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# ![@spendwiselyx Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1587463914958135296.png) @spendwiselyx SpendWisely

SpendWisely posts on X about credit cards, $hsbc, bank, india the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::1587463914958135296/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1587463914958135296/c:line/m:interactions.svg)

- X Week XXXXXXX +45%
- X Month XXXXXXX +83%
- X Months XXXXXXXXX +126%
- X Year XXXXXXXXX +106%

### Mentions: XX [#](/creator/twitter::1587463914958135296/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1587463914958135296/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XX +58%
- X Months XXX +162%
- X Year XXX +145%

### Followers: XXXXXX [#](/creator/twitter::1587463914958135296/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1587463914958135296/c:line/m:followers.svg)

- X Week XXXXXX +0.78%
- X Month XXXXXX +2.50%
- X Months XXXXXX +16%
- X Year XXXXXX +35%

### CreatorRank: XXXXXXX [#](/creator/twitter::1587463914958135296/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1587463914958135296/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [countries](/list/countries)  [stocks](/list/stocks)  [travel destinations](/list/travel-destinations)  [exchanges](/list/exchanges) 

**Social topic influence**
[credit cards](/topic/credit-cards) #105, [$hsbc](/topic/$hsbc) #47, [bank](/topic/bank) #3111, [india](/topic/india), [guess](/topic/guess), [switzerland](/topic/switzerland) #664, [portal](/topic/portal), [$mar](/topic/$mar), [hotels](/topic/hotels), [hedging](/topic/hedging)

**Top accounts mentioned or mentioned by**
[@amazingcreditc](/creator/undefined) [@cardswizard](/creator/undefined) [@isatishagarwal](/creator/undefined) [@adityacredfin](/creator/undefined) [@imyadav31](/creator/undefined) [@icicibankcare](/creator/undefined) [@himanshuch89](/creator/undefined) [@credolite](/creator/undefined) [@credofly](/creator/undefined) [@ccg33k](/creator/undefined) [@hdfcbankcares](/creator/undefined) [@professorcardz](/creator/undefined) [@vikramkaile73](/creator/undefined) [@jassneetsingha](/creator/undefined) [@rubalmantro](/creator/undefined) [@kapilprakash17](/creator/undefined) [@22tarush](/creator/undefined) [@ankurmittal](/creator/undefined) [@modhard317](/creator/undefined) [@spendwiselyofficial](/creator/undefined)

**Top assets mentioned**
[HSBC Holdings PLC (HSBC)](/topic/$hsbc) [Marriott International Inc (MAR)](/topic/$mar)
### Top Social Posts
Top posts by engagements in the last XX hours

"HSBC Premier vs ICICI EPM vs HDFC Infinia vs Axis Atlas - Comparison of X Legendary Credit Cards πŸ’³ After introduction of ICICI iShop portal few months back and now HSBC Travel Portal the competition in super-premium cards space has become hot with plethora of choices with the potential customers. And these choices have made it difficult to identify one winner. To make it simple I have attempted to make a comparison chart πŸ‘‡ Note that. πŸ‘‰For HSBC Premier and Axis Atlas valueback has been considered basis redemption on Accor hotels. For other redemptions fair rate of valueback would be half of"  
[X Link](https://x.com/spendwiselyx/status/1959647257902596296)  2025-08-24T16:01Z 19.3K followers, 172.5K engagements


"Why I dropped the idea of getting HSBC Premier Credit Card ❓ I visited the HSBC branch to open a Premier account based on stock-units based TRV and heres what I experienced πŸ‘‡πŸ“‰ πŸ‘‰ Transferring units from Zerodha (CDSL) to HSBC (NSDL) is a lengthy manual and uncertain process. The bank executive even said they wont take responsibility if anything goes wrong while transferring XX lakh worth of shares as Zerodha is with CDSL DP while HSBC Demat Account is with NSDLπŸ˜¬πŸ“‘. πŸ‘‰ Until the units get transferred I would need to park XX lakh in their savings account earning just XXX% interest πŸ’ΈπŸ˜“ Thats"  
[X Link](https://x.com/spendwiselyx/status/1995489732554567791)  2025-12-01T13:46Z 19.3K followers, 87K engagements


