# ![@xwallstx Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::2591601288.png) @xwallstx xwallstx

xwallstx posts on X about $pypl, agentic, ai, pypl the most. They currently have [---] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.

### Engagements: [---] [#](/creator/twitter::2591601288/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2591601288/c:line/m:interactions.svg)

- [--] Week [--] -100%
- [--] Month [------] +27%

### Mentions: [--] [#](/creator/twitter::2591601288/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2591601288/c:line/m:posts_active.svg)

- [--] Month [--] -40%

### Followers: [---] [#](/creator/twitter::2591601288/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2591601288/c:line/m:followers.svg)

- [--] Week [---] no change
- [--] Month [---] +2.50%

### CreatorRank: undefined [#](/creator/twitter::2591601288/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2591601288/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  82% [technology brands](/list/technology-brands)  74% [finance](/list/finance)  33% [cryptocurrencies](/list/cryptocurrencies)  6% [fashion brands](/list/fashion-brands)  1% [countries](/list/countries)  1% [products](/list/products)  1%

**Social topic influence**
[$pypl](/topic/$pypl) 73%, [agentic](/topic/agentic) 27%, [ai](/topic/ai) 11%, [pypl](/topic/pypl) 9%, [$pypls](/topic/$pypls) 8%, [money](/topic/money) 6%, [in the](/topic/in-the) 5%, [$ipay](/topic/$ipay) 5%, [$xyz](/topic/$xyz) 5%, [ceo](/topic/ceo) 5%

**Top accounts mentioned or mentioned by**
[@acce](/creator/undefined) [@wearycenturion](/creator/undefined) [@couchinvestor](/creator/undefined) [@mccdmatthew](/creator/undefined) [@krossroads](/creator/undefined) [@juanrodrig07](/creator/undefined) [@unknowncapital](/creator/undefined) [@spike1567](/creator/undefined) [@reniec7](/creator/undefined) [@iamrouble](/creator/undefined) [@georgedubs](/creator/undefined) [@guybolly](/creator/undefined) [@alphainvest480](/creator/undefined) [@goodpoint123](/creator/undefined) [@clackbat](/creator/undefined) [@roinikainen](/creator/undefined) [@perplexityaione](/creator/undefined) [@paypal](/creator/undefined) [@wayfair](/creator/undefined) [@abercrombie](/creator/undefined)

**Top assets mentioned**
[PayPal Holdings Inc (PYPL)](/topic/$pypl) [Block, Inc. (XYZ)](/topic/$xyz) [Mastercard, Inc. (MA)](/topic/$ma) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [4 (FOUR)](/topic/$four) [Vixco (VIX)](/topic/$vix) [SPDR S&P [---] ETF Trust (SPY)](/topic/$spy) [Amazon.com, Inc. (AMZN)](/topic/$amzn) [MercadoLibre Inc (MELI)](/topic/$meli) [SPX6900 (SPX)](/topic/$spx) [Blend Labs, Inc. (BLND)](/topic/$blnd) [Uber Technologies, Inc. (UBER)](/topic/$uber) [Fiserv Inc (FISV)](/topic/$fisv) [Nike Inc (NKE)](/topic/$nke) [Biohaven Pharmaceutical Holding Company Ltd. (BHVN)](/topic/$bhvn) [Energy Transfer, LP. (ET)](/topic/$et) [MARRIOTT VACATIONS WORLDWIDE CORPORATION (VAC)](/topic/$vac) [Gloo Holdings, Inc. (GLOO)](/topic/$gloo) [Centric Swap (CNS)](/topic/$cns) [TransDigm Group, Inc. (TDG)](/topic/$tdg) [Butterfly Network, Inc. (BFLY)](/topic/$bfly) [MSC Industrial Direct Co., Inc. Class A (MSM)](/topic/$msm) [Metadium (META)](/topic/$meta) [Shopify Inc (SHOP)](/topic/$shop)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Great $PYPL post by @weary_centurion below. I'd like to add investors are completely missing what has been happening in the company's OVAS (Other Value Added Service) revenue. Q1 [----] OVAS was $775M. Just [--] months later Q3 [----] OVAS was $895M. Annually that is growth of more than 30%. OVAS are very high margin revenues and they achieved this while interest income on customer balances has been a headwind to this figure. Investors are not paying enough attention to this segment. This includes revenues from merchant offers. The company calls this referral or commission revenues. They really need"  
[X Link](https://x.com/xwallstx/status/2012155195170402677)  2026-01-16T13:29Z [---] followers, [----] engagements


"$PYPL Venmo and Paypal P2P interoperability now happening Visa+ bridge is being removed in February. This interoperability has been in testing and appears to be rolling out broadly now. See below"  
[X Link](https://x.com/xwallstx/status/2017071607966024021)  2026-01-30T03:05Z [---] followers, 16.7K engagements


"$V $MA $IPAY Visa and Mastercard have similar monthly charts. Hard for me to believe they will avoid the carnage in the payments sector. Plenty of room down to the [--] month moving average. Not advice"  
[X Link](https://x.com/xwallstx/status/2022003280713482551)  2026-02-12T17:42Z [---] followers, [---] engagements


"For those discussing $PYPL's large $MELI stake. Paypal also has a large stake in Pine Labs which is going public this week - see link below. Entire company is going to price around $3B so this is much smaller than $MELI position. I'm not sure their ownership stake but 10% would be $300M perhaps more if the IPO performs well. @Couch_Investor https://techcrunch.com/2025/11/03/pine-labs-aims-to-take-indian-fintech-global-even-as-it-cuts-valuation-for-ipo/ https://techcrunch.com/2025/11/03/pine-labs-aims-to-take-indian-fintech-global-even-as-it-cuts-valuation-for-ipo/"  
[X Link](https://x.com/xwallstx/status/1986165071249351121)  2025-11-05T20:13Z [---] followers, [----] engagements


"Hidden assets on the balance sheet. $MELI $UBER and now PineLabs to IPO this week. For those discussing $PYPL's large $MELI stake. Paypal also has a large stake in Pine Labs which is going public this week - see link below. Entire company is going to price around $3B so this is much smaller than $MELI position. I'm not sure their ownership stake but 10% For those discussing $PYPL's large $MELI stake. Paypal also has a large stake in Pine Labs which is going public this week - see link below. Entire company is going to price around $3B so this is much smaller than $MELI position. I'm not sure"  
[X Link](https://x.com/xwallstx/status/1986173525074272474)  2025-11-05T20:47Z [---] followers, [---] engagements


