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# ![@subjectiveviews Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1251689612684201986.png) @subjectiveviews Subjective Views

Ripple and its associated cryptocurrency XRP are in the spotlight following the conclusion of the Ripple vs. SEC case. Ripple's CEO, Brad Garlinghouse, has been engaging in significant discussions, including a roundtable with the US Department of the Treasury and testifying in front of Congress. Additionally, Ripple's potential acquisition of Hidden Road and its pursuit of a US banking license have garnered attention.

### Engagements: XXXXXXX [#](/creator/twitter::1251689612684201986/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1251689612684201986/c:line/m:interactions.svg)

- X Week XXXXXXX +95%
- X Month XXXXXXX +3.50%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXXX +37%

### Mentions: XX [#](/creator/twitter::1251689612684201986/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1251689612684201986/c:line/m:posts_active.svg)

- X Week XX -XXXX%
- X Month XXX +24%
- X Months XXX -XX%
- X Year XXXXX +40%

### Followers: XXXXXX [#](/creator/twitter::1251689612684201986/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1251689612684201986/c:line/m:followers.svg)

- X Week XXXXXX +0.71%
- X Month XXXXXX +0.97%
- X Months XXXXXX +13%
- X Year XXXXXX +99%

### CreatorRank: XXXXXX [#](/creator/twitter::1251689612684201986/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1251689612684201986/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1251689612684201986/influence)
---

**Social category influence**
[finance](/list/finance)  #6191 [cryptocurrencies](/list/cryptocurrencies)  #1778 [countries](/list/countries)  XXXX% [exchanges](/list/exchanges)  #5556 [stocks](/list/stocks)  XXXX% [automotive brands](/list/automotive-brands)  XXXX% [currencies](/list/currencies)  XXXX% [vc firms](/list/vc-firms)  XXXX% [technology brands](/list/technology-brands)  XXXX%

**Social topic influence**
[stablecoins](/topic/stablecoins) #20, [xrp](/topic/xrp) #1725, [$xrp](/topic/$xrp) #1161, [money](/topic/money) 2.01%, [currencies](/topic/currencies) 1.34%, [kazakhstan](/topic/kazakhstan) #365, [bank of](/topic/bank-of) 1.34%, [swan](/topic/swan) #409, [tokenized](/topic/tokenized) #17, [fiat](/topic/fiat) XXXX%

**Top accounts mentioned or mentioned by**
[@ripple](/creator/undefined) [@i_am_clau](/creator/undefined) [@bgarlinghouse](/creator/undefined) [@mrmanxrp](/creator/undefined) [@treetownsound](/creator/undefined) [@wkahneman](/creator/undefined) [@joelkatz](/creator/undefined) [@mrmatthews304](/creator/undefined) [@stellarorg](/creator/undefined) [@secgov](/creator/undefined) [@realdonaldtrump](/creator/undefined) [@r04m88](/creator/undefined) [@hosmeraaron](/creator/undefined) [@mystankface](/creator/undefined) [@mikegburzynski](/creator/undefined) [@sacman2121](/creator/undefined) [@trotskomain](/creator/undefined) [@akuma_oni](/creator/undefined) [@biazcrypto](/creator/undefined) [@tigerboss09](/creator/undefined)

**Top assets mentioned**
[XRP (XRP)](/topic/xrp) [Bitcoin (BTC)](/topic/bitcoin) [Bank of America (BAC)](/topic/bank-of-america) [Coinbase Global, Inc. (COIN)](/topic/coinbase) [Ripple USD (RLUSD)](/topic/$rlusd)
### Top Social Posts [#](/creator/twitter::1251689612684201986/posts)
---
Top posts by engagements in the last XX hours

"🚨 JUST IN: IMF Managing Director "Accept reality fiat money is moving digital" 👀👇🏼"  
[X Link](https://x.com/subjectiveviews/status/1978168183891644551) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-14T18:37Z 20.2K followers, 67.9K engagements


