARY🗝PILLARS OF THE REGULATORY CAPITAL FRAMEWORK ERCF in FnF.#Basel definitions(FHEFSSA of 1992)amended by @FHFA w/ an authority in HERA. Now duplicated:CCTier1TCATC. Separate Acct plan👇Normal Conservatrshp w/ tricks"Strategy"#Fanniegate"  
![@CarlosVignote Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::796566910859153408.png) [@CarlosVignote](/creator/x/CarlosVignote) on [X](/post/tweet/1947287738295681472) 2025-07-21 13:29:10 UTC XXX followers, XXX engagements


"$FMCC%PLMBS SETTLEMENT Case brought by FHFA-C on behalf of FnF to recover losses. 👇BV hit in 2008 as a result of🚨73%of AOCI loss. Illegallack of enumerated credit enhancmt $FNMA attacked w/ individual loansrecovered thru Putback requests. $BACannoyed snubs it.#Fanniegate"  
![@CarlosVignote Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::796566910859153408.png) [@CarlosVignote](/creator/x/CarlosVignote) on [X](/post/tweet/1946887244758884762) 2025-07-20 10:57:45 UTC XXX followers, XXX engagements


"PLOT TWIST.@PULTE WORKS FOR THE BANKS AND FICO FHFA asked in 2023: Should the upfront g-fee(LLPA) be eliminated He recently:LLPAwhaa It doesn't mean lower g-fee. I can only think of elimination of the grid w/ credit scores. DTI ratiowhich was removedinstead.#Fanniegate $fnma"  
![@CarlosVignote Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::796566910859153408.png) [@CarlosVignote](/creator/x/CarlosVignote) on [X](/post/tweet/1946236633528856703) 2025-07-18 15:52:27 UTC XXX followers, XXX engagements


"Nice JPALL it is (Just Pricing Adjustment at the Loan-Level). It seems that Pulte is haunted by the #Fed Chairman J. "Pall" until the conservator of FnF focuses on #Fanniegate $fnma $fmcc $fnmas $fmckj.😂 Cc:@WhiteHouse@USTreasury@SECGov@TheJusticeDept"  
![@CarlosVignote Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::796566910859153408.png) [@CarlosVignote](/creator/x/CarlosVignote) on [X](/post/tweet/1946831037863993835) 2025-07-20 07:14:24 UTC XXX followers, XXX engagements


"CREDIT SCORE ONLY FOR LOW-TICKET ITEMS Appliancescarsetc.Not for the pile of debt it's about to take up. The radicals say "left" when they want more govtexpecting good deals. We enshrined Watt👇for suspension of 4.2bps until SPS repaid as per law(No fin.instability)#Fanniegate"  
![@CarlosVignote Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::796566910859153408.png) [@CarlosVignote](/creator/x/CarlosVignote) on [X](/post/tweet/1947242682524279224) 2025-07-21 10:30:08 UTC XXX followers, XXX engagements


"#FED'S REG CAPITAL FRAMEWORK-DAY:SAFETY & SOUNDNESS FHEFSSA amended w/ Calabria's 2021 ERCF(Authority in HERA) Soundness@FHFA-C's Pwr:Put FnF in a sound(Recap)& solvent(SPS) condition through ban on capital distr "in gnrl"exceptpreciselySPS.#Fanniegate.Rogue plaintiffs👇"  
![@CarlosVignote Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::796566910859153408.png) [@CarlosVignote](/creator/x/CarlosVignote) on [X](/post/tweet/1947725473238135257) 2025-07-22 18:28:34 UTC XXX followers, XX engagements


"EARNINGS RPT PREVIEW🚨RESULTING REG CAPITAL:0BUILT FnF build SPSnot reg c(RE acct) Concealed in the ERCF fed w/ B.Sheet datawhere FHFA-C prohibits FnF from recordingSPS($154B absent/161BJune)in order to not post its offsetREfor the #Fanniegate crew👇"FnF build c.thru RE""  
![@CarlosVignote Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::796566910859153408.png) [@CarlosVignote](/creator/x/CarlosVignote) on [X](/post/tweet/1945833108428726721) 2025-07-17 13:08:59 UTC XXX followers, XXX engagements


