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# ![@vic_investing Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::476886774.png) @vic_investing Vic

Vic posts on X about investment, $bac, $syf, $opap the most. They currently have XXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

### Engagements: XXX [#](/creator/twitter::476886774/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::476886774/c:line/m:interactions.svg)

- X Week XXXXX -XX%
- X Month XXXXX -XX%
- X Months XXXXXX +1,343%
- X Year XXXXXX +529%

### Mentions: X [#](/creator/twitter::476886774/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::476886774/c:line/m:posts_active.svg)

- X Week XX +5.60%
- X Month XX +2.90%
- X Months XX +443%
- X Year XX +1,700%

### Followers: XXX [#](/creator/twitter::476886774/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::476886774/c:line/m:followers.svg)

- X Week XXX +2.20%
- X Month XXX +1.30%
- X Months XXX +156%
- X Year XXX +71%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::476886774/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::476886774/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::476886774/influence)
---

**Social category influence**
[stocks](/list/stocks)  XXXXX% [cryptocurrencies](/list/cryptocurrencies)  XXXXX% [finance](/list/finance)  XXXXX% [countries](/list/countries)  XXXX%

**Social topic influence**
[investment](/topic/investment) 10.53%, [$bac](/topic/$bac) 10.53%, [$syf](/topic/$syf) 10.53%, [$opap](/topic/$opap) #2, [gaming](/topic/gaming) 10.53%, [$ccl](/topic/$ccl) 5.26%, [$tui](/topic/$tui) 5.26%, [should be](/topic/should-be) 5.26%, [$ibkr](/topic/$ibkr) 5.26%, [$tigr](/topic/$tigr) XXXX%

**Top accounts mentioned or mentioned by**
[@valueseeker_91](/creator/undefined) [@realroseceline](/creator/undefined) [@valueseeker91](/creator/undefined) [@niljj23](/creator/undefined) [@longwalkcapital](/creator/undefined)

**Top assets mentioned**
[Basis Cash (BAC)](/topic/$bac) [Synchrony Financial (SYF)](/topic/$syf) [CYCLEAN (CCL)](/topic/$ccl) [Interactive Brokers Group, Inc. (IBKR)](/topic/$ibkr) [PNC Financial Services Group Inc (PNC)](/topic/$pnc) [JPMorgan Chase (JPM)](/topic/$jpm) [Centrifuge (CFG)](/topic/$cfg)
### Top Social Posts [#](/creator/twitter::476886774/posts)
---
Top posts by engagements in the last XX hours

"Carnival Corp $CCL is firing on all cylinders. Keep in mind roughly XX% of its business comes from Europe and thats a good sign for $TUI. While theyre not exactly in the same lane apart from the cruise side the underlying travel trends should be moving in the same direction"  
[X Link](https://x.com/vic_investing/status/1975107001890873423) [@vic_investing](/creator/x/vic_investing) 2025-10-06T07:52Z XXX followers, 1009 engagements


"$TIGR investment case Earlier this year while in Indonesia I was thinking about starting an Introducing Broker in Asia built on top of $IBKR platform similar to what Lynx is doing in Europe. In my view Interactive Brokers is the best broker and Asia has immense potential as the population is earlier in the process of accumulating wealth compared to the US and Europe. Well there already is such a broker - Tiger Brokers. Moreover it has gained impressive traction especially among Chinese speakers in Southeast Asia and it trades at an unreasonably cheap price. The analyst consensus has a"  
[X Link](https://x.com/vic_investing/status/1961098547912143046) [@vic_investing](/creator/x/vic_investing) 2025-08-28T16:08Z XXX followers, 7776 engagements


