# ![@theficouple Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1333049564736221184.png) @theficouple theficouple

theficouple posts on X about cash flow, flow, debt, in the the most. They currently have [------] followers and [---] posts still getting attention that total [-------] engagements in the last [--] hours.

### Engagements: [-------] [#](/creator/twitter::1333049564736221184/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1333049564736221184/c:line/m:interactions.svg)

- [--] Week [---------] +1%
- [--] Month [----------] +18%
- [--] Months [----------] +691%
- [--] Year [----------] +31%

### Mentions: [--] [#](/creator/twitter::1333049564736221184/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1333049564736221184/c:line/m:posts_active.svg)

- [--] Week [---] -0.76%
- [--] Month [---] -0.44%
- [--] Months [-----] +206%
- [--] Year [-----] +16%

### Followers: [------] [#](/creator/twitter::1333049564736221184/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1333049564736221184/c:line/m:followers.svg)

- [--] Week [------] +0.50%
- [--] Month [------] +4%
- [--] Months [------] +11%
- [--] Year [------] +15%

### CreatorRank: [------] [#](/creator/twitter::1333049564736221184/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1333049564736221184/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  #5978 [stocks](/list/stocks)  4.58% [automotive brands](/list/automotive-brands)  2.29% [countries](/list/countries)  1.53% [technology brands](/list/technology-brands)  1.53% [cryptocurrencies](/list/cryptocurrencies)  0.76% [vc firms](/list/vc-firms)  0.76%

**Social topic influence**
[cash flow](/topic/cash-flow) #59, [flow](/topic/flow) #978, [debt](/topic/debt) #100, [in the](/topic/in-the) 5.34%, [money](/topic/money) 4.58%, [$100k](/topic/$100k) 3.82%, [if you](/topic/if-you) 3.05%, [business](/topic/business) 3.05%, [balance sheet](/topic/balance-sheet) 3.05%, [rich](/topic/rich) #668

**Top accounts mentioned or mentioned by**
[@jonbrooks](/creator/undefined) [@barbellfi](/creator/undefined) [@themojomindset](/creator/undefined) [@themattviera](/creator/undefined) [@jacob_naviaux](/creator/undefined) [@evghtgg](/creator/undefined) [@donaldh70692840](/creator/undefined) [@samsilverman](/creator/undefined) [@wifefinance](/creator/undefined) [@reniec7](/creator/undefined) [@yawger20](/creator/undefined) [@william_r2rclub](/creator/undefined) [@moonpie_buel](/creator/undefined) [@johnbogacz](/creator/undefined) [@fatal09ity](/creator/undefined) [@chriswh82528480](/creator/undefined) [@the_money_buddy](/creator/undefined) [@imustbecrzy2u](/creator/undefined) [@rob66733000](/creator/undefined) [@roanokegamecock](/creator/undefined)

**Top assets mentioned**
[Uber Technologies, Inc. (UBER)](/topic/$uber) [Born in [--] (19)](/topic/$19)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Met a nice couple in their mid 30's. Husband makes $78000/yr & wife makes $25000/yr part time. [--] kids and $1500/mo for daycare. Rent is $2500/mo & their $95000 of debt costs them $1900/mo. Living paycheck to paycheck & feeling trapped. What should they do first"  
[X Link](https://x.com/theficouple/status/1999803221179596922)  2025-12-13T11:26Z 96.9K followers, 894.4K engagements


"Lets say you buy a home with a $450000 mortgage at 6% for [--] years. The paid off home may be worth $1.7 million when you sell it. So on paper you"make" $1.5 million after closing. But over [--] years you also pay $971272 in interest to the bank"  
[X Link](https://x.com/theficouple/status/2000969140572418314)  2025-12-16T16:39Z 96.8K followers, 64.4K engagements


"How to help your car last 300k miles: - Buy a Toyota - Use synthetic oil - Change air filter - Use top tier fuel - Buy a Toyota What would you add"  
[X Link](https://x.com/theficouple/status/2002090492839014825)  2025-12-19T18:55Z 96.9K followers, 706.9K engagements


"$100000 in the bank. No car payments 3-4 income streams 775+ credit score Claim it"  
[X Link](https://x.com/theficouple/status/2006092931414036693)  2025-12-30T20:00Z 96.9K followers, 401K engagements


"$1.3 million of index funds could get you $65000/yr of income. $1.3 million of paid off real estate could get you $90000/yr of cash flow. Which would you focus on"  
[X Link](https://x.com/theficouple/status/2006092933330817301)  2025-12-30T20:00Z 96.5K followers, 58.5K engagements


"I wish more people in their 30's understood: - Paying off credit card debt - Building a [--] month emergency fund - Living on 60% of what you make - Having $100000 in a brokerage account This is a recipe for sleeping better at night:"  
[X Link](https://x.com/theficouple/status/2011226756577984600)  2026-01-14T00:00Z 96.4K followers, 219.7K engagements


"Lets say you had $132000 in the bank. But you also have a $132000 mortgage at 4.8%. Would you invest the money in the stock market or pay off the house"  
[X Link](https://x.com/theficouple/status/2011951539607519304)  2026-01-16T00:00Z 96.9K followers, 3.1M engagements


"Baby boomers aren't selling their homes & why would they They paid $90000 for a home 25+ years ago owe $0 & have $550k+ of equity. "Downsizing" means they'd need to buy something for $450k + take on a 6% loan. Many won't move & this will keep inventory low"  
[X Link](https://x.com/theficouple/status/2012510221072019745)  2026-01-17T13:00Z 96.8K followers, 276.7K engagements


"I wish more people understood $4 coffees arent the problem. Its the: - $650/mo car payment - $300/mo credit card bill - $1800/mo daycare - $800/mo student loans - $2400/mo rent .This is why most six-figure earners feel broke"  
[X Link](https://x.com/theficouple/status/2013340686154711181)  2026-01-19T20:00Z 96.4K followers, 3.9M engagements


