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[@ChaiAndMiles](/creator/twitter/ChaiAndMiles)
"#HSBCPremier #Premier3 Dhanteras update : Met the RM today and discussed all the offerings for the Premier account. ✅Premier account's Family ID is not similar to Axis/ICICI where you can tag it to any of your family members. Only your wife can be tagged as direct family as per new update. If you want your kids too then they should be under XX and unmarried else they have to manage their own TRV. ✅A lot of exclusive events are managed from time to time where HSBC RMs have access to pull in their clients. ✅One time setup cost still needs to be paid i.e 13.8k inc GST which will be refunded back"  
[X Link](https://x.com/ChaiAndMiles/status/1979584760235393138) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-18T16:26Z XXX followers, XXX engagements


"🚨The mycitizen+ dilemma Im on the fence about buying the mycitizen+ annual (was briefly free till yesterday). If I pay in GBP the pricing lands around 10.3k + XXX% FX so 10.6k all-in. What you get: MB Gold + KF Silver. Worth it for my next XX months 🤔"  
[X Link](https://x.com/ChaiAndMiles/status/1979066415266304246) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-17T06:06Z XXX followers, XXX engagements


"IndiGo money-save hack (simple & safe) ✈ X. Book on WhatsApp: +91-7065145858 (official bot) Often X% better than app/web as convinience fees is slashed X. Pay with Axis Atlas XX% back in Edge Miles (20% in case of Accor) Flow : send dates + traveller details get flight options pick flights and review pay. 😎 I booked a flight today from Hyd to BLR via Bot. App was 17606 VS Bot was 16624 only. ✅Saved 1000 Side note Atlas flagged this as suspicious transaction and blocked my card :) #TravelHackingIndia #ChaiAndMiles"  
[X Link](https://x.com/ChaiAndMiles/status/1980185977458184200) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-20T08:15Z XXX followers, 25.7K engagements


"@drgrudge Hey do you deal in Small Luxury Hotels"  
[X Link](https://x.com/ChaiAndMiles/status/1980283264284901699) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-20T14:41Z XXX followers, XXX engagements


"@aman6490 Hi Aman had a query on Accor membership. DMing you"  
[X Link](https://x.com/ChaiAndMiles/status/1980347589359989083) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-20T18:57Z XXX followers, XX engagements


"🚨 If you already hold Ax-is ATLAS Id skip HS-BC Travel1 for now. Why: ☑ITC (my key partner) isnt on Travel1 ☑Prefer paying flights/hotels direct vs aggregators (even if Accor looks juicier) ☑Too much churn at HS-BC : remember the Demat-TRV Premier saga (ICI-CI Direct tie-up ended folks got stuck and now can only sell via physical route) FWIW we hold X ATLAS (renewals Mar26 & Sep26). Disc: HS-BC Premier via salary is still a near-LTF win if one can maintain it"  
[X Link](https://x.com/ChaiAndMiles/status/1976501106495893802) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-10T04:12Z XXX followers, 12.2K engagements


"#Gold has become the new small cap stock in investing. It reminds me of the Tulip Mania this is the time when you don't want to be on the dance floor but near the exit door. Vasooli bhai boley tho " Pal pal badh raha hai ""  
[X Link](https://x.com/ChaiAndMiles/status/1979011643804672264) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-17T02:28Z XXX followers, XXX engagements


"@ravihanda Do opt in for the photographers package their. They have set these kiosks which they will upload to your qr code. While checking out you can select the pictures and get a soft copy. I think it was XXX SGD"  
[X Link](https://x.com/ChaiAndMiles/status/1979038744423416013) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-17T04:16Z XXX followers, XXX engagements


