#  @weary_centurion Weary Centurion Weary Centurion posts on X about $pypl, $odd, business, $hims the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours. ### Engagements: [------] [#](/creator/twitter::370685933/interactions)  - [--] Week [-------] -53% - [--] Month [---------] -4% - [--] Months [---------] +107% - [--] Year [----------] +6,278% ### Mentions: [--] [#](/creator/twitter::370685933/posts_active)  - [--] Week [---] -31% - [--] Month [---] +2.50% - [--] Months [-----] +198% - [--] Year [-----] +1,130% ### Followers: [-----] [#](/creator/twitter::370685933/followers)  - [--] Week [-----] +0.79% - [--] Month [-----] +4.80% - [--] Months [-----] +86% - [--] Year [-----] +2,186% ### CreatorRank: [-------] [#](/creator/twitter::370685933/influencer_rank)  ### Social Influence **Social category influence** [stocks](/list/stocks) 70.73% [technology brands](/list/technology-brands) 35.61% [finance](/list/finance) 31.22% [cryptocurrencies](/list/cryptocurrencies) 2.93% [countries](/list/countries) 1.95% [exchanges](/list/exchanges) #2469 [currencies](/list/currencies) 0.49% [automotive brands](/list/automotive-brands) 0.49% **Social topic influence** [$pypl](/topic/$pypl) #343, [$odd](/topic/$odd) #2, [business](/topic/business) #4095, [$hims](/topic/$hims) #385, [ceo](/topic/ceo) #3749, [odd](/topic/odd) 6.83%, [market cap](/topic/market-cap) #749, [money](/topic/money) 5.37%, [in the](/topic/in-the) 4.88%, [$tem](/topic/$tem) #19 **Top accounts mentioned or mentioned by** [@retiredlifenc](/creator/undefined) [@george_dubs_](/creator/undefined) [@davidthund27020](/creator/undefined) [@bjmtweets](/creator/undefined) [@qualityinvest5](/creator/undefined) [@acce](/creator/undefined) [@gillesvera27953](/creator/undefined) [@repsandsats](/creator/undefined) [@investorcity4u](/creator/undefined) [@juanrodrig07](/creator/undefined) [@spike1567](/creator/undefined) [@mattscottcap](/creator/undefined) [@rklbsfan](/creator/undefined) [@themomentumplay](/creator/undefined) [@constantinbell](/creator/undefined) [@tgid1575](/creator/undefined) [@diederik_theo](/creator/undefined) [@boxing_alba](/creator/undefined) [@spike_1567](/creator/undefined) [@paulcerro](/creator/undefined) **Top assets mentioned** [PayPal Holdings Inc (PYPL)](/topic/$pypl) [ODDITY Tech Ltd (ODD)](/topic/$odd) [Hims & Hers Health, Inc. (HIMS)](/topic/$hims) [Tempus AI, Inc. (TEM)](/topic/$tem) [Oscar Health, Inc. (OSCR)](/topic/$oscr) [Pagaya Technologies Ltd. Class A Ordinary Shares (PGY)](/topic/$pgy) [Novo-Nordisk (NVO)](/topic/$nvo) [Iris Energy Limited (IREN)](/topic/$iren) [UiPath, Inc. (PATH)](/topic/$path) [Morgan Stanley (MS)](/topic/morgan-stanley) [Upstart Holdings, Inc. (UPST)](/topic/$upst) [Autozone Inc (AZO)](/topic/$azo) [Strategy (MSTR)](/topic/$mstr) [Coinbase Global Inc. (COIN)](/topic/coinbase) [Nebius Group N.V. Class A Ordinary Shares (NBIS)](/topic/$nbis) [Ondas Holdings Inc. Common Stock (ONDS)](/topic/$onds) [Fiserv, Inc. (FI)](/topic/$fi) [UnitedHealth Group (UNH)](/topic/$unh) [The Official [--] Coin (93)](/topic/$93) [Bull Market (BULL)](/topic/$bull) [Bitcoin (BTC)](/topic/$btc) [Fiserv Inc (FISV)](/topic/$fisv) [Duolingo, Inc. (DUOL)](/topic/$duol) [DLocal Limited (DLO)](/topic/$dlo) [Mario Coin (COIN)](/topic/$coin) [RAI Finance (SOFI)](/topic/$sofi) ### Top Social Posts Top posts by engagements in the last [--] hours "Nothing much to say Juan Other than when you hide things from shareholders/market and then you rug pull investors with an emergency CEO simultaneously with a shocking quarter The market will not forgive you and neither will all of the people/institutions who believed what you said Its unforgivable what they did Now they are in limbo whilst remaining shareholders are forced to wait to see how yet another transition year plays out with an overpaid CEO from HP https://twitter.com/i/web/status/2022008233569718550 https://twitter.com/i/web/status/2022008233569718550" [X Link](https://x.com/weary_centurion/status/2022008233569718550) 2026-02-12T18:01Z [----] followers, [---] engagements "Because I dont think Alex is responsible for that I think the reason hes been quiet for [--] months is because hes been told to stop talking If true that is the BOD who is responsible the chairman of which is now the incoming CEO [--] months ago PayPal was in a very different place I dont think that is coincidence but its just my perception I may be wrong but I dont invest in companies I cant trust Their choices recently do not inspire trust https://twitter.com/i/web/status/2022010715108737333 https://twitter.com/i/web/status/2022010715108737333" [X Link](https://x.com/weary_centurion/status/2022010715108737333) 2026-02-12T18:11Z [----] followers, [---] engagements "$ODD Oddity Tech Deep Dive🧵 https://twitter.com/i/web/status/1988223728224780490 https://twitter.com/i/web/status/1988223728224780490" [X Link](https://x.com/weary_centurion/status/1988223728224780490) 2025-11-11T12:34Z [----] followers, 21K engagements "$PYPL $PATH $ODD 🚨LONG POST🚨 All of my stocks are undervalued and buying back shares They are also either unknown or hated This is also how it felt holding $SOFI at $7 and $NBIS in the low $20s The difference this time around is I have sufficient conviction in all three holdings to hold long term $SOFI and $NBIS both ran 100%+ in less than a year after I had entered That contributed to my decision to sell (rightly or wrongly) but the main reason was my conviction in their futures wasnt sufficient enough to hold the stocks once they had reached fair value (perceived) I can honestly say that" [X Link](https://x.com/weary_centurion/status/1994763929713528900) 2025-11-29T13:42Z [----] followers, [----] engagements "$PATH Some recent examples of the power of UiPaths approach to automation: Landmark Group: Saved over [---] million hours across operations Johnson Controls: Reclaimed [------] hours with 250+ automations Air France KLM: Saved 200000+ hours while reducing food waste Arnotts Biscuits: Saving [--] hours per week in operations. GVLO: Saved [----] work hours since [----] plus 230K in costs Purdue University: Saved thousands of staff hours by simplifying processes to [--] clicks GreenPoint: Saved thousands of hours on document validation freeing teams for client focus HD Materials: Saving thousands of hours" [X Link](https://x.com/weary_centurion/status/2003889509923246484) 2025-12-24T18:04Z [----] followers, [----] engagements "$JD is currently priced at 0.25x price to sales and is back at [----] prices 30%+ of its market cap is net cash 60%+ of its market cap is total cash Debt to equity yield is a healthy 25% Dividend is very sustainable with only a 33% payout ratio (plenty of flexibility for compounding) It has an [--] year support line at $20 which to me indicates the ultimate downside which is around -30% from here The ultimate upside could be as much as 5x if there is a re-rating and signs of improvement with profitability A decent amount of this upside could be realised faster than people think due to the" [X Link](https://x.com/weary_centurion/status/2005963809022730330) 2025-12-30T11:26Z [----] followers, 19.7K engagements "$PYPL THOUGHTS FOR [----] PayPal have got work to do Shareholders are pissed and rightly so Next year they need to prove to the market that they are not a bloated complacent incumbent primed for disruption If I was them I would: - Aggressively cut headcount - Accelerate buybacks - Change SBC incentives - Reduce SBC further - Execute insider buys Radio silence has not helped recently But Q4 is where we find out what the purpose for this silence is For me it indicates one of two things: [--]. Things are bad and they dont want to talk about it [--]. They are pissed and furiously working to make [----] a" [X Link](https://x.com/weary_centurion/status/2006395480758964567) 2025-12-31T16:02Z [----] followers, [----] engagements "$JD I will be writing a deep dive That is all" [X Link](https://x.com/weary_centurion/status/2007043292333211911) 2026-01-02T10:56Z [----] followers, 14.1K engagements "$JD DEEP DIVE 🧵 The Chinese Amazon priced for failure" [X Link](https://x.com/weary_centurion/status/2007545009713885619) 2026-01-03T20:10Z [----] followers, 105.5K engagements "5. JD TECHNOLOGY JD Technology provides technology services to private and public sector clients Utilising advanced technologies such as: Artificial intelligence (in-house LLM) Big data Cloud computing IoT JD Technology delivers products and solutions tailored to various industries helping businesses reduce supply chain costs and improve operational efficiency The company has served: 1000+ financial institutions 2.5M+ SMB enterprises 2500+ large enterprises 500M+ individual users https://twitter.com/i/web/status/2007545051669217503 https://twitter.com/i/web/status/2007545051669217503" [X Link](https://x.com/weary_centurion/status/2007545051669217503) 2026-01-03T20:10Z [----] followers, [----] engagements "6. JD HEALTH JD Health is the companies healthcare subsidiary operating as Chinas largest online healthcare platform Its ecosystem provides: Online medical consultations 40000+ affiliated professionals Retail pharmacy sales Management for chronic conditions Wellness products Supplements The platform integrates JDs logistics for rapid delivery from dedicated warehouses serving over 200M registered users as of mid [----] https://twitter.com/i/web/status/2007545061047984154 https://twitter.com/i/web/status/2007545061047984154" [X Link](https://x.com/weary_centurion/status/2007545061047984154) 2026-01-03T20:10Z [----] followers, [----] engagements "$PYPL in ten years time if it stays below $70 $AZO AutoZone EPS increased by 1926% over the past [--] years while shares outstanding decreased by 78.3% The stock is up 4100% https://t.co/r2U202yixQ $AZO AutoZone EPS increased by 1926% over the past [--] years while shares outstanding decreased by 78.3% The stock is up 4100% https://t.co/r2U202yixQ" [X Link](https://x.com/weary_centurion/status/2007551741596971100) 2026-01-03T20:36Z [----] followers, 25.9K engagements "$ODD With the launch of METHODIQ Oddity Techs new Telehealth platform The U.S. just got an instant solution to a chronic shortage of dermatologists This is a $HIMS competitor in the making METHODIQ is projected to grow fast due to the synergies within its customer base" [X Link](https://x.com/weary_centurion/status/2009282582219829666) 2026-01-08T15:14Z [----] followers, [----] engagements "$ODD New filing Extension of $150M loan at 2.7% additional to the original $200M taken a around a year ago Purpose: Growth initiatives Acquisitions Share buybacks (shock) Would not be surprised to see a share buyback program extension filing soon" [X Link](https://x.com/weary_centurion/status/2010846539145421291) 2026-01-12T22:49Z [----] followers, [----] engagements "$PATH $ODD $PYPL You may wonder why I am not on here crying about the price action on my holdings over the last week or so (or the last year for $PYPL) Well my friends thats because I simply could not give a rats arse Fundamentals and valuation are all that matters to me" [X Link](https://x.com/weary_centurion/status/2011345122043314516) 2026-01-14T07:50Z [----] followers, [----] engagements "$ODD There is absolutely no logical reason why it should be testing [--] weeks lows They have exceeded and raised guidance for [--] consecutive quarters This is a high quality business projecting the rule of [--] as a minimum for the foreseeable future Getting hard to ignore here" [X Link](https://x.com/weary_centurion/status/2011351645674754534) 2026-01-14T08:16Z [----] followers, [----] engagements "$ONDS Can we have a reality check here A lot of people could lose a lot of money on this one Price to sales: 35x (2x is sector average) Revenue: $35M Market cap: $5.12B One customer generates 90% of their revenue Shareholders have been diluted 340% so far Be. Careful" [X Link](https://x.com/weary_centurion/status/2011406098159530106) 2026-01-14T11:52Z [----] followers, [----] engagements "$ODD It certainly is $ODD is the most undervalued company in the market right now. I havent seen such a detached valuation in a long time. $ODD is the most undervalued company in the market right now. I havent seen such a detached valuation in a long time" [X Link](https://x.com/weary_centurion/status/2011424817648476288) 2026-01-14T13:07Z [----] followers, [----] engagements "$ODD Less than $2B Insane I have never seen a company with this type of financial profile and margins trade this low Rule of [--] minimum CAGR projected long term $800M+ revenue this year with 70%+ gross margins I cant make it any more clearer Not financial advice" [X Link](https://x.com/weary_centurion/status/2011488636014067975) 2026-01-14T17:20Z [----] followers, [----] engagements "$ODD If you want to understand the bull case fast The CFO explains it clearly here in [--] minutes Crazy that this was recorded only [--] months ago Nothing has changed since other than the stock price https://youtu.be/oNFcBW8AwKIsi=W7ejaXe0VHLpjBHp https://youtu.be/oNFcBW8AwKIsi=W7ejaXe0VHLpjBHp" [X Link](https://x.com/weary_centurion/status/2011581919688036674) 2026-01-14T23:31Z [----] followers, [----] engagements "$PYPL I feel balance needs to be restored a bit Sentiment is terrible and I understand why But PayPal is disgustingly cheap Thats a fact not an opinion Literally nothing is priced in here other than abject failure I have been just as frustrated with the rest of you But I think its a bit soon to be writing them off Q4 is just over [--] weeks away They should be putting out record high FCF and there should be substantially less shares outstanding With only 935M outstanding as of Q3 we could be pushing below 900M shares by Q4 if they have been smart about it Even if they just deployed the standard" [X Link](https://x.com/weary_centurion/status/2011842280014168259) 2026-01-15T16:45Z [----] followers, [----] engagements "$ODD I have spent the last couple of years searching for a future perennial compounder I think this might be it 🟢 Fast growing tech company valued as a slow growing beauty & wellness firm 🟢 Absurd valuation lays the foundation for sustained future compounding 🟢 Rule of [--] long term CAGR projected (and likely to be achieved imo) 🟢 Various growth drivers and massive $600B+ TAM to disrupt 🟢 Elite founder CEO and CFO who are both expert capital allocators 🟢 Every single quarter since IPO has been a beat and raise 🟢 Flawless execution 🟢 Founder led and majority controlled 🟢 Strong" [X Link](https://x.com/weary_centurion/status/2012082440915804317) 2026-01-16T08:40Z [----] followers, [----] engagements "@QualityInvest5 is this satire You should probably be focussing more on $FI and what went wrong there Instead of making very ill informed comparisons between $PYPL & $WU There's a really good chance PayPal's next decade looks something like this "but it trades at [--] PE bro" . lol $WU $PYPL https://t.co/iP7GSQ7Yde There's a really good chance PayPal's next decade looks something like this "but it trades at [--] PE bro" . lol $WU $PYPL https://t.co/iP7GSQ7Yde" [X Link](https://x.com/weary_centurion/status/2013158816557170952) 2026-01-19T07:57Z [----] followers, [----] engagements "$PYPL $52B market cap Largest platform agnostic install base by a wide margin 3x more than closest competitor Cash App I am sick of saying it but Iv never seen a bigger detachment from fundamentals in a stock Venmo alone is worth $20-30B $20-30B for the core business LOL" [X Link](https://x.com/weary_centurion/status/2013644631162921037) 2026-01-20T16:07Z [----] followers, 11.5K engagements "$PYPL When PayPal dipped to $50 in [----] it had a market cap of around $54B due to having 1.08B shares outstanding Its now cheaper than it was then at $52B market cap 🟢 $34B+ revenue 🟢 $6-7B FCF 🟢 15%+ EPS growth 🟢 Agentic partnerships 🟢 First wallet in ChatGPT" [X Link](https://x.com/weary_centurion/status/2013658279663013905) 2026-01-20T17:02Z [----] followers, 15.7K engagements "$ODD could be a major threat to $HIMS in the future $ODD Il Makiage foundation is the world's most reviewed foundation. https://t.co/VHE3u4udIC $ODD Il Makiage foundation is the world's most reviewed foundation. https://t.co/VHE3u4udIC" [X Link](https://x.com/weary_centurion/status/2013697572376859078) 2026-01-20T19:38Z [----] followers, [----] engagements "@OddityOddballs Really strong research thanks for sharing The talent pool seems extremely high value at $ODD" [X Link](https://x.com/weary_centurion/status/2013927479656800756) 2026-01-21T10:51Z [----] followers, [---] engagements "I think there are exceptions to this rule personally Otherwise it would not be possible for a company like $AZO to produce 4000% returns primarily as a result of buybacks Because PayPal has such a strong financial profile for every share removed from circulation it makes what is left more valuable Provided FCF and margins remain steady I can see a similar return trajectory as $AZO and others over the next decade At some point maths takes over and shareholders benefit massively by default https://twitter.com/i/web/status/2013941734196097140 https://twitter.com/i/web/status/2013941734196097140" [X Link](https://x.com/weary_centurion/status/2013941734196097140) 2026-01-21T11:48Z [----] followers, [----] engagements "$PYPL Green on a day like today is hilarious 🤣" [X Link](https://x.com/weary_centurion/status/2014032901688406171) 2026-01-21T17:50Z [----] followers, [----] engagements "@investingbyGenZ There is definitely some correlation although I have no idea why seeing as 99%+ revenue comes from makeup and beauty products 🤣" [X Link](https://x.com/weary_centurion/status/2014044483390677260) 2026-01-21T18:36Z [----] followers, [---] engagements "$ODD The future of dermatology globally This is a behemoth in the making https://youtu.be/PM_M9-QUDP4si=LziTfXlbkvaYMQzu https://youtu.be/PM_M9-QUDP4si=LziTfXlbkvaYMQzu" [X Link](https://x.com/weary_centurion/status/2014259801350414631) 2026-01-22T08:52Z [----] followers, [----] engagements "$ODD The CEO of METHODIQ has been in post for over [---] years This brand has been worked on for 4+ years before launch I believe uptake will be fast Oddity is a tech conglomerate in the making Eventually is will be valued as one Not financial advice" [X Link](https://x.com/weary_centurion/status/2014270980881862700) 2026-01-22T09:36Z [----] followers, [----] engagements "@forefathers92 $ODD will be soon" [X Link](https://x.com/weary_centurion/status/2014304837261832358) 2026-01-22T11:51Z [----] followers, [---] engagements "I got back in when it dropped back to $35 Couldnt resist Appreciate the understanding though Iv been too active with my holdings over the last [--] months I anticipated weakness in $ODD when it was low $40s due to the low liquidity and it seems I was right on this occasion It was instant regret when I sold it tbh https://twitter.com/i/web/status/2014403788619100604 https://twitter.com/i/web/status/2014403788619100604" [X Link](https://x.com/weary_centurion/status/2014403788619100604) 2026-01-22T18:24Z [----] followers, [--] engagements "I just realised that if I bought and held stocks since [----] my portfolio would be down -30% before accounting for returns due to FX impact on GBP/USD This is a rare phenomenon where my over activity over the last [--] years has actually done me a favour and saved me some money In [----] the GBP hit multi years lows against the dollar. At one point the exchange rate was just $1.03 Its now around $1.35 which is about average My current FX impact is -2% An annoyance for sure but a damn sight better than -30% I have estimated I could experience max pain at around -10% if the dollar continues to weaken" [X Link](https://x.com/weary_centurion/status/2014853689799016958) 2026-01-24T00:12Z [----] followers, [----] engagements "@TheValueTrade $ODD" [X Link](https://x.com/weary_centurion/status/2014989497017004243) 2026-01-24T09:11Z [----] followers, [---] engagements "@Spike_1567 @NewcomerInvest Throw some tickers over if you want il take a look" [X Link](https://x.com/weary_centurion/status/2015092679239966969) 2026-01-24T16:01Z [----] followers, [--] engagements "$PYPL I am currently writing a long form article on Substack I will share it here when Im finished X really needs to work on its phone UI for long form posting The UI for Substack is far better for writing articles on a phone I dont have time to be sat a laptop all day" [X Link](https://x.com/weary_centurion/status/2015093645217538445) 2026-01-24T16:05Z [----] followers, [----] engagements "$PYPL Happy Saturday night people Attached is a link to my article on PayPal I have been working on all day Completely free Enjoy https://open.substack.com/pub/wc01/p/paypal-is-the-most-hated-stock-inr=3smybt&utm_medium=ios&shareImageVariant=overlay https://open.substack.com/pub/wc01/p/paypal-is-the-most-hated-stock-inr=3smybt&utm_medium=ios&shareImageVariant=overlay" [X Link](https://x.com/weary_centurion/status/2015152085348602161) 2026-01-24T19:57Z [----] followers, 65.3K engagements "$PYPL PAYPAL IN [----] Revenue - $9.25B Net income - $1.23B FCF - $1.85B Cash - $5.7B MC - $50B PAYPAL IN [----] Revenue - $32.4B (+250%) Net income - $4.92B (+300%) FCF - $6.80B (+267%) Cash - $14.4B (+153%) MC - $52B (maybe lower) Insane" [X Link](https://x.com/weary_centurion/status/2015205267156115852) 2026-01-24T23:29Z [----] followers, 70.6K engagements "@steady_profits Correct Neither has Ads Paypal World BNPL or anything else they are doing other than branded checkout" [X Link](https://x.com/weary_centurion/status/2015340102700924949) 2026-01-25T08:24Z [----] followers, [----] engagements "$PYPL You have made my Substack metrics look like a parabolic meme stock 🤣 Thanks guys appreciate the support If anyone missed this article it is a good summary of the risk vs reward I have quoted the link it below (its free) $PYPL https://t.co/KlpFDeYNhk Happy Saturday night people Attached is a link to my article on PayPal I have been working on all day Completely free Enjoy https://t.co/70vdbqb4zU $PYPL https://t.co/KlpFDeYNhk Happy Saturday night people Attached is a link to my article on PayPal I have been working on all day Completely free Enjoy https://t.co/70vdbqb4zU" [X Link](https://x.com/weary_centurion/status/2015497708690194708) 2026-01-25T18:51Z [----] followers, 19K engagements "$PYPL SUM OF THE PARTS VALUATION [--]. VENMO Venmo will clear $2B revenue in [----] If I was @acce I would be considering a spin off here Because I suspect Venmo is worth at least $15B with conservative assumptions Its net income could be as high as $1B due to its blended margin of around 50-60% Put a 15x PE ratio on that and you have $15B This is dirt cheap for a company growing 20%+ year over year That would mean the value of Venmo alone is around $20-25 per share of $PYPL [--]. BRAINTREE Braintree processes almost half of total company volume and generates around 30-40% of total revenue Yes its" [X Link](https://x.com/weary_centurion/status/2015837086277107908) 2026-01-26T17:19Z [----] followers, 13.2K engagements "$UNH I think its clear the turnaround is going to take longer than anticipated I bought at $250 and sold at $359 A decision I am obviously now very happy with but it was a tough one at the time These things cannot be accurately predicted Expect volatility today $UNH Q425 EARNINGS HIGHLIGHTS 🔹 Revenue: $113.22B (Est. $113.87B) 🔴 🔹 Adj. EPS: $2.11 (Est. $2.10) 🟢 🔹 Medical Care Ratio: 92.4% (Est. 92.1%) 🔴 🔹 Operating Margin: 0.3% (Est. 2.9%) 🔴 🔹 4Q charge: $1.6B net of taxes ($1.78/sh); excluded from adjusted earnings FY Guide: https://t.co/WTwoW1VEsK $UNH Q425 EARNINGS HIGHLIGHTS 🔹" [X Link](https://x.com/weary_centurion/status/2016128009078476952) 2026-01-27T12:35Z [----] followers, 10.3K engagements "$PYPL The Wall St analyst clown show continues Cantor Fitzgerald initiates coverage with a $60 target HSBC downgrades from $93 ➡ $72 despite being a few days away from Q4 earnings" [X Link](https://x.com/weary_centurion/status/2016158891617226799) 2026-01-27T14:38Z [----] followers, [----] engagements "$PYPL Two more downgrades today less than a week before earnings Morgan Stanley $51 ➡ $50 Rothschild Redburn $70 ➡ $50 Most hated stock in the market And now the most detached from fundamentals Analysts dont think a 13% FCF yield and 9.5x forward PE is cheap enough" [X Link](https://x.com/weary_centurion/status/2016490919952847306) 2026-01-28T12:37Z [----] followers, 18.8K engagements "$PYPL MORGAN STANLEY DOWNGRADE RATIONALE: Concerns about the companys branded checkout growth Branded checkout growth forecast to 3.3% from 3.9% previously Transaction margin dollar growth of 3.4% down from 3.8% Negative management commentary and softer e-commerce trends in the fourth quarter Slow progress in upgrading checkout integrations with only 25% of merchants moved to the new checkout experience Reduced its share buyback assumptions for PayPal to $4.5 billion in [----] Morgan Stanley suggests management should allocate more capital toward accelerating checkout integration optimization" [X Link](https://x.com/weary_centurion/status/2016493403828076648) 2026-01-28T12:47Z [----] followers, 10.2K engagements "$PYPL Critical test coming for the rest of this week Can it hold the $55 support level If not then I would say $50 is in play In the face of multiple downgrades this week with $50 price targets Its now or never Feels personal at this point Most hated stock in the market" [X Link](https://x.com/weary_centurion/status/2016514114768531796) 2026-01-28T14:10Z [----] followers, [----] engagements "$PYPL Analyst responsible for a $50 price target and a sell rating At $55 $PYPL is: 9.5x forward PE FCF yield of 13% $14.4B cash $6-7B FCF Market cap: $50B As a reminder: Raised guidance last quarter Introduced dividend last quarter Laughable" [X Link](https://x.com/weary_centurion/status/2016521149027385764) 2026-01-28T14:38Z [----] followers, [----] engagements "$PYPL 🚨 LONG POST ALERT 🚨 If I learn that I am wrong on PayPal I will take full accountability But so far all Im seeing is: Terrible sentiment Downgrades (conveniently timed) Macro fears Fintech sector being hammered I have been very critical and objective on PayPal over the last few months I will say what I see If Q4 is terrible I will tell you If I am not happy with what management say I will tell you At this valuation the following is priced in: Zero growth Terrible Q4 earnings Terrible [----] guidance Terrible outlook Haemorrhaging market share Zero buybacks Whilst the CFOs commentary was" [X Link](https://x.com/weary_centurion/status/2016604929276706985) 2026-01-28T20:10Z [----] followers, 18.3K engagements "I dont think its that I think its the fact management have been talking down their own stock and giving mixed messages Q3 was a strong quarter but their commentary on macro tech integration and branded checkout have indicated issues which has caused a lot of uncertainty A lot will be clearer when we get Q4 results and commentary I am reserving judgment until then https://twitter.com/i/web/status/2016791859071176825 https://twitter.com/i/web/status/2016791859071176825" [X Link](https://x.com/weary_centurion/status/2016791859071176825) 2026-01-29T08:33Z [----] followers, [---] engagements "$ODD First article about Oddity Tech on Substack Enjoy (its free) https://open.substack.com/pub/wc01/p/odd-is-a-future-perennial-compounderr=3smybt&utm_medium=ios&utm_source=post-publish https://open.substack.com/pub/wc01/p/odd-is-a-future-perennial-compounderr=3smybt&utm_medium=ios&utm_source=post-publish" [X Link](https://x.com/weary_centurion/status/2016831522389602586) 2026-01-29T11:11Z [----] followers, [----] engagements "$PYPL Now under $50B market cap Never thought I would see the day outside of a market cash scenario The market will always find ways to humble you Im happy for it to stay here though because it will be more than 10% of shares repurchases annually This is after SBC" [X Link](https://x.com/weary_centurion/status/2016900706850984304) 2026-01-29T15:46Z [----] followers, 10.6K engagements "$PYPL $ODD Numbers on a screen guys Remember you own shares of a real business I share this with you for transparency and your own learning It is not financial advice I do not recommend this strategy It is not for the faint of heart" [X Link](https://x.com/weary_centurion/status/2016953659381149989) 2026-01-29T19:16Z [----] followers, [----] engagements "@Spike_1567 I think you underestimate $ODD I wouldnt be this heavy in them if I thought there were better opportunities elsewhere" [X Link](https://x.com/weary_centurion/status/2017013398207148263) 2026-01-29T23:14Z [----] followers, [---] engagements "I posted that weeks ago and it was mainly because I didnt like the chart and $ODD got even cheaper I took 10%+ profit at $15.50 so Im fairly happy tbh with how that worked out. My instincts were correct on this occasion But it was mainly because I have higher conviction and more understanding of $ODD and it dipped below $35 https://twitter.com/i/web/status/2017013989931098563 https://twitter.com/i/web/status/2017013989931098563" [X Link](https://x.com/weary_centurion/status/2017013989931098563) 2026-01-29T23:16Z [----] followers, [---] engagements "@Spike_1567 Based on what evidence They are software companies $ODD operates in a different sector" [X Link](https://x.com/weary_centurion/status/2017136631266877537) 2026-01-30T07:23Z [----] followers, [--] engagements "I was initially but then $ODD and $PYPL got a lot cheaper and I understand the businesses a lot moregot to prioritise circle of competence $PATH I think is in a great position for the next 2-3 years but the sector is moving so fast I struggle to project beyond that and that was another factor in my decision making https://twitter.com/i/web/status/2017137256713126389 https://twitter.com/i/web/status/2017137256713126389" [X Link](https://x.com/weary_centurion/status/2017137256713126389) 2026-01-30T07:26Z [----] followers, [---] engagements "$PYPL This bodes well for the timeline of PayPals bank application Less than [--] months is insane I would like to think with the size and importance of PayPal we well as being a domestic large scale US company We could be looking at a similar timeline $NU Nubank just received conditional approval to establish a US National bank. What's even more astonishing is that they applied for this LESS than [--] months ago. That is astonishingly fast. The next phase is the bank organization phase which requires additional approvals and $NU Nubank just received conditional approval to establish a US National" [X Link](https://x.com/weary_centurion/status/2017154525837009244) 2026-01-30T08:34Z [----] followers, [----] engagements "@AuditTheHerd This could further explain the sentiment around the stock Definitely something that will need to be monitored although I would like to think $PYPL has robust checks and are intelligent about who they target" [X Link](https://x.com/weary_centurion/status/2017216980290326537) 2026-01-30T12:43Z [----] followers, [----] engagements "$PYPL I agree Actions that should be considered: Buybacks acceleration Insider buying Increase buybacks authorisation Freeze dividend for more buybacks Breakout full Venmo metrics Timeline for Ads Investor day Clear communication OVAS breakdown $PYPL is the one that has NOT moved for us It has been consolidating still since [----] Showed great signs of breaking out in late [----] with a test of the upper consolidation level at $93 but rejected hard I still hold a position here and I DON'T sell under the [---] WMA if the https://t.co/RKIhEJ22Mt $PYPL is the one that has NOT moved for us It has been" [X Link](https://x.com/weary_centurion/status/2017221480241656059) 2026-01-30T13:00Z [----] followers, [----] engagements "$PYPL The easiest thing they can do to help themselves now is to reduce their headcount With the growing efficiency of AI there is no excuse to still have bloat in the workforce These cost savings will go straight to the bottom line Recent Layoff Announcements: [--]. US Government: [------] employees [--]. UPS: [-----] employees [--]. Amazon: [-----] employees [--]. Intel: [-----] employees [--]. Nissan: [-----] employees [--]. Nestle: [-----] employees [--]. Microsoft: [-----] employees [--]. Bosch: [-----] employees [--]. Dell: [-----] Recent Layoff Announcements: [--]. US Government: [------] employees [--]. UPS: [-----] employees [--]. Amazon:" [X Link](https://x.com/weary_centurion/status/2017245856638914679) 2026-01-30T14:37Z [----] followers, [----] engagements "$PYPL You will see my objectivity when they report next week Regardless of price action I will call out what I see good and bad @acce I hope you have prepared well for this one Probably the most important quarterly report in company history" [X Link](https://x.com/weary_centurion/status/2017266952742305801) 2026-01-30T16:01Z [----] followers, [----] engagements "$BULL I tried to warn people about WeBull back in October Multiple red flags I know the chart looked solid at the time but this is why fundamentals are more important than technicals Down 40%+ since this post Dilution can be an equity destroyer $BULL Looking cheap but there are some severe red flags; 🚩 They have a $1B standby equity agreement with Yorkville Advisors who are reputed as a toxic lender with borderline fraudulent practices 🚩 This allows $1B of dilution at discount prices which can be devastating to https://t.co/bDjYqDSwpx $BULL Looking cheap but there are some severe red flags;" [X Link](https://x.com/weary_centurion/status/2017397009582293285) 2026-01-31T00:38Z [----] followers, [----] engagements "@QualityInvest5 Its priced like a dying tobacco company nowunless they go negative growth I really dont see how this valuation is remotely sustainable" [X Link](https://x.com/weary_centurion/status/2017532969313833401) 2026-01-31T09:38Z [----] followers, [---] engagements "Anyone else grateful for the lack of YTD gains posts Or is it just me If only people were as enthusiastic about sharing their losses Remember that most of social media only shows you the good stuff Fin-X is no different And yes Im down -10% so far" [X Link](https://x.com/weary_centurion/status/2017573607338127443) 2026-01-31T12:20Z [----] followers, [----] engagements "Thanks for the explanation Mitchell Crypto is not my speciality at all but I think I understand what you are saying So $MSTR is essentially a leveraged $BTC ETF I struggle to get my head around the valuation when its revenue and profits are so poor but I suppose their value is all in the assets they own and how they manage that https://twitter.com/i/web/status/2017702034162782666 https://twitter.com/i/web/status/2017702034162782666" [X Link](https://x.com/weary_centurion/status/2017702034162782666) 2026-01-31T20:50Z [----] followers, [---] engagements "I have looked into this stock Whilst the risk of insolvency is unlikely I still stand by my warning put out when the stock was trading at $420 I still would not buy it outside of a mean reversion trade Answer me thiswhat if $MSTR stops trading at a premium to $BTC $MSTR Honestly I really dont get the hype on this trash company It is basically a gamble on Bitcoin at the expense of shareholders It wont end well for many people Meanwhile its fundamentals are deteriorating and they are diluting Just invest directly in Bitcoin instead https://t.co/sXN81jfkjy $MSTR Honestly I really dont get the" [X Link](https://x.com/weary_centurion/status/2018239321417961555) 2026-02-02T08:25Z [----] followers, [----] engagements "$PYPL Ok real talk now PayPal has caught me off guard multiple times over the last [--] months The things I want to see as a minimum tomorrow: Strong results Reduced headcount (or at least intent) Strong FCF No excuses in relation to macro OVAS transparency Increased buybacks during Q3 Acknowledgement of undervaluation Increased buybacks authorisation Solid [----] guidance Ads contribution breakdown Confidence from management I have them the benefit of the doubt since Q3 but there are some things I am currently unhappy with: No insider buying Management negativity Excuses Dividend timing (buybacks" [X Link](https://x.com/weary_centurion/status/2018248757435883534) 2026-02-02T09:02Z [----] followers, 23.5K engagements "@Floatymcfloater @Uzwzp63636 Exactly Il be really pissed off if its not below 910M I want to see at least some additional above the standard $1.5B and if not there needs to be a damn good explanation" [X Link](https://x.com/weary_centurion/status/2018273520162087314) 2026-02-02T10:41Z [----] followers, [--] engagements "$ODD Is a SaaS business that sticks to the rule of [--] whilst remaining profitable SaaS businesses stuck to the Rule of [--] by trading growth for profitability. https://t.co/dGwVt4QcbM SaaS businesses stuck to the Rule of [--] by trading growth for profitability. https://t.co/dGwVt4QcbM" [X Link](https://x.com/weary_centurion/status/2018278663276392492) 2026-02-02T11:01Z [----] followers, [----] engagements "Future compounding is happening at $ODD Something interesting is happening at $ODD https://t.co/UQUmv9x0uM Something interesting is happening at $ODD https://t.co/UQUmv9x0uM" [X Link](https://x.com/weary_centurion/status/2018366176657621334) 2026-02-02T16:49Z [----] followers, [----] engagements "$PYPL Good luck to all PainPal shareholders for tomorrow I will be listening to the call so il get my thoughts out as soon as I am able to" [X Link](https://x.com/weary_centurion/status/2018464091011211579) 2026-02-02T23:18Z [----] followers, 16.8K engagements "$ODD So little interest in this stock We will see how much longer that lasts Q4 earnings in 3-4 weeks https://open.substack.com/pub/wc01/p/odd-is-a-future-perennial-compounderr=3smybt&utm_medium=ios&shareImageVariant=overlay https://open.substack.com/pub/wc01/p/odd-is-a-future-perennial-compounderr=3smybt&utm_medium=ios&shareImageVariant=overlay" [X Link](https://x.com/weary_centurion/status/2018464921542099361) 2026-02-02T23:21Z [----] followers, [----] engagements "$PYPL Cathie never seems to learn Buy high sell low Unless she somehow knows something Why would you sell before you get the facts $PYPL Cathie sells a chunk before Earnings this morning At the [--] year low. https://t.co/MW3XpGVsB9 $PYPL Cathie sells a chunk before Earnings this morning At the [--] year low. https://t.co/MW3XpGVsB9" [X Link](https://x.com/weary_centurion/status/2018629506387382282) 2026-02-03T10:15Z [----] followers, 19.6K engagements "$PYPL New CEO announced Stock is tanking" [X Link](https://x.com/weary_centurion/status/2018657042899276179) 2026-02-03T12:05Z [----] followers, 18.8K engagements "$PYPL Sorry guys I said I would be objective and I am This explains the silence from management Weve been lied to Terrible results No extra buybacks Chriss has been removed Not what I invested in at all Im not prepared to wait through negative growth I have sold $PYPL PayPal CEO @acce is out. Branded 1% growth. Guidance - terrible. Revenue - Terrible. FCF - Not great. Yeah I'm looking for an exit. Adios PainPal. $PYPL PayPal CEO @acce is out. Branded 1% growth. Guidance - terrible. Revenue - Terrible. FCF - Not great. Yeah I'm looking for an exit. Adios PainPal" [X Link](https://x.com/weary_centurion/status/2018661164868387255) 2026-02-03T12:21Z [----] followers, 49.5K engagements "$PYPL Brad mirrors my thoughts here more or less exact There are other companies I am interested in and thats another reason I have exited the stock My thesis was incorrect I own that fully I will learn from the experience and use it to improve A low multiple and a massive buyback for $PYPL are only compelling if the core business is not in permanent decline. Not when that business shows no signs of stabilization. Not when they roll out their new checkout to customers painfully slowly with Apple Google Shopify A low multiple and a massive buyback for $PYPL are only compelling if the core" [X Link](https://x.com/weary_centurion/status/2018677533517004877) 2026-02-03T13:26Z [----] followers, [----] engagements "$PYPL Heres why Iv sold: No headcount reduction FCF weak No additional buybacks Earnings miss Guidance miss Negative growth No updates Ads etc Long term guidance pulled Macro excuses I said I would do this less than [--] hours ago This is not emotion $PYPL Ok real talk now PayPal has caught me off guard multiple times over the last [--] months The things I want to see as a minimum tomorrow: Strong results Reduced headcount (or at least intent) Strong FCF No excuses in relation to macro OVAS transparency https://t.co/1FrlkX4UAx $PYPL Ok real talk now PayPal has caught me off guard multiple times" [X Link](https://x.com/weary_centurion/status/2018681848700842130) 2026-02-03T13:43Z [----] followers, 18.9K engagements "$PYPL I am listening to the call and it is TERRIBLE" [X Link](https://x.com/weary_centurion/status/2018685871587725432) 2026-02-03T13:59Z [----] followers, 17.2K engagements "$PYPL EARNINGS CALL THOUGHTS I said I would give you objectivity so here it is: 🔴 The CFO actually said: Execution has been too slow in response to an analyst question about why management is changing now 🔴 The results were poor 🔴 2027+ guidance pulled 🔴 No major headcount reduction 🔴 New CEO has been on the board for 5+ years so it part of the problem 🔴 No timeline for when branded checkout will inflect 🔴 No other value added services updates 🔴 Did not answer analyst questions at all 🔴 More macro excuses 🔴 Less FCF 🔴 No plan 🔴 No turnaround timeline Literally could not have been" [X Link](https://x.com/weary_centurion/status/2018693596132573420) 2026-02-03T14:30Z [----] followers, 16K engagements "$PYPL Noted that @QualityInvest5 is dunking on people today in light of PayPal shareholders losing money Aria was promoting $FI as a great investment before it tanked 50%+ I showed him and shareholders nothing but respect in the aftermath Trash behaviour For the $PYPL bois Remember to look at fundamentals next time and be objective you got this 😉 https://t.co/Uo3ejcNtel For the $PYPL bois Remember to look at fundamentals next time and be objective you got this 😉 https://t.co/Uo3ejcNtel" [X Link](https://x.com/weary_centurion/status/2018715102854193428) 2026-02-03T15:56Z [----] followers, 32.3K engagements "$PYPL Lost [--] followers because I was wrong Gained [--] because I told the truth Always choose the truth" [X Link](https://x.com/weary_centurion/status/2018722406077222924) 2026-02-03T16:25Z [----] followers, [----] engagements "$PYPL When Aria was hurting from $FISV I offered my condolences and assured him that anyone can make this mistake Clearly he has learned nothing from that experience and felt the need to stick the knife in at the first opportunity I forgive you Aria but you need to do better $FISV committed fraud $PYPL just a shit business I had 6% of my port in it you had 100% of your port in $PYPL Accept defeat $FISV committed fraud $PYPL just a shit business I had 6% of my port in it you had 100% of your port in $PYPL Accept defeat" [X Link](https://x.com/weary_centurion/status/2018754961840951507) 2026-02-03T18:34Z [----] followers, [----] engagements "@QualityInvest5 I got attacked for calling out $FISV too (including by you) But you didnt see me dunking on shareholders when the stock dropped 45% in a day" [X Link](https://x.com/weary_centurion/status/2018769440104759325) 2026-02-03T19:31Z [----] followers, [---] engagements "$PYPL Its easy to crap on people on days like today You wont catch me ridiculing anyone for losing money Its not a good look and it has a nasty habit of coming back to bite you Laughing at others misfortunes is about as low as it gets There are unseen consequences in this life Treat people how you want to be treated And yes I am not perfect and Iv fallen short of being respectful on here before But I learn from my mistakes and reflect on my behaviour If you arent doing that you will never improve And you are destined for a life of misery and bitterness Remember that bad things can and will" [X Link](https://x.com/weary_centurion/status/2018772117039595963) 2026-02-03T19:42Z [----] followers, [----] engagements "$PYPL WHERE I WENT WRONG Ok I have had time to think and time to recover slightly from this mental slap across the face My assessment of the business fundamentals I stand by up until Q3 but heres where I messed up: During Q3 earnings and at the subsequent fireside chats the management commentary (and silence following it) was a major red flag which I should have taken more notice of My gut told me to sell and wait after the Dec 3rd fireside and I did indeed do that I then got fixated on valuation and gave management the benefit of the doubt That was my key mistake I spotted the red flags and" [X Link](https://x.com/weary_centurion/status/2018818976181051558) 2026-02-03T22:48Z [----] followers, 12.7K engagements "@bert13136166 I wanted more $ODD and to start a position in $TEM" [X Link](https://x.com/weary_centurion/status/2018824931149074719) 2026-02-03T23:12Z [----] followers, [---] engagements "@dan_zafrir I wanted more $ODD that was a factor too Thanks Dan 🤝" [X Link](https://x.com/weary_centurion/status/2018825209831403973) 2026-02-03T23:13Z [----] followers, [---] engagements "@StockMarketNerd Good summary Brad This caught a lot of us out Shocking lack of execution and a great opportunity squandered The new CEO appointed is a mistake imo like you allude to. Part of the problem Needs a total culture reset" [X Link](https://x.com/weary_centurion/status/2018959310022148253) 2026-02-04T08:06Z [----] followers, [---] engagements "$PYPL Well worth a read Explains