"I'm not following Block much but even after $XYZ selloff today seems the company trades around 20x [----] EPS. A multiple $PYPL shareholders could only dream of for now. I don't see why $XYZ deserves a premium at this time. Let me know what you all think"  
[X Link](https://x.com/xwallstx/status/1986809411466338373)  2025-11-07T14:54Z [---] followers, [---] engagements


"Sorry but I still find $8500 per person at an event to be an egregious waste of money for $XYZ shareholders. Same team building effect could have been accomplished for far less money. Dorsey has a history of wasteful acquisitions and diluting shareholders with high stock comp so the criticisms are fair in my opinion. $PYPL is better fintech play with better capital allocation and a larger and more global two sided network and it's not even close. No reason $XYZ should trade a higher multiple than $PYPL in my opinion. Huge mispricing between these two. If you care about the truth and $XYZ plz"  
[X Link](https://x.com/xwallstx/status/1987210354439418335)  2025-11-08T17:27Z [---] followers, [----] engagements


"It doesnt make sense to amortize this expense (mentally) over [--] years because most employees will not stay at the company that long. $pypl has a huge opportunity to better monetize users better at Venmo which is loved. It will and when the market realizes whats happening it will trade at a premium to $xyz"  
[X Link](https://x.com/xwallstx/status/1987228416345624665)  2025-11-08T18:39Z [---] followers, [---] engagements


"@guy_bolly Add the pieces of $PYPL you will get a higher value as well"  
[X Link](https://x.com/xwallstx/status/1987240239669109182)  2025-11-08T19:26Z [---] followers, [---] engagements


"This is potential big news for $PYPL shareholders. Per some digging I did on Perplexity the AI agent suggest a savings of over $200M in added gross margins per year. $V and $MA agree to reduce interchange rates by about [---] percentage points over time. "Paypal could save over $600M in transaction cost reductions over the next three years due to the interchange rate cuts and new network routing flexibility." - Perplexity AI According to the WSJ Visa $V and Mastercard $MA are nearing a deal with merchants to settle long-running litigation. A previous agreement between the parties was rejected"  
[X Link](https://x.com/xwallstx/status/1987546925269147716)  2025-11-09T15:44Z [---] followers, [----] engagements


"$PYPL Here's an interesting chart of Paypal versus the Payments sector ETF $IPAY. The chart shows that $PYPL's stock performance is actually improving on a relative basis outperforming $IPAY payments sector in recent weeks. Note that this chart bottomed in April and had a successful retest of that low in early Sept. Relative outperformance shows that money is flowing into $PYPL relative to other payments names and can be a leading indicator for $PYPL's own stock direction. Not advice. Good luck to all"  
[X Link](https://x.com/xwallstx/status/1987963861044199514)  2025-11-10T19:21Z [---] followers, [----] engagements


"$PYPL released the 8-K tonight for the CP facility for "general corporate purposes." This could be BNPL funding or to fund a small acquisition or for accelerated share repurchases. Given they just did the Blue Owl Capital deal recently I doubt they are already going back for more BNPL money this soon. Also in my opinion there is a tell - they quietly released this on a friday night after the market closed when no one was paying attention They could have released this information at almost ANY time but they choose to release it then. I believe this may have been done to minimize the market"  
[X Link](https://x.com/xwallstx/status/1989501597999640662)  2025-11-15T01:11Z [---] followers, [----] engagements


"@Alphainvest480 This is incremental liquidity to the cash on the balance sheet. Why build the war chest if you are not going to use it"  
[X Link](https://x.com/xwallstx/status/1989504869531574469)  2025-11-15T01:24Z [---] followers, [---] engagements


"Payments ETF $IPAY near some interesting support levels. If lost the [---] week average (green line) at $48 may be tested. $V $MA $PYPL $XYZ $FOUR $FISV"  
[X Link](https://x.com/xwallstx/status/1989682149390221590)  2025-11-15T13:09Z [---] followers, [---] engagements


"Also $NKE director bought $1.0M"  
[X Link](https://x.com/xwallstx/status/1989707887325708497)  2025-11-15T14:51Z [---] followers, [--] engagements


"@GoodPoint123 If it's an acquisition or more BNPL money why file the 8-K on a friday night That's the part that doesn't add up. Friday night 8-Ks are the ones your are trying to hide. So why were they trying to hide this one"  
[X Link](https://x.com/xwallstx/status/1989825757015937297)  2025-11-15T22:40Z [---] followers, [---] engagements


"@Kross_Roads And what will they do with all this cash piling up on their balance sheet After the dividend and share repurchase their cash balance might still grow by $1.5B just this quarter"  
[X Link](https://x.com/xwallstx/status/1990586630323990535)  2025-11-18T01:03Z [---] followers, [---] engagements


"$PYPL CEO Alex Chriss is presenting tomorrow morning at Citi's FinTech conference. @acce Would be an ideal time to inform shareholders what $PYPL plans to do with the new $5B of commercial paper facility and excess 4Q FCF (could be over $1.5B remaining after repurchases and dividend). By my count that's over $6B of additional dry powder - more than 10% of market cap. At these prices accelerated buybacks would go a long way to improving sentiment and trading multiples"  
[X Link](https://x.com/xwallstx/status/1990796369972387918)  2025-11-18T14:56Z [---] followers, 13.8K engagements


"$VIX now above [--] level. Probably a little more fear needed and then a bottom may form in $SPX $SPY $IWM $QQQ. Getting closer - not advice"  
[X Link](https://x.com/xwallstx/status/1990803068792025484)  2025-11-18T15:23Z [---] followers, [---] engagements


"$PYPL technicals nearing $60 support and large VWAP support area. Not advice"  
[X Link](https://x.com/xwallstx/status/1990808524515918110)  2025-11-18T15:45Z [---] followers, [----] engagements


"@JuanRodrig07 @Couch_Investor @acce Use the entire $5B CP facility. They can do so while still having zero net leverage on balance sheet"  
[X Link](https://x.com/xwallstx/status/1990843515320836393)  2025-11-18T18:04Z [---] followers, [--] engagements


"@Unknown_Capital @clackbat @acce Do you believe they could upsize the guided to buyback amount of $1.5B (this quarter) without announcing anything I am not clear on the rules on this. Thanks"  
[X Link](https://x.com/xwallstx/status/1991579198042042731)  2025-11-20T18:47Z [---] followers, [--] engagements


