[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

[@ActusDei](/creator/twitter/ActusDei)
"Ask your parents to make a Will. Or pay 10x for a succession certificate after they pass away"  
[X Link](https://x.com/ActusDei/status/1979558745631043975) [@ActusDei](/creator/x/ActusDei) 2025-10-18T14:42Z 92.5K followers, 64.9K engagements


"As gold prices soar fintechs are busy selling huge quantities of digital gold without any regulation The costs & charges are massive vs ETFs and the retail public is buying. When will Sebi wake up and act Story by @PosteAnil"  
[X Link](https://x.com/ActusDei/status/1978647270267769078) [@ActusDei](/creator/x/ActusDei) 2025-10-16T02:20Z 92.5K followers, 33.5K engagements


"NPS saves your future generation from capital gains tax which they will have to pay in mutual funds & stocks. We've created a community for NPS at @thefynprint Please fill the form & join"  
[X Link](https://x.com/ActusDei/status/1979044922003992747) [@ActusDei](/creator/x/ActusDei) 2025-10-17T04:40Z 92.5K followers, 45.3K engagements


"Back to my annual Diwali getaway Sri Lanka my ❤"  
[X Link](https://x.com/ActusDei/status/1979559974599811073) [@ActusDei](/creator/x/ActusDei) 2025-10-18T14:47Z 92.5K followers, 137.8K engagements


"Capital Gains in your ITR 1) Fill Schedule 112A & CG. Scrip wise for stocks/MFs bought before 1st Feb 2018. Consolidated thereafter. Note: a) No LTCG till 1st Feb 2018 b) XX% LTCG if sold 23rd July XX. c) XXXX% LTCG thereafter Story by @Shiprasorout"  
[X Link](https://x.com/ActusDei/status/1952553504024723462) [@ActusDei](/creator/x/ActusDei) 2025-08-05T02:13Z 92.5K followers, 58.6K engagements


"Which ratios to look at while picking a mutual fund 1) Sharp/Sortino/Treynor for risk adjusted return 2) Alpha/Information Ratio for fund manager skill 3) Expense Ratio/Turnover for portfolio efficiency Story by Dnyanesh Mugurdekar"  
[X Link](https://x.com/ActusDei/status/1974293346127655081) [@ActusDei](/creator/x/ActusDei) 2025-10-04T01:59Z 92.5K followers, 143.4K engagements


"Multi asset funds (MAFs) solve X problems - asset allocation (AA) & tax. Multi-asset + passive cuts expenses & tax. Some say you must tailor AA to customer profile - my reply in below thread. Have a view/question Join our mutual funds group on WhatsApp"  
[X Link](https://x.com/ActusDei/status/1976098908989173939) [@ActusDei](/creator/x/ActusDei) 2025-10-09T01:34Z 92.5K followers, 19.9K engagements


"EPFO meeting yesterday has announced some alarming provisions: 1) Full withdrawal in case of unemployment will happen after XX months vs X months currently 2) Full withdrawal of pension after XX months rather than X months currently 3) XX% of your EPF kept in EPF always"  
[X Link](https://x.com/ActusDei/status/1977917551960285386) [@ActusDei](/creator/x/ActusDei) 2025-10-14T02:01Z 92.5K followers, 1.7M engagements


"A bus that XX% mostly missed"  
[X Link](https://x.com/ActusDei/status/1979433722085880153) [@ActusDei](/creator/x/ActusDei) 2025-10-18T06:25Z 92.5K followers, 29.2K engagements


"@kallol68 It is. Unbelievably clean"  
[X Link](https://x.com/ActusDei/status/1979581457522987018) [@ActusDei](/creator/x/ActusDei) 2025-10-18T16:12Z 92.5K followers, 1686 engagements


"@SandeepBhogra Sure Sandeep. In Colombo I stay at the Granbell which costs about 5- 6k a night including tax. The heading to Kandy for X days and finally Galle in the South. Will write a detailed itinerary after my trip is over"  
[X Link](https://x.com/ActusDei/status/1979584366541177155) [@ActusDei](/creator/x/ActusDei) 2025-10-18T16:24Z 92.5K followers, 15.1K engagements


