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[@MichaelKitces](/creator/twitter/MichaelKitces)
"It's not that clients don't value financial planning but the data-gathering phase can often frequently stall progress through procrastination. Advisors can use Gabriele Oettingen's WOOP frameworkto motivate action: Kitces Nerd Sydney Squires highlights how using the WOOP framework (Wish Outcome Obstacle Plan) in a meeting offers a practical research-backed strategy to bridge the gap between intention and action encouraging clients to articulate not only their goals but also the internal and external obstacles likely to impede them. #advicers"  
[X Link](https://x.com/MichaelKitces/status/1980982483052109859) [@MichaelKitces](/creator/x/MichaelKitces) 2025-10-22T13:00Z 93.3K followers, 3244 engagements


"When it comes to buying a product most are relatively straightforward to evaluate. They have a physical presence that can be examined.With a service on the other hand what the prospective client buys is intangible and the service provider like the financial planner is effectively forced to be selling the invisible to a prospective client"  
[X Link](https://x.com/MichaelKitces/status/1981042938974028034) [@MichaelKitces](/creator/x/MichaelKitces) 2025-10-22T17:00Z 93.3K followers, 1963 engagements


"Capital Gains And Capital Pains: Are Tools Used To Defer Capital Gains Worth The Price An analysis of the upsides and downsides of different tools (including Section XXX ETFs exchange funds and 'side portfolios) that can be used to diversify a client's portfolio with large embedded capital gains while deferring taxation #WeekendReading (Robert Huebscher)"  
[X Link](https://x.com/MichaelKitces/status/1982069704878436419) [@MichaelKitces](/creator/x/MichaelKitces) 2025-10-25T13:00Z 93.3K followers, 2995 engagements


"Why Waiting For An Expected Rate Drop Might Not Be Worth It When Buying A House: An analysis suggests thatdelaying a home purchase at a time when the Fed is expected to cut ratesmight not be as rewarding (in terms of getting a significantly lower mortgage rate) as many clients might expect: (August Saibeni Journal of Financial Planning)"  
[X Link](https://x.com/MichaelKitces/status/1976996283219849237) [@MichaelKitces](/creator/x/MichaelKitces) 2025-10-11T13:00Z 93.3K followers, 4669 engagements


"Alternative investments have been a hot topic in recent years. When advisors recommend alternatives they assume that "due care" obligation of fiduciary First private funds are likely appropriate only for clients who can absorb the risk (in the worst-case scenario) of a XXX% loss on their investment. Second for advisors who do allocate their clients into private funds there is significant value to provide by vetting and screening private fund managers that can do a good job of safeguarding clients' money. These two takeaways shape the due diligence process for alternative assets like private"  
[X Link](https://x.com/MichaelKitces/status/1978445768055751099) [@MichaelKitces](/creator/x/MichaelKitces) 2025-10-15T13:00Z 93.3K followers, 2198 engagements


"Alternative investments have been a hot topic in recent years. When advisors recommend alternatives they assume that "due care" obligation of fiduciary First private funds are likely appropriate only for clients who can absorb the risk (in the worst-case scenario) of a XXX% loss on their investment. Second for advisors who do allocate their clients into private funds there is significant value to provide by vetting and screening private fund managers that can do a good job of safeguarding clients' money. These two takeaways shape the due diligence process for alternative assets like private"  
[X Link](https://x.com/MichaelKitces/status/1981375309199876382) [@MichaelKitces](/creator/x/MichaelKitces) 2025-10-23T15:01Z 93.3K followers, 1689 engagements


"The arrival of robo-advisors into the financial technology landscape more than a decade ago led many to believe that the combination of (relatively) low fees and digital presence offered by robos would entice many consumers to eschew human advisors and turn to these automated tools. However since the introduction of robo-advisor technology client behavior has suggested that these original predictions of robo dominance and the downfall of human advisors have not been borne out"  
[X Link](https://x.com/MichaelKitces/status/1981703725308690597) [@MichaelKitces](/creator/x/MichaelKitces) 2025-10-24T12:46Z 93.3K followers, 2463 engagements


"As someone who has been speaking at 5070 conferences a year for XX years myself I've seen the good and bad of our wide range of industry events. I'm excited now to present my newest list of "Top Financial Advisor Conferences" for the upcoming 2026 year: (and check out discount codes for Nerd's Eye View readers within the article) -Best Overall Financial Planning Conference: FPA NorCal 2026 -Best Technology Conference: Technology Tools For Today (T3) Advisor Conference 2026 -Best Tax Planning Conference: RTS Tax Summit 2026 -Best Estate Planning Conference: Heckerling Institute 2026 -Best"  
[X Link](https://x.com/MichaelKitces/status/1982794425366356472) [@MichaelKitces](/creator/x/MichaelKitces) 2025-10-27T13:00Z 93.3K followers, 1978 engagements


"How To Handle Portfolios With High Unrealized Gains: Aquantitative evaluation of whether to sell highly appreciated(but underperforming) assets and how the availability of a basis-step up affects this analysis #WeekendReading (Harry Mamaysky QuantStreet Capital)"  
[X Link](https://x.com/MichaelKitces/status/1982477369362276862) [@MichaelKitces](/creator/x/MichaelKitces) 2025-10-26T16:00Z 93.3K followers, 4290 engagements


"Alternative investments have been a hot topic in recent years. When advisors recommend alternatives they assume that "due care" obligation of fiduciary First private funds are likely appropriate only for clients who can absorb the risk (in the worst-case scenario) of a XXX% loss on their investment. Second for advisors who do allocate their clients into private funds there is significant value to provide by vetting and screening private fund managers that can do a good job of safeguarding clients' money. These two takeaways shape the due diligence process for alternative assets like private"  
[X Link](https://x.com/MichaelKitces/status/1982839721307804037) [@MichaelKitces](/creator/x/MichaelKitces) 2025-10-27T16:00Z 93.3K followers, 1313 engagements