"The hotel boom in India is REAL πŸ’₯ International chains like Accor Marriott IHCL (Taj) Wyndham and many others are expanding aggressively in India . πŸ‘‰ Even in the last XX months these brands have added several new properties across India. πŸ‘‰ More hotels = more chances for credit-card πŸ’³ users to burn points πŸ”₯ and enjoy great stays Exciting times ahead keep accumulating πŸ˜„βœ¨ Press Like button and Share or Repost if you found it interesting 😊. Follow SpendWisely for updates info and tips about credit cards and online shopping. SpendWisely Blog: Get full details and in-depth reviews of every"  
[X Link](https://x.com/spendwiselyx/status/1996407980703842449)  2025-12-04T02:35Z 19.3K followers, 4988 engagements


"The way Accor Point value is increasing I should start treating them as a hedge against rupee depreciation πŸ˜… sitting right next to other currency hedging investments like precious metals and Nasdaq πŸ€£πŸ“ˆ Accor Points = the new asset class πŸ˜„ #funpost no reco 😊"  
[X Link](https://x.com/spendwiselyx/status/1996560888757977200)  2025-12-04T12:43Z 19.3K followers, 6041 engagements


"I know that property. But thats ibis Styles not ibis. ibis has three sub-brands. ibis budget which is the cheapest Accor property and cannot be booked using Accor points in most cases. Second is ibis which is again a budget hotel chain but can be booked using Accor points. ibis Styles is premium as compared to ibis and Swimming Pool in an ibis Styles property is a very common feature (Example: ibis Styles Vagator Goa ibis Styles Singapore Albert ibis Styles Ao Nang Krabi etc"  
[X Link](https://x.com/spendwiselyx/status/1997738348568555527)  2025-12-07T18:41Z 19.3K followers, XXX engagements


"✨ XXX VIP Lounge Bengaluru Airport (T2 Domestic) In todays era of overcrowded lounges having the right credit card can still unlock truly exclusive experiences πŸ’³πŸ”₯ πŸ‘‰ ICICI Emeralde Private Metal (EPM) gave me access to the VIP Lounge inside the XXX Lounge at BLR T2. ❌ Infinia and Priority Pass dont work here. 🍹 Surprise perk: You get one complimentary beverage of your choice alcoholic or non-alcoholic πŸ₯³ πŸ›‹ This was my second visit both via EPM And guess what I was the only guest inside both times (apart from the attendant). Ultimate privacy πŸŒ„ The vibe feels like a premium restaurant with"  
[X Link](https://x.com/spendwiselyx/status/1996445636250804500)  2025-12-04T05:05Z 19.3K followers, 16.6K engagements


"Accor works best when you are travelling overseas 🌍✈. They have fantastic options in almost all popular tourist countries such as South-East Asia (Thailand Indonesia Vietnam Singapore etc.) Europe Middle East (Dubai Abu Dhani Muscat etc) and even in some well-known African destinations 🐘🏝. 🏨 In India however Accors presence is still limited. They are mostly available in Metro & Tier-1 cities and very few tourist destinations like Goa Udaipur Jaipur and Agra. Absolutely no presence in hill stations ❄⛰thats one gap. But the good part πŸ‘‰ Accor is expanding rapidly in India. In the next 12"  
[X Link](https://x.com/spendwiselyx/status/1998271374956331311)  2025-12-09T05:59Z 19.3K followers, 8844 engagements


