# ![@yehoshzl Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::407127135.png) @yehoshzl Yosh Zlotogorski

Yosh Zlotogorski posts on X about $mndy, ai, $four, $adbe the most. They currently have [-----] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.

### Engagements: [---] [#](/creator/twitter::407127135/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::407127135/c:line/m:interactions.svg)

- [--] Week [-----] -24%
- [--] Month [------] +54%
- [--] Months [-------] -82%
- [--] Year [-------] +523%

### Mentions: [--] [#](/creator/twitter::407127135/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::407127135/c:line/m:posts_active.svg)

- [--] Week [--] -45%
- [--] Month [---] +140%
- [--] Months [---] -23%
- [--] Year [---] +126%

### Followers: [-----] [#](/creator/twitter::407127135/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::407127135/c:line/m:followers.svg)

- [--] Week [-----] +0.20%
- [--] Month [-----] +1.40%
- [--] Months [-----] +5.80%
- [--] Year [-----] +35%

### CreatorRank: [---------] [#](/creator/twitter::407127135/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::407127135/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  50.36% [technology brands](/list/technology-brands)  29.93% [finance](/list/finance)  22.63% [cryptocurrencies](/list/cryptocurrencies)  11.68% [social networks](/list/social-networks)  2.92% [formula 1](/list/formula-1)  1.46% [exchanges](/list/exchanges)  1.46% [gaming](/list/gaming)  1.46% [automotive brands](/list/automotive-brands)  0.73%

**Social topic influence**
[$mndy](/topic/$mndy) 18.98%, [ai](/topic/ai) 16.79%, [$four](/topic/$four) 9.49%, [$adbe](/topic/$adbe) 8.03%, [$spot](/topic/$spot) 8.03%, [$tost](/topic/$tost) #49, [$invz](/topic/$invz) 7.3%, [business](/topic/business) 7.3%, [$crm](/topic/$crm) 6.57%, [$pypl](/topic/$pypl) 5.11%

**Top accounts mentioned or mentioned by**
[@bobspaysubstack](/creator/undefined) [@wearycenturion](/creator/undefined) [@saasinvester](/creator/undefined) [@elie2222](/creator/undefined) [@pmthn](/creator/undefined) [@sleepwellcap](/creator/undefined) [@krossroads](/creator/undefined) [@investy](/creator/undefined) [@jwat5](/creator/undefined) [@corleonecapital](/creator/undefined) [@hedgeyecomm](/creator/undefined) [@buccocapital](/creator/undefined) [@roywainer](/creator/undefined) [@themattharbaugh](/creator/undefined) [@adefemia30197](/creator/undefined) [@dlocalpayments](/creator/undefined) [@avenirgrowth](/creator/undefined) [@kairospraxis](/creator/undefined) [@stocknoobs2025](/creator/undefined) [@qualityinvest5](/creator/undefined)

**Top assets mentioned**
[monday.com Ltd. (MNDY)](/topic/$mndy) [4 (FOUR)](/topic/$four) [Adobe, Inc. (ADBE)](/topic/$adbe) [Spotify Technology (SPOT)](/topic/$spot) [Toast, Inc. (TOST)](/topic/$tost) [Salesforce Inc (CRM)](/topic/$crm) [PayPal Holdings Inc (PYPL)](/topic/$pypl) [Mobileye Global Inc. (MBLY)](/topic/$mbly) [Remitly Global, Inc. (RELY)](/topic/$rely) [Hasbro, Inc. (HAS)](/topic/$has) [GM (GM)](/topic/$gm) [HUBSPOT, INC. (HUBS)](/topic/$hubs) [Shopify Inc (SHOP)](/topic/$shop) [Fiserv, Inc. (FI)](/topic/$fi) [Global-e Online Ltd. (GLBE)](/topic/$glbe) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Atlassian Corporation PLC (TEAM)](/topic/$team) [Now Coin (NOW)](/topic/$now) [Axon Enterprise, Inc. (AXON)](/topic/$axon) [Amazon.com, Inc. (AMZN)](/topic/$amzn) [Microsoft Corp. (MSFT)](/topic/microsoft) [DLocal Limited (DLO)](/topic/$dlo) [QUALCOMM, Inc. (QCOM)](/topic/$qcom) [NXP Semiconductors NV (NXPI)](/topic/$nxpi) [Luminar Technologies, Inc. Class A Common Stock (LAZR)](/topic/$lazr) [HealthSci.AI (HSAI)](/topic/$hsai) [BOX, INC. (BOX)](/topic/$box) [Snap-on Incorporated (SNA)](/topic/$sna) [Uber Technologies, Inc. (UBER)](/topic/$uber) [Arm Holdings plc (ARM)](/topic/$arm) [Aptiv PLC (APTV)](/topic/$aptv) [Johnson Controls International, PLC. (JCI)](/topic/$jci) [Electroneum (ETN)](/topic/$etn) [AeroVironment, Inc. (AVAV)](/topic/$avav) [Rivian Automotive, Inc.  (RIVN)](/topic/$rivn)
### Top Social Posts
Top posts by engagements in the last [--] hours

"$RELY $GLBE $PYPL - Some thoughts on the risk reward what's attractive for each and what homework still needs to be done"  
[X Link](https://x.com/yehoshzl/status/1983893418662359344)  2025-10-30T13:47Z [----] followers, [----] engagements


"Best guess: GM opted for internal development kicked Nvidia out. Nvidia announcements are focused on Mercedes this year + their partners: $AEVA $HSAI. Industry of smoke and mirrors. 😉 Last year at CES Nvidia touted $GM partnership. GM is gone from the partner slide $INVZ is also gone from Tier [--] and HW partners. 🤷♂ https://t.co/xunHTPozEg Last year at CES Nvidia touted $GM partnership. GM is gone from the partner slide $INVZ is also gone from Tier [--] and HW partners. 🤷♂ https://t.co/xunHTPozEg"  
[X Link](https://x.com/yehoshzl/status/2008498186382725177)  2026-01-06T11:17Z [----] followers, [---] engagements


"I'm taking a big bet on $MNDY expecting 61% upside through [----] based on hitting [----] Guidance of $1.8 30% FCF margins. Assumptions + Investment case: [--]. Mngmt has a great track record in hitting/exceeding guidance [--]. Monday AI offerings mainly Agents will enable price hikes [--]. NRR will stay stable at 115% offsetting eroding seat growth due to AI [--]. Company will figure out AI SEO growth as they've figured out other marketing shifts in the past [--]. Work management is still a growing secular category. [--]. RPO growth is showing a more predictable business trajectory Exiting [----] with $1.8B revenue"  
[X Link](https://x.com/yehoshzl/status/2010371881376030797)  2026-01-11T15:23Z [----] followers, [----] engagements


"What changes the SaaS narrative Some thoughts: [--]. Good ol' beating earnings [--]. Bifurcation into AI winners and losers within SaaS (agents agents agents) [--]. $CRM $BOX $ADBE $MNDY show they can raise prices and maintain NRR [--]. Interest rates fall making long term duration rise [--]. AI trade falters for any of a myriad of reasons: Nvidia misses scaling laws Claude Code disappears from my twitter feed cyber security hits LLMs (does anyone realize how dangerous giving an LLM control of your computer.) What else have I missed https://twitter.com/i/web/status/2011433627222192549"  
[X Link](https://x.com/yehoshzl/status/2011433627222192549)  2026-01-14T13:42Z [----] followers, [---] engagements


