Dark | Light
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

# ![@pernasresearch Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1267488217470623745.png) @pernasresearch Pernas Research

Pernas Research posts on X about $rely, $wisel, infrastructure, $eeft the most. They currently have XXXXXX followers and XXX posts still getting attention that total XX engagements in the last XX hours.

### Engagements: XX [#](/creator/twitter::1267488217470623745/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1267488217470623745/c:line/m:interactions.svg)

- X Week XXX -XX%
- X Month XXXXXXX +1,249%
- X Months XXXXXXXXX +132%
- X Year XXXXXXXXX +197%

### Mentions: X [#](/creator/twitter::1267488217470623745/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1267488217470623745/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XX +12%
- X Months XX -XXXX%
- X Year XXX -XX%

### Followers: XXXXXX [#](/creator/twitter::1267488217470623745/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1267488217470623745/c:line/m:followers.svg)

- X Week XXXXXX +0.11%
- X Month XXXXXX +4.10%
- X Months XXXXXX +43%
- X Year XXXXXX +111%

### CreatorRank: undefined [#](/creator/twitter::1267488217470623745/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1267488217470623745/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1267488217470623745/influence)
---

**Social category influence**
[stocks](/list/stocks)  [technology brands](/list/technology-brands)  [finance](/list/finance)  [cryptocurrencies](/list/cryptocurrencies) 

**Social topic influence**
[$rely](/topic/$rely) #24, [$wisel](/topic/$wisel) #7, [infrastructure](/topic/infrastructure) #270, [$eeft](/topic/$eeft) #4, [$pypl](/topic/$pypl) #2386, [$wu](/topic/$wu) #22, [a very](/topic/a-very), [where is](/topic/where-is), [$wise](/topic/$wise), [decentralized](/topic/decentralized)

**Top assets mentioned**
[Remitly Global, Inc. Common Stock (RELY)](/topic/$rely) [Euronet Worldwide Inc (EEFT)](/topic/$eeft) [PayPal Holdings Inc (PYPL)](/topic/$pypl) [Western Union Co (WU)](/topic/$wu) [Wise (WISE)](/topic/$wise)
### Top Social Posts [#](/creator/twitter::1267488217470623745/posts)
---
Top posts by engagements in the last XX hours

"$RELY U.S. Bancorp CEO Gunjan Kedia on the Stablecoin threat: Well I always start by asking where the client need is because it's a very fundamental way to think of prioritizing investments and focus. And I will tell you Jason I'm hard pressed to find one single client who's saying I just really need stablecoin from a bank right now. So the demand is not present and real with consumers. Now where there's interesting conversations is global corporates with crossborder payments. h/t @TheTranscript_"  
[X Link](https://x.com/pernasresearch/status/1972637169085767774) [@pernasresearch](/creator/x/pernasresearch) 2025-09-29T12:18Z 11.1K followers, 4630 engagements


"$RELY vs $WISE.L Remitly gets the most questions of any position we holdusually along the lines of "isn't competitor WISE much cheaper where is Remitly's moat". Most overlook the key technical differences in their infrastructure and why their TAMs are distinct (and will remain distinct). Full write-up coming soon"  
[X Link](https://x.com/pernasresearch/status/1901678047948058651) [@pernasresearch](/creator/x/pernasresearch) 2025-03-17T16:52Z 11.1K followers, 23.7K engagements


"The best way to think about $WISE.L business model is a decentralized tech-native quasi-correspondent bank that doesnt profit from FX spreads. Their infrastructure will continue to make inroads in more developed economies but in EM where banks and regulators are in bed together they are limited"  
[X Link](https://x.com/pernasresearch/status/1913666674567643350) [@pernasresearch](/creator/x/pernasresearch) 2025-04-19T18:51Z 11.1K followers, 25K engagements


"Thinking of hosting a Spaces next week on $WISE.L and $RELY -- covering remittances regulation stablecoins and more. Any appetite for this"  
[X Link](https://x.com/pernasresearch/status/1936153558111646004) [@pernasresearch](/creator/x/pernasresearch) 2025-06-20T20:05Z 11.1K followers, 17.2K engagements


"Tune into our Space this Thursday @ 1:30 PM PST. Space: Topic: Remittances Regulation & The Stablecoin Threat Host: @Pernasresearch Co-host & Speakers: @mario_cibelli @motorinvesting (Dean Pernas) Tickers discussed: $RELY $WISE.L $EEFT $PYPL $WU"  
[X Link](https://x.com/pernasresearch/status/1937239134751670339) [@pernasresearch](/creator/x/pernasresearch) 2025-06-23T19:59Z 11.1K followers, 10.3K engagements


"Rough Outline: X. $RELY vs $WISE.L - Remitly thesis & Wise thesis (why they can coexist) - Recent regulation from Big Beautiful Bill - Rely vs Wise infrastructure differences (technical discussion) - Stablecoin use cases in real economy X. Discussion of other companies $WU $EEFT $PYPL X. Future of Stablecoins Programmable money and Agentic Transactions X. Q&A Live Q&A will run throughout the Space"  
[X Link](https://x.com/pernasresearch/status/1937562448242065598) [@pernasresearch](/creator/x/pernasresearch) 2025-06-24T17:24Z 11.1K followers, 6325 engagements


