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[@JoelKatz](/creator/twitter/JoelKatz)
"Walking around Ripple's SF office can be scary and confusing"  
[X Link](https://x.com/JoelKatz/status/1885121997279302044) [@JoelKatz](/creator/x/JoelKatz) 2025-01-31T00:24Z 672.8K followers, 618.2K engagements


"Which is worse if he doesn't know that this would clearly violate the First Amendment or if he does"  
[X Link](https://x.com/JoelKatz/status/1970670971842609269) [@JoelKatz](/creator/x/JoelKatz) 2025-09-24T02:05Z 672.8K followers, 116.6K engagements


"@MoonLamboio I don't really know what Jack was trying to communicate here. I think he's somehow trying to say that bitcoin should be seen as a payment system rather than a speculative asset. But I don't know"  
[X Link](https://x.com/JoelKatz/status/1980165151811830108) [@JoelKatz](/creator/x/JoelKatz) 2025-10-20T06:52Z 672.8K followers, 4833 engagements


"Editing DOS startup files to load a packet driver configuring SLIP on SLS Linux (on XX floppy disks) and memorizing bang paths"  
[X Link](https://x.com/JoelKatz/status/1977211998724354392) [@JoelKatz](/creator/x/JoelKatz) 2025-10-12T03:17Z 672.8K followers, 172.6K engagements


"Please remind everyone in the US you know that they must explicitly invoke their right to remain silent in clear and unambiguous terms in interactions with police or investigators. Simply remaining silent does not get you the important legal benefits of the right to silence"  
[X Link](https://x.com/JoelKatz/status/1978613291661566284) [@JoelKatz](/creator/x/JoelKatz) 2025-10-16T00:05Z 672.8K followers, 222.5K engagements


"@Jimmys_odyssey @MoonLamboio There are a lot of possibilities. We don't really know. One is that Satoshi is dead. Another is that Satoshi lost most of his keys. Another is that Satoshi never bothered to keep the keys just as many other early developers didn't"  
[X Link](https://x.com/JoelKatz/status/1980169134525890625) [@JoelKatz](/creator/x/JoelKatz) 2025-10-20T07:08Z 672.8K followers, 1747 engagements


"If you were in charge of the SEC and you were trying to harm ordinary American retail investors as much as possible how would you have handled Coinbase differently"  
[X Link](https://x.com/JoelKatz/status/1653509791556448260) [@JoelKatz](/creator/x/JoelKatz) 2023-05-02T21:20Z 672.5K followers, 175.5K engagements


"The Dutch parliamentary decision that chanting "from the river to the sea Palestine will be free" is criminal incitement has no actual effect but it highlights the absence of freedom of expression in the EU where the government decides what political arguments are permissible"  
[X Link](https://x.com/JoelKatz/status/1826009888935571620) [@JoelKatz](/creator/x/JoelKatz) 2024-08-20T21:34Z 672.5K followers, 50.2K engagements


"You can see the XRPL DeX orderbook for RLUSD/XRP at this link:"  
[X Link](https://x.com/JoelKatz/status/1869060731611791796) [@JoelKatz](/creator/x/JoelKatz) 2024-12-17T16:42Z 672.5K followers, 191.5K engagements


"We train AIs to be anything other than truthful and open at our peril"  
[X Link](https://x.com/JoelKatz/status/1869846839819907093) [@JoelKatz](/creator/x/JoelKatz) 2024-12-19T20:46Z 672.5K followers, 92.7K engagements


"My new year's resolution is 8K UHD"  
[X Link](https://x.com/JoelKatz/status/1873416442584174734) [@JoelKatz](/creator/x/JoelKatz) 2024-12-29T17:11Z 672.7K followers, 760.6K engagements


"My wife found this on a beach. Anyone know what it is"  
[X Link](https://x.com/JoelKatz/status/1935885895225556995) [@JoelKatz](/creator/x/JoelKatz) 2025-06-20T02:22Z 672.7K followers, 259.7K engagements


"My favorite theory for @ahbritto's mysterious post is that many many years ago he set up a deadman switch to send the private keys to his XRPL accounts to me if he doesn't post for XX years and he can't remember how to shut it off"  
[X Link](https://x.com/JoelKatz/status/1937658282954621221) [@JoelKatz](/creator/x/JoelKatz) 2025-06-24T23:45Z 672.7K followers, 498.9K engagements


