# ![@rja907 Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::3164449568.png) @rja907 Raj.brk

Raj.brk posts on X about $kspi, $csu, $heps, business the most. They currently have [---] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.

### Engagements: [---] [#](/creator/twitter::3164449568/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::3164449568/c:line/m:interactions.svg)

- [--] Week [------] -70%
- [--] Month [-------] +1,026%
- [--] Months [-------] +961%
- [--] Year [-------] +888%

### Mentions: [--] [#](/creator/twitter::3164449568/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::3164449568/c:line/m:posts_active.svg)

- [--] Week [--] -6.70%
- [--] Month [--] +33%
- [--] Months [---] +190%
- [--] Year [---] +393%

### Followers: [---] [#](/creator/twitter::3164449568/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::3164449568/c:line/m:followers.svg)

- [--] Week [---] +2.20%
- [--] Month [---] +120%
- [--] Months [---] +157%
- [--] Year [---] +255%

### CreatorRank: [---------] [#](/creator/twitter::3164449568/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::3164449568/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  40% [finance](/list/finance)  34% [technology brands](/list/technology-brands)  14% [social networks](/list/social-networks)  8% [currencies](/list/currencies)  4% [countries](/list/countries)  4% [cryptocurrencies](/list/cryptocurrencies)  3% [travel destinations](/list/travel-destinations)  3% [celebrities](/list/celebrities)  1%

**Social topic influence**
[$kspi](/topic/$kspi) #14, [$csu](/topic/$csu) #23, [$heps](/topic/$heps) #1, [business](/topic/business) 7%, [ai](/topic/ai) 6%, [youtube](/topic/youtube) 5%, [link](/topic/link) 5%, [$295sh](/topic/$295sh) #1, [in the](/topic/in-the) 4%, [dividend](/topic/dividend) 4%

**Top accounts mentioned or mentioned by**
[@jaminvest](/creator/undefined) [@strslkchn](/creator/undefined) [@shravanrayhaan](/creator/undefined) [@grok](/creator/undefined) [@heterodoxinvest](/creator/undefined) [@heyiamdahia](/creator/undefined) [@geminiapp](/creator/undefined) [@notebooklm](/creator/undefined) [@stoicpoint](/creator/undefined) [@fiscalai](/creator/undefined) [@antigravity](/creator/undefined) [@cashapp](/creator/undefined) [@milessuter](/creator/undefined) [@trungtphan](/creator/undefined) [@therealbirnbaum](/creator/undefined) [@nachunja](/creator/undefined) [@focusedcompound](/creator/undefined) [@sofi](/creator/undefined) [@levelsio](/creator/undefined) [@thelonginvest](/creator/undefined)

**Top assets mentioned**
[Kaspi.kz Joint Stock Company (KSPI)](/topic/$kspi) [D-MARKET Electronic Services & Trading (HEPS)](/topic/$heps) [Block, Inc. (XYZ)](/topic/$xyz) [Alibaba Group (BABA)](/topic/$baba) [Uber Technologies, Inc. (UBER)](/topic/$uber) [MYT Netherlands Parent B.V. (MYTE)](/topic/$myte) [Bitcoin (BTC)](/topic/bitcoin) [MercadoLibre Inc (MELI)](/topic/$meli) [Block, Inc. (SQ)](/topic/$sq) [Doximity, Inc. (DOCS)](/topic/$docs) [Full Truck Alliance Co. Ltd. (YMM)](/topic/$ymm) [Copart, Inc. (CPRT)](/topic/$cprt) [PayPal Holdings Inc (PYPL)](/topic/$pypl) [GitLab Inc. (GTLB)](/topic/$gtlb) [PVH Corp (PVH)](/topic/$pvh) [Alaska Air Group, Inc. (ALK)](/topic/$alk) [Clarivate Plc (CLVT)](/topic/$clvt) [RAI Finance (SOFI)](/topic/$sofi) [Charles Schwab Corporation (SCHW)](/topic/charles-schwab)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Used @GeminiApp to understand more about the characteristics of the Turkish economy and then fed the report to @NotebookLM to create a video about it. Uses $HEPS Q2 [----] report as an example. 👀 Youtube link: https://www.youtube.com/watchv=D7M13g60JcM https://www.youtube.com/watchv=D7M13g60JcM"  
[X Link](https://x.com/rja907/status/1951810648696111407)  2025-08-03T01:01Z [---] followers, [---] engagements


"$EDEN.PA is probably the biggest paradox in terms of business performance vs stock performance. Growing revenues and income double digits but stock is down almost half in the past [--] years due to regulatory concerns Youtube link: https://www.youtube.com/watchv=XP753ejZbOc https://www.youtube.com/watchv=XP753ejZbOc"  
[X Link](https://x.com/rja907/status/1952153862288318502)  2025-08-03T23:45Z [---] followers, [----] engagements


"$KSPI Q2 [----] - ✅Take rates stable/up - ✅ $500M in net income (stable/up) - ❌News that Juma went well - ✅some commentary on $HEPS - ✅ (in 2026) talk about buybacks (preferred) or at least plan to re-instate the dividend - ✅commentary on growth prospects. Looking forward to the call. I was really hoping for something on shareholder returns. Closest slide to it: What I would like from $KSPI's earnings on Monday: - Take rates stable/up - $500M in net income (stable/up) - News that Juma went well - some commentary on $HEPS - talk about buybacks (preferred) or at least plan to re-instate the"  
[X Link](https://x.com/rja907/status/1952330539656241456)  2025-08-04T11:27Z [---] followers, [----] engagements


"Reflecting on AI and $CSU Im reminded of the internal tools Ive worked on at tech companies over the last 8+ years. (I'm trying to poke holes in my thesis. I welcome any and all feedback. This is mostly rambling and thinking out loud.) Those systems were probably pretty similar to the ones CSU owns. Those systems were archaic but worked and had a lot of validations and customizations built in. There is NO WAY someone outside the company could have built those systems as they required close collaboration regular feedback access to historical data and verifiability. One of my co-workers used to"  
[X Link](https://x.com/rja907/status/2017744265758314732)  2026-01-31T23:38Z [---] followers, 100.4K engagements


