#  @spencertbarber Spencer Barber Spencer Barber posts on X about costa rica, ai, rica, costa the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours. ### Engagements: [------] [#](/creator/twitter::138576899/interactions)  - [--] Week [-------] +457% - [--] Month [-------] +5,722% - [--] Months [-------] +75% - [--] Year [---------] -68% ### Mentions: [--] [#](/creator/twitter::138576899/posts_active)  - [--] Months [--] -32% - [--] Year [---] -65% ### Followers: [-----] [#](/creator/twitter::138576899/followers)  - [--] Week [-----] +3.60% - [--] Month [-----] +13% - [--] Months [-----] +12% - [--] Year [-----] +25% ### CreatorRank: [-------] [#](/creator/twitter::138576899/influencer_rank)  ### Social Influence **Social category influence** [countries](/list/countries) 23% [finance](/list/finance) #4263 [technology brands](/list/technology-brands) 4% [stocks](/list/stocks) 3% [cryptocurrencies](/list/cryptocurrencies) 2% [travel destinations](/list/travel-destinations) 1% [products](/list/products) 1% [gaming](/list/gaming) 1% [social networks](/list/social-networks) 1% **Social topic influence** [costa rica](/topic/costa-rica) #63, [ai](/topic/ai) 11%, [rica](/topic/rica) #95, [costa](/topic/costa) #407, [money](/topic/money) #1213, [china](/topic/china) 5%, [business](/topic/business) 4%, [the first](/topic/the-first) 4%, [if you](/topic/if-you) 4%, [app](/topic/app) 3% **Top accounts mentioned or mentioned by** [@sobradob](/creator/undefined) [@iamwjs67](/creator/undefined) [@grok](/creator/undefined) [@jasondweinstein](/creator/undefined) [@chrisgoals](/creator/undefined) [@moseskagan](/creator/undefined) [@robertobmello](/creator/undefined) [@prb2o1o](/creator/undefined) [@kylematthewsceo](/creator/undefined) [@kjc485](/creator/undefined) [@gestaltu](/creator/undefined) [@alexhjohnson](/creator/undefined) [@spaceishugex](/creator/undefined) [@sugaweez](/creator/undefined) [@flhomeoptions](/creator/undefined) [@chambersmike](/creator/undefined) [@sodacitysimpson](/creator/undefined) [@caseymericle](/creator/undefined) [@grulkelamonte](/creator/undefined) [@obrwog](/creator/undefined) **Top assets mentioned** [Bitcoin (BTC)](/topic/bitcoin) ### Top Social Posts Top posts by engagements in the last [--] hours "This home is listed at [----] million. [--] bed [--] bath. Has an awesome ocean view from the master suite & kitchen" [X Link](https://x.com/spencertbarber/status/2022671295289430072) 2026-02-14T13:56Z [----] followers, 31.4K engagements "The attention to detail is incredible. Like the stones inside all water channels. This also has to be the coolest gym Ive ever seen" [X Link](https://x.com/spencertbarber/status/2022671279942488255) 2026-02-14T13:56Z [----] followers, 31.1K engagements "I was shocked by the added cost of this track but it feels necessary for our homes. Its $7000 extra for the option where the tile runs between the tracks. That's before laying the tile. Well have large sliding doors across the back of each home. Am I making a mistake" [X Link](https://x.com/spencertbarber/status/2022685793299623966) 2026-02-14T14:54Z [----] followers, 24.9K engagements "Were designing the guest bathrooms in our model home. The debate right now is whether well do this wood-look tile or a plain tile. Is the wood tile a good look I'm also open to any other feedback Side note: AI is a game changer when visualizing design decisions" [X Link](https://x.com/spencertbarber/status/2018690419446419958) 2026-02-03T14:17Z [----] followers, 24.9K engagements "@chambers__mike That's sick I was down there last year to see the turtles. What are you building there" [X Link](https://x.com/spencertbarber/status/2019069294794211820) 2026-02-04T15:23Z [----] followers, [---] engagements "@sodacitysimpson I'm definitely seeing the AI improving nearly everything were doing. I think it just makes everyone more capable. There's no reason not to try to implement it in every way possible" [X Link](https://x.com/spencertbarber/status/2021441840176869754) 2026-02-11T04:31Z [----] followers, [---] engagements "The United States is suffering because weve lost our commitment to generational sacrifice. The baby boomer generation has left the US institutions in a worse state than they received them and as a http://x.com/i/article/2022818560335319040 http://x.com/i/article/2022818560335319040" [X Link](https://x.com/spencertbarber/status/2023031354494181625) 2026-02-15T13:47Z [----] followers, [----] engagements "There are many reasons Im bullish on Guanacaste Costa Rica. Heres one stat I point to when people ask whether Im concerned about long-term property values: Liberia Airport passenger traffic (every [--] years since 2000): - [----] [-----] - [----] [------] - [----] [------] - [----] [------] - [----] [-------] - [----] [------] (COVID crash) - [----] [-------] https://twitter.com/i/web/status/2019046522428547381 https://twitter.com/i/web/status/2019046522428547381" [X Link](https://x.com/spencertbarber/status/2019046522428547381) 2026-02-04T13:52Z [----] followers, 29.7K engagements "One of the weirdest things about Costa Rican culture is that they will never ask to be paid. Ive almost walked out of restaurants so many times without paying because I get lost in conversation and they dont bring the bill. Contractors are the same way. Nobody is forward about asking for money. https://twitter.com/i/web/status/2019413548795843017 https://twitter.com/i/web/status/2019413548795843017" [X Link](https://x.com/spencertbarber/status/2019413548795843017) 2026-02-05T14:11Z [----] followers, 62.5K engagements "@CaseyMericle I think its funny when people are scared of sharing info. If someone wants to take my Costa Rica development knowledge and give it a shot themselves more power to them" [X Link](https://x.com/spencertbarber/status/2022502650886119711) 2026-02-14T02:46Z [----] followers, [--] engagements "I want to clarify since this post is reaching Costa Rica. Ive always paid my bills. Thats why I said almost. I also didnt mean this to be offensive. Its just very different from the States. When youre building a home in the US youre painfully aware when you owe contractors money. https://twitter.com/i/web/status/2023254544746987544 https://twitter.com/i/web/status/2023254544746987544" [X Link](https://x.com/spencertbarber/status/2023254544746987544) 2026-02-16T04:34Z [----] followers, [----] engagements "Were starting our second home. This will be a 6-bedroom 6-bathroom house. Let me know where you think changes are needed. I received a lot of great feedback on our model floor plan and ended up completely reworking the master bedroom and bathroom" [X Link](https://x.com/spencertbarber/status/2019887891506442429) 2026-02-06T21:36Z [----] followers, [----] engagements "@GrulkeLamonte @ChrisGoals Do you have a Chinese supplier you use A US supplier won't work for me in CR most likely but a Chinese supplier might" [X Link](https://x.com/spencertbarber/status/2022723754745639211) 2026-02-14T17:24Z [----] followers, [---] engagements "@sobradob Yeah they actually just added another tax on top of everything too for Airbnb. I guess it's better than in Hawaii where they just outlawed it altogether in most places" [X Link](https://x.com/spencertbarber/status/2023417166645928059) 2026-02-16T15:20Z [----] followers, [--] engagements "I was asked by a potential buyer yesterday "Why did you build such a nice development in the middle of nowhere" It's a funny question because that's the whole point of the development. I wanted a place where people could visit in luxury but when they go to the beach local restaurants hikes etc. they aren't surrounded by drunk tourists & heckling salesmen. We picked a location within [--] hours of an international airport and within reach of hundreds of restaurants but where if you wanted to you could spend a whole week and never feel like you're in a tourism hub. In short the answer is I wanted" [X Link](https://x.com/spencertbarber/status/2017596249558356319) 2026-01-31T13:50Z [----] followers, 319.7K engagements "This is a cool off-grid property in Costa Rica. - [--] acres - Solar power - Well water - Fruit trees - Chicken coop - Horse stable Ive been thinking about doing something similar for our next project but as a community of homes. The entire development would be off-grid yet built with high-end luxury products. Im envisioning about [--] parcels each [--] acres with shared amenities like fruit trees. Everything would be managed in-house to keep ownership simple. https://twitter.com/i/web/status/2020137202810785893 https://twitter.com/i/web/status/2020137202810785893" [X Link](https://x.com/spencertbarber/status/2020137202810785893) 2026-02-07T14:06Z [----] followers, [----] engagements "This home is a [--] Bed [---] Bath with a small groundskeeper house as well. It's about [--] minutes inland from my property. It's listed at $1450000" [X Link](https://x.com/spencertbarber/status/2020137205449060766) 2026-02-07T14:06Z [----] followers, [----] engagements "Achieving financial freedom by yourself is way harder and less rewarding. Get a couple of friends with a shared vision and take a smaller piece of the pie. Youll make more and youll have more fun" [X Link](https://x.com/spencertbarber/status/2020506119895183677) 2026-02-08T14:32Z [----] followers, [----] engagements "As parents it's our responsibility to ensure our kids get the education they need. Unfortunately private is the obvious choice right now. It would be great to turn public schools around but it's not worth risking our kids well being while we do it. Thought of the weekend: Here in Utah theres a based private school chain advertising: Challenger. Between my husband and I three out of our four parents were public school teachers and so we were biased towards that greatly. They all taught underprivileged students. They Thought of the weekend: Here in Utah theres a based private school chain" [X