[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

[@mortgagetruth](/creator/twitter/mortgagetruth)
"@housing_alex @JBREC @EricFinnigan Question is are they getting home loan financing a different way or just not buying anymore"  
[X Link](https://x.com/mortgagetruth/status/1978154766443094477) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-14T17:43Z 6934 followers, 12.6K engagements


"Powell on MBS purchases: "We would certainly not engage in mortgage-backed security purchases as a way of addressing uh mortgage rates or housing directly that's not what we do." "We do have as I mentioned a very large amount of mortgage-backed securities." Sooo"  
[X Link](https://x.com/mortgagetruth/status/1978478153648726417) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-15T15:08Z 6934 followers, 100.6K engagements


"He did concede that they maybe went too far. "We could have and perhaps should have stopped asset purchases sooner." That last round of MBS buying was ultimately the mistake arguably pushing home prices up another 50%"  
[X Link](https://x.com/mortgagetruth/status/1978479329521852617) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-15T15:13Z 6934 followers, 2358 engagements


"He seems to be saying they will NO LONGER buy MBS as it exacerbated problems already present in the housing market. In other words don't expect the Fed to help lower mortgage rates again. Look at typical market dynamics instead like economic data for future rate movement"  
[X Link](https://x.com/mortgagetruth/status/1978480106650861954) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-15T15:16Z 6934 followers, 6556 engagements


"@m3_melody Lower mortgage rates and lower prices. Good way to solve the affordability problem"  
[X Link](https://x.com/mortgagetruth/status/1978877589453463912) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-16T17:35Z 6934 followers, 3401 engagements


"@conorsen We're likely going to see mortgage rates and home prices fall in tandem. Something few seem to be able to grasp. Due to a continued lack of affordability even w/ lower rates. And possibly stoked by an eroding employment picture"  
[X Link](https://x.com/mortgagetruth/status/1978886475207884914) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-16T18:11Z 6934 followers, XXX engagements


"The fact that we've breached X% with the market where it is tells you there might be quite a bit of room to fall. The move lower is being driven by cracks in the banking system namely regionals. Mortgage rates plummeted in early 2023 too when SVB and Signature went down"  
[X Link](https://x.com/mortgagetruth/status/1978894736673939858) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-16T18:44Z 6934 followers, 1260 engagements


"If you're a prospective home buyer wondering how much room you have to negotiate consider the surplus/deficit of listed homes in your market. Per ICE inventory has been a leading indicator of home price cooling/heating and an early signal of price shifts"  
[X Link](https://x.com/mortgagetruth/status/1975229285226123587) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-06T15:58Z 6928 followers, XXX engagements


"While many banks are giving up on mortgages Fifth Third claims households w/ mortgages are XX% more likely to stay with the bank than checking-only households. In the most recent 20232024 cohort that number rises to XX% reinforcing mortgage as a "powerful anchor in the customer relationship." Says it has attracted hundreds of millions in incremental deposits through its mortgage relationship pricing program in the past XX months. And already funded $5.2B in home loans during 2025 ranking among the top XX lenders nationally and top XX banks for mortgage lending. On Monday they announced the"  
[X Link](https://x.com/mortgagetruth/status/1976661736364412957) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-10T14:50Z 6929 followers, 1035 engagements


"@blakestonks Because all these names were probably at/near all-time highs a couple weeks ago. Capital One is still up XX% YTD"  
[X Link](https://x.com/mortgagetruth/status/1976790265869615269) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-10T23:21Z 6929 followers, 1453 engagements


"@NipseyHoussle Sarcasm"  
[X Link](https://x.com/mortgagetruth/status/1977913579463700831) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-14T01:45Z 6929 followers, XXX engagements


"The nation's #1 mortgage lender UWM and housing loyalty platform Bilt have partnered up. UWM customers will soon earn points for every on-time mortgage payment and also "during origination." More details to be provided in coming months - phased rollout begins in early 2026"  
[X Link](https://x.com/mortgagetruth/status/1978116662877413559) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-14T15:12Z 6928 followers, 3018 engagements


