# ![@randominv3str Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1466454126678749186.png) @randominv3str Random Investor

Random Investor posts on X about $mndy, at a, $cbf, $wix the most. They currently have [--] followers and [--] posts still getting attention that total [---] engagements in the last [--] hours.

### Engagements: [---] [#](/creator/twitter::1466454126678749186/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1466454126678749186/c:line/m:interactions.svg)

- [--] Week [---] -13%
- [--] Months [-----] +25%
- [--] Year [-----] +9.90%

### Mentions: [--] [#](/creator/twitter::1466454126678749186/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1466454126678749186/c:line/m:posts_active.svg)


### Followers: [--] [#](/creator/twitter::1466454126678749186/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1466454126678749186/c:line/m:followers.svg)

- [--] Week [--] +5.80%
- [--] Months [--] +2.80%
- [--] Year [--] +74%

### CreatorRank: [---------] [#](/creator/twitter::1466454126678749186/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1466454126678749186/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  95.83% [stocks](/list/stocks)  37.5% [technology brands](/list/technology-brands)  16.67% [currencies](/list/currencies)  4.17% [countries](/list/countries)  4.17% [cryptocurrencies](/list/cryptocurrencies)  4.17% [gaming](/list/gaming)  2.08% [automotive brands](/list/automotive-brands)  2.08% [vc firms](/list/vc-firms)  2.08%

**Social topic influence**
[$mndy](/topic/$mndy) #9, [at a](/topic/at-a) 6.25%, [$cbf](/topic/$cbf) 4.17%, [$wix](/topic/$wix) #4, [tencent](/topic/tencent) 4.17%, [$wbd](/topic/$wbd) 4.17%, [$crwd](/topic/$crwd) 2.08%, [alt](/topic/alt) 2.08%, [$hubs](/topic/$hubs) 2.08%, [hubs](/topic/hubs) 2.08%

**Top accounts mentioned or mentioned by**
[@indrastocks](/creator/undefined) [@realroseceline](/creator/undefined) [@joecarlsonshow](/creator/undefined) [@krossroads](/creator/undefined) [@philiperik125](/creator/undefined) [@quartrapp](/creator/undefined) [@stockinf0](/creator/undefined) [@jerrycap](/creator/undefined) [@crussian17](/creator/undefined) [@bananacapital](/creator/undefined) [@eip1559](/creator/undefined) [@extremetechfund](/creator/undefined) [@qualitystocksa](/creator/undefined) [@mattsageinc](/creator/undefined) [@rihardjarc](/creator/undefined) [@ccmryan](/creator/undefined) [@govro12](/creator/undefined) [@tsohinvesting](/creator/undefined) [@masasoncap](/creator/undefined) [@metacriticcap](/creator/undefined)

**Top assets mentioned**
[monday.com Ltd. (MNDY)](/topic/$mndy) [WIX.com Ltd. (WIX)](/topic/$wix) [Warner Bros Discovery, Inc. (WBD)](/topic/$wbd) [Crowdstrike Holdings Inc (CRWD)](/topic/$crwd) [HUBSPOT, INC. (HUBS)](/topic/$hubs) [Uber Technologies, Inc. (UBER)](/topic/$uber) [PayPal Holdings Inc (PYPL)](/topic/paypal) [Zoom Video Communications Inc (ZM)](/topic/$zm) [Super Micro Computer, Inc. Common Stock (SMCI)](/topic/$smci) [Tesla, Inc. (TSLA)](/topic/tesla) [Alephium (ALPH)](/topic/$alph) [Corpay, Inc. (CPAY)](/topic/$cpay) [Thermo Fisher Scientific Inc. (TMO)](/topic/$tmo) [Brazil National Football Team Fan Token (BFT)](/topic/$bft)
### Top Social Posts
Top posts by engagements in the last [--] hours

"FWIW as an anon Im an admirer of $MNDY team. Its GTM efficiency is exceptional in terms of ARR/FTE. They ship fast and their product has a high NPS. NRR is as high as $CRWD. Their stock is not as expensive as P/E would imply as their RSUs have a price outstanding of $177"  
[X Link](https://x.com/randominv3str/status/2020538758840410442)  2026-02-08T16:42Z [--] followers, [---] engagements


"For instance I see no reason why $CBF should trade at a premium now that the rest of US tech has been crushed"  
[X Link](https://x.com/randominv3str/status/2022105105391325301)  2026-02-13T00:26Z [--] followers, [--] engagements


