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[@FischerJiriML](/creator/twitter/FischerJiriML)
"$KLAR $AFRM $SEZL $XYZ BNPL isnt chaos its clarity. XX% pay on time. Predictable payments transparent terms and real-world utility. The credit revolution that was supposed to ruin us is powering a new wave of responsible consumer finance. 9798% of BNPL users pay on time. Only XXX% use BNPL for groceries the majority still use debit or credit. XX% of households struggling to pay bills used BNPL to manage cash flow not to splurge. For XX% of consumers BNPL prevented them from having to go without essentials. BNPLs delinquency rates remain stable lower than many traditional credit products"  
[X Link](https://x.com/FischerJiriML/status/1978779935507378406) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-16T11:07Z XX followers, 1130 engagements


"So what happened last week regarding $KLAR @Klarna Official news: 1) Klarna launches flexible debit card and digital wallet in the UK 2) Klarna set to land with @qatarairways bringing flexible payments to XX markets 3) Klarna strengthens collaboration with @Google to support Agent Payments Protocol (AP2) 4) Q3 2025 results call on XX Nov @NYSE 5) Klarna is backing @euinc_petition 6) Klarnas CEO has integrated his $KLAR holdings into @FlatCapital (a European AI- and innovation-focused investment fund) essentially listing $KLAR in Europe at a valuation of $XX per share. CEO (our lovely"  
[X Link](https://x.com/FischerJiriML/status/1980274686442258938) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-20T14:07Z XX followers, XXX engagements


"$KLAR $AFRM $SEZL $XYZ BNPL is far from the credit train wreck its made out to be. Its a predictable transparent and disciplined credit option that most people use carefully and sparingly. Between XX% and XX% of BNPL users manage their obligations responsibly. Delinquency rates remain remarkably low according to Federal Reserve data and public disclosures from BNPL providers themselves. When the media builds narratives around the X% while ignoring the XX% theyre not informing the public. Theyre reporting so-called facts with anecdotes. BNPL represents responsible credit innovation at work."  
[X Link](https://x.com/FischerJiriML/status/1978779612973760607) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-16T11:06Z XX followers, XXX engagements


"Once demand kicks in @Klarna will rocket back to its rightful pricing (at least $38+) - low liquidity and low demand is a deadly combo for IPO stock. Hopefully some institutional investors arrive and start supporting these "questionable" low levels. Also most investors have never heard about Klarna - so it is only natural for $KLAR to be so weak"  
[X Link](https://x.com/FischerJiriML/status/1980268233350394015) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-20T13:41Z XX followers, XX engagements


"@Klarna @qatarairways @Google "Cathie Wood Is Buying Up Klarna Stock Fresh From Its IPO. Should You""  
[X Link](https://x.com/FischerJiriML/status/1980284555312398433) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-20T14:46Z XX followers, XXX engagements


"Today's $KLARNA @KLAR news Were excited to announce that Klarna is now live on Allegro in the Czech Republic Shoppers can now enjoy flexible payment options on one of Central Europes leading online marketplaces where millions of people shop"  
[X Link](https://x.com/FischerJiriML/status/1980285175230832992) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-20T14:49Z XX followers, XXX engagements


"@Klarna @AskKlarna Czech Klarna App recommended stores (from TOP to bottom): No. X "Kosik" App says "Klarna is not available in this store." The store does not accept Klarna as a payment option while indirectly promoting a competitor. Highly suboptimal No. 2) ABOUT YOU Works correctly No. 3) Airbnb Klarna app says "Klarna is not available in this store." Yet Airbnb fully accepts Klarna. No. 4) H&M Works correctly 5) Decathlon Works correctly 6) Eobuv Works correctly 7) Refurbed App says "Klarna is not available in this store" yet Klarna is fully available there. 8) Samsung Works correctly 9)"  
[X Link](https://x.com/FischerJiriML/status/1980338113965879555) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-20T18:19Z XX followers, XX engagements