"Seems like almost all the operating groups at $CSU are experimenting with and hiring for Gen AI (based on the text from job postings) Direct link (filtered for the Gen AI technologies I know about as a software engineer): h/t to @heterodoxinvest who tweeted about http://sumble.com"  
[X Link](https://x.com/rja907/status/2020339074331234371)  2026-02-08T03:29Z [---] followers, 11.5K engagements


"What I would like from $KSPI's earnings on Monday: - Take rates stable/up - $500M in net income (stable/up) - News that Juma went well - some commentary on $HEPS - talk about buybacks (preferred) or at least plan to re-instate the dividend - commentary on growth prospects"  
[X Link](https://x.com/rja907/status/1951832441318146109)  2025-08-03T02:28Z [---] followers, [----] engagements


"@stoic_point New to the idea. Thanks for sharing What makes you believe that $MYTE won't suffer the same fate as the others"  
[X Link](https://x.com/rja907/status/2010122763605029270)  2026-01-10T22:53Z [---] followers, [--] engagements


"While I say this about $CSU and buybacks I am also reminded of Mr. Leonard's President's letter from 2011: https://www.csisoftware.com/docs/default-source/investor-relations/presidents-letter/2011_presidents_letter.pdf @fiscal_ai Mr. Leonard on when $CSU would buyback the stock: https://t.co/QeYjhJnFON I don't mind them buying back at lower prices but if they are going to buyback it is probably going to be at 50% drawdown from these prices (comfortably under [--] EV/FCFA2S). Also Mr. Miller was asked https://t.co/JbPvZmhYhp"  
[X Link](https://x.com/rja907/status/2018756477843062813)  2026-02-03T18:40Z [---] followers, [----] engagements


"ngl this dip is teaching me the importance of personal cashflow/war chest. One of these days again https://t.co/hbiigVT0Dn One of these days again https://t.co/hbiigVT0Dn"  
[X Link](https://x.com/rja907/status/2019574191759192422)  2026-02-06T00:49Z [---] followers, [---] engagements


"AI is too cool. The world is literally your oyster. Play with it One of my favorite use cases is to update the UI of the websites according to my preferences using Tampermonkey scripts. Updated $CSU's website because: - I hated clicking twice to get to the doc - wanted a way to get all links of the docs (instead of copy pasting) to feed to Notebook LM to deep research. This took me about [--] minutes. I have not read a single line of code. I just kept prompting it until I got what I wanted. Took about 6-7 tries (built with @antigravity + Claude Opus 4.5) Demo for"  
[X Link](https://x.com/rja907/status/2019958603432751118)  2026-02-07T02:17Z [---] followers, [----] engagements


"I'm not active but I've owned crypto passively for about 5-6 years now. It's a crash course when it comes to risk management (portfolio allocation limits) holding on to your [--] bagger and not selling building actual conviction that is tested frequently etc. "The test of a first-rate intelligence is the ability to hold two opposed ideas in the mind at the same time and still retain the ability to function" - F. Scott Fitzgerald You can be a value investor and also hold some risky bets (with very strict guardrails and no leverage). It will never get to the point where I face the risk of ruin."  
[X Link](https://x.com/rja907/status/2020315363775508635)  2026-02-08T01:54Z [---] followers, [---] engagements


"@CashApp @milessuter What percentage of your net worth is in Bitcoin What percentage of it is held in cash app"  
[X Link](https://x.com/rja907/status/2021141801613263164)  2026-02-10T08:38Z [---] followers, [---] engagements


"I'm not that hopeful but I hope that you're right (I think $HEPS is just gonna burn money for a year or two. The other businesses will hopefully grow.) 10% EPS growth (in USD terms) might be achievable but for the 15% Hepsi and Rabo have to work out. (You have to widen the time horizon to 3-5 years to see real returns imho.) https://twitter.com/i/web/status/2002802058991477188 https://twitter.com/i/web/status/2002802058991477188"  
[X Link](https://x.com/rja907/status/2002802058991477188)  2025-12-21T18:03Z [---] followers, [---] engagements


"@Jam_invest @Strslkchn Never mind. Found it: $KSPI increased its stake in $HEPS by 6.6% to 72.5% by buying shares for $2.95/sh for an aggregate purchase price of $29.5M. https://www.sec.gov/Archives/edgar/data/1850235/000119312525308621/xslSCHEDULE_13D_X01/primary_doc.xml https://www.sec.gov/Archives/edgar/data/1850235/000119312525308621/xslSCHEDULE_13D_X01/primary_doc.xml"  
[X Link](https://x.com/rja907/status/2005422478986973204)  2025-12-28T23:35Z [---] followers, [---] engagements


"Pour one out for people who thought $KSPI will buy the rest of the $HEPS stake at the original acquisition price of $5.36 per share. (they just acquired another 6% (in [--] 3% transactions) for $2.95/sh on Nov 17: and on Dec 3: https://sec.gov/Archives/edgar/data/1850235/000119312525308621/xslSCHEDULE_13D_X01/primary_doc.xml https://sec.gov/Archives/edgar/data/1850235/000119312525285301/xslSCHEDULE_13D_X01/primary_doc.xml https://sec.gov/Archives/edgar/data/1850235/000119312525308621/xslSCHEDULE_13D_X01/primary_doc.xml"  
[X Link](https://x.com/rja907/status/2005433067041910919)  2025-12-29T00:17Z [---] followers, [----] engagements


