[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @privatWealthGuy Private Wealth Guy Private Wealth Guy is highlighting common mistakes people make with their investments and financial planning. He recently shared an example of a client with an improperly allocated Roth IRA, emphasizing the importance of asset location and allocation. He also provides guidance on strategies such as gifting, business exits, and loan planning to optimize financial outcomes. ### Engagements: XXXXXX [#](/creator/twitter::1860800784859803648/interactions)  - X Week XXXXXXX +64,659% - X Month XXXXXXX +3,562% - X Months XXXXXXX +8,427% ### Mentions: X [#](/creator/twitter::1860800784859803648/posts_active)  - X Week XX +67% - X Month XX +14% - X Months XX +63% ### Followers: XXXXX [#](/creator/twitter::1860800784859803648/followers)  - X Week XXXXX +57% - X Month XXXXX +108% - X Months XXXXX +793% ### CreatorRank: XXXXXXX [#](/creator/twitter::1860800784859803648/influencer_rank)  ### Social Influence [#](/creator/twitter::1860800784859803648/influence) --- **Social category influence** [finance](/list/finance) #3614 **Social topic influence** [fixed income](/topic/fixed-income) #3, [insurance](/topic/insurance) 10%, [lack of](/topic/lack-of) 10%, [businesses](/topic/businesses) 10%, [social security](/topic/social-security) 10%, [asset allocation](/topic/asset-allocation) 10%, [employees](/topic/employees) XX% **Top accounts mentioned or mentioned by** [@dewchainz](/creator/undefined) [@texasdave24](/creator/undefined) [@investgcm](/creator/undefined) [@myersbradley](/creator/undefined) [@gregsgotyobak](/creator/undefined) [@juliantrev78186](/creator/undefined) [@fortwaynecpa](/creator/undefined) [@lurkingforev](/creator/undefined) [@gundlached](/creator/undefined) [@alexeck](/creator/undefined) [@satoshideniz](/creator/undefined) [@camphopemvp](/creator/undefined) [@egr_investor](/creator/undefined) [@recoverytrade](/creator/undefined) [@david_kudla](/creator/undefined) [@mylattice24](/creator/undefined) [@dadinvest](/creator/undefined) [@slurpeeromance](/creator/undefined) [@cashptfuture](/creator/undefined) [@begbiewealth](/creator/undefined) ### Top Social Posts [#](/creator/twitter::1860800784859803648/posts) --- Top posts by engagements in the last XX hours "At higher levels of wealth the role of insurance evolves. The ultra-wealthy use insurance as: A source of estate liquidity allowing heirs to pay estate taxes without selling assets A tax-advantaged asset class offering tax-deferred growth and income tax-free death benefits A dynastic planning tool creating permanent funding for multi-generational trusts Some of the strategies they use include: Private Placement Life Insurance (PPLI) Custom investment portfolios with tax-free buildup and no income tax on gains Premium Financing Borrowing to fund large policies and taking advantage of the" [X Link](https://x.com/privatWealthGuy/status/1975223774048854111) [@privatWealthGuy](/creator/x/privatWealthGuy) 2025-10-06T15:37Z 1651 followers, 1761 engagements "The IRS allows for discounts in value when gifting certain types of interests especially in closely held businesses or real estate partnerships. Why Lack of marketability and lack of control reduce the fair market value even if the underlying assets are significant. This means you can: X. Transfer more economic value while using less of your exemption X. Combine with FLPs SLATs or IDGTs for powerful estate reduction X. Keep voting control while shifting long-term value" [X Link](https://x.com/privatWealthGuy/status/1980255681077768425) [@privatWealthGuy](/creator/x/privatWealthGuy) 2025-10-20T12:52Z 1633 followers, 2473 engagements "@TexasDave24 Highly dependent on the situation. SCIN is going to require a higher interest rate" [X Link](https://x.com/privatWealthGuy/status/1980333280001159612) [@privatWealthGuy](/creator/x/privatWealthGuy) 2025-10-20T18:00Z 1626 followers, XXX engagements "@InvestGCM It can be forgiven if its a SCIN. Interest rate would be higher however Really only beneficial if the lender has a high likelihood of passing during the term of the loan" [X Link](https://x.com/privatWealthGuy/status/1980639977768993123) [@privatWealthGuy](/creator/x/privatWealthGuy) 2025-10-21T14:19Z 1651 followers, XX engagements "@FortWayneCPA For XX% of social security recipients their social security benefit is their only source of income. That would be a disaster" [X Link](https://x.com/privatWealthGuy/status/1980640309920043375) [@privatWealthGuy](/creator/x/privatWealthGuy) 2025-10-21T14:20Z 1649 followers, XXX engagements "A new XX year old client just sent over their account statements from their previous advisor. Their Roth IRA allocation is XX% equities and XX% fixed income and REITs" [X Link](https://x.com/privatWealthGuy/status/1980726152818786795) [@privatWealthGuy](/creator/x/privatWealthGuy) 2025-10-21T20:01Z 1655 followers, 494.2K engagements "Many people are missing the main point of this. Its about asset location -high growth assets belong in Roth -income producing assets belong in pre tax and also asset allocation" [X Link](https://x.com/privatWealthGuy/status/1980823654276780203) [@privatWealthGuy](/creator/x/privatWealthGuy) 2025-10-22T02:28Z 1655 followers, 42.6K engagements "Most business exits are rushed and thats when owners lose leverage. The best outcomes are planned 5+ years out allowing time for: - Restructuring entity ownership - Implementing trusts and gifting strategies - Creating golden handcuffs for key employees - Reducing potential tax exposure - Preparing financials for premium valuation A great exit isnt just a transaction. Its a transition" [X Link](https://x.com/privatWealthGuy/status/1980980959781769623) [@privatWealthGuy](/creator/x/privatWealthGuy) 2025-10-22T12:54Z 1655 followers, 5825 engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@privatWealthGuy Private Wealth Guy
Private Wealth Guy is highlighting common mistakes people make with their investments and financial planning. He recently shared an example of a client with an improperly allocated Roth IRA, emphasizing the importance of asset location and allocation. He also provides guidance on strategies such as gifting, business exits, and loan planning to optimize financial outcomes.