Link](https://x.com/spencertbarber/status/2020565395275395325) 2026-02-08T18:28Z [----] followers, [----] engagements "Which ceiling for the bedrooms The wood is an extra $1500 per room. Ive got to make this decision this week" [X Link](https://x.com/spencertbarber/status/2020856655643111603) 2026-02-09T13:45Z [----] followers, 24.9K engagements "I think the vote is wood for the master. Ill show it off once its finished" [X Link](https://x.com/spencertbarber/status/2021021183446237512) 2026-02-10T00:39Z [----] followers, [---] engagements "I was bid $200000 to make a booking app for my development. We made it ourselves with AI for free instead. The world has changed" [X Link](https://x.com/spencertbarber/status/2021223579635839347) 2026-02-10T14:03Z [----] followers, [----] engagements "My dad asked me yesterday Is AI going to disrupt your business AI is disrupting nearly every process I use but I believe its going to turbocharge my business. Three years ago I made a bet that people would start craving more raw real experiences. People want to feel sand between their toes and surf real waves. They want to walk down dirt roads and have real conversations at their local restaurant or grocery store with actual business owners. AI is accelerating everything digital and I believe thats pushing people to become less digital and more real" [X Link](https://x.com/spencertbarber/status/2021583473278890313) 2026-02-11T13:53Z [----] followers, [----] engagements "Real estate experts always say: Dont invest more than [--] hours from where you live. As someone who ignored that advice Is it good advice Yes" [X Link](https://x.com/spencertbarber/status/2021981301331702154) 2026-02-12T16:14Z [----] followers, [----] engagements "Were building our temporary sales office out of a shipping container. They say its the most cost-effective way to get a building up. Well see. Final reveal in a couple of weeks" [X Link](https://x.com/spencertbarber/status/2022305414776537443) 2026-02-13T13:42Z [----] followers, [----] engagements "This has to be the coolest development in Costa Rica. Its a walkable community where no cars are allowed inside the whole development. Its beachfront with amazing views throughout. Guess how much a home inside costs" [X Link](https://x.com/spencertbarber/status/2022671269641228442) 2026-02-14T13:56Z [----] followers, 301.1K engagements "The development started in [----] (terrible timing) but is now very hot. It has a cohesive feel as all architecture is controlled The development sits on [----] acres with only a fraction currently developed. Its currently going through a huge expansion" [X Link](https://x.com/spencertbarber/status/2022671288523985083) 2026-02-14T13:56Z [----] followers, 31.2K engagements "My goal as a developer is to one day pull off something as amazing as Las Catalinas Im currently building a [--] home project near a beach in Costa Rica. I just finished the road. My model will be finished in May. The first small step to bigger goals" [X Link](https://x.com/spencertbarber/status/2022671362415038782) 2026-02-14T13:56Z [----] followers, 31.2K engagements "@moseskagan It's going to be very difficult to tell from an initial e-mail exchange or similar conversation who actually knows what theyre doing anymore" [X Link](https://x.com/spencertbarber/status/2022672183894667316) 2026-02-14T14:00Z [----] followers, [----] engagements "@iamwjs67 I agree with both of these. It's almost like living in art but at the end of the day if I'm on vacation in CR I'd probably prefer some space" [X Link](https://x.com/spencertbarber/status/2022688999916372288) 2026-02-14T15:06Z [----] followers, 14.9K engagements "Yeah we believe one of our biggest advantages is Costa Ricas friendly trade relationship with China. Our strategy has been to focus on quality and timing first and then price. With [--] homes we hope to get total costs down 2030% by the fifth home without sacrificing quality. But we have limited bandwidth so in the short run were forced to either slow down or spend more to be safe. My guess is we may spend $200K more on this home than we will on the last home assuming theyre exactly the same if that makes sense. https://twitter.com/i/web/status/2022728498402767177" [X Link](https://x.com/spencertbarber/status/2022728498402767177) 2026-02-14T17:43Z [----] followers, [--] engagements "@robertobmello Good point Is it the chicken or the egg though Is our monetary policy a result of short-term preference" [X Link](https://x.com/spencertbarber/status/2023094348582445548) 2026-02-15T17:57Z [----] followers, [--] engagements "One surprisingly difficult thing about building homes in another country Banking is absolutely ridiculous. The amount of red tape for every large transaction is a massive waste of time. I understand that banking is an easy chokepoint for governments to fight crime but there has to be a better way" [X Link](https://x.com/spencertbarber/status/2023406030294532448) 2026-02-16T14:36Z [----] followers, [----] engagements "@sobradob Yeah exactly. Maybe they can take the El Salvador route with their new president and embrace crypto. I would love to transact with stablecoins. It would make my life so much easier" [X Link](https://x.com/spencertbarber/status/2023411693519622161) 2026-02-16T14:58Z [----] followers, [---] engagements "@prb2o1o I'm sure that's a big part of it that's why it's so difficult to change the system" [X Link](https://x.com/spencertbarber/status/2023426490743062658) 2026-02-16T15:57Z [----] followers, [--] engagements "A [--] year mortgage is the best option for the lower class. Buying a home is better for the average American than investing in stocks. It shouldn't be but it obviously is The greatest investment in the modern world is debt. Those who get debt and buy assets become rich and those who dont fall behind. A personal residence is the lowest risk option to add a ton of debt in the average person's life. Its sad this is how our economy works but its true. Homeownership is the easiest way for average people to psychologically unlock debt full stop" [X Link](https://x.com/spencertbarber/status/1987562921610920378) 2025-11-09T16:48Z [----] followers, [---] engagements "Suspending work life balance in your 20s doesn't mean energy drinks and no sleep. It means putting certain things on a shelf for a decade. For over [--] years I nearly never Golfed watched tv series skied played video games etc. I got married and had [--] kids so in order to have a good marriage I spent the little free time that I did have with my family. Now that my kids are getting older I've slowly been realizing it's time to reap more of the rewards of that sacrifice by creating fun experiences with my kids and being there for as many of their experiences as I can. I've found myself picking up" [X Link](https://x.com/spencertbarber/status/1988581866845147300) 2025-11-12T12:17Z [----] followers, 103.7K engagements "@ChrisGoals I think if it starts to gain momentum too many healthy people will jump ship and itll force the costs of premiums on health insurance companies to go too high. Its the same reason catastrophic plans are constantly getting shut down. I think healthcare in the US is corrupt" [X Link](https://x.com/spencertbarber/status/1990390167576707368) 2025-11-17T12:02Z [----] followers, [--] engagements "The stock market is a place filler for money at this point. If the stock market goes down then everyone becomes poorer at the same time. In theory prices would drop if it were sustainable (which it isn't). What is actually scary is that the government is consistently stealing more of our money every day and is not being held accountable. A lot of people are trying to act cool and act tough but I think inside a lot of people are freaking out about the stock market A lot of people are trying to act cool and act tough but I think inside a lot of people are freaking out about the stock market" [X Link](https://x.com/spencertbarber/status/1991603641418150295) 2025-11-20T20:24Z [----] followers, [----] engagements "People probably don't believe me but I love bitcoin bear markets. I enjoy seeing all the people who hate bitcoin celebrate and all the people with weak hands whine" [X Link](https://x.com/spencertbarber/status/1991962807907299592) 2025-11-21T20:11Z [----] followers, [---] engagements "@moseskagan I'm adding this to my list The US in the 1800s was the peak entrepreneurial landscape. You could even just start a bank with some reserves and start printing cash" [X Link](https://x.com/spencertbarber/status/1991976463751635287) 2025-11-21T21:06Z [----] followers, [----] engagements "Ive decided to raise more money for my Costa Rica project. The costs have been higher than I expected for both the construction and the financing. Ive decided I dont want to borrow more money and so Im going to create new shares. I already have buyers for my new shares with one of those buyers being me. Unfortunately this means I have to sell my portion of my townhome project in Utah to raise the money. Ive never made a transaction with anyone in the retwit space mostly because Ive been too afraid but I think this would be a good one to test the waters on if someone was interested in my" [X Link](https://x.com/spencertbarber/status/1992227818085007409) 2025-11-22T13:45Z [----] followers, 16.8K engagements "@obrwog The townhomes are in Utah. My Costa Rica project is in Playa Negra" [X Link](https://x.com/spencertbarber/status/1992417482116850067) 2025-11-23T02:18Z [----] followers, [---] engagements "@profplum99 @Econimica @Tyler_Neville_ Exactly. One thing your article perfectly broke out that was always intuitive to me but I hadn't seen the math so clearly is that it's harder than ever to break out of the government assistance trap and that dual income for middle class earners just doesn't work" [X Link](https://x.com/spencertbarber/status/1993090090567188708) 2025-11-24T22:51Z [----] followers, [---] engagements "I had a great