"How middle class millionaires are made: - A married couple puts $288/week into Roth IRA's - They buy S&P [---] index funds - They avoid car loans & credit card debt - They own a paid off home & enjoy life Result: $1.3 million portfolio & $65000/yr of tax FREE passive income"  
[X Link](https://x.com/theficouple/status/2013431285549801483)  2026-01-20T02:00Z 96.9K followers, 72.4K engagements


"The [--] year treasury bond just hit 4.9%. A friend could sell his paid off $500k home & use profit to earn $23000/yr of passive income. Passive income would pay for a luxury condo with zero maintenance costs. They could travel more & stress less. .What would you suggest"  
[X Link](https://x.com/theficouple/status/2013793670550503467)  2026-01-21T02:00Z 96.9K followers, 118.6K engagements


"As parents in our 30's & here's some tips for parents in their 20's: [--]. Drink more water [--]. Avoid car payments [--]. Read Simple Path to Wealth [--]. Walk more [--]. Learn from older people [--]. Quality friends quantity of friends [--]. Avoid car payments What would you add"  
[X Link](https://x.com/theficouple/status/2014880963113955732)  2026-01-24T02:00Z 96.9K followers, 25.7K engagements


"@Codie_Sanchez aren't you PE just smaller scale @Codie_Sanchez Is your private venture fund for buying businesses still $15 million"  
[X Link](https://x.com/theficouple/status/2015782242270822712)  2026-01-26T13:41Z 96.9K followers, [----] engagements


"How does education impact median net-worth: - No HS diploma: $38050 - HS diploma: $107000 - Some college: $136500 -College degree: $464600 Lesson: More knowledge = more wealth"  
[X Link](https://x.com/theficouple/status/2015937801762832859)  2026-01-27T00:00Z 96.9K followers, 143.1K engagements


"I turn [--] this year 🙋🏼♂ The advice I would give my [--] year old self [--]. Avoid car loans [--]. Put in extra work (50+ hours a week) [--]. Drink more water [--]. Network with people [--] steps ahead of you [--]. Be okay with letting go of old friendships"  
[X Link](https://x.com/theficouple/status/2016134095924035638)  2026-01-27T13:00Z 96.9K followers, 456.7K engagements


"At [--] & [--] we: - Collect $200000/yr from [--] rentals - Fund [--] real estate deals a year - Own our time At [--] & [--] we: - Had low wage jobs - Had $100k student loans - Lived beyond paycheck to paycheck Where you start in life doesnt decide your future. Your actions do"  
[X Link](https://x.com/theficouple/status/2016360584669773873)  2026-01-28T04:00Z 96.4K followers, 21.1K engagements


"Spoke with a [--] year old with [--] condos in Florida. Cant sell them because buyers are seeing: - HOA fees rising - Big assessments coming - Insurance costs exploding Cant keep up with costs & just wants to retire. Thousands of Floridians are in this position"  
[X Link](https://x.com/theficouple/status/2016662580904022291)  2026-01-29T00:00Z 96.4K followers, 40.2K engagements


"Just heard a famous real estate investor analyze a deal: The rent is $4300/mo & total payment is $3610/mo. They predict the cash flow will be $690/mo. .The cash flow is actually going to be $0/mo"  
[X Link](https://x.com/theficouple/status/2016692774750351817)  2026-01-29T02:00Z 96.4K followers, 97.6K engagements


"If you're under [--] please read this: Millions of guys in their 20's & 30's right now think they can pick stocks. They think they're the next Warren Buffett & they can beat the S&P [---]. .Please know 100% of them will fail miserably & wish they just index fund & chilled"  
[X Link](https://x.com/theficouple/status/2017024967708393622)  2026-01-30T00:00Z 96.7K followers, 298.2K engagements


"If you do not have a 3-6 month emergency fund avoid: - Investing in the stock market - Investing in real estate - Taking vacations No emergency fund = huge risk"  
[X Link](https://x.com/theficouple/status/2017266559719202823)  2026-01-30T16:00Z 96.4K followers, 39.2K engagements


"2 generations ago families were happy with smaller homes one car [--] vacations & [--] kids. Today people want bigger houses nicer cars lavish vacations & fewer kids. Cost of living does matter. .But lifestyle creep matters more than people want to admit"  
[X Link](https://x.com/theficouple/status/2017689344094470204)  2026-01-31T20:00Z 96.5K followers, 26.8K engagements


"Business owner making $250K a year applies for a mortgage. Bank: Too risky. W-2 worker making $60K a year applies for a mortgage. Bank: Step right up. Why is this"  
[X Link](https://x.com/theficouple/status/2018006436798972222)  2026-02-01T17:00Z 96.5K followers, 381.6K engagements


"@jonbrooks Of course over the next several years media US home prices will rise @jonbrooks . Not remotely close to what 2020-2025 saw however. At least will average historical 4% growth I would wager. Some regional markets less some more. The president made it clear what he will force"  
[X Link](https://x.com/theficouple/status/2018074932563902776)  2026-02-01T21:32Z 96.5K followers, [----] engagements


"$50000 into index funds = $50000 invested. $50000 in rental property = control a $500000 asset. If your index funds grow by 10% you gain $5000. If your rental property grows by 5% you gain $25000. We like both but real estate builds wealth faster"  
[X Link](https://x.com/theficouple/status/2018112126045585569)  2026-02-02T00:00Z 96.5K followers, 120.2K engagements


"Just heard a CPA break down two tax scenarios: A married couple earning $200000/yr from W-2 jobs paid $48000 in taxes. A real estate investor with500 apartments had $200000 of cash flow but $0 of income tax. Same tax code. Very different outcomes"  
[X Link](https://x.com/theficouple/status/2018172528213274977)  2026-02-02T04:00Z 96.7K followers, 222.6K engagements