"Anyone had a good/proven expirience in getting credit card closed from @indiebyindusind Bank 1.Called the banking number they are asking to visit branch. 2.Called the CC number they are not connecting me to an agent. 3.Dropped an email but no response as most of them are bounced. 💀Indusind Eazydiner Card P.s. When opening of an account can be done online why not closing @ccg33k @iSatishAgarwal @AmazingCreditC @EvryPaisaMatter @imYadav31 @MyIndusIndBank"  
[X Link](https://x.com/ChaiAndMiles/status/1979051675467026813) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-17T05:07Z XXX followers, 2135 engagements


"My travel reality (near term) December trip is still unbooked so I could route via SQ for some KF Silver utility. But my next big goal is Japan later with friends my airline choices there may not align with extracting real value from KF Silver. ❎Im comfortable discounting the Silver tier as usage likelihood is low considering no direct flights from Hyderabad to Japan"  
[X Link](https://x.com/ChaiAndMiles/status/1979066432731406555) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-17T06:06Z XXX followers, XX engagements


"Why MB Gold tempts me Ive got family stays in Feb (Rishikesh & Mussoorie). Gold can help via: ✅Potential upgrade to a better view/room (soft benefit but valuable for family trips) I would discount these features again : ☑2 pm checkout can save a full days hassle (not applicable to us as direct flights are well within the regular checkout time) ☑25% points bonus compounds on billable nights/dining (Points redemption)"  
[X Link](https://x.com/ChaiAndMiles/status/1979066436107764004) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-17T06:06Z XXX followers, XX engagements


"Sample numbers (sanity check) Lets say across next one year I spend 60000 pre-tax at Marriott brands. Base earn XX pts/USD assume 83/USD XXX USD 7230 base pts & Gold can add XX% bonus 1808 extra pts 😅If you value MB points at 0.50/pt that bonus XXX back (just the bonus; base points extra). Now add soft value from even one upgrade on a family itinerary- it will not justify the fee in my view. ☑If you do XX trips this year the case strengthens. (Assumptions vary by brand taxes promos and your personal point valuation. Treat this as directional)"  
[X Link](https://x.com/ChaiAndMiles/status/1979066438339178578) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-17T06:06Z XXX followers, XX engagements


"Cost recap 💠Fee (GBP route): 10300 💠FX (2.5%): XXX 💠Total: 10560 Tip: Use a low-markup card and avoid DCC (charge in GBP not INR). I would have used EPM :P"  
[X Link](https://x.com/ChaiAndMiles/status/1979066440486654132) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-17T06:06Z XXX followers, XX engagements


"Just my X cents on #OctaviaRS This is just the first batch to create the much needed hype in the market people are booking it due to the scarcity mindset as it's low on supply(temporarily) and high in performance. Think from Skoda's POV if the car is this good then why would we only sell XXX units Skoda can eat into BMW and Merc's share for performance cars too with their vRS badging (if it performs the way it should). Side note yet to be tested on indian roads & end user customer (not flippers) feedback is a key"  
[X Link](https://x.com/ChaiAndMiles/status/1979099297057771666) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-17T08:16Z XXX followers, XXX engagements


"Getting little nervous 😓 Do you think it will be delivered #Myntra #BLINKDEAL #Goldcoin"  
[X Link](https://x.com/ChaiAndMiles/status/1979180548749955196) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-17T13:39Z XXX followers, 2204 engagements


"Just the benefit one can hope for Diwali from Amex. Have X Amex Vouchers handy in family"  
[X Link](https://x.com/ChaiAndMiles/status/1979464599834628602) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-18T08:28Z XXX followers, 2857 engagements


"@ArjunKh45329038 @twikarth They have TRV based relationships and if you satisfy any then you can initiate it. Read and initiate it here"  
[X Link](https://x.com/ChaiAndMiles/status/1979609405827244521) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-18T18:03Z XXX followers, XX engagements


"@SartanparaYash @ccg33k @GoldDealsIndia @CardNiti @FinPaal @TanishqJewelry @AirmilesEnthu Interesting they pay in cash Or still tag it to your PAN for Capital Gain"  
[X Link](https://x.com/ChaiAndMiles/status/1978354088396935223) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-15T06:55Z XXX followers, XXX engagements