"Some agenda-driven people have started criticizing my argument for global diversification by extrapolating the last few days in the US. This is nonsense: 1) There are markets like China Europe Brazil Japan which lie outside both India and the US. There are sectors within the US that are not expensive. 2) Diversification is not short-term. You do it slowly steadily across markets. You reap the benefits over a long period just like domestic equities. 3) It's not either-or. It is both. You have a core India allocation and you also diversify abroad as well as across asset classes - equity debt"  
[X Link](https://x.com/ActusDei/status/1899370375869612143) [@ActusDei](/creator/x/ActusDei) 2025-03-11T08:02Z 92.4K followers, 37.1K engagements


"An unusual AIF in GIFT city betting big on gold mining stocks in the US and Canada. Do watch my interview with Vivek Iyer of Rational Asset Management"  
[X Link](https://x.com/ActusDei/status/1974140002922868916) [@ActusDei](/creator/x/ActusDei) 2025-10-03T15:50Z 92.5K followers, 16.3K engagements


"New NPS schemes were launched on 1st Oct. XX yr tenure. Upto XXX% equity. Can use them for goals like home buying too. With proposed reforms only XX% for annuity. Better than mutual funds Ans: For some yes since new regime deduction not available in mutual funds. (Read thread)"  
[X Link](https://x.com/ActusDei/status/1975023620520124799) [@ActusDei](/creator/x/ActusDei) 2025-10-06T02:21Z 92.4K followers, 54K engagements


"Axis Atlas or HSBC TravelOne are pretty decent for travel-related rewards. @bachatkhata's calculations suggest rewards of X% on monthly spends of just 50k without too much effort. If you transfer to Accor Hotels it shoots up to XX% for HSBC"  
[X Link](https://x.com/ActusDei/status/1975385216547266666) [@ActusDei](/creator/x/ActusDei) 2025-10-07T02:18Z 92.5K followers, 36.3K engagements


"Webinar on OD home loans. To register:"  
[X Link](https://x.com/ActusDei/status/1976255152043720971) [@ActusDei](/creator/x/ActusDei) 2025-10-09T11:55Z 92.4K followers, 5152 engagements


"Having many funds may not give you much value. Why The same stocks are there across funds Read more here: If you would like to join our personal finance community"  
[X Link](https://x.com/ActusDei/status/1978291562401440184) [@ActusDei](/creator/x/ActusDei) 2025-10-15T02:47Z 92.5K followers, 18.1K engagements


"@subash31 @FinRight Depends on your risk appetite. If you want low risk + tax efficiency there's income + arbitrage funds. For more risk Multi asset. And so on"  
[X Link](https://x.com/ActusDei/status/1978697838134427958) [@ActusDei](/creator/x/ActusDei) 2025-10-16T05:41Z 92.5K followers, XXX engagements


"@x_vatsa Through what instrument"  
[X Link](https://x.com/ActusDei/status/1979101993458372994) [@ActusDei](/creator/x/ActusDei) 2025-10-17T08:27Z 92.4K followers, XXX engagements


"A level X explanation: 1) Opponents say that AA must be tailored to risk profile. They usually pick individual equity debt gold funds & end up with only a slightly different portfolio. And rebalance with tax leakage. Btw NPS is another great solve for tax"  
[X Link](https://x.com/ActusDei/status/1976098930363711888) [@ActusDei](/creator/x/ActusDei) 2025-10-09T01:34Z 92.5K followers, 1264 engagements


"This Thursday our next webinar on switching home loans smartly. Using OD loans like SBI Maxgain can be a game-changer. Register here:"  
[X Link](https://x.com/ActusDei/status/1975124327101284738) [@ActusDei](/creator/x/ActusDei) 2025-10-06T09:01Z 92.5K followers, 4487 engagements


"Some shares get you additional perks. Don't invest for them but if you're investing anyway they are a nice benefit to enjoy. Follow @thefynprint for more such updates"  
[X Link](https://x.com/ActusDei/status/1965228222288900532) [@ActusDei](/creator/x/ActusDei) 2025-09-09T01:38Z 92.5K followers, 145.8K engagements