"AI & Spotify $SPOT Ive been asked repeatedly whether GenAI is a structural risk to Spotify so heres the compressed view. [--]. AI expands supply but doesn't change demand - GenAI lowers creation costs increasing music volume. - Listening hours remain time-constrained. - DSPs monetize attention not production scarcity. [--]. Copyright preserves incumbents - Music is licensed not scraped. - UMG Sony Warner control the catalogs that matter. - AI derivatives still route economics to rights holders. [--]. Distribution remains the moat - Spotify YouTube Music Apple Music control 80% of streams. -"  
[X Link](https://x.com/yehoshzl/status/2016219920246440000)  2026-01-27T18:41Z [----] followers, [----] engagements


"@HedgeyeComm @buccocapital $MNDY has already pivoted hard into agents and being the hub where you manage your agents. Id take a look at their competitor ClickUp whos been showing how this is done really well"  
[X Link](https://x.com/yehoshzl/status/2018002277886234635)  2026-02-01T16:43Z [----] followers, [---] engagements


"@bobspaysubstack $TOST is finally reaching a good buying point"  
[X Link](https://x.com/yehoshzl/status/2019068357203443794)  2026-02-04T15:19Z [----] followers, [---] engagements


"I've deployed all my cash this week buying some of the most hated names it seems: $SPOT $TOST $MNDY $AXON The death of SaaS is completely overrated. Claude will not bundle all SaaS use cases into one interface faster than all the SaaS companies will unbundle agents into their own offerings. It's a complicated future. It's not binary. Full write up on the future of work and implications on SaaS is coming ASAP on http://TheReservist.Substack.com http://TheReservist.Substack.com"  
[X Link](https://x.com/yehoshzl/status/2019103119230095473)  2026-02-04T17:37Z [----] followers, [----] engagements


"$MSFT $GOOGL strengthen this thesis. Let's see what $AMZN has to say today"  
[X Link](https://x.com/yehoshzl/status/2019407679756857739)  2026-02-05T13:48Z [----] followers, [----] engagements


"I'll push back - [--]. A web browser is technically complex but from a product perspective simple. Vibe coding an internal tool is actually much more complex - you need to spec it test it develop new features for internal stakeholders. It's not the code that's hard not even upkeep of the SW. It's investigating the JTBD analyzing it putting it into the exact workflow that matters and then making sure the SW is developed in the same way. [--]. Just because there's more SW/solutions out there doesn't mean prices come down. The challenge isn't necessarily SW. It's distribution. Trust. Brand. Even if"  
[X Link](https://x.com/yehoshzl/status/2019534337612415093)  2026-02-05T22:11Z [----] followers, [--] engagements


"$TEAM with an outstanding quarter and guide. Yet there is something really rotten in a lot of SaaS names. At $5B run rate they're still not profitable. Massive shareholder dilution so not even cash flow profitable when you account for all FCF going back to buy back SBC. What gives They're definitely outgrowing $MNDY with these numbers. https://twitter.com/i/web/status/2019545503915208779 https://twitter.com/i/web/status/2019545503915208779"  
[X Link](https://x.com/yehoshzl/status/2019545503915208779)  2026-02-05T22:55Z [----] followers, [----] engagements


"@Roy_Wainer Exiting the year at 21% in Q4 and forecasting 19-20% growth in [----]. There pace of growth has been slowing drastically this year"  
[X Link](https://x.com/yehoshzl/status/2019547768440897629)  2026-02-05T23:04Z [----] followers, [--] engagements


"Vibe coding / AI brings power law dynamics to SaaS. Yes there will be more software than ever. And a very long tail of apps. But the biggest companies can now get bigger faster then ever before. Microsoft can add a datadog Asana or hubspot on a pure feature parity faster than ever. https://twitter.com/i/web/status/2020633765970936115 https://twitter.com/i/web/status/2020633765970936115"  
[X Link](https://x.com/yehoshzl/status/2020633765970936115)  2026-02-08T23:00Z [----] followers, [---] engagements


"$MNDY reports today. Q4 Earnings Preview & what I'd like to see/will be looking for. Q4 revenue growth around 21% (in line with implied guidance). If they don't hit this - that will be concerning and show a remarkable deterioration either in growth or retention. NDR firm at 112% continued improvement in the enterprise. [----] guidance in line (19%). They reiterated [----] goals just [--] months ago. I'd be very surprised if they don't reaffirm guide or as we've seen with $TEAM - raise. Looking for commentary on upmarket push AI monetization and agent first workflows. I'd love to see Monday cut and"  
[X Link](https://x.com/yehoshzl/status/2020780008323923988)  2026-02-09T08:41Z [----] followers, [----] engagements


"Earnings are out. Great quarter with a few big issues. Revenue of +25% vastly outperforms. Move upmarket is strong. RPO and cRPO over 30% showing future growth and visibility is intact. Seems like they're slowing hiring a few percentage points from 20% to mid teens. That's good. Issues: NDR ticked down across the board across all customer cohorts. That's not good. Growth seems to be predominantly 50k+ customers so seems like the low end is still being missed. AI monetization not in the works yet. Different from $TEAM where it seems to be driving things. Weird announcement in the letter that"  
[X Link](https://x.com/yehoshzl/status/2020849977128362151)  2026-02-09T13:19Z [----] followers, [---] engagements


"$MNDY removing long term guidance on the call. Very very bad. CEO Roy finally admitting they dont know how to fix the PLG low end side of the market (after [--] months of playing this down). Despite these two BAD comments managemt isnt code red - bad IMO"  
[X Link](https://x.com/yehoshzl/status/2020856950238359783)  2026-02-09T13:46Z [----] followers, [---] engagements


"$CRM $ADBE $HUBS valuations price "going out of business tomorrow." Base case scenario analysis: 7-10 years of earnings runway with margin pressure. Even the bear case shows 4-7 years. Market's pricing a binary. Reality is a distribution. Discussed in Part [--] of AI vs SaaS https://thereservist.substack.com/p/saas-vs-ai-scenario-analysis https://thereservist.substack.com/p/saas-vs-ai-scenario-analysis"  
[X Link](https://x.com/yehoshzl/status/2020856969851224131)  2026-02-09T13:47Z [----] followers, [---] engagements


"@themattharbaugh You never read my breakdowns ;-) https://thereservist.substack.com/p/adobe-a-deep-dive-into-the-creativeutm_source=publication-search https://thereservist.substack.com/p/adobe-a-deep-dive-into-the-creativeutm_source=publication-search"  
[X Link](https://x.com/yehoshzl/status/2021115344933285938)  2026-02-10T06:53Z [----] followers, [--] engagements


"$SPOT out with earnings Spotify Q4 [----] Earnings look really really good. Growing MAUs double digits off of this base is just really really impressive. Gross margins increasing driven by both premium AND ad supported (up [---] bps). MAU growth is holding down ARPU which is staying steady. This will only increase when they launch premium tiers. RoW growth with lower price points is keeping this down. FX was a huge headwind. Ad supported is still weak but shows signs of improving.What drove the margin expansion to 19.5% Why is programatic such a low percentage of overall ad supported revenue Ad"  
[X Link](https://x.com/yehoshzl/status/2021185060234273039)  2026-02-10T11:30Z [----] followers, [---] engagements


"@adefemi_a30197 Explain"  
[X Link](https://x.com/yehoshzl/status/2021286989853507654)  2026-02-10T18:15Z [----] followers, [--] engagements


"Made [--] moves to start the year in $ADBE $SNA $DLO $MNDY Thoughts and rationale https://thereservist.substack.com/p/new-year-old-traps-or-new-opportunities https://thereservist.substack.com/p/new-year-old-traps-or-new-opportunities"  
[X Link](https://x.com/yehoshzl/status/2011797776191938619)  2026-01-15T13:49Z [----] followers, [---] engagements