"CONSUMER CREDIT HEALTH CHECK following Q3 earnings releases today: $BAC - Cons. Banking provision for credit losses down XX% Q/Q 🟢 - Cons. Banking NCO rate down 12bps Q/Q to XXXX% 🟢 - Cons. Banking combined card spend up X% Y/Y 🟢 $PNC - Consumer NPL rate down 1bps Q/Q to XXXX% 🟢 - Consumer delinquency rate down 2bps Q/Q to XXXX% 🟢 $SYF - 30+ DPD up 21bps Q/Q to XXXX% 🔴 - 90+ DPD up 6bps Q/Q to XXXX% 🔴 - NCO rate down 54bps Q/Q to XXXX% 🟢 - ACL down 24bps Q/Q to XXXXX% 🟢 $CFG - Total Retail 30+ DPD down 3bps Q/Q to XXXX% 🟢 - Automobile 30+ DPD up 27bps Q/Q to XXXX% 🔴 - Provision for"  
[X Link](https://x.com/vic_investing/status/1978532884131557675) [@vic_investing](/creator/x/vic_investing) 2025-10-15T18:46Z XXX followers, XXX engagements


"Allwyn today announced it will merge with $OPAP forming a leading global lottery and gaming operator. Allwyn is a massive success story that elevated Mr. Komarek to Forbes' top XXX billionaires. While Allwyn will be contributed at a higher valuation than OPAP I still think the deal is reasonable at 11.2x combined EBITDA"  
[X Link](https://x.com/vic_investing/status/1977702117683945678) [@vic_investing](/creator/x/vic_investing) 2025-10-13T11:45Z XXX followers, XXX engagements


"@valueseeker_91 That fact is already reflected in my EBITDAs as they reflect the economic interest vis-a-vis OPAP. See below the breakdown of Allwyn's EBITDA"  
[X Link](https://x.com/vic_investing/status/1978387523110850589) [@vic_investing](/creator/x/vic_investing) 2025-10-15T09:08Z XXX followers, XX engagements


"$SYF CEO BRIAN DOUBLES 3Q COMMENTARY - No broader signs of consumer weakness 🟢 - The much-discussed bifurcation may be contained to the lower end of the subprime population if there is any at all 🟠 "We still think the consumer is in pretty good shape. They've been very resilient. We're not really seeing any signs of weakness. We're actually seeing improvement as we think about both spending trends but also what we're seeing on credit has outpaced our expectations." "When you look at it on a credit tier basis the non-prime for us actually performed better than the other cohorts right when I"  
[X Link](https://x.com/vic_investing/status/1978540181041869237) [@vic_investing](/creator/x/vic_investing) 2025-10-15T19:15Z XXX followers, XX engagements


"$CFG PRESIDENT CONSUMER BANKING BRENDAN COUGHLIN 3Q COMMENTARY - U.S. consumer very healthy 🟢 - Limited signs of stress in the bottom X to X deciles of the U.S. population 🟠 "When I look at the health of the actual U.S. consumer it's also very very stable." "You have to really de-average it to see stress and it's on the lower end of the market in the bottom two to three deciles the United States where you're seeing both deposit stress you're seeing some increased overdraft occurrences and where they have credit you're seeing modest credit stress.""  
[X Link](https://x.com/vic_investing/status/1978544362679107662) [@vic_investing](/creator/x/vic_investing) 2025-10-15T19:31Z XXX followers, XX engagements


"Some background on the key shareholder behind Allwyn $OPAP"  
[X Link](https://x.com/vic_investing/status/1980243321156149672) [@vic_investing](/creator/x/vic_investing) 2025-10-20T12:02Z XXX followers, XX engagements


"$BIZD BDC ETF Investment Case - Around XX% dividend yield towards the historical higher end. - Around XX% discount to NAV implying default levels exceeding the GFC. Discount/premium to NAV tend to revert back close to X. - Credit quality from a security standpoint is at an all-time high. Around XX% of loans are first lean. - PIK has declined by about half since 2020 and is close to an all-time low. - BDC bond yields remain low. - Charge-offs and credit quality has been strong for banks this earnings cycle. - Investing in individual BDCs would not provide much better yield. In conclusion $BIZD"  
[X Link](https://x.com/vic_investing/status/1980389964627182039) [@vic_investing](/creator/x/vic_investing) 2025-10-20T21:45Z XXX followers, XX engagements