"@kishorefinance Whichever milestone you value more I would go with Atlas"  
[X Link](https://x.com/ChaiAndMiles/status/1979955265974976567) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-19T16:58Z XXX followers, XXX engagements


"@EvryPaisaMatter @Sparsh22260 @myntra @KalyanJewellers @ccg33k @iSatishAgarwal @dhimantn @aadil @greatindianmile Sabka fasa hua hai"  
[X Link](https://x.com/ChaiAndMiles/status/1980124513431146774) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-20T04:10Z XXX followers, XXX engagements


"Cathay Pacific 🤝 HDFC Bank ✅Economy@4k discount ✅Prem Economy@5k discount ✅Business@6k off discount *Discount codes attached. Valid till 30th November. Offer details"  
[X Link](https://x.com/ChaiAndMiles/status/1979394179689255273) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-18T03:48Z XXX followers, XXX engagements


"@Vgdktk I thought I had missed it But how to get status at Club Avolta"  
[X Link](https://x.com/ChaiAndMiles/status/1970358214941385111) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-09-23T05:23Z XXX followers, XXX engagements


"Personally have been planning a family trip and though the price is good unfit for anyone travelling from cities other than DEL-MUM ( Or BLR in case of JAL ). *Cathay Pacific is a much better option from HYD. Cost is 15k more pp Stopover at is hardly an hour + no restrictions on same city return which saves internal travel time"  
[X Link](https://x.com/ChaiAndMiles/status/1974096761233813974) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-03T12:58Z XXX followers, XXX engagements


"@ameyakarve need help in Accor . I have to book two upcoming stays in Malaysia : ✅2N @ Pullman KL ( 3BHK Residency : 29th Nov - 1st Dec . *Pullman is costing 75k for 2N ( 37k for one night ). ✅1N @ Sofitel KL ( Three Luxury Rooms : 6th Dec - 7th Dec ). *Sofitel is costing 30k for 1N ( 10k per room ) The confusion 😕 can I just buy the Accor plus membership for 19k and use BOGO at Pullman to save 37k straight ( 2x value extracted ) Also Sofitel KL is under Redhot Room offer at 7.5k/room i.e. 23k for all three room can I do that ( Can I book all three rooms at the red hot price for my family as"  
[X Link](https://x.com/ChaiAndMiles/status/1980359666803831002) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-20T19:45Z XXX followers, XXX engagements


"@aman6490 Sent dikhra hai sirji"  
[X Link](https://x.com/ChaiAndMiles/status/1980449733488611582) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-21T01:43Z XXX followers, XXX engagements


"@prashantnhn While staying at hotels I make sure to ask and add the bill to room as that makes sure the MCC Code is correct. Paying directly at the restraunts sometimes have these issues"  
[X Link](https://x.com/ChaiAndMiles/status/1980125077950824569) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-20T04:13Z XXX followers, XXX engagements


"Hi CCGeeks need help in Accor . I have to book two upcoming stays in Malaysia : 2N @ Pullman KL ( 3BHK Residency : 29th Nov - 1st Dec ) + 1N @ Sofitel KL ( Three Luxury Rooms : 6th Dec - 7th Dec ) *Pullman is costing 75k for 2N ( 37k for one night ) *Sofitel is costing 30k for 1N ( 10k per room ) The confusion 😕 is can I just buy the Accor plus membership for 19k and use BOGO at Pullman to save 37k straight Also Sofitel is under Redhot Room offer at 7.5k/room i.e. 23k for all three room can I do that This looks too simple to do and hence asking you"  
[X Link](https://x.com/ChaiAndMiles/status/1980450098753741101) [@ChaiAndMiles](/creator/x/ChaiAndMiles) 2025-10-21T01:44Z XXX followers, XXX engagements