# ![@raygaurca Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1219741878897254400.png) @raygaurca Ray Gaur

Ray Gaur posts on X about canada, vancouver, stocks, $nvda the most. They currently have [-----] followers and [----] posts still getting attention that total [-----] engagements in the last [--] hours.

### Engagements: [-----] [#](/creator/twitter::1219741878897254400/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1219741878897254400/c:line/m:interactions.svg)

- [--] Week [------] +229%
- [--] Month [------] +495%
- [--] Months [-------] +307%
- [--] Year [-------] -68%

### Mentions: [--] [#](/creator/twitter::1219741878897254400/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1219741878897254400/c:line/m:posts_active.svg)

- [--] Week [--] -23%
- [--] Month [---] +175%
- [--] Months [---] +181%
- [--] Year [---] +20%

### Followers: [-----] [#](/creator/twitter::1219741878897254400/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1219741878897254400/c:line/m:followers.svg)

- [--] Week [-----] +0.18%
- [--] Month [-----] +0.72%
- [--] Months [-----] +3.80%
- [--] Year [-----] +8.90%

### CreatorRank: [---------] [#](/creator/twitter::1219741878897254400/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1219741878897254400/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [stocks](/list/stocks)  [countries](/list/countries)  [technology brands](/list/technology-brands)  [travel destinations](/list/travel-destinations)  [cryptocurrencies](/list/cryptocurrencies)  [automotive brands](/list/automotive-brands)  [celebrities](/list/celebrities)  [mlb](/list/mlb)  [exchanges](/list/exchanges) 

**Social topic influence**
[canada](/topic/canada), [vancouver](/topic/vancouver), [stocks](/topic/stocks), [$nvda](/topic/$nvda), [meta](/topic/meta), [$tsla](/topic/$tsla), [bitcoin](/topic/bitcoin), [india](/topic/india), [lyft](/topic/lyft), [$lyft](/topic/$lyft)

**Top accounts mentioned or mentioned by**
[@rbc](/creator/undefined) [@kinsellawarren](/creator/undefined) [@gabbbarsingh](/creator/undefined) [@foodprofessor](/creator/undefined) [@ronmortgageguy](/creator/undefined) [@wiseconnector](/creator/undefined) [@shuklas25](/creator/undefined) [@acoyne](/creator/undefined) [@daveeby](/creator/undefined) [@anandmahindra](/creator/undefined) [@whatsapp](/creator/undefined) [@elonmusk](/creator/undefined) [@stevesaretsky](/creator/undefined) [@jonflynnrestats](/creator/undefined) [@fordnation](/creator/undefined) [@trendspider](/creator/undefined) [@rupasubramanya](/creator/undefined) [@pierrepoilievre](/creator/undefined) [@grok](/creator/undefined) [@mrderivatives](/creator/undefined)

**Top assets mentioned**
[NVIDIA Corp. (NVDA)](/topic/$nvda) [Tesla, Inc. (TSLA)](/topic/$tsla) [Bitcoin (BTC)](/topic/bitcoin) [Lyft, Inc. Class A Common Stock (LYFT)](/topic/$lyft) [Advanced Micro Devices (AMD)](/topic/$amd) [Shopify Inc (SHOP)](/topic/$shop) [Intuit Inc. (INTU)](/topic/$intu) [AT&T Inc. (T)](/topic/$t) [Amazon.com, Inc. (AMZN)](/topic/$amzn) [John Hancock Financial Opportunities Fund (BTO)](/topic/$bto) [Metadium (META)](/topic/$meta) [PayPal Holdings Inc (PYPL)](/topic/$pypl) [Bitcoin Gold (BTG)](/topic/$btg) [Rivian Automotive, Inc.  (RIVN)](/topic/$rivn) [Netflix Inc (NFLX)](/topic/$nflx) [Algonquin Power & Utilities Corp (AQN)](/topic/$aqn) [Dell Technologies, Inc. (DELL)](/topic/dell) [Affirm Holdings, Inc. (AFRM)](/topic/$afrm) [Lightspeed Commerce Inc. (LSPD)](/topic/$lspd) [Starbucks Corporation (SBUX)](/topic/$sbux) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Microsoft Corp. (MSFT)](/topic/microsoft) [Canadian Natural Resources Limited (CNQ)](/topic/$cnq) [UnitedHealth Group (UNH)](/topic/$unh) [Apple, Inc. (AAPL)](/topic/aapl) [Costco Wholesale Corporation (COST)](/topic/costco)
### Top Social Posts
Top posts by engagements in the last [--] hours

"$CPLF A Vancouver based company offering software solutions to companies managing critical infrastructure worldwide. Never lost a customer. Great buy under $6.50 https://finance.yahoo.com/quote/CPLF.TO/profilep=CPLF.TO https://finance.yahoo.com/quote/CPLF.TO/profilep=CPLF.TO"  
[X Link](https://x.com/raygaurca/status/1534580954957680640)  2022-06-08T16:59Z [----] followers, [--] engagements


"I am eyeing these stocks to take small positions in anytime now. My logic - they may further correct but only a fraction of what they already have from their [--] week highs. $BNS C$66.76 $SHOP C$38.32 $META $134.40"  
[X Link](https://x.com/raygaurca/status/1574966056829198336)  2022-09-28T03:35Z [----] followers, [--] engagements


"Cruise stocks are rising on strong demand. $NCLH $CCL $RCL"  
[X Link](https://x.com/raygaurca/status/1668269788303335431)  2023-06-12T14:51Z [----] followers, [---] engagements


"Theyre offering deep discounts on gear.👇"  
[X Link](https://x.com/raygaurca/status/1677065065030373376)  2023-07-06T21:20Z [----] followers, [---] engagements


"Move to my neighborhood. [----] Ontario St. on left for 2.58m. [----] Ontario St. for 2.59m"  
[X Link](https://x.com/raygaurca/status/1677710364383780865)  2023-07-09T18:55Z [----] followers, [----] engagements


"@SejalSud No it wont because the product made in India may not necessarily be sold in India and the prices would need to remain consistent worldwide. On the flip side it may help Indias economy and boost buying power for certain segments of the population"  
[X Link](https://x.com/raygaurca/status/1678657202045997056)  2023-07-11T06:47Z [----] followers, [--] engagements


"Bank of Canada has increased its key rate by 0.25% to 5% the highest since [----]. This brings bank prime rates to 7.2%"  
[X Link](https://x.com/raygaurca/status/1679132689041956865)  2023-07-12T14:16Z [----] followers, [---] engagements


"Canadians have become smarter with their finances as compared to some decades ago. Even though we are experiencing one of the worst economic downturns and housing crisis a total collapse of the economy has somehow been avoided for now. Why 👇 🧵 1/7"  
[X Link](https://x.com/raygaurca/status/1690383858875953152)  2023-08-12T15:24Z [----] followers, [---] engagements


"Then you also think about those on minimum wage. Someone asked Trudeau how hes going to service debt and his reply was Interest rates are historically low. if I remember that correctly. He has destroyed the country and handed intoxicants instead of solutions. What were"  
[X Link](https://x.com/raygaurca/status/1691504849018585088)  2023-08-15T17:39Z [----] followers, [--] engagements


"I am looking to manufacture premium quality backpacks for outdoors and school for Canada/USA preferably in India. Please DM for more information"  
[X Link](https://x.com/raygaurca/status/1694949038133850559)  2023-08-25T05:45Z [----] followers, [---] engagements


".@RBC Whats issue with not acknowledging that there is a problem in your app. Or is there not Just say there isnt"  
[X Link](https://x.com/raygaurca/status/1695086891421532249)  2023-08-25T14:53Z [----] followers, [--] engagements