"$KSPI making moves in $HEPS $KSPI now owns 75.96% of $HEPS after deploying $100M (4.17B TRY) in Capital Increase (and exercising all rights to buy some shares). Also purchased 2.3M shares privately at $2.95/share on Dec [--] and Dec [--]. Source: ALSO announced CEO transition Source: https://www.sec.gov/Archives/edgar/data/1850235/000110465925124529/tm2534413d1_ex99-1.htm https://www.sec.gov/Archives/edgar/data/1850235/000119312525332237/xslSCHEDULE_13D_X01/primary_doc.xml Pour one out for people who thought $KSPI will buy the rest of the $HEPS stake at the original acquisition price of $5.36 per"  
[X Link](https://x.com/rja907/status/2005710106797687149)  2025-12-29T18:38Z [---] followers, [---] engagements


"$KSPI bought 10% more $HEPS for $2.95/sh on Jan 5th Now $KSPI owns 85.17% of $HEPS up from 75.96% Source: https://www.sec.gov/Archives/edgar/data/1850235/000119312526005411/xslSCHEDULE_13D_X01/primary_doc.xml https://www.sec.gov/Archives/edgar/data/1850235/000119312526005411/xslSCHEDULE_13D_X01/primary_doc.xml"  
[X Link](https://x.com/rja907/status/2009016486351020266)  2026-01-07T21:37Z [---] followers, [---] engagements


"I used to think I can slap a $MELI multiple on $KSPI until I realized that $MELI has much bigger and probable growth prospects all over South America whereas Kaspi can't do that. Turkish expansion would be a big big test and it can make it rerate up to the heavens or down to being a dividend paying stock. "heads I win tails I don't lose much" kinda situation in my head https://twitter.com/i/web/status/2009019060760244339 https://twitter.com/i/web/status/2009019060760244339"  
[X Link](https://x.com/rja907/status/2009019060760244339)  2026-01-07T21:47Z [---] followers, [---] engagements


"Also look at it's closest competitor. $HSBK.L They used to trade at 3pe when I entered $KSPI and thought that I should probably not care because $KSPI is higher quality etc. but their valuations kinda merged at like 6-7pe. (obviously because of different factors but something to think about. like how much better is $KSPI than $HSBK to warrant a 3-6pe vs a 25pe) https://twitter.com/i/web/status/2009020648790831300 https://twitter.com/i/web/status/2009020648790831300"  
[X Link](https://x.com/rja907/status/2009020648790831300)  2026-01-07T21:53Z [---] followers, [---] engagements


"The more I think about how aggresively $KSPI is buying $HEPS the more I think that they are just going to leave the minorities wait for the actual business performance to improve to see the stock price appreciation. Ask yourself. If you own 10% of a company where the other shareholder owns 75% (Turkcommerce and Kaspi respectively) why would you ever sell out at $2.95 a share if you think you'd get a higher price when the minorities are cleared out https://twitter.com/i/web/status/2009140961721627077 https://twitter.com/i/web/status/2009140961721627077"  
[X Link](https://x.com/rja907/status/2009140961721627077)  2026-01-08T05:51Z [---] followers, [----] engagements


"$KSPI spotted in Shanghai ( $BABA Alipay integration )"  
[X Link](https://x.com/rja907/status/2010805028425175138)  2026-01-12T20:04Z [---] followers, [----] engagements


"Good $KSPI write up on VIC: https://valueinvestorsclub.com/idea/JOINT_STOCK_COMPANY_KASPI_KZ/9044823186#description https://valueinvestorsclub.com/idea/JOINT_STOCK_COMPANY_KASPI_KZ/9044823186#description"  
[X Link](https://x.com/rja907/status/2015571158293418265)  2026-01-25T23:43Z [---] followers, [----] engagements


"Had a chat with a Turkish uber driver today who moved to the US [--] years ago. I asked him about $HEPS and he was extremely surprised (obviously) and then I told him that I like to research companies to invest in and he said: "I would never invest in any Turkish company because of how unstable the environment is. You never know when your business can be shut down over night. They shut down $BKNG and $PYPL over night. You don't know who will lead the country after the current leadership. I never send money back to Turkey. I invest it in American stocks." I also talked about other companies that"  
[X Link](https://x.com/rja907/status/2017434499102216410)  2026-01-31T03:07Z [---] followers, [---] engagements


"The posts of users complaining about $HEPS ( $KSPI owns 85% ) are pretty bad. (check the posts here: Depends on how you see it. (glass half full or half empty) https://x.com/hepsiburada/with_replies https://x.com/hepsiburada/with_replies"  
[X Link](https://x.com/rja907/status/2018819489111109757)  2026-02-03T22:50Z [---] followers, [---] engagements


"@TrungTPhan I remember selling $SQ / $XYZ at $250/share when I realized it was impossible to generate good returns from that point. (Slowly making a position in $XYZ again 👀)"  
[X Link](https://x.com/rja907/status/2018844383102349324)  2026-02-04T00:29Z [---] followers, [----] engagements


"Dang the $PRKA earnings call was kinda sad. It lasted about [--] minutes with no questions asked. I guess everyone is done waiting for the good news. (I have been waiting and got bad news regarding how the winter weather is going to negatively impact the biz. 💀)"  
[X Link](https://x.com/rja907/status/2021363483342942582)  2026-02-10T23:19Z [---] followers, [---] engagements


"@TheRealBirnbaum You should look at $NXDR options. :-) (Today I sold $2 puts for $.60 expiring in June i.e. [--] months. Annualized return 65%.) They're fcf break even and have $430m net cash on a market cap of $670m. Founder/CEO owns 7% of the company"  
[X Link](https://x.com/rja907/status/2021818545408254255)  2026-02-12T05:27Z [---] followers, [----] engagements


"@nachunja Oh man. I feel like $XYZ is gonna get smoked after the earnings lol (I just think payments is super hated rn)"  
[X Link](https://x.com/rja907/status/2022068431722615118)  2026-02-12T22:00Z [---] followers, [---] engagements