"Any guesses as to which "incredible technology" Nasdaq CEO is referring to 😌"  
[X Link](https://x.com/subjectiveviews/status/1979014621269823711) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-17T02:40Z 20.2K followers, 80.5K engagements


"THE FINTERNET GOES LIVE IN 2026💥"  
[X Link](https://x.com/subjectiveviews/status/1978296371682607145) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-15T03:06Z 20.1K followers, 27.7K engagements


"Ripple's latest acquisition operates in XXX countries with over 1000 customers. 👀👇🏼"  
[X Link](https://x.com/subjectiveviews/status/1978847383598362939) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-16T15:35Z 20.1K followers, 18K engagements


"@WKahneman Nice write-up. I was shocked to see how many people were bearish on this news"  
[X Link](https://x.com/subjectiveviews/status/1979007246848704947) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-17T02:11Z 20.1K followers, 2743 engagements


"Governor of Danmarks Nationalbank says that the digital euro is advancing a key priority is interlinking fast payments across currencies and European banks are launching their own stablecoins for cross-border payments"  
[X Link](https://x.com/subjectiveviews/status/1979243329226240504) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-17T17:49Z 20.1K followers, 2291 engagements


"According to @Visa's Head of Digital Currencies for APAC their key initiatives are: modernizing their own treasury infrastructure adding stablecoins into it and building the infrastructure to provide it to their clients such as banks/fintechs to help them create their own stablecoins"  
[X Link](https://x.com/subjectiveviews/status/1979362693413757414) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-18T01:43Z 20.1K followers, 3189 engagements


"Christine Lagarde says Bitcoin will NOT be included in any EU central bank reserves. 👀👇🏼"  
[X Link](https://x.com/subjectiveviews/status/1980455718580023391) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-21T02:06Z 20.2K followers, 5926 engagements


"The SEC will drop the #Ripple case because $XRP is not a security but rather a commodity under the purview of the CFTC. Utility token designation incoming"  
[X Link](https://x.com/subjectiveviews/status/1861639304117625098) [@subjectiveviews](/creator/x/subjectiveviews) 2024-11-27T05:12Z 20.1K followers, 464.8K engagements


"@BCBacker BCB nailed it"  
[X Link](https://x.com/subjectiveviews/status/1976774005270233535) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-10T22:17Z 20.1K followers, 1103 engagements


"$XRP is a institutional-grade asset according to the National Bank of Kazakhstan's Chief Digital Officer"  
[X Link](https://x.com/subjectiveviews/status/1977561894648168578) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-13T02:27Z 20.1K followers, 40.2K engagements


"Pomp was visibly uncomfortable that @patrickbetdavid took the conversation in the direction of what Ripple is building"  
[X Link](https://x.com/subjectiveviews/status/1978563132160127374) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-15T20:46Z 20.1K followers, 5422 engagements


"Where's all the people who kept saying Ripple keeps dumping $XRP on retail now"  
[X Link](https://x.com/subjectiveviews/status/1979015483639669147) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-17T02:43Z 20.1K followers, 27.6K engagements


"@jack Bitcoin's final form"  
[X Link](https://x.com/subjectiveviews/status/1979928574577553599) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-19T15:12Z 20.2K followers, 5349 engagements


"Evernorth's CFO Matthew Frymier spent almost XX years at Bank of America where he managed over $X billion. He has also served on the board of directors for more than XX companies and was also the chairman of the Chicago Stock Exchange"  
[X Link](https://x.com/subjectiveviews/status/1980452448469983398) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-21T01:53Z 20.2K followers, 31.7K engagements


"No way they asked Ms. Rachel if she's in Hamas 🤯"  
[X Link](https://x.com/subjectiveviews/status/1980483496184541334) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-21T03:57Z 20.2K followers, 1364 engagements


"Oh you thought the recent liquidation was the black swan"  
[X Link](https://x.com/subjectiveviews/status/1979004936366047699) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-17T02:01Z 20.2K followers, 85.7K engagements