"@kinsellawarren But he appears to still believe that hes going to pull something out of his bag and win. Just a couple of days ago he was taking about solutions in PEI as if he had no idea that the country was already done because of his solutions"  
[X Link](https://x.com/raygaurca/status/1695101804969894363)  2023-08-25T15:52Z [----] followers, [----] engagements


"@priusiy So tragic and heartbreaking"  
[X Link](https://x.com/raygaurca/status/1695106581711528376)  2023-08-25T16:11Z [----] followers, [--] engagements


"@ianhanomansing Its sad tragic and heartbreaking to hear and what Canada has become"  
[X Link](https://x.com/raygaurca/status/1695232511482499509)  2023-08-26T00:31Z [----] followers, [---] engagements


"@acoyne Size of mortgage because interest rates ware historically low"  
[X Link](https://x.com/raygaurca/status/1695282388669194430)  2023-08-26T03:49Z [----] followers, [----] engagements


"Countrys prime minister and deputy prime minister themselves couldnt get their hands off debt because the interest rates were historically low and thought it would be shortsighted not to take advantage of it. 🤷🏻♂"  
[X Link](https://x.com/raygaurca/status/1696894291669319940)  2023-08-30T14:35Z [----] followers, [--] engagements


"Right now the problem we Canadians are crushed under is whether the interest rate will go up next month or three months from now"  
[X Link](https://x.com/raygaurca/status/1697262329401139439)  2023-08-31T14:57Z [----] followers, [--] engagements


"A property owner I was negotiating the lease with once said when you are counting pennies you forget about the dollars. 😂"  
[X Link](https://x.com/raygaurca/status/1697397526952108267)  2023-08-31T23:54Z [----] followers, [--] engagements


"@GambyVp @fordnation @Dave_Eby You didnt address the latter part and where the rates are as of today and where theyre headed. Also among G7 Canada has the worst healthcare housing and overdose deaths. For reference:"  
[X Link](https://x.com/raygaurca/status/1698696828609511571)  2023-09-04T13:57Z [----] followers, [---] engagements


"@anandmahindra Good innovation but more complex and time consuming than using an ATM card"  
[X Link](https://x.com/raygaurca/status/1699633367036330081)  2023-09-07T03:59Z [----] followers, [----] engagements


"Just a reminder to check interest rates on your unsecured lines of credit. Most are based on prime rate. Just received mail from one of the banks saying effective Nov [--] the interest rate will go up from prime + 2.75% to prime + 4.99%. Not worth it"  
[X Link](https://x.com/raygaurca/status/1699928080805163076)  2023-09-07T23:30Z [----] followers, [--] engagements


"Canadas economy lately"  
[X Link](https://x.com/raygaurca/status/1699931693984141804)  2023-09-07T23:44Z [----] followers, [---] engagements


"While the finance minister is trying to lower interest rates the man in charge thinks otherwise"  
[X Link](https://x.com/raygaurca/status/1699941039447167443)  2023-09-08T00:21Z [----] followers, [--] engagements


"None of his concerns were inspected until October [----] many months after his mother had already died from COVID. .residents were not being fed cleaned or given their medication"  
[X Link](https://x.com/raygaurca/status/1699997555273367981)  2023-09-08T04:06Z [----] followers, [--] engagements


"@jesse_kleine They might be thinking interest rates to drop next year"  
[X Link](https://x.com/raygaurca/status/1700609911623938308)  2023-09-09T20:39Z [----] followers, [----] engagements


"@nspector4 Thats based on her projections and success in keeping interest rates low in the future"  
[X Link](https://x.com/raygaurca/status/1700846516515356970)  2023-09-10T12:19Z [----] followers, [--] engagements


"Sending outdoor vibes your way"  
[X Link](https://x.com/raygaurca/status/1700922010812170557)  2023-09-10T17:19Z [----] followers, [---] engagements


"Gorillas causing a raucous while kids watch"  
[X Link](https://x.com/raygaurca/status/1701412543363985529)  2023-09-12T01:48Z [----] followers, [--] engagements


"Air Canada in buying territory. $AC"  
[X Link](https://x.com/raygaurca/status/1701976728216985624)  2023-09-13T15:10Z [----] followers, [---] engagements


"Air Canada worth a closer look. $AC"  
[X Link](https://x.com/raygaurca/status/1702324392301408581)  2023-09-14T14:12Z [----] followers, [--] engagements


"Canada is one of the highest spenders of healthcare and one of the worst performers among high-income countries. It also is the only country in the developed world that does not allow private insurers for medically necessary care. Millions of Canadians dont have access to primary care. 🧵1/"  
[X Link](https://x.com/raygaurca/status/1702360100646858932)  2023-09-14T16:34Z [----] followers, [---] engagements


"Daring rescue"  
[X Link](https://x.com/raygaurca/status/1702794867787874788)  2023-09-15T21:21Z [----] followers, [---] engagements


"Seniors who pay taxes all their working lives end up being victims of Canadas dysfunctional and systemically corrupted healthcare system. They become a burden and the abuse is beyond comprehension. Theres no dearth of spending just that it doesnt reach suffering Canadians when they need it the most"  
[X Link](https://x.com/raygaurca/status/1703522800370430215)  2023-09-17T21:34Z [----] followers, [---] engagements


"India has issued a travel advisory for Canada. Given how events are unfolding Canada may become a less favourable place to invest for international tech giants many of whose CEOs and top officials are of the Indian origin"  
[X Link](https://x.com/raygaurca/status/1704460716772831403)  2023-09-20T11:41Z [----] followers, [---] engagements


"Should have mentioned them sooner. $CHR.TO $LYFT"  
[X Link](https://x.com/raygaurca/status/1704493551646593518)  2023-09-20T13:51Z [----] followers, [---] engagements


"A stock cant be stagnant. Thats the nature of it. If it cant go further down it will go up. Buy this👇 $AC"  
[X Link](https://x.com/raygaurca/status/1704511299252527303)  2023-09-20T15:02Z [----] followers, [---] engagements


"I just found out that @Amazon doesnt post all product reviews. I had submitted one for @WyzeCam with screenshots of my chat and concerns about privacy because this company wants permissions to access your local network and location which was not the case when the product was sold but not posted"  
[X Link](https://x.com/raygaurca/status/1704692723775836399)  2023-09-21T03:03Z [----] followers, [--] engagements


"Someone with money likely not their own possibly a mutual fund wanted to dump or play with $CHR.TO shares yesterday. Who did it is not anyones interest making this market wild uncontrolled and speculative. $TSX"  
[X Link](https://x.com/raygaurca/status/1704870568896647479)  2023-09-21T14:49Z [----] followers, [---] engagements


"Stock up $AC"  
[X Link](https://x.com/raygaurca/status/1705207917543354431)  2023-09-22T13:10Z [----] followers, [---] engagements


"Were in tough economic times. Unless you work for the government its becoming difficult to make a living wage. Its even harder for businesses that deal in nonessential goods and services. The change in spending mindset even among those who can afford has been astounding and something I have not seen before. There however also appear to be certain segments of the population that spend their disposable cash on nonessential products but it is difficult to believe that the source of that money is the Canadian economy"  
[X Link](https://x.com/raygaurca/status/1705615915419836730)  2023-09-23T16:11Z [----] followers, [--] engagements


"A captivating scenery for investor. A Buy $AC"  
[X Link](https://x.com/raygaurca/status/1707042060694683983)  2023-09-27T14:38Z [----] followers, [--] engagements