"Some commentary: $SPOT doesn't worry me. Lots of growth no AI risk that I can see. Finally pricing upside. Strong moats. $TOST leader in their market taking share from everyone else. High valuation finally getting a decent buying opportunity. Delivered an outstanding [----]. AI beneficiary. No one is vibe coding restaurant SW + HW + Payments $MNDY Very controversial name. I'm long term less concerned about AI eats everything (thesis being published soon). More concerned with general slowdown in the business that's been ongoing this year. Q4 needs to show execution and [----] guidance needs o be"  
[X Link](https://x.com/yehoshzl/status/2019139861572395357)  2026-02-04T20:03Z [----] followers, [----] engagements


"Big tech is going to be the BIGGEST winner from AI. Hear me out. Microsoft is the ultimate software bundler. But what if everyone can now extend their products Why use Calendly when it takes Google [--] days to clone them and bundle it in GSuite Why use ClickUp when Atlassian develops the core functionalities in [--] days Every big tech company that has the technical chops can ship so much faster than ever before. More products. More bundles. Those with distribution win. https://twitter.com/i/web/status/2019544824265994505 https://twitter.com/i/web/status/2019544824265994505"  
[X Link](https://x.com/yehoshzl/status/2019544824265994505)  2026-02-05T22:53Z [----] followers, [---] engagements


"@dLocalPayments Love to see it Much needed for a complex story like $DLO"  
[X Link](https://x.com/yehoshzl/status/2021216047446040779)  2026-02-10T13:33Z [----] followers, [--] engagements


"Is SaaS just a broken business model If no company has been able to get to 20% operating FCF despite massive revenue growth does this mean: [--]. S&M is inherently part of COGS and GM of 80%+ was a myth or along [--]. Companies are bloated and need to gain efficiency [--]. Scale economies will play out but only at much more massive scale. https://twitter.com/i/web/status/2021218100440691006 https://twitter.com/i/web/status/2021218100440691006"  
[X Link](https://x.com/yehoshzl/status/2021218100440691006)  2026-02-10T13:42Z [----] followers, [---] engagements


"Cost per token down 78%. Scaling laws intact. AI capability gains aren't linear. The path to SaaS disruption has more friction than consensus assumes. https://thereservist.substack.com/p/saas-vs-ai-scenario-analysis https://thereservist.substack.com/p/saas-vs-ai-scenario-analysis"  
[X Link](https://x.com/yehoshzl/status/2021343683543805957)  2026-02-10T22:01Z [----] followers, [---] engagements


"@pmthn I was referring to this slide by @Avenir_Growth that's been making the rounds"  
[X Link](https://x.com/yehoshzl/status/2021581136753762661)  2026-02-11T13:44Z [----] followers, [--] engagements


"@SleepwellCap Agree it wasnt understood by the industry and sell side. It predates the negotiations last year. Daniel hints to it in prior earning calls. Cant quite remember if during [---] or 2025"  
[X Link](https://x.com/yehoshzl/status/2021833178025951641)  2026-02-12T06:26Z [----] followers, [--] engagements


"I sold it all earnings day. Got it really wrong had to take the loss and re-evaluate without skin in the game. If management had spoken about efficiency or shown signs of looking to improve FCF/operating leverage that would have changed my mind because it's still growing. But the combination of those two unfortunately point to there being no underlying shareholder cashflow in the next 1-2 years. The buyback is large especially in relation to the market cap and maybe my selling called the bottom but 🤷🏻♂"  
[X Link](https://x.com/yehoshzl/status/2022295962119516271)  2026-02-13T13:05Z [----] followers, [--] engagements


"Earnings I'm tracking this week: Monday: $NXPI $APTV Tuesday: $PYPL $ETN Wednesday: $UBER $JCI $ARM $QCOM ( $GOOGL.duh) Thursday: $AMZN $TEAM Friday: NADA Lots to see in the electric supply chain for data centers PayPal sets up well pre fintech week that's coming up and chips galore (NXP Qcom and Arm). and ofc the hyprescalers - Amazon and Google will provide a good view of demand for compute. https://twitter.com/i/web/status/2018624971443179609 https://twitter.com/i/web/status/2018624971443179609"  
[X Link](https://x.com/yehoshzl/status/2018624971443179609)  2026-02-03T09:57Z [----] followers, [---] engagements


"Well this is weird. My article on $MBLY on The Reservist got quoted and AI summarized on Yahoo Finance but the AI got the thesis completely wrong 😑 https://finance.yahoo.com/news/mobileye-global-inc-mbly-bull-205954272.html https://finance.yahoo.com/news/mobileye-global-inc-mbly-bull-205954272.html"  
[X Link](https://x.com/yehoshzl/status/1952731077292007807)  2025-08-05T13:59Z [----] followers, [---] engagements


"If you're worried about $TOST worth remembering: In both [----] and [----] they ended up beating SS&FT GP guidance by 7-8%. They sandbag. At current valuation they're worth 90k per location. At $10k GP per location things aren't so crazy even with very little growth.but if you assume SW ARPU continues to grow low single digits and locations double over the next [--] years.this is grossly undervalued. What's Toasts core competency and what puts it at risk https://twitter.com/i/web/status/2022244775907168569 https://twitter.com/i/web/status/2022244775907168569"  
[X Link](https://x.com/yehoshzl/status/2022244775907168569)  2026-02-13T09:41Z [----] followers, [---] engagements


"Is $SPOT worth buying up 172% in one year Read the deep dive and find out. I go through: Spotify's moat & strategic position Improving business metrics Future growth and the durability of that long-term revenue Valuation and whether this company is worth investing in Or read below for the tl:dr"  
[X Link](https://x.com/anyuser/status/1890400936423837757)  2025-02-14T14:01Z [----] followers, [----] engagements


"Big week for my portfolio earnings Monday: $MNDY Tuesday: $SPOT $HAS Wednesday: $SHOP Thursday: $ADYEY Friday: $TOST Other earnings tracking: $FISV $AVAV $FIS $RIVN"  
[X Link](https://x.com/yehoshzl/status/2020446842111070592)  2026-02-08T10:37Z [----] followers, [---] engagements


"$SHOP with great revenue growth and even international revenue growth. Good readthrough for $GLBE"  
[X Link](https://x.com/yehoshzl/status/2021587775808540682)  2026-02-11T14:10Z [----] followers, [---] engagements


"$TOST out with Q4 and FY25 earnings + Guidance. Buy Sell Hold Analyzing the company moat guidance and ofc valuation https://thereservist.substack.com/p/toast-wraps-up-a-very-strong-2025 https://thereservist.substack.com/p/toast-wraps-up-a-very-strong-2025"  
[X Link](https://x.com/yehoshzl/status/2022295460338110829)  2026-02-13T13:03Z [----] followers, [---] engagements


"@bobspaysubstack Is it Adyen plays in a more competitive space Id argue with less clearer moats. Toast is still playing against the little leagues in a lot of ways"  
[X Link](https://x.com/yehoshzl/status/2022308036174295542)  2026-02-13T13:53Z [----] followers, [---] engagements


"$TOST - clear leader in the ISV payments space expanding TAM increasing moat down 25% from its high. Link in bio"  
[X Link](https://x.com/yehoshzl/status/1973368566352322859)  2025-10-01T12:45Z [----] followers, [----] engagements


"@bobspaysubstack Boggles me how folks dont look at what adjustments to EBITDA $FOUR makes. Theyre ongoing business expenses for their acquisition driven model. They shouldnt be adjusted for"  
[X Link](https://x.com/yehoshzl/status/1976276310319407278)  2025-10-09T13:19Z [----] followers, [---] engagements


"@KairosPraxis I dont understand whats hard to grok $TOST is outgrowing all the competitors by far aka gaining market share aka have a sustainable advantage in restaurants. $FOUR has won the vast majority of stadiums. Same. Losing out on deals here or there doesnt take that away"  
[X Link](https://x.com/yehoshzl/status/1978558594497802499)  2025-10-15T20:28Z [----] followers, [---] engagements