"$VIX $SPY $QQQ $VIX is now overbought. Downside could be limited from here"  
[X Link](https://x.com/xwallstx/status/1991890893100769602)  2025-11-21T15:26Z [---] followers, [---] engagements


"$PYPL Paypal tagged a key trendline yesterday and may be trying to establish a bottom here. Small bounce today"  
[X Link](https://x.com/xwallstx/status/1991891586578526353)  2025-11-21T15:28Z [---] followers, [----] engagements


"$IPAY payments ETF mired in bear market this year but now at key trendline on daily chart. $V $MA $PYPL $XYZ"  
[X Link](https://x.com/xwallstx/status/1991894498159513853)  2025-11-21T15:40Z [---] followers, [---] engagements


"It's also notable that $VIX could not exceed yesterday's highs while $SPY and $QQQ set marginal new lows. A potential positive"  
[X Link](https://x.com/xwallstx/status/1991908458392920502)  2025-11-21T16:35Z [---] followers, [--] engagements


"#Insider $SPX $IWM Insider buys last week $BHVN - Director bought $25M & CEO bought $5M $ET - Director bought $17M $VAC - Director bought $4M $GLOO - CEO bought $3M $BLND - Director bought $3M $CNS - Director bought $3M $TDG - CEO bought $3M $BFLY - Director bought $2.4M $MSM - Director bought $2M"  
[X Link](https://x.com/xwallstx/status/1993005091192713594)  2025-11-24T17:13Z [---] followers, [---] engagements


"$PYPL payouts partnership with Swiftly and 7-Eleven - this likely falls under the OVAS revenues a fast growing segment for Paypal https://www.businesswire.com/news/home/20251124769687/en/Swiftly-Teams-Up-with-7-Eleven-Inc.-to-Lead-the-Alcohol-Cashback-Market https://www.businesswire.com/news/home/20251124769687/en/Swiftly-Teams-Up-with-7-Eleven-Inc.-to-Lead-the-Alcohol-Cashback-Market"  
[X Link](https://x.com/xwallstx/status/1993026207697219831)  2025-11-24T18:37Z [---] followers, [---] engagements


"$PYPL this could possibly be the company share repurchase program - they may not pay above the closing price however Again today if anyone was wondering. Significant buy orders on $PYPL in AH. [--] month (at the most) and should see it reflect in the stock price once accumulation is done (assuming theyre not buybacks). https://t.co/UI8AhGEeS3 Again today if anyone was wondering. Significant buy orders on $PYPL in AH. [--] month (at the most) and should see it reflect in the stock price once accumulation is done (assuming theyre not buybacks). https://t.co/UI8AhGEeS3"  
[X Link](https://x.com/xwallstx/status/1993154628733816947)  2025-11-25T03:07Z [---] followers, [----] engagements


"$PYPL video below is lightly viewed where Alex Chriss discusses vision for Paypal World etc. "Vision of Paypal World is a platform that any digital wallet can connect to. Merchants around the world will have access to billions of consumers." https://youtu.be/LBXGGM3LMkAt=3 https://youtu.be/LBXGGM3LMkAt=3"  
[X Link](https://x.com/xwallstx/status/1993315500839858594)  2025-11-25T13:47Z [---] followers, [----] engagements


"$PYPL $PYPL video below is lightly viewed where Alex Chriss discusses vision for Paypal World etc. "Vision of Paypal World is a platform that any digital wallet can connect to. Merchants around the world will have access to billions of consumers." https://t.co/cWd8eG7IXS $PYPL video below is lightly viewed where Alex Chriss discusses vision for Paypal World etc. "Vision of Paypal World is a platform that any digital wallet can connect to. Merchants around the world will have access to billions of consumers." https://t.co/cWd8eG7IXS"  
[X Link](https://x.com/xwallstx/status/1993315624299512068)  2025-11-25T13:47Z [---] followers, [----] engagements


"We live in a world where $PYPL trades at 10x forward Free Cash Flow and with Agentic Commerce now beginning investors may begin searching for the best publicly traded Agentic Commerce plays. Investors would not bat an eye at a valuation 50-100% higher in a few months once it's realized that $PYPL is that play. *Not advice. Good luck to all. $GOOGL is trading at a 20x PE & 18x Forward Earnings right now at [---]. We live in a world where this could very well trade +50% higher in a couple months and no one would bat an eye at the valuation All the mag [--] are trading 30x+ except for $META (26x) &"  
[X Link](https://x.com/xwallstx/status/1993351610391490560)  2025-11-25T16:10Z [---] followers, 12.8K engagements


"$PYPL We live in a world where $PYPL trades at 10x forward Free Cash Flow and with Agentic Commerce now beginning investors may begin searching for the best publicly traded Agentic Commerce plays. Investors would not bat an eye at a valuation 50-100% higher in a few months once We live in a world where $PYPL trades at 10x forward Free Cash Flow and with Agentic Commerce now beginning investors may begin searching for the best publicly traded Agentic Commerce plays. Investors would not bat an eye at a valuation 50-100% higher in a few months once"  
[X Link](https://x.com/xwallstx/status/1993352237910048922)  2025-11-25T16:13Z [---] followers, [----] engagements


"@Roinikainen Narrative around stock could totally flip. starting today with the Perplexity agentic commerce and $PYPL launch. I wouldn't be shocked if investors begin to pile in"  
[X Link](https://x.com/xwallstx/status/1993363148821147718)  2025-11-25T16:56Z [---] followers, [---] engagements


"$PYPL agentic shopping is here Agentic shopping is here. 🛍 PayPal now powers seamless checkout on @perplexity_aione of the first end-to-end AI shopping experiences shaping the future of commerce. Learn more: https://t.co/TgEQZMOh6A https://t.co/ROKbwgjhuL Agentic shopping is here. 🛍 PayPal now powers seamless checkout on @perplexity_aione of the first end-to-end AI shopping experiences shaping the future of commerce. Learn more: https://t.co/TgEQZMOh6A https://t.co/ROKbwgjhuL"  
[X Link](https://x.com/xwallstx/status/1993388338032902266)  2025-11-25T18:36Z [---] followers, [---] engagements