"Reminder:The fee in HERA sent to the UST/HUD prohibited in the Charter Act👋was suspended until the fmr FHFA Dtr lifted it on Dec2014coinciding exactly when it's estimated that the laggard $FNMA repaid the last SPS.(Exception to the Restriction on Capital Distr🚨Divs.USC4614e)"  
![@CarlosVignote Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::796566910859153408.png) [@CarlosVignote](/creator/x/CarlosVignote) on [X](/post/tweet/1947263511899394079) 2025-07-21 11:52:54 UTC XXX followers, XXX engagements


"#SCOTUS' "rehab FnF" clarified J.Willett's "actions within the FHFA-C's Pwr" that corrected J.Sweeney's deletion of "authorized by this section". FHFA-UST's phony C.Reserve(NW)HERA's reservere Loan Loss Reserves. $FNMA CEO deletes name "RE" in the B.Sheet for her "FnFrehab'd""  
![@CarlosVignote Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::796566910859153408.png) [@CarlosVignote](/creator/x/CarlosVignote) on [X](/post/tweet/1944698878650888687) 2025-07-14 10:01:58 UTC XXX followers, XXX engagements


"WORD SOUP Complaintdual methodology in the Risk-Based C.req: -Standardised:Regulatory -Alternative:In-house. But he calls it "flawed dual capital reqs" as a way to conceal the true dual c.req: -Risk-Based C.req(%of RWA) -Lvg ratio(%of ATA) X in FnF(Critical C.level)#Fanniegate"  
![@CarlosVignote Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::796566910859153408.png) [@CarlosVignote](/creator/x/CarlosVignote) on [X](/post/tweet/1947596923650593040) 2025-07-22 09:57:45 UTC XXX followers, XXX engagements


"CREDIT SCORE:Not a financial variable for the probability of defaultlike the LTV or DTI ratios excluded. Insteadeveryone good credit:Avg XXX in FMCC. Its use targets pple w/o credit history:Renters/1st time homebuyer to justify the FHA's Guaranty Securitization biz.#Fanniegate"  
![@CarlosVignote Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::796566910859153408.png) [@CarlosVignote](/creator/x/CarlosVignote) on [X](/post/tweet/1947180600311378089) 2025-07-21 06:23:26 UTC XXX followers, XXX engagements


"BUSTED -@Pulte denounces mortgage fraud at origination(Bank-borrower)omitting that FnF are defrauded by the bankssellers of loans. FnF require them in-house control. -FHFA's RFI👇re elimination of credit scores While working on Vantagescore. Pulte perpetuates FICO.#Fanniegate"  
![@CarlosVignote Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::796566910859153408.png) [@CarlosVignote](/creator/x/CarlosVignote) on [X](/post/tweet/1946228866801959242) 2025-07-18 15:21:35 UTC XXX followers, XXX engagements


"0REG CAPITAL BUILT IN THE BCE SHEET SINCE 2008 Adj CC=$-194B 🗝$-216B Acc Deficit RE acct as of March 2025(SPS=REincl. Now absent).Only the losses of early Conservatorship have accumulated therein. Turnaround=Rehab Thencomply w/ min Leverage(Adj $401B shortfall)#Fanniegate"  
![@CarlosVignote Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::796566910859153408.png) [@CarlosVignote](/creator/x/CarlosVignote) on [X](/post/tweet/1946540267592384881) 2025-07-19 11:58:59 UTC XXX followers, XXX engagements


"$464B REG CAPITAL SENT TO TSRY Ban on c.distrin gnrl. -$301B div(Earnings distrRE) EXCEPTION🔃Separate Acct/Inc Pwr/Lawful USC4614e:$191B SPS CFR1237.12:Recap in External Position/Escrowed: $110B also w/ -$163BSPS: Initial $2B:APIC $161B:RE🚨B.Sheet-absent.#Fanniegate"  
![@CarlosVignote Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::796566910859153408.png) [@CarlosVignote](/creator/x/CarlosVignote) on [X](/post/tweet/1946925856426795022) 2025-07-20 13:31:10 UTC XXX followers, XXX engagements