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[@max_gagliardi](/creator/twitter/max_gagliardi)
"Remember when companies were investing millions into sucking CO2 out of the air Then people were like this is stupid trees do the same thing. Why not just plant trees Now no one talks about CO2 air capture anymore That pretty much sums up the entire "energy transition""  
[X Link](https://x.com/max_gagliardi/status/1978107796856971593) [@max_gagliardi](/creator/x/max_gagliardi) 2025-10-14T14:37Z 26.4K followers, 238.7K engagements


"Seeing increasing posts calling for Boomers to "give up their homes" or be wealth taxed and forced to sell My parents got a predatory mortgage on their first home XX% interest rate and was heavily upside down for decades When they finally sold it after 20+ years they effectively broke even When they bought their second house they ruthlessly paid down the mortgage (by making a ton of other financial sacrifices) until it was paid off Now they are in retirement and being demonized for owning a home that took them their entire life to pay for The calls for "taking the boomers wealth and"  
[X Link](https://x.com/max_gagliardi/status/1976012306568945860) [@max_gagliardi](/creator/x/max_gagliardi) 2025-10-08T19:50Z 26.4K followers, 122K engagements


"@bavedikian One google data center in rural Oklahoma is paying over $20mm a year just to the school system in taxes. Its transforming their entire community. Everything around that area is exploding with growth. Walmart moved in and out in a super center. New hotels restaurants etc"  
[X Link](https://x.com/max_gagliardi/status/1979895300891545724) [@max_gagliardi](/creator/x/max_gagliardi) 2025-10-19T12:59Z 26.4K followers, XX engagements


"@BoeufEtLiberte They already paid for their social security. Would be much easier to let young people opt out of social security and let them stop paying FICA"  
[X Link](https://x.com/max_gagliardi/status/1976297825659945017) [@max_gagliardi](/creator/x/max_gagliardi) 2025-10-09T14:44Z 26.4K followers, 4743 engagements


"The YouTube algorithm giving me this old mans acoustic cover of Blink XXX I Miss You Legendary"  
[X Link](https://x.com/max_gagliardi/status/1978285484708085986) [@max_gagliardi](/creator/x/max_gagliardi) 2025-10-15T02:23Z 26.4K followers, 3066 engagements


"@vrexec Can easily generate $14k a month off $2mm with a fixed income portfolio and never touch the principal for life. X% rule is ultra conservative"  
[X Link](https://x.com/max_gagliardi/status/1978568416022712530) [@max_gagliardi](/creator/x/max_gagliardi) 2025-10-15T21:07Z 26.4K followers, XXX engagements


"I get pitched all the time for debt deals yielding like 12-14% with monthly payments and first lien on the assets and its a polite no thanks I can just buy publicly traded fund yielding 8-10% and sell it whenever I want Theyd need to be offering 20%+ and even then I probably wouldnt do it tbh nor would it make sense for the borrowers"  
[X Link](https://x.com/max_gagliardi/status/1979310173131829443) [@max_gagliardi](/creator/x/max_gagliardi) 2025-10-17T22:14Z 26.4K followers, XX engagements


"BTCI is a better option than treasury companies. But thats not saying much. BTCI will definitely underperform just buying Bitcoin thats the nature of covered calls you forgo the upside for the income If BTC trades down or flat it could outperform during those stretches The problem is those explosive moves upwards where BTCI will underperform BTC significantly. You are also exposed to the full downside of BTC but you dont catch those upswings because of the calls I still think its a better option that the treasury companies but not without some big downside risks involved"  
[X Link](https://x.com/max_gagliardi/status/1979596424435114052) [@max_gagliardi](/creator/x/max_gagliardi) 2025-10-18T17:12Z 26.4K followers, XX engagements


"@LeylaKuni Never understood investing in private credit via a fund when you can buy ETFs that are XXX% liquid and get the same exposure and high yields An extra 1-3% for an illiquid fund is not nearly enough to compensate for the lack of liquidity vs buying publicly traded funds"  
[X Link](https://x.com/max_gagliardi/status/1979308214081536279) [@max_gagliardi](/creator/x/max_gagliardi) 2025-10-17T22:07Z 26.4K followers, XXX engagements


"@LeylaKuni Pretty big sell off the last month in private credit equities At some point the BDCs become a buy. A lot of quality names with good track records down big lately I know rates dropping puts pressure on those groups but eventually it seems like it will get overdone"  
[X Link](https://x.com/max_gagliardi/status/1979675578921038086) [@max_gagliardi](/creator/x/max_gagliardi) 2025-10-18T22:26Z 26.4K followers, XXX engagements


"Met a surgeon who is pulling $800k per year and hates his job. Constantly on call long hours Spends his free time scrolling BizBuySell day dreaming about buying an HVAC company or investing in section X homes Which is crazy to me and I told him those are terrible ideas Hes way better off investing his money passively and retiring early but hes fixated on starting a business Goes to show no matter how good someones life seems from the outside looking in there are high earners with incredible careers that are still miserable Some people are constantly searching for the grass being greener doing"  
[X Link](https://x.com/max_gagliardi/status/1976067620576043060) [@max_gagliardi](/creator/x/max_gagliardi) 2025-10-08T23:30Z 26.4K followers, 656.2K engagements


"If you adjust for wage inflation and home size the median home price is only up about 20%-25% since 1980 Median homes today are over twice the size and have more features like large garages laundry rooms walk in closets and bigger yards than they used to People say they cant afford a home but what they are really saying is they dont want to live like our parents did in a 1200 sqft X bed X bath house with a stacked washer and dryer in the closet They want the 3000 sqft X bed XXX bath house on a 1/3rd acre with a three car garage Its not apples to apples"  
[X Link](https://x.com/max_gagliardi/status/1976296601581699223) [@max_gagliardi](/creator/x/max_gagliardi) 2025-10-09T14:40Z 26.4K followers, 22.5K engagements


"@Leo_Traydes Just DCA daily and view it as a retirement account. Youll never time it right on the buy only look at the returns every X years. If you ever sell in X years youll be kicking yourself"  
[X Link](https://x.com/max_gagliardi/status/1980004959006380314) [@max_gagliardi](/creator/x/max_gagliardi) 2025-10-19T20:15Z 26.4K followers, XXX engagements


"I got dragged hard for this post. But I still stand by it Money doesnt equal wealth"  
[X Link](https://x.com/max_gagliardi/status/1980064266225905890) [@max_gagliardi](/creator/x/max_gagliardi) 2025-10-20T00:11Z 26.4K followers, 3890 engagements