[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] [@PetramcoC](/creator/twitter/PetramcoC) "@dalibali2 Looked at $DV" [X Link](https://x.com/PetramcoC/status/1976521222524637598) [@PetramcoC](/creator/x/PetramcoC) 2025-10-10T05:32Z XXX followers, XXX engagements "@OnodaCapital wen my $BAH 🚀 then. ðŸ˜" [X Link](https://x.com/PetramcoC/status/1976590300454990298) [@PetramcoC](/creator/x/PetramcoC) 2025-10-10T10:07Z XXX followers, XXX engagements "Let's do some $EFX maths team in the $FICO induced hullaballoo - The relevant biz line sits within USIS which did $1.9b of 2024 revs. Of that XX% was mortgage-related. That's $550m. Of that $150m is trimerge report resale and other property-related (i.e. not credit) reports" [X Link](https://x.com/PetramcoC/status/1973736133218750488) [@PetramcoC](/creator/x/PetramcoC) 2025-10-02T13:05Z XXX followers, XXX engagements "That leaves us at $400m of relevant revenue. Lots of different customer prices report types etc so we'll have to use round numbers. Let's say $EFX revs for a single credit report is $XX in 2024 and FICO charged them $XXX for the score. Implies $EFX paid FICO $160m" [X Link](https://x.com/PetramcoC/status/1973736135005475276) [@PetramcoC](/creator/x/PetramcoC) 2025-10-02T13:05Z XXX followers, XXX engagements "$FICO is saying the bureaus marked that up 100%. If true implies $160m of pure profit on reselling the FICO score. $EFX 2024 Adj. EBIT was $1.43b. $XXX / $1430 = XX% EBIT hit in the worst case scenario. Put differently if stock is -XX% today you should probably buy it" [X Link](https://x.com/PetramcoC/status/1973736136729346467) [@PetramcoC](/creator/x/PetramcoC) 2025-10-02T13:05Z XXX followers, XXX engagements "@JerryCap how do you know they didnt ;)" [X Link](https://x.com/PetramcoC/status/1979816934905618899) [@PetramcoC](/creator/x/PetramcoC) 2025-10-19T07:48Z XXX followers, XXX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@PetramcoC
"@dalibali2 Looked at $DV"
X Link @PetramcoC 2025-10-10T05:32Z XXX followers, XXX engagements
"@OnodaCapital wen my $BAH 🚀 then. ðŸ˜"
X Link @PetramcoC 2025-10-10T10:07Z XXX followers, XXX engagements
"Let's do some $EFX maths team in the $FICO induced hullaballoo - The relevant biz line sits within USIS which did $1.9b of 2024 revs. Of that XX% was mortgage-related. That's $550m. Of that $150m is trimerge report resale and other property-related (i.e. not credit) reports"
X Link @PetramcoC 2025-10-02T13:05Z XXX followers, XXX engagements
"That leaves us at $400m of relevant revenue. Lots of different customer prices report types etc so we'll have to use round numbers. Let's say $EFX revs for a single credit report is $XX in 2024 and FICO charged them $XXX for the score. Implies $EFX paid FICO $160m"
X Link @PetramcoC 2025-10-02T13:05Z XXX followers, XXX engagements
"$FICO is saying the bureaus marked that up 100%. If true implies $160m of pure profit on reselling the FICO score. $EFX 2024 Adj. EBIT was $1.43b. $XXX / $1430 = XX% EBIT hit in the worst case scenario. Put differently if stock is -XX% today you should probably buy it"
X Link @PetramcoC 2025-10-02T13:05Z XXX followers, XXX engagements
"@JerryCap how do you know they didnt ;)"
X Link @PetramcoC 2025-10-19T07:48Z XXX followers, XXX engagements
/creator/twitter::1342027118037839876/posts