the culture issues I alluded to last night very well You can feel his frustration here Quite simply an amazing opportunity squandered due to incompetence A few thoughts about PayPal nearly [--] years after I left. I woke up this morning to dozens of messages from former PayPal colleagues. It pushed me to finally speak up. I never spoke publicly about the company after I left. Part of that was loyalty to John Donahoe who gave me A few thoughts about PayPal nearly [--] years after I left. I woke up this morning to dozens of messages from former PayPal colleagues. It" [X Link](https://x.com/weary_centurion/status/2018964188190695454) 2026-02-04T08:25Z [----] followers, [----] engagements "@Mufasa_Capital Oh wow I didnt notice that The stupidity of the market is eye watering if thats the case" [X Link](https://x.com/weary_centurion/status/2019050828061970689) 2026-02-04T14:10Z [----] followers, [---] engagements "$ODD It seems the sell off in Oddity Tech may be correlated with $HIMS METHODIQ the new telehealth arm of the business has literally only just launched and is not included in guidance It is currently only a small fraction of the business Conspiracies are dangerous for investors but if this is really the reason behind the $ODD price action I want to go all in. $hims https://t.co/YFHsfYNkPw Conspiracies are dangerous for investors but if this is really the reason behind the $ODD price action I want to go all in. $hims https://t.co/YFHsfYNkPw" [X Link](https://x.com/weary_centurion/status/2019055021975834690) 2026-02-04T14:26Z [----] followers, [----] engagements "Brutal few weeks in the market The euphoria might finally be over Too soon to tell whether this is a flash crash market correction or the start of a bear market High beta is getting smashed The speed of the downturn suggests to me this is some sort of liquidation event hitting leverage/margin users and triggering stop losses The silence on here is very telling though How is everyone feeling Stay safe out there" [X Link](https://x.com/weary_centurion/status/2019064043957371365) 2026-02-04T15:02Z [----] followers, [----] engagements "@dirtygreenpaper The earnings were awful Triple miss long term guidance miss Now guided for negative growth How is that not bad at all" [X Link](https://x.com/weary_centurion/status/2019081219430826335) 2026-02-04T16:10Z [----] followers, [----] engagements "$TEM If ever there was a company to get behind based on morality it would be this one Sadly morality alone is not enough But thankfully the fundamentals are solid too Literally on a mission to save lives and fix the broken healthcare system Not financial advice Once a year we gather all of our salespeople in one room.Spread amongst numerous specialty teams these 400+ individuals go to work each day with one common goal: bring precision medicine into real-world care. That work is complex. The stakes are high. Having a world class Once a year we gather all of our salespeople in one room.Spread" [X Link](https://x.com/weary_centurion/status/2019131882177528058) 2026-02-04T19:32Z [----] followers, [----] engagements "@Eyal__Weiss Great to know your eyes are on $TEM too Eyal Do you have a position" [X Link](https://x.com/weary_centurion/status/2019153397249896817) 2026-02-04T20:57Z [----] followers, [---] engagements "I agree Its very silly making claims about who is right or wrong on any stock in the short term unless there is fundamental deterioration And even then there could still be a recovery later down the line There are people on here who act like they are Demi gods when a stock does what they said it was going to do Not realising most short term price movement is completely irrelevant" [X Link](https://x.com/weary_centurion/status/2019181348595069053) 2026-02-04T22:48Z [----] followers, [--] engagements "@dolores_capital @Eyal__Weiss Go on Im listening" [X Link](https://x.com/weary_centurion/status/2019181520255140039) 2026-02-04T22:49Z [----] followers, [--] engagements "@George_Dubs_ @letushead @dirtygreenpaper For shareholders sakes I hope so I liked Alex Chriss I think he had the right vision for the company" [X Link](https://x.com/weary_centurion/status/2019304866968191058) 2026-02-05T06:59Z [----] followers, [--] engagements "@mattscottcap I bought more $TEM yesterday too 🤝" [X Link](https://x.com/weary_centurion/status/2019351786327273547) 2026-02-05T10:05Z [----] followers, [---] engagements "$PYPL PORTFOLIO UPDATE & THOUGHTS I wont be returning to PayPal But I can see why people see at as attractive now with a PE of 7x I am not saying it cant generate returns from here It may indeed do that But it could take a long time I see people entering now and I wish you well For me there are better opportunities because the market has pulled back substantially $ODD & $TEM are where my money is now Both are founder led and controlled with 20%+ common share ownership Both are cheap $ODD is currently one of the cheapest stocks on the market when you look at its financials and growth profile" [X Link](https://x.com/weary_centurion/status/2019373346358513962) 2026-02-05T11:31Z [----] followers, 23.4K engagements "Are you ok Why did you delete your comment calling me a grifter Say what you really think I am aware of what high beta is The majority of my portfolio is $ODD which has already lost 60% of its value over the last [--] months despite zero change in fundamentals phenomenal growth no debt and now well under $2B market cap despite $800M+ in revenue on 20%+ ADJ EBITDA margins I am looking at the company not its stock profile I am well aware it can go lower. But its currently got $715M in cash and is printing FCF Im sorry if my style offends you in some way But thats your problem not mine I can look" [X Link](https://x.com/weary_centurion/status/2019382795408158744) 2026-02-05T12:09Z [----] followers, [---] engagements "I can see why you would say that but I was already in $ODD I dont discriminate on stocks I choose the best businesses preferably at low valuations I thought PayPal was a solid business I no longer think it is and thats why I sold Nothing to do with the stock being low beta or high beta or small or large cap Its be business I assess $ODD risk profile is low at its current valuation despite it being high beta It might drop further but there is a valuation floor It will revert to fundamentals https://twitter.com/i/web/status/2019386874742063591 https://twitter.com/i/web/status/2019386874742063591" [X Link](https://x.com/weary_centurion/status/2019386874742063591) 2026-02-05T12:25Z [----] followers, [---] engagements "$HIMS I agree with this take Risk of litigation just went up tenfold Regardless of price action this could be a sign of desperation $NVO are being backed into a corner now This will be a death blow if they do nothing The risks are high here Be careful 🚨 JUST IN: $HIMS launches copy of Wegovy pill at an introductory price of $49/month. Yikes I know most people will call this bullish but I dont share that view. The litigation risk is now higher than ever. Also the fact that the company continues to double down on this https://t.co/bA9I1pwnGk 🚨 JUST IN: $HIMS launches copy of Wegovy pill at an" [X Link](https://x.com/weary_centurion/status/2019416495181217797) 2026-02-05T14:23Z [----] followers, 15.2K engagements "@investorcity4U Im not convinced Time will tell" [X Link](https://x.com/weary_centurion/status/2019432892565451174) 2026-02-05T15:28Z [----] followers, [---] engagements "@investorcity4U I sold $PYPL but at this price there is materially less risk than $HIMS imo but you do you I wish you the best" [X Link](https://x.com/weary_centurion/status/2019433866776441053) 2026-02-05T15:32Z [----] followers, [---] engagements "$NVO to sue $HIMS That didnt take long 🚨BREAKING - $NVO WILL SUE $HIMS https://t.co/6WEm3y2dgh 🚨BREAKING - $NVO WILL SUE $HIMS https://t.co/6WEm3y2dgh" [X Link](https://x.com/weary_centurion/status/2019441467115114571) 2026-02-05T16:02Z [----] followers, [----] engagements "They said [----] was going to be an acceleration year [--] months ago during Q3 They said they were confident about meeting guidance [--] months ago (triple miss) They withdrew [----] and long term guidance They said the company was at an inflection point They will have known Alex Chriss was getting canned and that things werent going well months ago yet they said nothing EPS is now due to decline (excluding buybacks) TM$ growth expected to decline Revenue growth low single digits (so much for the acceleration year) They said it was the macro (we know now that the macro is only affecting them and none" [X Link](https://x.com/weary_centurion/status/2019448962281840705) 2026-02-05T16:32Z [----] followers, [---] engagements "@DeepIceValue Come again $NVO is now suing $HIMS So I was right to highlight this" [X Link](https://x.com/weary_centurion/status/2019452202163622157) 2026-02-05T16:44Z [----] followers, [---] engagements "@Kross_Roads @KrisPatel99 I hope it works out for them but as we well know Roy cheap can always get cheaper especially if revenue turns negative and branded starts contracting into negative growth (which could easily happen)" [X Link](https://x.com/weary_centurion/status/2019460709180969297) 2026-02-05T17:18Z [----] followers, [---] engagements "$ODD People have mocked me today for owning $ODD 7% stake now declared by Fidelity In the last [--] months the following have been declared: Baille Gifford & Co. - 12.4% Morgan Stanley - 6.6% L Catterton 6.2% Founder owns 22% Institutions own 72% VC firms own 6% Float is locked Easy to manipulate and short but the writing is on the wall One additional reason why I sold $PYPL was because I wanted to increase my position in $ODD once it dipped below $35 Its now the majority of my portfolio Retail is not remotely interested in this and its reflected in the ownership That is a bonus for me I have" [X Link](https://x.com/weary_centurion/status/2019489893072650318) 2026-02-05T19:14Z [----] followers, [----] engagements "$IREN Sorry to see this play out how I feared 😔 I have tried to warn people a few times about $IREN and was largely ignored / ridiculed A 15x in [--] months is not sustainable or normal I see a lot of retail piling in convinced this is a buy the dip opportunity Maybe it is but it can always go lower Be careful I have tried to warn people a few times about $IREN and was largely ignored / ridiculed A 15x in [--] months is not sustainable or normal I see a lot of retail piling in convinced this is a buy the dip opportunity Maybe it is but it can always go lower Be careful" [X Link](https://x.com/weary_centurion/status/2019522757575295239) 2026-02-05T21:25Z [----] followers, [----] engagements "$IREN I am getting pushback on this so I I just want to clarify: At no point have I said $IREN is a bad long term investment All I have done is pointed out it was overvalued at $70+ and still overvalued in the $50s And that a 1500% run is not sustainable Thats it guys Generally though stocks that are fair value dont tank -50% in a week 🤷🏻♂ All I am trying to do is stop others making this mistake in the future No disrespect intended to IREN shareholders https://twitter.com/i/web/status/2019544356647063913 https://twitter.com/i/web/status/2019544356647063913" [X Link](https://x.com/weary_centurion/status/2019544356647063913) 2026-02-05T22:51Z [----] followers, [----] engagements "$IREN Nobody believed me $IREN Nothing against the company But it should be no surprise to anyone that 15x in [--] months is not sustainable price action I would not be surprised to see $IREN back below $20 if a proper market downturn takes place $IREN Nothing against the company But it should be no surprise to anyone that 15x in [--] months is not sustainable price action I would not be surprised to see $IREN back below $20 if a proper market downturn takes place" [X Link](https://x.com/weary_centurion/status/2019545232862286232) 2026-02-05T22:54Z [----] followers, 10K engagements "@BagelC47 @RklbsFan" [X Link](https://x.com/weary_centurion/status/2019545858057072784) 2026-02-05T22:57Z [----] followers, [--] engagements "@celsius_invest I quit the PainPal club" [X Link](https://x.com/weary_centurion/status/2019552503990481194) 2026-02-05T23:23Z [----] followers, [---] engagements "I recall you got $PYPL wrong too so thats a bit rich isnt it And most people have been buying $IREN in the $50s and above This is not aimed at people with low cost averages who have done their DD and have conviction This is aimed at people who bought in on borrowed conviction at rich valuations in an effort to stop the same mistakes being made again You of all people should know how strong $PYPL looked last year I cannot account for incompetence and dishonesty from management I owned my mistakes on $PYPL. They do not disqualify me from talking about other stocks here" [X Link](https://x.com/weary_centurion/status/2019557890437026261) 2026-02-05T23:44Z [----] followers, [---] engagements "$HIMS In one day: $NVO announced legal action Head of FDA fires a warning shot POTUS launches DTC drug site Brutal" [X Link](https://x.com/weary_centurion/status/2019567345925234832) 2026-02-06T00:22Z [----] followers, [----] engagements "$HIMS I put out warnings only when I see material risk of heavy losses This was [--] hours ago I am not sharing to gloat Quite the opposite Im trying to create a learning environment I cant tell you what to do with your money nor would I But I can call out red flags 🚩 $HIMS I agree with this take Risk of litigation just went up tenfold Regardless of price action this could be a sign of desperation $NVO are being backed into a corner now This will be a death blow if they do nothing The risks are high here Be careful $HIMS I agree with this take Risk of litigation just went up tenfold Regardless" [X Link](https://x.com/weary_centurion/status/2019571181100450134) 2026-02-06T00:37Z [----] followers, [----] engagements "@TobaFinance Thanks Toba Its worth remembering we have been rug pulled on $PYPL by a dishonest and incompetent management team/board Cant do much about that" [X Link](https://x.com/weary_centurion/status/2019676755196539359) 2026-02-06T07:37Z [----] followers, [---] engagements "@TacticzH Great post Hazel Congrats on $ASML I agree 100% The 80%+ crash in narrative driven stock is almost required at this point because so many people now think this is the norm" [X Link](https://x.com/weary_centurion/status/2019685182455103819) 2026-02-06T08:10Z [----] followers, [---] engagements "$ODD Q4 earnings in [--] weeks Short interest: 15.57% (6.3M shares) The active float is AT THE MOST in the range of 3-5M This means they are effectively short 100%+ of the available daily supply Days to cover is [--] Not only that the company has a buyback program constraining supply even more This could get silly The company has a 100% beat and raise track record since IPO Growing revenue 20%+ with an ADJ EBITDA margin of 20% (rule of [--] as a minimum) Trailing PE is 16x Forward PE is 12x Absolutely insane I have never seen anything like this with a company holding such strong a financial and" [X Link](https://x.com/weary_centurion/status/2019697603114328520) 2026-02-06T09:00Z [----] followers, [----] engagements "$HIMS Im guessing there is some news but I cant see anything Anyone" [X Link](https://x.com/weary_centurion/status/2019898721270403494) 2026-02-06T22:19Z [----] followers, [----] engagements "1) On February [--] [----] the FDA announced it is taking "decisive steps" to crack down on companies mass-marketing unapproved compounded GLP-1 drugs. FDA Commissioner Marty Makary specifically targeted "copycat drugs" following Hims & Hers' launch of a compounded Wegovy pill. Whilst you are technically correct that no formal investigation has been announced it is pretty obvious where this is going. It was clearly targeted at $HIMS. An investigation is highly likely to follow. To dismiss this is unwise and naive. 2) Mike Stuart General Counsel for the U.S. Health Department publicly stated on" [X Link](https://x.com/weary_centurion/status/2020147805482848443) 2026-02-07T14:49Z [----] followers, [---] engagements "@pondersly Its a case of weighing the risks and making your decision based on those risks" [X Link](https://x.com/weary_centurion/status/2020148125168533819) 2026-02-07T14:50Z [----] followers, [--] engagements "$HIMS U-TURN BEST CASE SCENARIO An agreement has been reached and this all goes away WORST CASE SCENARIO This is a knee jerk reaction and could be used as an admission of guilt by hostile parties What were management thinking here Going forward I hope they learn from this Since launching the compounded semaglutide pill on our platform weve had constructive conversations with stakeholders across the industry. As a result we have decided to stop offering access to this treatment. We remain committed to the millions of Americans who depend on us Since launching the compounded semaglutide pill on" [X Link](https://x.com/weary_centurion/status/2020225442050155002) 2026-02-07T19:57Z [----] followers, 12K engagements "Completely different dynamics and business life cycle $ODD is just getting started. It has not once stalled in its growth trajectory. It is growing rapidly and eating market share. Their cash and assets make up around $15-18 per share. From a business perspective this is lower risk than $PYPL even at its current valuation Not financial advice obviously and I could be wrong (I was wrong on $PYPL) but I do not see this as being anything like PainPal https://twitter.com/i/web/status/2020409385550282790 https://twitter.com/i/web/status/2020409385550282790" [X Link](https://x.com/weary_centurion/status/2020409385550282790) 2026-02-08T08:08Z [----] followers, [--] engagements "@JuanRodrig07 Another criminal waste of a golden opportunity Biggest disappointment ever I genuinely think Alex Chriss has been forced out because he tried to change the culture and failed to do so No coincidence he went quiet for months since hes been told to shut up no doubt" [X Link](https://x.com/weary_centurion/status/2020414796773093679) 2026-02-08T08:29Z [----] followers, [----] engagements "$PYPL As much as PainPal has been a disaster this year It is clear that the chances of it going bankrupt are pretty much zero This was yet another squandered opportunity as a result of gross incompetence The culture at PayPal sounds like it is toxic This was an issue under Dan Schulman My guess is @acce came in and tried to change the culture and received aggressive pushback ultimately resulting in him being forced out Alex Chrisss previous record at Intuit speaks for itself I had faith in him as a CEO and that was another factor for me selling on finding out he had been axed I feel sorry for" [X Link](https://x.com/weary_centurion/status/2020419364684534266) 2026-02-08T08:48Z [----] followers, 13.6K engagements "$ODD The stock is priced like a dumpster fire Meanwhile SpoiledChild traffic growth is exploding +100% month over month METHODIQ only started in November but early signs suggest it is growing faster than SpoiledChild did upon launch Looking forward to Q4 earnings $ODD's SpoiledChild taking over as growth engine with +100% M/M traffic growth https://t.co/j022ozVPrG $ODD's SpoiledChild taking over as growth engine with +100% M/M traffic growth https://t.co/j022ozVPrG" [X Link](https://x.com/weary_centurion/status/2020421780515766353) 2026-02-08T08:57Z [----] followers, [----] engagements "@LastRonin1979 I wouldnt rule it out myself I think they will be dumping for a while though personally The analysts sounded pissed on the earnings call" [X Link](https://x.com/weary_centurion/status/2020451456302588344) 2026-02-08T10:55Z [----] followers, [--] engagements "@chris_no_one_ Money is not worth anywhere near as much as legacy and reputation" [X Link](https://x.com/weary_centurion/status/2020465510190657805) 2026-02-08T11:51Z [----] followers, [---] engagements "@DavidThund27020 What alternative explanations do you have" [X Link](https://x.com/weary_centurion/status/2020492101453045761) 2026-02-08T13:37Z [----] followers, [--] engagements "$HIMS REALITY CHECK Im going to be brutally honest here because I think some of you need to hear this If you think the events of the last [--] days are not red flags or at the very least concerning You are gaslighting yourself Its not yet clear why management chose to go down the path that they did I have seen arguments for clever marketing or a publicity stunt I have seen many people completely dismiss the last week as bullish I see a lot of cognitive dissonance When as an investor a company can do no wrong you are putting yourself in danger This has nothing to do with the stock price or the" [X Link](https://x.com/weary_centurion/status/2020808109954916434) 2026-02-09T10:32Z [----] followers, 20.6K engagements "$HIMS As predicted This is not the end $NVO is indeed suing $HIMS" [X Link](https://x.com/weary_centurion/status/2020833922830258183) 2026-02-09T12:15Z [----] followers, [----] engagements "It may seem melodramatic But have you looked into the incoming CEO Alex Chriss has been pushed out for a reason I suspect its because his ideas were too big and the BOD did not want to completely transform company culture I dont think its a good choice at all Maybe Im wrong Time will tell https://twitter.com/i/web/status/2020850106128290230 https://twitter.com/i/web/status/2020850106128290230" [X Link](https://x.com/weary_centurion/status/2020850106128290230) 2026-02-09T13:19Z [----] followers, [--] engagements "@themomentumplay Nope $PYPL wasnt a trade it was an investment Investors dont need stop losses" [X Link](https://x.com/weary_centurion/status/2020859357756375169) 2026-02-09T13:56Z [----] followers, [---] engagements "@George_Dubs_ @Kross_Roads @JuanRodrig07 Because the execution of the company is not just down to the CEO George The incoming CEO has been the chairman of the board for [--] years I guarantee he is part of that lack of execution too But Chriss has been scapegoated so he gets the blame I dont buy it. Not one bit" [X Link](https://x.com/weary_centurion/status/2020876509993468224) 2026-02-09T15:04Z [----] followers, [--] engagements "The market is bipolar at the moment Matt I believe $PYPL would not have tanked as aggressively as it did had we not been in this environment There seems to be zero tolerance for any kind of missed or perceived underperformance $UPWK is now looking attractive price wise for me so il start taking a look at it Thanks for the write up 👌🏻 https://twitter.com/i/web/status/2021132977766306020 https://twitter.com/i/web/status/2021132977766306020" [X Link](https://x.com/weary_centurion/status/2021132977766306020) 2026-02-10T08:03Z [----] followers, [----] engagements "$OSCR I started a position earlier at $12.57 once I saw the [----] guidance I