"I worked at Zulily (parent: $QVCGA) for almost [--] years and got RSUs as part of my compensation. I was super bullish on it and didn't sell my RSUs. Down 98%. 🤣🤣 Fun fact: I literally bought $QVCGP out of my own pocket. Another big mistake. Taught me that even though I was a [--] year insider I didn't understand shit. Retail is hard melting ice cubes are hard leverage is hard management teams are not trustworthy even if they might seem like it you don't understand if you have true conviction until you're down 90%"  
[X Link](https://x.com/rja907/status/1949172172020421084)  2025-07-26T18:17Z [---] followers, 26.4K engagements


"$NXDR I'm not sure any company should be allowed to call itself Adjusted EBITDA breakeven after factoring in SBC. Like make it make sense. I'm super glad that the Founder is back they are getting closer to becoming profitable and are taking risks"  
[X Link](https://x.com/rja907/status/1953995693426888853)  2025-08-09T01:44Z [---] followers, [----] engagements


"Feel like $PRKA's 3q [----] report was pretty good"  
[X Link](https://x.com/rja907/status/1954032933737836831)  2025-08-09T04:12Z [---] followers, [---] engagements


"@FocusedCompound $QVCGA / $QVCGP debt analysis and their possible options to avoid bankruptcy"  
[X Link](https://x.com/rja907/status/1956014302919582129)  2025-08-14T15:25Z [---] followers, [---] engagements


"13F stocks picks I found interesting: $docs $ymm $cprt $alk $pypl $xyz $gtlb $pvh Time to dive deep on these"  
[X Link](https://x.com/rja907/status/1956848687327707172)  2025-08-16T22:40Z [---] followers, [---] engagements


"$CSU $CNSWF Investor Update from September 22nd [----]. Youtube link: Official link: Mark Leonard's final words as Constellation Software President (hopefully for short-term): It is really important to dig in and try and understand. To be an anthropologist. To observe and test the claims that you hear. To try to understand the current state of the art. There's [--] ways to do it: 1) Through sleuthing claims that you hear (obviously if you have trusted partners from whom you're getting evidence that makes life a whole lot easier). 2) Be a scientist instead of an anthropologist and actually run"  
[X Link](https://x.com/rja907/status/1971833042043052344)  2025-09-27T07:03Z [---] followers, [---] engagements


"$CSU $CNSWF Mark Miller's most recent podcast: https://youtu.be/yd3tm7NSvys https://youtu.be/yd3tm7NSvys"  
[X Link](https://x.com/rja907/status/1972047650414551503)  2025-09-27T21:16Z [---] followers, [---] engagements


"This is from the latest shareholder meeting. $CSU is down almost 30% from there implying that from here on investors would make 10% in returns. https://www.youtube.com/shorts/_WW1U9EtR0w https://www.youtube.com/shorts/_WW1U9EtR0w"  
[X Link](https://x.com/rja907/status/1972098595932565799)  2025-09-28T00:38Z [---] followers, [---] engagements


"Finally going through the $CSU filings and shocked at how easy they make it to understand the business at a very high level using FCFA2S metric. They could have used all kinds of things to complicate it like other conglomerates do. Reminds me of $BRK filings"  
[X Link](https://x.com/rja907/status/1972105052145045790)  2025-09-28T01:04Z [---] followers, [---] engagements


"$CSU $CNSWF The conference calls sounded kinda like a yellowish-red flag to me. As someone who has followed $CSU for a while I feel like the correct answer (or what Mark Leonard would have said is): We're not a fan of doing buybacks at these valuations but if it gets attractive we would buy back a lot of shares (after telling the current shareholders that we are planning on buying back the stock). Mark Leonard's most recent comments about buybacks: https://youtube.com/shorts/_WW1U9EtR0wsi=R358vrQVah1WYEl0 https://youtube.com/shorts/_WW1U9EtR0wsi=R358vrQVah1WYEl0"  
[X Link](https://x.com/rja907/status/1973572349581766674)  2025-10-02T02:14Z [---] followers, [---] engagements


"$CSU $CNSWF October 1st [----] Conference call Youtube link: Official link: https://www.csisoftware.com/category/press-releases/2025/09/26/constellation-software-inc.-announces-conference-call http://youtube.com/watchv=2Q07FC6uMdc https://www.csisoftware.com/category/press-releases/2025/09/26/constellation-software-inc.-announces-conference-call http://youtube.com/watchv=2Q07FC6uMdc"  
[X Link](https://x.com/rja907/status/1973610777140666395)  2025-10-02T04:47Z [---] followers, [---] engagements


"$CLVT is a great biz if they can just use all profits to pay down their debt and then just buy back stock but obviously they have to keep on trying to do more shitty M&A. :-/"  
[X Link](https://x.com/rja907/status/1978667665049682372)  2025-10-16T03:41Z [---] followers, [---] engagements


"Dang I thought $SOFI @SoFi touted itself as an all-digital bank. It has been [--] mins of wait on the phone and I am still waiting. Will reply to this post when I actually get a human on the other line"  
[X Link](https://x.com/rja907/status/1979651303954677859)  2025-10-18T20:50Z [---] followers, [---] engagements


"Simple reason for this $SCHW I have an account on Charles Schwab but don't keep any cash in it because the interests on uninvested deposits is basically nothing (whereas Fidelity/Robinhood pay high-yield savings account rates for uninvested cash)"  
[X Link](https://x.com/rja907/status/1979989180051800413)  2025-10-19T19:13Z [---] followers, [---] engagements


"$PDD Temu gamification is next-level. I don't think I have ever seen a more gamified app in my life by a BIGGGG margin. Glad I know about these tactics and didn't fall for it but gosh it was inviting. (got an offer for $100 to my Paypal account if I buy a $33 item 🤯)"  
[X Link](https://x.com/rja907/status/1979994227921829919)  2025-10-19T19:33Z [---] followers, [---] engagements


