[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] [@KabraxFX](/creator/twitter/KabraxFX) "These Pita Chips from $CAVA look delicious I can't wait to try them ๐ฅ" [X Link](https://x.com/KabraxFX/status/1975253720796635474) [@KabraxFX](/creator/x/KabraxFX) 2025-10-06T17:36Z 4105 followers, XXX engagements "How does $CAVA's new Status Rewards work See chart below Get better perks each level Not only do you get point multipliers you get more and more delivery fee free orders each year You also get a nice end of year gift for your loyalty too ๐ฅฐ Eat $CAVA love $CAVA ๐" [X Link](https://x.com/KabraxFX/status/1976008104958623967) [@KabraxFX](/creator/x/KabraxFX) 2025-10-08T19:33Z 4105 followers, 2737 engagements "@JonahLupton $ROOT is my number one position setting up beautifully. We're in a demand zone now :)" [X Link](https://x.com/KabraxFX/status/1977779130331754527) [@KabraxFX](/creator/x/KabraxFX) 2025-10-13T16:51Z 4104 followers, 2230 engagements "@weary_centurion I wish you the best but I consider $PYPL the $F of the financial industry. I don't think it deserves a re-rate as you hope for" [X Link](https://x.com/KabraxFX/status/1978444588646850818) [@KabraxFX](/creator/x/KabraxFX) 2025-10-15T12:55Z 4106 followers, XXX engagements "Near term is positive earnings potential partnerships that are always brewing. Price action is intended to scare you make you sell into weakness as they grab the shares. When you sell someone else is picking it up and they're not intending to lose. When there is a clear fundamental disconnect DCA to accumulate is generally a good choice - unless all this was is a trade for price action then you should have let it go long ago. If you're hear for the thesis price action shouldn't scare you. There is only 12.39mil shares not a lot to go around price can drive up as quick as it's come down. Q3" [X Link](https://x.com/KabraxFX/status/1979055781409624427) [@KabraxFX](/creator/x/KabraxFX) 2025-10-17T05:24Z 4106 followers, XX engagements "Let's not forget $OPEN has never achieved gross margins of greater than 10%. Its a worse business than $SG and even $NEGG and retail is heading for another trap like last year. $CVNA's gross margins are XXX% better than $OPEN - they're not the same and its misleading to assume they will ever be" [X Link](https://x.com/KabraxFX/status/1965144675599384904) [@KabraxFX](/creator/x/KabraxFX) 2025-09-08T20:06Z 4114 followers, XXX engagements "It's been my third largest holding. I've had it longer than ROOT. I actually run the discord community for $TMDX as well with XXX members on it if you want to check that one out I can invite :) $TMDX is nearly a monopoly on the organ transplantation scene with the only FDA approved device to transport Lungs Hearts and Livers all in a single device and BY PLANE (no one else is able to carry all these organs by plane let alone a device that does all three in one) and advancing preservation time of the organs from 4-6hrs to 12-24hours with their device. And while its only doing three organs" [X Link](https://x.com/KabraxFX/status/1974593489137778840) [@KabraxFX](/creator/x/KabraxFX) 2025-10-04T21:52Z 4106 followers, 12.1K engagements "Well that was quick 3800 followers We root for $ROOT disrupting the insurance industry ๐ We nom on $CAVA's great food ๐ฅ We pray for $TMDX to deliver organs safely to organ recipients ๐ซ๐ผ" [X Link](https://x.com/KabraxFX/status/1974926201019060328) [@KabraxFX](/creator/x/KabraxFX) 2025-10-05T19:54Z 4105 followers, 4201 engagements "Listen to Jason Shapiro of $ROOT SVP of Biz Development discuss their claims support & how "Pretty much almost all technology at $ROOT it built internally and in-house." ๐ Full quote in interview linked in comments:" [X Link](https://x.com/KabraxFX/status/1975285860083142835) [@KabraxFX](/creator/x/KabraxFX) 2025-10-06T19:43Z 4108 followers, 1691 engagements "Recent $ROOT Interview with Jill Kellett VP of Product & Marketing and Annie Yang Senior Director of Data Science talking about how they compete against the legacy players and their telematics and data science advantage - have a listen ๐:" [X Link](https://x.com/KabraxFX/status/1975599005267902569) [@KabraxFX](/creator/x/KabraxFX) 2025-10-07T16:28Z 4112 followers, 5790 engagements "Between Hyundai & Kia 458706 vehicles were sold in Q3. If XX% financed and 5065% of those that financed used in-house HCA potential $ROOT conversions look like: XXX% = 4873 - 6336 XXX% = 9747 - 12672 XXX% = 14621 - 19007 XX% = 19495 - 25344 XX% = 29242 - 38015" [X Link](https://x.com/KabraxFX/status/1975626724689002501) [@KabraxFX](/creator/x/KabraxFX) 2025-10-07T18:18Z 4113 followers, 5819 engagements "Hey Just wanted to make some comments throughout. 1) The goal is not to have low loss ratio while growing fast its "adhering to strict underwriting discipline" which means not necessarily growing fast but ensuring you've insured quality drivers. 2) Telematics are not equal. $LMND still uses a dongle in connection with the app which implies inferior tech. I have images showing that it's not all app based attached below that was just within the last three weeks taking those images. 3) Loss ratio is not based on miles driven its based on the dollar values of the claims they are receiving and the" [X Link](https://x.com/KabraxFX/status/1975712712253710726) [@KabraxFX](/creator/x/KabraxFX) 2025-10-07T23:59Z 4113 followers, XXX engagements "@CreativeCap89 @QualityGrowthFV @weary_centurion Welcome to the party everyone. Glad its finally making its way through X :) Now check out Jason Shapiro SVP of Business Development with $ROOT" [X Link](https://x.com/KabraxFX/status/1976336797149077965) [@KabraxFX](/creator/x/KabraxFX) 2025-10-09T17:19Z 4111 followers, XXX engagements "Do you have tiered loyalty rewards at a different restaurant $CAVA will match your tiered status if you show them screenshot with proof of your rewards tier at a competitor Get upgraded automatically to Sun Tier within a week ๐ฅ" [X Link](https://x.com/KabraxFX/status/1976408575326158871) [@KabraxFX](/creator/x/KabraxFX) 2025-10-09T22:04Z 4112 followers, 2378 engagements "Listen to Alex Timm CEO of $ROOT talk about how they are making buying insurance both fair and simple for consumers "Incumbents in the industry aren't ready for the way we're disrupting pricing and customer experience and other insurtechs that are following in our footsteps only have a fraction of the data and infrastructure that we've built as a leader in this space." ๐" [X Link](https://x.com/KabraxFX/status/1977484065868775702) [@KabraxFX](/creator/x/KabraxFX) 2025-10-12T21:18Z 4114 followers, 2608 engagements "$ROOT is hiring a Chief of Staff to the CEO ๐ Beyond driving alignment & maximizing Timm's effectiveness the CoS role directly addresses a major investor