"Is there going to be a market rally in October"  
[X Link](https://x.com/raygaurca/status/1707045244112629936)  2023-09-27T14:51Z [----] followers, [--] engagements


"Tell me some relevant people I can tag at @WhatsApp regarding my issue with their customer service"  
[X Link](https://x.com/raygaurca/status/1707233740001595796)  2023-09-28T03:20Z [----] followers, [--] engagements


"Did you pick any. $AC"  
[X Link](https://x.com/raygaurca/status/1707393497169559697)  2023-09-28T13:55Z [----] followers, [--] engagements


"@WhatsApp @facebook @Meta @finkd @jankoum Avoid @WhatsApp. Your data/information is not safe with them based on my experience. And the worst company for customer service. @facebook @Meta @jankoum @finkd"  
[X Link](https://x.com/raygaurca/status/1707395170436829303)  2023-09-28T14:01Z [----] followers, [--] engagements


"I tried again using my old phone where I used WhatsApp before and entered the registration code I received through a phone call but got the same error message again. Also called my cell phone provider to ensure all settings are correct. WhatsApp seems to be blocking my number. @wcathcart @helenium"  
[X Link](https://x.com/raygaurca/status/1707821407995048011)  2023-09-29T18:15Z [----] followers, [---] engagements


"@Chellaney India was much more vulnerable in early eighties and Pakistan stronger. The underlying threat may never have changed but the situation is opposite now. Any fear of Pakistan destabilizing India is unfounded"  
[X Link](https://x.com/raygaurca/status/1707954388055277948)  2023-09-30T03:03Z [----] followers, [--] engagements


"According to @WhatsApp my account is active with no issues which doesnt appear to be the case since I cant even sign into my old phone. I have tried multiple times by using the registration code they sent to me by phone to no avail. Im afraid that all my important data will be lost if I dont sign in within specified time if they havent done it already. I am looking to get someone to investigate this but their customer service keeps copy pasting previous faqs. @whatsappbiz"  
[X Link](https://x.com/raygaurca/status/1708113423828152567)  2023-09-30T13:35Z [----] followers, [---] engagements


"Here is the video I took [--] minutes ago when I tried to sign into @WhatsApp with the registration code they provided to me over the phone on my old iPhone on which I had WhatsApp before. But just as several times before it just gave me an error message saying that WhatsApp was temporarily unavailable and to try again in [--] hour. Sometimes it would ask you to try again after several hours. What a runaround @whatsappbiz"  
[X Link](https://x.com/raygaurca/status/1708223233504493614)  2023-09-30T20:52Z [----] followers, [---] engagements


"Fall colours from my neighborhood"  
[X Link](https://x.com/anyuser/status/1708274945061683303)  2023-10-01T00:17Z [--] followers, [---] engagements


"Looming recession interest rate hikes lower gold and oil prices and higher treasury yields. For this particular one - gradual exit from renewables interim CEO undervalued. There might be more volatility good to keep cash but $AQN $T.TO $AC.TO and Canadian banks paying dividends are solid investments on any given day. Should write on this. 😀"  
[X Link](https://x.com/raygaurca/status/1709042428173574401)  2023-10-03T03:07Z [----] followers, [--] engagements


"Instead of propping the gates wide open a good balance of new population that can not only create demand but also strategically benefit economy and create jobs can help. But our current government thinks everything will fall into place by itself and all they have to do is keep interest rates low and throw borrowed money at problems. Not to mention at problems of other countries when a growing percentage of your own population is living on the streets and resorting to freely available drugs and other legalized substances"  
[X Link](https://x.com/raygaurca/status/1709054207184269383)  2023-10-03T03:54Z [----] followers, [---] engagements


"What do you do here $BNS"  
[X Link](https://x.com/raygaurca/status/1709588575682265200)  2023-10-04T15:17Z [----] followers, [--] engagements


"In [----] nearly one million patients simply left the hospitals in before receiving care which is around five times the number recorded in 2003"  
[X Link](https://x.com/raygaurca/status/1709780212920238224)  2023-10-05T03:59Z [----] followers, [---] engagements


"Canada added [-----] jobs in September while the unemployment rate remained at 5.5%. The estimate was for [-----]. USA added [------] jobs in September versus the estimated [------]. Unemployment rate stood at 3.8%"  
[X Link](https://x.com/raygaurca/status/1710279799841931662)  2023-10-06T13:04Z [----] followers, [---] engagements


"Prayers for Vancouvers Ben Mizrachi who was reported missing in Southern Israel by his former school King David High School in Vancouver"  
[X Link](https://x.com/raygaurca/status/1711170974085967971)  2023-10-09T00:05Z [----] followers, [---] engagements


"Deserving of a closer look. $AC.TO $AQN"  
[X Link](https://x.com/raygaurca/status/1711762908005253556)  2023-10-10T15:17Z [----] followers, [---] engagements


"What Mark Zuckerberg has to say on Israel-Hamas war - Times of India"  
[X Link](https://x.com/raygaurca/status/1712415841969660076)  2023-10-12T10:32Z [----] followers, [---] engagements


"Real estate in Canada: Prices of homes expected to increase in Q4 CTV News"  
[X Link](https://x.com/raygaurca/status/1712614126969901244)  2023-10-12T23:40Z [----] followers, [---] engagements


"Canadas CPI for September slightly lower at 3.8% vs. 4% YOY. A situation you cant really get excited about when actual prices only seem to be going up along with the fear of higher interest rates"  
[X Link](https://x.com/raygaurca/status/1714296499335811332)  2023-10-17T15:05Z [----] followers, [---] engagements


"The amount that a small business receives is first paid to a consultancy firm by you and may in most cases be more than the grant before you even procure a single piece of digital equipment/upgrade for your business. So basically the grant is for the consultancy firm. You would however be given the option to apply for a business loan from BDC subject to a full credit application"  
[X Link](https://x.com/raygaurca/status/1715033628609229188)  2023-10-19T15:54Z [----] followers, [---] engagements


"Canada Retail Sales Are Flat Cementing October Rate Pause"  
[X Link](https://x.com/raygaurca/status/1715368278921822493)  2023-10-20T14:04Z [----] followers, [--] engagements


"This morning I found out that my barber isnt feeling well and has been off work for two weeks. He has been in the profession for almost [--] years. Not only is he an expert in his field but also a kind and generous person who likes to help. I wish him a speedy recovery"  
[X Link](https://x.com/raygaurca/status/1715909634685649166)  2023-10-22T01:55Z [----] followers, [---] engagements


"After a long ordeal my @WhatsApp is back. It was important for me and I couldnt be more excited. Thanks to everyone for their efforts and wishes in helping me get my account back"  
[X Link](https://x.com/raygaurca/status/1716132317088129283)  2023-10-22T16:40Z [----] followers, [---] engagements


"Bank of Canada keeps the key rate unchanged at 5% and says it may raise the policy rate further if needed as progress towards price stability is slow and inflationary risks have increased"  
[X Link](https://x.com/raygaurca/status/1717186644359655468)  2023-10-25T14:29Z [----] followers, [--] engagements


"I have and know many who have worked [--] hours a week. Business owners often work that kind of hours. I can still do it but working for myself at this stage and two months of vacation which I hope Mr. Narayan Murthy would have no objection to"  
[X Link](https://x.com/raygaurca/status/1718073351200280989)  2023-10-28T01:13Z [----] followers, [--] engagements


"Financial markets are pricing in rate cuts by BoC in their forecasts because of the looming slowdown in economic growth. Remember when the interest rates were almost 20%. Canadians then had cash and mortgages that were manageable. If the financial decline continues at the same pace then charging any interest on a mortgage would become a thing of the past in "  
[X Link](https://x.com/raygaurca/status/1718874395329114577)  2023-10-30T06:16Z [----] followers, [---] engagements


