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[@ResidentialClub](/creator/twitter/ResidentialClub)
"The average 30-year fixed mortgage rate would need to be XXXX% to make the median-priced U.S. home affordable for the median-income household estimates Zillow That assumes a XX% down paymentand all else in the housing market remains equal"  
[X Link](https://x.com/ResidentialClub/status/1978481039057039610) [@ResidentialClub](/creator/x/ResidentialClub) 2025-10-15T15:20Z 15.4K followers, 33.7K engagements


"In several high-cost coastal metros not even a X% mortgage rate would make the median-priced local home affordable for a household earning the local median income. This includes New York Los Angeles Miami San Francisco San Diego and San Jose"  
[X Link](https://x.com/ResidentialClub/status/1978481162629570596) [@ResidentialClub](/creator/x/ResidentialClub) 2025-10-15T15:20Z 15.4K followers, XXX engagements


"On the flip side Zillow finds that mortgage rates are already low enough for median-income buyers in many Midwestern markets to afford the median-priced home in those areas"  
[X Link](https://x.com/ResidentialClub/status/1978481223346598032) [@ResidentialClub](/creator/x/ResidentialClub) 2025-10-15T15:20Z 15.4K followers, 1059 engagements


"Keep in mind this is back-of-the-envelope math. The mortgage rate scenarios above assume all else is equaland that lower rates dont impact home prices"  
[X Link](https://x.com/ResidentialClub/status/1978481273837629660) [@ResidentialClub](/creator/x/ResidentialClub) 2025-10-15T15:21Z 15.4K followers, XXX engagements