"Real Millennial math: $2065: Checking $1234: Savings $20689: 401k $18750: Car loans $65900: Student loans What should do they do first"  
[X Link](https://x.com/theficouple/status/2018293329688203505)  2026-02-02T12:00Z 96.9K followers, 340K engagements


"@darrelltalksfi spoiler alert @darrelltalksfi : $250000 in the bank will make people feel richer than a $1 million balance sheet. Especially if most of the wealth is tied up in home 401k etc"  
[X Link](https://x.com/theficouple/status/2018334500082552919)  2026-02-02T14:43Z 96.5K followers, [----] engagements


"Spoke with a [--] year old who takes home $5800/mo. Their bills: $1350/mo: Housing $420/mo: Food $220/mo: Transportation $210/mo: Subscriptions $95/mo: Gym/Cell phone $200/mo: miscellaneous $2495/mo: Total They save/invest a lot but are afraid to splurge. Any tips for them"  
[X Link](https://x.com/theficouple/status/2018353725459308919)  2026-02-02T16:00Z 96.6K followers, 327.9K engagements


"Net-worth breakdown in 2026: $750k: Comfortable $1 million: Rich $1.5 million: Semi-wealthy $2.2 million: Set for life Do you agree"  
[X Link](https://x.com/theficouple/status/2018459421593243926)  2026-02-02T23:00Z 96.8K followers, 455K engagements


"Less than 4% of people retire with $1 million. 65% of people in the US live paycheck to paycheck. If you think $1 million is not a lot of money Youre wrong & out of touch"  
[X Link](https://x.com/theficouple/status/2018534911729434804)  2026-02-03T04:00Z 96.7K followers, 55.7K engagements


"Own Real estate. Invest in the S&P [---]. Always have a lot of cash. Avoid all consumer debt. This is a boring path to becoming the richest person in your family"  
[X Link](https://x.com/theficouple/status/2018761406846501057)  2026-02-03T19:00Z 96.8K followers, 36.6K engagements


"How to make your house worth more: [--]. House Siding: 102% ROI [--]. Garage Door Replacement: 103% ROI [--]. Entry Door Replacement: 101% ROI [--]. Basic Kitchen Remodel: 86% ROI [--]. Window Replacement: 70% ROI [--]. Bathroom Remodel: 67% ROI What would you add"  
[X Link](https://x.com/theficouple/status/2018806709586952621)  2026-02-03T22:00Z 96.6K followers, 31.2K engagements


"Our friend bought a $95000 car: Financed it at 4.9% for [--] months & total payment is $1150/mo. Instead of paying cash he invested into a fund that pays 16% interest. He will use interest earned from the fund to cover his $14000/yr payment. Would you do the same thing"  
[X Link](https://x.com/theficouple/status/2019033332236038253)  2026-02-04T13:00Z 96.9K followers, 144.5K engagements


"A paid off home is a wonderful thing to have. You should still budget for: $20000- New roof $7000- New HVAC $3000- Gutters $1500- Routine maintenance"  
[X Link](https://x.com/theficouple/status/2019078499831558527)  2026-02-04T16:00Z 96.9K followers, 53.1K engagements


"Not sure why SCHD is up 13% in [----]. Glad we own [----] shares of it. Dividends are the best form of passive income. and its not even close"  
[X Link](https://x.com/theficouple/status/2019095188266782937)  2026-02-04T17:06Z 96.8K followers, 56K engagements


"What does it mean to be "rich" in the United States Median net-worth breakdowns: Top 1% = $13.5 million Top 2% = $5.5 million Top 5% = $3.8 million Top 20% = $1 million Top 10% = $1.9 million Top 50% = $190000 Do these numbers surprise you"  
[X Link](https://x.com/theficouple/status/2019138892931195019)  2026-02-04T20:00Z 96.9K followers, 34.2K engagements


"How we analyze a rental: Price: $165000 Rent: $1800 Cost to close: $38000 Payment: $1100/mo $1800(rent) - $320 (operating expenses) = $1476 $1476 -$1100 (payment)= $375/mo cash flow $4500/yr vs $38000 invested = 12% cash on cash That's a good a deal for us"  
[X Link](https://x.com/theficouple/status/2019214393544962153)  2026-02-05T01:00Z 96.4K followers, 26.1K engagements


"Today we buy our dream home 🥳 But first we have to: Fix a leak at a rental Add a dehumidifier Clear ice from gutters Yes rentals require work. But they can also pay for your dreams👌"  
[X Link](https://x.com/theficouple/status/2019422731327136192)  2026-02-05T14:47Z 96.6K followers, [----] engagements


"Hot take: You dont need $10 million to be set for life. $3-4 million is more than enough for 98% of people"  
[X Link](https://x.com/theficouple/status/2019516384602894336)  2026-02-05T21:00Z 96.9K followers, 24.1K engagements


"@andyantiles_ This is what we came up with @andyantiles_ : Net-worth breakdown in 2026: $750k: Comfortable $1 million: Rich $1.5 million: Semi-wealthy $2.2 million: Set for life Do you agree Net-worth breakdown in 2026: $750k: Comfortable $1 million: Rich $1.5 million: Semi-wealthy $2.2 million: Set for life Do you agree"  
[X Link](https://x.com/theficouple/status/2019536557213118540)  2026-02-05T22:20Z 96.4K followers, [----] engagements


"- $100K in the bank - [--] paid off rental properties - $80K a year from investments - [--] year old paid off Toyota Thatthats a flex"  
[X Link](https://x.com/theficouple/status/2019561683593679206)  2026-02-06T00:00Z 96.5K followers, 20.4K engagements