"#BREAKING: 🚨 Governor Waller's opening remarks at the Fed's Payments Innovation Conference happening now 👀👇🏼 "This is an acknowledgement that DLT and crypto assets are no longer on the fringes but are increasingly woven into the fabric of the payment and financial system" 💥"  
[X Link](https://x.com/subjectiveviews/status/1980635187735384238) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-21T14:00Z 20.2K followers, 156.6K engagements


"FYI: 👀👇🏼 Hidden Road was backed by Citadel Securities in their $XX million Series A funding round. This funding round (2022) led by Castle Island Ventures also included FTX Ventures Uncorrelated Ventures Greycroft XBTO Humla Ventures Wintermute Coinbase Ventures and several other firms. Ripple was a part of their $XXX million Series B funding round but this news was not disclosed last year"  
[X Link](https://x.com/subjectiveviews/status/1910180915696881957) [@subjectiveviews](/creator/x/subjectiveviews) 2025-04-10T03:59Z 20.1K followers, 11.1K engagements


"It was a Black Swan with great hair"  
[X Link](https://x.com/subjectiveviews/status/1977010968342474839) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-11T13:58Z 20.1K followers, 9332 engagements


"21Shares created a $XRP ETF because their clients (family offices private banks asset managers pension funds) want exposure"  
[X Link](https://x.com/subjectiveviews/status/1964906115025789174) [@subjectiveviews](/creator/x/subjectiveviews) 2025-09-08T04:18Z 20.2K followers, 35.5K engagements


"#Ripple could potentially be working with Kazakhstan Here is their Chief Digital Officer's plan on integrating crypto rails. 🔑 Key point: "use CBDCs as reserve accounts for stablecoins". This means that their stablecoins would be XXX% backed by CBDCs held in special accounts. This makes the stablecoins safer because they're backed by risk-free central bank-issued money rather than assets that could fluctuate or fail"  
[X Link](https://x.com/subjectiveviews/status/1931559160849580183) [@subjectiveviews](/creator/x/subjectiveviews) 2025-06-08T03:49Z 20.2K followers, 57.7K engagements


"CEO of BNY Mellon's Treasury Services business outlines the differences between tokenized deposits & stablecoins. 🗒 Reminder that BNY is serving as the primary custodian for the reserves backing @Ripple's stablecoin. $RLUSD"  
[X Link](https://x.com/subjectiveviews/status/1980655439705722944) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-21T15:20Z 20.2K followers, 18.4K engagements


"NEW: The ECB just dropped a presentation on "Stablecoins and Monetary Sovereignty" which explores stablecoins vs. tokenized central bank money and its potential for cross-border payments. Notably the ECB plans to integrate DLT platforms with its TARGET services (the EU's RTGS system) by the end of Q3 2026 The ECB also emphasized that tokenized central bank money will support the growth of. "PRIVATE TOKENIZED SETTLEMENT ASSETS". 👀👇🏼"  
[X Link](https://x.com/subjectiveviews/status/1980082105091493921) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-20T01:22Z 20.2K followers, 24.2K engagements


"@JA_Maartun @cryptoquant_com Came to that conclusion all by yourself"  
[X Link](https://x.com/subjectiveviews/status/1980416889148043542) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-20T23:32Z 20.2K followers, 1273 engagements


"Trillions coming on chain"  
[X Link](https://x.com/subjectiveviews/status/1980732772747735184) [@subjectiveviews](/creator/x/subjectiveviews) 2025-10-21T20:27Z 20.2K followers, 2564 engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@subjectiveviews Avatar @subjectiveviews Subjective Views

Ripple and its associated cryptocurrency XRP are in the spotlight following the conclusion of the Ripple vs. SEC case. Ripple's CEO, Brad Garlinghouse, has been engaging in significant discussions, including a roundtable with the US Department of the Treasury and testifying in front of Congress. Additionally, Ripple's potential acquisition of Hidden Road and its pursuit of a US banking license have garnered attention.