"Wow 🀩 4750 Axis Edge Points earned by paying total credit card bill of XXXX Lakhs (for my ICICI EPM & Axis Atlas cards) 😍✨ πŸ’³ Paid using Axis Burgundy Debit Card πŸ‘‰ At 5:2 transfer ratio this equals 1900 Accor points worth 3969 😍πŸ”₯πŸ₯³ (Annual limit to transfer points to airmiles/hotel program is X Lac) πŸ’₯ And guess what Next month this benefit will double thanks to recently announced revaluation of Axis Burgundy Debit Card πŸ€‘πŸ‘ŒπŸ‘Œ 🟒 Paid through the Good Score App which uses the BBPS platform for bill payments. πŸ’Έ Money reflected instantly in both cards βœ” πŸš€ Used this for the first time -"  
[X Link](https://x.com/spendwiselyx/status/1996853465054957623)  2025-12-05T08:05Z 19.3K followers, 23K engagements


"Guys IndiGos operations are in complete mess right now. My flight from Mumbai got cancelled today and I had to return home. Sharing a video below that I captured at the boarding gate. πŸ‘‰ The biggest issue was zero communication from IndiGo in fact even incorrect communication. My flight scheduled at 1:15 PM continued to show On Time on the IndiGo app website and airport screens even till 1:30 PM. πŸ‘‰ Had they informed in advance I wouldnt have reached the airport at all. Time effort and money all wasted. πŸ‘‰ And it wasnt just my flight almost all IndiGo flights were delayed or cancelled with"  
[X Link](https://x.com/spendwiselyx/status/1996944841595621823)  2025-12-05T14:08Z 19.3K followers, 42.3K engagements


"ibis actually has three sub-brands under Accor πŸ¨πŸ‘‡ πŸ”Ή ibis budget This is the most economical category πŸ’Έ ❌ In most cases stays here cannot be booked using Accor points πŸ”Ή ibis Still a budget hotel but better than ibis budget πŸ‘ βœ… This category can usually be booked using Accor points πŸ”Ή ibis Styles A more premium variant of ibis πŸ’¦ Swimming pool is very commonly available in ibis Styles properties πŸ“Œ Examples: πŸ‘‰ ibis Styles Vagator Goa πŸ‘‰ ibis Styles Singapore Albert πŸ‘‰ ibis Styles Ao Nang Krabi So next time while booking an ibis property just check the suffix carefully πŸ˜ƒ Sometimes that"  
[X Link](https://x.com/spendwiselyx/status/1997738691784257893)  2025-12-07T18:43Z 19.3K followers, 12.9K engagements


"Last year (Dec24) I chose to stay in a small village called Tsch instead of the more popular Zermatt in Switzerland and honestly it turned out to be an amazing decision 😍✨ 🏨 Stayed at Matterhorn Inn a beautifully located boutique hotel with stunning balcony views πŸ˜πŸ” (check the video below πŸ‘‡) πŸš† Tsch is just XX minutes away from Zermatt by Swiss train and as youll see in the video the station is literally right across the hotel5 mins walk πŸšΆβ™‚πŸ‘Œ πŸ’° Hotel rates in Tsch are 40%50% cheaper than Zermatt 😲 So you save big without compromising on experience in fact for a better experience 😊 🚍"  
[X Link](https://x.com/spendwiselyx/status/1998237842695496100)  2025-12-09T03:46Z 19.3K followers, 10.4K engagements


"Forget LTF cards even my Infinia & EPM do not find place in my wallet πŸ˜…πŸ’³ They are used only for SmartBuy and iShop respectively (btw they still cover XX% of my expenses 😊) The only card that actually stays in my wallet today is Atlas πŸ₯°πŸ”₯ which gives more value than my any other credit card specially on day to day online & offline spend πŸ˜ŽπŸ›πŸ›’"  
[X Link](https://x.com/spendwiselyx/status/1998311137499287739)  2025-12-09T08:37Z 19.3K followers, 19.3K engagements


"Seriously 😦first time ever I experienced rejection of an Add-on Card application And guess what only Axis Bank can pull this off πŸ€¦β™‚πŸ™„πŸ«£ Applied an Add-on card for my spouse for my Atlas Credit Card and after completing the entire process it shows Rejected as per prevailing credit card norms πŸ€·β™‚ The irony She already has an active Add-on card on my Airtel Credit Card for YEARS πŸ˜… Has anyone else faced this weird issue Drop your experience in the comments πŸ‘‡πŸ’¬"  
[X Link](https://x.com/spendwiselyx/status/1998436618982789621)  2025-12-09T16:56Z 19.3K followers, XXX engagements