"Give @Klarna $klar some love omfg"  
[X Link](https://x.com/FischerJiriML/status/1977731297507262759) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-13T13:41Z XX followers, XXX engagements


"@Klarna $KLAR will be the next major bank"  
[X Link](https://x.com/FischerJiriML/status/1977835948411855015) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-13T20:36Z XX followers, XXX engagements


"@Klarna $KLAR near zero demand at this valuation is quite interesting; Guess European company discount. AFRM is an absolute poop compared to Klarna"  
[X Link](https://x.com/FischerJiriML/status/1978125077502632006) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-14T15:45Z XX followers, XXX engagements


"@klarnaseb "Traditional banks have taken the trust out of banking." Should be in bold. --- sidenote: loving the quotes"  
[X Link](https://x.com/FischerJiriML/status/1978776712625132028) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-16T10:55Z XX followers, XXX engagements


"$KLAR Enough of bleeding. Give me one decent day. Enough of red. @Klarna"  
[X Link](https://x.com/FischerJiriML/status/1978818450622492779) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-16T13:40Z XX followers, XXX engagements


"$KLAR - give her some luv"  
[X Link](https://x.com/FischerJiriML/status/1978818684517753285) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-16T13:41Z XX followers, XXX engagements


"@RoarWeb3 $KLAR"  
[X Link](https://x.com/FischerJiriML/status/1978834327006851114) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-16T14:44Z XX followers, XXX engagements


"Almost all @Klarna investors are currently in the red. :( (-$600k here - I am still breathing I think----) Public investors in $KLAR are now fully negative. Unfortunately the worst of it is happening behind the scenes in the options market where a lot of capital betting on a positive future (through call options) has been completely wiped out. ----------- The overall market sentiment is quite uncertain and bearish right now so this isnt entirely Klarnas fault. However there are several areas that could be improved: 1) Press Release Timing: Announcements are being pushed out too early. For"  
[X Link](https://x.com/FischerJiriML/status/1978893611803508799) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-16T18:39Z XX followers, XXX engagements


"@CClaimKlarna Hmm. If this is our official support chatbot it really needs a major improvement. The responses are slow unnatural and it doesnt appear to be compliant with the EU AI Act. Also there needs to be some type of a legibility check if it is official. @Klarna @klarnaseb"  
[X Link](https://x.com/FischerJiriML/status/1979168688927322383) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-17T12:52Z XX followers, XX engagements


"@Klarna Time for juicy PR to fuel the share price rebound. 3"  
[X Link](https://x.com/FischerJiriML/status/1979180351151800389) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-17T13:39Z XX followers, XX engagements


"@FlatCapital Agreed on @klarnaseb deal. Amazing - congratulations @Klarna PR worthy news"  
[X Link](https://x.com/FischerJiriML/status/1979181540807414107) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-17T13:43Z XX followers, XX engagements


"@Klarna flat news is PR- worthy"  
[X Link](https://x.com/FischerJiriML/status/1979183386364158078) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-17T13:51Z XX followers, XX engagements


"And $KLAR @Klarna is flat after market rebound. what a gift"  
[X Link](https://x.com/FischerJiriML/status/1979216787385327918) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-17T16:03Z XX followers, XX engagements


"@Klarna @klarnaseb Can you please send a request to @tradingview to fix Klarna's profile sector & industry Thank you"  
[X Link](https://x.com/FischerJiriML/status/1979238801001099770) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-17T17:31Z XX followers, XX engagements


"@Klarna @klarnaseb @tradingview"  
[X Link](https://x.com/FischerJiriML/status/1979238991149863023) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-17T17:32Z XX followers, XX engagements


"@Klarna $KLAR "Were proud to see Klarna featured in Stripes latest case study with Instacart showcasing how thoughtful payment innovation can enhance the checkout experience for millions of customers. By integrating new payment options through Stripe Instacart continues to make online shopping simple secure and flexible for its customers. 👏 A great example of collaboration driving smarter faster digital commerce.""  
[X Link](https://x.com/FischerJiriML/status/1979241468469395522) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-17T17:41Z XX followers, XX engagements