have been watching Oscar from the sidelines since I exited around a year ago I have been hoping for an opportunity for a re-entry Looking forward to listening to the call The guidance is insane NFA" [X Link](https://x.com/weary_centurion/status/2021198998762291333) 2026-02-10T12:26Z [----] followers, [----] engagements "$OSCR EARNINGS CALL INITIAL THOUGHTS Just finished listening to the earnings call Still some uncertainty around the insurance market due to policy Membership is expected to reduce from 3.4M to 3M by Q1 due to passive members leaving when premiums increase I said almost a year ago when I sold that [----] would be rough after they lost profitability guidance (for which I got loads of abuse at the time) But what is now clear to me is that the company spent [----] preparing for [----] It was a rough year but they spent it strengthening the business and preparing for what is ahead I have been monitoring" [X Link](https://x.com/weary_centurion/status/2021229531122548827) 2026-02-10T14:27Z [----] followers, [---] engagements "@Couch_Investor I re-entered today after almost a year away It did make me laugh when I saw some of the initial reactions on here Hyperbole at its finest" [X Link](https://x.com/weary_centurion/status/2021229848274817450) 2026-02-10T14:28Z [----] followers, [---] engagements "@gfvf1021 You may well be right For now though I want more info" [X Link](https://x.com/weary_centurion/status/2021274493180666286) 2026-02-10T17:26Z [----] followers, [---] engagements "@bjmtweets Why do you think they have much better product technology Brian Genuinely curious Does $UPST balance sheet risk not concern you" [X Link](https://x.com/weary_centurion/status/2021719429797884183) 2026-02-11T22:54Z [----] followers, [---] engagements "@leevalueroach Thanks Lee Describing $TEM as some AI crap is likely to age very badly And you clearly know nothing about $ODD I sold $PYPL because management lied to shareholders Good day to you I hope you arent losing too much money Your bitterness suggests you may be hurting" [X Link](https://x.com/weary_centurion/status/2019439099757617569) 2026-02-05T15:52Z [----] followers, [----] engagements "$ODD METHODIQ review from a week ago Melasma sufferer of [--] years on the verge of being cured" [X Link](https://x.com/weary_centurion/status/2019774072163299789) 2026-02-06T14:03Z [----] followers, [----] engagements "As long as the business remains high quality Im not bothered about how they sell it to the market If they keep executing the rest will take care of itself I think they will take action if the stock price stays this low for any length of time They have the flexibility to do buybacks now" [X Link](https://x.com/weary_centurion/status/2021667693263192401) 2026-02-11T19:28Z [----] followers, [---] engagements "$PGY I have been watching $PGY for a while now but it was never cheap enough for me to consider a position That changed today It is now trading at a sub [--] P/S $UPST trades at 4x P/S. Higher risk less profitable It is also not what people think it is Not financial advice" [X Link](https://x.com/weary_centurion/status/2021617510169153862) 2026-02-11T16:09Z [----] followers, [----] engagements "$PGY The thesis here is very simple The stock is dirt cheap OPEX is deceasing Profits are increasing $PGY is not a traditional loan company They are an asset light tech company The market does not understand what they do No other company does what they do at scale NFA" [X Link](https://x.com/weary_centurion/status/2021665262794420433) 2026-02-11T19:18Z [----] followers, [----] engagements "What a time to be alive Days like today demonstrate why its never a good idea to use leverage or short dated options A lot of market participants accounts likely being blown over the last few weeks Strap in guys Times like these separate the wolves from the sheep" [X Link](https://x.com/weary_centurion/status/2021988445594562744) 2026-02-12T16:43Z [----] followers, [---] engagements "$ODD Morgan Stanley quietly upping their stake to 8.3% before Q4 earnings Institutions have been loading the boat during Q3 And so have I Its now the majority of my portfolio Not financial advice Morgan Stanley is now a 8.3% owner of $ODD. If I recall it was under 6% not too long ago. Seems like the majority of the float is owned by insiders and institutions now. https://t.co/4AQdgvri01 Morgan Stanley is now a 8.3% owner of $ODD. If I recall it was under 6% not too long ago. Seems like the majority of the float is owned by insiders and institutions now. https://t.co/4AQdgvri01" [X Link](https://x.com/weary_centurion/status/2022048307418476572) 2026-02-12T20:40Z [----] followers, [----] engagements "$ODD For $2.4B MC you get (LTM): 🟢$781M revenue (+26% YoY) 🟢$166M Adj EBITDA margin (+21%) 🟢$105M FCF 🟢$793M cash 🟢No debt Two well established business lines Telehealth brand just launched Consistent beat and raise culture Founder led and controlled Recession proof industry Defensible and competitive MOAT Cheap valuation 20% rev and adj EBITDA margin CAGR I cant really make it any clearer than this Most people will ignore this post This stock is so under the radar it is quite amusing to me how these opportunities get missed by so many people chasing things that have already run We live" [X Link](https://x.com/weary_centurion/status/1998320123015201117) 2025-12-09T09:13Z [----] followers, [----] engagements "Since original warnings went out: $MSTR -70% $SLNH -80% $IONQ $QBTS $RGTI -70% $BULL -60% I take no pleasure in this I highlight only because these warnings get no attention and are either ignored or ridiculed One speciality I have is spotting red flags Im trying to help $RGTI $QBTS $IONQ You have been warned Most of these companies will probably either go to zero or drop 90% and never come back When the party stops a new generation of bag holders will be created and the cycle continues Over and over again $RGTI $QBTS $IONQ You have been warned Most of these companies will probably either go" [X Link](https://x.com/weary_centurion/status/2019485780519915667) 2026-02-05T18:58Z [----] followers, [----] engagements "$OSCR Not sure what to make of this yet its just dropped Oscar along with [--] other insurers have been subpoenaed over ACA for documents as part of a widening investigation of potential fraud surrounding the use of premium subsidies https://ca.news.yahoo.com/republican-led-us-house-panel-104820898.html https://ca.news.yahoo.com/republican-led-us-house-panel-104820898.html" [X Link](https://x.com/weary_centurion/status/2021236957724934214) 2026-02-10T14:56Z [----] followers, 11K engagements "$OSCR Full transparency I am out again for now in light of this update on the subpoena The possible outcomes here range from minor to catastrophic I thought the legal woes were almost over but this could be the start of another problem It could also derail [----] guidance if even some of the moderate outcomes play out Diabolical they announced this on the same day as earnings This could be why momentum died in the stock Phenomenal company currently a horrific sector and what appears to be hostile operating environment I will be monitoring closely Good luck to all shareholders I hope for the" [X Link](https://x.com/weary_centurion/status/2021265606872313973) 2026-02-10T16:50Z [----] followers, 11.3K engagements "@GillesVera27953 It could indeed be nothing But there is no way of knowing that This admin is gunning for insurance and they hate anything to do with ACA so its a risk This has nothing to do with my faith in management its purely risk vs reward for me" [X Link](https://x.com/weary_centurion/status/2021277324075757773) 2026-02-10T17:37Z [----] followers, [---] engagements "@GillesVera27953 Very suspicious indeed I appreciate your understanding it was a small position and I have simply reverted back to wait and see Likelihood is they will be ok but I just didnt want to take anymore unnecessary risks after $PYPL lol" [X Link](https://x.com/weary_centurion/status/2021288165919670300) 2026-02-10T18:20Z [----] followers, [--] engagements "@bjmtweets I do it direct through my bank online it only takes a few minutes I dont even think they are a great comparison tbh because $PGY is not really a loan company But I do think the difference in valuation is laughable" [X Link](https://x.com/weary_centurion/status/2021721225983058163) 2026-02-11T23:01Z [----] followers, [---] engagements "$PYPL Eventually this chart and EPS growth will be all that matters regardless of how the business is performing Providing they can maintain and grow FCF PayPal could become a multi bagger eventually as a result of its shrinking share count Dont believe me Check out $AZO" [X Link](https://x.com/weary_centurion/status/2003737590927884316) 2025-12-24T08:00Z [----] followers, [----] engagements "$JD I have rotated my $ODD position into $JD as a contrarian play with China exposure @TheLongInvest has been banging the drum on $JD for a while now and I give him credit for bringing this to my attention I started watching it a few months ago I see it as a major player for [----] potential The chart looks very compelling even with my limited TA knowledge The best thing about it Most people have been driven out of it through boredom/frustration A few months back everyone was talking about $JD in the mid 30s and buying short term expiration calls Now nobody is talking about it Once all the" [X Link](https://x.com/weary_centurion/status/2005632567664316440) 2025-12-29T13:30Z [----] followers, 36.8K engagements "$JD Finally got around to listening to Q3 earnings ✅ What is clear is that management sound confident in the synergies between the newer business verticals and the core retail business JD retail continues to benefit from JD logistics in terms of cost savings and consequential margin expansion JD retail has now enjoyed [--] straight quarters of margin expansion YoY largely due to the efficiency achieved through JD logistics Cutting out the middle man and owning a self sufficient supply chain is clearly paying dividends This allows JD retail to continue growing healthily whilst also offsetting" [X Link](https://x.com/weary_centurion/status/2008315553296114016) 2026-01-05T23:11Z [----] followers, 13.2K engagements "$PYPL Before the accusations start rolling in I have been honest about PayPal at all times I was wrong but I could not have predicted this Nobody could This is a major rug pull event I was open about my thought processes at all times There are other stocks I am interested in that are now cheap I will be redeploying my funds there I follow the facts None of my decisions are emotional The stock may bounce from here but Im not interested in waiting longer for a company guiding for negative growth Not financial advice https://twitter.com/i/web/status/2018668379788165401" [X Link](https://x.com/weary_centurion/status/2018668379788165401) 2026-02-03T12:50Z [----] followers, 13.4K engagements "Im sorry but why are we throwing stones in glass houses Are you wrong because $ONDS & $IREN are crashing -17% in a day Or that $HIMS has crashed to sub $25 Are the $DUOL investors wrong because of a few months of negative price action If $PYPL new CEO comes in and cuts costs a the stock goes $100 are investors still wrong If $ETH rallies and $BMNR goes up 300% this year at some point were investors still wrong Can we pull away from throwing shade at each other based on stock picks The market will humble everyone at some point including you @moninvestor It might not be now or maybe not this" [X Link](https://x.com/weary_centurion/status/2019106573638045895) 2026-02-04T17:51Z [----] followers, 13.8K engagements "$ODD I cant make it anymore clearer than this Revenue growth and earrings have been compounding at 20%+ since IPO The stock is now lower than IPO levels and close to all time lows Meanwhile the fundamentals have 📈 Nobody cares yet but they will Not financial advice" [X Link](https://x.com/weary_centurion/status/2020426493139325286) 2026-02-08T09:16Z [----] followers, [----] engagements "$OSCR EARNINGS CALL INITIAL THOUGHTS Just finished listening to the earnings call Still some uncertainty around the insurance market due to policy Membership is expected to reduce from 3.4M to 3M by Q1 due to passive members leaving when premiums increase I said almost a year ago when I sold that [----] would be rough after they lost profitability guidance (for which I got loads of abuse at the time) But what is now clear to me is that the company spent [----] preparing for [----] It was a rough year but they spent it strengthening the business and preparing for what is ahead I have been monitoring" [X Link](https://x.com/weary_centurion/status/2021233805562957949) 2026-02-10T14:44Z [----] followers, [----] engagements "$OSCR Yeah this could be bad Worst case scenarios: Financial: multiple billion dollar fines Operational: forced audits causing immediate loss of customer base Strategic: Decertification from the ACA marketplace (deathblow) Best case is minor admin costs NFA $OSCR https://t.co/Ibpgv8bUxt Not sure what to make of this yet its just dropped Oscar along with [--] other insurers have been subpoenaed over ACA for documents as part of a widening investigation of potential fraud surrounding the use of premium subsidies $OSCR https://t.co/Ibpgv8bUxt Not sure what to make of this yet its just dropped Oscar" [X Link](https://x.com/weary_centurion/status/2021242896645533704) 2026-02-10T15:20Z [----] followers, 18.8K engagements "$PGY I have been watching Pagaya for a while now but it was never cheap enough for me to consider a position That changed today It is now trading at a PE of 4x and a sub [--] P/S Its now cheaper than $PYPL 😂 It is also not what people think it is Not financial advice" [X Link](https://x.com/weary_centurion/status/2021605629316550953) 2026-02-11T15:21Z [----] followers, [----] engagements "It was on the same day actually That headline was not a thesis breaker nor did I say it was But it did change the risk profile for me There was already some risk present due to the volatility and unpredictability in the U.S. health insurance market but I deemed the price I got in at to reflect that risk Once the subpoena was announced the risk increased I reassessed and decided I would rather wait and see how that plays out before committing Not every decision to sell a stock is the same Each one is unique and based on a range of factors It may seem like I am emotionally jumping in and out" [X Link](https://x.com/weary_centurion/status/2021892029786005522) 2026-02-12T10:19Z [----] followers, [--] engagements "That is trading not investing my friend $PYPL was an investment for me I do trade too but there are far better trading options imo PayPal could be dead money for another couple of years I dont think [----] is going to be good I was planning on selling unless my criteria was met I was open about this and even shared it less than [--] hours before earnings It was not a knee jerk reaction It was a measured decision I spent weeks thinking about leading up to it https://twitter.com/i/web/status/2021892810056643040 https://twitter.com/i/web/status/2021892810056643040" [X Link](https://x.com/weary_centurion/status/2021892810056643040) 2026-02-12T10:23Z [----] followers, [--] engagements "@diederik_theo @JuanRodrig07 They both are" [X Link](https://x.com/weary_centurion/status/2022012811141071186) 2026-02-12T18:19Z [----] followers, [--] engagements "Valid points However the debt is mostly low interest with long maturity dates Pay down the shorter term and use some excess cash They have more than enough balance sheet flexibility to do additional buybacks The dividend whilst I understand why they did it absorbs FCF that is better used on buybacks If you think the stock is undervalued enough to initiate a $15B buyback program at $70-90 then you should absolutely be accelerating said program if the stock then gets cut in half To not do so is unforgivable They are focussed on the wrong things imo Having said that lets see what the new CEO" [X Link](https://x.com/weary_centurion/status/2022074759346102414) 2026-02-12T22:26Z [----] followers, [--] engagements "PORTFOLIO CHANGES $PYPL sold -20% loss including FX impact (avg cost of $58.03 sold at $46.57) $PATH re-entered at $11.97 (previously sold at $15.50 for +10%) $TEM new position started at $57.84 I am watching: $HIMS $OSCR $DLO $ADBE $DUOL For lower prices NFA" [X Link](https://x.com/weary_centurion/status/2018707747521298653) 2026-02-03T15:26Z [----] followers, [----] engagements "$TEM A future where people live longer and healthier lives; a future where words like cancer and diabetes feel like ancient Latin terms. I believe we are closer to this future than most people realize and we will do everything in our power to expedite its arrival" [X Link](https://x.com/weary_centurion/status/2019346274722467868) 2026-02-05T09:44Z [----] followers, [----] engagements "$PYPL If the first thing the incoming CEO does is not cutting the bloated headcount then that is a further red flag that nothing is changing culture wise PayPal should have been doing this ages ago 24K+ employees Block has half the staff and is cutting 10% No excuse $XYZ Block cutting up to 10% of staff in efficiency push Up to 10% of Blocks workforce is at risk of being cut according to people familiar with the matter who were granted anonymity to discuss sensitive information. The company had fewer than [-----] employees as of https://t.co/RIblPrtrFK $XYZ Block cutting up to 10% of staff in" [X Link](https://x.com/weary_centurion/status/2020423511731532283) 2026-02-08T09:04Z [----] followers, 16K engagements "$ODD New 13G filing Baillie Gifford just upped their stake to 16% Up from 10% just a few weeks ago" [X Link](https://x.com/weary_centurion/status/2021260225265717390) 2026-02-10T16:29Z [----] followers, [----] engagements "$TEM Tempus AI will be the next company I write a deep dive on From what I have seen so far They have the potential to revolutionise healthcare in the future One of the strongest potential MOATs I have ever seen" [X Link](https://x.com/weary_centurion/status/2019049432646369531) 2026-02-04T14:04Z [----] followers, [----] engagements "4. THE BACK END PLUMBING Pagaya are deeply embedded between the banks that find customers and the institutional investors who have the money to lend. They dont have a website where you go to apply for a loan. Instead they are a seamless secondary look engine hidden inside the apps of their partners. Example: [--]. A customer applies for a loan at a bank. [--]. The banks traditional computer system rejects the person. [--]. In a fraction of a second the banks system sends that data via an API to Pagaya. [--]. Pagayas AI analyses thousands of extra data points. If it likes the risk it tells the bank "Go" [X Link](https://x.com/weary_centurion/status/2022417337102798956) 2026-02-13T21:07Z [----] followers, [--] engagements "$NBIS Nobody knew Nebius at $20-40 Everybody will be talking about Nebius at $100 I see Nebius as a potential 10-100 bagger over the next [--] years maybe even more It has the potential to be a trillion dollar company one day if they keep growing and executing aggressively" [X Link](https://x.com/anyuser/status/1920751048957768006) 2025-05-09T08:01Z [----] followers, 23.3K engagements "$DLO Deep Dive 🧵 Investment thesis explained" [X Link](https://x.com/anyuser/status/1934218159097270490) 2025-06-15T11:55Z [----] followers, 76.2K engagements "$OSCR CEO Mark Bertolini deep dive 🧵 I think its a good time to look at who leads Oscar Health and why he gives the company a massive edge which is being ignored by the market" [X Link](https://x.com/anyuser/status/1945153269245804655) 2025-07-15T16:07Z [----] followers, 188.5K engagements "$OSCR If Bertolinis performance at Aetna is anything to go by We are at the very beginning" [X Link](https://x.com/anyuser/status/1946503910027325450) 2025-07-19T09:34Z [----] followers, 103.9K engagements "$UNH For $215 billion market cap you get: 🟢 $445.5-448 billion revenue 🟢 At least adjusted $16 EPS 🟢 At least $14.65 Net Earnings PS 🟢 TTM FCF $25 billion 🟢 20M share buyback authorised 🟢 Share count of around [---] million 🟢 Dividend yield of 3.6% 🟢 Sector leader 🟢 Diversified business model 🟢 CEO has a strong track record 🟢 Defensive stock 🟢 Recession proof 🟢 Growth re-acceleration from 2026-27" [X Link](https://x.com/anyuser/status/1951359456127881411) 2025-08-01T19:08Z [----] followers, 179.9K engagements "$PYPL THESIS MEGA THREAD PART [--] 🧵 In part one I have focussed on addressing; - Business model - Risks - Bear cases - Path to growth re-acceleration Stay tuned for part two Enjoy" [X Link](https://x.com/weary_centurion/status/1973668000646807705) 2025-10-02T08:34Z [----] followers, 88.2K engagements "$PYPL MEGA THREAD PART [--] 🧵 Included; - Financials - Valuation - Catalysts - Case for investment" [X Link](https://x.com/anyuser/status/1973751378666463596) 2025-10-02T14:06Z [----] followers, 25.5K engagements "$JD JD Health: $24B (67% ownership) JD logistics: $9.5B (84.5% ownership) This means $JD owns $24B in terms of monetary value Net cash is $21.7B (even more than I thought) Add this together and you get $45.7B Market cap is $41B Can you see how silly this is yet NFA" [X Link](https://x.com/weary_centurion/status/2005971397101703180) 2025-12-30T11:57Z [----] followers, 42.4K engagements "$IREN I tried to warn people about IREN a while ago and again was attacked Valuation matters" [X Link](https://x.com/weary_centurion/status/2019521976050798600) 2026-02-05T21:22Z [----] followers, [----] engagements "$HIMS SHAREHOLDERS PLEASE READ Guys please try and be objective here I have seen some crazy takes over the last [--] hours and I am genuinely concerned for many of you We all should want better and cheaper healthcare for sure and there are major issues with big pharma Holding monopolies and price gouging is completely unacceptable and needs to be addressed Having said that I dont think we should be celebrating $HIMS management choosing to lead the company into what is likely to become a multi year lawsuit with $NVO as well as an FDA investigation This could end very badly and whilst I can see" [X Link](https://x.com/weary_centurion/status/2020074315635466512) 2026-02-07T09:57Z [----] followers, 63.7K engagements "$PGY does not really have a true competitor $UPST is probably the closest example of one Look at the post below and explain to me why $UPST should trade at a massive premium I have compared the two companies and come to the conclusion it should be the other way around NFA $PGY vs $UPST: Revenue: - $1.26B vs $1.04B Net Income: - $81M vs $53.6M EBITDA: - $81.7M vs $72.9M EPS: - $0.89 vs $0.43 FCF: - $224.72M vs -$373M Expenses: - $256M vs $733M SBC: - $45M vs $99.5M Yet $PGY has a $1B Market