thanksgiving week with my family and I would attribute it to [--] things in particular. [--]. I bought a 'brick' that restricts access to my phone outside of essential apps. I use this most of the day and it prevents me from removing myself from my surroundings. This is difficult at first since our phones have become an addiction. Outside of rare exceptions I believe nearly anyone under the age of [--] has a debilitating addiction to their phone. Life has become increasingly chaotic for millenials and gen z. Not only has the world become less stable but more importantly we are plugged" [X Link](https://x.com/spencertbarber/status/1995506967805346076) 2025-12-01T14:55Z [----] followers, [----] engagements "I believe that Bitcoin's progress is the most important thing were facing today for future generations and will ultimately be the pivotal point of our generation's 4th turning. At the same time many people believe it's a massive scam. The polarized difference is interesting. Performance in 2025: Gold: +60% Bitcoin: -10% https://t.co/CF2jwORLEx Performance in 2025: Gold: +60% Bitcoin: -10% https://t.co/CF2jwORLEx" [X Link](https://x.com/spencertbarber/status/1995604486572872089) 2025-12-01T21:22Z [----] followers, [---] engagements "This is a good example of how economics works. Every housing market has a similar dynamic. You wont improve anyones life by increasing or decreasing housing prices. You will only do it by increasing the supply of homes. cant explain it but in California $1.5M gets you almost nothing $3M gets you a lot of house cant explain it but in California $1.5M gets you almost nothing $3M gets you a lot of house" [X Link](https://x.com/spencertbarber/status/1996253710633312632) 2025-12-03T16:22Z [----] followers, [----] engagements "I have been working on this property in Costa Rica since [----]. I have also been posting about my experience on X for over [--] years. Today I am finally opening up pre-sales on the project If anyone is interested in purchasing a vacation home in Costa Rica then read my latest Substack post and reserve a spot. Im offering a really good deal to the first customers. My Substack link is in my bio" [X Link](https://x.com/spencertbarber/status/1996293860616438206) 2025-12-03T19:02Z [----] followers, [----] engagements "@kylematthewsceo I completely disagree. You work all season and often multiple seasons to get to play at a really high level. You have a chance to prove everyone wrong. Go play one more game. Most of those players will never play football again" [X Link](https://x.com/spencertbarber/status/1997824655005261902) 2025-12-08T00:24Z [----] followers, [----] engagements "@KJC485 @kylematthewsceo Yeah actually. In every sport I played the most memorable games were the final games. Most of those seniors will never play again" [X Link](https://x.com/spencertbarber/status/1998008083851690455) 2025-12-08T12:33Z [----] followers, [---] engagements "@BowTiedXmas I just joined crowd health after having no insurance. Its a no brainer if you want insurance. At least until the health care mafia finds a way to shut them down" [X Link](https://x.com/spencertbarber/status/1998580942667960690) 2025-12-10T02:30Z [----] followers, [---] engagements "I agree that there are clear differences between the [--]. Deflation due to production is very different from deflation caused by the slowdown of credit expansion. Deflation resulting from production is a natural good thing. I also agree that when people dont clearly distinguish the two its confusing but Im confident Luke understands the difference and is assuming his audience does too. I would still say your statement is false because in a system that is as levered as ours currently is it doesnt necessarily matter what causes the deflation because either will destabilize the system forcing" [X Link](https://x.com/spencertbarber/status/2003929827540177207) 2025-12-24T20:44Z [----] followers, [--] engagements "I appreciate the back and forth. I think its fun to discuss these kinds of things. I do think Luke is unintentionally confusing when talking about deflation. I also agree that many smart people dont connect the clear differences between price variation driven by productivity and by credit cycles. I agree that the verdict isnt in on AI and robotics deflationary forces on todays pricing overall but I do think they are absolutely deflationary in the longer term. I dont believe that bitcoins price has dropped because of AIs impact as a deflationary force. Ive seen extreme deflation in my own" [X Link](https://x.com/spencertbarber/status/2004663883009810576) 2025-12-26T21:21Z [----] followers, [--] engagements "I'm no tech guy but AI is blowing my mind. I'm becoming extremely optimistic about the future. Allow every bloated institution to collapse. banking Government Colleges Healthcare Let it all burn and Gen Z will have it all up and running again in months but without all the waste and fraud. https://twitter.com/i/web/status/2004980247083790492 https://twitter.com/i/web/status/2004980247083790492" [X Link](https://x.com/spencertbarber/status/2004980247083790492) 2025-12-27T18:18Z [----] followers, [---] engagements "@Dougbarnett Costa Rica is better than both" [X Link](https://x.com/spencertbarber/status/2007264069469020611) 2026-01-03T01:33Z [----] followers, [---] engagements "@SMB_Attorney If macro stability is what youre after I wouldnt be that confident 😂" [X Link](https://x.com/spencertbarber/status/2007978808062951863) 2026-01-05T00:53Z [----] followers, [---] engagements "@john_at_swan @LukeGromen I'm not old enough to understand the dot com bubble from the inside but the pace that AI is improving is significantly faster than what I saw with software improvements once the iPhone was released" [X Link](https://x.com/spencertbarber/status/2008573634831667554) 2026-01-06T16:17Z [----] followers, [---] engagements "These people who ignore vibe coding as irrelevant are insane. The world is getting rapidly better as software is now easy to create. I literally built this on my phone with the @Replit mobile app while washing my sons car and monitoring the situation. I literally built this on my phone with the @Replit mobile app while washing my sons car and monitoring the situation" [X Link](https://x.com/spencertbarber/status/2008925892391928149) 2026-01-07T15:37Z [----] followers, [---] engagements "@amasad This is a great example of combining vibe coding with real world application. In Costa Rica the options for real estate data are terrible. I feel like making a new app for CR now too" [X Link](https://x.com/spencertbarber/status/2008926336610668607) 2026-01-07T15:38Z [----] followers, [---] engagements "@FairweatherPhD Things can be both a very big deal and a bubble" [X Link](https://x.com/spencertbarber/status/2008935396265316649) 2026-01-07T16:14Z [----] followers, [--] engagements "@APompliano It's crazy that gambling has gone from tightly regulated to a complete free for all in a few years" [X Link](https://x.com/spencertbarber/status/2009106420797775903) 2026-01-08T03:34Z [----] followers, [---] engagements "@brettboettcher1 Making two parent income the norm might have been the #1 worst possible societal change weve had in the last century. This includes allowing sports betting for every kid with a phone" [X Link](https://x.com/spencertbarber/status/2009108904538722667) 2026-01-08T03:44Z [----] followers, [---] engagements "In Costa Rica our project needed a custom app to implement co-ownership. Bids this summer: $150k$250k and [--] months. We built it ourselves with Cursor in under a week. Anyone still saying AI isnt already transforming software development is in denial" [X Link](https://x.com/spencertbarber/status/2009255297605414931) 2026-01-08T13:26Z [----] followers, [----] engagements "@BitcoinNewsCom @grok What qualifies as a bitcion accumulator address" [X Link](https://x.com/spencertbarber/status/2009322271249412513) 2026-01-08T17:52Z [----] followers, [---] engagements "@AsifSuria This is true. If it weren't for interest rates being held artificially low and institutional buyers getting easier access to that credit it probably would never haverubbed people the wrong way. Unfortenetly it's probably impossible to walk back now" [X Link](https://x.com/spencertbarber/status/2009329151770284177) 2026-01-08T18:19Z [----] followers, [---] engagements "I competely agree. The problem is that you're saying banks cannot vet people on a large scale so they lend to institutions that already have the trust. It creates an imbalance as gains are unequally distributed to those at the top which is why we have the current backlash. The benefit is that money goes towards the production of homes which helps masses either way even if they don't realize it through cheaper rent/homes. The downside is that the bulk of the benefits go to those controlling the capital making the spread and the home builder. I would argue that there should be a bigger push to" [X Link](https://x.com/spencertbarber/status/2009332950211678457) 2026-01-08T18:34Z [----] followers, [--] engagements "@ankurnagpal If you were investing a smaller amount of money would you have had a lot more confidence in your ability to create alpha on your own" [X Link](https://x.com/spencertbarber/status/2009380144637706537) 2026-01-08T21:42Z [----] followers, [----] engagements "@NickTimiraos The one-year limit seems like a way to juice spending. Isn't this just a form of stimulus" [X Link](https://x.com/spencertbarber/status/2009850964543713496) 2026-01-10T04:53Z [----] followers, [---] engagements "During this time we had just started sales and were deciding which CRM to use. Nothing fit exactly what we wanted so we just made our own. I mean why not Now this next app I think is where we are really starting to see where huge benefits will come in. 4/8" [X Link](https://x.com/spencertbarber/status/2009984219284689046) 2026-01-10T13:42Z [----] followers, [--] engagements "One issue we've run into in our business is that were split between Utah and Costa Rica and communication often slips through the cracks. We had already started writing daily reports to make sure everyone was on the same page. We realized we would have a lot of benefits if we could start gathering the info into a database where an AI agent could stay up to date on everything happening. Our goal is to soon have an agent attached to this app that we can quickly ask questions about things inside reports that is also aware of everything inside our scheduling app and accounting app. Were currently" [X Link](https://x.com/spencertbarber/status/2009984221176271107) 2026-01-10T13:42Z [----] followers, [--] engagements "A small AI example thats pretty fun is one night we wanted to see the likelihood that someone would get to stay at our place for two months straight depending on how many shares they bought. This was complicated because it involved a draft with [--] shares and different weeks of the year have different odds of being drafted. In less than an hour we built an app that let us run all sorts of simulations with our shares and generate accurate odds so someone can calculate how many shares fit their needs. 