concern: Communication The CoS will be responsible for Investor Updates Press Interviews and Content Curation. ๐" [X Link](https://x.com/KabraxFX/status/1977858167955661030) [@KabraxFX](/creator/x/KabraxFX) 2025-10-13T22:05Z 4113 followers, 5702 engagements "๐จ $ROOT is hiring a Director of Strategic Finance that includes what everyone has been waiting for - INVESTOR DAYS ๐จ h/t to @RileyE645 for the find" [X Link](https://x.com/KabraxFX/status/1977907292164227118) [@KabraxFX](/creator/x/KabraxFX) 2025-10-14T01:20Z 4108 followers, 7333 engagements "$ROOT partners with @codewordagency "to build a powerful storytelling engine" ๐ Codeword has worked with some of the best companies out there like $NFLX and $SHOP. $ROOT really seems to be upping their game for long-term company growth ๐ฅ" [X Link](https://x.com/KabraxFX/status/1978228627612320231) [@KabraxFX](/creator/x/KabraxFX) 2025-10-14T22:37Z 4110 followers, 5012 engagements "I honestly think they are revolutionizing self-defense but it's not the same as other businesses where product is flying off the shelves or people subscribing en masse. Growth is steady it will compound over time especially as they get these readily into the hands of law enforcement. However revenue is not recurring even with their recent subscription model they are trying to promote it's not an "essential" subscription" [X Link](https://x.com/KabraxFX/status/1978489330831429709) [@KabraxFX](/creator/x/KabraxFX) 2025-10-15T15:53Z 4105 followers, XX engagements "$ROOT casually getting 423k+ views to its name in the below post They're seeing football content but $ROOT might now be living rent free in some people's subconscious. They might not know where they saw $ROOT but when they need insurance their name might feel familiar ๐" [X Link](https://x.com/KabraxFX/status/1978684978180341966) [@KabraxFX](/creator/x/KabraxFX) 2025-10-16T04:50Z 4114 followers, 3717 engagements "@pepemoonboy @jjrinvest You should check out this $ROOT interview with the Senior Director of Data Science (forgot to put Senior in previous message) and VP of Marketing before you do anything:" [X Link](https://x.com/KabraxFX/status/1978815365434966482) [@KabraxFX](/creator/x/KabraxFX) 2025-10-16T13:28Z 4109 followers, XXX engagements "@NetWorthNotes @TradeSignalHQ What about me I post nearly daily about $ROOT since December/January๐ฅฒ" [X Link](https://x.com/KabraxFX/status/1978843593134465214) [@KabraxFX](/creator/x/KabraxFX) 2025-10-16T15:20Z 4105 followers, XXX engagements "They aren't directly competitors due to the size of both companies (still small for both) both could potentially grow very well despite each other and both are really competing against legacy players. Personally my whole bet is on $ROOT not on LMND even though I have a LMND pet policy. I can see the appeal of LMND but $ROOT is more appealing due to where they are at financially. Like I said I think ROOT can reinvest in themselves much better. Maybe ROOT has less customers now but not sure that gap remains so wide into the future. $ROOT is way ahead in auto and that is where the big revenue" [X Link](https://x.com/KabraxFX/status/1979005291934159213) [@KabraxFX](/creator/x/KabraxFX) 2025-10-17T02:03Z 4105 followers, XXX engagements "@CreativeCap89 They want to be in all XX states by end of 2026 so it's coming ๐ Thanks for the insight sounds like $ROOT and $LMND have great opportunity to improve habits in NJ" [X Link](https://x.com/KabraxFX/status/1979186220812173489) [@KabraxFX](/creator/x/KabraxFX) 2025-10-17T14:02Z 4112 followers, XXX engagements "@CreativeCap89 @QualityGrowthFV @weary_centurion After you watch Jason check out Annie Yang Senior Director of Data Science and Jill Kellett VP of Product & Marketing with $ROOT" [X Link](https://x.com/KabraxFX/status/1976337120932528417) [@KabraxFX](/creator/x/KabraxFX) 2025-10-09T17:21Z 4115 followers, XXX engagements "@my_X_trades Please tell me it was Hyundai. Yes this is absolutely true $ROOT is embedding at point of sale at dealerships" [X Link](https://x.com/KabraxFX/status/1979179108786466826) [@KabraxFX](/creator/x/KabraxFX) 2025-10-17T13:34Z 4115 followers, XXX engagements "$ROOT bases your rates on how you drive not based on things like your age zip code or credit score. $ROOT is able to keep rates low because they are choosing quality customers over quantity of customers - they actively remove bad drivers from their insurance pool - so good drivers do not have to pay for bad driver's mistakes and they are able to keep their rates low. Not only that if you prove you are a safe driver you can get a $900-1200 discount on your quoted rate if you do the "Test Drive" (Your initial quote will be higher until you do the test drive they will then revise the quote and" [X Link](https://x.com/KabraxFX/status/1979212532238909627) [@KabraxFX](/creator/x/KabraxFX) 2025-10-17T15:46Z 4115 followers, XX engagements "Its not actually that high for $ROOT it is less than XX% because we have not achieved the 200k long-term Tranche X milestone (days since launch was a few days after last earnings not current). Even if $CVNA is weaker newer partnerships outweigh any potential loss. Hyundai their newer partner sells nearly 2million vehicles a year where $CVNA was only selling 400-500k advancement into independent agencies the other channel like you said and still growing other B2B partnerships in general. $CVNA was a nice proof of concept now its going wider than them. I also don't know that there is weakness" [X Link](https://x.com/KabraxFX/status/1979216749716533520) [@KabraxFX](/creator/x/KabraxFX) 2025-10-17T16:03Z 4115 followers, XXX engagements "Not exactly its just that its a long term growth compounder that is cornering the Mediterranean cuisine niche in the US. Attempting to get to 1000 stores by 2032 currently at XXX. No other Med chain is going national like $CAVA and they are not just simply another American staple like burritos burgers pizza wings or salads. Only about 1.4%-4% of all restaurants are Mediterranean one of the smallest % for a specific cuisine category so there is ample room to grow. Management is fantastic. Maybe watch this older video of them this is part of what inspired me:" [X Link](https://x.com/KabraxFX/status/1976017215330873350) [@KabraxFX](/creator/x/KabraxFX) 2025-10-08T20:09Z 4116 followers, XXX engagements "@realroseceline $ROOT is second cheapest for Minimum Coverage policies third cheapest for Full Coverage (in general) policies and the cheapest for Young Driver Full Coverage in California according to Experian. I think he should run some more quotes" [X Link](https://x.com/KabraxFX/status/1976124810616045683) [@KabraxFX](/creator/x/KabraxFX) 2025-10-09T03:17Z 4116 followers, 1197 engagements "Most of $ROOT's marketing capital spend is