"SkyNet has arrived. We must fight these evil vehicles"  
[X Link](https://x.com/JoelKatz/status/1946738291447148756) [@JoelKatz](/creator/x/JoelKatz) 2025-07-20T01:05Z 672.7K followers, 279.6K engagements


"First time on a plane with @Starlink WiFi. It is awesome. XXX Mbps down XX Mbps up measured from my phone. And I'm probably sharing with XXX people"  
[X Link](https://x.com/JoelKatz/status/1968741688932737409) [@JoelKatz](/creator/x/JoelKatz) 2025-09-18T18:19Z 672.8K followers, 105K engagements


"Excellent choice Congratulations to both @AlgoFoundation and @nbougalis"  
[X Link](https://x.com/JoelKatz/status/1972752609636466779) [@JoelKatz](/creator/x/JoelKatz) 2025-09-29T19:57Z 672.8K followers, 205K engagements


"Hey everybody save the kind words for when I die"  
[X Link](https://x.com/JoelKatz/status/1973249733021078012) [@JoelKatz](/creator/x/JoelKatz) 2025-10-01T04:52Z 672.8K followers, 339.1K engagements


"@ChrisO_wiki I know the feeling"  
[X Link](https://x.com/JoelKatz/status/1979296002244034734) [@JoelKatz](/creator/x/JoelKatz) 2025-10-17T21:18Z 672.8K followers, 20.2K engagements


"Yes it's working fine because we have a collection of deliberate mistakes to compensate for this one. For example we find all kinds of other ways to let consumers out of contractual terms that are just short of unconscionable. But these ways are deeply flawed workarounds to a flawed system. A company should not be able to design a scheme such that their business could not work unless people agreed to their terms without understanding them and then claim that people agreed to everything that is short of unconscionable. I also think the current system likely violates due process. Presumptions"  
[X Link](https://x.com/JoelKatz/status/1980162310552601071) [@JoelKatz](/creator/x/JoelKatz) 2025-10-20T06:40Z 672.8K followers, XXX engagements


"@stygianbroker You're off by a factor of about X. To have acceptable risk your yield will be more like 6%. Inflation will take half of that. To retire on $300K you have to be able to live off $750/month. For $2.5K/month you need $X million"  
[X Link](https://x.com/JoelKatz/status/1980163605703414209) [@JoelKatz](/creator/x/JoelKatz) 2025-10-20T06:46Z 672.8K followers, XXX engagements


"@hp_claire44679 @MoonLamboio And yes people really don't use bitcoin for payments very much. The bitcoin blockchain itself isn't really suited for most payments use cases. But that doesn't mean you can't use bitcoin for payments by mostly being off-chain"  
[X Link](https://x.com/JoelKatz/status/1980165922091585705) [@JoelKatz](/creator/x/JoelKatz) 2025-10-20T06:55Z 672.8K followers, 8479 engagements


"@Gabynator666 @hp_claire44679 @MoonLamboio You can avoid the fees by transacting off-chain. And even blockchains with low fees have faced the same challenges"  
[X Link](https://x.com/JoelKatz/status/1980168178979545424) [@JoelKatz](/creator/x/JoelKatz) 2025-10-20T07:04Z 672.8K followers, 1487 engagements


"We can fight each other or we can align against those who think people shouldn't be allowed to make their own choices. Do we want to repeat the mistake that got us into the mess Trump's getting us out of"  
[X Link](https://x.com/JoelKatz/status/1882540346674127038) [@JoelKatz](/creator/x/JoelKatz) 2025-01-23T21:26Z 672.8K followers, 2.2M engagements


"I noticed something interesting about many memecoins on XRPL. In many cases nearly all of their liquidity is in the form of an AMM between XRP and the memecoin. This means that if the price of XRP (say measured in dollars) goes up say X% the price of the memecoin (again measured in dollars) goes up X% automatically because the AMM maintains the same exchange rate to XRP. Of course the memcoin's price can change independently of the price of XRP. And an increase in the price of XRP leading to an increase in the price of the memecoin can trigger profit taking in the memecoin even if it doesn't"  
[X Link](https://x.com/JoelKatz/status/1896486000706359308) [@JoelKatz](/creator/x/JoelKatz) 2025-03-03T09:01Z 672.8K followers, 660.9K engagements