"Part of what slows down my research process in investing is making sure I research competition just as deeply as I research my own company. If you invest in $RELY it's best to resarch Wise Western Union etc just as deeply"  
[X Link](https://x.com/yehoshzl/status/1980254681625743766)  2025-10-20T12:48Z [----] followers, [---] engagements


"Earnings season is back This week is relaxed I'll be tracking $GM and $MBLY to get a pulse of the AV market ( both impact my holding $INVZ ). $MBLY has been a dissapointment and there recent industry conferences have strengthend my thesis that they're at risk of losing significant market share in the L2 / L2+ wave. Short term it's about time they announce some win barring that I don't think that there expected beat on the current financials will be interesting enough"  
[X Link](https://x.com/yehoshzl/status/1980628653676564791)  2025-10-21T13:34Z [----] followers, [---] engagements


"@weary_centurion @Kross_Roads Whats the idea in a 41% stake tho"  
[X Link](https://x.com/yehoshzl/status/1980671678192492668)  2025-10-21T16:25Z [----] followers, [---] engagements


"Bullish $SPOT. Netflix and Spotify price increases https://t.co/aVz1ZVzuUp Netflix and Spotify price increases https://t.co/aVz1ZVzuUp"  
[X Link](https://x.com/yehoshzl/status/1980671835663659077)  2025-10-21T16:25Z [----] followers, [---] engagements


"Whats the hair on $RELY fundamentals have all been up and to the right all year but stock is down and to the left. Possible reasons Im exploring: [--]. Doubts on TAM: Challenged market ICE crackdowns New products launched wont find PMF [--]. Competitive space to begin with (WISE etc) more competition due to stablecoins (Kraken Binance etc)"  
[X Link](https://x.com/yehoshzl/status/1980845573889749380)  2025-10-22T03:56Z [----] followers, [---] engagements


"I just got used to using Comet I don't think I can take moving to a new browser just yet. Can y'all just chill a bit"  
[X Link](https://x.com/yehoshzl/status/1980977833079103995)  2025-10-22T12:41Z [----] followers, [---] engagements


"Sure $PYPL doesn't have much downside - it's growing and biz is generating lots of cash. But there's real opportunity cost for being wrong especially in an up market"  
[X Link](https://x.com/yehoshzl/status/1981036531058925683)  2025-10-22T16:34Z [----] followers, [---] engagements


"$MBLY reporting a nothing burger quarter. Only good callout is that production level HW ( $INVZ ) is on the road in Chauffeur test vehicles already"  
[X Link](https://x.com/yehoshzl/status/1981342804249870675)  2025-10-23T12:51Z [----] followers, [----] engagements


"Some call outs from $HAS Q3: "After a long turnaround effort we expect Q4 to be the start of a long-term growth period for our toys business driven by innovation a killer entertainment slate and new partnerships." When CP makes a turn the whole company will benefit"  
[X Link](https://x.com/yehoshzl/status/1981537059840880738)  2025-10-24T01:43Z [----] followers, [---] engagements


"Magic has led the entire company all year with nothing less than outstanding growth. A lot of it has been driven by new collector sets - LoTR Final Fantasy. [----] has even more sets coming out + some new gangbusters: The Hobbit Star Trek Teenage Mutant Ninja Turtles. How much more can this fanbase spend"  
[X Link](https://x.com/yehoshzl/status/1981538305972838811)  2025-10-24T01:48Z [----] followers, [---] engagements


"A factor that drags out my investment research is ensuring I study competitors with the same depth as my own company. Investing in $MNDY requires me to follow $CRM $TEAM Assana etc"  
[X Link](https://x.com/yehoshzl/status/1981639055059321051)  2025-10-24T08:29Z [----] followers, [---] engagements


"Some good news on $MBLY call: [--]. New surround ADAS award from a western OEM. Thats big and there was some good color added: a his is relolacung an existing forward facing camera so a net 2x on ASP. These programs consolidate some infra so cant be retrofitted and need new model launches = slower launch. On competition management thinks price is main point. How does that stack up against Qualcomms all in one approach that includes bundling infotainment [--]. [--]. Lyft Marubeni OEM is another VW style OEM - integration into production with reach to distribution. Thats great news"  
[X Link](https://x.com/yehoshzl/status/1981703980461023723)  2025-10-24T12:47Z [----] followers, [---] engagements


"Based on MtG $HAS raised guidance on revenue and EBITDA since it flows all the way through to the bottom line. Consumer products is the main drag on the company as they streamline operations SKUs and focus. "So the raise in Wizards is really all due to the revenue momentum that we're seeing and just the trickle on the positive benefit that that has down the line in the P&L. On our CP business to your point a relatively flat outlook. I mean depending on which range you go you could see us getting to some growth within the quarter." https://twitter.com/i/web/status/1982399724310110369"  
[X Link](https://x.com/yehoshzl/status/1982399724310110369)  2025-10-26T10:51Z [----] followers, [---] engagements


"The never ending question on $HAS is how sustainable growth is and how much MtG can be squeezed. CEO Chris Cox is confident it can be squeezed some more: "At the easiest level this year we had call it [---] sets because one of our sets was a little bit of a little bit of crossover in terms of sell-in between Q4 and Q1. Next year we're going to have about the equivalent of [--] sets. So just you're naturally going to have more content to sell which generally is correlated with higher sales. And we don't see that slowing down. If anything I think there's a potential to accelerate it just with the"  
[X Link](https://x.com/yehoshzl/status/1982403272204800331)  2025-10-26T11:05Z [----] followers, [--] engagements


"All in all this was an excellent quarter from $HAS: WotC huge growth above expectations. Better margins across the board from higher top line Strong pipeline of future growth across the board: MtG sets in [----] Marvel movies DnD refreshes and digital gaming experiences. All the above leads to future top + bottom line improvement + cash flow. Together means a stronger financial profile for the company. Downside/risks include Mtg tapping out growth inflation picking up digital comps become hard after BGIII. https://twitter.com/i/web/status/1982417096068755799"  
[X Link](https://x.com/yehoshzl/status/1982417096068755799)  2025-10-26T12:00Z [----] followers, [--] engagements


"Can't wait for $PYPL to report earnings. Just for the bulls and bears to have something new to analyze"  
[X Link](https://x.com/yehoshzl/status/1982444359036658039)  2025-10-26T13:49Z [----] followers, [---] engagements


"$RELY $PYPL $GLBE Finally published some long overdue invest and investigates Let's see what earnings bring https://open.substack.com/pub/thereservist/p/long-overdue-invest-and-investigatesr=h9u3&utm_campaign=post&utm_medium=web https://open.substack.com/pub/thereservist/p/long-overdue-invest-and-investigatesr=h9u3&utm_campaign=post&utm_medium=web"  
[X Link](https://x.com/yehoshzl/status/1983167139545862406)  2025-10-28T13:41Z [----] followers, [----] engagements


"I dont think anyone had this big of a miss for $FI in the cards. Cant help but think this is bullish $FOUR and $TOST"  
[X Link](https://x.com/yehoshzl/status/1983495316201488511)  2025-10-29T11:25Z [----] followers, [----] engagements


"I dont know how to judge the downside. Stocks that underperform can underperform for a while. Theres no telling how far they can go and were in wide open territory with no real support. I could place an arbitrary stop loss however Im wary of the fact that Ive misjudged Fiservs volatility recently. I sold out of $FI earlier this year when I couldnt quite put my head around the company. Glad I did 😛. The quarter dropped out from a completely unexpected angle this time. https://open.substack.com/pub/thereservist/p/did-i-make-a-mistake-with-fiservr=h9u3&utm_medium=ios"  
[X Link](https://x.com/yehoshzl/status/1983509896810143982)  2025-10-29T12:23Z [----] followers, [---] engagements


