[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] [@aj_oommen](/creator/twitter/aj_oommen) "$CVNA $ALLY One part of the Asset Back Securitization (ABS) process is an Independent Accountant's Report on Applying Agreed-Upon Procedures (AUP). This report is an independent objective check on the accuracy and integrity of the data related to the pool of underlying automobile loans or leases. However there is a lot of variance on what is checked between different ABS trusts. Essentially the trust (with the banks selling the securities) say hey accountant check for XYZ things on my loan agreements with customers. Lets see how Ally and Carvanas checks differ: X. Carvana has the accountant" [X Link](https://x.com/aj_oommen/status/1978514991147057576) [@aj_oommen](/creator/x/aj_oommen) 2025-10-15T17:35Z XXX followers, 34.1K engagements "@MinotaurStocks ah I don't think that is the file that was provided to Deloitte for the AUP but rather the initial exhibit for asset level performance / disclosure data that is publicly filed. Also note that the XML contains data for all receivables in the pool" [X Link](https://x.com/aj_oommen/status/1978931657030639749) [@aj_oommen](/creator/x/aj_oommen) 2025-10-16T21:10Z XXX followers, XXX engagements "Yes both $CEP and $CEPO are SPACs and I do own common equity for both. While they have the brand recognition with Cantor Softbank Tether I am less familiar with their leadership. I'd look at the S4s/investor presentations if making a big investment in them. $CEP: $CEPO:" [X Link](https://x.com/aj_oommen/status/1974912313963802962) [@aj_oommen](/creator/x/aj_oommen) 2025-10-05T18:59Z XXX followers, XXX engagements "Carvana CART2025P1 AUP: Ally AART2025 AUP: tagging other folks following $CVNA @silberschmelzer @SilbergleitJr @data168" [X Link](https://x.com/aj_oommen/status/1978515359297655128) [@aj_oommen](/creator/x/aj_oommen) 2025-10-15T17:36Z XXX followers, XXX engagements "@IndraStocks What specifically is silly about it Carvanas AUP checks are lax compared to Allys. Investors and ABS buyers deserve to the quality of product theyre buying into" [X Link](https://x.com/aj_oommen/status/1979393746379977090) [@aj_oommen](/creator/x/aj_oommen) 2025-10-18T03:46Z XXX followers, XX engagements "$MSTR $BTC While the latest price movement has been disappointing I am bullish on @MicroStrategy in the long term. Heres my simplistic take on mNAV and the future of the stock. mNAV measures how the market is valuing the company relative to its underlying Bitcoin holdings and business model. If the market cap of Strategy is $XXX Billion and Strategy holds $XXX billion in bitcoin the mNAV is X. So what justifies a mNAV above X While you could look at leverage growth rates and other factors I think about it in terms of Strategy monetizing its bitcoin holdings. I believe that in the future" [X Link](https://x.com/aj_oommen/status/1979721410839744644) [@aj_oommen](/creator/x/aj_oommen) 2025-10-19T01:29Z XXX followers, XXX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@aj_oommen
"$CVNA $ALLY One part of the Asset Back Securitization (ABS) process is an Independent Accountant's Report on Applying Agreed-Upon Procedures (AUP). This report is an independent objective check on the accuracy and integrity of the data related to the pool of underlying automobile loans or leases. However there is a lot of variance on what is checked between different ABS trusts. Essentially the trust (with the banks selling the securities) say hey accountant check for XYZ things on my loan agreements with customers. Lets see how Ally and Carvanas checks differ: X. Carvana has the accountant"
X Link @aj_oommen 2025-10-15T17:35Z XXX followers, 34.1K engagements
"@MinotaurStocks ah I don't think that is the file that was provided to Deloitte for the AUP but rather the initial exhibit for asset level performance / disclosure data that is publicly filed. Also note that the XML contains data for all receivables in the pool"
X Link @aj_oommen 2025-10-16T21:10Z XXX followers, XXX engagements
"Yes both $CEP and $CEPO are SPACs and I do own common equity for both. While they have the brand recognition with Cantor Softbank Tether I am less familiar with their leadership. I'd look at the S4s/investor presentations if making a big investment in them. $CEP: $CEPO:"
X Link @aj_oommen 2025-10-05T18:59Z XXX followers, XXX engagements
"Carvana CART2025P1 AUP: Ally AART2025 AUP: tagging other folks following $CVNA @silberschmelzer @SilbergleitJr @data168"
X Link @aj_oommen 2025-10-15T17:36Z XXX followers, XXX engagements
"@IndraStocks What specifically is silly about it Carvanas AUP checks are lax compared to Allys. Investors and ABS buyers deserve to the quality of product theyre buying into"
X Link @aj_oommen 2025-10-18T03:46Z XXX followers, XX engagements
"$MSTR $BTC While the latest price movement has been disappointing I am bullish on @MicroStrategy in the long term. Heres my simplistic take on mNAV and the future of the stock. mNAV measures how the market is valuing the company relative to its underlying Bitcoin holdings and business model. If the market cap of Strategy is $XXX Billion and Strategy holds $XXX billion in bitcoin the mNAV is X. So what justifies a mNAV above X While you could look at leverage growth rates and other factors I think about it in terms of Strategy monetizing its bitcoin holdings. I believe that in the future"
X Link @aj_oommen 2025-10-19T01:29Z XXX followers, XXX engagements
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