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[@myeu4phoria](/creator/twitter/myeu4phoria)
"@Experian A1. Good credit opens doors for you. You can get access to lower interest rates on credit cards or loans. And for younger adults in can help when you are looking to get your own apartment or housing. #CreditChat"  
[X Link](https://x.com/myeu4phoria/status/1978538515626426553) [@myeu4phoria](/creator/x/myeu4phoria) 2025-10-15T19:08Z XX followers, XX engagements


"@Experian A3. I wish I would have understood and learned how important paying bills on time is. I used to not care about dates just paying the late fee simply because I didn't keep track of payment dates. #CreditChat"  
[X Link](https://x.com/myeu4phoria/status/1978540687302766835) [@myeu4phoria](/creator/x/myeu4phoria) 2025-10-15T19:17Z XX followers, XX engagements


"@Experian A1. The most common one is that checking your own credit hurts your score. I think this makes people scared to check their own credit. #CreditChat"  
[X Link](https://x.com/myeu4phoria/status/1981075516229812403) [@myeu4phoria](/creator/x/myeu4phoria) 2025-10-22T19:09Z XX followers, XX engagements


"@Experian A2. Misinformation is easily spread on social media. I think it can effect older generations who don't know how to recognize scams making them more vulnerable to scams. #CreditChat"  
[X Link](https://x.com/myeu4phoria/status/1981076834084110693) [@myeu4phoria](/creator/x/myeu4phoria) 2025-10-22T19:14Z XX followers, XX engagements


"@Experian A4. Its so easy to and I am lucky that I haven't fallen for financial misinformation. #CreditChat"  
[X Link](https://x.com/myeu4phoria/status/1981079698097459310) [@myeu4phoria](/creator/x/myeu4phoria) 2025-10-22T19:26Z XX followers, XX engagements


"@Experian A5. Have conversations with young people so they know what to look for and can be prepared if something looks off/wrong. #CreditChat"  
[X Link](https://x.com/myeu4phoria/status/1981079967825039611) [@myeu4phoria](/creator/x/myeu4phoria) 2025-10-22T19:27Z XX followers, XX engagements


"@Experian A6. Instant results or guaranteed results. That's why I always encourage people to research before clicking anything. #CreditChat"  
[X Link](https://x.com/myeu4phoria/status/1981082614581841932) [@myeu4phoria](/creator/x/myeu4phoria) 2025-10-22T19:37Z XX followers, XX engagements


"@Experian A8. Have a dedicated page to alerting people about current scams and provide resources to educate ourselves. #CreditChat"  
[X Link](https://x.com/myeu4phoria/status/1981083448639881250) [@myeu4phoria](/creator/x/myeu4phoria) 2025-10-22T19:41Z XX followers, XX engagements


"@Experian A9. It gives you the tools to make better decisions and helps you to be aware of scams and what to look for. #CreditChat"  
[X Link](https://x.com/myeu4phoria/status/1981085760775131267) [@myeu4phoria](/creator/x/myeu4phoria) 2025-10-22T19:50Z XX followers, XX engagements


"@Experian A10. Check your financial instution website because sometimes they put out information to be aware of like latest scam trends. #CreditChat"  
[X Link](https://x.com/myeu4phoria/status/1981086125402841563) [@myeu4phoria](/creator/x/myeu4phoria) 2025-10-22T19:51Z XX followers, XX engagements


"@Experian @ACCreditCounsel @creditscoop @BeverlyHarzog @Kembala @MoneyFitbyDRS @WellKeptWallet @EmilySchwartzAZ @AutumnKCampbell @shemakescents Thank you all #CreditChat"  
[X Link](https://x.com/myeu4phoria/status/1981086649204261176) [@myeu4phoria](/creator/x/myeu4phoria) 2025-10-22T19:53Z XX followers, XX engagements