6/8" [X Link](https://x.com/spencertbarber/status/2009984223080554974) 2026-01-10T13:42Z [----] followers, [--] engagements "This last app that we made is probably the most important. As a team each weekend we play Counter Strike. We had endless debates about who was really the best but now we have an app that aggregates data from every one of our games and updates an ongoing leaderboard. Jokes aside over the last [--] months Ive come to the realization that AI is probably the most powerful tool humans have created and learning to maximize its potential can put your business ahead. Understanding its capabilities is also key to understanding what you should be working on. 7/8" [X Link](https://x.com/spencertbarber/status/2009984224913437176) 2026-01-10T13:42Z [----] followers, [---] engagements "@radshaan this is a fact across the board. The people hurt the most by change are those too old to adapt. Change is really beneficial for young people" [X Link](https://x.com/spencertbarber/status/2010156320666923437) 2026-01-11T01:06Z [----] followers, [---] engagements "@GestaltU Its hard to argue that the DOJ isnt already weaponized" [X Link](https://x.com/spencertbarber/status/2010714096216457532) 2026-01-12T14:02Z [----] followers, [---] engagements "@Kalshi Steve Jobs is rolling in his grave rn" [X Link](https://x.com/spencertbarber/status/2010760566969979000) 2026-01-12T17:07Z [----] followers, [--] engagements "Crypto Twitter and Youtube have nothing to worry about. Once Trump takes over the Fed it'll make [----] look boring. INTEL: Viewership of cryptocurrency-related content on YouTube has dropped to its lowest level since January [----] INTEL: Viewership of cryptocurrency-related content on YouTube has dropped to its lowest level since January 2021" [X Link](https://x.com/spencertbarber/status/2010765992822235147) 2026-01-12T17:29Z [----] followers, [---] engagements "@s_lutz95 [----] is shaping up to be the year of the banks vs everyone else" [X Link](https://x.com/spencertbarber/status/2011112689502994868) 2026-01-13T16:26Z [----] followers, [---] engagements "This is a dumb take. The people who believe that the Federal Reserve is somehow helping all of us are the flat-earthers. What's annoying is that everyone in finance will slowly change their opinion as it becomes the wrong opinion. Just like they did with bonds in [----] and just as they did with China at the end of last year. https://twitter.com/i/web/status/2011119296613949824 https://twitter.com/i/web/status/2011119296613949824" [X Link](https://x.com/spencertbarber/status/2011119296613949824) 2026-01-13T16:52Z [----] followers, [---] engagements "Before the Federal Reserve credit creation by banks was more evenly distributed making it easier for new business ventures to start. We have gone from [-----] banks before [----] to under [----] today while the large majority of credit creation is accumulated by an even smaller number in terms of lending volume. If you ask me it's the largest reason behind the growing income inequality in the US. Credit is now mostly used for asset purchases by already rich people rather than being given locally to young ambitious entrepreneurs. https://twitter.com/i/web/status/2011990578058440749" [X Link](https://x.com/spencertbarber/status/2011990578058440749) 2026-01-16T02:35Z [----] followers, [--] engagements "@ctindale This problem seems impossible to address without the collapse of central banks. It doesnt seem like any of our leaders are serious enough about making these adjustments. The short term pain will be too big to get the country on board either" [X Link](https://x.com/spencertbarber/status/2012151668146905575) 2026-01-16T13:15Z [----] followers, [----] engagements "@AlexH_Johnson It would actually be transformational for our economy if banks could flip the script on this and lend to people who they know will do a good job" [X Link](https://x.com/spencertbarber/status/2012237862872211962) 2026-01-16T18:57Z [----] followers, [----] engagements "Im definitely not saying it was easier but what I would say is that the biggest barrier today for someone starting a new venture is that asset valuations have left reality and thats a direct result of lenders looking for yield in lending to people playing asset arbitrage rather than to people creating real productivity. Ironically its the near zero rates for a decade that compounded that problem. https://twitter.com/i/web/status/2012270940831498293 https://twitter.com/i/web/status/2012270940831498293" [X Link](https://x.com/spencertbarber/status/2012270940831498293) 2026-01-16T21:09Z [----] followers, [--] engagements "@JimBob1071055 @AlexH_Johnson Youre joking right" [X Link](https://x.com/spencertbarber/status/2012279241258451278) 2026-01-16T21:42Z [----] followers, [---] engagements "Yeah that's definitely the argument. I think it's a rational one too. It doesn't change the fact that most of the world will be driving much cheaper and frankly better cars. I think were facing a crisis right now. We have to ask ourselves can non-state-sponsored businesses in the US compete with China https://twitter.com/i/web/status/2012634418524139754 https://twitter.com/i/web/status/2012634418524139754" [X Link](https://x.com/spencertbarber/status/2012634418524139754) 2026-01-17T21:13Z [----] followers, [--] engagements "We need a polymarket bet on who invades first. China - Tiawan US - Greenland" [X Link](https://x.com/spencertbarber/status/2012676557723382100) 2026-01-18T00:00Z [----] followers, [---] engagements "OpenAI is in trouble. The only way to keep investments this large going into decade-long timelines is to have a supporting business like Gemini Meta Grok or China. The real bad news is that no one can compete with China. The real bottleneck is energy costs and not even Google can overcome that problem. OPENAI IS FALLING APART IN REAL TIME I've watched companies implode for decades. This one has all the warning signs. OpenAI declared "Code Red" in December. Altman sent an internal memo telling employees to drop everything because Google's Gemini [--] is eating their lunch. https://t.co/D9iJwOOmMe" [X Link](https://x.com/spencertbarber/status/2013656100323893446) 2026-01-20T16:53Z [----] followers, [---] engagements "@GestaltU My fear is that we take a loss on this 4th turning and come into the first turning discombobulated. Sort of like the south after the American civil war. This would humble us and we could regroup in [--] years with strong leadership" [X Link](https://x.com/spencertbarber/status/2013665534227697685) 2026-01-20T17:30Z [----] followers, [--] engagements "@cullenroche This is a terrible comparison. Shares constitute ownership of an asset even if that asset is deemed worthless. When a bank uses its reserves to justify credit expansion customers don't receive a share of those loans yet they bear the risk associated with them" [X Link](https://x.com/spencertbarber/status/2014127456836358532) 2026-01-22T00:06Z [----] followers, [----] engagements "I get what youre saying but you're pointing out a slight error in technicality kinda and in the process butchering the spirit of the argument with a poor comparison. What's very frustrating right now is that banks are incentivized to systematically prevent their customers from achieving the highest possible yield while also misrepresenting the risks of keeping deposits with them. This was a justified practice prior to stablecoins that essentially made a large portion of their business pointless. Yet they are fighting tooth and nail right now to protect their interests over their customers." [X Link](https://x.com/spencertbarber/status/2014132276611657843) 2026-01-22T00:25Z [----] followers, [---] engagements "Real estate development is not hard. Attempting real estate development while also having a full time job is very hard. Trying to do real estate development in another country while having a full time job is nearly impossible. I cannot believe how often I see people attempt to do a real estate development in Costa Rica as a side gig. It's NOT a good idea. If you want to participate in a developement in Costa Rica than either [--]. partner with someone who is already doing it Or [--]. quit your job and go all in DONT DO BOTH" [X Link](https://x.com/spencertbarber/status/1796711734373433707) 2024-06-01T01:13Z [----] followers, [----] engagements "I really appreciate it Thats a great question. I dont think there's a single box but I do believe there are groups that are a great fit. I picked the spot because I have four kids and love to travel to places that arent super crowded but I hate taking a risk on Airbnbs. Any family that loves to surf. There is year-round great