"$KSPI Spent some time learning more about the Unified QR being implemented in KZ. I am still trying to truly understand the risks. It could create a "leak" in the Kaspi ecosystem but would also mean that other banks are also at danger. but definitely a thing to monitor more closely and understand implications of. Currently Kaspi has not been mandated to join but it could be forced to join next year. I hope this question comes up in the next earnings call. Watched Zhanar Samayeva (CEO of KZ gov's National Payment Corporation) only public thoughts here (auto-translated by Youtube): (first 15"  
[X Link](https://x.com/rja907/status/1980155144064102743)  2025-10-20T06:12Z [---] followers, [---] engagements


"Like or reply to this post if you're interested in a $KSPI spaces (Mostly want to get to know how people are thinking about the biz the risks etc.) Thinking of doing it sometime this weekend"  
[X Link](https://x.com/rja907/status/1981511010185072844)  2025-10-24T00:00Z [---] followers, [---] engagements


"(after 3-4 grok prompts) While Hepsiburada already has BNPL capabilities Rabobank brings a full deposit-taking banking license which Hepsipay lacks. This enables Kaspi to expand into deposit accounts cheaper funding for loans (via customer deposits) wholesale banking services (e.g. trade finance for merchants) and deeper regulatory compliance for scaling integrated fintech-e-commerce services in Turkey. Essentially it upgrades the ecosystem from consumer-focused lending to a comprehensive banking backbone reducing reliance on external partners and boosting long-term profitability"  
[X Link](https://x.com/rja907/status/1985514747547304006)  2025-11-04T01:09Z [---] followers, [--] engagements


"Someone check on this bro $KSPI 🐳whale buying $KSPI [--] C 11/21/2025 https://t.co/8OfXLZBney 🐳whale buying $KSPI [--] C 11/21/2025 https://t.co/8OfXLZBney"  
[X Link](https://x.com/rja907/status/1988464678574715073)  2025-11-12T04:31Z [---] followers, [---] engagements


"Visiting China right now and if you are a $PDD holder you have nothing to worry about. Every single local I have spoken to LOVE PDD. It's kinda insane to see it. Also $TCEHY $BABA (thru Alipay ownership) $MPNGY Bytedance products are omnipresent"  
[X Link](https://x.com/rja907/status/1996491826317172936)  2025-12-04T08:08Z [---] followers, [---] engagements


"Is $QXO just a blind trust in Mr. Brad Jacobs being able to execute the roll-up Was there any interest in the $11B $BECN to begin with"  
[X Link](https://x.com/rja907/status/2002577707851526291)  2025-12-21T03:11Z [---] followers, [---] engagements


"@levelsio There's a [--] day transit visa for Americans. Used it last month. Tons of ports to choose from. I went to Hong Kong and then took a ferry to the Shenzhen She Kou port. Flew from Shenzhen to Chongqing to Shanghai and got the experience of a lifetime It was super easy"  
[X Link](https://x.com/rja907/status/2004415491117666344)  2025-12-26T04:54Z [---] followers, [---] engagements


"@TheLongInvest During my trip to China earlier this month I asked people about this. The overwhelming fav was $PDD and $BABA's Taobao. No one even talked about $JD. It might be cheap but it has extremely strong competitors"  
[X Link](https://x.com/rja907/status/2004964847285666018)  2025-12-27T17:17Z [---] followers, [----] engagements


"@shravanrayhaan Nvm. Found it: https://x.com/i/status/1986774110769463382 Thoughts on $izea as we step into Q3 [----] (Nov 122025) @$4.88 (Mkt cap [--] mil Ev [--] mil ) A (small )thread- https://x.com/i/status/1986774110769463382 Thoughts on $izea as we step into Q3 [----] (Nov 122025) @$4.88 (Mkt cap [--] mil Ev [--] mil ) A (small )thread-"  
[X Link](https://x.com/rja907/status/2005069779762380861)  2025-12-28T00:14Z [---] followers, [--] engagements


"For those still following $PRKA is gonna repurchase 10% of shares: https://www.sec.gov/ixdoc=/Archives/edgar/data/0001297937/000149315225028137/form8-k.htm https://www.sec.gov/ixdoc=/Archives/edgar/data/0001297937/000149315225028137/form8-k.htm"  
[X Link](https://x.com/rja907/status/2005418279578534210)  2025-12-28T23:19Z [---] followers, [--] engagements


"What the fine print says: On December [--] [----] the Reporting Person agreed to purchase in two separate transactions an aggregate of [-------] Ordinary Shares (represented by ADSs) of the Issuer from two unrelated counterparties at a purchase price of $2.95 per share for an aggregate purchase price of USD [-----------]. The source of funding for the purchases is the working capital of the Reporting Person. https://twitter.com/i/web/status/2005428278627356817 https://twitter.com/i/web/status/2005428278627356817"  
[X Link](https://x.com/rja907/status/2005428278627356817)  2025-12-28T23:58Z [---] followers, [--] engagements


"@Strslkchn @Jam_invest That's a fair point. Wondering how the "reporting stake" increased from 65.4% to 72.57%. (as seen on the filing)"  
[X Link](https://x.com/rja907/status/2005429579322892314)  2025-12-29T00:04Z [---] followers, [--] engagements


"How the hell was the $RICK buyout of ADW's shares even legal (at a 60% premium with 12% seller financing) It's just unbelievable"  
[X Link](https://x.com/rja907/status/2005449242777883051)  2025-12-29T01:22Z [---] followers, [---] engagements


"I'm definitely newer than you are to the $CSU ecosystem but from what I have heard and read Constellation keeps a huge backlog of companies that they'd like to buy and connect with them every year. If $CHG.DE is able to run their playbook in the same geography with more success it either means that something is wrong with Constellation or $CHG.DE is overpaying for the deals. (I want to find out which of these cases is true so that I think more deeply about my $CSU ownership or start thinking about investing in Chapters group) In my head if I am a long-term founder with decades of history with"  
[X Link](https://x.com/rja907/status/2006095729899848123)  2025-12-30T20:11Z [---] followers, [---] engagements