"@Klarna $KLAR "Up next in hashtag#MoreThanPaymentsKlarnas new series spotlighting the products that are shaping the future of commerce: Cashback. Because rewarding loyalty should be simple. With Cashback shoppers earn every time they shop with Klarna. Then they decide how to use itput it toward their next purchase redeem for gift cards or convert to airline points. Its shopping that gives something back. For merchants Cashback is more than a perkits a powerful performance channel to drive engagement inspire repeat purchases and boost ROI with a reward experience that customers actually love."  
[X Link](https://x.com/FischerJiriML/status/1979242006695059925) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-17T17:44Z XX followers, XX engagements


"@Klarna $KLAR Sebastian Siemiatkowski Klarna Spotlight"  
[X Link](https://x.com/FischerJiriML/status/1979244869559128219) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-17T17:55Z XX followers, XX engagements


"@Klarna @qatarairways @Google Today's news: Were excited to announce that Klarna is now live on Allegro in the Czech Republic Shoppers can now enjoy flexible payment options on one of Central Europes leading online marketplaces where millions of people shop"  
[X Link](https://x.com/FischerJiriML/status/1980285061011517764) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-20T14:48Z XX followers, XXX engagements


"I wish this could be in @Klarna as well"  
[X Link](https://x.com/FischerJiriML/status/1980343742545690987) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-20T18:41Z XX followers, XX engagements


"Wow; @Klarna having a decent inflow increase of (dominantly positive) reviews. Good good. However responses seem to have quite a delay - currently actively responding at around page XX - reviews from X days ago. $KLAR"  
[X Link](https://x.com/FischerJiriML/status/1979473614304161952) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-18T09:04Z XX followers, XXX engagements


"@Barchart If only my @Klarna saw this. o.O"  
[X Link](https://x.com/FischerJiriML/status/1979529663455096957) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-18T12:47Z XX followers, XXX engagements


"$KLAR still not getting enough love :("  
[X Link](https://x.com/FischerJiriML/status/1980268702328045986) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-20T13:43Z XX followers, XX engagements


"@euacchq @atlas @Klarna will hopefully go above $100b in few years as well. --- European capital (stock) market is giga bad though"  
[X Link](https://x.com/FischerJiriML/status/1980407836892099071) [@FischerJiriML](/creator/x/FischerJiriML) 2025-10-20T22:56Z XX followers, XX engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@FischerJiriML "$KLAR $AFRM $SEZL $XYZ BNPL isnt chaos its clarity. XX% pay on time. Predictable payments transparent terms and real-world utility. The credit revolution that was supposed to ruin us is powering a new wave of responsible consumer finance. 9798% of BNPL users pay on time. Only XXX% use BNPL for groceries the majority still use debit or credit. XX% of households struggling to pay bills used BNPL to manage cash flow not to splurge. For XX% of consumers BNPL prevented them from having to go without essentials. BNPLs delinquency rates remain stable lower than many traditional credit products"
X Link @FischerJiriML 2025-10-16T11:07Z XX followers, 1130 engagements

"So what happened last week regarding $KLAR @Klarna Official news: 1) Klarna launches flexible debit card and digital wallet in the UK 2) Klarna set to land with @qatarairways bringing flexible payments to XX markets 3) Klarna strengthens collaboration with @Google to support Agent Payments Protocol (AP2) 4) Q3 2025 results call on XX Nov @NYSE 5) Klarna is backing @euinc_petition 6) Klarnas CEO has integrated his $KLAR holdings into @FlatCapital (a European AI- and innovation-focused investment fund) essentially listing $KLAR in Europe at a valuation of $XX per share. CEO (our lovely"
X Link @FischerJiriML 2025-10-20T14:07Z XX followers, XXX engagements