surf with multiple great breaks including the famous Playa Negra break that you can easily walk to. With the co-ownership model we think weve opened it up to other groups like businesses that consistently give out trips. Its a much more cost effective way to do that. It" [X Link](https://x.com/spencertbarber/status/2017968809986957693) 2026-02-01T14:30Z [----] followers, [---] engagements "@jthurmanwright Yeah but you can still airbnb it" [X Link](https://x.com/spencertbarber/status/2017976334828662916) 2026-02-01T15:00Z [----] followers, [--] engagements "@cpark29 That's a good point. I will say in Costa Rica the air is so warm I feel that's less of a problem" [X Link](https://x.com/spencertbarber/status/2018701562932023636) 2026-02-03T15:02Z [----] followers, [---] engagements "@IOfixer I'm getting that feedback a lot. I'm thinking of keeping it on the outside shower but going with tile on the inside" [X Link](https://x.com/spencertbarber/status/2018744852549439661) 2026-02-03T17:54Z [----] followers, [--] engagements "@illmatix3 Guancaste has slowly become a stomping ground for the mega-rich. I should have built homes for billionaires 😂" [X Link](https://x.com/spencertbarber/status/2019060548290175382) 2026-02-04T14:48Z [----] followers, [---] engagements "@SimpleCRE Were highly considering doing our next project there. What's your biggest reason for liking that area more" [X Link](https://x.com/spencertbarber/status/2019063800939311477) 2026-02-04T15:01Z [----] followers, [---] engagements "@rossiadam Were fine. Just the end of the monetary order with the largest debt levels in all of human history" [X Link](https://x.com/spencertbarber/status/2016704870854840537) 2026-01-29T02:48Z [----] followers, [---] engagements "Here's a deal in Costa Rica that crossed my desk this week but I'm passing on it. I believe you could potentially have $4000000 in equity in over 2-3 years with this property. Property Details: Area (m2): [---------] Hectares: [----] Price per m2: $18 Sale price of Land: $2610000 Rough Numbers: Salable Area (m2) (.65): [--------] Streets common space etc. (m2) (.35): [--------] Average Lot Size (500 M2): [---] Price Per Lot at $120 Per m2: $60000 Projected Gross Sales: $11280000 Total Costs: $7199902.50 Projected Net Profit: $4080098 This is what the deal looks like if you sold lots instead of building" [X Link](https://x.com/spencertbarber/status/1720802054648799238) 2023-11-04T13:55Z [----] followers, 34.7K engagements "We have some unsightly buildings bordering our property that will affect 4-6 out of our [--] lots. Fortunately growing landscape buffers in CR is a viable option. Seeking opinions on best landscape solutions. It's going to be hard to hide this [--] level one 😔" [X Link](https://x.com/spencertbarber/status/1727307639812698485) 2023-11-22T12:46Z [----] followers, [----] engagements "I have confirmed my infrastructure costs After combing through [--] bids it's easy to see that the total costs outside of the fee to manage the project are around $2200000. It makes the two bids which total [-------] and [-------] completely ridiculous. The other [--] bids came between [-------] - [-------] after their fees and the VAT tax. If we stay within budget for the infrastructure we should be into our lots at around [------]. This is exciting since I believe the current value of the finished lot would be between [------] & [------] depending on which lot. That will give us 3000000-5000000 in equity" [X Link](https://x.com/spencertbarber/status/1781802753939083486) 2024-04-20T21:50Z [----] followers, 94.2K engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@spencertbarber Spencer BarberSpencer Barber posts on X about costa rica, ai, rica, costa the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.
Social category influence countries 23% finance #4263 technology brands 4% stocks 3% cryptocurrencies 2% travel destinations 1% products 1% gaming 1% social networks 1%
Social topic influence costa rica #63, ai 11%, rica #95, costa #407, money #1213, china 5%, business 4%, the first 4%, if you 4%, app 3%
Top accounts mentioned or mentioned by @sobradob @iamwjs67 @grok @jasondweinstein @chrisgoals @moseskagan @robertobmello @prb2o1o @kylematthewsceo @kjc485 @gestaltu @alexhjohnson @spaceishugex @sugaweez @flhomeoptions @chambersmike @sodacitysimpson @caseymericle @grulkelamonte @obrwog
Top assets mentioned Bitcoin (BTC)
Top posts by engagements in the last [--] hours
"This home is listed at [----] million. [--] bed [--] bath. Has an awesome ocean view from the master suite & kitchen"
X Link 2026-02-14T13:56Z [----] followers, 31.4K engagements
"The attention to detail is incredible. Like the stones inside all water channels. This also has to be the coolest gym Ive ever seen"
X Link 2026-02-14T13:56Z [----] followers, 31.1K engagements
"I was shocked by the added cost of this track but it feels necessary for our homes. Its $7000 extra for the option where the tile runs between the tracks. That's before laying the tile. Well have large sliding doors across the back of each home. Am I making a mistake"
X Link 2026-02-14T14:54Z [----] followers, 24.9K engagements
"Were designing the guest bathrooms in our model home. The debate right now is whether well do this wood-look tile or a plain tile. Is the wood tile a good look I'm also open to any other feedback Side note: AI is a game changer when visualizing design decisions"
X Link 2026-02-03T14:17Z [----] followers, 24.9K engagements
"@chambers__mike That's sick I was down there last year to see the turtles. What are you building there"
X Link 2026-02-04T15:23Z [----] followers, [---] engagements
"@sodacitysimpson I'm definitely seeing the AI improving nearly everything were doing. I think it just makes everyone more capable. There's no reason not to try to implement it in every way possible"
X Link 2026-02-11T04:31Z [----] followers, [---] engagements
"The United States is suffering because weve lost our commitment to generational sacrifice. The baby boomer generation has left the US institutions in a worse state than they received them and as a http://x.com/i/article/2022818560335319040 http://x.com/i/article/2022818560335319040"
X Link 2026-02-15T13:47Z [----] followers, [----] engagements
"There are many reasons Im bullish on Guanacaste Costa Rica. Heres one stat I point to when people ask whether Im concerned about long-term property values: Liberia Airport passenger traffic (every [--] years since 2000): - [----] [-----] - [----] [------] - [----] [------] - [----] [------] - [----] [-------] - [----] [------] (COVID crash) - [----] [-------] https://twitter.com/i/web/status/2019046522428547381 https://twitter.com/i/web/status/2019046522428547381"
X Link 2026-02-04T13:52Z [----] followers, 29.7K engagements
"One of the weirdest things about Costa Rican culture is that they will never ask to be paid. Ive almost walked out of restaurants so many times without paying because I get lost in conversation and they dont bring the bill. Contractors are the same way. Nobody is forward about asking for money. https://twitter.com/i/web/status/2019413548795843017 https://twitter.com/i/web/status/2019413548795843017"
X Link 2026-02-05T14:11Z [----] followers, 62.5K engagements
"@CaseyMericle I think its funny when people are scared of sharing info. If someone wants to take my Costa Rica development knowledge and give it a shot themselves more power to them"
X Link 2026-02-14T02:46Z [----] followers, [--] engagements
"I want to clarify since this post is reaching Costa Rica. Ive always paid my bills. Thats why I said almost. I also didnt mean this to be offensive. Its just very different from the States. When youre building a home in the US youre painfully aware when you owe contractors money. https://twitter.com/i/web/status/2023254544746987544 https://twitter.com/i/web/status/2023254544746987544"
X Link 2026-02-16T04:34Z [----] followers, [----] engagements
"Were starting our second home. This will be a 6-bedroom 6-bathroom house. Let me know where you think changes are needed. I received a lot of great feedback on our model floor plan and ended up completely reworking the master bedroom and bathroom"
X Link 2026-02-06T21:36Z [----] followers, [----] engagements
"@GrulkeLamonte @ChrisGoals Do you have a Chinese supplier you use A US supplier won't work for me in CR most likely but a Chinese supplier might"
X Link 2026-02-14T17:24Z [----] followers, [---] engagements
"@sobradob Yeah they actually just added another tax on top of everything too for Airbnb. I guess it's better than in Hawaii where they just outlawed it altogether in most places"
X Link 2026-02-16T15:20Z [----] followers, [--] engagements
"I was asked by a potential buyer yesterday "Why did you build such a nice development in the middle of nowhere" It's a funny question because that's the whole point of the development. I wanted a place where people could visit in luxury but when they go to the beach local restaurants hikes etc. they aren't surrounded by drunk tourists & heckling salesmen. We picked a location within [--] hours of an international airport and within reach of hundreds of restaurants but where if you wanted to you could spend a whole week and never feel like you're in a tourism hub. In short the answer is I wanted"
X Link 2026-01-31T13:50Z [----] followers, 319.7K engagements
"This is a cool off-grid property in Costa Rica. - [--] acres - Solar power - Well water - Fruit trees - Chicken coop - Horse stable Ive been thinking about doing something similar for our next project but as a community of homes. The entire development would be off-grid yet built with high-end luxury products. Im envisioning about [--] parcels each [--] acres with shared amenities like fruit trees. Everything would be managed in-house to keep ownership simple. https://twitter.com/i/web/status/2020137202810785893 https://twitter.com/i/web/status/2020137202810785893"