"Mr. Buffett is retiring as CEO today and I have the urge to say how he deeply impacted me and my life. I didn't grow up in a family of means and most of my family worked for some government department. Capitalism was never discussed and no one even thought of or discussed the stock market. Also as my father was mostly absent and I was an insatiably curious kid I kept searching for role models I can copy and learn from to get ahead in life and become somewhat successful. After studying and getting super lucky I saved up some money but I literally didn't know what to do with it. I put it in a"  
[X Link](https://x.com/rja907/status/2006547803619864647)  2026-01-01T02:07Z [---] followers, [--] engagements


"@Szew_invest @grok look at the photo in the tweet and respond with the stock tickers of each"  
[X Link](https://x.com/rja907/status/2007549368942149988)  2026-01-03T20:27Z [---] followers, [--] engagements


"I don't think I've ever seen portfolio made of only serial acquirers [--]. Is that the serial acquirer part of the portfolio or are these your only holdings Either way fairly interesting [--]. Why not just own $CSU (with its $TOI / $LMN stakes) I'm new to $SGN and $CHG. Do you think $CSU / $TOI can't enter those markets and beat $SGN and $CHG https://twitter.com/i/web/status/2007564531615318458 https://twitter.com/i/web/status/2007564531615318458"  
[X Link](https://x.com/rja907/status/2007564531615318458)  2026-01-03T21:27Z [---] followers, [---] engagements


"(try to think about this myself as I am a new $ABNB holder - avg cost under $120/sh) I feel like you might be oversimplifying it. Obviously the SBC is not good but that is not the only reason the stock has gone sideways. [--]. We have to agree that the stock was overvalued in [----] (and the IPO). [--]. The core business (70%) is in [--] countries but the new countries will be loss leaders until they capture the market. The international expansion was expected to grow at a faster pace in [----] but that has not happened. [--]. Money invested in developing Airbnb experiences hasn't paid off and might never."  
[X Link](https://x.com/rja907/status/2008390057334632654)  2026-01-06T04:07Z [---] followers, [--] engagements


"I would not underestimate booking but I think it's a very different business. Also I feel like booking is trying to move towards Airbnb's market and Airbnb is trying to move towards Booking's market (more hotels on the website). At these valuations I'd pick Airbnb stock over Booking but it is still not a screaming buy. Booking also has more competition with Expedia etc. but there's mostly only [--] Airbnb kind of a scaled business. It'll definitely be interesting to see how things play out https://twitter.com/i/web/status/2008414950058840248 https://twitter.com/i/web/status/2008414950058840248"  
[X Link](https://x.com/rja907/status/2008414950058840248)  2026-01-06T05:46Z [---] followers, [--] engagements


"KZ GDP is $300B iirc. So that would be a lot. For that to happen (in the next 2-3 years) at least one of the following is required: [--]. Turkish expansion is successful [--]. Mr. Market has goes crazy [--]. Gets overvalued [--]. Oil prices spike and people spend a lot [--]. wait for 7-8 years etc. [--]. Kaspi pulls another rabbit out of the hat. https://twitter.com/i/web/status/2008621042689011914 https://twitter.com/i/web/status/2008621042689011914"  
[X Link](https://x.com/rja907/status/2008621042689011914)  2026-01-06T19:25Z [---] followers, [---] engagements


"Challenge to any $CSU bear: I am a software engineer and a $CSU long. I am also super bullish on AI. (so much so that I don't believe it is overhyped) I am willing to collaborate with anyone on disrupting any of the the 1k+ companies $CSU owns by building a competitor using AI. We can talk terms in the DMs. https://twitter.com/i/web/status/2010118180958847378 https://twitter.com/i/web/status/2010118180958847378"  
[X Link](https://x.com/rja907/status/2010118180958847378)  2026-01-10T22:34Z [---] followers, [----] engagements


"Looking into some international stocks these days and it is literally insane how much lower the commissions/fees are on IBKR Fidelity is like 10-20x the cost of IBKR"  
[X Link](https://x.com/rja907/status/2010465505824608500)  2026-01-11T21:35Z [---] followers, [---] engagements


"@GarpandChill Thanks for this post If you come across a company you think AI can disrupt lmk and I can try to put something together using AI. (I'm a software engineer with 8+ years of experience at Big Tech etc. and a $CSU long)"  
[X Link](https://x.com/rja907/status/2011263701207466078)  2026-01-14T02:26Z [---] followers, [---] engagements


"I've been reading Born to Be Wired (John Malone's autobiography) and realizing what a G he and Billy G were Bill Gates: "We think our product (MSN) is going to be a huge success. I don't want you making the mistake of putting your money into something (AOL) we're gonna put out of business." https://twitter.com/i/web/status/2011524596315668518 https://twitter.com/i/web/status/2011524596315668518"  
[X Link](https://x.com/rja907/status/2011524596315668518)  2026-01-14T19:43Z [---] followers, [---] engagements


"Man as a software engineer who is bullish on AI and someone who's long $CSU I am literally trying to think what could make us lose from here. (saw a bunch of horrible takes on the timeline this week and thought it wouldn't hurt to add some more 😅) [--]. Every average software engineer at the 1k+ companies has gotta be using Claude/Gen AI at this point. There's no way they're not. I wish I could talk to some Constellation SDEs about this [--]. The incumbent has a non-zero amount of advantage here. They have the historical data on which these AI agents can iterate and build. [--]. Having more AI"  
[X Link](https://x.com/rja907/status/2012465217767460989)  2026-01-17T10:01Z [---] followers, 23.3K engagements


"@adrivalue Short term it's fine but if it stays at 20x FCFA2S for a couple of years people might so no return for years and that drives the good people out. (In my experience) But I would also say that the job market is pretty bad rn so people would like to hold on to their jobs"  
[X Link](https://x.com/rja907/status/2012590907321897354)  2026-01-17T18:20Z [---] followers, [----] engagements