cap & $UPST has a market cap of $3.3B https://t.co/AzWYPeDliz $PGY vs $UPST: Revenue: - $1.26B vs $1.04B" [X Link](https://x.com/weary_centurion/status/2021669169696022663) 2026-02-11T19:34Z [----] followers, [----] engagements "$PYPL @HatedMoats inspired me to write a post here about being married to stocks Objectivity is the differentiator between success and failure in investing If you become married to a stock then you are playing with fire I spent more time on $PYPL then any other stock by a wide margin Hundreds of hours of research Multiple reports and articles written Countless hours spent thinking about the investment even when not researching And yet when I saw that the thesis was not as I thought it was I walked away without hesitation I would have sold and walked whether the stock price was trading at $100" [X Link](https://x.com/weary_centurion/status/2021861980701663566) 2026-02-12T08:20Z [----] followers, [----] engagements "$PYPL This is exactly the problem with PayPal They hide things they arent transparent and then they wonder why investors dont trust them anymore Remaining shareholders now have to try and piece together the reality from a fragment of a picture of what on earth is going on $PYPL more on partnerships: The PayPal World website no longer shows Coming late [----] and Mercado Pago ($MELI) is no longer a partner meaning there is currently no partner in Latin America. https://t.co/teKTLCPP4q $PYPL more on partnerships: The PayPal World website no longer shows Coming late [----] and Mercado Pago ($MELI)" [X Link](https://x.com/weary_centurion/status/2022009057977213312) 2026-02-12T18:05Z [----] followers, [----] engagements "$COIN Remember when these grifters introduced 50x leverage not that long ago Yeah That was a major top signal for crypto What is the intrinsic value of crypto by the way *COINBASE: CUSTOMERS UNABLE TO BUY SELL TRANSFER AT THIS TIME of course *COINBASE: CUSTOMERS UNABLE TO BUY SELL TRANSFER AT THIS TIME of course" [X Link](https://x.com/weary_centurion/status/2022018591198220695) 2026-02-12T18:42Z [----] followers, [----] engagements "They are not accelerating buybacks Kris They introduced a dividend which was a really dumb move Insiders still not buying and there hasnt been any since Schulman left I wont be surprised if they actually curb the buyback program tbh If they had wanted to accelerate buybacks they could have done with nearly $15B in cash What excuse is there for not announcing an accelerated program here Honestly this was part of my thesis too Maybe it will still play out but I dont trust them to be that shrewd We will see https://twitter.com/i/web/status/2022019926307852680" [X Link](https://x.com/weary_centurion/status/2022019926307852680) 2026-02-12T18:48Z [----] followers, [----] engagements "$COIN Oh dear BREAKING: Coinbase $COIN unexpectedly reports a large quarterly loss posting quarterly EPS of -$2.49 compared to expectations of $0.96. The company posted a net loss of -$667 million last quarter. https://t.co/yBt63FLWnd BREAKING: Coinbase $COIN unexpectedly reports a large quarterly loss posting quarterly EPS of -$2.49 compared to expectations of $0.96. The company posted a net loss of -$667 million last quarter. https://t.co/yBt63FLWnd" [X Link](https://x.com/weary_centurion/status/2022059009520640036) 2026-02-12T21:23Z [----] followers, [----] engagements "@InvestingVisual I feel your pain matethey havent yet come for tax free investing accounts in the UK but I wouldnt be surprised if they did Theyve come after everything else Time to think about leaving Europe longer term" [X Link](https://x.com/weary_centurion/status/2022241941120049563) 2026-02-13T09:30Z [----] followers, [---] engagements "$PGY Just finished listening to Q4 earnings Very impressed Management are extremely transparent taking a lot of time to answer analyst questions in detail It is very clear the business is at an inflection point where it is diversifying revenue whilst increasing operating leverage at a rapid pace This sell off is completely unwarranted The management spelled it out on the call They are taking less risk whilst driving profitability and operating leverage at scale by moving into newer better less riskier products whilst also increasingly monetising their existing base through partnerships Their" [X Link](https://x.com/weary_centurion/status/2022320244862202053) 2026-02-13T14:41Z [----] followers, [----] engagements "3. HOW DOES PAGAYA MAKE MONEY Primarily through fees not interest. Unlike a bank they don't want the loans to sit on their books; they want to move them through their system as quickly as possible. The are effectively a high tech toll booth that sits between banks and large investors. They take a small cut of every dollar that passes through. LENDING PARTNER FEES (SELL SIDE) Banks and fintechs pay Pagaya for every new customer they acquire through their AI. These are essentially origination fees for helping the bank approve more people for loans. FUNDING PARTNER FEES (BUY SIDE) Institutional" [X Link](https://x.com/weary_centurion/status/2022417327241748741) 2026-02-13T21:07Z [----] followers, [--] engagements "5. CAPITAL MARKET INTEGRATION Pagaya is essentially a bridge that connects consumer loans directly to the Bond Market. FORWARD FLOW AGREEMENTS Before any loans are even made Pagaya signs deals with huge investment firms. These firms commit hundreds of millions of dollars to buy loans that meet certain criteria. Pagaya bundles these individual loans into Asset Backed Securities and sells them to institutional investors. This allows them to "recycle" capital. They move loans off the bank's books and into the hands of global investors almost instantly keeping the system moving without needing a" [X Link](https://x.com/weary_centurion/status/2022417347441463513) 2026-02-13T21:07Z [----] followers, [--] engagements "6. LOWER RISK BUSINESS MODEL In a traditional bank if a borrower stops paying the bank loses its own money. Pagaya generally do not keep loans on their own balance sheet. Once a loan is approved by their AI it is almost immediately sold to institutional investors or bundled into bonds (ABS). If the economy crashes and people default it is the investors who bought the bonds who lose money not Pagaya. Pagaya has already collected its fee for making the match. Most lenders find a borrower and then look for the money to fund the loan. If the stock market gets shaky the money dries up and the" [X Link](https://x.com/weary_centurion/status/2022417357482922245) 2026-02-13T21:07Z [----] followers, [--] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@weary_centurion Weary Centurion
Weary Centurion posts on X about $pypl, $odd, business, $hims the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.
Engagements: [------] #
- [--] Week [-------] -53%
- [--] Month [---------] -4%
- [--] Months [---------] +107%
- [--] Year [----------] +6,278%
Mentions: [--] #
- [--] Week [---] -31%
- [--] Month [---] +2.50%
- [--] Months [-----] +198%
- [--] Year [-----] +1,130%
Followers: [-----] #
- [--] Week [-----] +0.79%
- [--] Month [-----] +4.80%
- [--] Months [-----] +86%
- [--] Year [-----] +2,186%
CreatorRank: [-------] #
Social Influence
Social category influence stocks 70.73% technology brands 35.61% finance 31.22% cryptocurrencies 2.93% countries 1.95% exchanges #2469 currencies 0.49% automotive brands 0.49%
Social topic influence $pypl #343, $odd #2, business #4095, $hims #385, ceo #3749, odd 6.83%, market cap #749, money 5.37%, in the 4.88%, $tem #19
Top accounts mentioned or mentioned by @retiredlifenc @george_dubs_ @davidthund27020 @bjmtweets @qualityinvest5 @acce @gillesvera27953 @repsandsats @investorcity4u @juanrodrig07 @spike1567 @mattscottcap @rklbsfan @themomentumplay @constantinbell @tgid1575 @diederik_theo @boxing_alba @spike_1567 @paulcerro
Top assets mentioned PayPal Holdings Inc (PYPL) ODDITY Tech Ltd (ODD) Hims & Hers Health, Inc. (HIMS) Tempus AI, Inc. (TEM) Oscar Health, Inc. (OSCR) Pagaya Technologies Ltd. Class A Ordinary Shares (PGY) Novo-Nordisk (NVO) Iris Energy Limited (IREN) UiPath, Inc. (PATH) Morgan Stanley (MS) Upstart Holdings, Inc. (UPST) Autozone Inc (AZO) Strategy (MSTR) Coinbase Global Inc. (COIN) Nebius Group N.V. Class A Ordinary Shares (NBIS) Ondas Holdings Inc. Common Stock (ONDS) Fiserv, Inc. (FI) UnitedHealth Group (UNH) The Official [--] Coin (93) Bull Market (BULL) Bitcoin (BTC) Fiserv Inc (FISV) Duolingo, Inc. (DUOL) DLocal Limited (DLO) Mario Coin (COIN) RAI Finance (SOFI)
Top Social Posts
Top posts by engagements in the last [--] hours
"Nothing much to say Juan Other than when you hide things from shareholders/market and then you rug pull investors with an emergency CEO simultaneously with a shocking quarter The market will not forgive you and neither will all of the people/institutions who believed what you said Its unforgivable what they did Now they are in limbo whilst remaining shareholders are forced to wait to see how yet another transition year plays out with an overpaid CEO from HP https://twitter.com/i/web/status/2022008233569718550 https://twitter.com/i/web/status/2022008233569718550"
X Link 2026-02-12T18:01Z [----] followers, [---] engagements
"Because I dont think Alex is responsible for that I think the reason hes been quiet for [--] months is because hes been told to stop talking If true that is the BOD who is responsible the chairman of which is now the incoming CEO [--] months ago PayPal was in a very different place I dont think that is coincidence but its just my perception I may be wrong but I dont invest in companies I cant trust Their choices recently do not inspire trust https://twitter.com/i/web/status/2022010715108737333 https://twitter.com/i/web/status/2022010715108737333"
X Link 2026-02-12T18:11Z [----] followers, [---] engagements
"$ODD Oddity Tech Deep Dive🧵 https://twitter.com/i/web/status/1988223728224780490 https://twitter.com/i/web/status/1988223728224780490"
X Link 2025-11-11T12:34Z [----] followers, 21K engagements
"$PYPL $PATH $ODD 🚨LONG POST🚨 All of my stocks are undervalued and buying back shares They are also either unknown or hated This is also how it felt holding $SOFI at $7 and $NBIS in the low $20s The difference this time around is I have sufficient conviction in all three holdings to hold long term $SOFI and $NBIS both ran 100%+ in less than a year after I had entered That contributed to my decision to sell (rightly or wrongly) but the main reason was my conviction in their futures wasnt sufficient enough to hold the stocks once they had reached fair value (perceived) I can honestly say that"
X Link 2025-11-29T13:42Z [----] followers, [----] engagements
"$PATH Some recent examples of the power of UiPaths approach to automation: Landmark Group: Saved over [---] million hours across operations Johnson Controls: Reclaimed [------] hours with 250+ automations Air France KLM: Saved 200000+ hours while reducing food waste Arnotts Biscuits: Saving [--] hours per week in operations. GVLO: Saved [----] work hours since [----] plus 230K in costs Purdue University: Saved thousands of staff hours by simplifying processes to [--] clicks GreenPoint: Saved thousands of hours on document validation freeing teams for client focus HD Materials: Saving thousands of hours"
X Link 2025-12-24T18:04Z [----] followers, [----] engagements
"$JD is currently priced at 0.25x price to sales and is back at [----] prices 30%+ of its market cap is net cash 60%+ of its market cap is total cash Debt to equity yield is a healthy 25% Dividend is very sustainable with only a 33% payout ratio (plenty of flexibility for compounding) It has an [--] year support line at $20 which to me indicates the ultimate downside which is around -30% from here The ultimate upside could be as much as 5x if there is a re-rating and signs of improvement with profitability A decent amount of this upside could be realised faster than people think due to the"
X Link 2025-12-30T11:26Z [----] followers, 19.7K engagements
"$PYPL THOUGHTS FOR [----] PayPal have got work to do Shareholders are pissed and rightly so Next year they need to prove to the market that they are not a bloated complacent incumbent primed for disruption If I was them I would: - Aggressively cut headcount - Accelerate buybacks - Change SBC incentives - Reduce SBC further - Execute insider buys Radio silence has not helped recently But Q4 is where we find out what the purpose for this silence is For me it indicates one of two things: [--]. Things are bad and they dont want to talk about it [--]. They are pissed and furiously working to make [----] a"
X Link 2025-12-31T16:02Z [----] followers, [----] engagements
"$JD I will be writing a deep dive That is all"
X Link 2026-01-02T10:56Z [----] followers, 14.1K engagements
"$JD DEEP DIVE 🧵 The Chinese Amazon priced for failure"
X Link 2026-01-03T20:10Z [----] followers, 105.5K engagements
"5. JD TECHNOLOGY JD Technology provides technology services to private and public sector clients Utilising advanced technologies such as: Artificial intelligence (in-house LLM) Big data Cloud computing IoT JD Technology delivers products and solutions tailored to various industries helping businesses reduce supply chain costs and improve operational efficiency The company has served: 1000+ financial institutions 2.5M+ SMB enterprises 2500+ large enterprises 500M+ individual users https://twitter.com/i/web/status/2007545051669217503 https://twitter.com/i/web/status/2007545051669217503"
X Link 2026-01-03T20:10Z [----] followers, [----] engagements
"6. JD HEALTH JD Health is the companies healthcare subsidiary operating as Chinas largest online healthcare platform Its ecosystem provides: Online medical consultations 40000+ affiliated professionals Retail pharmacy sales Management for chronic conditions Wellness products Supplements The platform integrates JDs logistics for rapid delivery from dedicated warehouses serving over 200M registered users as of mid [----] https://twitter.com/i/web/status/2007545061047984154 https://twitter.com/i/web/status/2007545061047984154"
X Link 2026-01-03T20:10Z [----] followers, [----] engagements
"$PYPL in ten years time if it stays below $70 $AZO AutoZone EPS increased by 1926% over the past [--] years while shares outstanding decreased by 78.3% The stock is up 4100% https://t.co/r2U202yixQ $AZO AutoZone EPS increased by 1926% over the past [--] years while shares outstanding decreased by 78.3% The stock is up 4100% https://t.co/r2U202yixQ"
X Link 2026-01-03T20:36Z [----] followers, 25.9K engagements
"$ODD With the launch of METHODIQ Oddity Techs new Telehealth platform The U.S. just got an instant solution to a chronic shortage of dermatologists This is a $HIMS competitor in the making METHODIQ is projected to grow fast due to the synergies within its customer base"
X Link 2026-01-08T15:14Z [----] followers, [----] engagements
"$ODD New filing Extension of $150M loan at 2.7% additional to the original $200M taken a around a year ago Purpose: Growth initiatives Acquisitions Share buybacks (shock) Would not be surprised to see a share buyback program extension filing soon"
X Link 2026-01-12T22:49Z [----] followers, [----] engagements
"$PATH $ODD $PYPL You may wonder why I am not on here crying about the price action on my holdings over the last week or so (or the last year for $PYPL) Well my friends thats because I simply could not give a rats arse Fundamentals and valuation are all that matters to me"
X Link 2026-01-14T07:50Z [----] followers, [----] engagements
"$ODD There is absolutely no logical reason why it should be testing [--] weeks lows They have exceeded and raised guidance for [--] consecutive quarters This is a high quality business projecting the rule of [--] as a minimum for the foreseeable future Getting hard to ignore here"
X Link 2026-01-14T08:16Z [----] followers, [----] engagements
"$ONDS Can we have a reality check here A lot of people could lose a lot of money on this one Price to sales: 35x (2x is sector average) Revenue: $35M Market cap: $5.12B One customer generates 90% of their revenue Shareholders have been diluted 340% so far Be. Careful"
X Link 2026-01-14T11:52Z [----] followers, [----] engagements
"$ODD It certainly is $ODD is the most undervalued company in the market right now. I havent seen such a detached valuation in a long time. $ODD is the most undervalued company in the market right now. I havent seen such a detached valuation in a long time"
X Link 2026-01-14T13:07Z [----] followers, [----] engagements
"$ODD Less than $2B Insane I have never seen a company with this type of financial profile and margins trade this low Rule of [--] minimum CAGR projected long term $800M+ revenue this year with 70%+ gross margins I cant make it any more clearer Not financial advice"
X Link 2026-01-14T17:20Z [----] followers, [----] engagements
"$ODD If you want to understand the bull case fast The CFO explains it clearly here in [--] minutes Crazy that this was recorded only [--] months ago Nothing has changed since other than the stock price https://youtu.be/oNFcBW8AwKIsi=W7ejaXe0VHLpjBHp https://youtu.be/oNFcBW8AwKIsi=W7ejaXe0VHLpjBHp"
X Link 2026-01-14T23:31Z [----] followers, [----] engagements
"$PYPL I feel balance needs to be restored a bit Sentiment is terrible and I understand why But PayPal is disgustingly cheap Thats a fact not an opinion Literally nothing is priced in here other than abject failure I have been just as frustrated with the rest of you But I think its a bit soon to be writing them off Q4 is just over [--] weeks away They should be putting out record high FCF and there should be substantially less shares outstanding With only 935M outstanding as of Q3 we could be pushing below 900M shares by Q4 if they have been smart about it Even if they just deployed the standard"
X Link 2026-01-15T16:45Z [----] followers, [----] engagements
"$ODD I have spent the last couple of years searching for a future perennial compounder I think this might be it 🟢 Fast growing tech company valued as a slow growing beauty & wellness firm 🟢 Absurd valuation lays the foundation for sustained future compounding 🟢 Rule of [--] long term CAGR projected (and likely to be achieved imo) 🟢 Various growth drivers and massive $600B+ TAM to disrupt 🟢 Elite founder CEO and CFO who are both expert capital allocators 🟢 Every single quarter since IPO has been a beat and raise 🟢 Flawless execution 🟢 Founder led and majority controlled 🟢 Strong"
X Link 2026-01-16T08:40Z [----] followers, [----] engagements
"@QualityInvest5 is this satire You should probably be focussing more on $FI and what went wrong there Instead of making very ill informed comparisons between $PYPL & $WU There's a really good chance PayPal's next decade looks something like this "but it trades at [--] PE bro" . lol $WU $PYPL https://t.co/iP7GSQ7Yde There's a really good chance PayPal's next decade looks something like this "but it trades at [--] PE bro" . lol $WU $PYPL https://t.co/iP7GSQ7Yde"
X Link 2026-01-19T07:57Z [----] followers, [----] engagements
"$PYPL $52B market cap Largest platform agnostic install base by a wide margin 3x more than closest competitor Cash App I am sick of saying it but Iv never seen a bigger detachment from fundamentals in a stock Venmo alone is worth $20-30B $20-30B for the core business LOL"
X Link 2026-01-20T16:07Z [----] followers, 11.5K engagements
"$PYPL When PayPal dipped to $50 in [----] it had a market cap of around $54B due to having 1.08B shares outstanding Its now cheaper than it was then at $52B market cap 🟢 $34B+ revenue 🟢 $6-7B FCF 🟢 15%+ EPS growth 🟢 Agentic partnerships 🟢 First wallet in ChatGPT"
X Link 2026-01-20T17:02Z [----] followers, 15.7K engagements
"$ODD could be a major threat to $HIMS in the future $ODD Il Makiage foundation is the world's most reviewed foundation. https://t.co/VHE3u4udIC $ODD Il Makiage foundation is the world's most reviewed foundation. https://t.co/VHE3u4udIC"
X Link 2026-01-20T19:38Z [----] followers, [----] engagements
"@OddityOddballs Really strong research thanks for sharing The talent pool seems extremely high value at $ODD"
X Link 2026-01-21T10:51Z [----] followers, [---] engagements
"I think there are exceptions to this rule personally Otherwise it would not be possible for a company like $AZO to produce 4000% returns primarily as a result of buybacks Because PayPal has such a strong financial profile for every share removed from circulation it makes what is left more valuable Provided FCF and margins remain steady I can see a similar return trajectory as $AZO and others over the next decade At some point maths takes over and shareholders benefit massively by default https://twitter.com/i/web/status/2013941734196097140 https://twitter.com/i/web/status/2013941734196097140"
X Link 2026-01-21T11:48Z [----] followers, [----] engagements
"$PYPL Green on a day like today is hilarious 🤣"
X Link 2026-01-21T17:50Z [----] followers, [----] engagements
"@investingbyGenZ There is definitely some correlation although I have no idea why seeing as 99%+ revenue comes from makeup and beauty products 🤣"
X Link 2026-01-21T18:36Z [----] followers, [---] engagements
"$ODD The future of dermatology globally This is a behemoth in the making https://youtu.be/PM_M9-QUDP4si=LziTfXlbkvaYMQzu https://youtu.be/PM_M9-QUDP4si=LziTfXlbkvaYMQzu"
X Link 2026-01-22T08:52Z [----] followers, [----] engagements
"$ODD The CEO of METHODIQ has been in post for over [---] years This brand has been worked on for 4+ years before launch I believe uptake will be fast Oddity is a tech conglomerate in the making Eventually is will be valued as one Not financial advice"
X Link 2026-01-22T09:36Z [----] followers, [----] engagements
"@forefathers92 $ODD will be soon"
X Link 2026-01-22T11:51Z [----] followers, [---] engagements
"I got back in when it dropped back to $35 Couldnt resist Appreciate the understanding though Iv been too active with my holdings over the last [--] months I anticipated weakness in $ODD when it was low $40s due to the low liquidity and it seems I was right on this occasion It was instant regret when I sold it tbh https://twitter.com/i/web/status/2014403788619100604 https://twitter.com/i/web/status/2014403788619100604"
X Link 2026-01-22T18:24Z [----] followers, [--] engagements
"I just realised that if I bought and held stocks since [----] my portfolio would be down -30% before accounting for returns due to FX impact on GBP/USD This is a rare phenomenon where my over activity over the last [--] years has actually done me a favour and saved me some money In [----] the GBP hit multi years lows against the dollar. At one point the exchange rate was just $1.03 Its now around $1.35 which is about average My current FX impact is -2% An annoyance for sure but a damn sight better than -30% I have estimated I could experience max pain at around -10% if the dollar continues to weaken"