"Stock market rally for the year is getting started"  
[X Link](https://x.com/raygaurca/status/1720073276423274816)  2023-11-02T13:40Z [----] followers, [---] engagements


"Fords behind on recovery but will catch up hopefully shortly. Added some yesterday. $F"  
[X Link](https://x.com/raygaurca/status/1720117952132030594)  2023-11-02T16:37Z [----] followers, [--] engagements


"Thats some work to sell you a bag of popcorn drink and movie ticket"  
[X Link](https://x.com/raygaurca/status/1720947914292556086)  2023-11-04T23:35Z [----] followers, [---] engagements


"A normal day of fall on a Vancouver street"  
[X Link](https://x.com/raygaurca/status/1722062611913785836)  2023-11-08T01:24Z [----] followers, [---] engagements


"Facing the F word in Vancouvers housing market - Western Investor"  
[X Link](https://x.com/raygaurca/status/1722262435833470990)  2023-11-08T14:38Z [----] followers, [--] engagements


"Still on the runway $AC"  
[X Link](https://x.com/raygaurca/status/1722279341596549162)  2023-11-08T15:46Z [----] followers, [---] engagements


"Given the current situation with high cost of borrowing and out-of-reach real estate prices the future of housing in Canada looks bleak. As investing in real estate becomes more challenging because of declining returns coupled with the inability of the average Canadian to afford home ownership the housing situation is going to become more complex. Rents wont be coming down and the cost of home ownership will likely continue to increase"  
[X Link](https://x.com/raygaurca/status/1722426401616490665)  2023-11-09T01:30Z [----] followers, [--] engagements


"Some beautiful moments from the weekend"  
[X Link](https://x.com/raygaurca/status/1724645075899261372)  2023-11-15T04:26Z [----] followers, [---] engagements


"100 police officers responded when Trudeau got heckled out of a Vancouver restaurant. This man is a complete drain on resources not to mention an embarrassment for Cdn PMO. Imagine having a real emergency in the city at the same time. Youd hope he knows what his appearance at public places ends up being by now"  
[X Link](https://x.com/raygaurca/status/1725026393887756771)  2023-11-16T05:41Z [----] followers, [--] engagements


"Your app cant decide whats the issue. @RBC"  
[X Link](https://x.com/raygaurca/status/1725522535423627706)  2023-11-17T14:33Z [----] followers, [---] engagements


"Canada's inflation rate cools opens door to interest rate cut 'as early as Q2' 2024"  
[X Link](https://x.com/raygaurca/status/1727290321518891282)  2023-11-22T11:37Z [----] followers, [--] engagements


"The only way to solve problems is to deal with them with love. This pretty much has all good things eatable I have in my home"  
[X Link](https://x.com/raygaurca/status/1729368315720786071)  2023-11-28T05:15Z [----] followers, [---] engagements


"@Point_Pedro Yes looking at the recent polls you would hope common sense prevails but no Justins ego is not thinking about possible survivors but trying to woo young voters using commercial marketers on tax payers expense"  
[X Link](https://x.com/raygaurca/status/1729536497983128005)  2023-11-28T16:23Z [----] followers, [--] engagements


"To organize I sold all equities in one of my trading accounts at @RBC. The Canadian account had a negative balance but the U.S. account had equalizing amount so the balance I saw on my account page was plus. RBC credit team exchanged my U.S. funds to Canadian and dinged me by over $600 placing my account by $615.33 in minus. They said you cant have Canadian account in negative because there was no equity for collateral. If I had left one share of Air Canada then I would not have been dinged. Would calling this a scam of higher proportions be unfair When it was just a temporary measure and I"  
[X Link](https://x.com/raygaurca/status/1731038905376604284)  2023-12-02T19:53Z [----] followers, [--] engagements


"Do you have any update/timeline on this @RBC Also I had escalated an issue two weeks ago but no reply. Can you please check"  
[X Link](https://x.com/raygaurca/status/1734576244854005932)  2023-12-12T14:09Z [----] followers, [---] engagements


"Santa Claus rally may be getting started. 🎅"  
[X Link](https://x.com/raygaurca/status/1735026573420716186)  2023-12-13T19:59Z [----] followers, [--] engagements


"Throwback - A year ago today"  
[X Link](https://x.com/raygaurca/status/1735509535425741304)  2023-12-15T03:58Z [----] followers, [---] engagements


"Your app is crashing again. @RBC"  
[X Link](https://x.com/raygaurca/status/1735669663973986604)  2023-12-15T14:34Z [----] followers, [---] engagements


"We may be on the verge of mass public hiring for state run socialist grocery stores. Having to explain a net margin of less than 4% after offering employment to tens of thousands of workers would deter even the dumbest of investors. The treatment may however be different if they want to mine lithium and cobalt"  
[X Link](https://x.com/raygaurca/status/1736554817433350153)  2023-12-18T01:11Z [----] followers, [---] engagements


"Vaughn Palmer: Too many people dying on B.C.'s cancer-care wait lists Vancouver Sun"  
[X Link](https://x.com/raygaurca/status/1737288843089563684)  2023-12-20T01:48Z [----] followers, [--] engagements


"Commitment he made on a personal level to a whole bunch of young people and three elections later he cant accept that hes been the worst prime minister ever"  
[X Link](https://x.com/raygaurca/status/1739493093639094454)  2023-12-26T03:47Z [----] followers, [---] engagements


"Throwback: This day in [----] in Mexico"  
[X Link](https://x.com/raygaurca/status/1740566741573648840)  2023-12-29T02:53Z [----] followers, [--] engagements


"Hi @RBC Is it normal to not have the Visa statement available two days after the statement date. Also the payments appear to be going in a hole. While my statement dated Dec [--] shows a credit balance of $1700.89 the available balance is lower than the credit limit by $655.33 while the current balance today is $124.06. I got screenshots if you want. When is the statement going to be available"  
[X Link](https://x.com/raygaurca/status/1740694160829731091)  2023-12-29T11:20Z [----] followers, [--] engagements


"@bob4barrie Happy new year"  
[X Link](https://x.com/anyuser/status/1741616678457467359)  2024-01-01T00:25Z [--] followers, [--] engagements


"We need to replace vice presidents with medical professionals and give the opportunity to Canadians who left Canada to pursue their medical education and medical professionals from places where Canadians went to get their education. Even if he start doing this tomorrow it will take a few years to reduce the death toll from Canadas corrupted and dysfunctional healthcare system"  
[X Link](https://x.com/raygaurca/status/1742074429717488011)  2024-01-02T06:44Z [----] followers, [---] engagements


"Were working on a blogpost with more info to be published soon but I wanted to reach out and mention that If you or someone you know is in manufacturing wholesale or distribution business we can help with creation of B2B and B2C platforms to streamline your sales/business operations with the latest features. We can also help with automation and integrations with your suppliers shipping etc. Last but not the least assist with marketing your products to your clients and customers. I will ensure that your project gets taken care of efficiently and cost-effectively. Even if you have an in-house"  
[X Link](https://x.com/raygaurca/status/1743159292507894166)  2024-01-05T06:35Z [----] followers, [---] engagements


"I paid so much property tax for more than [--] years in Vancouver. But can you ask for a conspiracy causing life threatening harm against some powerful people in the city be investigated while the person is still alive. Last time I asked with evidence it was denied and even ridiculed by two. One said the bullet shell came into my house with my shoes and the other said the vinyl siding fell off in the wind. 😅 It was best to keep quiet"  
[X Link](https://x.com/raygaurca/status/1744274604175372626)  2024-01-08T08:27Z [----] followers, [---] engagements