"You don't have to sit ON me"  
[X Link](https://x.com/JoelKatz/status/1919554203682316640) [@JoelKatz](/creator/x/JoelKatz) 2025-05-06T00:46Z 672.8K followers, 270.7K engagements


"The past XX hours of the hub's performance looks solid. There's a tiny glitch at 12:58 that might be the monitoring system. Currently it's handling 11000 requests per second from XXX peers with about XXXXX seconds from the average request coming in to the reply going out"  
[X Link](https://x.com/JoelKatz/status/1956845958907720076) [@JoelKatz](/creator/x/JoelKatz) 2025-08-16T22:30Z 672.8K followers, 277K engagements


"Got my XRP belt on wearing an XRP t-shirt holding an XRP rewards credit card at XRPresso someone pinch me"  
[X Link](https://x.com/JoelKatz/status/1960041839509352871) [@JoelKatz](/creator/x/JoelKatz) 2025-08-25T18:09Z 672.8K followers, 1.4M engagements


"After a week of solid operation my hub had a rough day. But it was for a very good reason -- the switch it's connected to received a massive upgrade and my bandwidth measurements are much better now. These images so the solid operation. 1/2"  
[X Link](https://x.com/JoelKatz/status/1960442103781318699) [@JoelKatz](/creator/x/JoelKatz) 2025-08-26T20:39Z 672.8K followers, 279.2K engagements


"Have you completely lost your mind The government trying to hold a media company accountable for an editorial decision is a direct attack on freedom of the press"  
[X Link](https://x.com/JoelKatz/status/1970239897824010741) [@JoelKatz](/creator/x/JoelKatz) 2025-09-22T21:32Z 672.8K followers, 136.8K engagements


"There's a good chance that the law in the United States will soon be that if Congress creates an entity that wields some executive powers even if it also wields legislative powers the President must have near complete control over that entity. Farewell to independent agencies"  
[X Link](https://x.com/JoelKatz/status/1970242871010959457) [@JoelKatz](/creator/x/JoelKatz) 2025-09-22T21:44Z 672.8K followers, 145.3K engagements


"The only way this makes sense is if you think that violence and terrorism are reasonable responses to authoritarian government actions"  
[X Link](https://x.com/JoelKatz/status/1971042118845202665) [@JoelKatz](/creator/x/JoelKatz) 2025-09-25T02:40Z 672.8K followers, 120.5K engagements


"If only someone had warned us that the Supreme Court siding with Congress on the TikTok bill would lead to more government control of speech"  
[X Link](https://x.com/JoelKatz/status/1971330040865648767) [@JoelKatz](/creator/x/JoelKatz) 2025-09-25T21:44Z 672.8K followers, 156.4K engagements


"The value of the @Sqaure account has gone up 1000X today"  
[X Link](https://x.com/JoelKatz/status/1978961545691566507) [@JoelKatz](/creator/x/JoelKatz) 2025-10-16T23:09Z 672.8K followers, 266.2K engagements


"@FrescoJk @_simonstrange @westkjay @InternetH0F For example we treat completely reasonable things as unconscionable because there is no other way to avoid the unjust result of punishing one party for not carefully reading a term the other party *knew* they wouldn't read"  
[X Link](https://x.com/JoelKatz/status/1980080962454397429) [@JoelKatz](/creator/x/JoelKatz) 2025-10-20T01:17Z 672.8K followers, XXX engagements


"@TheFlatEartherr Some have harsh words for this man of renown But some think our attitude Should be one of gratitude Like the widows and cripples in old London town Who owe their large pensions to Wernher von Braun -- Tom Lehrer"  
[X Link](https://x.com/JoelKatz/status/1980183836123386018) [@JoelKatz](/creator/x/JoelKatz) 2025-10-20T08:06Z 672.8K followers, 2267 engagements


"XRP community I promised Id have an update on my next adventure soon right Well heres the start: Ill be a strategic advisor to @evernorthxrp helmed by my friend @ashgoblue. Evernorth was founded as a regulated scalable investment vehicle to tap into opportunities for XRP in DeFi and capital markets extending the entire XRP ecosystem. Im excited to get started"  
[X Link](https://x.com/JoelKatz/status/1980289366120665180) [@JoelKatz](/creator/x/JoelKatz) 2025-10-20T15:05Z 672.8K followers, 931.6K engagements