going to their Quantitative Science team. This team is engineering every dollar for measurable return by being able to quickly figure out what works and what doesn't allowing $ROOT to maximize growth efficiently" [X Link](https://x.com/KabraxFX/status/1978833538871943587) [@KabraxFX](/creator/x/KabraxFX) 2025-10-16T14:40Z 4116 followers, 1767 engagements "$CAVA beat me to posting their own promotional material by XX seconds. ๐๐คฃ" [X Link](https://x.com/KabraxFX/status/1979229592708915592) [@KabraxFX](/creator/x/KabraxFX) 2025-10-17T16:54Z 4117 followers, XXX engagements "I think that is wrong way of thinking "$ROOT will be 12-14% like $PGR" No $PGR is legacy with an outdated tech stack less efficient and never de-risked their driving pool. $PGR literally accepts any and all customers regardless of the quality of the driver which means that good drivers ARE paying for bad drivers mistakes. $ROOT will have SIGNIFICANTLY better margins and WELL before 2030 since they do actively cut bad drivers from their pool meaning they will pay less policy benifits over their life require less agents to service those customers and claims and therefore expand margins quicker" [X Link](https://x.com/KabraxFX/status/1979659647792640070) [@KabraxFX](/creator/x/KabraxFX) 2025-10-18T21:23Z 4121 followers, XXX engagements "I've mentioned this before. $HOOD's cash back redemption option was originally placed at the very bottom of all other ways to redeem. Only after repeated comments on social media about this deceptive method putting all other lower redeeming options ahead of cash back did $HOOD finally move it up a bit to hide that they are intentionally trying to get you to redeem less points" [X Link](https://x.com/KabraxFX/status/1979691516219322390) [@KabraxFX](/creator/x/KabraxFX) 2025-10-18T23:30Z 4121 followers, XXX engagements "$ROOT is likely going to be one of the best opportunities through the whole next year. Waiting to buy is going to force many people to miss out. It is making its way into a $CVNA style recovery to the upside from profitability and valued at just under $1.35B as of right now" [X Link](https://x.com/KabraxFX/status/1975224806502236237) [@KabraxFX](/creator/x/KabraxFX) 2025-10-06T15:41Z 4115 followers, 3437 engagements "$ROOT is announcing earnings AH 11/5 one full week after $CVNA announces theirs on 10/29" [X Link](https://x.com/KabraxFX/status/1975664112702267441) [@KabraxFX](/creator/x/KabraxFX) 2025-10-07T20:46Z 4115 followers, 2063 engagements "What other loyalty rewards can be matched to gain $CAVA's top tier Restaurant: Starbucks Crumbl Cookies Noodles & Company Chick-Fil-A Chopt Travel/Cruise: American Airlines Delta Airlines United Airlines Jetblue Airways Southwest Airlines Amtrak Royal Caribbean Virgin Norwegian Cruise Line Celebrity Cruises Retail/Beauty: Sephora Nordstrom Alo BR/Gap/Old Navy/Athleta Hospitality: Hyatt Marriott Hilton IHG" [X Link](https://x.com/KabraxFX/status/1976458612332720634) [@KabraxFX](/creator/x/KabraxFX) 2025-10-10T01:23Z 4115 followers, 1321 engagements "$ROOT isn't single line they also do renters in nine states currently and homeowners throughout the US through third-party partner Homesite both of which can be bundled with $ROOT. $ROOT also wants to be "the largest and most profitable personal lines insurance company in the US" which implies they will continue to expand into other lines for additional revenue streams. Big difference though $ROOT makes more than 2x the revenue LMND does but only has XX% of the amount of customers and is profitable today. $ROOT can reinvest their profits into themselves for further growth while LMND still has" [X Link](https://x.com/KabraxFX/status/1978999995153158658) [@KabraxFX](/creator/x/KabraxFX) 2025-10-17T01:42Z 4116 followers, XXX engagements "$CAVA continues to innovate in digital engagement. The new $CAVA x Clix Chicken Shawarma Bowl is a mobile & web-only menu drop - paired with a gamified rewards challenge offering bonus points as you order more and even a custom $CAVA gaming PC ๐ Users activate the challenge through the $CAVA app or website under Challenges. Smart way to deepen loyalty test digital conversion and reach the gaming demographic (Challenge bonus points available to be earned through 11/23). $CMG $SG $MCD" [X Link](https://x.com/KabraxFX/status/1979227325289107542) [@KabraxFX](/creator/x/KabraxFX) 2025-10-17T16:45Z 4116 followers, XXX engagements "The new Clix $CAVA Bowl looks fire ngl - even has Fire Roasted Corn๐ฅ" [X Link](https://x.com/KabraxFX/status/1979228497471246832) [@KabraxFX](/creator/x/KabraxFX) 2025-10-17T16:50Z 4115 followers, XXX engagements "$ROOT is number X that's right Head to @TheStocksKing website to vote for what you believe is the best stock to buy for the week $MP $TSLA $AMD" [X Link](https://x.com/KabraxFX/status/1979232365810717025) [@KabraxFX](/creator/x/KabraxFX) 2025-10-17T17:05Z 4115 followers, XXX engagements "@zarnubeus @SimeonResearch_ @Mindset4Money_X That's not correct. 1) $ROOT does not release partnership numbers nor does $CVNA. 2) The contract between the companies lock in the exclusive relationship until 2027 so there is no "dropping" or "switching them." $ROOT and $CVNA have both benefitted from the relationship" [X Link](https://x.com/KabraxFX/status/1979541701665648847) [@KabraxFX](/creator/x/KabraxFX) 2025-10-18T13:34Z 4115 followers, XXX engagements "@dingies @DeepValueBagger That doesn't make sense Paypal is an old company now that is now the legacy player Root is a new company disrupting the legacy players" [X Link](https://x.com/KabraxFX/status/1979620999873380366) [@KabraxFX](/creator/x/KabraxFX) 2025-10-18T18:50Z 4115 followers, XX engagements "Meet Sundararajan 'Srini' Srinivasan $ROOT's new Chief Information Security Officer (CISO) & Head of IT ๐ฅณ Srini comes to $ROOT after six years at $CHWY where he helped the company scale securely as it grew its active customer base from XXXX mil to XXXX mil customers an increase of nearly X million users ๐คฏ His leadership has been proven in building resilient systems at $CHWY and enabling rapid growth. Now he's bringing that same expertise to $ROOT where his focus on security scalability and innovation should strengthen the company's foundation for future expansion ๐" [X Link](https://x.com/KabraxFX/status/1973156174192320829) [@KabraxFX](/creator/x/KabraxFX) 2025-09-30T22:41Z 4121 followers, 15.8K engagements "Restarted my position on $KLAR" [X Link](https://x.com/KabraxFX/status/1973801917710283091) [@KabraxFX](/creator/x/KabraxFX) 2025-10-02T17:27Z 4121 followers, 4300 engagements "If you have not seen $TMDX's award winning state-of-the-art Command Center and operations team that is the center of all organ transporting operations for $TMDX watch it here now and be amazed ๐ $TMDX is disrupting the entire organ transplant industry ๐ฅ" [X Link](https://x.com/KabraxFX/status/1974636828268576985) [@KabraxFX](/creator/x/KabraxFX) 2025-10-05T00:44Z 4119 followers, 6154 engagements "Closed $KLAR for +$210.07 very small but I want to actually wait until end of lockup before really getting into the name and needed to free up cash too" [X Link](https://x.com/KabraxFX/status/1975924523053502634) [@KabraxFX](/creator/x/KabraxFX) 2025-10-08T14:01Z 4121 followers, XXX engagements "If $ROOT can achieve XX% YoY growth on current revenue of $1.365B that puts them at $1.843B revenue in one year. If given a XXX P/S that becomes $5.528B and divide that by total shares outstanding of XXXXX Mil that puts $ROOT at a share price of $XXX in one year's time. ๐" [X Link](https://x.com/KabraxFX/status/1976334312284041517) [@KabraxFX](/creator/x/KabraxFX) 2025-10-09T17:09Z 4117 followers, 3174 engagements "Ha. Looks like $SERV will actually be used for $DASH (for now.) ๐ฎ" [X Link](https://x.com/KabraxFX/status/1976417436166767093) [@KabraxFX](/creator/x/KabraxFX) 2025-10-09T22:40Z 4116 followers, 1319 engagements "$ROOT is a compelling investment ๐ - One full year of profitability - Consistent revenue growth Q/Q Y/Y - Founder-led - Best-in-class loss ratio improvement driven by quant CTO through AI data science & machine learning - Expanding Partnerships & Independent Agents channels" [X Link](https://x.com/KabraxFX/status/1978107078217490934) [@KabraxFX](/creator/x/KabraxFX) 2025-10-14T14:34Z 4121 followers, 6217 engagements "Every day is a great day to save lives with $TMDX โค" [X Link](https://x.com/KabraxFX/status/1978287112177746151) [@KabraxFX](/creator/x/KabraxFX) 2025-10-15T02:29Z 4121 followers, 2449 engagements "Concerned about $ROOT's price action today It isn't specific to $ROOT its the whole P&C insurance industry today. $PGR $CB $ALL $AIG $SLDE $LMND and more are all down today. Use it as an opportunity" [X Link](https://x.com/KabraxFX/status/1978852846884790580) [@KabraxFX](/creator/x/KabraxFX) 2025-10-16T15:57Z 4121 followers, 1734 engagements "Yes but like any other insurance company you get discounts for opting into other things. If you don't want to advocate for yourself and do the right steps to get the most discount that is on you bud. I don't think you get what $ROOT's goal is and based on your responses you are not the right customer" [X Link](https://x.com/KabraxFX/status/1978854128429494763) [@KabraxFX](/creator/x/KabraxFX) 2025-10-16T16:02Z 4121 followers, XXX engagements "@JM_Investment0 Hyundai/Kia just had record Q3 sales which bodes well for $ROOT. I posted about it here" [X Link](https://x.com/KabraxFX/status/1978884688791113888) [@KabraxFX](/creator/x/KabraxFX) 2025-10-16T18:04Z 4121 followers, XXX engagements "@JM_Investment0 I made some estimates for $ROOT too if they get conversions" [X Link](https://x.com/KabraxFX/status/1978884822425809124) [@KabraxFX](/creator/x/KabraxFX) 2025-10-16T18:04Z 4121 followers, XXX engagements "Let's not forget that Hyundai (also owns Kia/Genesis) one of $ROOT's partners that offers $ROOT exclusively just had record-breaking Q3 Sales ๐" [X Link](https://x.com/KabraxFX/status/1978889425703907814) [@KabraxFX](/creator/x/KabraxFX) 2025-10-16T18:22Z 4119 followers, 3320 engagements "Analysts still think $ROOT's revenue is going to shrink by $30mil+ Get real" [X Link](https://x.com/KabraxFX/status/1978901830219551153) [@KabraxFX](/creator/x/KabraxFX) 2025-10-16T19:12Z 4121 followers, 3255 engagements ""When we launched the product it was just pure nerves. You sort of have all this excitement you're finally going to launch the product finally see what consumers do and I'll be honest - nothing happened - crickets." - $ROOT CEO Alex Timm - X years ago ๐ง Today $ROOT has grown its book to 455k+ high-quality Policies-in-Force and growing. ๐ Since the earlier days $ROOT has made many achievements in the industry: - $ROOT was the first US carrier built entirely around a mobile app. - $ROOT was the first to base premiums primarily on actual driving behavior and not demographics. - $ROOT was the" [X Link](https://x.com/KabraxFX/status/1978976960882840026) [@KabraxFX](/creator/x/KabraxFX) 2025-10-17T00:10Z 4121 followers, 4774 engagements "$TSLA API has been available for developers for two years. You don't need to be partnered with them to use the API. There is likely no official $LMND partnership despite the integration. This post below is misleading" [X Link](https://x.com/KabraxFX/status/1979168810729894291) [@KabraxFX](/creator/x/KabraxFX) 2025-10-17T12:53Z 4121 followers, 1441 engagements "@CreativeCap89 Sounds like you also described $ROOT minus number X but they are likely available in your state. You give them a test drive yet Some of the best policy rates in the nation for full coverage" [X Link](https://x.com/KabraxFX/status/1979181734475472947) [@KabraxFX](/creator/x/KabraxFX) 2025-10-17T13:44Z 4121 followers, XXX engagements "You could win a Custom gaming PC at $CAVA" [X Link](https://x.com/KabraxFX/status/1979297908941033739) [@KabraxFX](/creator/x/KabraxFX) 2025-10-17T21:26Z 4121 followers, 1166 engagements "If you got some time today you should watch this video of $ROOT's CEO Alex Timm. ๐ Goes into how Alex started $ROOT his pitch and answers many questions about the differences between them and competitors. Keep in mind the video is X years old" [X Link](https://x.com/KabraxFX/status/1979565590886191335) [@KabraxFX](/creator/x/KabraxFX) 2025-10-18T15:09Z 4121 followers, 2722 engagements "@JM_Investment0 @Spike_1567 Keep in mind $ROOT's goal is "not to be as good as $PGR" but to be "the largest and MOST PROFITABLE personal lines insurance company in the US" - they aren't stopping at $PGR numbers" [X Link](https://x.com/KabraxFX/status/1979660006250426494) [@KabraxFX](/creator/x/KabraxFX) 2025-10-18T21:25Z 4121 followers, XXX engagements "@Spike_1567 @JM_Investment0 I think you and @JM_Investment0 would benefit from watching this old video from the CEO - Alex actually talks about PGR in here and the differences $ROOT $PGR and others along with understanding where the underlying business came from and was going" [X Link](https://x.com/KabraxFX/status/1979661424235631080) [@KabraxFX](/creator/x/KabraxFX) 2025-10-18T21:30Z 4121 followers, XX engagements "Yes plus better and faster technology and that $ROOT is embedding directly at point of sale like with $CVNA and Hyundai where $PGR is still legacy style selling. Think of it this way if a business partner like Hyundai automatically offers every single customer a chance to have their insurance and a customer converts to $ROOT's product besides the commission they pay to the partner for sourcing that policy origination it costs them nothing. Meanwhile you got $PGR out there spending hundreds of millions on traditional marketing a year trying to snatch up a marginal amount of customers the" [X Link](https://x.com/KabraxFX/status/1979662942816911760) [@KabraxFX](/creator/x/KabraxFX) 2025-10-18T21:36Z 4121 followers, XXX engagements "Well those are just two names $ROOT has over twenty partners including being the preferred provider for Kelly Blue Book and AutoTrader (same company) preferred provider in select states for Toyota and embedded on many other websites like Experian Credit Karma and with partners like $GSHD (reporting this Wednesday) EZLynx and PL Raters. They started recently entering the Independent Agents channel with their $ROOT Agent Platform (RAP) that allows agents to quote/bind insurance in under X minutes and that only started in December of last year. Since then as of Q2 they are only at X% of the" [X Link](https://x.com/KabraxFX/status/1979667003159023662) [@KabraxFX](/creator/x/KabraxFX) 2025-10-18T21:52Z 4121 followers, XXX engagements "and two final points Hyundai relationship JUST started in April. It has been only ONE full quarter since the partnership started. What does this look like by next April after a full year of development and growth between the partners and their relationship The $CVNA sells about 400-500k vehicles a year Hyundai does 2million vehicles a year and is ramping up US production by 2027 an additional 500k vehicles/year built in the US and expects to have XX% of all Hyundai production US based by 2030" [X Link](https://x.com/KabraxFX/status/1979667893647544801) [@KabraxFX](/creator/x/KabraxFX) 2025-10-18T21:56Z 4121 followers, XXX engagements "@wealthmatica Congrats Great content so well deserved. $ZETA for the win :)" [X Link](https://x.com/KabraxFX/status/1979685960322552130) [@KabraxFX](/creator/x/KabraxFX) 2025-10-18T23:08Z 4121 followers, XXX engagements "My concern is this: Despite their growth despite all the revenue that OSCR is able to pull in they keep nearly none of what they make. ROOT makes more profit despite having nearly XX% less revenue. When you have a mandatory 80%+ MLR that leaves very little room for operating leverage to drive you to profit. ROOT having a nearly XX% GLR is almost XXX% better than OSCR is able to achieve and ROOT is able to actively adjust rates throughout the year where OSCR is typically limited to a once yearly renewal rate. OSCR appears more profitable in the first half of the year because policy holders" [X Link](https://x.com/KabraxFX/status/1979740662716334146) [@KabraxFX](/creator/x/KabraxFX) 2025-10-19T02:45Z 4121 followers, XX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@KabraxFX
"These Pita Chips from $CAVA look delicious I can't wait to try them ๐ฅ"
X Link @KabraxFX 2025-10-06T17:36Z 4105 followers, XXX engagements
"How does $CAVA's new Status Rewards work See chart below Get better perks each level Not only do you get point multipliers you get more and more delivery fee free orders each year You also get a nice end of year gift for your loyalty too ๐ฅฐ Eat $CAVA love $CAVA ๐"
X Link @KabraxFX 2025-10-08T19:33Z 4105 followers, 2737 engagements
"@JonahLupton $ROOT is my number one position setting up beautifully. We're in a demand zone now :)"
X Link @KabraxFX 2025-10-13T16:51Z 4104 followers, 2230 engagements
"@weary_centurion I wish you the best but I consider $PYPL the $F of the financial industry. I don't think it deserves a re-rate as you hope for"
X Link @KabraxFX 2025-10-15T12:55Z 4106 followers, XXX engagements
"Near term is positive earnings potential partnerships that are always brewing. Price action is intended to scare you make you sell into weakness as they grab the shares. When you sell someone else is picking it up and they're not intending to lose. When there is a clear fundamental disconnect DCA to accumulate is generally a good choice - unless all this was is a trade for price action then you should have let it go long ago. If you're hear for the thesis price action shouldn't scare you. There is only 12.39mil shares not a lot to go around price can drive up as quick as it's come down. Q3"
X Link @KabraxFX 2025-10-17T05:24Z 4106 followers, XX engagements
"Let's not forget $OPEN has never achieved gross margins of greater than 10%. Its a worse business than $SG and even $NEGG and retail is heading for another trap like last year. $CVNA's gross margins are XXX% better than $OPEN - they're not the same and its misleading to assume they will ever be"
X Link @KabraxFX 2025-09-08T20:06Z 4114 followers, XXX engagements
"It's been my third largest holding. I've had it longer than ROOT. I actually run the discord community for $TMDX as well with XXX members on it if you want to check that one out I can invite :) $TMDX is nearly a monopoly on the organ transplantation scene with the only FDA approved device to transport Lungs Hearts and Livers all in a single device and BY PLANE (no one else is able to carry all these organs by plane let alone a device that does all three in one) and advancing preservation time of the organs from 4-6hrs to 12-24hours with their device. And while its only doing three organs"
X Link @KabraxFX 2025-10-04T21:52Z 4106 followers, 12.1K engagements
"Well that was quick 3800 followers We root for $ROOT disrupting the insurance industry ๐ We nom on $CAVA's great food ๐ฅ We pray for $TMDX to deliver organs safely to organ recipients ๐ซ๐ผ"
X Link @KabraxFX 2025-10-05T19:54Z 4105 followers, 4201 engagements
"Listen to Jason Shapiro of $ROOT SVP of Biz Development discuss their claims support & how "Pretty much almost all technology at $ROOT it built internally and in-house." ๐ Full quote in interview linked in comments:"
X Link @KabraxFX 2025-10-06T19:43Z 4108 followers, 1691 engagements
"Recent $ROOT Interview with Jill Kellett VP of Product & Marketing and Annie Yang Senior Director of Data Science talking about how they compete against the legacy players and their telematics and data science advantage - have a listen ๐:"
X Link @KabraxFX 2025-10-07T16:28Z 4112 followers, 5790 engagements
"Between Hyundai & Kia 458706 vehicles were sold in Q3. If XX% financed and 5065% of those that financed used in-house HCA potential $ROOT conversions look like: XXX% = 4873 - 6336 XXX% = 9747 - 12672 XXX% = 14621 - 19007 XX% = 19495 - 25344 XX% = 29242 - 38015"
X Link @KabraxFX 2025-10-07T18:18Z 4113 followers, 5819 engagements
"Hey Just wanted to make some comments throughout. 1) The goal is not to have low loss ratio while growing fast its "adhering to strict underwriting discipline" which means not necessarily growing fast but ensuring you've insured quality drivers. 2) Telematics are not equal. $LMND still uses a dongle in connection with the app which implies inferior tech. I have images showing that it's not all app based attached below that was just within the last three weeks taking those images. 3) Loss ratio is not based on miles driven its based on the dollar values of the claims they are receiving and the"