"@REWoman The prices may plateau for the next few years before they rise again. They wont drop for two reasons: foreign equity and increase in the cost of building"  
[X Link](https://x.com/raygaurca/status/1744380038416678923)  2024-01-08T15:26Z [----] followers, [----] engagements


"Watchlist Follow-up [--] months. $RIVN $18.12 $LYFT $12.97 $AC.TO [-----] $TD.TO $80.58"  
[X Link](https://x.com/anyuser/status/1745841910974218556)  2024-01-12T16:15Z [--] followers, [---] engagements


"@Gary18834004 @ronmortgageguy Two totally different scenarios economies and demographics. I saw what happened there from here it was on the news. No people are not going to abandon their homes in Toronto"  
[X Link](https://x.com/raygaurca/status/1745890313489842281)  2024-01-12T19:27Z [----] followers, [---] engagements


"@FoodProfessor Never saw a 50% off sticker but 30% still not bad. Their prices are quite competitive"  
[X Link](https://x.com/raygaurca/status/1745995730022752305)  2024-01-13T02:26Z [----] followers, [----] engagements


"@GabbbarSingh Someone may have already mentioned it. ASICS Nimbus is one of the best shoes for running"  
[X Link](https://x.com/anyuser/status/1746772648565293494)  2024-01-15T05:53Z [--] followers, [----] engagements


"Takeaways from the last [--] days of news: - Reminder that Vancouver is part of Canada - Never trust the car ahead of you or behind you on ice - Practice longer stay in bed - Store some water buckets - Dont rent an EV in January in Alberta"  
[X Link](https://x.com/raygaurca/status/1746781924012798220)  2024-01-15T06:30Z [----] followers, [---] engagements


"Canadas housing market hit an unexpected surge heading in [----]. Will it last - National"  
[X Link](https://x.com/raygaurca/status/1747041146206106009)  2024-01-15T23:40Z [----] followers, [--] engagements


"Canadas wait times for healthcare have gotten worse over the years"  
[X Link](https://x.com/raygaurca/status/1747075657740505161)  2024-01-16T01:57Z [----] followers, [--] engagements


"Whats the most fatal issue that Canada faces today"  
[X Link](https://x.com/anyuser/status/1747077148387774642)  2024-01-16T02:03Z [--] followers, [----] engagements


"Another Bank of Canada interest rate hike within realm of possibility outlook event hears"  
[X Link](https://x.com/raygaurca/status/1747379486151315573)  2024-01-16T22:05Z [----] followers, [--] engagements


"How many times the Fed will cut interest rates is a hot topic in Davos"  
[X Link](https://x.com/raygaurca/status/1747580254590497133)  2024-01-17T11:22Z [----] followers, [--] engagements


"Is this the beginning of the end of EV industry or just a blip $RIVN"  
[X Link](https://x.com/raygaurca/status/1748026690058781137)  2024-01-18T16:56Z [----] followers, [---] engagements


"Canada is one of the highest spenders of healthcare and one of the worst performers among high-income countries. It also is the only country in the developed world that does not allow private insurers for medically necessary care. Over [--] million Canadians currently dont have access to primary care which is the highest in the developed world on per capita basis and its getting worse. 1/ 🧵"  
[X Link](https://x.com/raygaurca/status/1748382567399854475)  2024-01-19T16:31Z [----] followers, [---] engagements


"Theres a cost involved in managing illness of a patient who is waiting for a surgery. The longer the patient waits the higher the chances of developing more complications arise requiring a higher level of care. Management at this stage also becomes difficult that requires the involvement of a specialist and greater consumption of resources. When we have patients waiting for surgery for years the success rate of complete recovery declines and costs go up. 4/"  
[X Link](https://x.com/raygaurca/status/1748382681807876386)  2024-01-19T16:31Z [----] followers, [--] engagements


"Long term care is another overlooked area where many seniors who paid taxes all their lives live final years of their lives in deplorable conditions. Canada had the highest percentage - 81% of deaths in LTC in relation to the total number of deaths among OECD countries as recorded in May [----]. 5/"  
[X Link](https://x.com/raygaurca/status/1748382683540193573)  2024-01-19T16:31Z [----] followers, [--] engagements


"Boost your business with AI Learn how small businesses can utilize Artificial Intelligence to optimize operations enhance customer experiences and drive sustainable growth. #AI #ArtificialIntelligence #smallbusiness"  
[X Link](https://x.com/raygaurca/status/1748486163319685316)  2024-01-19T23:22Z [----] followers, [--] engagements


"@bob4barrie Thats quite a layer of frost but my picture has no glass in the middle"  
[X Link](https://x.com/raygaurca/status/1748748310666432912)  2024-01-20T16:44Z [----] followers, [--] engagements


"It appears that financial markets are at the edge of a precipice and whats holding them there is the possibility of a rate cut. Otherwise the consensus seems to be that lower interest rates are already priced into the stock prices. What a clowny situation for the interest rates may not drop by a lot and definitely not to the 2020-21 levels. And if they do then CPI which is already hard to tame will spin out of control. Either way its not an easy situation with economy conditioned to grow only when the interest rates are low. What might be a sustainable solution moving forward is that the"  
[X Link](https://x.com/anyuser/status/1748753225061470506)  2024-01-20T17:03Z [--] followers, [---] engagements


"First visuals of the divine idol of Lord Ram at the opening of Shri Ram Janmaboomi Temple in Ayodhya Jai Shri Ram"  
[X Link](https://x.com/raygaurca/status/1749347735848046853)  2024-01-22T08:26Z [----] followers, [---] engagements


"A couple of months ago @scotiabank called me to offer ScotiaLine credit line which I accepted. Then they sent me these convenience checks. I have received similar checks with low interest rate offers in the past and used them without a problem. The interest normally goes up after about [--] months. Because there was no such expiry date or time limit on these I wanted to make sure these checks were legit as the offer was too good to be true. I visited the branch and spoke to my banker who called his head office and spent over [--] minutes with them while I listened in his office. Finally I got the"  
[X Link](https://x.com/raygaurca/status/1749636955036635594)  2024-01-23T03:35Z [----] followers, [---] engagements


"Patients from Vancouver hospital getting kicked out of the hospital and left on street bench in cold snowy weather"  
[X Link](https://x.com/raygaurca/status/1749674327837217060)  2024-01-23T06:04Z [----] followers, [---] engagements


"@ShuklaS25 Social media is the game changer"  
[X Link](https://x.com/raygaurca/status/1749701663370437100)  2024-01-23T07:52Z [----] followers, [--] engagements


"We would never have found out that Jagmeet Singh was reluctant in supporting the Trudeau government had the Federal Court of Canada not ruled the invocation of the Emergencies Act as illegal and in violation of the Charter of Rights"  
[X Link](https://x.com/raygaurca/status/1749982641234063459)  2024-01-24T02:29Z [----] followers, [---] engagements


"@judyhamomd You wish. Look at what the Federal Court of Canada said yesterday"  
[X Link](https://x.com/raygaurca/status/1750178146538979446)  2024-01-24T15:26Z [----] followers, [--] engagements


"@judyhamomd You are jumping up and down or you would not have stated your far fetched wishes so explicitly"  
[X Link](https://x.com/raygaurca/status/1750178952361239008)  2024-01-24T15:29Z [----] followers, [--] engagements


"Opportunities exist despite the noise. $TSLA $RIVN"  
[X Link](https://x.com/raygaurca/status/1750948847483035931)  2024-01-26T18:28Z [----] followers, [---] engagements


