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[@hollertotide](/creator/twitter/hollertotide)
"$FTNT just keeps quietly executing and compounding. No hype no drama; just consistent margin discipline and cash generation. One of my favorite sleep well at night investments"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1946405321007620405) 2025-07-19 03:02:45 UTC XXX followers, 1212 engagements


"$ASML s cutting-edge EUV tools are seeing slower adoption; $TSM and others are milking existing nodes. Short-term pain Sure. But service revenue is surging at high margins. Eventually AI + demand for smaller nodes makes upgrades inevitable. The flywheel is spinning"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1946968436803825755) 2025-07-20 16:20:22 UTC XXX followers, 1419 engagements


"@CrazyCapsFanboi @PolicyWars @HorrorGorl I absolutely in no way shape or form said I thought he had $400b in liquid assets"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1949576986118045926) 2025-07-27 21:05:49 UTC XXX followers, XX engagements


"@longoption Oh man $nu is the best fintech on the planet imo. Bigger tam less competition more under banked people more potential to expand beyond fintech. David Velez. $Sofi is solid but take a look at $nu"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1946951480625201349) 2025-07-20 15:13:00 UTC XXX followers, XXX engagements


"@TacticzH haha I see that now That is good stuff. I own $ADYEN and remember how hard this was for me to wrap my head around. It didn't help that they changed it randomly and couldn't use past information"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1947391171505836080) 2025-07-21 20:20:10 UTC XXX followers, XXX engagements


"Dont sleep on $LMND s global push France & Germany expansion taps underserved markets. Overlooked: Its $10B valuation goal hinges on AI-driven cross-selling (home car pet). XX% revenue growth yoy proves its on track"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1948548882901991669) 2025-07-25 01:00:30 UTC XXX followers, 1520 engagements


"@longoption Id own $nu over $Sofi all day every day. Also $uber over $lyft I agree with most though"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1946930990011613200) 2025-07-20 13:51:34 UTC XXX followers, XXX engagements


"Made a huge mistake today: Iet the 2025 MLR update scare me out of $OSCR an emotional call questioning their underwriting ability. Shouldve taken time to learn its an industry-wide issue. I preach long-term focus but didnt follow it. Transparency matters Im learning. Goal:"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1947754448412934564) 2025-07-22 20:23:42 UTC XXX followers, 1672 engagements


"$LMND s real long-term value may be in synthetic data. Every interaction trains proprietary AI agents. The longer they operate the more uniquely trained their stack becomes creating an unreplicable moat in AI-driven insurance"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1948550359883862253) 2025-07-25 01:06:22 UTC XXX followers, 1525 engagements


"Every new jurisdiction that legalizes online gambling increases $EVO s regulatory leverage. Theyve already cleared the highest compliance bars (UK Sweden etc). New entrants must license from EVO or burn millions catching up. $EVVTY"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1948551715772661843) 2025-07-25 01:11:46 UTC XXX followers, 1485 engagements


"Each $ASML install isnt just revenueits customer captivity. $INTL $TSM $SSNLFtheyre all locked into $ASML s cadence. Its a monopoly enforced not by law but by physics and 17-year R&D head starts. Talk about domination"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1940792307646976431) 2025-07-03 15:18:38 UTC XXX followers, XXX engagements


"$LMND isnt just selling renters insurance. Its quietly building a full-stack multi-line insurer with a data edge. Retention climbing loss ratios falling and theyre about to keep XX% of premiums vs XX% last year. Underwriting leverage is coming. I cant hide my excitement"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1946965149589426236) 2025-07-20 16:07:19 UTC XXX followers, 2728 engagements


"Heres some back of envelope math: $LMND could add $115m in annual IFP by 2035 if churn drops from XX% to XX% (like Allstate) XX% IFP growth. Thats $500M cumulative upside from retention not in guidance. Also this will cut CAC expenses and increase premium per customer"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1944580690936279080) 2025-07-14 02:12:19 UTC XXX followers, 1563 engagements


"$NU is one of the rare fintechs with distribution before product. They built trust with zero-fee credit cards then cross-sold loans insurance crypto and investments. Most banks start with products. NU started with the customer. Special business here"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1940790485930615295) 2025-07-03 15:11:24 UTC XXX followers, 4655 engagements