X Link 2026-01-24T00:12Z [----] followers, [----] engagements
"@TheValueTrade $ODD"
X Link 2026-01-24T09:11Z [----] followers, [---] engagements
"@Spike_1567 @NewcomerInvest Throw some tickers over if you want il take a look"
X Link 2026-01-24T16:01Z [----] followers, [--] engagements
"$PYPL I am currently writing a long form article on Substack I will share it here when Im finished X really needs to work on its phone UI for long form posting The UI for Substack is far better for writing articles on a phone I dont have time to be sat a laptop all day"
X Link 2026-01-24T16:05Z [----] followers, [----] engagements
"$PYPL Happy Saturday night people Attached is a link to my article on PayPal I have been working on all day Completely free Enjoy https://open.substack.com/pub/wc01/p/paypal-is-the-most-hated-stock-inr=3smybt&utm_medium=ios&shareImageVariant=overlay https://open.substack.com/pub/wc01/p/paypal-is-the-most-hated-stock-inr=3smybt&utm_medium=ios&shareImageVariant=overlay"
X Link 2026-01-24T19:57Z [----] followers, 65.3K engagements
"$PYPL PAYPAL IN [----] Revenue - $9.25B Net income - $1.23B FCF - $1.85B Cash - $5.7B MC - $50B PAYPAL IN [----] Revenue - $32.4B (+250%) Net income - $4.92B (+300%) FCF - $6.80B (+267%) Cash - $14.4B (+153%) MC - $52B (maybe lower) Insane"
X Link 2026-01-24T23:29Z [----] followers, 70.6K engagements
"@steady_profits Correct Neither has Ads Paypal World BNPL or anything else they are doing other than branded checkout"
X Link 2026-01-25T08:24Z [----] followers, [----] engagements
"$PYPL You have made my Substack metrics look like a parabolic meme stock 🤣 Thanks guys appreciate the support If anyone missed this article it is a good summary of the risk vs reward I have quoted the link it below (its free) $PYPL https://t.co/KlpFDeYNhk Happy Saturday night people Attached is a link to my article on PayPal I have been working on all day Completely free Enjoy https://t.co/70vdbqb4zU $PYPL https://t.co/KlpFDeYNhk Happy Saturday night people Attached is a link to my article on PayPal I have been working on all day Completely free Enjoy https://t.co/70vdbqb4zU"
X Link 2026-01-25T18:51Z [----] followers, 19K engagements
"$PYPL SUM OF THE PARTS VALUATION [--]. VENMO Venmo will clear $2B revenue in [----] If I was @acce I would be considering a spin off here Because I suspect Venmo is worth at least $15B with conservative assumptions Its net income could be as high as $1B due to its blended margin of around 50-60% Put a 15x PE ratio on that and you have $15B This is dirt cheap for a company growing 20%+ year over year That would mean the value of Venmo alone is around $20-25 per share of $PYPL [--]. BRAINTREE Braintree processes almost half of total company volume and generates around 30-40% of total revenue Yes its"
X Link 2026-01-26T17:19Z [----] followers, 13.2K engagements
"$UNH I think its clear the turnaround is going to take longer than anticipated I bought at $250 and sold at $359 A decision I am obviously now very happy with but it was a tough one at the time These things cannot be accurately predicted Expect volatility today $UNH Q425 EARNINGS HIGHLIGHTS 🔹 Revenue: $113.22B (Est. $113.87B) 🔴 🔹 Adj. EPS: $2.11 (Est. $2.10) 🟢 🔹 Medical Care Ratio: 92.4% (Est. 92.1%) 🔴 🔹 Operating Margin: 0.3% (Est. 2.9%) 🔴 🔹 4Q charge: $1.6B net of taxes ($1.78/sh); excluded from adjusted earnings FY Guide: https://t.co/WTwoW1VEsK $UNH Q425 EARNINGS HIGHLIGHTS 🔹"
X Link 2026-01-27T12:35Z [----] followers, 10.3K engagements
"$PYPL The Wall St analyst clown show continues Cantor Fitzgerald initiates coverage with a $60 target HSBC downgrades from $93 ➡ $72 despite being a few days away from Q4 earnings"
X Link 2026-01-27T14:38Z [----] followers, [----] engagements
"$PYPL Two more downgrades today less than a week before earnings Morgan Stanley $51 ➡ $50 Rothschild Redburn $70 ➡ $50 Most hated stock in the market And now the most detached from fundamentals Analysts dont think a 13% FCF yield and 9.5x forward PE is cheap enough"
X Link 2026-01-28T12:37Z [----] followers, 18.8K engagements
"$PYPL MORGAN STANLEY DOWNGRADE RATIONALE: Concerns about the companys branded checkout growth Branded checkout growth forecast to 3.3% from 3.9% previously Transaction margin dollar growth of 3.4% down from 3.8% Negative management commentary and softer e-commerce trends in the fourth quarter Slow progress in upgrading checkout integrations with only 25% of merchants moved to the new checkout experience Reduced its share buyback assumptions for PayPal to $4.5 billion in [----] Morgan Stanley suggests management should allocate more capital toward accelerating checkout integration optimization"
X Link 2026-01-28T12:47Z [----] followers, 10.2K engagements
"$PYPL Critical test coming for the rest of this week Can it hold the $55 support level If not then I would say $50 is in play In the face of multiple downgrades this week with $50 price targets Its now or never Feels personal at this point Most hated stock in the market"
X Link 2026-01-28T14:10Z [----] followers, [----] engagements
"$PYPL Analyst responsible for a $50 price target and a sell rating At $55 $PYPL is: 9.5x forward PE FCF yield of 13% $14.4B cash $6-7B FCF Market cap: $50B As a reminder: Raised guidance last quarter Introduced dividend last quarter Laughable"
X Link 2026-01-28T14:38Z [----] followers, [----] engagements
"$PYPL 🚨 LONG POST ALERT 🚨 If I learn that I am wrong on PayPal I will take full accountability But so far all Im seeing is: Terrible sentiment Downgrades (conveniently timed) Macro fears Fintech sector being hammered I have been very critical and objective on PayPal over the last few months I will say what I see If Q4 is terrible I will tell you If I am not happy with what management say I will tell you At this valuation the following is priced in: Zero growth Terrible Q4 earnings Terrible [----] guidance Terrible outlook Haemorrhaging market share Zero buybacks Whilst the CFOs commentary was"
X Link 2026-01-28T20:10Z [----] followers, 18.3K engagements
"I dont think its that I think its the fact management have been talking down their own stock and giving mixed messages Q3 was a strong quarter but their commentary on macro tech integration and branded checkout have indicated issues which has caused a lot of uncertainty A lot will be clearer when we get Q4 results and commentary I am reserving judgment until then https://twitter.com/i/web/status/2016791859071176825 https://twitter.com/i/web/status/2016791859071176825"
X Link 2026-01-29T08:33Z [----] followers, [---] engagements
"$ODD First article about Oddity Tech on Substack Enjoy (its free) https://open.substack.com/pub/wc01/p/odd-is-a-future-perennial-compounderr=3smybt&utm_medium=ios&utm_source=post-publish https://open.substack.com/pub/wc01/p/odd-is-a-future-perennial-compounderr=3smybt&utm_medium=ios&utm_source=post-publish"
X Link 2026-01-29T11:11Z [----] followers, [----] engagements
"$PYPL Now under $50B market cap Never thought I would see the day outside of a market cash scenario The market will always find ways to humble you Im happy for it to stay here though because it will be more than 10% of shares repurchases annually This is after SBC"
X Link 2026-01-29T15:46Z [----] followers, 10.6K engagements
"$PYPL $ODD Numbers on a screen guys Remember you own shares of a real business I share this with you for transparency and your own learning It is not financial advice I do not recommend this strategy It is not for the faint of heart"
X Link 2026-01-29T19:16Z [----] followers, [----] engagements
"@Spike_1567 I think you underestimate $ODD I wouldnt be this heavy in them if I thought there were better opportunities elsewhere"
X Link 2026-01-29T23:14Z [----] followers, [---] engagements
"I posted that weeks ago and it was mainly because I didnt like the chart and $ODD got even cheaper I took 10%+ profit at $15.50 so Im fairly happy tbh with how that worked out. My instincts were correct on this occasion But it was mainly because I have higher conviction and more understanding of $ODD and it dipped below $35 https://twitter.com/i/web/status/2017013989931098563 https://twitter.com/i/web/status/2017013989931098563"
X Link 2026-01-29T23:16Z [----] followers, [---] engagements
"@Spike_1567 Based on what evidence They are software companies $ODD operates in a different sector"
X Link 2026-01-30T07:23Z [----] followers, [--] engagements
"I was initially but then $ODD and $PYPL got a lot cheaper and I understand the businesses a lot moregot to prioritise circle of competence $PATH I think is in a great position for the next 2-3 years but the sector is moving so fast I struggle to project beyond that and that was another factor in my decision making https://twitter.com/i/web/status/2017137256713126389 https://twitter.com/i/web/status/2017137256713126389"
X Link 2026-01-30T07:26Z [----] followers, [---] engagements
"$PYPL This bodes well for the timeline of PayPals bank application Less than [--] months is insane I would like to think with the size and importance of PayPal we well as being a domestic large scale US company We could be looking at a similar timeline $NU Nubank just received conditional approval to establish a US National bank. What's even more astonishing is that they applied for this LESS than [--] months ago. That is astonishingly fast. The next phase is the bank organization phase which requires additional approvals and $NU Nubank just received conditional approval to establish a US National"
X Link 2026-01-30T08:34Z [----] followers, [----] engagements
"@AuditTheHerd This could further explain the sentiment around the stock Definitely something that will need to be monitored although I would like to think $PYPL has robust checks and are intelligent about who they target"
X Link 2026-01-30T12:43Z [----] followers, [----] engagements
"$PYPL I agree Actions that should be considered: Buybacks acceleration Insider buying Increase buybacks authorisation Freeze dividend for more buybacks Breakout full Venmo metrics Timeline for Ads Investor day Clear communication OVAS breakdown $PYPL is the one that has NOT moved for us It has been consolidating still since [----] Showed great signs of breaking out in late [----] with a test of the upper consolidation level at $93 but rejected hard I still hold a position here and I DON'T sell under the [---] WMA if the https://t.co/RKIhEJ22Mt $PYPL is the one that has NOT moved for us It has been"
X Link 2026-01-30T13:00Z [----] followers, [----] engagements
"$PYPL The easiest thing they can do to help themselves now is to reduce their headcount With the growing efficiency of AI there is no excuse to still have bloat in the workforce These cost savings will go straight to the bottom line Recent Layoff Announcements: [--]. US Government: [------] employees [--]. UPS: [-----] employees [--]. Amazon: [-----] employees [--]. Intel: [-----] employees [--]. Nissan: [-----] employees [--]. Nestle: [-----] employees [--]. Microsoft: [-----] employees [--]. Bosch: [-----] employees [--]. Dell: [-----] Recent Layoff Announcements: [--]. US Government: [------] employees [--]. UPS: [-----] employees [--]. Amazon:"
X Link 2026-01-30T14:37Z [----] followers, [----] engagements
"$PYPL You will see my objectivity when they report next week Regardless of price action I will call out what I see good and bad @acce I hope you have prepared well for this one Probably the most important quarterly report in company history"
X Link 2026-01-30T16:01Z [----] followers, [----] engagements
"$BULL I tried to warn people about WeBull back in October Multiple red flags I know the chart looked solid at the time but this is why fundamentals are more important than technicals Down 40%+ since this post Dilution can be an equity destroyer $BULL Looking cheap but there are some severe red flags; 🚩 They have a $1B standby equity agreement with Yorkville Advisors who are reputed as a toxic lender with borderline fraudulent practices 🚩 This allows $1B of dilution at discount prices which can be devastating to https://t.co/bDjYqDSwpx $BULL Looking cheap but there are some severe red flags;"
X Link 2026-01-31T00:38Z [----] followers, [----] engagements
"@QualityInvest5 Its priced like a dying tobacco company nowunless they go negative growth I really dont see how this valuation is remotely sustainable"
X Link 2026-01-31T09:38Z [----] followers, [---] engagements
"Anyone else grateful for the lack of YTD gains posts Or is it just me If only people were as enthusiastic about sharing their losses Remember that most of social media only shows you the good stuff Fin-X is no different And yes Im down -10% so far"
X Link 2026-01-31T12:20Z [----] followers, [----] engagements
"Thanks for the explanation Mitchell Crypto is not my speciality at all but I think I understand what you are saying So $MSTR is essentially a leveraged $BTC ETF I struggle to get my head around the valuation when its revenue and profits are so poor but I suppose their value is all in the assets they own and how they manage that https://twitter.com/i/web/status/2017702034162782666 https://twitter.com/i/web/status/2017702034162782666"
X Link 2026-01-31T20:50Z [----] followers, [---] engagements
"I have looked into this stock Whilst the risk of insolvency is unlikely I still stand by my warning put out when the stock was trading at $420 I still would not buy it outside of a mean reversion trade Answer me thiswhat if $MSTR stops trading at a premium to $BTC $MSTR Honestly I really dont get the hype on this trash company It is basically a gamble on Bitcoin at the expense of shareholders It wont end well for many people Meanwhile its fundamentals are deteriorating and they are diluting Just invest directly in Bitcoin instead https://t.co/sXN81jfkjy $MSTR Honestly I really dont get the"
X Link 2026-02-02T08:25Z [----] followers, [----] engagements
"$PYPL Ok real talk now PayPal has caught me off guard multiple times over the last [--] months The things I want to see as a minimum tomorrow: Strong results Reduced headcount (or at least intent) Strong FCF No excuses in relation to macro OVAS transparency Increased buybacks during Q3 Acknowledgement of undervaluation Increased buybacks authorisation Solid [----] guidance Ads contribution breakdown Confidence from management I have them the benefit of the doubt since Q3 but there are some things I am currently unhappy with: No insider buying Management negativity Excuses Dividend timing (buybacks"
X Link 2026-02-02T09:02Z [----] followers, 23.5K engagements
"@Floatymcfloater @Uzwzp63636 Exactly Il be really pissed off if its not below 910M I want to see at least some additional above the standard $1.5B and if not there needs to be a damn good explanation"
X Link 2026-02-02T10:41Z [----] followers, [--] engagements
"$ODD Is a SaaS business that sticks to the rule of [--] whilst remaining profitable SaaS businesses stuck to the Rule of [--] by trading growth for profitability. https://t.co/dGwVt4QcbM SaaS businesses stuck to the Rule of [--] by trading growth for profitability. https://t.co/dGwVt4QcbM"
X Link 2026-02-02T11:01Z [----] followers, [----] engagements
"Future compounding is happening at $ODD Something interesting is happening at $ODD https://t.co/UQUmv9x0uM Something interesting is happening at $ODD https://t.co/UQUmv9x0uM"
X Link 2026-02-02T16:49Z [----] followers, [----] engagements
"$PYPL Good luck to all PainPal shareholders for tomorrow I will be listening to the call so il get my thoughts out as soon as I am able to"
X Link 2026-02-02T23:18Z [----] followers, 16.8K engagements
"$ODD So little interest in this stock We will see how much longer that lasts Q4 earnings in 3-4 weeks https://open.substack.com/pub/wc01/p/odd-is-a-future-perennial-compounderr=3smybt&utm_medium=ios&shareImageVariant=overlay https://open.substack.com/pub/wc01/p/odd-is-a-future-perennial-compounderr=3smybt&utm_medium=ios&shareImageVariant=overlay"
X Link 2026-02-02T23:21Z [----] followers, [----] engagements
"$PYPL Cathie never seems to learn Buy high sell low Unless she somehow knows something Why would you sell before you get the facts $PYPL Cathie sells a chunk before Earnings this morning At the [--] year low. https://t.co/MW3XpGVsB9 $PYPL Cathie sells a chunk before Earnings this morning At the [--] year low. https://t.co/MW3XpGVsB9"
X Link 2026-02-03T10:15Z [----] followers, 19.6K engagements
"$PYPL New CEO announced Stock is tanking"
X Link 2026-02-03T12:05Z [----] followers, 18.8K engagements
"$PYPL Sorry guys I said I would be objective and I am This explains the silence from management Weve been lied to Terrible results No extra buybacks Chriss has been removed Not what I invested in at all Im not prepared to wait through negative growth I have sold $PYPL PayPal CEO @acce is out. Branded 1% growth. Guidance - terrible. Revenue - Terrible. FCF - Not great. Yeah I'm looking for an exit. Adios PainPal. $PYPL PayPal CEO @acce is out. Branded 1% growth. Guidance - terrible. Revenue - Terrible. FCF - Not great. Yeah I'm looking for an exit. Adios PainPal"
X Link 2026-02-03T12:21Z [----] followers, 49.5K engagements
"$PYPL Brad mirrors my thoughts here more or less exact There are other companies I am interested in and thats another reason I have exited the stock My thesis was incorrect I own that fully I will learn from the experience and use it to improve A low multiple and a massive buyback for $PYPL are only compelling if the core business is not in permanent decline. Not when that business shows no signs of stabilization. Not when they roll out their new checkout to customers painfully slowly with Apple Google Shopify A low multiple and a massive buyback for $PYPL are only compelling if the core"
X Link 2026-02-03T13:26Z [----] followers, [----] engagements
"$PYPL Heres why Iv sold: No headcount reduction FCF weak No additional buybacks Earnings miss Guidance miss Negative growth No updates Ads etc Long term guidance pulled Macro excuses I said I would do this less than [--] hours ago This is not emotion $PYPL Ok real talk now PayPal has caught me off guard multiple times over the last [--] months The things I want to see as a minimum tomorrow: Strong results Reduced headcount (or at least intent) Strong FCF No excuses in relation to macro OVAS transparency https://t.co/1FrlkX4UAx $PYPL Ok real talk now PayPal has caught me off guard multiple times"
X Link 2026-02-03T13:43Z [----] followers, 18.9K engagements
"$PYPL I am listening to the call and it is TERRIBLE"
X Link 2026-02-03T13:59Z [----] followers, 17.2K engagements
"$PYPL EARNINGS CALL THOUGHTS I said I would give you objectivity so here it is: 🔴 The CFO actually said: Execution has been too slow in response to an analyst question about why management is changing now 🔴 The results were poor 🔴 2027+ guidance pulled 🔴 No major headcount reduction 🔴 New CEO has been on the board for 5+ years so it part of the problem 🔴 No timeline for when branded checkout will inflect 🔴 No other value added services updates 🔴 Did not answer analyst questions at all 🔴 More macro excuses 🔴 Less FCF 🔴 No plan 🔴 No turnaround timeline Literally could not have been"
X Link 2026-02-03T14:30Z [----] followers, 16K engagements
"$PYPL Noted that @QualityInvest5 is dunking on people today in light of PayPal shareholders losing money Aria was promoting $FI as a great investment before it tanked 50%+ I showed him and shareholders nothing but respect in the aftermath Trash behaviour For the $PYPL bois Remember to look at fundamentals next time and be objective you got this 😉 https://t.co/Uo3ejcNtel For the $PYPL bois Remember to look at fundamentals next time and be objective you got this 😉 https://t.co/Uo3ejcNtel"
X Link 2026-02-03T15:56Z [----] followers, 32.3K engagements
"$PYPL Lost [--] followers because I was wrong Gained [--] because I told the truth Always choose the truth"
X Link 2026-02-03T16:25Z [----] followers, [----] engagements
"$PYPL When Aria was hurting from $FISV I offered my condolences and assured him that anyone can make this mistake Clearly he has learned nothing from that experience and felt the need to stick the knife in at the first opportunity I forgive you Aria but you need to do better $FISV committed fraud $PYPL just a shit business I had 6% of my port in it you had 100% of your port in $PYPL Accept defeat $FISV committed fraud $PYPL just a shit business I had 6% of my port in it you had 100% of your port in $PYPL Accept defeat"
X Link 2026-02-03T18:34Z [----] followers, [----] engagements
"@QualityInvest5 I got attacked for calling out $FISV too (including by you) But you didnt see me dunking on shareholders when the stock dropped 45% in a day"
X Link 2026-02-03T19:31Z [----] followers, [---] engagements
"$PYPL Its easy to crap on people on days like today You wont catch me ridiculing anyone for losing money Its not a good look and it has a nasty habit of coming back to bite you Laughing at others misfortunes is about as low as it gets There are unseen consequences in this life Treat people how you want to be treated And yes I am not perfect and Iv fallen short of being respectful on here before But I learn from my mistakes and reflect on my behaviour If you arent doing that you will never improve And you are destined for a life of misery and bitterness Remember that bad things can and will"
X Link 2026-02-03T19:42Z [----] followers, [----] engagements
"$PYPL WHERE I WENT WRONG Ok I have had time to think and time to recover slightly from this mental slap across the face My assessment of the business fundamentals I stand by up until Q3 but heres where I messed up: During Q3 earnings and at the subsequent fireside chats the management commentary (and silence following it) was a major red flag which I should have taken more notice of My gut told me to sell and wait after the Dec 3rd fireside and I did indeed do that I then got fixated on valuation and gave management the benefit of the doubt That was my key mistake I spotted the red flags and"
X Link 2026-02-03T22:48Z [----] followers, 12.7K engagements
"@bert13136166 I wanted more $ODD and to start a position in $TEM"
X Link 2026-02-03T23:12Z [----] followers, [---] engagements
"@dan_zafrir I wanted more $ODD that was a factor too Thanks Dan 🤝"
X Link 2026-02-03T23:13Z [----] followers, [---] engagements
"@StockMarketNerd Good summary Brad This caught a lot of us out Shocking lack of execution and a great opportunity squandered The new CEO appointed is a mistake imo like you allude to. Part of the problem Needs a total culture reset"
X Link 2026-02-04T08:06Z [----] followers, [---] engagements