"@MarketPalmer_ I can tell you @MarketPalmer_ I know many folks who retired from full time careers. their accounts cover their essentials + they have part time gigs as they like the extra income health benefits etc. Retirement can come in stages as oppose to black and white framing"  
[X Link](https://x.com/theficouple/status/2019575490059858252)  2026-02-06T00:54Z 96.4K followers, [---] engagements


"@Samsilverman_ Oh buddy I see it every day. Balance sheet Rich but cash flow poverty. Especially high income people in their 40s with most of their wealth tied up in traditional retirement accounts and home equity"  
[X Link](https://x.com/theficouple/status/2019587484062216397)  2026-02-06T01:42Z 96.4K followers, [---] engagements


"Today we invested $37167 into boring index funds. That's another $3700+ a year of passive income for us. People say this is too slow. That same thinking is why most people never build wealth. ."Boring" investments are the best & it's not even close"  
[X Link](https://x.com/theficouple/status/2019788180594344426)  2026-02-06T15:00Z 96.9K followers, 26.2K engagements


"@Samsilverman_ why not just double down and buy more on sale @Samsilverman_"  
[X Link](https://x.com/theficouple/status/2019820931510862040)  2026-02-06T17:10Z 96.4K followers, [---] engagements


"@andyantiles_ Marriage is great and gets 10X better when youre building empires with your partner"  
[X Link](https://x.com/theficouple/status/2019862885896482846)  2026-02-06T19:56Z 96.4K followers, [---] engagements


"I know people who rented so they could invest the difference. They didnt. Now theyre almost [--] with no equity. The friends who bought in their late 20s Sitting on $350000+ of equity"  
[X Link](https://x.com/theficouple/status/2019923574497374592)  2026-02-06T23:58Z 96.4K followers, 16K engagements


"I wish more people understood this: The typical U.S. worker has $1000 saved for retirement. But Americans say they need $1.5 million to retire comfortably. So if youve saved $100000 for retirement That puts you 100x ahead of the average worker"  
[X Link](https://x.com/theficouple/status/2019924067521040655)  2026-02-07T00:00Z 96.9K followers, 22.6K engagements


"Saw video about home owner in Naples FL. They own a home that's worth $950000 & they bought it in [----]. Their home insurance just went up & now they're paying $18000/yr. .Owning a home is SO much more than payment you make to the bank"  
[X Link](https://x.com/theficouple/status/2019954267164234030)  2026-02-07T02:00Z 96.9K followers, 32K engagements


"Dont let the internet fool you: A married couple making $150000/yr is an amazing income. .Especially when theyre not worried about impressing strangers on the internet"  
[X Link](https://x.com/theficouple/status/2020120362026176938)  2026-02-07T13:00Z 96.9K followers, 26.2K engagements


"@Budgetdog_ the compounding effect of this is real @Budgetdog_ you gained financial freedom and will help thousands of others do the same. that will unlock their ability to do more good and even help more people. the social capital snowball grows hella fast when done right"  
[X Link](https://x.com/theficouple/status/2020125837098471521)  2026-02-07T13:21Z 96.5K followers, [----] engagements


"@GrantCardone This would be my suggestion @GrantCardone : [--]. Avoid car loans [--]. Put in extra work (50+ hours a week) [--]. Drink more water [--]. Network with people [--] steps ahead of you [--]. Be okay with letting go of old friendships"  
[X Link](https://x.com/theficouple/status/2020139779501822189)  2026-02-07T14:17Z 96.8K followers, [----] engagements


"We skipped our honeymoon & bought a rental instead. A year later that rental paid for a 2-week honeymoon. Four years later it helped us leave our [--] jobs. By [----] itll help pay for our daughters college. Lesson: One rental can change your life forever 🏡"  
[X Link](https://x.com/theficouple/status/2020180756778393709)  2026-02-07T17:00Z 96.4K followers, [----] engagements


"@m3_melody Its a tale as old as time @m3_melody History doesnt always repeat but it rhymes. The booms are followed by the busts. Dust settles & the new median price floor is higher than it was 5-7 years prior. then the next boom comes"  
[X Link](https://x.com/theficouple/status/2020215968824168880)  2026-02-07T19:19Z 96.5K followers, [---] engagements


"The average home in California = $755330. The average home in Florida = $440000. The average home in Ohio = $250000. You cant control the price of homes. .But you can control where you live"  
[X Link](https://x.com/theficouple/status/2020241160694808940)  2026-02-07T21:00Z 96.6K followers, 70.6K engagements


"Everyone needs [--] streams of income that cash flow $1000/mo or more. This is because cash flow is what lets you: - Step back from a stressful job - Change careers without panic - Handle layoffs or life curveballs - Say no without risking your future Cash flow = Freedom"  
[X Link](https://x.com/theficouple/status/2020286456200327587)  2026-02-08T00:00Z 96.4K followers, [----] engagements


"@jonbrooks If people truly want to own a home wouldnt they go somewhere conducive to that goal relative to their wage"  
[X Link](https://x.com/theficouple/status/2020293303649087734)  2026-02-08T00:27Z 96.5K followers, [----] engagements


"In our 20s we thought success meant: ✓ Prestigious career ✓ Big house ✓ Fancy car In our 30s success looks like: ✓ Time freedom ✓ Being our own boss ✓ Multiple income streams Owning your time owning things. Thats a rich life"  
[X Link](https://x.com/theficouple/status/2020316655922893245)  2026-02-08T02:00Z 96.4K followers, [----] engagements


"Credit card debt: Its like shooing yourself in the foot. Then being mad you cant walk"  
[X Link](https://x.com/theficouple/status/2020317203313414582)  2026-02-08T02:02Z 96.4K followers, [----] engagements