X Link 2026-02-07T14:06Z [----] followers, [----] engagements
"This home is a [--] Bed [---] Bath with a small groundskeeper house as well. It's about [--] minutes inland from my property. It's listed at $1450000"
X Link 2026-02-07T14:06Z [----] followers, [----] engagements
"Achieving financial freedom by yourself is way harder and less rewarding. Get a couple of friends with a shared vision and take a smaller piece of the pie. Youll make more and youll have more fun"
X Link 2026-02-08T14:32Z [----] followers, [----] engagements
"As parents it's our responsibility to ensure our kids get the education they need. Unfortunately private is the obvious choice right now. It would be great to turn public schools around but it's not worth risking our kids well being while we do it. Thought of the weekend: Here in Utah theres a based private school chain advertising: Challenger. Between my husband and I three out of our four parents were public school teachers and so we were biased towards that greatly. They all taught underprivileged students. They Thought of the weekend: Here in Utah theres a based private school chain"
X Link 2026-02-08T18:28Z [----] followers, [----] engagements
"Which ceiling for the bedrooms The wood is an extra $1500 per room. Ive got to make this decision this week"
X Link 2026-02-09T13:45Z [----] followers, 24.9K engagements
"I think the vote is wood for the master. Ill show it off once its finished"
X Link 2026-02-10T00:39Z [----] followers, [---] engagements
"I was bid $200000 to make a booking app for my development. We made it ourselves with AI for free instead. The world has changed"
X Link 2026-02-10T14:03Z [----] followers, [----] engagements
"My dad asked me yesterday Is AI going to disrupt your business AI is disrupting nearly every process I use but I believe its going to turbocharge my business. Three years ago I made a bet that people would start craving more raw real experiences. People want to feel sand between their toes and surf real waves. They want to walk down dirt roads and have real conversations at their local restaurant or grocery store with actual business owners. AI is accelerating everything digital and I believe thats pushing people to become less digital and more real"
X Link 2026-02-11T13:53Z [----] followers, [----] engagements
"Real estate experts always say: Dont invest more than [--] hours from where you live. As someone who ignored that advice Is it good advice Yes"
X Link 2026-02-12T16:14Z [----] followers, [----] engagements
"Were building our temporary sales office out of a shipping container. They say its the most cost-effective way to get a building up. Well see. Final reveal in a couple of weeks"
X Link 2026-02-13T13:42Z [----] followers, [----] engagements
"This has to be the coolest development in Costa Rica. Its a walkable community where no cars are allowed inside the whole development. Its beachfront with amazing views throughout. Guess how much a home inside costs"
X Link 2026-02-14T13:56Z [----] followers, 301.1K engagements
"The development started in [----] (terrible timing) but is now very hot. It has a cohesive feel as all architecture is controlled The development sits on [----] acres with only a fraction currently developed. Its currently going through a huge expansion"
X Link 2026-02-14T13:56Z [----] followers, 31.2K engagements
"My goal as a developer is to one day pull off something as amazing as Las Catalinas Im currently building a [--] home project near a beach in Costa Rica. I just finished the road. My model will be finished in May. The first small step to bigger goals"
X Link 2026-02-14T13:56Z [----] followers, 31.2K engagements
"@moseskagan It's going to be very difficult to tell from an initial e-mail exchange or similar conversation who actually knows what theyre doing anymore"
X Link 2026-02-14T14:00Z [----] followers, [----] engagements
"@iamwjs67 I agree with both of these. It's almost like living in art but at the end of the day if I'm on vacation in CR I'd probably prefer some space"
X Link 2026-02-14T15:06Z [----] followers, 14.9K engagements
"Yeah we believe one of our biggest advantages is Costa Ricas friendly trade relationship with China. Our strategy has been to focus on quality and timing first and then price. With [--] homes we hope to get total costs down 2030% by the fifth home without sacrificing quality. But we have limited bandwidth so in the short run were forced to either slow down or spend more to be safe. My guess is we may spend $200K more on this home than we will on the last home assuming theyre exactly the same if that makes sense. https://twitter.com/i/web/status/2022728498402767177"
X Link 2026-02-14T17:43Z [----] followers, [--] engagements
"@robertobmello Good point Is it the chicken or the egg though Is our monetary policy a result of short-term preference"
X Link 2026-02-15T17:57Z [----] followers, [--] engagements
"One surprisingly difficult thing about building homes in another country Banking is absolutely ridiculous. The amount of red tape for every large transaction is a massive waste of time. I understand that banking is an easy chokepoint for governments to fight crime but there has to be a better way"
X Link 2026-02-16T14:36Z [----] followers, [----] engagements
"@sobradob Yeah exactly. Maybe they can take the El Salvador route with their new president and embrace crypto. I would love to transact with stablecoins. It would make my life so much easier"
X Link 2026-02-16T14:58Z [----] followers, [---] engagements
"@prb2o1o I'm sure that's a big part of it that's why it's so difficult to change the system"
X Link 2026-02-16T15:57Z [----] followers, [--] engagements
"A [--] year mortgage is the best option for the lower class. Buying a home is better for the average American than investing in stocks. It shouldn't be but it obviously is The greatest investment in the modern world is debt. Those who get debt and buy assets become rich and those who dont fall behind. A personal residence is the lowest risk option to add a ton of debt in the average person's life. Its sad this is how our economy works but its true. Homeownership is the easiest way for average people to psychologically unlock debt full stop"
X Link 2025-11-09T16:48Z [----] followers, [---] engagements
"Suspending work life balance in your 20s doesn't mean energy drinks and no sleep. It means putting certain things on a shelf for a decade. For over [--] years I nearly never Golfed watched tv series skied played video games etc. I got married and had [--] kids so in order to have a good marriage I spent the little free time that I did have with my family. Now that my kids are getting older I've slowly been realizing it's time to reap more of the rewards of that sacrifice by creating fun experiences with my kids and being there for as many of their experiences as I can. I've found myself picking up"
X Link 2025-11-12T12:17Z [----] followers, 103.7K engagements
"@ChrisGoals I think if it starts to gain momentum too many healthy people will jump ship and itll force the costs of premiums on health insurance companies to go too high. Its the same reason catastrophic plans are constantly getting shut down. I think healthcare in the US is corrupt"
X Link 2025-11-17T12:02Z [----] followers, [--] engagements
"The stock market is a place filler for money at this point. If the stock market goes down then everyone becomes poorer at the same time. In theory prices would drop if it were sustainable (which it isn't). What is actually scary is that the government is consistently stealing more of our money every day and is not being held accountable. A lot of people are trying to act cool and act tough but I think inside a lot of people are freaking out about the stock market A lot of people are trying to act cool and act tough but I think inside a lot of people are freaking out about the stock market"
X Link 2025-11-20T20:24Z [----] followers, [----] engagements
"People probably don't believe me but I love bitcoin bear markets. I enjoy seeing all the people who hate bitcoin celebrate and all the people with weak hands whine"
X Link 2025-11-21T20:11Z [----] followers, [---] engagements
"@moseskagan I'm adding this to my list The US in the 1800s was the peak entrepreneurial landscape. You could even just start a bank with some reserves and start printing cash"
X Link 2025-11-21T21:06Z [----] followers, [----] engagements
"Ive decided to raise more money for my Costa Rica project. The costs have been higher than I expected for both the construction and the financing. Ive decided I dont want to borrow more money and so Im going to create new shares. I already have buyers for my new shares with one of those buyers being me. Unfortunately this means I have to sell my portion of my townhome project in Utah to raise the money. Ive never made a transaction with anyone in the retwit space mostly because Ive been too afraid but I think this would be a good one to test the waters on if someone was interested in my"
X Link 2025-11-22T13:45Z [----] followers, 16.8K engagements
"@obrwog The townhomes are in Utah. My Costa Rica project is in Playa Negra"
X Link 2025-11-23T02:18Z [----] followers, [---] engagements
"@profplum99 @Econimica @Tyler_Neville_ Exactly. One thing your article perfectly broke out that was always intuitive to me but I hadn't seen the math so clearly is that it's harder than ever to break out of the government assistance trap and that dual income for middle class earners just doesn't work"
X Link 2025-11-24T22:51Z [----] followers, [---] engagements
"I had a great thanksgiving week with my family and I would attribute it to [--] things in particular. [--]. I bought a 'brick' that restricts access to my phone outside of essential apps. I use this most of the day and it prevents me from removing myself from my surroundings. This is difficult at first since our phones have become an addiction. Outside of rare exceptions I believe nearly anyone under the age of [--] has a debilitating addiction to their phone. Life has become increasingly chaotic for millenials and gen z. Not only has the world become less stable but more importantly we are plugged"