X Link @KabraxFX 2025-10-07T23:59Z 4113 followers, XXX engagements
"@CreativeCap89 @QualityGrowthFV @weary_centurion Welcome to the party everyone. Glad its finally making its way through X :) Now check out Jason Shapiro SVP of Business Development with $ROOT"
X Link @KabraxFX 2025-10-09T17:19Z 4111 followers, XXX engagements
"Do you have tiered loyalty rewards at a different restaurant $CAVA will match your tiered status if you show them screenshot with proof of your rewards tier at a competitor Get upgraded automatically to Sun Tier within a week ๐ฅ"
X Link @KabraxFX 2025-10-09T22:04Z 4112 followers, 2378 engagements
"Listen to Alex Timm CEO of $ROOT talk about how they are making buying insurance both fair and simple for consumers "Incumbents in the industry aren't ready for the way we're disrupting pricing and customer experience and other insurtechs that are following in our footsteps only have a fraction of the data and infrastructure that we've built as a leader in this space." ๐"
X Link @KabraxFX 2025-10-12T21:18Z 4114 followers, 2608 engagements
"$ROOT is hiring a Chief of Staff to the CEO ๐ Beyond driving alignment & maximizing Timm's effectiveness the CoS role directly addresses a major investor concern: Communication The CoS will be responsible for Investor Updates Press Interviews and Content Curation. ๐"
X Link @KabraxFX 2025-10-13T22:05Z 4113 followers, 5702 engagements
"๐จ $ROOT is hiring a Director of Strategic Finance that includes what everyone has been waiting for - INVESTOR DAYS ๐จ h/t to @RileyE645 for the find"
X Link @KabraxFX 2025-10-14T01:20Z 4108 followers, 7333 engagements
"$ROOT partners with @codewordagency "to build a powerful storytelling engine" ๐ Codeword has worked with some of the best companies out there like $NFLX and $SHOP. $ROOT really seems to be upping their game for long-term company growth ๐ฅ"
X Link @KabraxFX 2025-10-14T22:37Z 4110 followers, 5012 engagements
"I honestly think they are revolutionizing self-defense but it's not the same as other businesses where product is flying off the shelves or people subscribing en masse. Growth is steady it will compound over time especially as they get these readily into the hands of law enforcement. However revenue is not recurring even with their recent subscription model they are trying to promote it's not an "essential" subscription"
X Link @KabraxFX 2025-10-15T15:53Z 4105 followers, XX engagements
"$ROOT casually getting 423k+ views to its name in the below post They're seeing football content but $ROOT might now be living rent free in some people's subconscious. They might not know where they saw $ROOT but when they need insurance their name might feel familiar ๐"
X Link @KabraxFX 2025-10-16T04:50Z 4114 followers, 3717 engagements
"@pepemoonboy @jjrinvest You should check out this $ROOT interview with the Senior Director of Data Science (forgot to put Senior in previous message) and VP of Marketing before you do anything:"
X Link @KabraxFX 2025-10-16T13:28Z 4109 followers, XXX engagements
"@NetWorthNotes @TradeSignalHQ What about me I post nearly daily about $ROOT since December/January๐ฅฒ"
X Link @KabraxFX 2025-10-16T15:20Z 4105 followers, XXX engagements
"They aren't directly competitors due to the size of both companies (still small for both) both could potentially grow very well despite each other and both are really competing against legacy players. Personally my whole bet is on $ROOT not on LMND even though I have a LMND pet policy. I can see the appeal of LMND but $ROOT is more appealing due to where they are at financially. Like I said I think ROOT can reinvest in themselves much better. Maybe ROOT has less customers now but not sure that gap remains so wide into the future. $ROOT is way ahead in auto and that is where the big revenue"
X Link @KabraxFX 2025-10-17T02:03Z 4105 followers, XXX engagements
"@CreativeCap89 They want to be in all XX states by end of 2026 so it's coming ๐ Thanks for the insight sounds like $ROOT and $LMND have great opportunity to improve habits in NJ"
X Link @KabraxFX 2025-10-17T14:02Z 4112 followers, XXX engagements
"@CreativeCap89 @QualityGrowthFV @weary_centurion After you watch Jason check out Annie Yang Senior Director of Data Science and Jill Kellett VP of Product & Marketing with $ROOT"
X Link @KabraxFX 2025-10-09T17:21Z 4115 followers, XXX engagements
"@my_X_trades Please tell me it was Hyundai. Yes this is absolutely true $ROOT is embedding at point of sale at dealerships"
X Link @KabraxFX 2025-10-17T13:34Z 4115 followers, XXX engagements
"$ROOT bases your rates on how you drive not based on things like your age zip code or credit score. $ROOT is able to keep rates low because they are choosing quality customers over quantity of customers - they actively remove bad drivers from their insurance pool - so good drivers do not have to pay for bad driver's mistakes and they are able to keep their rates low. Not only that if you prove you are a safe driver you can get a $900-1200 discount on your quoted rate if you do the "Test Drive" (Your initial quote will be higher until you do the test drive they will then revise the quote and"
X Link @KabraxFX 2025-10-17T15:46Z 4115 followers, XX engagements
"Its not actually that high for $ROOT it is less than XX% because we have not achieved the 200k long-term Tranche X milestone (days since launch was a few days after last earnings not current). Even if $CVNA is weaker newer partnerships outweigh any potential loss. Hyundai their newer partner sells nearly 2million vehicles a year where $CVNA was only selling 400-500k advancement into independent agencies the other channel like you said and still growing other B2B partnerships in general. $CVNA was a nice proof of concept now its going wider than them. I also don't know that there is weakness"
X Link @KabraxFX 2025-10-17T16:03Z 4115 followers, XXX engagements
"Not exactly its just that its a long term growth compounder that is cornering the Mediterranean cuisine niche in the US. Attempting to get to 1000 stores by 2032 currently at XXX. No other Med chain is going national like $CAVA and they are not just simply another American staple like burritos burgers pizza wings or salads. Only about 1.4%-4% of all restaurants are Mediterranean one of the smallest % for a specific cuisine category so there is ample room to grow. Management is fantastic. Maybe watch this older video of them this is part of what inspired me:"
X Link @KabraxFX 2025-10-08T20:09Z 4116 followers, XXX engagements