"$PYPL x Perplexity Really excited to announce our Agentic Shopping solution in partnership with @PayPal. Weve introduced several upgrades to elevate the shopping experience including: 1) Native checkout is now live with merchants including @Wayfair @Abercrombie @Adorama and @Newegg with many Really excited to announce our Agentic Shopping solution in partnership with @PayPal. Weve introduced several upgrades to elevate the shopping experience including: 1) Native checkout is now live with merchants including @Wayfair @Abercrombie @Adorama and @Newegg with many"  
[X Link](https://x.com/xwallstx/status/1993392089422573925)  2025-11-25T18:51Z [---] followers, [---] engagements


"https://www.bigcommerce.com/product/paypal-agentic-commerce-beta/ https://www.bigcommerce.com/product/paypal-agentic-commerce-beta/"  
[X Link](https://x.com/xwallstx/status/1993670942883803563)  2025-11-26T13:19Z [---] followers, [---] engagements


"$PYPL agentic $PYPL & $CMRC BigCommerce and Paypal invite merchants to join Paypal's agentic commerce services. Agentic commerce is happening now https://t.co/A6aWJTUo3I $PYPL & $CMRC BigCommerce and Paypal invite merchants to join Paypal's agentic commerce services. Agentic commerce is happening now https://t.co/A6aWJTUo3I"  
[X Link](https://x.com/xwallstx/status/1993671230495580441)  2025-11-26T13:20Z [---] followers, [----] engagements


"@mccdmatthew I'm not sure yet how this will impact Shopify but I think Amazon gets hurt a bit. The more commerce that flows through Agentic the more consumers may discover products outside of website. This is very good thing for $PYPL in my opinion. http://Amazon.com http://Amazon.com"  
[X Link](https://x.com/xwallstx/status/1993684085198262671)  2025-11-26T14:11Z [---] followers, [---] engagements


"@FlexInvest7 Agentic is happening for $PYPL and I think it's going to huge for the company"  
[X Link](https://x.com/xwallstx/status/1993685168545034259)  2025-11-26T14:15Z [---] followers, [---] engagements


"My view is that agentic commerce is at least a slightly disruptive force working against $AMZN. Reason is that quality of agentic commerce searches off $AMZN platform is likely higher because it will eventually pull from all or most merchant websites versus only amazon inventory (where paypal does not benefit from checkout). On the flipside this is a tailwind for $PYPL assuming it's button is deployed as expected into all or most of the agentic commerce engines. $PYPL has already announced deals with Google Perplexity OpenAI and potentially others (Paypal consumer head also referenced working"  
[X Link](https://x.com/xwallstx/status/1993709100371267941)  2025-11-26T15:51Z [---] followers, [----] engagements


"$PYPL & $AMZN My view is that agentic commerce is at least a slightly disruptive force working against $AMZN. Reason is that quality of agentic commerce searches off $AMZN platform is likely higher because it will eventually pull from all or most merchant websites versus only amazon inventory My view is that agentic commerce is at least a slightly disruptive force working against $AMZN. Reason is that quality of agentic commerce searches off $AMZN platform is likely higher because it will eventually pull from all or most merchant websites versus only amazon inventory"  
[X Link](https://x.com/xwallstx/status/1993709222677323777)  2025-11-26T15:51Z [---] followers, [---] engagements


"$PYPL & Perplexity Agentic Commerce I asked Perplexity AI how much perplexity agentic volume might flow through the paypal button. Perpexity response below. Thoughts"  
[X Link](https://x.com/xwallstx/status/1993797822970515567)  2025-11-26T21:43Z [---] followers, [---] engagements


"$PYPL & Perplexity"  
[X Link](https://x.com/xwallstx/status/1993798250177122736)  2025-11-26T21:45Z [---] followers, [---] engagements


"$PYPL & Perplexity Agentic Commerce #Perplexity #Agentic I asked Perplexity AI how much perplexity agentic volume might flow through the paypal button. Perpexity response below. Thoughts"  
[X Link](https://x.com/xwallstx/status/1993798423989112993)  2025-11-26T21:46Z [---] followers, [----] engagements


"Michael Burry also sees value in the Payments space - likes $FOUR. $IPAY and most of the group is way oversold and undervalued. I like $PYPL the best. Not advice. Michael Lewis fully narrated an audiobook version of The Big Short for the books 15th anniversary. The cheapest price I have found is at the publishers site. This is a great time of year to find great companies being sold down too far as a result of window dressing and Michael Lewis fully narrated an audiobook version of The Big Short for the books 15th anniversary. The cheapest price I have found is at the publishers site. This is"  
[X Link](https://x.com/xwallstx/status/1993825755499733120)  2025-11-26T23:34Z [---] followers, [----] engagements


"@Spike_1567 $FOUR has three classes of stock giving insiders control of the company. For me that's not the best setup. I get that some don't care about this as well"  
[X Link](https://x.com/xwallstx/status/1993862005858398297)  2025-11-27T01:58Z [---] followers, [---] engagements


"@Spike_1567 The one thing I've learned is you just never know when a stock can take off. You could be right but the stock has discounted a lot here already. At some point investors look ahead to agentic commerce and other LT growth drivers"  
[X Link](https://x.com/xwallstx/status/1993870527484551514)  2025-11-27T02:32Z [---] followers, [--] engagements


"Also paraphrasing $PYPL CEO Alex Chriss from Citi Fintech Conference last week: "We are fundamentally a stronger company than we were two years ago. We are on pace for 6-7% Transaction Margin Growth this year.". (Sounds like he reaffirmed Q4 guidance here.) "Two years ago Paypal was a pay now ecommerce option - We are now a pay now pay later pay online pay in-store and pay agentically." Makes no sense with all of the different growth levers the company now has that it is trading at lower valuation than two years ago. We should get an update on sales trends after Cyber Monday. PayPal is down"  
[X Link](https://x.com/xwallstx/status/1994114926902972790)  2025-11-27T18:43Z [---] followers, 16K engagements


"$PYPL Notes from Citi Fintech Conference below Also paraphrasing $PYPL CEO Alex Chriss from Citi Fintech Conference last week: "We are fundamentally a stronger company than we were two years ago. We are on pace for 6-7% Transaction Margin Growth this year.". (Sounds like he reaffirmed Q4 guidance here.) "Two years Also paraphrasing $PYPL CEO Alex Chriss from Citi Fintech Conference last week: "We are fundamentally a stronger company than we were two years ago. We are on pace for 6-7% Transaction Margin Growth this year.". (Sounds like he reaffirmed Q4 guidance here.) "Two years"  
[X Link](https://x.com/xwallstx/status/1994115125800759627)  2025-11-27T18:44Z [---] followers, [----] engagements