X Link 2025-12-01T14:55Z [----] followers, [----] engagements
"I believe that Bitcoin's progress is the most important thing were facing today for future generations and will ultimately be the pivotal point of our generation's 4th turning. At the same time many people believe it's a massive scam. The polarized difference is interesting. Performance in 2025: Gold: +60% Bitcoin: -10% https://t.co/CF2jwORLEx Performance in 2025: Gold: +60% Bitcoin: -10% https://t.co/CF2jwORLEx"
X Link 2025-12-01T21:22Z [----] followers, [---] engagements
"This is a good example of how economics works. Every housing market has a similar dynamic. You wont improve anyones life by increasing or decreasing housing prices. You will only do it by increasing the supply of homes. cant explain it but in California $1.5M gets you almost nothing $3M gets you a lot of house cant explain it but in California $1.5M gets you almost nothing $3M gets you a lot of house"
X Link 2025-12-03T16:22Z [----] followers, [----] engagements
"I have been working on this property in Costa Rica since [----]. I have also been posting about my experience on X for over [--] years. Today I am finally opening up pre-sales on the project If anyone is interested in purchasing a vacation home in Costa Rica then read my latest Substack post and reserve a spot. Im offering a really good deal to the first customers. My Substack link is in my bio"
X Link 2025-12-03T19:02Z [----] followers, [----] engagements
"@kylematthewsceo I completely disagree. You work all season and often multiple seasons to get to play at a really high level. You have a chance to prove everyone wrong. Go play one more game. Most of those players will never play football again"
X Link 2025-12-08T00:24Z [----] followers, [----] engagements
"@KJC485 @kylematthewsceo Yeah actually. In every sport I played the most memorable games were the final games. Most of those seniors will never play again"
X Link 2025-12-08T12:33Z [----] followers, [---] engagements
"@BowTiedXmas I just joined crowd health after having no insurance. Its a no brainer if you want insurance. At least until the health care mafia finds a way to shut them down"
X Link 2025-12-10T02:30Z [----] followers, [---] engagements
"I agree that there are clear differences between the [--]. Deflation due to production is very different from deflation caused by the slowdown of credit expansion. Deflation resulting from production is a natural good thing. I also agree that when people dont clearly distinguish the two its confusing but Im confident Luke understands the difference and is assuming his audience does too. I would still say your statement is false because in a system that is as levered as ours currently is it doesnt necessarily matter what causes the deflation because either will destabilize the system forcing"
X Link 2025-12-24T20:44Z [----] followers, [--] engagements
"I appreciate the back and forth. I think its fun to discuss these kinds of things. I do think Luke is unintentionally confusing when talking about deflation. I also agree that many smart people dont connect the clear differences between price variation driven by productivity and by credit cycles. I agree that the verdict isnt in on AI and robotics deflationary forces on todays pricing overall but I do think they are absolutely deflationary in the longer term. I dont believe that bitcoins price has dropped because of AIs impact as a deflationary force. Ive seen extreme deflation in my own"
X Link 2025-12-26T21:21Z [----] followers, [--] engagements
"I'm no tech guy but AI is blowing my mind. I'm becoming extremely optimistic about the future. Allow every bloated institution to collapse. banking Government Colleges Healthcare Let it all burn and Gen Z will have it all up and running again in months but without all the waste and fraud. https://twitter.com/i/web/status/2004980247083790492 https://twitter.com/i/web/status/2004980247083790492"
X Link 2025-12-27T18:18Z [----] followers, [---] engagements
"@Dougbarnett Costa Rica is better than both"
X Link 2026-01-03T01:33Z [----] followers, [---] engagements
"@SMB_Attorney If macro stability is what youre after I wouldnt be that confident 😂"
X Link 2026-01-05T00:53Z [----] followers, [---] engagements
"@john_at_swan @LukeGromen I'm not old enough to understand the dot com bubble from the inside but the pace that AI is improving is significantly faster than what I saw with software improvements once the iPhone was released"
X Link 2026-01-06T16:17Z [----] followers, [---] engagements
"These people who ignore vibe coding as irrelevant are insane. The world is getting rapidly better as software is now easy to create. I literally built this on my phone with the @Replit mobile app while washing my sons car and monitoring the situation. I literally built this on my phone with the @Replit mobile app while washing my sons car and monitoring the situation"
X Link 2026-01-07T15:37Z [----] followers, [---] engagements
"@amasad This is a great example of combining vibe coding with real world application. In Costa Rica the options for real estate data are terrible. I feel like making a new app for CR now too"
X Link 2026-01-07T15:38Z [----] followers, [---] engagements
"@FairweatherPhD Things can be both a very big deal and a bubble"
X Link 2026-01-07T16:14Z [----] followers, [--] engagements
"@APompliano It's crazy that gambling has gone from tightly regulated to a complete free for all in a few years"
X Link 2026-01-08T03:34Z [----] followers, [---] engagements
"@brettboettcher1 Making two parent income the norm might have been the #1 worst possible societal change weve had in the last century. This includes allowing sports betting for every kid with a phone"
X Link 2026-01-08T03:44Z [----] followers, [---] engagements
"In Costa Rica our project needed a custom app to implement co-ownership. Bids this summer: $150k$250k and [--] months. We built it ourselves with Cursor in under a week. Anyone still saying AI isnt already transforming software development is in denial"
X Link 2026-01-08T13:26Z [----] followers, [----] engagements
"@BitcoinNewsCom @grok What qualifies as a bitcion accumulator address"
X Link 2026-01-08T17:52Z [----] followers, [---] engagements
"@AsifSuria This is true. If it weren't for interest rates being held artificially low and institutional buyers getting easier access to that credit it probably would never haverubbed people the wrong way. Unfortenetly it's probably impossible to walk back now"
X Link 2026-01-08T18:19Z [----] followers, [---] engagements
"I competely agree. The problem is that you're saying banks cannot vet people on a large scale so they lend to institutions that already have the trust. It creates an imbalance as gains are unequally distributed to those at the top which is why we have the current backlash. The benefit is that money goes towards the production of homes which helps masses either way even if they don't realize it through cheaper rent/homes. The downside is that the bulk of the benefits go to those controlling the capital making the spread and the home builder. I would argue that there should be a bigger push to"
X Link 2026-01-08T18:34Z [----] followers, [--] engagements
"@ankurnagpal If you were investing a smaller amount of money would you have had a lot more confidence in your ability to create alpha on your own"
X Link 2026-01-08T21:42Z [----] followers, [----] engagements
"@NickTimiraos The one-year limit seems like a way to juice spending. Isn't this just a form of stimulus"
X Link 2026-01-10T04:53Z [----] followers, [---] engagements
"During this time we had just started sales and were deciding which CRM to use. Nothing fit exactly what we wanted so we just made our own. I mean why not Now this next app I think is where we are really starting to see where huge benefits will come in. 4/8"
X Link 2026-01-10T13:42Z [----] followers, [--] engagements
"One issue we've run into in our business is that were split between Utah and Costa Rica and communication often slips through the cracks. We had already started writing daily reports to make sure everyone was on the same page. We realized we would have a lot of benefits if we could start gathering the info into a database where an AI agent could stay up to date on everything happening. Our goal is to soon have an agent attached to this app that we can quickly ask questions about things inside reports that is also aware of everything inside our scheduling app and accounting app. Were currently"
X Link 2026-01-10T13:42Z [----] followers, [--] engagements
"A small AI example thats pretty fun is one night we wanted to see the likelihood that someone would get to stay at our place for two months straight depending on how many shares they bought. This was complicated because it involved a draft with [--] shares and different weeks of the year have different odds of being drafted. In less than an hour we built an app that let us run all sorts of simulations with our shares and generate accurate odds so someone can calculate how many shares fit their needs. 6/8"
X Link 2026-01-10T13:42Z [----] followers, [--] engagements
"This last app that we made is probably the most important. As a team each weekend we play Counter Strike. We had endless debates about who was really the best but now we have an app that aggregates data from every one of our games and updates an ongoing leaderboard. Jokes aside over the last [--] months Ive come to the realization that AI is probably the most powerful tool humans have created and learning to maximize its potential can put your business ahead. Understanding its capabilities is also key to understanding what you should be working on. 7/8"
X Link 2026-01-10T13:42Z [----] followers, [---] engagements