"@HeyIamDahia Let's collaborate and disrupt any of the $CSU companies. Please. I seriously want to try this (What you said makes sense at first but I really don't think it is actually that simple.)"  
[X Link](https://x.com/rja907/status/2012799662130962933)  2026-01-18T08:10Z [---] followers, [---] engagements


"@stats_feed @grok what about India"  
[X Link](https://x.com/rja907/status/2013382914407555512)  2026-01-19T22:47Z [---] followers, [--] engagements


"Can't believe it took me this long to find a podcast of Mark Leonard being interviewed by Jeff Bender (from the Harris Operating group): $CSU https://youtu.be/w8BsjJQUUBYsi=dfzeBa8ADys16XeH https://youtu.be/w8BsjJQUUBYsi=dfzeBa8ADys16XeH"  
[X Link](https://x.com/rja907/status/2015206786815705498)  2026-01-24T23:35Z [---] followers, [----] engagements


"$FIG IPO lock-up period ends tomorrow"  
[X Link](https://x.com/rja907/status/2016038110342349011)  2026-01-27T06:38Z [---] followers, [---] engagements


"With $CSU (like with most investments as a long-term investor) it will come down to whether you trust the management or not. I've been watching interviews/reading blogs of some group CEOs and understanding how decentralized the company really is. IMHO it's an easy double in [--] years. DYOR"  
[X Link](https://x.com/rja907/status/2016320813734232144)  2026-01-28T01:21Z [---] followers, [----] engagements


"@lifelonghacker @Compounds365 Busy with work these days but hoping to get some time with Manus this weekend Will keep y'all posted lol"  
[X Link](https://x.com/rja907/status/2016355947665604932)  2026-01-28T03:41Z [---] followers, [---] engagements


"Don't go by the VMS Ventures name. It's not a typical VC. I actually reached out to them about one of my side projects and the response was: ".The vast majority of my investments are made in CSI employees who wish to start their own company. I will occasionally invest in external companies. However I need to find a business manager from within Constellation who endorses the start-up and believes that they can provide commercial assistance." Don't depend on it for your $CSU holdings to work out. https://twitter.com/i/web/status/2016735371707724002"  
[X Link](https://x.com/rja907/status/2016735371707724002)  2026-01-29T04:49Z [---] followers, [---] engagements


"Sold some puts on $XYZ today If they work average cost will be 48.5/sh. If not I'll make a 16% return annualized"  
[X Link](https://x.com/rja907/status/2017306894025822381)  2026-01-30T18:40Z [---] followers, [---] engagements


"@shravanrayhaan It was a [--] min uber ride lol He obviously didn't know that KSPI bought it recently but said that some big family owns it"  
[X Link](https://x.com/rja907/status/2017477701091922426)  2026-01-31T05:59Z [---] followers, [--] engagements


"$KSPI 3Q [----] earnings: - ✅Take rates stable/up - ✅$500M in net income (stable/up) - ✅Buybacks commencing THIS month 🚀 - ✅ Basic $HEPS roadmap with some growth. Youtube link to the earnings recording: Notes: While it is good to see capital returns commence I'm looking forward to easier comps starting next year. I also want to see higher capital returns (hopefully focusing on buybacks rather than dividends at such low valuations). Hopefully the pent up demand for electronics/smartphones will give a nice bump. Regarding Unified QR: Here's how I think about it (might be wrong as I am still"  
[X Link](https://x.com/rja907/status/1987898086921003161)  2025-11-10T15:00Z [---] followers, [----] engagements


"If the Rabobank acquisition is pushed out to mid [----] and $HEPS has already done a capital raise it should give $KSPI some room for capital returns during the first half of the year. (and then go back into investing for growth mode in H2)"  
[X Link](https://x.com/rja907/status/2002791839762653659)  2025-12-21T17:22Z [---] followers, [---] engagements


"The $COUR and $UDMY merger looks interesting on first glance. Time to dive deeper. Buying the $UDMY shares sounds like a better deal right now. Will post my learnings here"  
[X Link](https://x.com/rja907/status/2003357336870809817)  2025-12-23T06:49Z [---] followers, [---] engagements


"I wanted a better way to track how stocks in the $WAGNX portfolio were doing. Found this site that shows the returns for the top [--] stocks: $TAVHY $EDELWEISS $HCC $VAL $TDW $OXY $RYSKF $RYGYF $AMR $AN https://stockanalysis.com/stocks/compare/nse:edelweiss-vs-otc:tavhy-vs-hcc-vs-val-vs-tdw-vs-oxy-vs-otc:ryskf-vs-otc:rygyf-vs-amr-vs-an/ https://stockanalysis.com/stocks/compare/nse:edelweiss-vs-otc:tavhy-vs-hcc-vs-val-vs-tdw-vs-oxy-vs-otc:ryskf-vs-otc:rygyf-vs-amr-vs-an/"  
[X Link](https://x.com/rja907/status/1955151743559622698)  2025-08-12T06:17Z [---] followers, [----] engagements


"If you got this far and are coming to the $BRKB Berkshire Hathaway Annual meeting in April join the discord group I created: Would to meet like-minded value investing folks https://discord.gg/e3NxAFaf https://discord.gg/e3NxAFaf"  
[X Link](https://x.com/rja907/status/1492456306053058562)  2022-02-12T11:11Z [---] followers, [--] engagements


"$HEPS Q1: Had to do a double take here👀👀 "The rise in other revenue was mainly attributable to 52.4% growth in our advertising services (HepsiAd) 136.4% growth in our Hepsiburada Premium subscription revenues and 35.9x growth in our fintech operations revenues.""  
[X Link](https://x.com/rja907/status/1921391596680986813)  2025-05-11T02:27Z [---] followers, [---] engagements