"Paypal $PYPL stock has not yet followed on its improving fundamentals but it does follow key technical levels nearly perfectly as I detail below. In February it broke below the [---] day moving average and the stock has struggled to recover that moving average ever since. It tested this level four times since and failed each time. Multiple tests of resistance serve to weaken it allowing the stock to eventually break through. Now with $PYPL forming a higher low on the recent pullback and the slope of [---] day moving average flattening the technical conditions are improving for a break above this"  
[X Link](https://x.com/xwallstx/status/1994427101395452018)  2025-11-28T15:24Z [---] followers, [----] engagements


"$PYPL TA below Paypal $PYPL stock has not yet followed on its improving fundamentals but it does follow key technical levels nearly perfectly as I detail below. In February it broke below the [---] day moving average and the stock has struggled to recover that moving average ever since. It https://t.co/XHXj45uezC Paypal $PYPL stock has not yet followed on its improving fundamentals but it does follow key technical levels nearly perfectly as I detail below. In February it broke below the [---] day moving average and the stock has struggled to recover that moving average ever since. It"  
[X Link](https://x.com/xwallstx/status/1994427253585842292)  2025-11-28T15:24Z [---] followers, [---] engagements


"@Couch_Investor Nice interview - now do $PYPL"  
[X Link](https://x.com/xwallstx/status/1994434509580710399)  2025-11-28T15:53Z [---] followers, [--] engagements


"@Reniec7 It's primarily a share cannibal at this point with vast majority of FCF going to share buybacks. Small dividend now though and that will continue to grow. If you look up some of the other share cannibals their stocks tend to do very well over time"  
[X Link](https://x.com/xwallstx/status/1994442028868833386)  2025-11-28T16:23Z [---] followers, [---] engagements


"@Reniec7 Shareholders want more buybacks plus growth. A share cannibal with medium growth will outperform a tax-inefficient heavy dividend stock any day"  
[X Link](https://x.com/xwallstx/status/1994485537835749743)  2025-11-28T19:16Z [---] followers, [---] engagements


"$PYPL Per the article below it would seem that Agentic commerce is already meaningful and growing quickly. $PYPL launches on Open AI early next year and will tie in inventory catalogs from all of its participating merchants. Perplexity is already live. Gemini is [----]. Could Wall Street be underestimating the impact on $PYPL's [----] numbers https://www.digitalcommerce360.com/2025/10/08/agentic-ai-commerce-could-top-180-billion-annually/ https://www.digitalcommerce360.com/2025/10/08/agentic-ai-commerce-could-top-180-billion-annually/"  
[X Link](https://x.com/xwallstx/status/1994771174790721702)  2025-11-29T14:11Z [---] followers, [----] engagements


"$PYPL related - black friday sales were a record Jamie Miller CFO and COO of $PYPL to present at UBS conference on wednesday . U.S. BLACK FRIDAY SALES HIT RECORD HIGH U.S. online Black Friday sales reached a record $11.8 billion up 9.1% from last year according to Adobe Analytics. Adobe expects Americans to spend $5.5 billion on Saturday and $5.9 billion on Sunday. Salesforce reported $18 billion in U.S. BLACK FRIDAY SALES HIT RECORD HIGH U.S. online Black Friday sales reached a record $11.8 billion up 9.1% from last year according to Adobe Analytics. Adobe expects Americans to spend $5.5"  
[X Link](https://x.com/xwallstx/status/1994788295289835944)  2025-11-29T15:19Z [---] followers, 13.9K engagements


"$PYPL nice find below from Juan Paypal World will be out soon and branded checkout growth will follow. It's not complicated - Venmo alone brings close to 100M consumers to core Paypal branded - and Venmo is one of the smallest partners in this ecosystem. Also for all those hoping that the $PYPL two-sided network somehow gets disrupted Paypal World will bring over over 2B global consumers to merchants which makes Paypal even more indispensable to merchants (more pricing power). Not advice. $PYPL PayPal World is almost here. Post from Naveen Babu (Software engineer working leading PayPal Worlds"  
[X Link](https://x.com/xwallstx/status/1994825135837077726)  2025-11-29T17:45Z [---] followers, [----] engagements


"$BTC $ETH $MSTR Saylor shares views on [----] Bitcoin https://www.cnbc.com/video/2025/11/28/strategy-michael-saylor-bitcoin-four-year-cycle-is-dead-crypto-world.html https://www.cnbc.com/video/2025/11/28/strategy-michael-saylor-bitcoin-four-year-cycle-is-dead-crypto-world.html"  
[X Link](https://x.com/xwallstx/status/1994840146806771805)  2025-11-29T18:45Z [---] followers, [---] engagements


"Great post below. Agentic commerce will open up a new group of potential merchant customers who will now want to connect to AI agents through $PYPL's Store Synch and Agent Ready AI solutions. There are millions of prospective online merchants (not currently using Paypal) who will need $PYPL solution or a similar solution to get their product catalogs access to the agentic commerce wave. Therefore $PYPL's growth should be incremental sales from Agentic Commerce PLUS new online merchant customers wanting to connect to Agentic Commerce. $PYPL would benefit from those merchants AI sales and"  
[X Link](https://x.com/xwallstx/status/1995128558302228931)  2025-11-30T13:51Z [---] followers, [----] engagements


"$PYPL agentic thoughts below Great post below. Agentic commerce will open up a new group of potential merchant customers who will now want to connect to AI agents through $PYPL's Store Synch and Agent Ready AI solutions. There are millions of prospective online merchants (not currently using Paypal) who Great post below. Agentic commerce will open up a new group of potential merchant customers who will now want to connect to AI agents through $PYPL's Store Synch and Agent Ready AI solutions. There are millions of prospective online merchants (not currently using Paypal) who"  
[X Link](https://x.com/xwallstx/status/1995128678133485900)  2025-11-30T13:51Z [---] followers, [----] engagements


"$PYPL related - US online Cyber [--] up 7.7%. Very strong online retail spending. Expecting Alex Chriss to have some commentary on $PYPL performance later today. US ONLINE SPENDING ROSE 7.7% TO $44.2 BILLION DURING FIVE DAY THANKSGIVING SHOPPING EVENT ADOBE ANALYTICS DATA SHOWS US ONLINE SPENDING ROSE 7.7% TO $44.2 BILLION DURING FIVE DAY THANKSGIVING SHOPPING EVENT ADOBE ANALYTICS DATA SHOWS"  
[X Link](https://x.com/xwallstx/status/1995845803261526350)  2025-12-02T13:21Z [---] followers, [----] engagements