"Interestingly #2 lender Rocket Mortgage recently sunsetted their own credit card. They stopped accepting applications for the Rocket Visa Signature Card in July and plan to close existing accounts. Rocket funded $92B last year"  
[X Link](https://x.com/mortgagetruth/status/1978118325025558571) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-14T15:18Z 6928 followers, XXX engagements


"Here's a look at the largest mortgage lenders in the state of Virginia. The VA loan share is roughly XX% nationally but XX% in the state of Virginia. This is why you see names like Navy Federal and Veterans United in the top-10"  
[X Link](https://x.com/mortgagetruth/status/1978193889614770637) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-14T20:19Z 6927 followers, 2421 engagements


"@NipseyHoussle But sticking to the housing bubble"  
[X Link](https://x.com/mortgagetruth/status/1978255192647675996) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-15T00:22Z 6929 followers, XX engagements


"This is our first government shutdown since 2019. Mortgage rates tend to fall during shutdowns as bond yields drop driven by a flight to safety. On average 10-year bond yields fall about XX bps"  
[X Link](https://x.com/mortgagetruth/status/1973386823909957664) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-01T13:57Z 6935 followers, 7852 engagements


"The September jobs report was due to be released this AM by the Bureau of Labor Statistics (BLS). The forecast was for 50000 new jobs created. Instead we've got crickets thanks to the ongoing government shutdown. And 10-year bond yields are up a couple bps on the day. Makes you wonder where it'd be had the jobs report been released. Given how bad the jobs report was for June July and August chances are bond yields would be down today. And mortgage rates would be lower as well. Instead we're in a bit of a holding pattern. However if you zoom out a week bond yields are actually lower this week."  
[X Link](https://x.com/mortgagetruth/status/1974124589602201977) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-03T14:49Z 6935 followers, 2170 engagements


"Back in July UWM announced it was investing $100M in Bilt. My guess is UWM will look to tap into their massive renter-customer base to turn those folks into future homeowners. UWM was easily the largest lender nationwide w/ $138B funded last year"  
[X Link](https://x.com/mortgagetruth/status/1978117735788822757) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-14T15:16Z 6935 followers, XXX engagements


"@AdvisorJohn @pulte Was the Verizon bill legitimately not paid"  
[X Link](https://x.com/mortgagetruth/status/1978507983614067070) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-15T17:07Z 6935 followers, XXX engagements


"More thoughts on this here:"  
[X Link](https://x.com/mortgagetruth/status/1978508466873336030) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-15T17:09Z 6935 followers, 1139 engagements


"@AnnieTyzak I'm more concerned that a Lexus somehow costs $XXX per month"  
[X Link](https://x.com/mortgagetruth/status/1978510611668488605) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-15T17:17Z 6929 followers, XXX engagements


"@HedgeDirty Temporarily higher due to the dislocation in the housing market thanks to a combo of markedly higher mortgage rates and still-high home prices. History tells us it'll come back down to mid-30s again. Wouldn't judge yourself on current market conditions. Give it a minute"  
[X Link](https://x.com/mortgagetruth/status/1978568543877611930) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-15T21:07Z 6932 followers, XX engagements


"@commbankerguy Consensus rarely gets it right. Rates seem to have come down in measured fashion w/ Fed cuts. Don't see any major conflict between bonds and Fed. Continue to look at economic reports for direction"  
[X Link](https://x.com/mortgagetruth/status/1978845686054453468) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-16T15:29Z 6936 followers, XXX engagements


"@TraceyRyniec Definitely better for refis than purchases. And better for existing than new homes. Could actually hurt new home sales"  
[X Link](https://x.com/mortgagetruth/status/1979015309815169116) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-17T02:43Z 6936 followers, XXX engagements


"@insanelybull Yes but this aint it. Home sales are slow by design. Feature not a bug"  
[X Link](https://x.com/mortgagetruth/status/1979017112950554670) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-17T02:50Z 6935 followers, XX engagements