"Social media: "$1 million a year is normal". $80000/yr income = 56% of households $120000/yr income =38% of households $300000/yr income = 7% of households $600000/yr income = 1% of households $1000000/yr income = .2% of households Perspective is important"  
[X Link](https://x.com/theficouple/status/2020482755797360813)  2026-02-08T13:00Z 96.6K followers, 33.5K engagements


"I wish more people understood that having: - Grandparents you can still call - $0/mo car payments - 2-3 income streams - Slow Mornings & no alarms - Healthy meals mind & body - [--] month emergency fund Is the the recipe for having a luxurious life"  
[X Link](https://x.com/theficouple/status/2020543150234677278)  2026-02-08T17:00Z 96.4K followers, [----] engagements


"Hear me out: $100k invested = Epic vacation paid for every year $250k invested = First $1000/mo of passive income $800k invested = Work [--] days a week investments cover the rest $1.8 million invested = Fully work optional lifestyle ☝🏻Read that again"  
[X Link](https://x.com/theficouple/status/2020648846951592217)  2026-02-09T00:00Z 96.9K followers, 92.9K engagements


"When you paid $190000 for the property. But the appraisal came back at $240000. .And you only put 5% down to buy"  
[X Link](https://x.com/theficouple/status/2020845134867284158)  2026-02-09T13:00Z 96.6K followers, 152.5K engagements


"@MarketPalmer_ He uses social media to get people hyped and pump stock value @MarketPalmer_ He has been investigated several times for this"  
[X Link](https://x.com/theficouple/status/2020855893865169015)  2026-02-09T13:42Z 96.6K followers, [----] engagements


"A married couple pays 0% tax on up to $500000 of capital gains when selling their home. Raise that to $1.5M & baby boomers would start selling their houses. Good idea"  
[X Link](https://x.com/theficouple/status/2020926273149927656)  2026-02-09T18:22Z 96.8K followers, 19K engagements


"@jonbrooks Haha it sounds like you have an agenda here & have selection bias going on with niche members of the home owners market 🤣"  
[X Link](https://x.com/theficouple/status/2020987179955069082)  2026-02-09T22:24Z 96.7K followers, [----] engagements


"@GavinSauer This is owner occupied houses"  
[X Link](https://x.com/theficouple/status/2020987528858435871)  2026-02-09T22:25Z 96.9K followers, [----] engagements


"Home prices are falling in Florida: There's hundreds of homes that were built after [----] & not so long ago were priced at $580000. Many of those same homes are being listed closer to $450000. .Should people buy now or wait longer"  
[X Link](https://x.com/theficouple/status/2021011235349856586)  2026-02-10T00:00Z 96.8K followers, 29.4K engagements


"@WifeFinance Thank you for this spotlight @WifeFinance : Name of the game is cash flow now just balance sheet wealth. Spoke to a married couple in their 30s from Miami FL: They have: - $335000: Home equity - $250000: 401ks / IRAs - $105000: Brokerage - $24000: Cash On paper theyre "rich" & yet they cant afford to quit high-stress jobs. Millions of people are in this silent trap. Spoke to a married couple in their 30s from Miami FL: They have: - $335000: Home equity - $250000: 401ks / IRAs - $105000: Brokerage - $24000: Cash On paper theyre "rich" & yet they cant afford to quit high-stress"  
[X Link](https://x.com/theficouple/status/2021202752907702397)  2026-02-10T12:41Z 96.6K followers, [--] engagements


"@Codie_Sanchez We are in our 30s @Codie_Sanchez We own [--] properties totaling [--] apartments. We were broke social workers not so long ago with $100k student loans. Are we the global elite"  
[X Link](https://x.com/theficouple/status/2021204305030558106)  2026-02-10T12:47Z 96.6K followers, [----] engagements


"Were in our 30s and own [--] properties totaling [--] apartments. In [----] we were broke social workers with $100k student loans. We chose to take a different path to have a better life. Are we the global elite Curious. who is aware of anyone whose parents own 5-12 homes One generation hoards assets another can't pay rent. and the global elite are completely out of touch. Curious. who is aware of anyone whose parents own 5-12 homes One generation hoards assets another can't pay rent. and the global elite are completely out of touch"  
[X Link](https://x.com/theficouple/status/2021204636997386648)  2026-02-10T12:48Z 96.9K followers, 15.5K engagements


"If your net worth is over $2 Million: It no longer makes sense to spend 40-50 hours a week making your boss richer. .Do you agree"  
[X Link](https://x.com/theficouple/status/2021207526621216858)  2026-02-10T13:00Z 96.9K followers, 78.4K engagements


"@SandstoneStox yes please always inspires me as were now at $18500 of projected dividends for 2026"  
[X Link](https://x.com/theficouple/status/2021216621834977537)  2026-02-10T13:36Z 96.9K followers, [---] engagements


"@BarbellFi Is it because youre asset rich but cash flow poor If so I see it pretty much every week when meeting with prospective clients who feel stuck despite what their balance sheet says"  
[X Link](https://x.com/theficouple/status/2021247060050166051)  2026-02-10T15:37Z 96.8K followers, [----] engagements


"@jonbrooks I have a hunch @jonbrooks the average buffer of $300000+ will help protect home owners. Those who bought more recently and in sun belt markets and who are trying to sell prematurely wont be as protected. But Id wager they are the 20% of the market not the 80%"  
[X Link](https://x.com/theficouple/status/2021247983078052180)  2026-02-10T15:40Z 96.8K followers, [---] engagements


"Our friend is having their [----] sq ft home painted. The job is not cheap and they hired a team of "professionals". They just went to check on the work & told us their home wreaks of marijuana. .Do they deserve some kind of refund/discount"  
[X Link](https://x.com/theficouple/status/2021267927463493821)  2026-02-10T17:00Z 96.9K followers, 26.1K engagements