"$PYPL's SMB Leader Michelle Gill discusses Agentic Commerce and BNPL https://www.cheddar.com/media/from-ai-discovery-to-bnpl-the-tools-transforming-holiday-spending-in-2025/ https://www.cheddar.com/media/from-ai-discovery-to-bnpl-the-tools-transforming-holiday-spending-in-2025/"  
[X Link](https://x.com/xwallstx/status/1995876235302633855)  2025-12-02T15:22Z [---] followers, [----] engagements


"@weary_centurion Most investor's don't realize the BNPL is a disruptive force versus credit cards networks. $PYPL can disrupt them with BNPL $PYUSD and even Paypal World which is global movement of cash"  
[X Link](https://x.com/xwallstx/status/1995892071090250228)  2025-12-02T16:25Z [---] followers, [---] engagements


"$PYPL BNPL sales were up 23% for last week through thanksgiving day. This provides some additional color to what the company called double digit BNPL increase. See article below. https://www.digitalcommerce360.com/article/black-friday-ecommerce-sales/ PayPal and @Venmo showed up for our consumers and merchants during Cyber Week - Thanksgiving to Cyber Monday - this year Our team worked hard to help merchants win every sale and made it easy and rewarding for consumers to check out in-store and online. For the first time ever https://t.co/ZvEjtmPRZs"  
[X Link](https://x.com/xwallstx/status/1995996311477264603)  2025-12-02T23:19Z [---] followers, [----] engagements


"$PYPL I listened to Jamie Miller at the UBS conference. She stated that they will come "well within 4Q guidance". This historically has meant just above the top end of guidance for this company. I'm pleased with this. Branded checkout slowing down a couple points versus 3Q is due to broad consumer weakness. Though we can blame Paypal management for not doing better many companies are seeing similar things. University of Michigan Consumer confidence is at [--] which is the lowest reading since [----] and lower than even 2008/2009 readings. There's a reason the fed is cutting rates. Branded"  
[X Link](https://x.com/xwallstx/status/1996284272823734619)  2025-12-03T18:23Z [---] followers, [----] engagements


"@George_Dubs_ They track their merchants growth plus or minus market share gains or losses in these merchants (consumer selection on these websites). Also are the promotions they run contra-revenue (i.e. they do not count toward their branded revenue growth)"  
[X Link](https://x.com/xwallstx/status/1996289473470939256)  2025-12-03T18:44Z [---] followers, [---] engagements


"@George_Dubs_ 1) What data are you relying on for this 2) It could be the mix of merchants. $PYPL called out weakness in gaming and travel sectors versus last year"  
[X Link](https://x.com/xwallstx/status/1996304886237888973)  2025-12-03T19:45Z [---] followers, [---] engagements


"@e177777 So they should just sit on this cash"  
[X Link](https://x.com/xwallstx/status/1996372374271541723)  2025-12-04T00:13Z [---] followers, [--] engagements


"Hi all - I'm curious what everyone's thoughts are regarding the OVAS revenue line. It's been accelerating the past couple quarters from $775M in Q1:25 to $895M in Q3:25. That's significant growth in just a couple quarters. This is looking increasingly like a $4B perhaps higher revenue line item for [----]. In the most recent earnings presentation $PYPL told us OVAS growth of 15% driven by consumer and merchant credit. This is vague in my opinion and an areas where they should add more clarity. What is driving the growth here How much growth is coming from services such as Payment Optimization"  
[X Link](https://x.com/xwallstx/status/1986071728573854095)  2025-11-05T14:02Z [---] followers, [---] engagements


"Great $PYPL agentic commerce video below. Have a feeling the knee jerk sellers from recent sessions will regret their decision soon. Likely peak negativity. Not advice $PYPL Great conversation between Mike Edmonds (VP Agentic Commerce Commercial Growth at PayPal) and Scot Wingo discussing PayPals agentic roadmap. Heres a few things he mentioned: In a lot of the current state of conversational commerce when it comes to checking out $PYPL Great conversation between Mike Edmonds (VP Agentic Commerce Commercial Growth at PayPal) and Scot Wingo discussing PayPals agentic roadmap. Heres a few"  
[X Link](https://x.com/xwallstx/status/1996905682256499149)  2025-12-05T11:33Z [---] followers, [----] engagements


"$PYPL / $AMZN Amazon earns around $60B in ads revenue on 500M total shoppers or 230M prime customers. $AMZN has amazing shopper intent with searches on its website and owned surface area to display product. Amazon earns about $260 in advertising revenue per prime customer per year. $PYPL has some 400M customers with 230M Monthly Active accounts. The company has broader shopping data across tens of millions of merchants. Also has more social data with P2P social connection and P2P commerce. When you use $PYPL or Venmo your wallet is literally open and advertisers want to get inside your"  
[X Link](https://x.com/xwallstx/status/1997737745561895094)  2025-12-07T18:39Z [---] followers, [----] engagements


"$PYPL Seen a lot of comments recently that [----] is dead money for the stock. Maybe it will be - but who knows I see a lot of operational catalysts even if those catalysts don't show up immediately in [----] financial results. ($PYPL World Venmo / BNPL continued growth Ads and launching Agentic Commerce with $GOOGL & OpenAI). It's going to be harder and harder for the market to ignore these catalysts. Further I think people overestimate their ability to time when a stock will run. I know Alex Chriss and the team guided for FLAT transaction margin growth in [----]. Transaction Margins grew by"  
[X Link](https://x.com/xwallstx/status/1999557163241398578)  2025-12-12T19:09Z [---] followers, [----] engagements


"$PYPL $PYPL Seen a lot of comments recently that [----] is dead money for the stock. Maybe it will be - but who knows I see a lot of operational catalysts even if those catalysts don't show up immediately in [----] financial results. ($PYPL World Venmo / BNPL continued growth Ads $PYPL Seen a lot of comments recently that [----] is dead money for the stock. Maybe it will be - but who knows I see a lot of operational catalysts even if those catalysts don't show up immediately in [----] financial results. ($PYPL World Venmo / BNPL continued growth Ads"  
[X Link](https://x.com/xwallstx/status/1999557237396635876)  2025-12-12T19:09Z [---] followers, [----] engagements