"There are many Indian restaurants in most cities of Switzerland. But Indian food is extremely expensive. It will cost around Rs.4k per meal per person if you go to an Indian restaurant. Western food like Pizza sandwiches burgers are relatively cheaper (almost half of it). A large size veg pizza or full plate pasta will cost around CHF XX (Rs.2800). Also it depends where do you eat A sub kind of sandwich from a takeaway πŸ₯‘ kind of setup with cost CHF 10-15. Coffee CHF5-8. But same thing in a proper dine-in restaurant will cost XX% more"  
[X Link](https://x.com/spendwiselyx/status/1998439124618063937)  2025-12-09T17:06Z 19.3K followers, XX engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@spendwiselyx Avatar @spendwiselyx SpendWisely

SpendWisely posts on X about credit cards, $hsbc, bank, india the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

Engagements: XXXXXX #

Engagements Line Chart

  • X Week XXXXXXX +45%
  • X Month XXXXXXX +83%
  • X Months XXXXXXXXX +126%
  • X Year XXXXXXXXX +106%

Mentions: XX #

Mentions Line Chart

  • X Week XX -XX%
  • X Month XX +58%
  • X Months XXX +162%
  • X Year XXX +145%

Followers: XXXXXX #

Followers Line Chart

  • X Week XXXXXX +0.78%
  • X Month XXXXXX +2.50%
  • X Months XXXXXX +16%
  • X Year XXXXXX +35%

CreatorRank: XXXXXXX #

CreatorRank Line Chart

Social Influence

Social category influence finance countries stocks travel destinations exchanges

Social topic influence credit cards #105, $hsbc #47, bank #3111, india, guess, switzerland #664, portal, $mar, hotels, hedging

Top accounts mentioned or mentioned by @amazingcreditc @cardswizard @isatishagarwal @adityacredfin @imyadav31 @icicibankcare @himanshuch89 @credolite @credofly @ccg33k @hdfcbankcares @professorcardz @vikramkaile73 @jassneetsingha @rubalmantro @kapilprakash17 @22tarush @ankurmittal @modhard317 @spendwiselyofficial

Top assets mentioned HSBC Holdings PLC (HSBC) Marriott International Inc (MAR)

Top Social Posts

Top posts by engagements in the last XX hours

"HSBC Premier vs ICICI EPM vs HDFC Infinia vs Axis Atlas - Comparison of X Legendary Credit Cards πŸ’³ After introduction of ICICI iShop portal few months back and now HSBC Travel Portal the competition in super-premium cards space has become hot with plethora of choices with the potential customers. And these choices have made it difficult to identify one winner. To make it simple I have attempted to make a comparison chart πŸ‘‡ Note that. πŸ‘‰For HSBC Premier and Axis Atlas valueback has been considered basis redemption on Accor hotels. For other redemptions fair rate of valueback would be half of"
X Link 2025-08-24T16:01Z 19.3K followers, 172.5K engagements

"Why I dropped the idea of getting HSBC Premier Credit Card ❓ I visited the HSBC branch to open a Premier account based on stock-units based TRV and heres what I experienced πŸ‘‡πŸ“‰ πŸ‘‰ Transferring units from Zerodha (CDSL) to HSBC (NSDL) is a lengthy manual and uncertain process. The bank executive even said they wont take responsibility if anything goes wrong while transferring XX lakh worth of shares as Zerodha is with CDSL DP while HSBC Demat Account is with NSDLπŸ˜¬πŸ“‘. πŸ‘‰ Until the units get transferred I would need to park XX lakh in their savings account earning just XXX% interest πŸ’ΈπŸ˜“ Thats"
X Link 2025-12-01T13:46Z 19.3K followers, 87K engagements