"@stock_noobs2025 Fiserv competes with Toast and Shift4 with their Clover division"  
[X Link](https://x.com/yehoshzl/status/1983510188775608598)  2025-10-29T12:24Z [----] followers, [---] engagements


"$ADBE's investor day was such a snooze fest I wonder why they even held it. Nothing new no financial guidance given what's the point"  
[X Link](https://x.com/yehoshzl/status/1983593345898443041)  2025-10-29T17:54Z [----] followers, [---] engagements


"$FI down and $FOUR down in sympathy but does that make sense Some thoughts: $FI has two main business units: [--]. Merchant solutions: merchant acquiring + SMB business tools + PSP [--]. Financial solutions: banking software for financial institutions. The quarter was really hit from a few segments: [--]. Digital payments - Fiserv's debit card network -5% [--]. Banking - SW solutions for banks -7% [--]. Processing - Bundled PSP for platforms -6% The merchant solutions as a whole operated in line with Clover +8% GMV and +26% revenue growth overall (Clover is the SMB segment) and Enterprise +4%. Far below the"  
[X Link](https://x.com/yehoshzl/status/1983670813808279919)  2025-10-29T23:02Z [----] followers, [----] engagements


"Good article two thoughts - [--]. $FOUR is now competing with Adyen directly. Yes they have an advantage in card present but their Unified Commerce initiative which has a lot to do with future growth is probably less able to compete - it's a mish mash of technology stacks built together. [--]. Integration costs are real and could come back to bite in the ass later down the line"  
[X Link](https://x.com/yehoshzl/status/1985678070246695162)  2025-11-04T11:58Z [----] followers, [---] engagements


"$SPOT out with Q3 earnings - Beat guidance on all metrics - Q4 guidance decent all things considered. - Product velocity improving - Ad supported still needs to improve a lot but some things are in the works: inventory is up and even though PPA is down for other networks ($META) this has been the precursor to improved ad revenue growth. - FCF strong cash balance growing. -- Story intact. User growth is faster than my base case ARPU as expected (due to geographic mix). GM is going very well with leverage in the business. Still waiting for new product roll outs that will increase ARPU"  
[X Link](https://x.com/yehoshzl/status/1985679935885763026)  2025-11-04T12:06Z [----] followers, [---] engagements


"@weary_centurion @QualityInvest5 What does Braintree have to do with transactions per PayPal account Braintree is the white label PSP it doesn't run PayPal transactions"  
[X Link](https://x.com/yehoshzl/status/1985681102829240459)  2025-11-04T12:10Z [----] followers, [--] engagements


"$RELY wasn't good y'all. Q3 came in strong but Q4 guide is low and [----] guidance is even worse. That just doesn't cut it for a company at this stage of their growth curve. https://open.substack.com/pub/thereservist/p/remitly-investigated-and-shuttingr=h9u3&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true https://open.substack.com/pub/thereservist/p/remitly-investigated-and-shuttingr=h9u3&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true"  
[X Link](https://x.com/yehoshzl/status/1986408705949123005)  2025-11-06T12:21Z [----] followers, [---] engagements


"@bobspaysubstack That's one of the problems with $FOUR - there's always so much to go through"  
[X Link](https://x.com/yehoshzl/status/1986411400852574480)  2025-11-06T12:32Z [----] followers, [---] engagements


"@Invesquotes I'm long $FOUR and $TOST even though they compete. There's definitely something to be said for a simpler easier to analyze and forecast story like Toast"  
[X Link](https://x.com/yehoshzl/status/1986411774317404317)  2025-11-06T12:34Z [----] followers, [---] engagements


"My biggest beef with $FOUR earnings are what's adjusted for in earnings. Shift4 touts their M&A as a strategic GTM channel - i.e it's part of the business model and GTM strategy. Why then remove integration costs restructuring costs and other M&A costs It's part of the business model. @rookisaacman would be great to get your input on this. "Adjusted EBITDA represents EBITDA further adjusted for certain noncash and other nonrecurring items that management believes are not indicative of ongoing operations. These adjustments include acquisition restructuring and integration costs revaluation of"  
[X Link](https://x.com/yehoshzl/status/1986419422341243285)  2025-11-06T13:04Z [----] followers, [----] engagements


"$FOUR you can't brag about how owner mindset you are with $1b of share repurchase and then OMIT IT from the whole ROIC calculation. Notice the (b). I wonder how good of capital allocation this is when you add back the $600m in share buybacks. c'mon management should be better than this financial gimmickry"  
[X Link](https://x.com/yehoshzl/status/1986425888594940265)  2025-11-06T13:30Z [----] followers, 10.9K engagements


"@Jonathan_ben_94 Well Mercedes used to work with $LAZR and now with $AEVA ;)"  
[X Link](https://x.com/yehoshzl/status/1986470738308591734)  2025-11-06T16:28Z [----] followers, [---] engagements


"@weary_centurion The main question remains on DTC. Whats the secret sauce Without a clear answer which I have yet to find its tough to build up conviction that $ODD has staying power"  
[X Link](https://x.com/yehoshzl/status/1987396298945744967)  2025-11-09T05:46Z [----] followers, [--] engagements


"@stonkmetal Thats good to see Id prefer they add those metrics to the slide so that a shareholder like myself can see the full ROC theyve delivered"  
[X Link](https://x.com/yehoshzl/status/1987396556451160396)  2025-11-09T05:47Z [----] followers, [--] engagements


"$MNDY reports tomorrow. Guidance is for: [--]. 24.5% Revenue growth ($312m) [--]. 11.5% Operating Margin ($35m) Key will be watching Q3 results impact on FY guide AI product rollout and any discussion on monetization"  
[X Link](https://x.com/yehoshzl/status/1987598636876796299)  2025-11-09T19:10Z [----] followers, [---] engagements


"Other things to look for in $MNDY: - Programatic SEO/Ads and how they've trended - Move to enterprise and cross sell of products - CRM Service Dev growth rates. Monday had a good IR day [--] days ago: https://x.com/yehoshzl/status/1968308378054316069s=20 $MNDY IR day getting started right now. Excited to see forecasts and commentary on the SaaS AI dynamic https://x.com/yehoshzl/status/1968308378054316069s=20 $MNDY IR day getting started right now. Excited to see forecasts and commentary on the SaaS AI dynamic"  
[X Link](https://x.com/yehoshzl/status/1987601463426547954)  2025-11-09T19:21Z [----] followers, [---] engagements


"Amazing. $INVZ Innoviz3 - its 60% smaller than InnovizTwo. Its really hard to understand how small it is until you hold it in your hands. Pretty insane 🥳 $INVZ Thanks for joining the call today https://t.co/aB9lZ1CNoT Innoviz3 - its 60% smaller than InnovizTwo. Its really hard to understand how small it is until you hold it in your hands. Pretty insane 🥳 $INVZ Thanks for joining the call today https://t.co/aB9lZ1CNoT"  
[X Link](https://x.com/yehoshzl/status/1988657007419879764)  2025-11-12T17:15Z [----] followers, [---] engagements


"Some $MNDY thoughts post Q3: - Monday reported strong earnings - Stood by [----] guidance which importantly implies 24% CAGR a step up from Q4 guidance. - Product velocity is good AI vibe coding tool especially getting good pickup - AI monetization plan in play - Acceleration up market and cross selling. So whats wrong with the stock My best guess is a mix of AI SaaS fears + slowing growth which feed the fire and a slowing GTM motion which put the confidence in projections at risk. https://open.substack.com/pub/thereservist/p/monday-bluesr=h9u3&utm_medium=ios"  
[X Link](https://x.com/yehoshzl/status/1989238978730397951)  2025-11-14T07:48Z [----] followers, [---] engagements