"Bought some $MNDY last Friday. Ramps free data shows uptick in adoption rate. Curious to see if its accurate alt data"  
[X Link](https://x.com/randominv3str/status/2020428752938037573)  2026-02-08T09:25Z [--] followers, [---] engagements


"US tech is attractive enough that Im starting to exit my foreign holdings for US tech. I suppose Ill be bag holding along with the rest of you all soon"  
[X Link](https://x.com/randominv3str/status/2022103999865028895)  2026-02-13T00:22Z [--] followers, [--] engagements


"For people worrying that tech companies are going to dilute you to infinity at current prices. Companies like $WIX and $MNDY cap new shares added to the stock reserve at 5% of outstanding. $HUBS stock reserve is fixed at a max number. Stock price going down is GOOD for net buyers"  
[X Link](https://x.com/randominv3str/status/2022875212199395645)  2026-02-15T03:26Z [--] followers, [---] engagements


"Given their customer book is mostly non technical I would imagine their customers wouldnt focus their limited Eng resources on building a clone. Of course this could be totally wrong as these are backwards looking metrics and they could be disrupted"  
[X Link](https://x.com/randominv3str/status/2020539894414655582)  2026-02-08T16:47Z [--] followers, [--] engagements


"On $WIX I used Base44 to vibe code a valentine website for my gf and she loved it. Thats enough DD for me Im purchasing shares"  
[X Link](https://x.com/randominv3str/status/2022875481121362276)  2026-02-15T03:27Z [--] followers, [---] engagements


"JP SaaS taking a much needed breather"  
[X Link](https://x.com/randominv3str/status/1892100196227563710)  2025-02-19T06:33Z [--] followers, [---] engagements


"@eip1559 According to managements [----] Q1 earnings call PayPal has around [---] million monthly active users. Its a decent size to put it into context I believe Uber has [---] million monthly actives"  
[X Link](https://x.com/randominv3str/status/1728327672714179032)  2023-11-25T08:20Z [--] followers, [---] engagements


"@Kross_Roads @PhilipErik125 @Quartr_App @Stock_Inf0 PayPal is a PayFac meaning a payment facilitator. They partner with banks to handle most of the merchant acquiring duties such as onboarding and risk. But the actual processing is done by First Data or Paymentech"  
[X Link](https://x.com/randominv3str/status/1730399530838036845)  2023-12-01T01:32Z [--] followers, [--] engagements


"@Kross_Roads @PhilipErik125 @Quartr_App @Stock_Inf0 You can read the CEAs for their Bank Partners: Chase for example states Braintree may route their credit and debit processing to Paymentech for settlement"  
[X Link](https://x.com/ShufanWen/status/1730400030392230183)  2023-12-01T01:34Z [--] followers, [--] engagements


"@JerryCap Fleetcor is an interesting player in this space. Their Corpay business is almost as large as Bill with 40% EBITDA margins. Their virtual cards business in particular seems strong"  
[X Link](https://x.com/randominv3str/status/1730440784371917150)  2023-12-01T04:16Z [---] followers, [--] engagements


"@extremetechfund If you net out the increase in float income from higher interest rates gross transaction profit has declined 5% YOY for the first [--] quarters If the decline is due to $PYPL cutting branded prices to subsidize Braintree $PYPL is salvageable. If not there is more pain to come"  
[X Link](https://x.com/randominv3str/status/1734259365652140384)  2023-12-11T17:10Z [--] followers, [---] engagements


"@Quality_stocksA @MattSageInc Partly due to accounting. Visa and MA record revenue net of transaction fees PayPal doesnt. This is why Visa has [--] billion in revenues despite processing [--] trillion and PayPal has [--] billion despite processing [---] trillion"  
[X Link](https://x.com/randominv3str/status/1743858820898566341)  2024-01-07T04:55Z [--] followers, [--] engagements


"@Kross_Roads PayPal needs to stack copy their BNPL service over to Venmo. Easy source of growth if they want to grow Venmo checkout"  
[X Link](https://x.com/randominv3str/status/1744627361658601778)  2024-01-09T07:49Z [--] followers, [--] engagements


"@IndraStocks Thoughts on Naspers/Prosus as a proxy for Tencent Both sell at a discount to Tencent"  
[X Link](https://x.com/anyuser/status/1747826750971879673)  2024-01-18T03:42Z [--] followers, [--] engagements


"@IndraStocks Both companies ended their cross ownership in each other in [----]. Prosus is selling Tencent to repurchase their own shares. I imagine the discount ought to be shrinking but given the magnitude of their ownership it would take some time"  
[X Link](https://x.com/randominv3str/status/1748037758285971518)  2024-01-18T17:40Z [--] followers, [--] engagements