"When I see someone who: - Maxes their Roth IRA - Owns at least [--] rental properties - Uses debit not credit - Drives a Toyota I know they will be a millionaire"  
[X Link](https://x.com/theficouple/status/2021328325286002859)  2026-02-10T21:00Z 96.9K followers, 130.9K engagements


"Cities that are great for "boring" real estate: [--]. Cleveland OH [--]. Indianapolis IN [--]. Toledo OH [--]. Milwaukee WI [--]. Grand Rapids MI [--]. Richmond VA [--]. Providence RI [--]. Hartford CT .What do they have in common"  
[X Link](https://x.com/theficouple/status/2021378956772233386)  2026-02-11T00:21Z 96.9K followers, 56K engagements


"This month we collected $15850 from our [--] rentals. In [----] we collected $6125/mo. In [----] we collected $925/mo. In [----] I crashed my car got fired drove Uber & dreamed of one day owning rentals. Hard work and staying consistent pays off 📈"  
[X Link](https://x.com/theficouple/status/2021388718565658638)  2026-02-11T01:00Z 96.6K followers, [----] engagements


"@TheMattViera what [--] things would you suggest a person focus on to become a self made millionaire void of all these listed above @TheMattViera"  
[X Link](https://x.com/theficouple/status/2021574229343240402)  2026-02-11T13:17Z 96.9K followers, [----] engagements


"2026 will be our first year making $20000+ in dividend income. Not so long ago this was barely $2000/yr. If we stay consistent eventually this will be $60000/yr. $5000/mo of 100% passive income = Set for life"  
[X Link](https://x.com/theficouple/status/2021644728572555545)  2026-02-11T17:57Z 96.9K followers, [----] engagements


"@Samsilverman_ 5-7 years of delayed gratification and hard work @Samsilverman_ It can pay you back for decades"  
[X Link](https://x.com/theficouple/status/2021745156370972986)  2026-02-12T00:36Z 96.9K followers, [---] engagements


"What advice would you give this couple"  
[X Link](https://x.com/theficouple/status/2021746986685207039)  2026-02-12T00:43Z 96.6K followers, [----] engagements


"@BarbellFi This is so actionable Now what can they do to help get cash flow before retirement from that"  
[X Link](https://x.com/theficouple/status/2021748954426486895)  2026-02-12T00:51Z 96.9K followers, [---] engagements


"@jonbrooks Did you see a few years back @jonbrooks Zillow had to close down their new business for flipping The CEO came out and publicly disclosed how difficult it is to forecast prices long-term even with the best 😉"  
[X Link](https://x.com/theficouple/status/2021945427004969372)  2026-02-12T13:52Z 96.9K followers, [----] engagements


"A homeowner sitting on $300k equity today is in a position that was more rare in [----] @jonbrooks . The current housing market is going to slow down which is healthy. Prices will flatten and fall in markets that saw huge run up since [----]. Certain regions will be more insulated than others. https://twitter.com/i/web/status/2021978879561236522 https://twitter.com/i/web/status/2021978879561236522"  
[X Link](https://x.com/theficouple/status/2021978879561236522)  2026-02-12T16:05Z 96.9K followers, [---] engagements


"@jonbrooks Always breaks my heart when I see people say cash is trash"  
[X Link](https://x.com/theficouple/status/2021990282657690000)  2026-02-12T16:50Z 96.9K followers, [----] engagements


"Please understand this: The biggest risk to your money in the stock market is not the stock market. Its you your short term thinking & your impulsive actions"  
[X Link](https://x.com/theficouple/status/2022328320348860438)  2026-02-13T15:13Z 96.9K followers, [----] engagements


"Hot take: Buying rentals just for cash flow is a huge mistake. Instead buy them for: - Long term appreciation - Yearly loan pay down - Tax benefits Yes cash flow from rentals is 100% life changing. .But it takes 3-5 years per property before you really experience it"  
[X Link](https://x.com/theficouple/status/2022400383231160693)  2026-02-13T20:00Z 96.9K followers, [----] engagements


"@jonbrooks @TripleNetInvest Imagine paying a fund $285 million in fees Only to then have the fund consistently underperform the S&P [---] in a bull run"  
[X Link](https://x.com/theficouple/status/2022463298743239015)  2026-02-14T00:10Z 96.9K followers, [--] engagements


"I'll never understand why Upstate New York gets so much hate: - Affordable housing - Friendly people - All [--] seasons - Not congested with car traffic Why aren't more people moving here"  
[X Link](https://x.com/theficouple/status/1924061228868976939)  2025-05-18T11:15Z 96.9K followers, 216.4K engagements


"People work [---] hours a day [--] days a week for someone elses profit. Then they spend [--] hours at night staring at screens. Basically living for weekends + [--] weeks PTO on repeat until age [--]. While the government takes 2530% their income. And were told this is normal"  
[X Link](https://x.com/theficouple/status/2014125867484790871)  2026-01-22T00:00Z 96.9K followers, 539.2K engagements


"8 things I know at [--] that I wish I knew at 25: [--]. Dont finance a car [--]. Have a roommate [--]. Have a Roth IRA [--]. Build an income outside of your [--] job [--]. Drink more water [--]. Walking is underrated [--]. Being kind to others is underrated [--]. Dont finance a car"  
[X Link](https://x.com/theficouple/status/2017946032978772351)  2026-02-01T13:00Z 96.9K followers, 1.2M engagements


"Our friend bought a home for $300k back in [----]. She loves the house but her family is bigger now compared to back then. If they sold the home they would get $650000. She would pay 0% tax on that $350k capital gain thanks to the 2-out-of-5 year rule. Because real estate🏡"  
[X Link](https://x.com/theficouple/status/2019169846202888635)  2026-02-04T22:03Z 96.9K followers, 65.3K engagements