"Added some $MNDY earnings and forecast + whether this is a dip buying opportunity https://open.substack.com/pub/thereservist/p/monday-bluesr=h9u3&utm_medium=ios Some $MNDY thoughts post Q3: - Monday reported strong earnings - Stood by [----] guidance which importantly implies 24% CAGR a step up from Q4 guidance. - Product velocity is good AI vibe coding tool especially getting good pickup - AI monetization plan in play - Acceleration https://open.substack.com/pub/thereservist/p/monday-bluesr=h9u3&utm_medium=ios Some $MNDY thoughts post Q3: - Monday reported strong earnings - Stood by 2027"  
[X Link](https://x.com/yehoshzl/status/1989320865054441548)  2025-11-14T13:13Z [----] followers, [---] engagements


"Valuation isnt done in a vacuum. Sometimes historical references (lowest P/E ever) are relevant. Sometimes they arent. Sometimes FCF yield is relevant (10% FCF) and sometimesit isnt. Theres no such thing as objectively cheap. The consensus around PayPal is that growth is steady/slowing and therefore a low valuation is warranted. If that consensus starts to change so will the valuation. In a world of high opportunity cost you cant afford to be so demagogic. $PYPL Great post by Roy here I see a lot of people trying to argue its fairly priced That is objectively false You can argue competition"  
[X Link](https://x.com/yehoshzl/status/1990018501814219078)  2025-11-16T11:25Z [----] followers, [----] engagements


"This is essentially bullish incumbents - IF they can pull it off. Incumbents ( $CRM $MNDY ) have access to most of a workflow context and business processes. The big opportunity right now if youre building AI agents is to bridge the AI capability overhang with the customers actual workflows and business processes. The models will continue to get far better which enables more and more to be automated. but to take advantage of The big opportunity right now if youre building AI agents is to bridge the AI capability overhang with the customers actual workflows and business processes. The models"  
[X Link](https://x.com/yehoshzl/status/1991780295595684013)  2025-11-21T08:06Z [----] followers, [---] engagements


"$INVZ Q3 some good some concerning but mainly: steady as she goes. https://open.substack.com/pub/thereservist/p/innoviz-q3-steady-as-she-goesr=h9u3&utm_medium=ios https://open.substack.com/pub/thereservist/p/innoviz-q3-steady-as-she-goesr=h9u3&utm_medium=ios"  
[X Link](https://x.com/yehoshzl/status/1992927820054683711)  2025-11-24T12:06Z [----] followers, [----] engagements


"@Investy_ Yes"  
[X Link](https://x.com/yehoshzl/status/1992934851167899807)  2025-11-24T12:34Z [----] followers, [--] engagements


"Daimler trucks and subsidiary Torc Robotics select $INVZ as short range lidar supplier. https://www.prnewswire.com/news-releases/daimler-truck-and-torc-robotics-select-innoviz-technologies-as-lidar-partner-for-series-production-of-level-4-autonomous-trucks-302630271.html https://www.prnewswire.com/news-releases/daimler-truck-and-torc-robotics-select-innoviz-technologies-as-lidar-partner-for-series-production-of-level-4-autonomous-trucks-302630271.html"  
[X Link](https://x.com/yehoshzl/status/1995850016615964882)  2025-12-02T13:38Z [----] followers, [----] engagements


"$ADBE was getting interesting at $310 but it's not 10% off it's lows into earnings and at the top of its trading channel. I'll opt to wait for earnings"  
[X Link](https://x.com/yehoshzl/status/1998083638303523091)  2025-12-08T17:33Z [----] followers, [---] engagements


"Amazing how hard it is for folks to grasp a nuanced narrative. No $ADBE isnt being disrupted. Yes its suffering from increased competition and most erosion leading to DECELERATING ARR and revenue growth. Why does that deserve a premium multiple Is this what being disrupted by AI looks like $ADBE https://t.co/Wmmup9HpHf Is this what being disrupted by AI looks like $ADBE https://t.co/Wmmup9HpHf"  
[X Link](https://x.com/yehoshzl/status/1999007132113363102)  2025-12-11T06:43Z [----] followers, [---] engagements


"And yet.revenue growth is decelerating. How do we square this circle $ADBE. Adobe reported 200% growth in QUARTER-OVER-QUARTER generative credit consumptions Do you really think they're gonna sit idle and let AI eat their business $ADBE https://t.co/ygi50rnlWV Adobe reported 200% growth in QUARTER-OVER-QUARTER generative credit consumptions Do you really think they're gonna sit idle and let AI eat their business $ADBE https://t.co/ygi50rnlWV"  
[X Link](https://x.com/yehoshzl/status/1999031403326091750)  2025-12-11T08:20Z [----] followers, [---] engagements


"If you follow $four this series by Bearstone is a must read. https://substack.com/@bearstone2023/note/c-184636667r=h9u3&utm_medium=ios&utm_source=notes-share-action https://substack.com/@bearstone2023/note/c-184636667r=h9u3&utm_medium=ios&utm_source=notes-share-action"  
[X Link](https://x.com/yehoshzl/status/2003208729249153247)  2025-12-22T20:59Z [----] followers, [---] engagements


"@nataninvesting In the works writing a thesis about AI vs SaaS in general and how that will affect $MNDY specifically"  
[X Link](https://x.com/yehoshzl/status/2006080852351193197)  2025-12-30T19:12Z [----] followers, [--] engagements


"$FOUR has the same problem playbook less SW Toast uses the classic "razor and blade" model 👇 1) Lose money on hardware 2) Make 20% margins on payment processing 3) Eventually upsell 70%+ margin SaaS & value-added services (scheduling payroll menu management etc) $TOST https://t.co/7XjdnDH0I5 Toast uses the classic "razor and blade" model 👇 1) Lose money on hardware 2) Make 20% margins on payment processing 3) Eventually upsell 70%+ margin SaaS & value-added services (scheduling payroll menu management etc) $TOST https://t.co/7XjdnDH0I5"  
[X Link](https://x.com/yehoshzl/status/2006087242754789819)  2025-12-30T19:37Z [----] followers, [----] engagements


"$INVZ has been on a straight elevator down for the past few months. Why [--]. $LAZR bankruptcy hurting sector [--]. Possibly losing $GM deal [--]. ATM selling pressure [--]. Small caps be small caps. Fundamentally the business has improved in [----]. I added to my position. Went long $INVZ today again. Went long $INVZ today again"  
[X Link](https://x.com/yehoshzl/status/2006437731694702640)  2025-12-31T18:50Z [----] followers, [----] engagements


"@Couch_Investor @acce Loving the retail activism"  
[X Link](https://x.com/yehoshzl/status/2006437989518610566)  2025-12-31T18:51Z [----] followers, [---] engagements


"@10009nyny @jwat_5 @AdamoMancino IMO [----] was a rerating year for $MBLY as the doubt that was overshadowing the company came to the front but markets are forward looking and if the VW rollout looks good that should start playing into the price during 2026"  
[X Link](https://x.com/yehoshzl/status/2006655616123805748)  2026-01-01T09:15Z [----] followers, [---] engagements


"Is SaaS Dead [----] was brutal for SaaS companies like $ADBE $CRM $MNDY. But [----] might be different if they're in the bracket that can win. I explore a framework for how to evaluate these companies. https://open.substack.com/pub/thereservist/p/a-framework-to-evaluate-the-saasr=h9u3&utm_campaign=post&utm_medium=web https://open.substack.com/pub/thereservist/p/a-framework-to-evaluate-the-saasr=h9u3&utm_campaign=post&utm_medium=web"  
[X Link](https://x.com/yehoshzl/status/2006719255430181071)  2026-01-01T13:28Z [----] followers, [---] engagements