"@RogaineTrader @GMillerMortgage Its always indirect. Money flowing through households (not mortgage rates)"  
[X Link](https://x.com/mortgagetruth/status/1978549421525885014) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-15T19:51Z 6934 followers, XX engagements


"This is an interesting one. Odds of a sub-6% mortgage rate by December 31st only XX% on Polymarket. Down from XX% in late September. Is it the lack of gov data or the calendar running out of calendar For reference 30-year fixed currently XXXX% per latest Freddie Mac survey"  
[X Link](https://x.com/mortgagetruth/status/1979190631370232107) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-17T14:19Z 6934 followers, 1350 engagements


"Many homeowners are already receiving mortgages that start with a X. But getting the Freddie survey to do the same is a tougher task especially since the data always lags"  
[X Link](https://x.com/mortgagetruth/status/1979200256836538537) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-17T14:58Z 6934 followers, XXX engagements


"@account_blown How low was the interest rate That's the rate of return locked in for voluntarily prepaying it"  
[X Link](https://x.com/mortgagetruth/status/1977424820255195356) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-12T17:23Z 6934 followers, XXX engagements


"@NikMilanovic @MrBeast @twifintech Feel like Beast Financial sounds way better"  
[X Link](https://x.com/mortgagetruth/status/1978670175583863181) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-16T03:51Z 6934 followers, 4987 engagements


"The home builders are still doing these massive mortgage rate buydowns. But I feel like they should have pushed a little harder to get this one to $999/mo"  
[X Link](https://x.com/mortgagetruth/status/1976290917796675956) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-09T14:17Z 6934 followers, 3649 engagements


"More thoughts here:"  
[X Link](https://x.com/mortgagetruth/status/1979239344738308596) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-17T17:33Z 6934 followers, XXX engagements


"@CarolWalshReal1 Long while back I read 4.875-ish. So not far off. But yes depends on what else is happening"  
[X Link](https://x.com/mortgagetruth/status/1979017812359238097) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-17T02:53Z 6933 followers, XX engagements


"Shaping up to be a good day for mortgage rates. Given the data blackout cracking labor market and new admin policies baked in seems hard to envision rates moving much higher anytime soon. Downward movement appears to be the more likely outcome"  
[X Link](https://x.com/mortgagetruth/status/1976672717823934465) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-10T15:34Z 6934 followers, 6688 engagements


"Mortgage rates will like this. And what's nuts is we haven't even had a real flight to safety yet. Stocks are still very near all-time times. Those elusive X% mortgage rates could come this year"  
[X Link](https://x.com/mortgagetruth/status/1978890248076566736) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-16T18:26Z 6934 followers, 26.3K engagements


"Mortgage rates havent been sub-6% since February 2nd 2023 per Mortgage News Daily. And if we use Freddie Mac's weekly rate survey not since September 8th 2022"  
[X Link](https://x.com/mortgagetruth/status/1978895724629676334) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-16T18:48Z 6934 followers, 1111 engagements


"@hohmanfinance You wont entertain a 5.875%"  
[X Link](https://x.com/mortgagetruth/status/1979018157772714033) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-17T02:54Z 6934 followers, XX engagements


"@XaviercMiller Your uncle didnt buy $X lattes either. Or any other excesses that are now not even seen as excesses"  
[X Link](https://x.com/mortgagetruth/status/1979050461194801479) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-17T05:02Z 6934 followers, 19K engagements


"@Kalshi Housing market has only gotten cheaper this year. Not sure what stat you're referencing. Rates and prices lower since peak unaffordability"  
[X Link](https://x.com/mortgagetruth/status/1979185365501252062) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-17T13:58Z 6934 followers, XXX engagements


"@GayBearRes Make good coffee. Then go from there. Or did that never matter"  
[X Link](https://x.com/mortgagetruth/status/1979562681347743770) [@mortgagetruth](/creator/x/mortgagetruth) 2025-10-18T14:58Z 6934 followers, XX engagements