# ![@patmu7 Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1557484182.png) @patmu7 P. M. Kariuki M.D

P. M. Kariuki M.D posts on X about money, kenya, compound, in the the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::1557484182/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1557484182/c:line/m:interactions.svg)

- [--] Week [------] +91%
- [--] Month [------] +6,912%
- [--] Months [------] +130,245%
- [--] Year [------] +262%

### Mentions: [--] [#](/creator/twitter::1557484182/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1557484182/c:line/m:posts_active.svg)

- [--] Week [--] +55%
- [--] Month [---] +1,686%
- [--] Months [---] +6,900%
- [--] Year [---] +141%

### Followers: [-----] [#](/creator/twitter::1557484182/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1557484182/c:line/m:followers.svg)

- [--] Week [---] +15%
- [--] Month [---] +53%
- [--] Months [---] +52%
- [--] Year [---] +51%

### CreatorRank: [-------] [#](/creator/twitter::1557484182/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1557484182/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [countries](/list/countries)  [celebrities](/list/celebrities)  [technology brands](/list/technology-brands)  [automotive brands](/list/automotive-brands)  [travel destinations](/list/travel-destinations)  [currencies](/list/currencies)  [stocks](/list/stocks)  [luxury brands](/list/luxury-brands)  [social networks](/list/social-networks) 

**Social topic influence**
[money](/topic/money), [kenya](/topic/kenya), [compound](/topic/compound) #867, [in the](/topic/in-the), [retirement](/topic/retirement), [investment](/topic/investment), [if you](/topic/if-you), [longterm](/topic/longterm), [dividend](/topic/dividend), [business](/topic/business)

**Top assets mentioned**
[Tesla, Inc. (TSLA)](/topic/tesla) [Flex Ltd. Ordinary Shares (FLEX)](/topic/$flex)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Capitalism thrives on creating disatisfaction to fuel consumption. In the hamster wheel youre both the worker and the consumer. Working harder to consume more. First face the emptiness youre trying to fill with consumption. and you escape the rat race"  
[X Link](https://x.com/patmu7/status/1985582402433843612)  2025-11-04T05:38Z [---] followers, [--] engagements


"@KenyanSays A sign of weakness its sad that education doesnt teach mental strength. An educated person ought to know that the only person that matters to themself is their own self everyone else is just a welcome visitor"  
[X Link](https://x.com/patmu7/status/1997558360703688877)  2025-12-07T06:46Z [---] followers, [---] engagements


"@JinaNextTime @ObaDeleke Animals nurture their young ones too. They do not get emotially attached as we do. And in fact we are all beasts just emotional ones who think we are more important than the rest"  
[X Link](https://x.com/patmu7/status/1998647192337437094)  2025-12-10T06:53Z [---] followers, [--] engagements


"@JinaNextTime @ObaDeleke And that's nature. acceptance. If you have a kid not compatible with life just let them be and not delay the inevitable accept nature"  
[X Link](https://x.com/patmu7/status/1998650189465399786)  2025-12-10T07:05Z [---] followers, [--] engagements


"@benbadger19 @Ndonglaw043 I have asked for a dna pcr before test and received none. Maybe its time i even offer a financial reward to @Ndonglaw043 to bring me here a positive DNA pcr before test just for his tests. false positivity rates in kenya can be as high as 1-2% do the maths for 53M pple"  
[X Link](https://x.com/patmu7/status/2009089383794921946)  2026-01-08T02:26Z [---] followers, [--] engagements


"@ArthurPstr @HonAdenDuale @citizentvkenya 🤣🤣can I also prophecy that in [--] years a house will collapse in Kenya Specifically Nairobi Or a bus carrying school kids will be involved in an accident Do you know probabilities mzee It's like predicting waves in the ocean"  
[X Link](https://x.com/patmu7/status/2009287325918830898)  2026-01-08T15:33Z [---] followers, [--] engagements


"@ArthurPstr @Eme4Jesus The moment I couldn't even a positive viral load as evidence I've lost interest in any other argument you put forth. HIV is your most publicized miracle yet you won't even prove it"  
[X Link](https://x.com/patmu7/status/2009818127442579896)  2026-01-10T02:42Z [---] followers, [--] engagements


"@Ndonglaw043 These compositions are very unnecessary. If some who believe in cows don't compose such to defend themselves They just worship their cows in silence Do you"  
[X Link](https://x.com/patmu7/status/2010186711461241238)  2026-01-11T03:07Z [---] followers, [---] engagements


"@Ndonglaw043 I wish you defended God more than you did the prophet. God works with evidence not without it"  
[X Link](https://x.com/patmu7/status/2010234352425484645)  2026-01-11T06:16Z [---] followers, [--] engagements


"@ModesteSirri The man would have surely died of hunger were it not for the wife. congratulations wives.you are the real life savers"  
[X Link](https://x.com/patmu7/status/2010577503736475945)  2026-01-12T05:00Z [---] followers, [--] engagements


"@maichz_K @mytradesignals makes sense until you realize that your 5M without a loan is worth 98M in [--] yrs compounded annualy at 15%"  
[X Link](https://x.com/patmu7/status/2011445516660519360)  2026-01-14T14:29Z [---] followers, [--] engagements


"Your early capital = seed Time = rain Compounding = growth As long as the seed stays planted the harvest comes"  
[X Link](https://x.com/patmu7/status/2013955144921026912)  2026-01-21T12:41Z [---] followers, [--] engagements


"@ArthurPstr @61chepkendiot @MOH_Kenya @NASCOP So being in japan is to you an achievement I get it now why they bring wazungus to your meetings. Colonized minds"  
[X Link](https://x.com/patmu7/status/2013955875287728589)  2026-01-21T12:44Z [---] followers, [--] engagements


"@Eng_Ngure Sometimes your body just tells you the vibe you get when in a particular location doesnt lie. Someone gets goosebumps from a blasting exhauste pipe others like me are offended by such noise. Trying to standardize success is the real crime"  
[X Link](https://x.com/patmu7/status/2013963253718675671)  2026-01-21T13:13Z [---] followers, [--] engagements


"Growth is rarely loud. It happens quietly consistently and often out of sightuntil the results speak"  
[X Link](https://x.com/patmu7/status/2015919263983227191)  2026-01-26T22:46Z [---] followers, [--] engagements


"Power of Coast FIRE -At [--] a Kenyan only needs to invest KES [------] once at 12% 📈 Never add another shilling. By retirement 💸 KES [------] monthly income from investments. Time hustle. Math motivation. Start early"  
[X Link](https://x.com/patmu7/status/2017555176614191435)  2026-01-31T11:06Z [---] followers, [--] engagements


"Financial freedom feels impossible because people think its about money. Its not. Its about [--]. mindset [--]. growth [--]. discipline. How to actually win: Invest in knowledge Get crystal-clear goals Track progress not applause Better habits create better lives. Money just follows. https://twitter.com/i/web/status/2017559220820783372 https://twitter.com/i/web/status/2017559220820783372"  
[X Link](https://x.com/patmu7/status/2017559220820783372)  2026-01-31T11:22Z [---] followers, [--] engagements


"@JimmyKings8 Yet you'll find some Kenyans openly defending daylight robbery of their own Kenyan owned shares. Both greed and ignorance sincerely have no limits"  
[X Link](https://x.com/patmu7/status/2017562213033156979)  2026-01-31T11:34Z [---] followers, [----] engagements


"Imagine its [----] ☑ Debt-free ☑ Peak health ☑ Investments cover all expenses ☑ Business booming ☑ Surrounded by loved ones All because of the habits you start in [----]. Start now. Make it happen. 🔥"  
[X Link](https://x.com/patmu7/status/2017568899164708878)  2026-01-31T12:01Z [---] followers, [--] engagements


"@Adrian_realest Soon we might be buying 2gb at [--] bob who knows"  
[X Link](https://x.com/patmu7/status/2017569650733642188)  2026-01-31T12:04Z [---] followers, [--] engagements


"Must Read: Mel Robbins' Let Them Theory" - Let Them Let people be who they are think what they think do what they do judge how they judge. You can't control it. Stop trying Let Me Shift energy back to YOU: Your reactions. Your boundaries. Your choices. Your peace. Two words = freedom from drama & stress. Game-changer. #Mindset #LetThem https://twitter.com/i/web/status/2017584057048006714 https://twitter.com/i/web/status/2017584057048006714"  
[X Link](https://x.com/patmu7/status/2017584057048006714)  2026-01-31T13:01Z [---] followers, [--] engagements


"Pursue GROWTH not just Goals Growth lets you keep expanding yourself every single day there is no finish line only continuous improvement Goals are like climbing a mountain peak:You finally reach the top and then Nothing left to celebrate"  
[X Link](https://x.com/patmu7/status/2017594674144301229)  2026-01-31T13:43Z [---] followers, [--] engagements


"What I wish I knew at [--] You can retire comfortably by saving and investing only ksh 100(0.67$) per day at 10% A one off 200k(no further tops) grows to more than 20M at 12% enough for retirement. The secret is time"  
[X Link](https://x.com/patmu7/status/2017742302978916465)  2026-01-31T23:30Z [---] followers, [--] engagements


"@MudgeRulf Any man who stands for something deserves maximum respect. Not bashing We need to learn the art of clapping for others As we await our turn to arrive"  
[X Link](https://x.com/patmu7/status/2017742938546024684)  2026-01-31T23:32Z [---] followers, [--] engagements


"@Wanjiru2027 We've gotten used to being abused. In fact we've fallen in love with the abuser Stockholm syndrome has nothing on us"  
[X Link](https://x.com/patmu7/status/2017746601670812097)  2026-01-31T23:47Z [---] followers, [---] engagements