"The American dream is a debt trap: $80000: College $30000: Wedding $400000: Home $40000: Car We trap people in their 20s & they spend the next 35+ years giving most of their time to a job to pay it all off. America does not run on Dunkin it runs on consumer debt"  
[X Link](https://x.com/theficouple/status/2019455990744379443)  2026-02-05T17:00Z 96.9K followers, 17.3K engagements


"Do whatever it takes to get: - [--] months of bills saved in the bank - $10000 in a Roth IRA - A $0/mo car payment Get all [--] & you're doing amazing"  
[X Link](https://x.com/theficouple/status/2019757977410949319)  2026-02-06T13:00Z 96.9K followers, 84.8K engagements


"Myth: A salary is a drug they give you to forget your dreams. Fact: The person making $150k/yr working [--] hours a week is better off than the self-employed person making $60k/yr working 50+ hours a week. And its not even close"  
[X Link](https://x.com/theficouple/status/2019818376789364779)  2026-02-06T17:00Z 96.9K followers, 29.1K engagements


"6 levels of income: Poor: Under $1500/mo Stable: $5000/mo Middle class: $8000/mo Upper-middle: $12000/mo Very comfortable: $20000/mo Wealthy: $40000/mo Do you agree"  
[X Link](https://x.com/theficouple/status/2019878769255743724)  2026-02-06T21:00Z 96.9K followers, 59.3K engagements


"Spoke to a married couple in their 30s from Miami FL: They have: - $335000: Home equity - $250000: 401ks / IRAs - $105000: Brokerage - $24000: Cash On paper theyre "rich" & yet they cant afford to quit high-stress jobs. Millions of people are in this silent trap"  
[X Link](https://x.com/theficouple/status/2020150563854544929)  2026-02-07T15:00Z 96.9K followers, 120.7K engagements


"Millenial's don't care about building a "career" or climbing the corporate ladder. All we want is to make as much as we need working as little as possible so we can actually live our lives. Instead of spending 40+ years at a job we hate making our boss rich instead of us"  
[X Link](https://x.com/theficouple/status/2020950832242458821)  2026-02-09T20:00Z 96.9K followers, 53.3K engagements


"The blue line is the value of US homes. The red line is how much is debt owed. The average homeowner has $300000+ of equity. If you think a [----] housing crash is coming anytime soon youre wrong"  
[X Link](https://x.com/theficouple/status/2020962298605482033)  2026-02-09T20:45Z 96.9K followers, 27K engagements


"The masculine urge to have: - $0 credit card debt - [--] month emergency fund - $100000 in the brokerage - Gym sessions at 10am - Lunch with your spouse & kids This is the recipe for a peaceful life"  
[X Link](https://x.com/theficouple/status/2021386072656064529)  2026-02-11T00:49Z 96.9K followers, 24.6K engagements


"Most wealthy people drive boring paid off cars. They tend to live in nice modest paid off homes. They buy real estate & max out 401ks & Roth IRAs. They dont do flashy things. Because real wealth is quiet"  
[X Link](https://x.com/theficouple/status/2021388716145770905)  2026-02-11T01:00Z 96.9K followers, 17K engagements


"What colleges have produced the most billionaires [--]. University of Pennsylvania: [--] [--]. Stanford University: [--] [--]. Harvard University: [--] [--]. Yale University: [--] [--]. Cornell University: [--] What do you notice"  
[X Link](https://x.com/theficouple/status/2021569920559939652)  2026-02-11T13:00Z 96.9K followers, 669K engagements


"We paid someone $150 to clean an apartment. Took them [--] minutes & they said they do [--] cleans a day. That's $600/day & if they work 50% of the year that's $100000/yr income. Successful business usually are not very "fancy". Often it's just cleaning up apartments"  
[X Link](https://x.com/theficouple/status/2021675610095997378)  2026-02-11T20:00Z 96.9K followers, 33.5K engagements


"If someone offered you $1 million of cash or $7000/mo for life Take the $7000/mo for life every time. Absolute no brainer"  
[X Link](https://x.com/theficouple/status/2021932308014477490)  2026-02-12T13:00Z 96.9K followers, 666.1K engagements


"Make $80000/yr from "boring" index funds and: - Travel when you want - Work out mid day - Bring your kids to and from school - Volunteer 8-10 hours a week .Oh and also pay 0% income tax"  
[X Link](https://x.com/theficouple/status/2021932395759272041)  2026-02-12T13:00Z 96.9K followers, 497.4K engagements


"Nobody talks about how calm life feels once you have: - No car payments - A 6-month emergency fund - $100000 invested - 2-3 income streams This is a "boring" path to becoming the richest person in your family"  
[X Link](https://x.com/theficouple/status/2021992703207358884)  2026-02-12T17:00Z 96.9K followers, 46.5K engagements


"Hot take: If you want a $400000 home but make less than $130000/yr You cannot comfortably afford a $400000 home. .Do you agree"  
[X Link](https://x.com/theficouple/status/2022037994665054661)  2026-02-12T20:00Z 96.9K followers, 852.1K engagements


"Buy $180k properties that rent for $2400/mo. Buy with 5-10% down & spend [--] hours a month on management. Cash flow $800-$1000/mo + gain large tax benefits. Buy 5-7 deals like this manage well keep cash & hold 10+ years. Wake up one day as the "boring" multi-millionaire next door"  
[X Link](https://x.com/theficouple/status/2022098396312699123)  2026-02-13T00:00Z 96.9K followers, 10.5K engagements


"@jonbrooks do you what the criteria is for vacancy @jonbrooks like genuinely nobody resides there or are they simply not owner occupied some % maybe uses as investments and not primary homes I wonder why so many vacant"  
[X Link](https://x.com/theficouple/status/2022295512750141728)  2026-02-13T13:03Z 96.9K followers, [----] engagements