""You gave four examples the instructions were to give between one and two." "Four is just as much between one and two as any other integer.""  
[X Link](https://x.com/JoelKatz/status/1980473812786483571) [@JoelKatz](/creator/x/JoelKatz) 2025-10-21T03:18Z 672.8K followers, 139.7K engagements


"Dumbest phishing attempt ever:"  
[X Link](https://x.com/JoelKatz/status/1937702129076175191) [@JoelKatz](/creator/x/JoelKatz) 2025-06-25T02:39Z 672.8K followers, 139.1K engagements


"Current status:"  
[X Link](https://x.com/JoelKatz/status/1941637099255382192) [@JoelKatz](/creator/x/JoelKatz) 2025-07-05T23:15Z 672.8K followers, 1.7M engagements


"I just noticed this. My wife will probably find this hysterical"  
[X Link](https://x.com/JoelKatz/status/1954677225707782150) [@JoelKatz](/creator/x/JoelKatz) 2025-08-10T22:52Z 672.7K followers, 229.4K engagements


"This wasn't me. I guess I better change my "Twitter" "passwoard""  
[X Link](https://x.com/JoelKatz/status/1955673034729414819) [@JoelKatz](/creator/x/JoelKatz) 2025-08-13T16:49Z 672.8K followers, 166.2K engagements


"Weve been seeing more and more players in the payments and stablecoins space launch their own blockchains. To me thats a clear sign the market sees blockchain as core financial infrastructure something weve believed in and have been building toward on the XRP Ledger for over XX years. Launching a blockchain is hard. Building an ecosystem with developers liquidity trust and real-world usage is even harder. The XRPL has real traction and institutional adoption because its been battle-tested updated and improved upon for well over a decade. Some blockchains are built with permissioned validator"  
[X Link](https://x.com/JoelKatz/status/1955741546609041920) [@JoelKatz](/creator/x/JoelKatz) 2025-08-13T21:21Z 672.8K followers, 934K engagements


"Is that drummer wearing a Ripple shirt"  
[X Link](https://x.com/JoelKatz/status/1959760547295211725) [@JoelKatz](/creator/x/JoelKatz) 2025-08-24T23:31Z 672.8K followers, 445.5K engagements


"Banksy hadn't quite finished"  
[X Link](https://x.com/JoelKatz/status/1965654475483611256) [@JoelKatz](/creator/x/JoelKatz) 2025-09-10T05:52Z 672.7K followers, 187.3K engagements


"Why is more than XX% of my feed people arguing that anyone who suggests that violence is an appropriate response to advocacy should be violently punished"  
[X Link](https://x.com/JoelKatz/status/1966028992894439718) [@JoelKatz](/creator/x/JoelKatz) 2025-09-11T06:40Z 672.8K followers, 79.5K engagements


"Today Kevin Durant accomplished something few Americans are likely to ever achieve"  
[X Link](https://x.com/JoelKatz/status/1968888286274814355) [@JoelKatz](/creator/x/JoelKatz) 2025-09-19T04:02Z 672.8K followers, 121.8K engagements


"@FrankRemoulada @uncle_yoshy @linkpuller @daniel_wwf @elonmusk @nikitabier @X @Support You repeated exactly what I said in worse words. The case you cited addressed the required subjective component required in addition to the objective component. Are you claiming the objective component is that doxing is a true threat"  
[X Link](https://x.com/JoelKatz/status/1980044190039109682) [@JoelKatz](/creator/x/JoelKatz) 2025-10-19T22:51Z 672.8K followers, XXX engagements


"Anyone know what this 1996 photo is a picture of The code name was "BackRub". Googling is cheating"  
[X Link](https://x.com/JoelKatz/status/1939731686696394787) [@JoelKatz](/creator/x/JoelKatz) 2025-06-30T17:04Z 672.8K followers, 268.7K engagements


""Ripple has 300+ bank partnerships but after XX years shouldn't there be billions in daily on-chain volume" I think there are a number of reasons why institutions have historically preferred to use digital assets off chain rather than on chain. I think we're close to changing that because institutions are starting to see the benefits of moving on chain. But I agree it has been very slow. Even Ripple can't use the XRPL DEX for payments yet because we can't be sure a terrorist won't provide the liquditity for payment. Features like permissioned domains will address this. "If XRP is volatile why"  
[X Link](https://x.com/JoelKatz/status/1950491402577805619) [@JoelKatz](/creator/x/JoelKatz) 2025-07-30T09:39Z 672.8K followers, 845.1K engagements