"Updated pinned portfolio for transparency Uncharacteristically active this month: Adds: $LMND (huge addition) $VITB (big add) $OSCR Sells: $GAMB (consolidation) $HIMS YTD +38.58% $EVO $EVVTY $MELI $LMND $VITB $OSCR $UBER $BN $AMZN $FTNT $ADYEN $NU $TTD $ASML $VHI.TO"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1946598672831058036) 2025-07-19 15:51:04 UTC XXX followers, 3865 engagements


"Fascinating insights from $BN $BAM $BNRE Bruce Flatt & Mark Carney From harnessing compound returns to navigating global shifts they unpack the future of investing. A must-listen for anyone interested in the backbone of the economy. #Finance #Investing"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1938404192768442782) 2025-06-27 01:09:08 UTC XXX followers, XXX engagements


"@TacticzH Id own $adyen over $dlo any day of the week. The only thing that would make sense is valuation. Other than that $adyen is a much superior business"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1946336138605494391) 2025-07-18 22:27:51 UTC XXX followers, 3015 engagements


"If $LMND captures XXX% of the current $7.5T insurance TAM its market cap would hit $187.5B 62x its current $3.04B Stock price could soar from $XXXXX to $2574. 🚀 Oh and btw the TAM is predicted to be $12.7T in 2030. Not crazy for this to be a XXX bagger"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1944432621036941505) 2025-07-13 16:23:57 UTC XXX followers, 2866 engagements


"$VITB.ST $VIT.b $VITEC isnt your typical Nordic compounder. Its real edge isnt vertical software its decentralized capital allocation. Local CEOs source and price acquisitions with near-zero central interference. That speeds up M&A and organic growth without bottlenecks"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1945974061856641187) 2025-07-17 22:29:05 UTC XXX followers, XXX engagements


"@Nick_Lamparelli @MisterWelfare The only thing more consistent than $LMND s improving metrics is your inability to see them. Hope youve hedged appropriately"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1948919861481988502) 2025-07-26 01:34:38 UTC XXX followers, XX engagements


"Assuming $LMND got the risk underwriting correct half the battle is already won with winning the customer"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1946584926763040915) 2025-07-19 14:56:26 UTC XXX followers, 2825 engagements


"@PolicyWars @HorrorGorl No this is XXX% inaccurate. Net worth is simply assets - liabilities. I do agree with you that if hes not the owner/CEO probably wouldnt be valued for as much and I am happy he employees thousands of people"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1949581179599876588) 2025-07-27 21:22:29 UTC XXX followers, 1800 engagements


"Insurance is a tough game and a very complex industry with a very long tail business model. If a company truly gets an edge in underwriting risks better than competitors that edge can not be overstated. I believe $LMND has this but remains to be seen. All signs point ☝👆"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1949513042879758362) 2025-07-27 16:51:44 UTC XXX followers, 1253 engagements


"$EVO $EVVTY s turning point is here Georgia woes behind regulated markets expanding Asia cyber fixes in motion. Set for explosive execution and long-term gains"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1946407729112760607) 2025-07-19 03:12:19 UTC XXX followers, 2631 engagements


"Since selling my $OSCR shares Im tempted to get back in but on the other hand the more I learn the more I see how difficult the health insurance business is. Should this go to the too hard pile Maybe but Ive accepted I need a lower price to feel comfortable in my conviction"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1949136179753865481) 2025-07-26 15:54:13 UTC XXX followers, 4146 engagements


"$EVO $EVVTY Q2 2025 earnings tomorrow. Analysts expect 526M revenue XXXX EPS. Excited to see the Asia progress with new Philippines studios and if EBITDA margin rebounds closer to annual to guidance"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1945655950498570501) 2025-07-17 01:25:01 UTC XXX followers, 2151 engagements


"Kenneth Dart now owns XXXX% of Evolution AB $EVO $EVVTY with 34.6M shares as of 4/2025 A major stake for the billionaire investor. #Investing #superinvestor"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1924822917340115020) 2025-05-20 13:41:59 UTC XXX followers, 13.1K engagements


"Margin compression is hitting Evolution AB due to rising costs and Asia headwinds. Despite this the stock remains attractively valued given its dominant position and strong cash flow generation. $EVO $EVVTY"  
![@hollertotide Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::1277341271774965760.png) [@hollertotide](/creator/x/hollertotide) on [X](/post/tweet/1928484309343650143) 2025-05-30 16:11:03 UTC XXX followers, XXX engagements