"The hotel boom in India is REAL πŸ’₯ International chains like Accor Marriott IHCL (Taj) Wyndham and many others are expanding aggressively in India . πŸ‘‰ Even in the last XX months these brands have added several new properties across India. πŸ‘‰ More hotels = more chances for credit-card πŸ’³ users to burn points πŸ”₯ and enjoy great stays Exciting times ahead keep accumulating πŸ˜„βœ¨ Press Like button and Share or Repost if you found it interesting 😊. Follow SpendWisely for updates info and tips about credit cards and online shopping. SpendWisely Blog: Get full details and in-depth reviews of every"
X Link 2025-12-04T02:35Z 19.3K followers, 4988 engagements

"The way Accor Point value is increasing I should start treating them as a hedge against rupee depreciation πŸ˜… sitting right next to other currency hedging investments like precious metals and Nasdaq πŸ€£πŸ“ˆ Accor Points = the new asset class πŸ˜„ #funpost no reco 😊"
X Link 2025-12-04T12:43Z 19.3K followers, 6041 engagements

"I know that property. But thats ibis Styles not ibis. ibis has three sub-brands. ibis budget which is the cheapest Accor property and cannot be booked using Accor points in most cases. Second is ibis which is again a budget hotel chain but can be booked using Accor points. ibis Styles is premium as compared to ibis and Swimming Pool in an ibis Styles property is a very common feature (Example: ibis Styles Vagator Goa ibis Styles Singapore Albert ibis Styles Ao Nang Krabi etc"
X Link 2025-12-07T18:41Z 19.3K followers, XXX engagements

"✨ XXX VIP Lounge Bengaluru Airport (T2 Domestic) In todays era of overcrowded lounges having the right credit card can still unlock truly exclusive experiences πŸ’³πŸ”₯ πŸ‘‰ ICICI Emeralde Private Metal (EPM) gave me access to the VIP Lounge inside the XXX Lounge at BLR T2. ❌ Infinia and Priority Pass dont work here. 🍹 Surprise perk: You get one complimentary beverage of your choice alcoholic or non-alcoholic πŸ₯³ πŸ›‹ This was my second visit both via EPM And guess what I was the only guest inside both times (apart from the attendant). Ultimate privacy πŸŒ„ The vibe feels like a premium restaurant with"
X Link 2025-12-04T05:05Z 19.3K followers, 16.6K engagements

"Accor works best when you are travelling overseas 🌍✈. They have fantastic options in almost all popular tourist countries such as South-East Asia (Thailand Indonesia Vietnam Singapore etc.) Europe Middle East (Dubai Abu Dhani Muscat etc) and even in some well-known African destinations 🐘🏝. 🏨 In India however Accors presence is still limited. They are mostly available in Metro & Tier-1 cities and very few tourist destinations like Goa Udaipur Jaipur and Agra. Absolutely no presence in hill stations ❄⛰thats one gap. But the good part πŸ‘‰ Accor is expanding rapidly in India. In the next 12"
X Link 2025-12-09T05:59Z 19.3K followers, 8844 engagements

"Wow 🀩 4750 Axis Edge Points earned by paying total credit card bill of XXXX Lakhs (for my ICICI EPM & Axis Atlas cards) 😍✨ πŸ’³ Paid using Axis Burgundy Debit Card πŸ‘‰ At 5:2 transfer ratio this equals 1900 Accor points worth 3969 😍πŸ”₯πŸ₯³ (Annual limit to transfer points to airmiles/hotel program is X Lac) πŸ’₯ And guess what Next month this benefit will double thanks to recently announced revaluation of Axis Burgundy Debit Card πŸ€‘πŸ‘ŒπŸ‘Œ 🟒 Paid through the Good Score App which uses the BBPS platform for bill payments. πŸ’Έ Money reflected instantly in both cards βœ” πŸš€ Used this for the first time -"
X Link 2025-12-05T08:05Z 19.3K followers, 23K engagements