"@RihardJarc I believe this is partially the case but the guidance could also partially reflect the issues with respect to float income. Management said in the call they expect interest rate cuts which would adversely affect the Venmo and PayPal float income"  
[X Link](https://x.com/randominv3str/status/1755621052804370753)  2024-02-08T15:54Z [--] followers, [---] engagements


"@CCM_Ryan Some of the take rate decline is due to P2P and PSP growth which have low take rates. If you assume Braintree/PayPal TPV split stabilizes around credit/wallet ecommerce share then take rate should bottom eventually"  
[X Link](https://x.com/randominv3str/status/1757812771599630380)  2024-02-14T17:03Z [--] followers, [---] engagements


"@Govro12 @TSOH_Investing Seems the distribution fees are fairly stable. Its really advertising thats killing them. How much of the Linear to DTC advertising spend can $WBD capture 🤔"  
[X Link](https://x.com/randominv3str/status/1761153122355777605)  2024-02-23T22:16Z [--] followers, [---] engagements


"@MasaSonCap Wonder if Malone can pull a rabbit out of the hat with this one. 😅 $WBD has a year to figure out what to do with Max. If they do not renew with Sky in [----] theyll have to fund losses to scale Max in Europe"  
[X Link](https://x.com/randominv3str/status/1761178442668601769)  2024-02-23T23:57Z [--] followers, [---] engagements


"@Crussian17 Right but they have to issue more shares to their employees this year when the price is low correct That would mean that dilution would ramp when those shares vest in the future"  
[X Link](https://x.com/randominv3str/status/1762711095142203838)  2024-02-28T05:27Z [--] followers, [---] engagements


"@Crussian17 So taking their guidance of $1.73 billion income from operations and netting out Mark to Market SBC Zoom trades at like 14x EV/FCF. That seems fair for an ex-growth company. They did guide to an acceleration after Q2 when their renewals finish so maybe 10% IRR from here"  
[X Link](https://x.com/randominv3str/status/1762719792979419515)  2024-02-28T06:02Z [--] followers, [--] engagements


"@MetacriticCap $ZM buys back shares renewals stabilize after Q2 UCaaS takes off like Zoom Phone did growth accelerates to low single digits back half and beyond. Maybe you get low teens IRR from here"  
[X Link](https://x.com/randominv3str/status/1762871232347680995)  2024-02-28T16:03Z [--] followers, [---] engagements


"@capital_mindset I think $PYPL is a fair r/r here. If transaction margin dollars accelerate to LSD growth the stock will rerate a lot higher than right now which is pricing death lol. That being said some $PYPL pumpers cant even get basic facts right. Makes me wary seeing fellow shareholders"  
[X Link](https://x.com/randominv3str/status/1764888401986138345)  2024-03-05T05:39Z [--] followers, [---] engagements


"@IndraStocks Found the guide a little disappointing but management did state on the call it didnt factor in Amex. Likely revenue growth accelerates from mid teens growth. Future looks bright"  
[X Link](https://x.com/randominv3str/status/1768415091731345864)  2024-03-14T23:13Z [--] followers, [---] engagements


"@MRatable Maybe the $WBD people. But who knows maybe theyll turn it around"  
[X Link](https://x.com/randominv3str/status/1778875169156497765)  2024-04-12T19:57Z [--] followers, [---] engagements


"@banana_capital_ Im not sure you are looking too closely at the numbers. Active Accounts and Monthly Actives are up QoQ. GAAP profits from [----] have one time benefits via their sale of Happy Returns and appreciation in their investment portfolio (MercadoLibre)"  
[X Link](https://x.com/randominv3str/status/1785398387220578405)  2024-04-30T19:58Z [--] followers, [--] engagements


"@banana_capital_ Transaction Margins are down but Transaction Margin Dollars (what Adyen books as net revenue) are up 4%. $PYPL is expensive but isnt as structurally challenged like you make it out to be"  
[X Link](https://x.com/randominv3str/status/1785398876389642594)  2024-04-30T20:00Z [--] followers, [---] engagements


"@IndraStocks Something interesting in the earnings call the CFO said they want to switch to a cost per redemption model in the US as they are using in the UK. So you could see consumer incentive growth as a forward indicator of billings growth. Implies acceleration to 20%"  
[X Link](https://x.com/randominv3str/status/1788399419009675544)  2024-05-09T02:43Z [---] followers, [---] engagements