"$PYPL Well worth a read Explains the culture issues I alluded to last night very well You can feel his frustration here Quite simply an amazing opportunity squandered due to incompetence A few thoughts about PayPal nearly [--] years after I left. I woke up this morning to dozens of messages from former PayPal colleagues. It pushed me to finally speak up. I never spoke publicly about the company after I left. Part of that was loyalty to John Donahoe who gave me A few thoughts about PayPal nearly [--] years after I left. I woke up this morning to dozens of messages from former PayPal colleagues. It"
X Link 2026-02-04T08:25Z [----] followers, [----] engagements
"@Mufasa_Capital Oh wow I didnt notice that The stupidity of the market is eye watering if thats the case"
X Link 2026-02-04T14:10Z [----] followers, [---] engagements
"$ODD It seems the sell off in Oddity Tech may be correlated with $HIMS METHODIQ the new telehealth arm of the business has literally only just launched and is not included in guidance It is currently only a small fraction of the business Conspiracies are dangerous for investors but if this is really the reason behind the $ODD price action I want to go all in. $hims https://t.co/YFHsfYNkPw Conspiracies are dangerous for investors but if this is really the reason behind the $ODD price action I want to go all in. $hims https://t.co/YFHsfYNkPw"
X Link 2026-02-04T14:26Z [----] followers, [----] engagements
"Brutal few weeks in the market The euphoria might finally be over Too soon to tell whether this is a flash crash market correction or the start of a bear market High beta is getting smashed The speed of the downturn suggests to me this is some sort of liquidation event hitting leverage/margin users and triggering stop losses The silence on here is very telling though How is everyone feeling Stay safe out there"
X Link 2026-02-04T15:02Z [----] followers, [----] engagements
"@dirtygreenpaper The earnings were awful Triple miss long term guidance miss Now guided for negative growth How is that not bad at all"
X Link 2026-02-04T16:10Z [----] followers, [----] engagements
"$TEM If ever there was a company to get behind based on morality it would be this one Sadly morality alone is not enough But thankfully the fundamentals are solid too Literally on a mission to save lives and fix the broken healthcare system Not financial advice Once a year we gather all of our salespeople in one room.Spread amongst numerous specialty teams these 400+ individuals go to work each day with one common goal: bring precision medicine into real-world care. That work is complex. The stakes are high. Having a world class Once a year we gather all of our salespeople in one room.Spread"
X Link 2026-02-04T19:32Z [----] followers, [----] engagements
"@Eyal__Weiss Great to know your eyes are on $TEM too Eyal Do you have a position"
X Link 2026-02-04T20:57Z [----] followers, [---] engagements
"I agree Its very silly making claims about who is right or wrong on any stock in the short term unless there is fundamental deterioration And even then there could still be a recovery later down the line There are people on here who act like they are Demi gods when a stock does what they said it was going to do Not realising most short term price movement is completely irrelevant"
X Link 2026-02-04T22:48Z [----] followers, [--] engagements
"@dolores_capital @Eyal__Weiss Go on Im listening"
X Link 2026-02-04T22:49Z [----] followers, [--] engagements
"@George_Dubs_ @letushead @dirtygreenpaper For shareholders sakes I hope so I liked Alex Chriss I think he had the right vision for the company"
X Link 2026-02-05T06:59Z [----] followers, [--] engagements
"@mattscottcap I bought more $TEM yesterday too 🤝"
X Link 2026-02-05T10:05Z [----] followers, [---] engagements
"$PYPL PORTFOLIO UPDATE & THOUGHTS I wont be returning to PayPal But I can see why people see at as attractive now with a PE of 7x I am not saying it cant generate returns from here It may indeed do that But it could take a long time I see people entering now and I wish you well For me there are better opportunities because the market has pulled back substantially $ODD & $TEM are where my money is now Both are founder led and controlled with 20%+ common share ownership Both are cheap $ODD is currently one of the cheapest stocks on the market when you look at its financials and growth profile"
X Link 2026-02-05T11:31Z [----] followers, 23.4K engagements
"Are you ok Why did you delete your comment calling me a grifter Say what you really think I am aware of what high beta is The majority of my portfolio is $ODD which has already lost 60% of its value over the last [--] months despite zero change in fundamentals phenomenal growth no debt and now well under $2B market cap despite $800M+ in revenue on 20%+ ADJ EBITDA margins I am looking at the company not its stock profile I am well aware it can go lower. But its currently got $715M in cash and is printing FCF Im sorry if my style offends you in some way But thats your problem not mine I can look"
X Link 2026-02-05T12:09Z [----] followers, [---] engagements
"I can see why you would say that but I was already in $ODD I dont discriminate on stocks I choose the best businesses preferably at low valuations I thought PayPal was a solid business I no longer think it is and thats why I sold Nothing to do with the stock being low beta or high beta or small or large cap Its be business I assess $ODD risk profile is low at its current valuation despite it being high beta It might drop further but there is a valuation floor It will revert to fundamentals https://twitter.com/i/web/status/2019386874742063591 https://twitter.com/i/web/status/2019386874742063591"
X Link 2026-02-05T12:25Z [----] followers, [---] engagements
"$HIMS I agree with this take Risk of litigation just went up tenfold Regardless of price action this could be a sign of desperation $NVO are being backed into a corner now This will be a death blow if they do nothing The risks are high here Be careful 🚨 JUST IN: $HIMS launches copy of Wegovy pill at an introductory price of $49/month. Yikes I know most people will call this bullish but I dont share that view. The litigation risk is now higher than ever. Also the fact that the company continues to double down on this https://t.co/bA9I1pwnGk 🚨 JUST IN: $HIMS launches copy of Wegovy pill at an"
X Link 2026-02-05T14:23Z [----] followers, 15.2K engagements
"@investorcity4U Im not convinced Time will tell"
X Link 2026-02-05T15:28Z [----] followers, [---] engagements
"@investorcity4U I sold $PYPL but at this price there is materially less risk than $HIMS imo but you do you I wish you the best"
X Link 2026-02-05T15:32Z [----] followers, [---] engagements
"$NVO to sue $HIMS That didnt take long 🚨BREAKING - $NVO WILL SUE $HIMS https://t.co/6WEm3y2dgh 🚨BREAKING - $NVO WILL SUE $HIMS https://t.co/6WEm3y2dgh"
X Link 2026-02-05T16:02Z [----] followers, [----] engagements
"They said [----] was going to be an acceleration year [--] months ago during Q3 They said they were confident about meeting guidance [--] months ago (triple miss) They withdrew [----] and long term guidance They said the company was at an inflection point They will have known Alex Chriss was getting canned and that things werent going well months ago yet they said nothing EPS is now due to decline (excluding buybacks) TM$ growth expected to decline Revenue growth low single digits (so much for the acceleration year) They said it was the macro (we know now that the macro is only affecting them and none"
X Link 2026-02-05T16:32Z [----] followers, [---] engagements
"@DeepIceValue Come again $NVO is now suing $HIMS So I was right to highlight this"
X Link 2026-02-05T16:44Z [----] followers, [---] engagements
"@Kross_Roads @KrisPatel99 I hope it works out for them but as we well know Roy cheap can always get cheaper especially if revenue turns negative and branded starts contracting into negative growth (which could easily happen)"
X Link 2026-02-05T17:18Z [----] followers, [---] engagements
"$ODD People have mocked me today for owning $ODD 7% stake now declared by Fidelity In the last [--] months the following have been declared: Baille Gifford & Co. - 12.4% Morgan Stanley - 6.6% L Catterton 6.2% Founder owns 22% Institutions own 72% VC firms own 6% Float is locked Easy to manipulate and short but the writing is on the wall One additional reason why I sold $PYPL was because I wanted to increase my position in $ODD once it dipped below $35 Its now the majority of my portfolio Retail is not remotely interested in this and its reflected in the ownership That is a bonus for me I have"
X Link 2026-02-05T19:14Z [----] followers, [----] engagements
"$IREN Sorry to see this play out how I feared 😔 I have tried to warn people a few times about $IREN and was largely ignored / ridiculed A 15x in [--] months is not sustainable or normal I see a lot of retail piling in convinced this is a buy the dip opportunity Maybe it is but it can always go lower Be careful I have tried to warn people a few times about $IREN and was largely ignored / ridiculed A 15x in [--] months is not sustainable or normal I see a lot of retail piling in convinced this is a buy the dip opportunity Maybe it is but it can always go lower Be careful"
X Link 2026-02-05T21:25Z [----] followers, [----] engagements
"$IREN I am getting pushback on this so I I just want to clarify: At no point have I said $IREN is a bad long term investment All I have done is pointed out it was overvalued at $70+ and still overvalued in the $50s And that a 1500% run is not sustainable Thats it guys Generally though stocks that are fair value dont tank -50% in a week 🤷🏻♂ All I am trying to do is stop others making this mistake in the future No disrespect intended to IREN shareholders https://twitter.com/i/web/status/2019544356647063913 https://twitter.com/i/web/status/2019544356647063913"
X Link 2026-02-05T22:51Z [----] followers, [----] engagements
"$IREN Nobody believed me $IREN Nothing against the company But it should be no surprise to anyone that 15x in [--] months is not sustainable price action I would not be surprised to see $IREN back below $20 if a proper market downturn takes place $IREN Nothing against the company But it should be no surprise to anyone that 15x in [--] months is not sustainable price action I would not be surprised to see $IREN back below $20 if a proper market downturn takes place"
X Link 2026-02-05T22:54Z [----] followers, 10K engagements
"@BagelC47 @RklbsFan"
X Link 2026-02-05T22:57Z [----] followers, [--] engagements
"@celsius_invest I quit the PainPal club"
X Link 2026-02-05T23:23Z [----] followers, [---] engagements
"I recall you got $PYPL wrong too so thats a bit rich isnt it And most people have been buying $IREN in the $50s and above This is not aimed at people with low cost averages who have done their DD and have conviction This is aimed at people who bought in on borrowed conviction at rich valuations in an effort to stop the same mistakes being made again You of all people should know how strong $PYPL looked last year I cannot account for incompetence and dishonesty from management I owned my mistakes on $PYPL. They do not disqualify me from talking about other stocks here"
X Link 2026-02-05T23:44Z [----] followers, [---] engagements
"$HIMS In one day: $NVO announced legal action Head of FDA fires a warning shot POTUS launches DTC drug site Brutal"
X Link 2026-02-06T00:22Z [----] followers, [----] engagements
"$HIMS I put out warnings only when I see material risk of heavy losses This was [--] hours ago I am not sharing to gloat Quite the opposite Im trying to create a learning environment I cant tell you what to do with your money nor would I But I can call out red flags 🚩 $HIMS I agree with this take Risk of litigation just went up tenfold Regardless of price action this could be a sign of desperation $NVO are being backed into a corner now This will be a death blow if they do nothing The risks are high here Be careful $HIMS I agree with this take Risk of litigation just went up tenfold Regardless"
X Link 2026-02-06T00:37Z [----] followers, [----] engagements
"@TobaFinance Thanks Toba Its worth remembering we have been rug pulled on $PYPL by a dishonest and incompetent management team/board Cant do much about that"
X Link 2026-02-06T07:37Z [----] followers, [---] engagements
"@TacticzH Great post Hazel Congrats on $ASML I agree 100% The 80%+ crash in narrative driven stock is almost required at this point because so many people now think this is the norm"
X Link 2026-02-06T08:10Z [----] followers, [---] engagements
"$ODD Q4 earnings in [--] weeks Short interest: 15.57% (6.3M shares) The active float is AT THE MOST in the range of 3-5M This means they are effectively short 100%+ of the available daily supply Days to cover is [--] Not only that the company has a buyback program constraining supply even more This could get silly The company has a 100% beat and raise track record since IPO Growing revenue 20%+ with an ADJ EBITDA margin of 20% (rule of [--] as a minimum) Trailing PE is 16x Forward PE is 12x Absolutely insane I have never seen anything like this with a company holding such strong a financial and"
X Link 2026-02-06T09:00Z [----] followers, [----] engagements
"$HIMS Im guessing there is some news but I cant see anything Anyone"
X Link 2026-02-06T22:19Z [----] followers, [----] engagements
"1) On February [--] [----] the FDA announced it is taking "decisive steps" to crack down on companies mass-marketing unapproved compounded GLP-1 drugs. FDA Commissioner Marty Makary specifically targeted "copycat drugs" following Hims & Hers' launch of a compounded Wegovy pill. Whilst you are technically correct that no formal investigation has been announced it is pretty obvious where this is going. It was clearly targeted at $HIMS. An investigation is highly likely to follow. To dismiss this is unwise and naive. 2) Mike Stuart General Counsel for the U.S. Health Department publicly stated on"
X Link 2026-02-07T14:49Z [----] followers, [---] engagements
"@pondersly Its a case of weighing the risks and making your decision based on those risks"
X Link 2026-02-07T14:50Z [----] followers, [--] engagements
"$HIMS U-TURN BEST CASE SCENARIO An agreement has been reached and this all goes away WORST CASE SCENARIO This is a knee jerk reaction and could be used as an admission of guilt by hostile parties What were management thinking here Going forward I hope they learn from this Since launching the compounded semaglutide pill on our platform weve had constructive conversations with stakeholders across the industry. As a result we have decided to stop offering access to this treatment. We remain committed to the millions of Americans who depend on us Since launching the compounded semaglutide pill on"
X Link 2026-02-07T19:57Z [----] followers, 12K engagements
"Completely different dynamics and business life cycle $ODD is just getting started. It has not once stalled in its growth trajectory. It is growing rapidly and eating market share. Their cash and assets make up around $15-18 per share. From a business perspective this is lower risk than $PYPL even at its current valuation Not financial advice obviously and I could be wrong (I was wrong on $PYPL) but I do not see this as being anything like PainPal https://twitter.com/i/web/status/2020409385550282790 https://twitter.com/i/web/status/2020409385550282790"
X Link 2026-02-08T08:08Z [----] followers, [--] engagements
"@JuanRodrig07 Another criminal waste of a golden opportunity Biggest disappointment ever I genuinely think Alex Chriss has been forced out because he tried to change the culture and failed to do so No coincidence he went quiet for months since hes been told to shut up no doubt"
X Link 2026-02-08T08:29Z [----] followers, [----] engagements
"$PYPL As much as PainPal has been a disaster this year It is clear that the chances of it going bankrupt are pretty much zero This was yet another squandered opportunity as a result of gross incompetence The culture at PayPal sounds like it is toxic This was an issue under Dan Schulman My guess is @acce came in and tried to change the culture and received aggressive pushback ultimately resulting in him being forced out Alex Chrisss previous record at Intuit speaks for itself I had faith in him as a CEO and that was another factor for me selling on finding out he had been axed I feel sorry for"
X Link 2026-02-08T08:48Z [----] followers, 13.6K engagements
"$ODD The stock is priced like a dumpster fire Meanwhile SpoiledChild traffic growth is exploding +100% month over month METHODIQ only started in November but early signs suggest it is growing faster than SpoiledChild did upon launch Looking forward to Q4 earnings $ODD's SpoiledChild taking over as growth engine with +100% M/M traffic growth https://t.co/j022ozVPrG $ODD's SpoiledChild taking over as growth engine with +100% M/M traffic growth https://t.co/j022ozVPrG"
X Link 2026-02-08T08:57Z [----] followers, [----] engagements
"@LastRonin1979 I wouldnt rule it out myself I think they will be dumping for a while though personally The analysts sounded pissed on the earnings call"
X Link 2026-02-08T10:55Z [----] followers, [--] engagements
"@chris_no_one_ Money is not worth anywhere near as much as legacy and reputation"
X Link 2026-02-08T11:51Z [----] followers, [---] engagements
"@DavidThund27020 What alternative explanations do you have"
X Link 2026-02-08T13:37Z [----] followers, [--] engagements
"$HIMS REALITY CHECK Im going to be brutally honest here because I think some of you need to hear this If you think the events of the last [--] days are not red flags or at the very least concerning You are gaslighting yourself Its not yet clear why management chose to go down the path that they did I have seen arguments for clever marketing or a publicity stunt I have seen many people completely dismiss the last week as bullish I see a lot of cognitive dissonance When as an investor a company can do no wrong you are putting yourself in danger This has nothing to do with the stock price or the"
X Link 2026-02-09T10:32Z [----] followers, 20.6K engagements
"$HIMS As predicted This is not the end $NVO is indeed suing $HIMS"
X Link 2026-02-09T12:15Z [----] followers, [----] engagements
"It may seem melodramatic But have you looked into the incoming CEO Alex Chriss has been pushed out for a reason I suspect its because his ideas were too big and the BOD did not want to completely transform company culture I dont think its a good choice at all Maybe Im wrong Time will tell https://twitter.com/i/web/status/2020850106128290230 https://twitter.com/i/web/status/2020850106128290230"
X Link 2026-02-09T13:19Z [----] followers, [--] engagements
"@themomentumplay Nope $PYPL wasnt a trade it was an investment Investors dont need stop losses"
X Link 2026-02-09T13:56Z [----] followers, [---] engagements
"@George_Dubs_ @Kross_Roads @JuanRodrig07 Because the execution of the company is not just down to the CEO George The incoming CEO has been the chairman of the board for [--] years I guarantee he is part of that lack of execution too But Chriss has been scapegoated so he gets the blame I dont buy it. Not one bit"
X Link 2026-02-09T15:04Z [----] followers, [--] engagements
"The market is bipolar at the moment Matt I believe $PYPL would not have tanked as aggressively as it did had we not been in this environment There seems to be zero tolerance for any kind of missed or perceived underperformance $UPWK is now looking attractive price wise for me so il start taking a look at it Thanks for the write up 👌🏻 https://twitter.com/i/web/status/2021132977766306020 https://twitter.com/i/web/status/2021132977766306020"
X Link 2026-02-10T08:03Z [----] followers, [----] engagements
"$OSCR I started a position earlier at $12.57 once I saw the [----] guidance I have been watching Oscar from the sidelines since I exited around a year ago I have been hoping for an opportunity for a re-entry Looking forward to listening to the call The guidance is insane NFA"
X Link 2026-02-10T12:26Z [----] followers, [----] engagements
"$OSCR EARNINGS CALL INITIAL THOUGHTS Just finished listening to the earnings call Still some uncertainty around the insurance market due to policy Membership is expected to reduce from 3.4M to 3M by Q1 due to passive members leaving when premiums increase I said almost a year ago when I sold that [----] would be rough after they lost profitability guidance (for which I got loads of abuse at the time) But what is now clear to me is that the company spent [----] preparing for [----] It was a rough year but they spent it strengthening the business and preparing for what is ahead I have been monitoring"
X Link 2026-02-10T14:27Z [----] followers, [---] engagements
"@Couch_Investor I re-entered today after almost a year away It did make me laugh when I saw some of the initial reactions on here Hyperbole at its finest"
X Link 2026-02-10T14:28Z [----] followers, [---] engagements
"@gfvf1021 You may well be right For now though I want more info"
X Link 2026-02-10T17:26Z [----] followers, [---] engagements
"@bjmtweets Why do you think they have much better product technology Brian Genuinely curious Does $UPST balance sheet risk not concern you"
X Link 2026-02-11T22:54Z [----] followers, [---] engagements
"@leevalueroach Thanks Lee Describing $TEM as some AI crap is likely to age very badly And you clearly know nothing about $ODD I sold $PYPL because management lied to shareholders Good day to you I hope you arent losing too much money Your bitterness suggests you may be hurting"
X Link 2026-02-05T15:52Z [----] followers, [----] engagements
"$ODD METHODIQ review from a week ago Melasma sufferer of [--] years on the verge of being cured"
X Link 2026-02-06T14:03Z [----] followers, [----] engagements
"As long as the business remains high quality Im not bothered about how they sell it to the market If they keep executing the rest will take care of itself I think they will take action if the stock price stays this low for any length of time They have the flexibility to do buybacks now"
X Link 2026-02-11T19:28Z [----] followers, [---] engagements
"$PGY I have been watching $PGY for a while now but it was never cheap enough for me to consider a position That changed today It is now trading at a sub [--] P/S $UPST trades at 4x P/S. Higher risk less profitable It is also not what people think it is Not financial advice"
X Link 2026-02-11T16:09Z [----] followers, [----] engagements
"$PGY The thesis here is very simple The stock is dirt cheap OPEX is deceasing Profits are increasing $PGY is not a traditional loan company They are an asset light tech company The market does not understand what they do No other company does what they do at scale NFA"
X Link 2026-02-11T19:18Z [----] followers, [----] engagements
"What a time to be alive Days like today demonstrate why its never a good idea to use leverage or short dated options A lot of market participants accounts likely being blown over the last few weeks Strap in guys Times like these separate the wolves from the sheep"