Engagements: XXXXXX #
- X Week XXXXXXX +64,659%
- X Month XXXXXXX +3,562%
- X Months XXXXXXX +8,427%
Mentions: X #
- X Week XX +67%
- X Month XX +14%
- X Months XX +63%
Followers: XXXXX #
- X Week XXXXX +57%
- X Month XXXXX +108%
- X Months XXXXX +793%
CreatorRank: XXXXXXX #
Social Influence #
Social category influence finance #3614
Social topic influence fixed income #3, insurance 10%, lack of 10%, businesses 10%, social security 10%, asset allocation 10%, employees XX%
Top accounts mentioned or mentioned by @dewchainz @texasdave24 @investgcm @myersbradley @gregsgotyobak @juliantrev78186 @fortwaynecpa @lurkingforev @gundlached @alexeck @satoshideniz @camphopemvp @egr_investor @recoverytrade @david_kudla @mylattice24 @dadinvest @slurpeeromance @cashptfuture @begbiewealth
Top Social Posts #
Top posts by engagements in the last XX hours
"At higher levels of wealth the role of insurance evolves. The ultra-wealthy use insurance as: A source of estate liquidity allowing heirs to pay estate taxes without selling assets A tax-advantaged asset class offering tax-deferred growth and income tax-free death benefits A dynastic planning tool creating permanent funding for multi-generational trusts Some of the strategies they use include: Private Placement Life Insurance (PPLI) Custom investment portfolios with tax-free buildup and no income tax on gains Premium Financing Borrowing to fund large policies and taking advantage of the"
X Link @privatWealthGuy 2025-10-06T15:37Z 1651 followers, 1761 engagements
"The IRS allows for discounts in value when gifting certain types of interests especially in closely held businesses or real estate partnerships. Why Lack of marketability and lack of control reduce the fair market value even if the underlying assets are significant. This means you can: X. Transfer more economic value while using less of your exemption X. Combine with FLPs SLATs or IDGTs for powerful estate reduction X. Keep voting control while shifting long-term value"
X Link @privatWealthGuy 2025-10-20T12:52Z 1633 followers, 2473 engagements
"@TexasDave24 Highly dependent on the situation. SCIN is going to require a higher interest rate"
X Link @privatWealthGuy 2025-10-20T18:00Z 1626 followers, XXX engagements
"@InvestGCM It can be forgiven if its a SCIN. Interest rate would be higher however Really only beneficial if the lender has a high likelihood of passing during the term of the loan"
X Link @privatWealthGuy 2025-10-21T14:19Z 1651 followers, XX engagements
"@FortWayneCPA For XX% of social security recipients their social security benefit is their only source of income. That would be a disaster"
X Link @privatWealthGuy 2025-10-21T14:20Z 1649 followers, XXX engagements
"A new XX year old client just sent over their account statements from their previous advisor. Their Roth IRA allocation is XX% equities and XX% fixed income and REITs"
X Link @privatWealthGuy 2025-10-21T20:01Z 1655 followers, 494.2K engagements
"Many people are missing the main point of this. Its about asset location -high growth assets belong in Roth -income producing assets belong in pre tax and also asset allocation"
X Link @privatWealthGuy 2025-10-22T02:28Z 1655 followers, 42.6K engagements
"Most business exits are rushed and thats when owners lose leverage. The best outcomes are planned 5+ years out allowing time for: - Restructuring entity ownership - Implementing trusts and gifting strategies - Creating golden handcuffs for key employees - Reducing potential tax exposure - Preparing financials for premium valuation A great exit isnt just a transaction. Its a transition"
X Link @privatWealthGuy 2025-10-22T12:54Z 1655 followers, 5825 engagements