"How can a city have a promenade with hawkers & crowds & yet be spotless This is Galle face in Colombo. If they can do it why can't Mumbai"  
[X Link](https://x.com/ActusDei/status/1979849151941886316) [@ActusDei](/creator/x/ActusDei) 2025-10-19T09:56Z 92.5K followers, 565.3K engagements


"There are now fake profiles impersonating me. I don't give any stock tips in any telegram or other channels. I have no other X accounts. I'm pinning this tweet since I've discovered that some people who follow me have started following the fake profiles too"  
[X Link](https://x.com/ActusDei/status/1867965599324024860) [@ActusDei](/creator/x/ActusDei) 2024-12-14T16:11Z 92.5K followers, 170.2K engagements


"Siddhartha Bhaiyya is truly Dalal Street's maverick. Went into XX% cash before 2024 peak & then into gold. Both bets paid off. He even launched a China fund in GIFT City & is now doing his second Global Value Fund. Only takes X mil & above ticket size"  
[X Link](https://x.com/ActusDei/status/1962724951871611311) [@ActusDei](/creator/x/ActusDei) 2025-09-02T03:51Z 92.5K followers, 193.4K engagements


"Ideas like Turkey Index Fund why aren't these discussed more by AMCs I hope GIFT City will change this India-only narrative"  
[X Link](https://x.com/ActusDei/status/1972864318879453438) [@ActusDei](/creator/x/ActusDei) 2025-09-30T03:21Z 92.5K followers, 32.8K engagements


"The iNAV is XXX. Some supply constraint in the market seems to have caused this surge in silver ETFs. ICICI is just an example. Be careful"  
[X Link](https://x.com/ActusDei/status/1976157613558514068) [@ActusDei](/creator/x/ActusDei) 2025-10-09T05:27Z 92.5K followers, 28.6K engagements


"Leaving your house to joint heirs is a bad idea. Give it to one heir & give more money to the other if needed. Some useful tips on estate planning by @VedantVichare99 after speaking to lawyers. Go to for help with smartly drafting your Will/parents' Will"  
[X Link](https://x.com/ActusDei/status/1976462260261585204) [@ActusDei](/creator/x/ActusDei) 2025-10-10T01:38Z 92.5K followers, 81.7K engagements


"Gifts to family are not taxed but income from gifts is clubbed. But some relations are not taxed nor clubbed. You can reduce tax by transferring assets to them upto a point. Story by @BhushanOnX. For more insights join @thefynprint community"  
[X Link](https://x.com/ActusDei/status/1977560404474974289) [@ActusDei](/creator/x/ActusDei) 2025-10-13T02:21Z 92.5K followers, 72.3K engagements


"Given all the changes in EPF I'm reposting a story we did in Mint. You can opt out & stay out of EPF if you are not already a member even if your company XX employees & is under EPF. You can keep & invest your own money"  
[X Link](https://x.com/ActusDei/status/1978492014497804724) [@ActusDei](/creator/x/ActusDei) 2025-10-15T16:03Z 92.5K followers, 31.4K engagements


"All of the EPF withdrawal rules in one place. The changes will probably be implemented in a few months. Reach out to @FinRight for any help with #EPF"  
[X Link](https://x.com/ActusDei/status/1978644947080491279) [@ActusDei](/creator/x/ActusDei) 2025-10-16T02:11Z 92.5K followers, 110.4K engagements


"What % of your portfolio is gold"  
[X Link](https://x.com/ActusDei/status/1979051775379255401) [@ActusDei](/creator/x/ActusDei) 2025-10-17T05:08Z 92.5K followers, 47K engagements


"@RetirementYatra @thefynprint Salaried get breaks Double taxation Annuity is proposed at 20%"  
[X Link](https://x.com/ActusDei/status/1979434280242811093) [@ActusDei](/creator/x/ActusDei) 2025-10-18T06:28Z 92.5K followers, XXX engagements


"@ThrowawayAug25 This was it last year. This year will be similar:"  
[X Link](https://x.com/ActusDei/status/1979878759575744703) [@ActusDei](/creator/x/ActusDei) 2025-10-19T11:54Z 92.5K followers, 1913 engagements