"$PYPL Dan Dolev agentic commerce interview from last month https://youtu.be/4lHsQ4TQn5o https://youtu.be/4lHsQ4TQn5o"  
[X Link](https://x.com/xwallstx/status/1999849736593903687)  2025-12-13T14:31Z [---] followers, [---] engagements


"$PYPL Per the Mark Grether interview below $PYPL launched ads manager for SMBs more than two weeks ago. This is notable and ahead of schedule which projected early [----]. This is positive news and potentially market moving. @acce why wouldn't this be announced in a press release Let me know if others have thoughts or input on this. link: https://t.co/5rsvIBotDh link: https://t.co/5rsvIBotDh"  
[X Link](https://x.com/xwallstx/status/2004938863802786234)  2025-12-27T15:34Z [---] followers, [----] engagements


"$PYPL $PYPL Per the Mark Grether interview below $PYPL launched ads manager for SMBs more than two weeks ago. This is notable and ahead of schedule which projected early [----]. This is positive news and potentially market moving. @acce why wouldn't this be announced in a press $PYPL Per the Mark Grether interview below $PYPL launched ads manager for SMBs more than two weeks ago. This is notable and ahead of schedule which projected early [----]. This is positive news and potentially market moving. @acce why wouldn't this be announced in a press"  
[X Link](https://x.com/xwallstx/status/2004939035190722975)  2025-12-27T15:34Z [---] followers, [----] engagements


"@Iam_rouble @acce And the $PYPL ad manager is only a portion of the ad revenue opportunity they are pursuing. If they dont accelerate the buyback Id like to see them bolt on a small acquisition to bolster the upside of this business"  
[X Link](https://x.com/xwallstx/status/2004976196183032244)  2025-12-27T18:02Z [---] followers, [---] engagements


"Their cash pile will grow by over $1B in 4Q [--] if they do not accelerate their buyback program. I don't want to invest in a pile of cash. I want this cash efficiently deployed to compound returns. If they do a tuck-in acquisition of less than $1B to buy something to bolster ads business - I'm OK with this as well. https://twitter.com/i/web/status/2005251604866342993 https://twitter.com/i/web/status/2005251604866342993"  
[X Link](https://x.com/xwallstx/status/2005251604866342993)  2025-12-28T12:16Z [---] followers, [--] engagements


"@JontsMcKie @Unknown_Capital @acce Excess cash (net of debt) of 3.5B going to 4.5B perhaps more at end of quarter is a big chunk of the total market cap"  
[X Link](https://x.com/xwallstx/status/2005348927416267166)  2025-12-28T18:43Z [---] followers, [--] engagements


"$PYPL & $CMRC BigCommerce and Paypal invite merchants to join Paypal's agentic commerce services. Agentic commerce is happening now"  
[X Link](https://x.com/xwallstx/status/1993670366884139170)  2025-11-26T13:17Z [---] followers, [----] engagements


"@LogicLevel Nice post. Is there any evidence that fast lane is gaining traction in US or Europe"  
[X Link](https://x.com/xwallstx/status/2003859250515501259)  2025-12-24T16:04Z [---] followers, [--] engagements


"$PYPL now has agentic partnerships with OpenAI (ChatGPT) $GOOGL (Gemini) $MSFT (CoPilot) and Perplexity. Merchants can connect their inventory through one Paypal integration to these and other AI shopping channels. With these agentic partnerships and $PYPL's recently launched Ads initiative it's easy to see how these merchants are now locked into the $PYPL ecosystem. Yields pricing power for Paypal also. Were teaming up with @Microsoft to power their launch of Copilot Checkout making it easier for shoppers to discover decide and complete purchases in one place: https://t.co/1SaAEiKram"  
[X Link](https://x.com/xwallstx/status/2009295654883836395)  2026-01-08T16:06Z [---] followers, [----] engagements


"$PYPL I recommend doing some research on Paypal's Honey and how it's being used in agentic commerce. Sounds like they have a big opportunity to offer merchants preferred product placement / surfacing on the LLMs through Honey which will be utilized by AI agents for price comparison data and product discovery. Think of this as another potentially large layer in Paypal Ads which I think has the chance to be absolutely huge. Further with Honey it provides a way for Paypal to monetize agentic searches even when a consumer does not checkout with Paypal button. Competing price comparison shopping"  
[X Link](https://x.com/xwallstx/status/2010744639880392892)  2026-01-12T16:04Z [---] followers, 11.1K engagements


"$PYPL Honey / Agentic Commerce Opportunity $PYPL I recommend doing some research on Paypal's Honey and how it's being used in agentic commerce. Sounds like they have a big opportunity to offer merchants preferred product placement / surfacing on the LLMs through Honey which will be utilized by AI agents for price $PYPL I recommend doing some research on Paypal's Honey and how it's being used in agentic commerce. Sounds like they have a big opportunity to offer merchants preferred product placement / surfacing on the LLMs through Honey which will be utilized by AI agents for price"  
[X Link](https://x.com/xwallstx/status/2010744770998456818)  2026-01-12T16:04Z [---] followers, [---] engagements


"$PYPL $GOOGL Here's what Google's Gemini said about Paypal Honey monetization in Agentic Commerce. Note the take rate below in the example is 6.4% to Paypal. Honey is no longer primarily a browser extension it is now a business to business intelligence layer to surface the best agentic prices to consumers. It was previously a coupon finder for consumers (checkout tool) now it's powering agentic commerce a product discovery tool surfacing the best deals for consumers via Gemini GPT CoPilot Perplexity and others. $PYPL I recommend doing some research on Paypal's Honey and how it's being used in"  
[X Link](https://x.com/xwallstx/status/2011101108945535431)  2026-01-13T15:40Z [---] followers, [----] engagements


"$PYPL New article below on Paypal and Verifone partnership in Enterprise Payments. With the size and scale of Verifone Paypal has a big opportunity here. "This collaboration which in my view is a best-in-class partnership allows us to bring PayPals enterprise stack directly into physical retail environments. Wherever Verifone has a footprint which is about half of all global in-store merchants we can go. By leveraging their existing terminals and software we can enable in-store payments for merchants in a matter of days rather than months. Were just getting started in terms of what this"  
[X Link](https://x.com/xwallstx/status/2011168252131708980)  2026-01-13T20:07Z [---] followers, [----] engagements