"@realroseceline $ROOT is second cheapest for Minimum Coverage policies third cheapest for Full Coverage (in general) policies and the cheapest for Young Driver Full Coverage in California according to Experian. I think he should run some more quotes"
X Link @KabraxFX 2025-10-09T03:17Z 4116 followers, 1197 engagements
"Most of $ROOT's marketing capital spend is going to their Quantitative Science team. This team is engineering every dollar for measurable return by being able to quickly figure out what works and what doesn't allowing $ROOT to maximize growth efficiently"
X Link @KabraxFX 2025-10-16T14:40Z 4116 followers, 1767 engagements
"$CAVA beat me to posting their own promotional material by XX seconds. ๐๐คฃ"
X Link @KabraxFX 2025-10-17T16:54Z 4117 followers, XXX engagements
"I think that is wrong way of thinking "$ROOT will be 12-14% like $PGR" No $PGR is legacy with an outdated tech stack less efficient and never de-risked their driving pool. $PGR literally accepts any and all customers regardless of the quality of the driver which means that good drivers ARE paying for bad drivers mistakes. $ROOT will have SIGNIFICANTLY better margins and WELL before 2030 since they do actively cut bad drivers from their pool meaning they will pay less policy benifits over their life require less agents to service those customers and claims and therefore expand margins quicker"
X Link @KabraxFX 2025-10-18T21:23Z 4121 followers, XXX engagements
"I've mentioned this before. $HOOD's cash back redemption option was originally placed at the very bottom of all other ways to redeem. Only after repeated comments on social media about this deceptive method putting all other lower redeeming options ahead of cash back did $HOOD finally move it up a bit to hide that they are intentionally trying to get you to redeem less points"
X Link @KabraxFX 2025-10-18T23:30Z 4121 followers, XXX engagements
"$ROOT is likely going to be one of the best opportunities through the whole next year. Waiting to buy is going to force many people to miss out. It is making its way into a $CVNA style recovery to the upside from profitability and valued at just under $1.35B as of right now"
X Link @KabraxFX 2025-10-06T15:41Z 4115 followers, 3437 engagements
"$ROOT is announcing earnings AH 11/5 one full week after $CVNA announces theirs on 10/29"
X Link @KabraxFX 2025-10-07T20:46Z 4115 followers, 2063 engagements
"What other loyalty rewards can be matched to gain $CAVA's top tier Restaurant: Starbucks Crumbl Cookies Noodles & Company Chick-Fil-A Chopt Travel/Cruise: American Airlines Delta Airlines United Airlines Jetblue Airways Southwest Airlines Amtrak Royal Caribbean Virgin Norwegian Cruise Line Celebrity Cruises Retail/Beauty: Sephora Nordstrom Alo BR/Gap/Old Navy/Athleta Hospitality: Hyatt Marriott Hilton IHG"
X Link @KabraxFX 2025-10-10T01:23Z 4115 followers, 1321 engagements
"$ROOT isn't single line they also do renters in nine states currently and homeowners throughout the US through third-party partner Homesite both of which can be bundled with $ROOT. $ROOT also wants to be "the largest and most profitable personal lines insurance company in the US" which implies they will continue to expand into other lines for additional revenue streams. Big difference though $ROOT makes more than 2x the revenue LMND does but only has XX% of the amount of customers and is profitable today. $ROOT can reinvest their profits into themselves for further growth while LMND still has"
X Link @KabraxFX 2025-10-17T01:42Z 4116 followers, XXX engagements
"$CAVA continues to innovate in digital engagement. The new $CAVA x Clix Chicken Shawarma Bowl is a mobile & web-only menu drop - paired with a gamified rewards challenge offering bonus points as you order more and even a custom $CAVA gaming PC ๐ Users activate the challenge through the $CAVA app or website under Challenges. Smart way to deepen loyalty test digital conversion and reach the gaming demographic (Challenge bonus points available to be earned through 11/23). $CMG $SG $MCD"
X Link @KabraxFX 2025-10-17T16:45Z 4116 followers, XXX engagements
"The new Clix $CAVA Bowl looks fire ngl - even has Fire Roasted Corn๐ฅ"
X Link @KabraxFX 2025-10-17T16:50Z 4115 followers, XXX engagements
"$ROOT is number X that's right Head to @TheStocksKing website to vote for what you believe is the best stock to buy for the week $MP $TSLA $AMD"
X Link @KabraxFX 2025-10-17T17:05Z 4115 followers, XXX engagements
"@zarnubeus @SimeonResearch_ @Mindset4Money_X That's not correct. 1) $ROOT does not release partnership numbers nor does $CVNA. 2) The contract between the companies lock in the exclusive relationship until 2027 so there is no "dropping" or "switching them." $ROOT and $CVNA have both benefitted from the relationship"
X Link @KabraxFX 2025-10-18T13:34Z 4115 followers, XXX engagements
"@dingies @DeepValueBagger That doesn't make sense Paypal is an old company now that is now the legacy player Root is a new company disrupting the legacy players"
X Link @KabraxFX 2025-10-18T18:50Z 4115 followers, XX engagements
"Meet Sundararajan 'Srini' Srinivasan $ROOT's new Chief Information Security Officer (CISO) & Head of IT ๐ฅณ Srini comes to $ROOT after six years at $CHWY where he helped the company scale securely as it grew its active customer base from XXXX mil to XXXX mil customers an increase of nearly X million users ๐คฏ His leadership has been proven in building resilient systems at $CHWY and enabling rapid growth. Now he's bringing that same expertise to $ROOT where his focus on security scalability and innovation should strengthen the company's foundation for future expansion ๐"
X Link @KabraxFX 2025-09-30T22:41Z 4121 followers, 15.8K engagements
"Restarted my position on $KLAR"
X Link @KabraxFX 2025-10-02T17:27Z 4121 followers, 4300 engagements
"If you have not seen $TMDX's award winning state-of-the-art Command Center and operations team that is the center of all organ transporting operations for $TMDX watch it here now and be amazed ๐ $TMDX is disrupting the entire organ transplant industry ๐ฅ"
X Link @KabraxFX 2025-10-05T00:44Z 4119 followers, 6154 engagements
"Closed $KLAR for +$210.07 very small but I want to actually wait until end of lockup before really getting into the name and needed to free up cash too"
X Link @KabraxFX 2025-10-08T14:01Z 4121 followers, XXX engagements
"If $ROOT can achieve XX% YoY growth on current revenue of $1.365B that puts them at $1.843B revenue in one year. If given a XXX P/S that becomes $5.528B and divide that by total shares outstanding of XXXXX Mil that puts $ROOT at a share price of $XXX in one year's time. ๐"
X Link @KabraxFX 2025-10-09T17:09Z 4117 followers, 3174 engagements
"Ha. Looks like $SERV will actually be used for $DASH (for now.) ๐ฎ"
X Link @KabraxFX 2025-10-09T22:40Z 4116 followers, 1319 engagements