"2026 is starting with a framework on how to evaluate SaaS companies in the age of AI $CRM $MNDY $ADBE $HUBS all suffered in [----] but they might rise in [----]. https://open.substack.com/pub/thereservist/p/a-framework-to-evaluate-the-saasr=h9u3&utm_campaign=post&utm_medium=web https://open.substack.com/pub/thereservist/p/a-framework-to-evaluate-the-saasr=h9u3&utm_campaign=post&utm_medium=web"  
[X Link](https://x.com/yehoshzl/status/2007082456504307982)  2026-01-02T13:32Z [----] followers, [---] engagements


"@NovakRosicky Havent looked into $NOW specifically but I bet you can utilize the framework to get to a good answer"  
[X Link](https://x.com/yehoshzl/status/2007515463568502868)  2026-01-03T18:12Z [----] followers, [--] engagements


"@adrewrogers Love to see it. Rivian strikes me as an odd company in your style do you have a write up on it"  
[X Link](https://x.com/yehoshzl/status/2007818276844323214)  2026-01-04T14:15Z [----] followers, [--] engagements


"Starting the year with a few companies on my radar.Prices are finally attractive: [--]. $MNDY: research in the works [--]. $COIN: Trade with BTC going down [--]. $FOUR: super interesting but in the too complicated to do quickly bucket"  
[X Link](https://x.com/yehoshzl/status/2007819085082706392)  2026-01-04T14:19Z [----] followers, [---] engagements


"@tanayj What about Shopify"  
[X Link](https://x.com/yehoshzl/status/2007863432146755888)  2026-01-04T17:15Z [----] followers, [--] engagements


"Last year at CES Nvidia touted $GM partnership. GM is gone from the partner slide $INVZ is also gone from Tier [--] and HW partners. 🤷♂"  
[X Link](https://x.com/yehoshzl/status/2008494487178477694)  2026-01-06T11:02Z [----] followers, [----] engagements


"@CKopeny @Kross_Roads The number is where it brings to impact overall revenue growth. As long as that number remains flat-down multiples dont expand"  
[X Link](https://x.com/yehoshzl/status/2008494750698270945)  2026-01-06T11:03Z [----] followers, [--] engagements


"$INVZ keeps pushing the technical edge on Lidar. Whats cool is that actually makes a commercial option more viable and easier for OEMs. Not just technical spec improvements. https://ir.innoviz.tech/news-events/press-releases/detail/167/innoviz-technologies-announces-first-sensor-fusion-colored https://ir.innoviz.tech/news-events/press-releases/detail/167/innoviz-technologies-announces-first-sensor-fusion-colored"  
[X Link](https://x.com/yehoshzl/status/2008528134371729522)  2026-01-06T13:16Z [----] followers, [---] engagements


"@doryehezkek Yup. Nvidia CES presentations are a great snapshot in time lol. In the winning side: $QCOM $MBLY $NXPI who are probably taking those partnerships"  
[X Link](https://x.com/yehoshzl/status/2008528864985981201)  2026-01-06T13:19Z [----] followers, [---] engagements


"Ive followed Lidar and AVs since [----]. I have no doubt that folks wont appreciate what a step change this is. Driving is based on: [--]. sensing (as in collecting data) [--]. understanding/interpreting the sensing data [--]. Sensor fusion [--]. Creating a world model [--]. Decision making Each step creates a bottleneck and challenge vs the others. Being able to combine steps or sub steps is a huge leap in efficiency and reliability. What $INVZ is showing here is more than just the RGB LiDAR its the ability to do sensor fusion between different sensor types at the first level enabling an easier and more"  
[X Link](https://x.com/yehoshzl/status/2008530466123518445)  2026-01-06T13:25Z [----] followers, [---] engagements


"@jwat_5 Im not a fan of Amnon Shashua companies bailing out other Amnon Shashua companies"  
[X Link](https://x.com/yehoshzl/status/2008660444433858656)  2026-01-06T22:02Z [----] followers, [---] engagements


"@RahulSetty_ After the first year in the park the lemonade stands organic growth is flat. Same is true for $FOUR"  
[X Link](https://x.com/yehoshzl/status/2008918349065949574)  2026-01-07T15:07Z [----] followers, [---] engagements


"@woriirow @mySanctuaries Seems like it that they aren't the 'reference partner' on Hyperion [--] although they're still part of the partner ecosystem"  
[X Link](https://x.com/yehoshzl/status/2009189928236945741)  2026-01-08T09:06Z [----] followers, [--] engagements


"If you don't understand the valuation you're welcome to read the [-----] words I've written about $SPOT. The tl:dr is that it makes sense. https://thereservist.substack.com/p/deep-dive-spotify-and-musics-long They keep trying to defend Spotify but eventually it breaks new lows Dont understand the valuation. How much longer do they think they can raise prices Founder saw the writing on the wall https://thereservist.substack.com/p/deep-dive-spotify-and-musics-long They keep trying to defend Spotify but eventually it breaks new lows Dont understand the valuation. How much longer do they think they"  
[X Link](https://x.com/yehoshzl/status/2009332641271787547)  2026-01-08T18:33Z [----] followers, [---] engagements


"Most insightful take on SaaS and AI in general right here folks. Either your SaaS is replacing jobs or enjoying the tailwind. Otherwise theyre suffering from seat growth erosion and AI fears. $ADBE $MNDY $HUBS $CRM If you want a pricing premium as a startup fundraising today you need to be one of two things: [--]. Replacing jobs; now or in roadmap. (Harvey Legora Sierra Decagon) [--]. Co-attach to AI. Ride the tailwinds of AI. (Datadog Supabase etc). If not either discount will be If you want a pricing premium as a startup fundraising today you need to be one of two things: [--]. Replacing jobs; now"  
[X Link](https://x.com/yehoshzl/status/2009372969315819590)  2026-01-08T21:13Z [----] followers, [----] engagements


"@Investy_ Likewise. Its a volatile stock so the upside needs to be merited"  
[X Link](https://x.com/yehoshzl/status/2010426764535963939)  2026-01-11T19:01Z [----] followers, [--] engagements


"$PYPL's advertising product is all y'all want it to be. It's cool fun and promising but ultimately - disappointing. Writeup coming out soon on http://thereservist.substack.com http://thereservist.substack.com"  
[X Link](https://x.com/yehoshzl/status/2010682280809775357)  2026-01-12T11:56Z [----] followers, [---] engagements


"$PYPL PayPals new marketing initiative isnt enough to change revenue growth meaningfully. https://open.substack.com/pub/thereservist/p/paypal-advertising-a-narrative-changer=h9u3&utm_medium=ios&shareImageVariant=overlay $PYPL's advertising product is all y'all want it to be. It's cool fun and promising but ultimately - disappointing. Writeup coming out soon on https://t.co/xO6u1FzF9B https://open.substack.com/pub/thereservist/p/paypal-advertising-a-narrative-changer=h9u3&utm_medium=ios&shareImageVariant=overlay $PYPL's advertising product is all y'all want it to be. It's cool fun and"  
[X Link](https://x.com/yehoshzl/status/2010683961760972885)  2026-01-12T12:03Z [----] followers, [---] engagements


"@SHulstaert Wondering how comprehensive to make it. whether I should put down all the company history vs just analyzing it simply now. There's a lot of value in knowing the company. A lot of the thesis is the culture and values but it adds a LOT of work 😅"  
[X Link](https://x.com/yehoshzl/status/2010969644828340340)  2026-01-13T06:58Z [----] followers, [--] engagements


"Ah got It. Yes agreed - subscriber growth should slow has been my thesis over the past year which has so far been proven wrong but at some point large numbers will kick in. The flip side is that ARPU should grow as they finally become better at monetizing ad supported users and add premium tiers. https://twitter.com/i/web/status/2010970071896650236 https://twitter.com/i/web/status/2010970071896650236"  
[X Link](https://x.com/yehoshzl/status/2010970071896650236)  2026-01-13T07:00Z [----] followers, [--] engagements


