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[@adam_messinger](/creator/twitter/adam_messinger)
"@RocketPulpHack But you were actually in town I grew up outside a town like that and my folks still live there. Broadband via satellite or custom provider only. Cell phones do work now but really only Verizon. Radio stations are owned by Salem Media (this is true in town too)"  
![@adam_messinger Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1747381.png) [@adam_messinger](/creator/x/adam_messinger) on [X](/post/tweet/1945554971988299788) 2025-07-16 18:43:46 UTC 26K followers, XX engagements


"@edwin_teejay @ole_b_peters I think that the standard answer begins with the idea that the insured is "risk averse" and thus willing to pay insurance premiums which in expectation are higher than the losses"  
![@adam_messinger Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1747381.png) [@adam_messinger](/creator/x/adam_messinger) on [X](/post/tweet/1945856749325734176) 2025-07-17 14:42:55 UTC 26K followers, XX engagements


"@ole_b_peters It's very strange to me that the standard answer isn't just an appeal to diversification that the insurer can diversify the risk better than the insured can which is practically similar (though technically different) than the ergodicity explanation"  
![@adam_messinger Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1747381.png) [@adam_messinger](/creator/x/adam_messinger) on [X](/post/tweet/1945265481830818194) 2025-07-15 23:33:26 UTC 26K followers, XX engagements


"For non-computer folks with an iOS phone and Windows desktop but no corporate IT support is it easier and more reliable to a. Use Edge to manage passwords on iOS. b. Use iCloud to manage passwords on Windows. c. Use 1Password on both"  
![@adam_messinger Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1747381.png) [@adam_messinger](/creator/x/adam_messinger) on [X](/post/tweet/1945530240673190191) 2025-07-16 17:05:30 UTC 26K followers, XXX engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@adam_messinger "@RocketPulpHack But you were actually in town I grew up outside a town like that and my folks still live there. Broadband via satellite or custom provider only. Cell phones do work now but really only Verizon. Radio stations are owned by Salem Media (this is true in town too)"
@adam_messinger Avatar @adam_messinger on X 2025-07-16 18:43:46 UTC 26K followers, XX engagements

"@edwin_teejay @ole_b_peters I think that the standard answer begins with the idea that the insured is "risk averse" and thus willing to pay insurance premiums which in expectation are higher than the losses"
@adam_messinger Avatar @adam_messinger on X 2025-07-17 14:42:55 UTC 26K followers, XX engagements

"@ole_b_peters It's very strange to me that the standard answer isn't just an appeal to diversification that the insurer can diversify the risk better than the insured can which is practically similar (though technically different) than the ergodicity explanation"
@adam_messinger Avatar @adam_messinger on X 2025-07-15 23:33:26 UTC 26K followers, XX engagements

"For non-computer folks with an iOS phone and Windows desktop but no corporate IT support is it easier and more reliable to a. Use Edge to manage passwords on iOS. b. Use iCloud to manage passwords on Windows. c. Use 1Password on both"
@adam_messinger Avatar @adam_messinger on X 2025-07-16 17:05:30 UTC 26K followers, XXX engagements

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