"@Noalgos I don't see $FRHC as a direct competitor for a large amount of the population but I agree it's probably the next best place to work at after $HSBK. HSBK is a bigger bank and fwiw my linkedin sleuthing has found that a bunch of former Kaspi employees went on to work at Halyk"  
[X Link](https://x.com/rja907/status/1922048816728915985)  2025-05-12T21:58Z [---] followers, [---] engagements


"Does anyone understand what is up with $ANYYY (Aena airports - world's largest airport operator by passenger traffic) Looks like $ANNSD has spiked and $ANYYY fell but $AENA.MSE is unchanged"  
[X Link](https://x.com/rja907/status/1940138182651388244)  2025-07-01T19:59Z [---] followers, [---] engagements


"@DaniBarruso @alvarofaraco @StocksandCoffe @Main_Ridge @iparatx"  
[X Link](https://x.com/rja907/status/1940150978680168679)  2025-07-01T20:50Z [---] followers, [---] engagements


"Super excited about this I loved Dishoom so much that I went there twice during my London trip Also happy to see this as an $LVMUY holder 😎 Dishoom raised from L Catterton at a $400M valuation. They started with [--] restaurant in Covent Garden in [----] now have [--] locations. $150m in revenue in [----] $10M profit. NYC location in [----]. Dishoom raised from L Catterton at a $400M valuation. They started with [--] restaurant in Covent Garden in [----] now have [--] locations. $150m in revenue in [----] $10M profit. NYC location in 2026"  
[X Link](https://x.com/rja907/status/1952522899786719641)  2025-08-05T00:11Z [---] followers, [---] engagements


"Swapping my $DEO position for $LVMUY looks like a gooood decision for now. 🙌"  
[X Link](https://x.com/rja907/status/1981530230130168133)  2025-10-24T01:16Z [---] followers, [---] engagements


"Good $CSU blog: https://www.marginofsafetyinvesting.com/p/softwares-funeral https://www.marginofsafetyinvesting.com/p/softwares-funeral"  
[X Link](https://x.com/rja907/status/2017672993636544866)  2026-01-31T18:55Z [---] followers, [----] engagements


"@CSUnerd To clarify: I am not nor have I ever been employed by any Constellation companies. If by "insider" you mean I work in the software industry or hold a long position in $CSU then both are correct"  
[X Link](https://x.com/rja907/status/2018035076903440678)  2026-02-01T18:53Z [---] followers, [---] engagements


"@Mufasa_Capital Depends on the businesses. There are probably millions of businesses that never need to use Constellation's offerings"  
[X Link](https://x.com/rja907/status/2018518669220004081)  2026-02-03T02:55Z [---] followers, [---] engagements


"@RVTcapital (as a $KSPI holder) The Rabobank acquistion will not go through until mid-late 2026: (after it goes through it will take atleast a year or two to show signs of progress imho) Market expansion is nice but Turkish Lira is no better than KZ tenge. https://ir.kaspi.kz/media/Update_on_the_acquisition_of_Rabobank_A.%C5%9E._.pdf https://ir.kaspi.kz/media/Update_on_the_acquisition_of_Rabobank_A.%C5%9E._.pdf"  
[X Link](https://x.com/rja907/status/2002531812145517003)  2025-12-21T00:09Z [---] followers, [---] engagements


"@retaox (as a $KSPI holder) What's the path to growing EPS at 15% in USD terms I personally think of it more like a KZ GDP +/- 2% grower (6%) with a capital return story. ($HEPS does give some optionality but it's not going to be easy.)"  
[X Link](https://x.com/rja907/status/2002553771843596445)  2025-12-21T01:36Z [---] followers, [---] engagements


"@victaurs $KSPI"  
[X Link](https://x.com/rja907/status/2005072432680632704)  2025-12-28T00:24Z [---] followers, [---] engagements


"@Jam_invest @Strslkchn can you please explain more I didn't know they were gonna buy more"  
[X Link](https://x.com/rja907/status/2005420783791915475)  2025-12-28T23:29Z [---] followers, [---] engagements


"@Strslkchn @Jam_invest I wonder why the people who sold at $2.95/sh thought. Maybe Kaspi told them that they're never going to try to tender for the minorities as they already have a huge controlling stake and it'll take a couple of years for $HEPS improvements to play out"  
[X Link](https://x.com/rja907/status/2005683266863702050)  2025-12-29T16:52Z [---] followers, [---] engagements


"To me it kinda signals that they have some extra cash lying around right now (due to the delayed Rabobank approvals) and hopefully this means that they see buying more of $HEPS is more value accretive than buying back their own stock. I'm hoping that once they are done with this stuff they'll probably just start buying back their stock. https://twitter.com/i/web/status/2005713449817616565 https://twitter.com/i/web/status/2005713449817616565"  
[X Link](https://x.com/rja907/status/2005713449817616565)  2025-12-29T18:52Z [---] followers, [---] engagements


"@shravanrayhaan @grok it doesn't make sense that $xyf's PE is [--] and has a dividend and cash on the balance sheet. Could it be a fraud Investigate deeply. Make no mistakes"  
[X Link](https://x.com/rja907/status/2015851328233456044)  2026-01-26T18:16Z [---] followers, [---] engagements


"Better link: (including $WAGNX) https://stockanalysis.com/stocks/compare/nse:edelweiss-vs-otc:tavhy-vs-hcc-vs-val-vs-tdw-vs-oxy-vs-otc:ryskf-vs-amr-vs-an-vs-mutf:wagnx/ https://stockanalysis.com/stocks/compare/nse:edelweiss-vs-otc:tavhy-vs-hcc-vs-val-vs-tdw-vs-oxy-vs-otc:ryskf-vs-amr-vs-an-vs-mutf:wagnx/"  
[X Link](https://x.com/rja907/status/1962390556665168263)  2025-09-01T05:42Z [---] followers, [---] engagements

Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing