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[@myersbradley](/creator/twitter/myersbradley)
"@TKopelman This is why I ultimately rejected the idea of being a financial advisor as an encore career. I already know Im not going to be willing to put in top XX% effort. For starters that isnt easy to do when you dont need the money anyway"  
[X Link](https://x.com/myersbradley/status/1979562090470801607) [@myersbradley](/creator/x/myersbradley) 2025-10-18T14:55Z 1029 followers, XXX engagements


"Remember when it rained (by Josh) is my go-to test song. I get chills every time i hear it"  
[X Link](https://x.com/myersbradley/status/1978920905360212012) [@myersbradley](/creator/x/myersbradley) 2025-10-16T20:28Z 1030 followers, XX engagements


"Or Oceano to test fidelity even more. Josh Groban is so great"  
[X Link](https://x.com/myersbradley/status/1978922739613270073) [@myersbradley](/creator/x/myersbradley) 2025-10-16T20:35Z 1033 followers, XXX engagements


"@Polymarket Smart general"  
[X Link](https://x.com/myersbradley/status/1978927910338633891) [@myersbradley](/creator/x/myersbradley) 2025-10-16T20:55Z 1032 followers, XXX engagements


"@alexthegoodlife Thats what i had too X direct reports when i left federal service. Supervisory GS-13"  
[X Link](https://x.com/myersbradley/status/1979000310799434088) [@myersbradley](/creator/x/myersbradley) 2025-10-17T01:43Z 1030 followers, XX engagements


"@MarketPalmer_ @GuyTalksFinance This is the sign i was looking for. BTC is toast"  
[X Link](https://x.com/myersbradley/status/1979169716812861608) [@myersbradley](/creator/x/myersbradley) 2025-10-17T12:56Z 1029 followers, XX engagements


"@money_cruncher XXX% fees is too restrictive. Itll keep you from the true boglehead gold standard known as an all-in-on fund aka balanced or multi-asset fund. You can get one under XXX% though"  
[X Link](https://x.com/myersbradley/status/1979206645029773589) [@myersbradley](/creator/x/myersbradley) 2025-10-17T15:23Z 1032 followers, XX engagements


"@0xEthanDG Bitcoins fate is next"  
[X Link](https://x.com/myersbradley/status/1979695771487477994) [@myersbradley](/creator/x/myersbradley) 2025-10-18T23:47Z 1028 followers, XX engagements


"Forget just cars - NEVER by extended warranties. They're always. (pause - let it sink in) priced in the favor of whoever is selling it. There are zero exceptions to this. I am confident most Bogleheads agree with this. I have saved at least thousands if not tens of thousands not buying these over the course of my lifetime"  
[X Link](https://x.com/myersbradley/status/1980048139982876970) [@myersbradley](/creator/x/myersbradley) 2025-10-19T23:07Z 1029 followers, XXX engagements


"@SparkingFIRENC Yes but boy would that be miserable"  
[X Link](https://x.com/myersbradley/status/1980048733187314045) [@myersbradley](/creator/x/myersbradley) 2025-10-19T23:09Z 1028 followers, XXX engagements


"/2 With insurance the general optimal strategy is to self-insure anything you can afford to self insure. So the actual policies you need are those that would devastate you if you didnt have them"  
[X Link](https://x.com/myersbradley/status/1980050511412994227) [@myersbradley](/creator/x/myersbradley) 2025-10-19T23:16Z 1028 followers, XX engagements


"2/And for even added staying power roughly match the global market portfolio with respect to stocks bonds and alts. Something like XX% $VXUS XX% $VGIT X% $VNQ and X% $SGOL"  
[X Link](https://x.com/myersbradley/status/1975216285391946009) [@myersbradley](/creator/x/myersbradley) 2025-10-06T15:07Z 1025 followers, XXX engagements


"* - Correction: XX% $VT not $VXUS"  
[X Link](https://x.com/myersbradley/status/1975221429152157777) [@myersbradley](/creator/x/myersbradley) 2025-10-06T15:27Z 1025 followers, XX engagements


"@kinginvestings Small caps will eventually have their time in the sun again too so I suggest $VTI instead"  
[X Link](https://x.com/myersbradley/status/1977742254488920104) [@myersbradley](/creator/x/myersbradley) 2025-10-13T14:24Z 1026 followers, XXX engagements


"@MarketPalmer_ My favorite type of index fund didnt make the list: Balanced (aka multi-asset) index funds. An example 60/40 is $AOR. These are truly set it and forget it as theyll periodically rebalance for you"  
[X Link](https://x.com/myersbradley/status/1978094019818201319) [@myersbradley](/creator/x/myersbradley) 2025-10-14T13:42Z 1025 followers, XXX engagements


"Who looks at the trailing 10-yr returns of $VTI which is XXXXX% annualized and thinks That's not good enough - I should buy individual stocks instead That strikes me as a solution looking for a problem. 🤷♂"  
[X Link](https://x.com/myersbradley/status/1978162455004991589) [@myersbradley](/creator/x/myersbradley) 2025-10-14T18:14Z 1026 followers, XXX engagements