"@GadSaad Election results"  
[X Link](https://x.com/raygaurca/status/1751099996227915944)  2024-01-27T04:29Z [----] followers, [--] engagements


"Lets also not forget how Trudeau thrust Canadians into an election in the middle of the pandemic last time in hopes of getting a majority. The outcome might have been much different if Canadians had the opportunity to see how badly Trudeaus debt promoting economic policy was going to perform post pandemic. Many of the Canadians who voted for liberals in that election are likely looking to vote elsewhere today after experiencing the worst housing crisis homelessness drug overdose rising debt and failing healthcare"  
[X Link](https://x.com/raygaurca/status/1751322763804230049)  2024-01-27T19:14Z [----] followers, [---] engagements


"@VoteYYJWilliams Lucky employers"  
[X Link](https://x.com/raygaurca/status/1751652718891110454)  2024-01-28T17:05Z [----] followers, [--] engagements


"I think EV sales are quite dependent on interest rates in the short term"  
[X Link](https://x.com/raygaurca/status/1751827785939845205)  2024-01-29T04:41Z [----] followers, [--] engagements


"EV stocks rebound $RIVN $TSLA"  
[X Link](https://x.com/raygaurca/status/1752005636030955957)  2024-01-29T16:27Z [----] followers, [---] engagements


"Can you get me in touch with your customer relations @RBC. I had made a payment of $15k on my Avion Business Visa which your business advisor cant find which account it was applied to. I have been on the phone with him for [--] minutes now. I had done a product change last Friday and you did not provide the right and adequate information such as the card being changed would have all access to online account information removed including statements; the card may/may not be used while the new card is somewhere in the mail which I havent received yet and what is the new card number"  
[X Link](https://x.com/raygaurca/status/1756045755092250973)  2024-02-09T20:01Z [----] followers, [---] engagements


"What has decimated so many journalism jobs in"  
[X Link](https://x.com/raygaurca/status/1756746355060654581)  2024-02-11T18:25Z [----] followers, [---] engagements


"I was talking to my friend just day before yesterday about book publishing. Within minutes a company by the name of Shroff Publishers mentioned me in their post on LinkedIn. I had no connection with them whatsoever. At another time I was talking to a friend who said make the hay while the sun is shining. The next morning there were hay straws all over the carpet in the hallway of my office building"  
[X Link](https://x.com/raygaurca/status/1757170896102637979)  2024-02-12T22:32Z [----] followers, [--] engagements


"Anyone knows who is this creep @elonmusk @X"  
[X Link](https://x.com/raygaurca/status/1757459512301432894)  2024-02-13T17:39Z [----] followers, [--] engagements


"I have to be careful not to schedule any meetings on Feb [--] for people have other plans. Its borderlining embarrassing"  
[X Link](https://x.com/raygaurca/status/1757928049901998088)  2024-02-15T00:41Z [----] followers, [--] engagements


"More Canadians die waiting for healthcare than Americans by gun violence on per capita basis"  
[X Link](https://x.com/raygaurca/status/1758027670607241217)  2024-02-15T07:17Z [----] followers, [---] engagements


"I wanted to ask my friend his opinion on whether I should hold or reduce my position in Rivian stock before the earnings tomorrow but like always the conversation got sidetracked into the relevance of EV versus combustion engines. Spent most of the time trying to convince him that stocks have very little to with the environment if any and not everyone who buys an EV is because of the environment. 😅"  
[X Link](https://x.com/raygaurca/status/1760165480046960945)  2024-02-21T04:52Z [----] followers, [---] engagements


"Growing Evidence of a Proven Mechanism Shows Vitamin K2 Can Impact Health Conditions Beyond Bone and Cardiovascular - PMC"  
[X Link](https://x.com/raygaurca/status/1760337333327626538)  2024-02-21T16:15Z [----] followers, [---] engagements


"The question is if $RIVN drops to $13 after earnings will it be $15 again ever 😂"  
[X Link](https://x.com/raygaurca/status/1760344067500814715)  2024-02-21T16:41Z [----] followers, [---] engagements


"@SteveSaretsky Tax is the reality of life whether youre the homeowner or a renter paying for the owner. The governments job is to be creative in ensuring you remain dependent on debt to keep the economy and public sector going"  
[X Link](https://x.com/raygaurca/status/1760794045679616219)  2024-02-22T22:29Z [----] followers, [----] engagements


"Stock market will continue to sag if there are no interest cuts in [----]. To invest in anything outside of solid dividend paying profitable companies will be no different than buying a lottery ticket"  
[X Link](https://x.com/raygaurca/status/1761085703356826074)  2024-02-23T17:48Z [----] followers, [--] engagements


"You cant place the same downward pressures on inflation as you could [--] years ago. What worked then is becoming ineffective and obsolete now. Theres increased financial awareness and intelligent spending because of information and technology. Having some cost attached with borrowing encourages responsible borrowing and spending which wont change and may be effective as the standard in the long term"  
[X Link](https://x.com/raygaurca/status/1761092692602433692)  2024-02-23T18:16Z [----] followers, [---] engagements


"Almost done"  
[X Link](https://x.com/raygaurca/status/1762692002146300198)  2024-02-28T04:11Z [----] followers, [--] engagements


".and its ready"  
[X Link](https://x.com/raygaurca/status/1762695346298511750)  2024-02-28T04:24Z [----] followers, [--] engagements


"While this is an unsophisticated and third world style of corruption Canada has done exceptionally well in incorporating systemic corruption into its day to day operations. There is no shortage of government spending but the money instead of getting spent for the welfare of people goes into the pockets of politicians and bureaucrats"  
[X Link](https://x.com/raygaurca/status/1763239613483852066)  2024-02-29T16:27Z [----] followers, [----] engagements


"@REWoman An unpopular opinion lowering interest rates to the point where its almost free to borrow causes more problems than it solves. And inflation no longer responds to higher rates in the same way it did in the past"  
[X Link](https://x.com/raygaurca/status/1763324531572367435)  2024-02-29T22:05Z [----] followers, [---] engagements


"Bank of Canada expected to hold rates steady even with inflation back in target range - The Globe and Mail"  
[X Link](https://x.com/raygaurca/status/1764524165045084295)  2024-03-04T05:31Z [----] followers, [--] engagements


"Are you aware @rbc that your online banking is down"  
[X Link](https://x.com/raygaurca/status/1764669677043929229)  2024-03-04T15:10Z [----] followers, [---] engagements


"$RIVN vs $TSLA this week"  
[X Link](https://x.com/raygaurca/status/1766480430570852782)  2024-03-09T15:05Z [----] followers, [---] engagements


"@Dimpzudhani Isnt it great when you have that realization and something good that you want to have more of to create a balance. Go with the flow dont overthink while gradually empowering yourself with options that you can use when you need them not the other way around"  
[X Link](https://x.com/raygaurca/status/1766488229631664148)  2024-03-09T15:36Z [----] followers, [--] engagements


"Just had this delivered 😋"  
[X Link](https://x.com/raygaurca/status/1766691800050286698)  2024-03-10T05:05Z [----] followers, [---] engagements


"The consumer price index (CPI) rose 0.4% last monthsuggesting some stickiness in inflation that could delay an anticipated June interest rate cut from the Federal Reserve"  
[X Link](https://x.com/raygaurca/status/1767536151236116799)  2024-03-12T13:00Z [----] followers, [--] engagements