"@radshaan this is a fact across the board. The people hurt the most by change are those too old to adapt. Change is really beneficial for young people"
X Link 2026-01-11T01:06Z [----] followers, [---] engagements
"@GestaltU Its hard to argue that the DOJ isnt already weaponized"
X Link 2026-01-12T14:02Z [----] followers, [---] engagements
"@Kalshi Steve Jobs is rolling in his grave rn"
X Link 2026-01-12T17:07Z [----] followers, [--] engagements
"Crypto Twitter and Youtube have nothing to worry about. Once Trump takes over the Fed it'll make [----] look boring. INTEL: Viewership of cryptocurrency-related content on YouTube has dropped to its lowest level since January [----] INTEL: Viewership of cryptocurrency-related content on YouTube has dropped to its lowest level since January 2021"
X Link 2026-01-12T17:29Z [----] followers, [---] engagements
"@s_lutz95 [----] is shaping up to be the year of the banks vs everyone else"
X Link 2026-01-13T16:26Z [----] followers, [---] engagements
"This is a dumb take. The people who believe that the Federal Reserve is somehow helping all of us are the flat-earthers. What's annoying is that everyone in finance will slowly change their opinion as it becomes the wrong opinion. Just like they did with bonds in [----] and just as they did with China at the end of last year. https://twitter.com/i/web/status/2011119296613949824 https://twitter.com/i/web/status/2011119296613949824"
X Link 2026-01-13T16:52Z [----] followers, [---] engagements
"Before the Federal Reserve credit creation by banks was more evenly distributed making it easier for new business ventures to start. We have gone from [-----] banks before [----] to under [----] today while the large majority of credit creation is accumulated by an even smaller number in terms of lending volume. If you ask me it's the largest reason behind the growing income inequality in the US. Credit is now mostly used for asset purchases by already rich people rather than being given locally to young ambitious entrepreneurs. https://twitter.com/i/web/status/2011990578058440749"
X Link 2026-01-16T02:35Z [----] followers, [--] engagements
"@ctindale This problem seems impossible to address without the collapse of central banks. It doesnt seem like any of our leaders are serious enough about making these adjustments. The short term pain will be too big to get the country on board either"
X Link 2026-01-16T13:15Z [----] followers, [----] engagements
"@AlexH_Johnson It would actually be transformational for our economy if banks could flip the script on this and lend to people who they know will do a good job"
X Link 2026-01-16T18:57Z [----] followers, [----] engagements
"Im definitely not saying it was easier but what I would say is that the biggest barrier today for someone starting a new venture is that asset valuations have left reality and thats a direct result of lenders looking for yield in lending to people playing asset arbitrage rather than to people creating real productivity. Ironically its the near zero rates for a decade that compounded that problem. https://twitter.com/i/web/status/2012270940831498293 https://twitter.com/i/web/status/2012270940831498293"
X Link 2026-01-16T21:09Z [----] followers, [--] engagements
"@JimBob1071055 @AlexH_Johnson Youre joking right"
X Link 2026-01-16T21:42Z [----] followers, [---] engagements
"Yeah that's definitely the argument. I think it's a rational one too. It doesn't change the fact that most of the world will be driving much cheaper and frankly better cars. I think were facing a crisis right now. We have to ask ourselves can non-state-sponsored businesses in the US compete with China https://twitter.com/i/web/status/2012634418524139754 https://twitter.com/i/web/status/2012634418524139754"
X Link 2026-01-17T21:13Z [----] followers, [--] engagements
"We need a polymarket bet on who invades first. China - Tiawan US - Greenland"
X Link 2026-01-18T00:00Z [----] followers, [---] engagements
"OpenAI is in trouble. The only way to keep investments this large going into decade-long timelines is to have a supporting business like Gemini Meta Grok or China. The real bad news is that no one can compete with China. The real bottleneck is energy costs and not even Google can overcome that problem. OPENAI IS FALLING APART IN REAL TIME I've watched companies implode for decades. This one has all the warning signs. OpenAI declared "Code Red" in December. Altman sent an internal memo telling employees to drop everything because Google's Gemini [--] is eating their lunch. https://t.co/D9iJwOOmMe"
X Link 2026-01-20T16:53Z [----] followers, [---] engagements
"@GestaltU My fear is that we take a loss on this 4th turning and come into the first turning discombobulated. Sort of like the south after the American civil war. This would humble us and we could regroup in [--] years with strong leadership"
X Link 2026-01-20T17:30Z [----] followers, [--] engagements
"@cullenroche This is a terrible comparison. Shares constitute ownership of an asset even if that asset is deemed worthless. When a bank uses its reserves to justify credit expansion customers don't receive a share of those loans yet they bear the risk associated with them"
X Link 2026-01-22T00:06Z [----] followers, [----] engagements
"I get what youre saying but you're pointing out a slight error in technicality kinda and in the process butchering the spirit of the argument with a poor comparison. What's very frustrating right now is that banks are incentivized to systematically prevent their customers from achieving the highest possible yield while also misrepresenting the risks of keeping deposits with them. This was a justified practice prior to stablecoins that essentially made a large portion of their business pointless. Yet they are fighting tooth and nail right now to protect their interests over their customers."
X Link 2026-01-22T00:25Z [----] followers, [---] engagements
"Real estate development is not hard. Attempting real estate development while also having a full time job is very hard. Trying to do real estate development in another country while having a full time job is nearly impossible. I cannot believe how often I see people attempt to do a real estate development in Costa Rica as a side gig. It's NOT a good idea. If you want to participate in a developement in Costa Rica than either [--]. partner with someone who is already doing it Or [--]. quit your job and go all in DONT DO BOTH"
X Link 2024-06-01T01:13Z [----] followers, [----] engagements
"I really appreciate it Thats a great question. I dont think there's a single box but I do believe there are groups that are a great fit. I picked the spot because I have four kids and love to travel to places that arent super crowded but I hate taking a risk on Airbnbs. Any family that loves to surf. There is year-round great surf with multiple great breaks including the famous Playa Negra break that you can easily walk to. With the co-ownership model we think weve opened it up to other groups like businesses that consistently give out trips. Its a much more cost effective way to do that. It"
X Link 2026-02-01T14:30Z [----] followers, [---] engagements
"@jthurmanwright Yeah but you can still airbnb it"
X Link 2026-02-01T15:00Z [----] followers, [--] engagements
"@cpark29 That's a good point. I will say in Costa Rica the air is so warm I feel that's less of a problem"
X Link 2026-02-03T15:02Z [----] followers, [---] engagements
"@IOfixer I'm getting that feedback a lot. I'm thinking of keeping it on the outside shower but going with tile on the inside"
X Link 2026-02-03T17:54Z [----] followers, [--] engagements
"@illmatix3 Guancaste has slowly become a stomping ground for the mega-rich. I should have built homes for billionaires 😂"
X Link 2026-02-04T14:48Z [----] followers, [---] engagements
"@SimpleCRE Were highly considering doing our next project there. What's your biggest reason for liking that area more"
X Link 2026-02-04T15:01Z [----] followers, [---] engagements
"@rossiadam Were fine. Just the end of the monetary order with the largest debt levels in all of human history"
X Link 2026-01-29T02:48Z [----] followers, [---] engagements
"Here's a deal in Costa Rica that crossed my desk this week but I'm passing on it. I believe you could potentially have $4000000 in equity in over 2-3 years with this property. Property Details: Area (m2): [---------] Hectares: [----] Price per m2: $18 Sale price of Land: $2610000 Rough Numbers: Salable Area (m2) (.65): [--------] Streets common space etc. (m2) (.35): [--------] Average Lot Size (500 M2): [---] Price Per Lot at $120 Per m2: $60000 Projected Gross Sales: $11280000 Total Costs: $7199902.50 Projected Net Profit: $4080098 This is what the deal looks like if you sold lots instead of building"
X Link 2023-11-04T13:55Z [----] followers, 34.7K engagements
"We have some unsightly buildings bordering our property that will affect 4-6 out of our [--] lots. Fortunately growing landscape buffers in CR is a viable option. Seeking opinions on best landscape solutions. It's going to be hard to hide this [--] level one 😔"
X Link 2023-11-22T12:46Z [----] followers, [----] engagements
"I have confirmed my infrastructure costs After combing through [--] bids it's easy to see that the total costs outside of the fee to manage the project are around $2200000. It makes the two bids which total [-------] and [-------] completely ridiculous. The other [--] bids came between [-------] - [-------] after their fees and the VAT tax. If we stay within budget for the infrastructure we should be into our lots at around [------]. This is exciting since I believe the current value of the finished lot would be between [------] & [------] depending on which lot. That will give us 3000000-5000000 in equity"
X Link 2024-04-20T21:50Z [----] followers, 94.2K engagements
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/creator/twitter::spencertbarber