"Guys IndiGos operations are in complete mess right now. My flight from Mumbai got cancelled today and I had to return home. Sharing a video below that I captured at the boarding gate. πŸ‘‰ The biggest issue was zero communication from IndiGo in fact even incorrect communication. My flight scheduled at 1:15 PM continued to show On Time on the IndiGo app website and airport screens even till 1:30 PM. πŸ‘‰ Had they informed in advance I wouldnt have reached the airport at all. Time effort and money all wasted. πŸ‘‰ And it wasnt just my flight almost all IndiGo flights were delayed or cancelled with"
X Link 2025-12-05T14:08Z 19.3K followers, 42.3K engagements

"ibis actually has three sub-brands under Accor πŸ¨πŸ‘‡ πŸ”Ή ibis budget This is the most economical category πŸ’Έ ❌ In most cases stays here cannot be booked using Accor points πŸ”Ή ibis Still a budget hotel but better than ibis budget πŸ‘ βœ… This category can usually be booked using Accor points πŸ”Ή ibis Styles A more premium variant of ibis πŸ’¦ Swimming pool is very commonly available in ibis Styles properties πŸ“Œ Examples: πŸ‘‰ ibis Styles Vagator Goa πŸ‘‰ ibis Styles Singapore Albert πŸ‘‰ ibis Styles Ao Nang Krabi So next time while booking an ibis property just check the suffix carefully πŸ˜ƒ Sometimes that"
X Link 2025-12-07T18:43Z 19.3K followers, 12.9K engagements

"Last year (Dec24) I chose to stay in a small village called Tsch instead of the more popular Zermatt in Switzerland and honestly it turned out to be an amazing decision 😍✨ 🏨 Stayed at Matterhorn Inn a beautifully located boutique hotel with stunning balcony views πŸ˜πŸ” (check the video below πŸ‘‡) πŸš† Tsch is just XX minutes away from Zermatt by Swiss train and as youll see in the video the station is literally right across the hotel5 mins walk πŸšΆβ™‚πŸ‘Œ πŸ’° Hotel rates in Tsch are 40%50% cheaper than Zermatt 😲 So you save big without compromising on experience in fact for a better experience 😊 🚍"
X Link 2025-12-09T03:46Z 19.3K followers, 10.4K engagements

"Forget LTF cards even my Infinia & EPM do not find place in my wallet πŸ˜…πŸ’³ They are used only for SmartBuy and iShop respectively (btw they still cover XX% of my expenses 😊) The only card that actually stays in my wallet today is Atlas πŸ₯°πŸ”₯ which gives more value than my any other credit card specially on day to day online & offline spend πŸ˜ŽπŸ›πŸ›’"
X Link 2025-12-09T08:37Z 19.3K followers, 19.3K engagements

"Seriously 😦first time ever I experienced rejection of an Add-on Card application And guess what only Axis Bank can pull this off πŸ€¦β™‚πŸ™„πŸ«£ Applied an Add-on card for my spouse for my Atlas Credit Card and after completing the entire process it shows Rejected as per prevailing credit card norms πŸ€·β™‚ The irony She already has an active Add-on card on my Airtel Credit Card for YEARS πŸ˜… Has anyone else faced this weird issue Drop your experience in the comments πŸ‘‡πŸ’¬"
X Link 2025-12-09T16:56Z 19.3K followers, XXX engagements

"There are many Indian restaurants in most cities of Switzerland. But Indian food is extremely expensive. It will cost around Rs.4k per meal per person if you go to an Indian restaurant. Western food like Pizza sandwiches burgers are relatively cheaper (almost half of it). A large size veg pizza or full plate pasta will cost around CHF XX (Rs.2800). Also it depends where do you eat A sub kind of sandwich from a takeaway πŸ₯‘ kind of setup with cost CHF 10-15. Coffee CHF5-8. But same thing in a proper dine-in restaurant will cost XX% more"
X Link 2025-12-09T17:06Z 19.3K followers, XX engagements

@spendwiselyx
/creator/twitter::spendwiselyx