"Ive been watching $RIVN everyday with some wild swings intraday without no obvious reason. Today they dropped it by 5% in the first [--] minutes and I picked more. Its never easy. 😅"  
[X Link](https://x.com/raygaurca/status/1767558249119973837)  2024-03-12T14:28Z [----] followers, [---] engagements


"Dont want to tease the gamers but its recovering from its intraday bottom. $RIVN 😅"  
[X Link](https://x.com/raygaurca/status/1767559579251179607)  2024-03-12T14:33Z [----] followers, [--] engagements


"Thats what I meant. $RIVN 😅"  
[X Link](https://x.com/raygaurca/status/1767561708644753798)  2024-03-12T14:42Z [----] followers, [--] engagements


"Pumping underway. I do this only for fun. $RIVN 😉"  
[X Link](https://x.com/raygaurca/status/1767569845716160679)  2024-03-12T15:14Z [----] followers, [--] engagements


"Vancouvers best 😋"  
[X Link](https://x.com/raygaurca/status/1770372096306426036)  2024-03-20T08:49Z [----] followers, [--] engagements


"Telus trading around [----] prices. Bought some. $T"  
[X Link](https://x.com/raygaurca/status/1772299398673793408)  2024-03-25T16:27Z [----] followers, [---] engagements


"The share of income a household would need to cover home ownership costs in Vancouver is now 106.3% https://thoughtleadership.rbc.com/toughest-time-ever-to-afford-a-home-as-soaring-interest-costs-keep-raising-the-bar/fbclid=IwAR3yibnuGLJSHMYBQmMVAbKtRHTHfveY_JPc1nVcTYs7033nh_NFlLPzVLs_aem_AaKwbVkZ_q0SBygkaYDnx_KxNrYgp_YGQoGV4x_fAkhGIpaOW https://thoughtleadership.rbc.com/toughest-time-ever-to-afford-a-home-as-soaring-interest-costs-keep-raising-the-bar/fbclid=IwAR3yibnuGLJSHMYBQmMVAbKtRHTHfveY_JPc1nVcTYs7033nh_NFlLPzVLs_aem_AaKwbVkZ_q0SBygkaYDnx_KxNrYgp_YGQoGV4x_fAkhGIpaOW3loiUrScAoyYmbVhg0"  
[X Link](https://x.com/raygaurca/status/1775703938555146430)  2024-04-04T01:56Z [----] followers, [--] engagements


"@julyone_modi Thanks Amit"  
[X Link](https://x.com/raygaurca/status/1775883655635743180)  2024-04-04T13:50Z [----] followers, [--] engagements


"Your head is the most expensive piece of real estate. Be mindful of what occupies it and use it productively. A good start to make room for positivity would be to make a list of people that may be living there because of envy. Just wish them well and see the magic happening"  
[X Link](https://x.com/raygaurca/status/1777840048819540369)  2024-04-09T23:24Z [----] followers, [---] engagements


"How will the Bank of Canada's interest rate decision impact real estate - BNN Bloomberg https://www.bnnbloomberg.ca/how-will-the-bank-of-canada-s-interest-rate-decision-impact-real-estate-1.2057495 https://www.bnnbloomberg.ca/how-will-the-bank-of-canada-s-interest-rate-decision-impact-real-estate-1.2057495"  
[X Link](https://x.com/raygaurca/status/1778365769383923734)  2024-04-11T10:13Z [----] followers, [--] engagements


"@Martyupnorth_2 You must if you look at their following on social media which they would likely maintain on their personal time if they had the choice"  
[X Link](https://x.com/raygaurca/status/1779692800507850822)  2024-04-15T02:06Z [----] followers, [--] engagements


"@rons1212 I love reading it and every household I have visited in the last few weeks is subscribed to some newspaper in print"  
[X Link](https://x.com/raygaurca/status/1779738357850870079)  2024-04-15T05:07Z [----] followers, [--] engagements


"Not a good situation but selling at a discount in a weak real estate market may not be the smartest decision. On the plus side you wont pay tax until you can enjoy the vacation property. https://www.theglobeandmail.com/business/article-its-chaos-cottage-owners-rush-to-sell-ahead-of-capital-gains-tax/ https://www.theglobeandmail.com/business/article-its-chaos-cottage-owners-rush-to-sell-ahead-of-capital-gains-tax/"  
[X Link](https://x.com/raygaurca/status/1783459007685894277)  2024-04-25T11:32Z [----] followers, [--] engagements


"This amendment was rejected allowing the implementation of recommendations from the NDPs [----] Opening Doors report led by NDP insider Joy MacPhail which included revising the principal residence capital gains exemption and eliminating the B.C. Home Owner Grant. Am I reading this right Is the BC NDP proposing a capital gains tax on primary residences Are they also getting rid of the Home Owners Grant What's going on https://t.co/t99PBMplKe @RobShaw_BC @VaughnPalmer @keithbaldrey Am I reading this right Is the BC NDP proposing a capital gains tax on primary residences Are they also getting rid"  
[X Link](https://x.com/raygaurca/status/1783836348748910738)  2024-04-26T12:31Z [----] followers, [---] engagements


"@K4C A sense of eternal entitlement can flare up in strange ways"  
[X Link](https://x.com/raygaurca/status/1784021590721871967)  2024-04-27T00:47Z [----] followers, [--] engagements


"Bought some shares of $AMD & $RIVN in the last couple of days. Thoughts"  
[X Link](https://x.com/raygaurca/status/1785010701649764523)  2024-04-29T18:18Z [----] followers, [---] engagements


"Since Canadas economy is on a different trajectory than the US its time to part ways and lower interest rates to boost the sagging economy. https://finance.yahoo.com/news/fed-signal-delay-interest-rate-230000896.html https://finance.yahoo.com/news/fed-signal-delay-interest-rate-230000896.html"  
[X Link](https://x.com/raygaurca/status/1785552881912889469)  2024-05-01T06:12Z [----] followers, [--] engagements


"Fed holds interest rates at 23-year high citing 'lack of further progress' on inflation https://finance.yahoo.com/news/fed-holds-interest-rates-at-23-year-high-citing-lack-of-further-progress-on-inflation-180139536.html https://finance.yahoo.com/news/fed-holds-interest-rates-at-23-year-high-citing-lack-of-further-progress-on-inflation-180139536.html"  
[X Link](https://x.com/raygaurca/status/1785745552170234202)  2024-05-01T18:58Z [----] followers, [--] engagements


"$TD $AC worth a closer look at under $77 and $18 respectively"  
[X Link](https://x.com/raygaurca/status/1786399117633269842)  2024-05-03T14:15Z [----] followers, [---] engagements


"We often take for granted the very things that most deserve our gratitude. Cynthia Ozick"  
[X Link](https://x.com/raygaurca/status/1786443105807306880)  2024-05-03T17:10Z [----] followers, [---] engagements


"The average allowable rent increase in the last [--] years in BC is 1.4% per year"  
[X Link](https://x.com/raygaurca/status/1786568776928125300)  2024-05-04T01:29Z [----] followers, [---] engagements


"Regardless if parents are rich or not they deserve our utmost respect and care. If theyre not with you then at least pray for their happiness where they are"  
[X Link](https://x.com/raygaurca/status/1786882169182531901)  2024-05-04T22:14Z [----] followers, [---] engagements


"@powerofwellness Only parents understand the challenges they endure while striving to shield children from the complexities of their upbringing making everything appear so simple and seamless. Thanks for sharing your beautiful story. 🙏"  
[X Link](https://x.com/raygaurca/status/1786906190322307201)  2024-05-04T23:50Z [----] followers, [--] engagements


"Lazy river or this 📍Kerala"  
[X Link](https://x.com/raygaurca/status/1787963262782554492)  2024-05-07T21:50Z [----] followers, [---] engagements