"$KLAR $AFRM $SEZL $XYZ BNPL is far from the credit train wreck its made out to be. Its a predictable transparent and disciplined credit option that most people use carefully and sparingly. Between XX% and XX% of BNPL users manage their obligations responsibly. Delinquency rates remain remarkably low according to Federal Reserve data and public disclosures from BNPL providers themselves. When the media builds narratives around the X% while ignoring the XX% theyre not informing the public. Theyre reporting so-called facts with anecdotes. BNPL represents responsible credit innovation at work."
X Link @FischerJiriML 2025-10-16T11:06Z XX followers, XXX engagements

"Once demand kicks in @Klarna will rocket back to its rightful pricing (at least $38+) - low liquidity and low demand is a deadly combo for IPO stock. Hopefully some institutional investors arrive and start supporting these "questionable" low levels. Also most investors have never heard about Klarna - so it is only natural for $KLAR to be so weak"
X Link @FischerJiriML 2025-10-20T13:41Z XX followers, XX engagements

"@Klarna @qatarairways @Google "Cathie Wood Is Buying Up Klarna Stock Fresh From Its IPO. Should You""
X Link @FischerJiriML 2025-10-20T14:46Z XX followers, XXX engagements

"Today's $KLARNA @KLAR news Were excited to announce that Klarna is now live on Allegro in the Czech Republic Shoppers can now enjoy flexible payment options on one of Central Europes leading online marketplaces where millions of people shop"
X Link @FischerJiriML 2025-10-20T14:49Z XX followers, XXX engagements

"@Klarna @AskKlarna Czech Klarna App recommended stores (from TOP to bottom): No. X "Kosik" App says "Klarna is not available in this store." The store does not accept Klarna as a payment option while indirectly promoting a competitor. Highly suboptimal No. 2) ABOUT YOU Works correctly No. 3) Airbnb Klarna app says "Klarna is not available in this store." Yet Airbnb fully accepts Klarna. No. 4) H&M Works correctly 5) Decathlon Works correctly 6) Eobuv Works correctly 7) Refurbed App says "Klarna is not available in this store" yet Klarna is fully available there. 8) Samsung Works correctly 9)"
X Link @FischerJiriML 2025-10-20T18:19Z XX followers, XX engagements

"Give @Klarna $klar some love omfg"
X Link @FischerJiriML 2025-10-13T13:41Z XX followers, XXX engagements

"@Klarna $KLAR will be the next major bank"
X Link @FischerJiriML 2025-10-13T20:36Z XX followers, XXX engagements

"@Klarna $KLAR near zero demand at this valuation is quite interesting; Guess European company discount. AFRM is an absolute poop compared to Klarna"
X Link @FischerJiriML 2025-10-14T15:45Z XX followers, XXX engagements

"@klarnaseb "Traditional banks have taken the trust out of banking." Should be in bold. --- sidenote: loving the quotes"
X Link @FischerJiriML 2025-10-16T10:55Z XX followers, XXX engagements

"$KLAR Enough of bleeding. Give me one decent day. Enough of red. @Klarna"
X Link @FischerJiriML 2025-10-16T13:40Z XX followers, XXX engagements

"$KLAR - give her some luv"
X Link @FischerJiriML 2025-10-16T13:41Z XX followers, XXX engagements

"@RoarWeb3 $KLAR"
X Link @FischerJiriML 2025-10-16T14:44Z XX followers, XXX engagements

"Almost all @Klarna investors are currently in the red. :( (-$600k here - I am still breathing I think----) Public investors in $KLAR are now fully negative. Unfortunately the worst of it is happening behind the scenes in the options market where a lot of capital betting on a positive future (through call options) has been completely wiped out. ----------- The overall market sentiment is quite uncertain and bearish right now so this isnt entirely Klarnas fault. However there are several areas that could be improved: 1) Press Release Timing: Announcements are being pushed out too early. For"
X Link @FischerJiriML 2025-10-16T18:39Z XX followers, XXX engagements

"@CClaimKlarna Hmm. If this is our official support chatbot it really needs a major improvement. The responses are slow unnatural and it doesnt appear to be compliant with the EU AI Act. Also there needs to be some type of a legibility check if it is official. @Klarna @klarnaseb"
X Link @FischerJiriML 2025-10-17T12:52Z XX followers, XX engagements

"@Klarna Time for juicy PR to fuel the share price rebound. 3"
X Link @FischerJiriML 2025-10-17T13:39Z XX followers, XX engagements

"@FlatCapital Agreed on @klarnaseb deal. Amazing - congratulations @Klarna PR worthy news"
X Link @FischerJiriML 2025-10-17T13:43Z XX followers, XX engagements

"@Klarna flat news is PR- worthy"
X Link @FischerJiriML 2025-10-17T13:51Z XX followers, XX engagements

"And $KLAR @Klarna is flat after market rebound. what a gift"
X Link @FischerJiriML 2025-10-17T16:03Z XX followers, XX engagements

"@Klarna @klarnaseb Can you please send a request to @tradingview to fix Klarna's profile sector & industry Thank you"
X Link @FischerJiriML 2025-10-17T17:31Z XX followers, XX engagements

"@Klarna @klarnaseb @tradingview"
X Link @FischerJiriML 2025-10-17T17:32Z XX followers, XX engagements

"@Klarna $KLAR "Were proud to see Klarna featured in Stripes latest case study with Instacart showcasing how thoughtful payment innovation can enhance the checkout experience for millions of customers. By integrating new payment options through Stripe Instacart continues to make online shopping simple secure and flexible for its customers. 👏 A great example of collaboration driving smarter faster digital commerce.""
X Link @FischerJiriML 2025-10-17T17:41Z XX followers, XX engagements

"@Klarna $KLAR "Up next in hashtag#MoreThanPaymentsKlarnas new series spotlighting the products that are shaping the future of commerce: Cashback. Because rewarding loyalty should be simple. With Cashback shoppers earn every time they shop with Klarna. Then they decide how to use itput it toward their next purchase redeem for gift cards or convert to airline points. Its shopping that gives something back. For merchants Cashback is more than a perkits a powerful performance channel to drive engagement inspire repeat purchases and boost ROI with a reward experience that customers actually love."
X Link @FischerJiriML 2025-10-17T17:44Z XX followers, XX engagements

"@Klarna $KLAR Sebastian Siemiatkowski Klarna Spotlight"
X Link @FischerJiriML 2025-10-17T17:55Z XX followers, XX engagements

"@Klarna @qatarairways @Google Today's news: Were excited to announce that Klarna is now live on Allegro in the Czech Republic Shoppers can now enjoy flexible payment options on one of Central Europes leading online marketplaces where millions of people shop"
X Link @FischerJiriML 2025-10-20T14:48Z XX followers, XXX engagements

"I wish this could be in @Klarna as well"
X Link @FischerJiriML 2025-10-20T18:41Z XX followers, XX engagements

"Wow; @Klarna having a decent inflow increase of (dominantly positive) reviews. Good good. However responses seem to have quite a delay - currently actively responding at around page XX - reviews from X days ago. $KLAR"
X Link @FischerJiriML 2025-10-18T09:04Z XX followers, XXX engagements

"@Barchart If only my @Klarna saw this. o.O"
X Link @FischerJiriML 2025-10-18T12:47Z XX followers, XXX engagements

"$KLAR still not getting enough love :("
X Link @FischerJiriML 2025-10-20T13:43Z XX followers, XX engagements

"@euacchq @atlas @Klarna will hopefully go above $100b in few years as well. --- European capital (stock) market is giga bad though"
X Link @FischerJiriML 2025-10-20T22:56Z XX followers, XX engagements

creator/twitter::1722045449337458688/posts
/creator/twitter::1722045449337458688/posts