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[@SjBergo](/creator/twitter/SjBergo)
"per GROK; Borrowing $XXX billion in a single quarterprimarily from the Federal Home Loan Bank (FHLB) system to fund operations amid deposit outflowsis not typical or "normal" for a bank like Wells Fargo under standard operating conditions. While banks routinely use FHLB advances as a key liquidity tool (essentially secured short-term loans backed by collateral like mortgages) the scale of this increase stands out as unusually large even for one of the biggest U.S. banks. I'll break this down with context from historical data industry norms and specifics on Wells Fargo's situation"  
![@SjBergo Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1963924159.png) [@SjBergo](/creator/x/SjBergo) on [X](/post/tweet/1945295984310845922) 2025-07-16 01:34:39 UTC XXX followers, 3131 engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@SjBergo "per GROK; Borrowing $XXX billion in a single quarterprimarily from the Federal Home Loan Bank (FHLB) system to fund operations amid deposit outflowsis not typical or "normal" for a bank like Wells Fargo under standard operating conditions. While banks routinely use FHLB advances as a key liquidity tool (essentially secured short-term loans backed by collateral like mortgages) the scale of this increase stands out as unusually large even for one of the biggest U.S. banks. I'll break this down with context from historical data industry norms and specifics on Wells Fargo's situation"
@SjBergo Avatar @SjBergo on X 2025-07-16 01:34:39 UTC XXX followers, 3131 engagements

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