"$RELY pretty much smashed Q2. This one feels great. We had a few conversation with bears and strongly felt that none of the below fears would impact Remitly. X. Remittance tax X. Onerous operational layers (KYC etc) as a result of OBBB regs X. Stablecoins X. US/MEX corridor slowdown (this was mainly attributable to illegal immigrants that were afraid to show up at their local cash remittance business. Not applicable to $RELY)"  
[X Link](https://x.com/pernasresearch/status/1953469510414987752) [@pernasresearch](/creator/x/pernasresearch) 2025-08-07T14:53Z 11.1K followers, 7733 engagements


"@insiderfed I can give you one: $RELY"  
[X Link](https://x.com/pernasresearch/status/1976295791808380929) [@pernasresearch](/creator/x/pernasresearch) 2025-10-09T14:36Z 11.1K followers, XXX engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@pernasresearch Avatar @pernasresearch Pernas Research

Pernas Research posts on X about $rely, $wisel, infrastructure, $eeft the most. They currently have XXXXXX followers and XXX posts still getting attention that total XX engagements in the last XX hours.

Engagements: XX #

Engagements Line Chart

  • X Week XXX -XX%
  • X Month XXXXXXX +1,249%
  • X Months XXXXXXXXX +132%
  • X Year XXXXXXXXX +197%

Mentions: X #

Mentions Line Chart

  • X Week XX -XX%
  • X Month XX +12%
  • X Months XX -XXXX%
  • X Year XXX -XX%

Followers: XXXXXX #

Followers Line Chart

  • X Week XXXXXX +0.11%
  • X Month XXXXXX +4.10%
  • X Months XXXXXX +43%
  • X Year XXXXXX +111%

CreatorRank: undefined #

CreatorRank Line Chart

Social Influence #


Social category influence stocks technology brands finance cryptocurrencies

Social topic influence $rely #24, $wisel #7, infrastructure #270, $eeft #4, $pypl #2386, $wu #22, a very, where is, $wise, decentralized

Top assets mentioned Remitly Global, Inc. Common Stock (RELY) Euronet Worldwide Inc (EEFT) PayPal Holdings Inc (PYPL) Western Union Co (WU) Wise (WISE)

Top Social Posts #


Top posts by engagements in the last XX hours

"$RELY U.S. Bancorp CEO Gunjan Kedia on the Stablecoin threat: Well I always start by asking where the client need is because it's a very fundamental way to think of prioritizing investments and focus. And I will tell you Jason I'm hard pressed to find one single client who's saying I just really need stablecoin from a bank right now. So the demand is not present and real with consumers. Now where there's interesting conversations is global corporates with crossborder payments. h/t @TheTranscript_"
X Link @pernasresearch 2025-09-29T12:18Z 11.1K followers, 4630 engagements

"$RELY vs $WISE.L Remitly gets the most questions of any position we holdusually along the lines of "isn't competitor WISE much cheaper where is Remitly's moat". Most overlook the key technical differences in their infrastructure and why their TAMs are distinct (and will remain distinct). Full write-up coming soon"
X Link @pernasresearch 2025-03-17T16:52Z 11.1K followers, 23.7K engagements

"The best way to think about $WISE.L business model is a decentralized tech-native quasi-correspondent bank that doesnt profit from FX spreads. Their infrastructure will continue to make inroads in more developed economies but in EM where banks and regulators are in bed together they are limited"
X Link @pernasresearch 2025-04-19T18:51Z 11.1K followers, 25K engagements

"Thinking of hosting a Spaces next week on $WISE.L and $RELY -- covering remittances regulation stablecoins and more. Any appetite for this"
X Link @pernasresearch 2025-06-20T20:05Z 11.1K followers, 17.2K engagements

"Tune into our Space this Thursday @ 1:30 PM PST. Space: Topic: Remittances Regulation & The Stablecoin Threat Host: @Pernasresearch Co-host & Speakers: @mario_cibelli @motorinvesting (Dean Pernas) Tickers discussed: $RELY $WISE.L $EEFT $PYPL $WU"
X Link @pernasresearch 2025-06-23T19:59Z 11.1K followers, 10.3K engagements

"Rough Outline: X. $RELY vs $WISE.L - Remitly thesis & Wise thesis (why they can coexist) - Recent regulation from Big Beautiful Bill - Rely vs Wise infrastructure differences (technical discussion) - Stablecoin use cases in real economy X. Discussion of other companies $WU $EEFT $PYPL X. Future of Stablecoins Programmable money and Agentic Transactions X. Q&A Live Q&A will run throughout the Space"
X Link @pernasresearch 2025-06-24T17:24Z 11.1K followers, 6325 engagements

"$RELY pretty much smashed Q2. This one feels great. We had a few conversation with bears and strongly felt that none of the below fears would impact Remitly. X. Remittance tax X. Onerous operational layers (KYC etc) as a result of OBBB regs X. Stablecoins X. US/MEX corridor slowdown (this was mainly attributable to illegal immigrants that were afraid to show up at their local cash remittance business. Not applicable to $RELY)"
X Link @pernasresearch 2025-08-07T14:53Z 11.1K followers, 7733 engagements

"@insiderfed I can give you one: $RELY"
X Link @pernasresearch 2025-10-09T14:36Z 11.1K followers, XXX engagements

@pernasresearch
/creator/twitter::pernasresearch