"I wouldnt trade knowing I dont owe anyone anything for a great mortgage rate any day of the week. Achieving being debt free is mostly about a great feeling of financial peace and has little to do with interest rate mathematics"  
[X Link](https://x.com/myersbradley/status/1978866077200236713) [@myersbradley](/creator/x/myersbradley) 2025-10-16T16:50Z 1026 followers, XXX engagements


"Boglehead VPW is an excellent choice for drawing down a portfolio in retirement and is the one I'll use. For example shown below are the withdrawal rates at age XX for a given asset allocation Target Age of XXX and X% chance of failure. For more information on VPW see:"  
[X Link](https://x.com/myersbradley/status/1979188399379747215) [@myersbradley](/creator/x/myersbradley) 2025-10-17T14:11Z 1026 followers, XXX engagements


"The chatter has gotten particularly strong about what markets will do: stocks bonds gold crypto .whatever. Remember at any point in time you can finally say enough is enough pick a permanent asset allocation and then periodically rebalance it. Then it wont matter anymore"  
[X Link](https://x.com/myersbradley/status/1979235008695923080) [@myersbradley](/creator/x/myersbradley) 2025-10-17T17:16Z 1026 followers, XXX engagements


"@TKopelman Wife works too (by choice) so combined income in Little Rock AR we aint hurting"  
[X Link](https://x.com/myersbradley/status/1979565678727442710) [@myersbradley](/creator/x/myersbradley) 2025-10-18T15:10Z 1028 followers, XXX engagements


"@aincomeinvestor Right. If theyre the Toyota type they got the Lexus instead"  
[X Link](https://x.com/myersbradley/status/1979682064640442489) [@myersbradley](/creator/x/myersbradley) 2025-10-18T22:52Z 1026 followers, XXX engagements


"I paid sticker for my own 2023 Q3 (that i ordered and bought in late 22). But no addons no extended warranties and no financing. I consider myself a casual friend with the particular car salesman i did business with. I hope paying sticker helped him some. Big deal"  
[X Link](https://x.com/myersbradley/status/1979907683315581386) [@myersbradley](/creator/x/myersbradley) 2025-10-19T13:49Z 1026 followers, XX engagements


"@SparkingFIRENC Theres a pretty large number of people that lack the risk tolerance to hold a portfolio with an expected return of 8%. Thats why I cant get excited about that. Im not sure if i ever used X% return in a projection"  
[X Link](https://x.com/myersbradley/status/1979943570585829391) [@myersbradley](/creator/x/myersbradley) 2025-10-19T16:11Z 1026 followers, XXX engagements


"@safimona3 Theres few bigger money makers than extended car warranties so yeah you probably are. Also Im not sure what reliability issues youre referring to TBH"  
[X Link](https://x.com/myersbradley/status/1979999798863257979) [@myersbradley](/creator/x/myersbradley) 2025-10-19T19:55Z 1026 followers, XX engagements


"@safimona3 @GuyDealership My advice on car extended warranties stand. We'll just have to disagree"  
[X Link](https://x.com/myersbradley/status/1980046255750328674) [@myersbradley](/creator/x/myersbradley) 2025-10-19T22:59Z 1026 followers, XX engagements


"@SparkingFIRENC I wasnt a fan of extreme saving (beyond XX% of gross) because what starts to happen is youre having to save exponentially more to move the needle since youre shortening the time or compounding effect. The magic of compounding needs time and quite a bit of it"  
[X Link](https://x.com/myersbradley/status/1980052204938502435) [@myersbradley](/creator/x/myersbradley) 2025-10-19T23:23Z 1026 followers, XX engagements


"@familyguyfi @SparkingFIRENC Thanks and nice on the Xbox Ally X Yeah Ive been a lifelong gamer starting with an Atari 2600 then C64 and on and on. Learning how to fly various planes on Flight sim 2024 definitely helps keep me busy in retirement"  
[X Link](https://x.com/myersbradley/status/1979522757810339868) [@myersbradley](/creator/x/myersbradley) 2025-10-18T12:19Z 1027 followers, XX engagements


"@MarkTapson @WallStreetApes Yeah not buying it either. Finding a job is sort of a job too and shes probably just not doing it right. Gotta get up every morning and hustle and ringing that 📞 to make it happen"  
[X Link](https://x.com/myersbradley/status/1979528003395654102) [@myersbradley](/creator/x/myersbradley) 2025-10-18T12:40Z 1027 followers, 1151 engagements


"@safimona3 @GuyDealership 2023 Q3 reliability:"  
[X Link](https://x.com/myersbradley/status/1980046888817607049) [@myersbradley](/creator/x/myersbradley) 2025-10-19T23:02Z 1028 followers, XX engagements


"When you invest in individual stocks instead of the market remember the other side of your trade might be giants like Renaissance Technologies Citadel or Jane Street. Know who you're up against. 💹"  
[X Link](https://x.com/myersbradley/status/1980247882650284506) [@myersbradley](/creator/x/myersbradley) 2025-10-20T12:21Z 1029 followers, XXX engagements