"$SHOP plunges on revenue outlook while earnings that topped analyst estimates"  
[X Link](https://x.com/raygaurca/status/1788203299302420874)  2024-05-08T13:44Z [----] followers, [---] engagements


"Be a pessimist when it comes to buying stock. Look at the market as a machine designed to suck money out of your pocket not stuff it. Ray #valueinvesting"  
[X Link](https://x.com/raygaurca/status/1788234250866802763)  2024-05-08T15:47Z [----] followers, [---] engagements


"If I had the option to pick an e-commerce platform that checks all boxes I would go with Shopify. I have been actively engaged in the e-commerce industry for almost [--] years. $SHOP"  
[X Link](https://x.com/raygaurca/status/1788289346455609516)  2024-05-08T19:26Z [----] followers, [---] engagements


"The worst run business and most manipulated stock of . At the same time the ticket prices are most expensive. $AC"  
[X Link](https://x.com/raygaurca/status/1788602619126026584)  2024-05-09T16:11Z [----] followers, [---] engagements


"Mortgage rates are just one of the several factors contributing to a troubling larger picture. Canadians are not earning enough income to meet their needs is a major problem exacerbated by the increasing cost of living. Building new homes is no different with increasing cost of materials and labour and city permissions. Once completed you have property tax insurance maintenance etc. in addition to the high mortgage rates that are all making home ownership a distant dream for Canadians"  
[X Link](https://x.com/raygaurca/status/1788945424960897072)  2024-05-10T14:53Z [----] followers, [----] engagements


"@FoodProfessor @FHCP_PASC @bcfoodandbev Taxes and regulations are making it impossible for these food manufacturing plants to sustain in Canada. Were more focused on the mortgage interest rates to drop than having a plan to make the country self-sufficient"  
[X Link](https://x.com/raygaurca/status/1788948623021273489)  2024-05-10T15:06Z [----] followers, [--] engagements


"Retail investors are now giving up on this stock. Theyre not coming back. $SHOP"  
[X Link](https://x.com/raygaurca/status/1788951705960276298)  2024-05-10T15:18Z [----] followers, [---] engagements


"@tholder The same scammers were buying it for $105 two days ago who are now lowering it to find their sweet spot. It will be back above $100 in a few weeks and then some news on guidance. 😂 $SHOP"  
[X Link](https://x.com/raygaurca/status/1788959963882434736)  2024-05-10T15:51Z [----] followers, [--] engagements


"Just a quick update guys this was the only real thing I could find in that humongous box. Im already in love but my biceps dont look too happy. 😃"  
[X Link](https://x.com/raygaurca/status/1789097269125427564)  2024-05-11T00:56Z [----] followers, [---] engagements


"@bob4barrie I was in Calgary in [--]. And it snowed on May 19th"  
[X Link](https://x.com/raygaurca/status/1789097713319231613)  2024-05-11T00:58Z [----] followers, [--] engagements


"Learned something new about muscle training. With Bowflex dumbbells by offsetting weight selection (different weight setting on each side of the dumbbell) you can train your forearm muscles that are involved in supination (turning the wrist clockwise) and pronation (turning the wrist anti-clockwise). This would not be possible with a normal dumbbell. 🤔"  
[X Link](https://x.com/raygaurca/status/1789444590493409648)  2024-05-11T23:56Z [----] followers, [---] engagements


"@rons1212 My dad bought me a View-Master that had a picture of Zanzibar in it. I must have been 4-5 years old at that time. I still vividly remember that picture of a man drying some produce possibly tea leaves on a sheet in the sun"  
[X Link](https://x.com/raygaurca/status/1789534441439899682)  2024-05-12T05:53Z [----] followers, [--] engagements


"I hardly ever touch stocks at their all time high. But for some businesses its not when you get in but how long you stay in that matters"  
[X Link](https://x.com/raygaurca/status/1789703371718639918)  2024-05-12T17:05Z [----] followers, [---] engagements


"Why should immigrants buy RE in the second most expensive city in while investors are moving away because of the increased cost of ownership negative cash flow and governments changing policy on capital gains. Even if the interest rates go down by a couple of points it wont offer enough incentive for potential buyers to come back"  
[X Link](https://x.com/raygaurca/status/1790010108623126771)  2024-05-13T13:24Z [----] followers, [----] engagements


"Vancouver has several condo developments underway including some very big ones like the Oakridge Centre. But despite higher interest rates theres no reduction in prices which is what the buyers would like to see at the time of completion. Toronto altogether presents a different story"  
[X Link](https://x.com/raygaurca/status/1790025540696776804)  2024-05-13T14:25Z [----] followers, [--] engagements


"@JustinTrudeau You dont mention the people who had nothing else to fall back on upon their retirement or if they become sick or disabled except their second homes they saved up for all their lives. If the news media is talking about it theres a reason for you to pay attention to them"  
[X Link](https://x.com/raygaurca/status/1790028562667303257)  2024-05-13T14:37Z [----] followers, [----] engagements


"Took a small position in $SBUX Believe its a good entry point. #ValueInvesting"  
[X Link](https://x.com/raygaurca/status/1790098876487315481)  2024-05-13T19:16Z [----] followers, [---] engagements


"Investors should add protection for declining Canadian economy dollar Financial Post https://financialpost.com/investing/declining-canadian-economy-dollar-investors-protection-portfolios https://financialpost.com/investing/declining-canadian-economy-dollar-investors-protection-portfolios"  
[X Link](https://x.com/raygaurca/status/1790138717832647014)  2024-05-13T21:55Z [----] followers, [---] engagements


"@Point_Pedro I find authentication apps quite convenient especially when travelling overseas"  
[X Link](https://x.com/raygaurca/status/1790440266706653319)  2024-05-14T17:53Z [----] followers, [--] engagements


"Yippee Just received my whopping settlement payment of $7.86 from Life Labs. Cant decide how to use it"  
[X Link](https://x.com/raygaurca/status/1790503035845616112)  2024-05-14T22:02Z [----] followers, [---] engagements


"Who doesnt want their tweets to go viral. But does that mean tweets going viral is a bad thing altogether. Get a break. Get a life. Work on what you dont have instead of complaining"  
[X Link](https://x.com/raygaurca/status/1790588804384075850)  2024-05-15T03:43Z [----] followers, [--] engagements


"$GME up 28% in pre-market rally while $AMC up 34%"  
[X Link](https://x.com/raygaurca/status/1790654271761043799)  2024-05-15T08:03Z [----] followers, [---] engagements


"Meanwhile in Frankfurt during active trading on Wednesday. $GME $AMC https://finance.yahoo.com/news/gamestop-amc-soar-frankfurt-meme-070718254.html https://finance.yahoo.com/news/gamestop-amc-soar-frankfurt-meme-070718254.html"  
[X Link](https://x.com/raygaurca/status/1790655644447711485)  2024-05-15T08:09Z [----] followers, [---] engagements


"The U.S. Consumer Price Index (CPI) rose 0.3% over the previous month and 3.4% over the prior year in April"  
[X Link](https://x.com/raygaurca/status/1790724954545414591)  2024-05-15T12:44Z [----] followers, [---] engagements


"@wiseconnector Climate"  
[X Link](https://x.com/raygaurca/status/1790903033305743836)  2024-05-16T00:32Z [----] followers, [--] engagements


"Retail investors continue to hammer this stock. Will it ever recover $SHOP"  
[X Link](https://x.com/raygaurca/status/1791355043771228537)  2024-05-17T06:28Z [----] followers, [--] engagements

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