"@strider7_ Looking through fintwit wondering the same"  
[X Link](https://x.com/randominv3str/status/1865124817231368571)  2024-12-06T20:03Z [--] followers, [--] engagements


"@JerryCap lol $SMCI 🤡"  
[X Link](https://x.com/randominv3str/status/1868214198737744283)  2024-12-15T08:39Z [--] followers, [---] engagements


"@realroseceline @joecarlsonshow This is surface level thinking too. There are directions of net flow (to work from work etc.) so the total decrease of cars on the road is debatable. Is Tesla going to operate a decamillion car fleet to replace car ownership lol No reason Waymo and Tesla cant both get a slice"  
[X Link](https://x.com/randominv3str/status/1937641488957255789)  2025-06-24T22:38Z [--] followers, [---] engagements


"@realroseceline @joecarlsonshow Is millions enough to solve net flow How many do you think it takes What is a reasonable timeline to scale capacity How does the service cost curve scale with fleet size and effect end state economics Can competitors scale costs in the meantime"  
[X Link](https://x.com/randominv3str/status/1937654669985349921)  2025-06-24T23:30Z [--] followers, [--] engagements


"@realroseceline @joecarlsonshow I dont really care who wins in the end and Im not invested. I am just pointing out you havent considered the situation as deeply as you claim"  
[X Link](https://x.com/randominv3str/status/1937654763606216728)  2025-06-24T23:31Z [--] followers, [--] engagements


"@punished_kyle70 @davidu @jzux This man is a GP at a16z. Do you think you understand economics better than him What have you accomplished to make it so"  
[X Link](https://x.com/randominv3str/status/1937717952914047271)  2025-06-25T03:42Z [--] followers, [---] engagements


"@DGartifact @realroseceline @joecarlsonshow Exactly my point. You just agreed that individuals favor transport for reasons other than cost"  
[X Link](https://x.com/randominv3str/status/1937718640071016486)  2025-06-25T03:44Z [--] followers, [--] engagements


"Shitcos making a rebound Both $THRY and $NYAX up bigly over the past month"  
[X Link](https://x.com/randominv3str/status/1886907247298797741)  2025-02-04T22:38Z [--] followers, [---] engagements


"$ADB Malaysia seems like an elite biz. Big fan"  
[X Link](https://x.com/randominv3str/status/1933440231514259532)  2025-06-13T08:24Z [--] followers, [---] engagements


"$ALPH rejected $CPAY acquisition offer in May. Trading at around the same price today. Probably a sign management thinks they are undervalued"  
[X Link](https://x.com/randominv3str/status/1937660863738945988)  2025-06-24T23:55Z [--] followers, [---] engagements


"Does Tatton $TAM.L have a moat 🤔"  
[X Link](https://x.com/randominv3str/status/1937660993880097216)  2025-06-24T23:55Z [--] followers, [---] engagements


"Acquired today"  
[X Link](https://x.com/randominv3str/status/1948222561143197961)  2025-07-24T03:23Z [--] followers, [--] engagements


"Management guidance indicates that AUM growth slows moving forward not a fan"  
[X Link](https://x.com/randominv3str/status/1962113830114259121)  2025-08-31T11:22Z [--] followers, [--] engagements


"$PRDO is online college thats basically SaaS with a [--] year contract length"  
[X Link](https://x.com/randominv3str/status/1864529685453144282)  2024-12-05T04:38Z [--] followers, [---] engagements


"Out of $SOAGY and $TMO. Good swing dont understand shit about the industry. Probably shouldnt have touched bioprocessing at all tbh"  
[X Link](https://x.com/randominv3str/status/1888355567900807266)  2025-02-08T22:33Z [--] followers, [---] engagements


"Poland seems cheap. Im interested in $GPW $BFT and $CBF"  
[X Link](https://x.com/randominv3str/status/1933438348066238621)  2025-06-13T08:16Z [--] followers, [---] engagements


"$VIT VMS acquirer also in 20% drawdown. Looks interesting"  
[X Link](https://x.com/randominv3str/status/1933439429001035932)  2025-06-13T08:20Z [--] followers, [---] engagements


"With the drop in US SaaS I think it is worth keeping in mind that many of these companies have RSUs issued at prices much higher than market. Many are repurchasing stock at a discount. For once you might see real shareholder returns"  
[X Link](https://x.com/randominv3str/status/2017817063692087458)  2026-02-01T04:27Z [--] followers, [--] engagements

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