"$ROOT is a compelling investment ๐ - One full year of profitability - Consistent revenue growth Q/Q Y/Y - Founder-led - Best-in-class loss ratio improvement driven by quant CTO through AI data science & machine learning - Expanding Partnerships & Independent Agents channels"
X Link @KabraxFX 2025-10-14T14:34Z 4121 followers, 6217 engagements
"Every day is a great day to save lives with $TMDX โค"
X Link @KabraxFX 2025-10-15T02:29Z 4121 followers, 2449 engagements
"Concerned about $ROOT's price action today It isn't specific to $ROOT its the whole P&C insurance industry today. $PGR $CB $ALL $AIG $SLDE $LMND and more are all down today. Use it as an opportunity"
X Link @KabraxFX 2025-10-16T15:57Z 4121 followers, 1734 engagements
"Yes but like any other insurance company you get discounts for opting into other things. If you don't want to advocate for yourself and do the right steps to get the most discount that is on you bud. I don't think you get what $ROOT's goal is and based on your responses you are not the right customer"
X Link @KabraxFX 2025-10-16T16:02Z 4121 followers, XXX engagements
"@JM_Investment0 Hyundai/Kia just had record Q3 sales which bodes well for $ROOT. I posted about it here"
X Link @KabraxFX 2025-10-16T18:04Z 4121 followers, XXX engagements
"@JM_Investment0 I made some estimates for $ROOT too if they get conversions"
X Link @KabraxFX 2025-10-16T18:04Z 4121 followers, XXX engagements
"Let's not forget that Hyundai (also owns Kia/Genesis) one of $ROOT's partners that offers $ROOT exclusively just had record-breaking Q3 Sales ๐"
X Link @KabraxFX 2025-10-16T18:22Z 4119 followers, 3320 engagements
"Analysts still think $ROOT's revenue is going to shrink by $30mil+ Get real"
X Link @KabraxFX 2025-10-16T19:12Z 4121 followers, 3255 engagements
""When we launched the product it was just pure nerves. You sort of have all this excitement you're finally going to launch the product finally see what consumers do and I'll be honest - nothing happened - crickets." - $ROOT CEO Alex Timm - X years ago ๐ง Today $ROOT has grown its book to 455k+ high-quality Policies-in-Force and growing. ๐ Since the earlier days $ROOT has made many achievements in the industry: - $ROOT was the first US carrier built entirely around a mobile app. - $ROOT was the first to base premiums primarily on actual driving behavior and not demographics. - $ROOT was the"
X Link @KabraxFX 2025-10-17T00:10Z 4121 followers, 4774 engagements
"$TSLA API has been available for developers for two years. You don't need to be partnered with them to use the API. There is likely no official $LMND partnership despite the integration. This post below is misleading"
X Link @KabraxFX 2025-10-17T12:53Z 4121 followers, 1441 engagements
"@CreativeCap89 Sounds like you also described $ROOT minus number X but they are likely available in your state. You give them a test drive yet Some of the best policy rates in the nation for full coverage"
X Link @KabraxFX 2025-10-17T13:44Z 4121 followers, XXX engagements
"You could win a Custom gaming PC at $CAVA"
X Link @KabraxFX 2025-10-17T21:26Z 4121 followers, 1166 engagements
"If you got some time today you should watch this video of $ROOT's CEO Alex Timm. ๐ Goes into how Alex started $ROOT his pitch and answers many questions about the differences between them and competitors. Keep in mind the video is X years old"
X Link @KabraxFX 2025-10-18T15:09Z 4121 followers, 2722 engagements
"@JM_Investment0 @Spike_1567 Keep in mind $ROOT's goal is "not to be as good as $PGR" but to be "the largest and MOST PROFITABLE personal lines insurance company in the US" - they aren't stopping at $PGR numbers"
X Link @KabraxFX 2025-10-18T21:25Z 4121 followers, XXX engagements
"@Spike_1567 @JM_Investment0 I think you and @JM_Investment0 would benefit from watching this old video from the CEO - Alex actually talks about PGR in here and the differences $ROOT $PGR and others along with understanding where the underlying business came from and was going"
X Link @KabraxFX 2025-10-18T21:30Z 4121 followers, XX engagements
"Yes plus better and faster technology and that $ROOT is embedding directly at point of sale like with $CVNA and Hyundai where $PGR is still legacy style selling. Think of it this way if a business partner like Hyundai automatically offers every single customer a chance to have their insurance and a customer converts to $ROOT's product besides the commission they pay to the partner for sourcing that policy origination it costs them nothing. Meanwhile you got $PGR out there spending hundreds of millions on traditional marketing a year trying to snatch up a marginal amount of customers the"
X Link @KabraxFX 2025-10-18T21:36Z 4121 followers, XXX engagements
"Well those are just two names $ROOT has over twenty partners including being the preferred provider for Kelly Blue Book and AutoTrader (same company) preferred provider in select states for Toyota and embedded on many other websites like Experian Credit Karma and with partners like $GSHD (reporting this Wednesday) EZLynx and PL Raters. They started recently entering the Independent Agents channel with their $ROOT Agent Platform (RAP) that allows agents to quote/bind insurance in under X minutes and that only started in December of last year. Since then as of Q2 they are only at X% of the"
X Link @KabraxFX 2025-10-18T21:52Z 4121 followers, XXX engagements
"and two final points Hyundai relationship JUST started in April. It has been only ONE full quarter since the partnership started. What does this look like by next April after a full year of development and growth between the partners and their relationship The $CVNA sells about 400-500k vehicles a year Hyundai does 2million vehicles a year and is ramping up US production by 2027 an additional 500k vehicles/year built in the US and expects to have XX% of all Hyundai production US based by 2030"
X Link @KabraxFX 2025-10-18T21:56Z 4121 followers, XXX engagements
"@wealthmatica Congrats Great content so well deserved. $ZETA for the win :)"
X Link @KabraxFX 2025-10-18T23:08Z 4121 followers, XXX engagements
"My concern is this: Despite their growth despite all the revenue that OSCR is able to pull in they keep nearly none of what they make. ROOT makes more profit despite having nearly XX% less revenue. When you have a mandatory 80%+ MLR that leaves very little room for operating leverage to drive you to profit. ROOT having a nearly XX% GLR is almost XXX% better than OSCR is able to achieve and ROOT is able to actively adjust rates throughout the year where OSCR is typically limited to a once yearly renewal rate. OSCR appears more profitable in the first half of the year because policy holders"
X Link @KabraxFX 2025-10-19T02:45Z 4121 followers, XX engagements
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