"@SaaSinvester I think if they execute AI will be a massive tailwind. this is my framework for evaluating SaaS vs AI $MNDY has a lot of potential here. https://open.substack.com/pub/thereservist/p/a-framework-to-evaluate-the-saasr=h9u3&utm_campaign=post&utm_medium=web https://open.substack.com/pub/thereservist/p/a-framework-to-evaluate-the-saasr=h9u3&utm_campaign=post&utm_medium=web"  
[X Link](https://x.com/yehoshzl/status/2011020587276144727)  2026-01-13T10:20Z [----] followers, [--] engagements


"@SaaSinvester SBC is an issue and I actually model the company SBC inclusive. I hate the adj. crap. Management however has addressed it over the past few quarters and SBC is manageable especially given the new $870m buyback"  
[X Link](https://x.com/yehoshzl/status/2011020863928258623)  2026-01-13T10:21Z [----] followers, [--] engagements


"@SaaSinvester There have always been lots of $MNDY YouTube ads. As SEO weakens and Monday ACV grows (because of cross selling dev CRM and service) they have more leeway to spend on marketing on saturated / competitive platforms like YouTube"  
[X Link](https://x.com/yehoshzl/status/2011021257404277195)  2026-01-13T10:23Z [----] followers, [---] engagements


"Investing checklist must do: Feed past [--] conference call transcripts into GPT to get an analysis on management consistency and track record (prompt in tweet below). #FinTwitt what are the biggest pain points or hacks in your investing workflow"  
[X Link](https://x.com/yehoshzl/status/2011072752447545713)  2026-01-13T13:48Z [----] followers, [---] engagements


"Steal my prompt 💴 Input: Eight most recent earning calls transcripts. Task: Analyze the transcripts to evaluate the companys management quality key issues TAM (Total Addressable Market) expansion and competitive moat. The analysis should be rooted in the actual transcript text. If making an inference that is not directly derived from the transcripts clearly state it as external reasoning. Output: A structured analysis of the company divided into four main sections each with sub-questions to answer. [--]. Management Quality and Accountability What promises targets or strategic goals has"  
[X Link](https://x.com/yehoshzl/status/2011072764988571712)  2026-01-13T13:48Z [----] followers, [---] engagements


"So who's doing something with those SaaS names today $ADBE $MNDY $CRM $HUBS $NOW"  
[X Link](https://x.com/yehoshzl/status/2011166837074231747)  2026-01-13T20:01Z [----] followers, [---] engagements


"I wrote this on $ADBE a year ago. Time to pull the trigger "However for my personal portfolio of long duration higher growth companies Adobe doesnt hit the threshold to justify a position. A reverse DCF with a discount rate of 10% puts the company at exactly fair value currently assuming 10% revenue growth over the next [--] years. To me that sounds too high given the amount of uncertainty around other disruptor companies in Adobes space like Figma and Canva. If Adobe dropped 30% (towards $300 per share) that would change things and justify making Adobe a core position or at the very least a"  
[X Link](https://x.com/yehoshzl/status/2011175816328331311)  2026-01-13T20:37Z [----] followers, [---] engagements


"@EdgeCGroup Content costs aren't fixed. Music cost are tied to revenue although not linearly. I break down the relationship to the big three record labels here. https://thereservist.substack.com/p/deep-dive-spotify-and-musics-long https://thereservist.substack.com/p/deep-dive-spotify-and-musics-long"  
[X Link](https://x.com/yehoshzl/status/2013222602462974126)  2026-01-19T12:10Z [----] followers, [--] engagements


"@corleonecapital You mean Apple Music and YouTube Music"  
[X Link](https://x.com/yehoshzl/status/2013224723740528965)  2026-01-19T12:19Z [----] followers, [--] engagements


"@corleonecapital How exactly do apps go away"  
[X Link](https://x.com/yehoshzl/status/2013236734188740632)  2026-01-19T13:06Z [----] followers, [--] engagements


"Originality is about to be the currency of value. Cloning apps is easy. Designing new products from zero MVP understanding the real pain point you're solving That's hard"  
[X Link](https://x.com/yehoshzl/status/2013343700567351332)  2026-01-19T20:11Z [----] followers, [--] engagements


"$CSU investors: Do you really know the thousands of business they own so that you can evaluate the risk of disruption Sure some is critical but IMO the long tail of vertical SaaS is actually more at risk from being vibe coded away than a platform like $CRM $NOW $MNDY"  
[X Link](https://x.com/yehoshzl/status/2013664453879791985)  2026-01-20T17:26Z [----] followers, [---] engagements


"@DJ_CURFEW More people than ever before build websites via Shopify Substack Notion Wix etc. But yes its still fringe"  
[X Link](https://x.com/yehoshzl/status/2014372373114372291)  2026-01-22T16:19Z [----] followers, [--] engagements


"RT @yehoshzl: The desire to buy the falling knife and be RIGHT is something to be very very wary of"  
[X Link](https://x.com/anyuser/status/2016161929912582592)  2026-01-27T14:50Z [----] followers, [--] engagements


"RT @yehoshzl: Writing is 30%. Editing is 70%"  
[X Link](https://x.com/anyuser/status/2016162001198944376)  2026-01-27T14:50Z [----] followers, [--] engagements


"RT @yehoshzl: Oh man. It's July 31st and I haven't written half of what I wnated to publish this month 😵💫"  
[X Link](https://x.com/anyuser/status/2016167189364277456)  2026-01-27T15:11Z [----] followers, [--] engagements


"RT @yehoshzl: I changed my buying patterns in [----]. Instead of sporadically buying when things 'feel' right I've put a plan in place that"  
[X Link](https://x.com/anyuser/status/2016592304845516959)  2026-01-28T19:20Z [----] followers, [--] engagements


"RT @yehoshzl: AI & Spotify $SPOT Ive been asked repeatedly whether GenAI is a structural risk to Spotify so heres the compressed view"  
[X Link](https://x.com/anyuser/status/2016599698023600389)  2026-01-28T19:50Z [----] followers, [--] engagements


"RT @yehoshzl: The more I use different AI tools the less "Vibe" it is and the more managing. Vibe leads to slop getting stuck and wasted"  
[X Link](https://x.com/yehoshzl/status/2016599753593893250)  2026-01-28T19:50Z [----] followers, [--] engagements


"RT @yehoshzl: AI business models are different from the traditional software as a service. They are much more replicable and at far greate"  
[X Link](https://x.com/yehoshzl/status/2016599837928812772)  2026-01-28T19:50Z [----] followers, [--] engagements


"RT @yehoshzl: When you listen to discussions about something you own that just don't get it or are wildly uninformed in their takes - you"  
[X Link](https://x.com/yehoshzl/status/2016647985019703794)  2026-01-28T23:02Z [----] followers, [--] engagements


"RT @yehoshzl: Sharing the journey of managing a portfolio of long duration high growth stocks - and the meta of writing about it :-) You"  
[X Link](https://x.com/yehoshzl/status/2016738480114848132)  2026-01-29T05:01Z [----] followers, [--] engagements


"RT @yehoshzl: Spotify has pulled back 30% moving in lockstep with Netflix. The selloff looks like a market reset not an AI-specific repr"  
[X Link](https://x.com/yehoshzl/status/2016753241707757991)  2026-01-29T06:00Z [----] followers, [--] engagements


"Hosting mobility session Thursday @ #ocsummit18 with @mikejgr @ryrzny @NissoMoyal @otonomo's Yael Rivkind Orr Danon. Crowdsourcing questions - Shoot me your best questions for the experts @AlexRoy144 @Tweetermeyer @osakkers @reillybrennan"  
[X Link](https://x.com/yehoshzl/status/957733133830492160)  2018-01-28T21:52Z [----] followers, [--] engagements

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