X Link 2026-02-12T16:43Z [----] followers, [---] engagements
"$ODD Morgan Stanley quietly upping their stake to 8.3% before Q4 earnings Institutions have been loading the boat during Q3 And so have I Its now the majority of my portfolio Not financial advice Morgan Stanley is now a 8.3% owner of $ODD. If I recall it was under 6% not too long ago. Seems like the majority of the float is owned by insiders and institutions now. https://t.co/4AQdgvri01 Morgan Stanley is now a 8.3% owner of $ODD. If I recall it was under 6% not too long ago. Seems like the majority of the float is owned by insiders and institutions now. https://t.co/4AQdgvri01"
X Link 2026-02-12T20:40Z [----] followers, [----] engagements
"$ODD For $2.4B MC you get (LTM): 🟢$781M revenue (+26% YoY) 🟢$166M Adj EBITDA margin (+21%) 🟢$105M FCF 🟢$793M cash 🟢No debt Two well established business lines Telehealth brand just launched Consistent beat and raise culture Founder led and controlled Recession proof industry Defensible and competitive MOAT Cheap valuation 20% rev and adj EBITDA margin CAGR I cant really make it any clearer than this Most people will ignore this post This stock is so under the radar it is quite amusing to me how these opportunities get missed by so many people chasing things that have already run We live"
X Link 2025-12-09T09:13Z [----] followers, [----] engagements
"Since original warnings went out: $MSTR -70% $SLNH -80% $IONQ $QBTS $RGTI -70% $BULL -60% I take no pleasure in this I highlight only because these warnings get no attention and are either ignored or ridiculed One speciality I have is spotting red flags Im trying to help $RGTI $QBTS $IONQ You have been warned Most of these companies will probably either go to zero or drop 90% and never come back When the party stops a new generation of bag holders will be created and the cycle continues Over and over again $RGTI $QBTS $IONQ You have been warned Most of these companies will probably either go"
X Link 2026-02-05T18:58Z [----] followers, [----] engagements
"$OSCR Not sure what to make of this yet its just dropped Oscar along with [--] other insurers have been subpoenaed over ACA for documents as part of a widening investigation of potential fraud surrounding the use of premium subsidies https://ca.news.yahoo.com/republican-led-us-house-panel-104820898.html https://ca.news.yahoo.com/republican-led-us-house-panel-104820898.html"
X Link 2026-02-10T14:56Z [----] followers, 11K engagements
"$OSCR Full transparency I am out again for now in light of this update on the subpoena The possible outcomes here range from minor to catastrophic I thought the legal woes were almost over but this could be the start of another problem It could also derail [----] guidance if even some of the moderate outcomes play out Diabolical they announced this on the same day as earnings This could be why momentum died in the stock Phenomenal company currently a horrific sector and what appears to be hostile operating environment I will be monitoring closely Good luck to all shareholders I hope for the"
X Link 2026-02-10T16:50Z [----] followers, 11.3K engagements
"@GillesVera27953 It could indeed be nothing But there is no way of knowing that This admin is gunning for insurance and they hate anything to do with ACA so its a risk This has nothing to do with my faith in management its purely risk vs reward for me"
X Link 2026-02-10T17:37Z [----] followers, [---] engagements
"@GillesVera27953 Very suspicious indeed I appreciate your understanding it was a small position and I have simply reverted back to wait and see Likelihood is they will be ok but I just didnt want to take anymore unnecessary risks after $PYPL lol"
X Link 2026-02-10T18:20Z [----] followers, [--] engagements
"@bjmtweets I do it direct through my bank online it only takes a few minutes I dont even think they are a great comparison tbh because $PGY is not really a loan company But I do think the difference in valuation is laughable"
X Link 2026-02-11T23:01Z [----] followers, [---] engagements
"$PYPL Eventually this chart and EPS growth will be all that matters regardless of how the business is performing Providing they can maintain and grow FCF PayPal could become a multi bagger eventually as a result of its shrinking share count Dont believe me Check out $AZO"
X Link 2025-12-24T08:00Z [----] followers, [----] engagements
"$JD I have rotated my $ODD position into $JD as a contrarian play with China exposure @TheLongInvest has been banging the drum on $JD for a while now and I give him credit for bringing this to my attention I started watching it a few months ago I see it as a major player for [----] potential The chart looks very compelling even with my limited TA knowledge The best thing about it Most people have been driven out of it through boredom/frustration A few months back everyone was talking about $JD in the mid 30s and buying short term expiration calls Now nobody is talking about it Once all the"
X Link 2025-12-29T13:30Z [----] followers, 36.8K engagements
"$JD Finally got around to listening to Q3 earnings ✅ What is clear is that management sound confident in the synergies between the newer business verticals and the core retail business JD retail continues to benefit from JD logistics in terms of cost savings and consequential margin expansion JD retail has now enjoyed [--] straight quarters of margin expansion YoY largely due to the efficiency achieved through JD logistics Cutting out the middle man and owning a self sufficient supply chain is clearly paying dividends This allows JD retail to continue growing healthily whilst also offsetting"
X Link 2026-01-05T23:11Z [----] followers, 13.2K engagements
"$PYPL Before the accusations start rolling in I have been honest about PayPal at all times I was wrong but I could not have predicted this Nobody could This is a major rug pull event I was open about my thought processes at all times There are other stocks I am interested in that are now cheap I will be redeploying my funds there I follow the facts None of my decisions are emotional The stock may bounce from here but Im not interested in waiting longer for a company guiding for negative growth Not financial advice https://twitter.com/i/web/status/2018668379788165401"
X Link 2026-02-03T12:50Z [----] followers, 13.4K engagements
"Im sorry but why are we throwing stones in glass houses Are you wrong because $ONDS & $IREN are crashing -17% in a day Or that $HIMS has crashed to sub $25 Are the $DUOL investors wrong because of a few months of negative price action If $PYPL new CEO comes in and cuts costs a the stock goes $100 are investors still wrong If $ETH rallies and $BMNR goes up 300% this year at some point were investors still wrong Can we pull away from throwing shade at each other based on stock picks The market will humble everyone at some point including you @moninvestor It might not be now or maybe not this"
X Link 2026-02-04T17:51Z [----] followers, 13.8K engagements
"$ODD I cant make it anymore clearer than this Revenue growth and earrings have been compounding at 20%+ since IPO The stock is now lower than IPO levels and close to all time lows Meanwhile the fundamentals have 📈 Nobody cares yet but they will Not financial advice"
X Link 2026-02-08T09:16Z [----] followers, [----] engagements
"$OSCR EARNINGS CALL INITIAL THOUGHTS Just finished listening to the earnings call Still some uncertainty around the insurance market due to policy Membership is expected to reduce from 3.4M to 3M by Q1 due to passive members leaving when premiums increase I said almost a year ago when I sold that [----] would be rough after they lost profitability guidance (for which I got loads of abuse at the time) But what is now clear to me is that the company spent [----] preparing for [----] It was a rough year but they spent it strengthening the business and preparing for what is ahead I have been monitoring"
X Link 2026-02-10T14:44Z [----] followers, [----] engagements
"$OSCR Yeah this could be bad Worst case scenarios: Financial: multiple billion dollar fines Operational: forced audits causing immediate loss of customer base Strategic: Decertification from the ACA marketplace (deathblow) Best case is minor admin costs NFA $OSCR https://t.co/Ibpgv8bUxt Not sure what to make of this yet its just dropped Oscar along with [--] other insurers have been subpoenaed over ACA for documents as part of a widening investigation of potential fraud surrounding the use of premium subsidies $OSCR https://t.co/Ibpgv8bUxt Not sure what to make of this yet its just dropped Oscar"
X Link 2026-02-10T15:20Z [----] followers, 18.8K engagements
"$PGY I have been watching Pagaya for a while now but it was never cheap enough for me to consider a position That changed today It is now trading at a PE of 4x and a sub [--] P/S Its now cheaper than $PYPL 😂 It is also not what people think it is Not financial advice"
X Link 2026-02-11T15:21Z [----] followers, [----] engagements
"It was on the same day actually That headline was not a thesis breaker nor did I say it was But it did change the risk profile for me There was already some risk present due to the volatility and unpredictability in the U.S. health insurance market but I deemed the price I got in at to reflect that risk Once the subpoena was announced the risk increased I reassessed and decided I would rather wait and see how that plays out before committing Not every decision to sell a stock is the same Each one is unique and based on a range of factors It may seem like I am emotionally jumping in and out"
X Link 2026-02-12T10:19Z [----] followers, [--] engagements
"That is trading not investing my friend $PYPL was an investment for me I do trade too but there are far better trading options imo PayPal could be dead money for another couple of years I dont think [----] is going to be good I was planning on selling unless my criteria was met I was open about this and even shared it less than [--] hours before earnings It was not a knee jerk reaction It was a measured decision I spent weeks thinking about leading up to it https://twitter.com/i/web/status/2021892810056643040 https://twitter.com/i/web/status/2021892810056643040"
X Link 2026-02-12T10:23Z [----] followers, [--] engagements
"@diederik_theo @JuanRodrig07 They both are"
X Link 2026-02-12T18:19Z [----] followers, [--] engagements
"Valid points However the debt is mostly low interest with long maturity dates Pay down the shorter term and use some excess cash They have more than enough balance sheet flexibility to do additional buybacks The dividend whilst I understand why they did it absorbs FCF that is better used on buybacks If you think the stock is undervalued enough to initiate a $15B buyback program at $70-90 then you should absolutely be accelerating said program if the stock then gets cut in half To not do so is unforgivable They are focussed on the wrong things imo Having said that lets see what the new CEO"
X Link 2026-02-12T22:26Z [----] followers, [--] engagements
"PORTFOLIO CHANGES $PYPL sold -20% loss including FX impact (avg cost of $58.03 sold at $46.57) $PATH re-entered at $11.97 (previously sold at $15.50 for +10%) $TEM new position started at $57.84 I am watching: $HIMS $OSCR $DLO $ADBE $DUOL For lower prices NFA"
X Link 2026-02-03T15:26Z [----] followers, [----] engagements
"$TEM A future where people live longer and healthier lives; a future where words like cancer and diabetes feel like ancient Latin terms. I believe we are closer to this future than most people realize and we will do everything in our power to expedite its arrival"
X Link 2026-02-05T09:44Z [----] followers, [----] engagements
"$PYPL If the first thing the incoming CEO does is not cutting the bloated headcount then that is a further red flag that nothing is changing culture wise PayPal should have been doing this ages ago 24K+ employees Block has half the staff and is cutting 10% No excuse $XYZ Block cutting up to 10% of staff in efficiency push Up to 10% of Blocks workforce is at risk of being cut according to people familiar with the matter who were granted anonymity to discuss sensitive information. The company had fewer than [-----] employees as of https://t.co/RIblPrtrFK $XYZ Block cutting up to 10% of staff in"
X Link 2026-02-08T09:04Z [----] followers, 16K engagements
"$ODD New 13G filing Baillie Gifford just upped their stake to 16% Up from 10% just a few weeks ago"
X Link 2026-02-10T16:29Z [----] followers, [----] engagements
"$TEM Tempus AI will be the next company I write a deep dive on From what I have seen so far They have the potential to revolutionise healthcare in the future One of the strongest potential MOATs I have ever seen"
X Link 2026-02-04T14:04Z [----] followers, [----] engagements
"4. THE BACK END PLUMBING Pagaya are deeply embedded between the banks that find customers and the institutional investors who have the money to lend. They dont have a website where you go to apply for a loan. Instead they are a seamless secondary look engine hidden inside the apps of their partners. Example: [--]. A customer applies for a loan at a bank. [--]. The banks traditional computer system rejects the person. [--]. In a fraction of a second the banks system sends that data via an API to Pagaya. [--]. Pagayas AI analyses thousands of extra data points. If it likes the risk it tells the bank "Go"
X Link 2026-02-13T21:07Z [----] followers, [--] engagements
"$NBIS Nobody knew Nebius at $20-40 Everybody will be talking about Nebius at $100 I see Nebius as a potential 10-100 bagger over the next [--] years maybe even more It has the potential to be a trillion dollar company one day if they keep growing and executing aggressively"
X Link 2025-05-09T08:01Z [----] followers, 23.3K engagements
"$DLO Deep Dive 🧵 Investment thesis explained"
X Link 2025-06-15T11:55Z [----] followers, 76.2K engagements
"$OSCR CEO Mark Bertolini deep dive 🧵 I think its a good time to look at who leads Oscar Health and why he gives the company a massive edge which is being ignored by the market"
X Link 2025-07-15T16:07Z [----] followers, 188.5K engagements
"$OSCR If Bertolinis performance at Aetna is anything to go by We are at the very beginning"
X Link 2025-07-19T09:34Z [----] followers, 103.9K engagements
"$UNH For $215 billion market cap you get: 🟢 $445.5-448 billion revenue 🟢 At least adjusted $16 EPS 🟢 At least $14.65 Net Earnings PS 🟢 TTM FCF $25 billion 🟢 20M share buyback authorised 🟢 Share count of around [---] million 🟢 Dividend yield of 3.6% 🟢 Sector leader 🟢 Diversified business model 🟢 CEO has a strong track record 🟢 Defensive stock 🟢 Recession proof 🟢 Growth re-acceleration from 2026-27"
X Link 2025-08-01T19:08Z [----] followers, 179.9K engagements
"$PYPL THESIS MEGA THREAD PART [--] 🧵 In part one I have focussed on addressing; - Business model - Risks - Bear cases - Path to growth re-acceleration Stay tuned for part two Enjoy"
X Link 2025-10-02T08:34Z [----] followers, 88.2K engagements
"$PYPL MEGA THREAD PART [--] 🧵 Included; - Financials - Valuation - Catalysts - Case for investment"
X Link 2025-10-02T14:06Z [----] followers, 25.5K engagements
"$JD JD Health: $24B (67% ownership) JD logistics: $9.5B (84.5% ownership) This means $JD owns $24B in terms of monetary value Net cash is $21.7B (even more than I thought) Add this together and you get $45.7B Market cap is $41B Can you see how silly this is yet NFA"
X Link 2025-12-30T11:57Z [----] followers, 42.4K engagements
"$IREN I tried to warn people about IREN a while ago and again was attacked Valuation matters"
X Link 2026-02-05T21:22Z [----] followers, [----] engagements
"$HIMS SHAREHOLDERS PLEASE READ Guys please try and be objective here I have seen some crazy takes over the last [--] hours and I am genuinely concerned for many of you We all should want better and cheaper healthcare for sure and there are major issues with big pharma Holding monopolies and price gouging is completely unacceptable and needs to be addressed Having said that I dont think we should be celebrating $HIMS management choosing to lead the company into what is likely to become a multi year lawsuit with $NVO as well as an FDA investigation This could end very badly and whilst I can see"
X Link 2026-02-07T09:57Z [----] followers, 63.7K engagements
"$PGY does not really have a true competitor $UPST is probably the closest example of one Look at the post below and explain to me why $UPST should trade at a massive premium I have compared the two companies and come to the conclusion it should be the other way around NFA $PGY vs $UPST: Revenue: - $1.26B vs $1.04B Net Income: - $81M vs $53.6M EBITDA: - $81.7M vs $72.9M EPS: - $0.89 vs $0.43 FCF: - $224.72M vs -$373M Expenses: - $256M vs $733M SBC: - $45M vs $99.5M Yet $PGY has a $1B Market cap & $UPST has a market cap of $3.3B https://t.co/AzWYPeDliz $PGY vs $UPST: Revenue: - $1.26B vs $1.04B"
X Link 2026-02-11T19:34Z [----] followers, [----] engagements
"$PYPL @HatedMoats inspired me to write a post here about being married to stocks Objectivity is the differentiator between success and failure in investing If you become married to a stock then you are playing with fire I spent more time on $PYPL then any other stock by a wide margin Hundreds of hours of research Multiple reports and articles written Countless hours spent thinking about the investment even when not researching And yet when I saw that the thesis was not as I thought it was I walked away without hesitation I would have sold and walked whether the stock price was trading at $100"
X Link 2026-02-12T08:20Z [----] followers, [----] engagements
"$PYPL This is exactly the problem with PayPal They hide things they arent transparent and then they wonder why investors dont trust them anymore Remaining shareholders now have to try and piece together the reality from a fragment of a picture of what on earth is going on $PYPL more on partnerships: The PayPal World website no longer shows Coming late [----] and Mercado Pago ($MELI) is no longer a partner meaning there is currently no partner in Latin America. https://t.co/teKTLCPP4q $PYPL more on partnerships: The PayPal World website no longer shows Coming late [----] and Mercado Pago ($MELI)"
X Link 2026-02-12T18:05Z [----] followers, [----] engagements
"$COIN Remember when these grifters introduced 50x leverage not that long ago Yeah That was a major top signal for crypto What is the intrinsic value of crypto by the way *COINBASE: CUSTOMERS UNABLE TO BUY SELL TRANSFER AT THIS TIME of course *COINBASE: CUSTOMERS UNABLE TO BUY SELL TRANSFER AT THIS TIME of course"
X Link 2026-02-12T18:42Z [----] followers, [----] engagements
"They are not accelerating buybacks Kris They introduced a dividend which was a really dumb move Insiders still not buying and there hasnt been any since Schulman left I wont be surprised if they actually curb the buyback program tbh If they had wanted to accelerate buybacks they could have done with nearly $15B in cash What excuse is there for not announcing an accelerated program here Honestly this was part of my thesis too Maybe it will still play out but I dont trust them to be that shrewd We will see https://twitter.com/i/web/status/2022019926307852680"
X Link 2026-02-12T18:48Z [----] followers, [----] engagements
"$COIN Oh dear BREAKING: Coinbase $COIN unexpectedly reports a large quarterly loss posting quarterly EPS of -$2.49 compared to expectations of $0.96. The company posted a net loss of -$667 million last quarter. https://t.co/yBt63FLWnd BREAKING: Coinbase $COIN unexpectedly reports a large quarterly loss posting quarterly EPS of -$2.49 compared to expectations of $0.96. The company posted a net loss of -$667 million last quarter. https://t.co/yBt63FLWnd"
X Link 2026-02-12T21:23Z [----] followers, [----] engagements
"@InvestingVisual I feel your pain matethey havent yet come for tax free investing accounts in the UK but I wouldnt be surprised if they did Theyve come after everything else Time to think about leaving Europe longer term"
X Link 2026-02-13T09:30Z [----] followers, [---] engagements
"$PGY Just finished listening to Q4 earnings Very impressed Management are extremely transparent taking a lot of time to answer analyst questions in detail It is very clear the business is at an inflection point where it is diversifying revenue whilst increasing operating leverage at a rapid pace This sell off is completely unwarranted The management spelled it out on the call They are taking less risk whilst driving profitability and operating leverage at scale by moving into newer better less riskier products whilst also increasingly monetising their existing base through partnerships Their"
X Link 2026-02-13T14:41Z [----] followers, [----] engagements
"3. HOW DOES PAGAYA MAKE MONEY Primarily through fees not interest. Unlike a bank they don't want the loans to sit on their books; they want to move them through their system as quickly as possible. The are effectively a high tech toll booth that sits between banks and large investors. They take a small cut of every dollar that passes through. LENDING PARTNER FEES (SELL SIDE) Banks and fintechs pay Pagaya for every new customer they acquire through their AI. These are essentially origination fees for helping the bank approve more people for loans. FUNDING PARTNER FEES (BUY SIDE) Institutional"
X Link 2026-02-13T21:07Z [----] followers, [--] engagements
"5. CAPITAL MARKET INTEGRATION Pagaya is essentially a bridge that connects consumer loans directly to the Bond Market. FORWARD FLOW AGREEMENTS Before any loans are even made Pagaya signs deals with huge investment firms. These firms commit hundreds of millions of dollars to buy loans that meet certain criteria. Pagaya bundles these individual loans into Asset Backed Securities and sells them to institutional investors. This allows them to "recycle" capital. They move loans off the bank's books and into the hands of global investors almost instantly keeping the system moving without needing a"
X Link 2026-02-13T21:07Z [----] followers, [--] engagements
"6. LOWER RISK BUSINESS MODEL In a traditional bank if a borrower stops paying the bank loses its own money. Pagaya generally do not keep loans on their own balance sheet. Once a loan is approved by their AI it is almost immediately sold to institutional investors or bundled into bonds (ABS). If the economy crashes and people default it is the investors who bought the bonds who lose money not Pagaya. Pagaya has already collected its fee for making the match. Most lenders find a borrower and then look for the money to fund the loan. If the stock market gets shaky the money dries up and the"
X Link 2026-02-13T21:07Z [----] followers, [--] engagements
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