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[@0xDavidR](/creator/twitter/0xDavidR)
"the only money Ive ever borrowed is from a lending market onchain we are not the same"  
[X Link](https://x.com/0xDavidR/status/1971000478025777181) [@0xDavidR](/creator/x/0xDavidR) 2025-09-24T23:55Z 1214 followers, 1296 engagements


"applXTZ is basically the exact same thing as rEUL. ➢ u claim applXTZ ➢ a 6-month linear vesting period starts ➢ XX% redeemable immediately ➢ claiming early forfeits unvested rewards. also applXTZ just changed to applstXTZ the underlying token is now liquid staked XTZ so you're earning X% on when vesting as well. it's a 1:1 value with stXTZ (applXTZ is 1:1 with XTZ)"  
[X Link](https://x.com/0xDavidR/status/1972633008042643880) [@0xDavidR](/creator/x/0xDavidR) 2025-09-29T12:02Z 1213 followers, XXX engagements


"the USDC vault on @GearboxProtocol (curated by @Re7Labs) has been averaging XX% APR over the last month. but the biggest opportunity is the new collateral you can use with the farm feature on Gearbox allowing you to get up to 170%+ APR with stable assets as collateral. you can even supply your mRE7/UDSC lp position on @CurveFinance as collateral to loop or borrow USDC at X% 👀"  
[X Link](https://x.com/0xDavidR/status/1972641225707606444) [@0xDavidR](/creator/x/0xDavidR) 2025-09-29T12:34Z 1212 followers, 1001 engagements


"rewards are paid out in applstXTZ which have a 1:1 value with stXTZ (liquid staked XTZ so you earn yield automatically). it works just like @eulerfinance's rEUL: ➢ you claim applstXTZ from @merkl_xyz. ➢ a 6-month linear vesting period starts. ➢ XX% redeemable immediately. ➢ claiming early forfeits unvested rewards"  
[X Link](https://x.com/0xDavidR/status/1972641228014408191) [@0xDavidR](/creator/x/0xDavidR) 2025-09-29T12:34Z 1213 followers, XXX engagements


"the reward token (applstXTZ) is basically just like rEUL. applstXTZ has a 1:1 value with stXTZ (liquid staked XTZ) when you claim applstXTZ from Merkl you start a X month linear vesting period with XX% being redeemable immediately and the other XX% vesting over X months. since the underlying token is liquid staked XTZ you're also earning yield from the vesting itself - around X% right now. not sure fully what you mean by the last point but as mentioned it has a 1:1 value with stXTZ so the APR is right - but you're correct in saying there's special mechanisms for it :D here's more info:"  
[X Link](https://x.com/0xDavidR/status/1973717428178690468) [@0xDavidR](/creator/x/0xDavidR) 2025-10-02T11:51Z 1212 followers, XX engagements


"MON is trading at 14bn FDV on Hyperliquid what's the rationale behind this seems high"  
[X Link](https://x.com/0xDavidR/status/1975874139442565249) [@0xDavidR](/creator/x/0xDavidR) 2025-10-08T10:41Z 1211 followers, XXX engagements


"@0xdasha SWEDEN MENTIONEEDDD"  
[X Link](https://x.com/0xDavidR/status/1979853718435840046) [@0xDavidR](/creator/x/0xDavidR) 2025-10-19T10:14Z 1214 followers, XXX engagements