Engagements: XXXXXXX #

Engagements Line Chart

  • X Week XXXXXXX +95%
  • X Month XXXXXXX +3.50%
  • X Months XXXXXXXXX -XX%
  • X Year XXXXXXXXXX +37%

Mentions: XX #

Mentions Line Chart

  • X Week XX -XXXX%
  • X Month XXX +24%
  • X Months XXX -XX%
  • X Year XXXXX +40%

Followers: XXXXXX #

Followers Line Chart

  • X Week XXXXXX +0.71%
  • X Month XXXXXX +0.97%
  • X Months XXXXXX +13%
  • X Year XXXXXX +99%

CreatorRank: XXXXXX #

CreatorRank Line Chart

Social Influence #


Social category influence finance #6191 cryptocurrencies #1778 countries XXXX% exchanges #5556 stocks XXXX% automotive brands XXXX% currencies XXXX% vc firms XXXX% technology brands XXXX%

Social topic influence stablecoins #20, xrp #1725, $xrp #1161, money 2.01%, currencies 1.34%, kazakhstan #365, bank of 1.34%, swan #409, tokenized #17, fiat XXXX%

Top accounts mentioned or mentioned by @ripple @i_am_clau @bgarlinghouse @mrmanxrp @treetownsound @wkahneman @joelkatz @mrmatthews304 @stellarorg @secgov @realdonaldtrump @r04m88 @hosmeraaron @mystankface @mikegburzynski @sacman2121 @trotskomain @akuma_oni @biazcrypto @tigerboss09

Top assets mentioned XRP (XRP) Bitcoin (BTC) Bank of America (BAC) Coinbase Global, Inc. (COIN) Ripple USD (RLUSD)

Top Social Posts #


Top posts by engagements in the last XX hours

"🚨 JUST IN: IMF Managing Director "Accept reality fiat money is moving digital" 👀👇🏼"
X Link @subjectiveviews 2025-10-14T18:37Z 20.2K followers, 67.9K engagements

"Any guesses as to which "incredible technology" Nasdaq CEO is referring to 😌"
X Link @subjectiveviews 2025-10-17T02:40Z 20.2K followers, 80.5K engagements

"THE FINTERNET GOES LIVE IN 2026💥"
X Link @subjectiveviews 2025-10-15T03:06Z 20.1K followers, 27.7K engagements

"Ripple's latest acquisition operates in XXX countries with over 1000 customers. 👀👇🏼"
X Link @subjectiveviews 2025-10-16T15:35Z 20.1K followers, 18K engagements

"@WKahneman Nice write-up. I was shocked to see how many people were bearish on this news"
X Link @subjectiveviews 2025-10-17T02:11Z 20.1K followers, 2743 engagements

"Governor of Danmarks Nationalbank says that the digital euro is advancing a key priority is interlinking fast payments across currencies and European banks are launching their own stablecoins for cross-border payments"
X Link @subjectiveviews 2025-10-17T17:49Z 20.1K followers, 2291 engagements

"According to @Visa's Head of Digital Currencies for APAC their key initiatives are: modernizing their own treasury infrastructure adding stablecoins into it and building the infrastructure to provide it to their clients such as banks/fintechs to help them create their own stablecoins"
X Link @subjectiveviews 2025-10-18T01:43Z 20.1K followers, 3189 engagements

"Christine Lagarde says Bitcoin will NOT be included in any EU central bank reserves. 👀👇🏼"
X Link @subjectiveviews 2025-10-21T02:06Z 20.2K followers, 5926 engagements

"The SEC will drop the #Ripple case because $XRP is not a security but rather a commodity under the purview of the CFTC. Utility token designation incoming"
X Link @subjectiveviews 2024-11-27T05:12Z 20.1K followers, 464.8K engagements

"@BCBacker BCB nailed it"
X Link @subjectiveviews 2025-10-10T22:17Z 20.1K followers, 1103 engagements

"$XRP is a institutional-grade asset according to the National Bank of Kazakhstan's Chief Digital Officer"
X Link @subjectiveviews 2025-10-13T02:27Z 20.1K followers, 40.2K engagements