"$PYPL Enterprise payments article below $PYPL New article below on Paypal and Verifone partnership in Enterprise Payments. With the size and scale of Verifone Paypal has a big opportunity here. "This collaboration which in my view is a best-in-class partnership allows us to bring PayPals enterprise stack $PYPL New article below on Paypal and Verifone partnership in Enterprise Payments. With the size and scale of Verifone Paypal has a big opportunity here. "This collaboration which in my view is a best-in-class partnership allows us to bring PayPals enterprise stack"  
[X Link](https://x.com/xwallstx/status/2011168689115046225)  2026-01-13T20:09Z [---] followers, [----] engagements


"$PYPL Jeff Pomeroy has been more visible recently. I get the feeling this Verifone / Paypal partnership could be a big deal in [--] and moving forward. These new payment terminals will become part of the Paypal retail media ad network and will use paypal customer data to show ads and offers. https://twitter.com/i/web/status/2011177758882140657 https://twitter.com/i/web/status/2011177758882140657"  
[X Link](https://x.com/xwallstx/status/2011177758882140657)  2026-01-13T20:45Z [---] followers, [---] engagements


"$PYPL Wall Street Analysts use a sleight of hand when talking about share loss versus e-commerce growth. Overall revenue growth for Paypal should be around 6% in Q4 [----] (my guess) which is in-line or perhaps even ahead of global ecommerce growth (German market grew about 2.5% in November for example). They fail to talk about the areas Paypal is gaining share such as offline or omni-channel payments. The global offline payments market is 1.5x the size of online payments market. Paypal is clearly taking share in this larger addressable market opportunity. $PYPL : Raymond James reiterates  sees"  
[X Link](https://x.com/xwallstx/status/2011823946644017169)  2026-01-15T15:33Z [---] followers, [----] engagements


"$PYPL $PYPL Wall Street Analysts use a sleight of hand when talking about share loss versus e-commerce growth. Overall revenue growth for Paypal should be around 6% in Q4 [----] (my guess) which is in-line or perhaps even ahead of global ecommerce growth (German market grew about 2.5% $PYPL Wall Street Analysts use a sleight of hand when talking about share loss versus e-commerce growth. Overall revenue growth for Paypal should be around 6% in Q4 [----] (my guess) which is in-line or perhaps even ahead of global ecommerce growth (German market grew about 2.5%"  
[X Link](https://x.com/xwallstx/status/2011824055339376706)  2026-01-15T15:33Z [---] followers, [----] engagements


"@weary_centurion Most likely case is $PYPL hits the high end of guidance or slightly above based on Jamie's comments where she said they are "well within" guidance in early December. They have over-delivered on quarterly guidance each quarter since new management team took over"  
[X Link](https://x.com/xwallstx/status/2011845464560119939)  2026-01-15T16:58Z [---] followers, [---] engagements


"$PYPL OVAS Revenues Great $PYPL post by @weary_centurion below. I'd like to add investors are completely missing what has been happening in the company's OVAS (Other Value Added Service) revenue. Q1 [----] OVAS was $775M. Just [--] months later Q3 [----] OVAS was $895M. Annually that is growth of Great $PYPL post by @weary_centurion below. I'd like to add investors are completely missing what has been happening in the company's OVAS (Other Value Added Service) revenue. Q1 [----] OVAS was $775M. Just [--] months later Q3 [----] OVAS was $895M. Annually that is growth of"  
[X Link](https://x.com/xwallstx/status/2012155308936990842)  2026-01-16T13:29Z [---] followers, [----] engagements


"@Jsqus @weary_centurion Do it It's a great product and not a lot of people know about all of the benefits"  
[X Link](https://x.com/xwallstx/status/2012242406427574340)  2026-01-16T19:15Z [---] followers, [--] engagements


"@JuanRodrig07 @Couch_Investor @thexcapitalist As a $PYPL investor 8x [----] earnings would be a windfall for us"  
[X Link](https://x.com/xwallstx/status/2012269181115171325)  2026-01-16T21:02Z [---] followers, [---] engagements


"Notable recent Insider Buys $BNTC - $20M (Director) $ACVA - $5.1M (Director) $ROP - $4.5M (CEO) $UPST - $3.9M (CTO) $BLND - $3.1M (Director) $LINE - $2.5M (Executive Chair) $NP - $2.3M (CFO) $AVNS - $2.0M (Director) $FRSH - $2.0M & $2.0M (CEO & CFO) $TMUS - $2.0M (CEO) $OPEN - $1M (CEO) $SBUX - $1M (Director) Let me know if I should look into any of these. https://twitter.com/i/web/status/1989707655443607776 https://twitter.com/i/web/status/1989707655443607776"  
[X Link](https://x.com/xwallstx/status/1989707655443607776)  2025-11-15T14:50Z [---] followers, [---] engagements


"I like this thread below from @mccdmatthew which compare's $PYPL to $APPL. I was heavily invested in $AAPL back in [----] and the stock traded at 10X Earnings. I know many of you won't believe this but that's where $APPL used to trade because Tim Cook was not Steve Jobs and it was just a dumb and slow growing phone company. Then they ignited the App Store growth and investors began to understand $AAPL was more than just a phone company. I see similarities with $PYPL today. Similar valuation and also the loudest online are now saying the company is "dead" while ignoring long-term growth"  
[X Link](https://x.com/xwallstx/status/1996963501173051571)  2025-12-05T15:22Z [---] followers, [----] engagements


"$PYPL interesting new text to pay partnership announced today in the link below https://www.businesswire.com/news/home/20260127667895/en/Authvia-Brings-PayPal-and-Venmo-Payments-Straight-Into-Text-and-RCS-Chats https://www.businesswire.com/news/home/20260127667895/en/Authvia-Brings-PayPal-and-Venmo-Payments-Straight-Into-Text-and-RCS-Chats"  
[X Link](https://x.com/xwallstx/status/2016698918227034485)  2026-01-29T02:24Z [---] followers, [----] engagements


"@IchLerne2 @d346093 Should help the margin on P2P transactions. On the revenue side more easy to use P2P between Venmo and Paypal grows their P2P network signifcantly. Growing P2P users and then scaling them into more profitable checkout users is the key to the business"  
[X Link](https://x.com/xwallstx/status/2017235441053769810)  2026-01-30T13:56Z [---] followers, [---] engagements

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