"In [----] we bought a rental for $152000 with 3.5% down. Lived there [--] years then sold it in [----] for $267000. Took our $100000+ profit & now it makes us $1000/mo of passive income as private money lenders. .Cash flow buying cash flow is a beautiful thing👌🏻"  
[X Link](https://x.com/theficouple/status/2022315567504372040)  2026-02-13T14:22Z 96.9K followers, [----] engagements


"@Invested_In_You it sounds like you're doing it as a side hustle and not a business @Invested_In_You . I was the same way until I decided I wanted to become wealthy & not burnt out. 10/10 recommend"  
[X Link](https://x.com/theficouple/status/2022340588117598574)  2026-02-13T16:02Z 96.9K followers, [---] engagements


"Just spoke with a client in Ohio: Bought a home in [----] & the value has tripled. The house is much larger than they need & they're considering downsizing. They could sell & likely purchase a new home in cash. They also have 2.75% rate on the home. .What would you do"  
[X Link](https://x.com/theficouple/status/2022355091387232667)  2026-02-13T17:00Z 96.9K followers, 39.1K engagements


"@themojomindset Yes were discussing many of these now. They may go the HELOC route and then actually pay down their debt using it"  
[X Link](https://x.com/theficouple/status/2022358612727808307)  2026-02-13T17:14Z 96.9K followers, [----] engagements


"@TatianaIslands Often when you first buy a property theres defer led maintenance and low rents. So you will have to improve the property stabilize it get rents invest in updates etc"  
[X Link](https://x.com/theficouple/status/2022455168231481419)  2026-02-13T23:37Z 96.9K followers, [--] engagements


"@Thejimpenman most our first home was paid for by Driving Uber @Thejimpenman"  
[X Link](https://x.com/theficouple/status/2022648985467384008)  2026-02-14T12:27Z 96.9K followers, [----] engagements


"Did you know: If your parents had an amazing household income of $80000/yr back in [----] Today your household needs $152000/yr just to have that same buying power. .But the median household only makes $85000/yr"  
[X Link](https://x.com/theficouple/status/2022657074120003706)  2026-02-14T13:00Z 96.9K followers, 20.1K engagements


"@BarbellFi I mean don't get me wrong @BarbellFi i think this is dope. Thoughts on JL Collins approach to VTI & Chill vs having so many things happening in your portfolio"  
[X Link](https://x.com/theficouple/status/2022662447367405972)  2026-02-14T13:21Z 96.9K followers, [----] engagements


"@darrelltalksfi Theres something to be said about collecting dividends and not needing to sell shares especially in a downturn as your asset values plummet"  
[X Link](https://x.com/theficouple/status/2022663889272336845)  2026-02-14T13:27Z 96.9K followers, [---] engagements


"@Samsilverman_ whats the desired outcome of this portfolio @Samsilverman_"  
[X Link](https://x.com/theficouple/status/2022669263136551388)  2026-02-14T13:48Z 96.9K followers, [--] engagements


"@SteveOnSpeed I like lifting weights @SteveOnSpeed but the most therapeutic exercise I get is nature walks"  
[X Link](https://x.com/theficouple/status/2022669989078274447)  2026-02-14T13:51Z 96.9K followers, [---] engagements


"For [--] years we: - Drove a 100k+ mile Corolla - Lived in beat up duplexes we owned - Spent $2300/mo But we also: - Shopped at Whole Foods - Traveled often - Had date nights & Starbucks Frugality does not mean deprivation. It's spending on what you love & cutting the rest"  
[X Link](https://x.com/theficouple/status/2022702379360211106)  2026-02-14T16:00Z 96.9K followers, [----] engagements


"@dollarsanddata This will blow your effing mind @dollarsanddata : We have clients getting 7% HELOCs on their home. They lend the money to our buyer clients at 12% for 3-6 months. They net the spread & turn homes into cash flow"  
[X Link](https://x.com/theficouple/status/2022703097156440271)  2026-02-14T16:02Z 96.9K followers, [----] engagements


"@Jacob_Naviaux Amazing journey"  
[X Link](https://x.com/theficouple/status/2022705459199705584)  2026-02-14T16:12Z 96.9K followers, [---] engagements


"@jonbrooks Gets even better when you dont waste time with MLS properties @jonbrooks"  
[X Link](https://x.com/theficouple/status/2022743102843146598)  2026-02-14T18:41Z 96.9K followers, [---] engagements


"How to get rich quick: [--]. Pay off all consumer debt [--]. Live on 70% of what you earn [--]. Buy [--] rental properties [--]. Invest in the S&P [---] monthly [--]. Wait 10-12 years The blueprint"  
[X Link](https://x.com/theficouple/status/2022747671061008749)  2026-02-14T19:00Z 96.9K followers, 23.9K engagements


"People used to think $100000/yr meant financial freedom. Today people realize: - 25% goes to the government - 33% goes to a landlord - 15% goes to debt payments - 18% goes to childcare .This is why most [--] figure earners feel broke"  
[X Link](https://x.com/theficouple/status/2022792975126761589)  2026-02-14T22:00Z 96.9K followers, [----] engagements


"Wild stat I heard today: 90% of solo entrepreneurs make less than $100000/yr. The average income is approximately $47794. All while working 60-70 hours a week"  
[X Link](https://x.com/theficouple/status/2022801274710737372)  2026-02-14T22:33Z 96.9K followers, 13.9K engagements


"Money Goals to Hit by Age 40: - Net worth = 3x your annual income - FU money = 3+ years of bills saved/invested - Diversify = Own at least [--] income-producing asset - Protection = No debt (except a mortgage) Hit all [--] and youre doing amazing👌🏻"  
[X Link](https://x.com/theficouple/status/2022838269008888098)  2026-02-15T01:00Z 96.9K followers, [----] engagements

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