"Pomp was visibly uncomfortable that @patrickbetdavid took the conversation in the direction of what Ripple is building"
X Link @subjectiveviews 2025-10-15T20:46Z 20.1K followers, 5422 engagements

"Where's all the people who kept saying Ripple keeps dumping $XRP on retail now"
X Link @subjectiveviews 2025-10-17T02:43Z 20.1K followers, 27.6K engagements

"@jack Bitcoin's final form"
X Link @subjectiveviews 2025-10-19T15:12Z 20.2K followers, 5349 engagements

"Evernorth's CFO Matthew Frymier spent almost XX years at Bank of America where he managed over $X billion. He has also served on the board of directors for more than XX companies and was also the chairman of the Chicago Stock Exchange"
X Link @subjectiveviews 2025-10-21T01:53Z 20.2K followers, 31.7K engagements

"No way they asked Ms. Rachel if she's in Hamas 🤯"
X Link @subjectiveviews 2025-10-21T03:57Z 20.2K followers, 1364 engagements

"Oh you thought the recent liquidation was the black swan"
X Link @subjectiveviews 2025-10-17T02:01Z 20.2K followers, 85.7K engagements

"#BREAKING: 🚨 Governor Waller's opening remarks at the Fed's Payments Innovation Conference happening now 👀👇🏼 "This is an acknowledgement that DLT and crypto assets are no longer on the fringes but are increasingly woven into the fabric of the payment and financial system" 💥"
X Link @subjectiveviews 2025-10-21T14:00Z 20.2K followers, 156.6K engagements

"FYI: 👀👇🏼 Hidden Road was backed by Citadel Securities in their $XX million Series A funding round. This funding round (2022) led by Castle Island Ventures also included FTX Ventures Uncorrelated Ventures Greycroft XBTO Humla Ventures Wintermute Coinbase Ventures and several other firms. Ripple was a part of their $XXX million Series B funding round but this news was not disclosed last year"
X Link @subjectiveviews 2025-04-10T03:59Z 20.1K followers, 11.1K engagements

"It was a Black Swan with great hair"
X Link @subjectiveviews 2025-10-11T13:58Z 20.1K followers, 9332 engagements

"21Shares created a $XRP ETF because their clients (family offices private banks asset managers pension funds) want exposure"
X Link @subjectiveviews 2025-09-08T04:18Z 20.2K followers, 35.5K engagements

"#Ripple could potentially be working with Kazakhstan Here is their Chief Digital Officer's plan on integrating crypto rails. 🔑 Key point: "use CBDCs as reserve accounts for stablecoins". This means that their stablecoins would be XXX% backed by CBDCs held in special accounts. This makes the stablecoins safer because they're backed by risk-free central bank-issued money rather than assets that could fluctuate or fail"
X Link @subjectiveviews 2025-06-08T03:49Z 20.2K followers, 57.7K engagements

"CEO of BNY Mellon's Treasury Services business outlines the differences between tokenized deposits & stablecoins. 🗒 Reminder that BNY is serving as the primary custodian for the reserves backing @Ripple's stablecoin. $RLUSD"
X Link @subjectiveviews 2025-10-21T15:20Z 20.2K followers, 18.4K engagements

"NEW: The ECB just dropped a presentation on "Stablecoins and Monetary Sovereignty" which explores stablecoins vs. tokenized central bank money and its potential for cross-border payments. Notably the ECB plans to integrate DLT platforms with its TARGET services (the EU's RTGS system) by the end of Q3 2026 The ECB also emphasized that tokenized central bank money will support the growth of. "PRIVATE TOKENIZED SETTLEMENT ASSETS". 👀👇🏼"
X Link @subjectiveviews 2025-10-20T01:22Z 20.2K followers, 24.2K engagements

"@JA_Maartun @cryptoquant_com Came to that conclusion all by yourself"
X Link @subjectiveviews 2025-10-20T23:32Z 20.2K followers, 1273 engagements

"Trillions coming on chain"
X Link @subjectiveviews 2025-10-21T20:27Z 20.2K followers, 2564 engagements

@subjectiveviews
/creator/twitter::subjectiveviews