"Last three days look good and my hub should be ready to be considered in production next week"  
[X Link](https://x.com/JoelKatz/status/1958714247774708025) [@JoelKatz](/creator/x/JoelKatz) 2025-08-22T02:14Z 672.8K followers, 178K engagements


"As happens in ones life Ive been taking stock of my last XX years. Its been a wild ride. Ive gone from consulting for the NSA to watching the early stages of Bitcoin. Then I met Arthur Jed and Chris and worked on coding the XRP Ledger. Now Ive spent more than XX years at Ripple. I cant begin to explain the depth of my gratitude to this company the people who work here and the community that surrounds XRPL. Its been one of the greatest honors and experiences of my life second only to my amazing family. The time has come for me to step back from my day-to-day duties as Ripple CTO at the end of"  
[X Link](https://x.com/JoelKatz/status/1973094940646449169) [@JoelKatz](/creator/x/JoelKatz) 2025-09-30T18:37Z 672.8K followers, 3.6M engagements


"@warpaul Thanks. Let me know if you ever have some free time in the bay area. I think when you joined we were almost finished with native multisigning and the rewrite of offer crossing known as "Flow V2". I think the first feature you were on from beginning to end was payment channels"  
[X Link](https://x.com/JoelKatz/status/1973649370269753680) [@JoelKatz](/creator/x/JoelKatz) 2025-10-02T07:20Z 672.8K followers, 8072 engagements


"Likes are public on X again '    "  
[X Link](https://x.com/JoelKatz/status/1978625408670044545) [@JoelKatz](/creator/x/JoelKatz) 2025-10-16T00:53Z 672.8K followers, 161.4K engagements


"@Ripple This is exactly what I definitely wasn't talking about yesterday"  
[X Link](https://x.com/JoelKatz/status/1978849107339842027) [@JoelKatz](/creator/x/JoelKatz) 2025-10-16T15:42Z 672.8K followers, 68.5K engagements


"@futureman0ne @rabb1t_fr3n Damn we forgot to check if they have customers"  
[X Link](https://x.com/JoelKatz/status/1979002019957395912) [@JoelKatz](/creator/x/JoelKatz) 2025-10-17T01:50Z 672.8K followers, 3295 engagements


"@EsotericKang Thanks. I've reported it both to X and to Ripple's internal team"  
[X Link](https://x.com/JoelKatz/status/1979270004337184860) [@JoelKatz](/creator/x/JoelKatz) 2025-10-17T19:35Z 672.8K followers, 4429 engagements


"Did the Clippers pay for these ads"  
[X Link](https://x.com/JoelKatz/status/1979393379231502719) [@JoelKatz](/creator/x/JoelKatz) 2025-10-18T03:45Z 672.8K followers, 124.7K engagements


"@CryptoRico01 This is epic trash talk by the Clippers"  
[X Link](https://x.com/JoelKatz/status/1979394494811545838) [@JoelKatz](/creator/x/JoelKatz) 2025-10-18T03:49Z 672.8K followers, 10.7K engagements


"@MoonLamboio "bitcoin is not crypto" =/= "bitcoin is not a crypto""  
[X Link](https://x.com/JoelKatz/status/1980093262854869252) [@JoelKatz](/creator/x/JoelKatz) 2025-10-20T02:06Z 672.8K followers, 41.4K engagements


"@MoonLamboio So you think he was saying that bitcoin is not a cryptocurrency If not what do you think he was trying to say"  
[X Link](https://x.com/JoelKatz/status/1980160965372207403) [@JoelKatz](/creator/x/JoelKatz) 2025-10-20T06:35Z 672.8K followers, 7543 engagements


"What's next If you can't handle bank robberies you close the banks"  
[X Link](https://x.com/JoelKatz/status/1980679648364351787) [@JoelKatz](/creator/x/JoelKatz) 2025-10-21T16:56Z 672.8K followers, 162.7K engagements


"Huge increase in phishing emails claiming hardware wallet security upgrades or verification processes. Ignore any such messages you receive unless you can independently confirm them and NEVER enter a hardware wallet's seed phrase into anything other than the hardware wallet"  
[X Link](https://x.com/JoelKatz/status/1980706402013442529) [@JoelKatz](/creator/x/JoelKatz) 2025-10-21T18:43Z 672.8K followers, 157.6K engagements