"@Griz_zly8 Money hates noise. When You get that level of money Weekends will be for chilling indoors Trust me"  
[X Link](https://x.com/patmu7/status/2017751344694562933)  2026-02-01T00:06Z [---] followers, [---] engagements


"@prernaprasad555 Given the choice between progress versus perfection Would choose progress any day. Small wins compound"  
[X Link](https://x.com/patmu7/status/2017756211832123724)  2026-02-01T00:25Z [---] followers, [--] engagements


"@elonmusk The power of dreaming BIIGGGG Married to clarity of purpose and consistent action"  
[X Link](https://x.com/patmu7/status/2017824978461167617)  2026-02-01T04:58Z [---] followers, [--] engagements


"Deep; Not everyone in your life is meant to soar with yousome exist as contrast showing you what happens when comfort is chosen over growth and familiarity over vision; they arent villains theyre clarity revealing the life you dont want so you can commit to the one youre willing to build if youre brave enough to notice what drains you limits you and quietly keeps you smalland use that awareness as the gift it is https://twitter.com/i/web/status/2017829464646758718 https://twitter.com/i/web/status/2017829464646758718"  
[X Link](https://x.com/patmu7/status/2017829464646758718)  2026-02-01T05:16Z [---] followers, [--] engagements


"Do Millionaires and billionaires really need more I think its their investments that chase growth They just collect the results. Why dont the rich ever have enough Simple. Because society keeps giving us more. I already have enough. But society continues to value my investment at higher and higher valuations. Why Because those investments serve more and more customers. I just enjoy my life. https://t.co/LYwDY3eTE1 Why dont the rich ever have enough Simple. Because society keeps giving us more. I already have enough. But society continues to value my investment at higher and higher valuations."  
[X Link](https://x.com/patmu7/status/2017831353245384724)  2026-02-01T05:24Z [---] followers, [--] engagements


"@danmartell Thats the mindset. No plan B no excusesjust relentless focus on the outcome you refuse to compromise. Burn the boats. No retreat. Only forward"  
[X Link](https://x.com/patmu7/status/2017852713216729576)  2026-02-01T06:49Z [---] followers, [--] engagements


"@MathuAlfred [--] million may seem unachievable by retirement but a [--] year old today needs to save only 6k per month at 12% to achieve that figure a practical figure for most thats only [---] bob a day- less than the cost of lunch But will they Listen"  
[X Link](https://x.com/patmu7/status/2017855374745862514)  2026-02-01T06:59Z [---] followers, [--] engagements


"@AlwayEbony @StephanieXAUUSD Better is a state of mind. Your sweetheart is someone's X. Poor people think more money will make them happier but everything obeys diminishing returns. Developed nations may have better highrise buildings but i prefer the calm of the village surrounded by nature"  
[X Link](https://x.com/patmu7/status/2017858653169057973)  2026-02-01T07:12Z [---] followers, [--] engagements


"@MugureNjehia kenyans need to be angry enough to do the needful. But we have fallen in love with our abusers so doleful"  
[X Link](https://x.com/patmu7/status/2017879285759946762)  2026-02-01T08:34Z [---] followers, [--] engagements


"COAST FIRE says 👇 Invest 200k at 25yrs. Let it compound at 12%. Add nothing else. By retirement that single decision can spin off 130k+ per month. Not hustle. Not stress. Just time doing the heavy lifting. Start early. Let money work quietly"  
[X Link](https://x.com/patmu7/status/2018002758557712516)  2026-02-01T16:45Z [---] followers, [--] engagements


"@AlwayEbony @VIVIANWERE2 Why would a Swahili speaking person hate home more than the whites White people consider Kenya a holiday destination. Then you have someone hating home and praising abroad. I don't gerrrit"  
[X Link](https://x.com/patmu7/status/2018128131706515749)  2026-02-02T01:03Z [---] followers, [--] engagements


"3/ That money compounds at about 12% per year. Compounding = time patience consistency. Not hustle"  
[X Link](https://x.com/patmu7/status/2018136996749705550)  2026-02-02T01:38Z [---] followers, [--] engagements


"4/ Fast forward to retirement age. That single investment has grown enough to generate 130k+ per month without you adding another shilling"  
[X Link](https://x.com/patmu7/status/2018137001707340006)  2026-02-02T01:38Z [---] followers, [--] engagements


"@AlwayEbony @VIVIANWERE2 I can fish photos of school shootings in New York street families and homelessness abroad. Racism drug addiction gun violence etc Your brain will gravitate to the level of your energy. I applaud you for being able to survive this far with such a fixed negative minset"  
[X Link](https://x.com/patmu7/status/2018147776329056373)  2026-02-02T02:21Z [---] followers, [--] engagements


"@LewisMN99 @VIVIANWERE2 When life discussions involve the lower levels of maslows needs-Food; It pays to invest in yourself so you can engage in self actualization discussions like investing and retiring early not survival"  
[X Link](https://x.com/patmu7/status/2018207054419087603)  2026-02-02T06:17Z [---] followers, [--] engagements


"@Dr_AustinOmondi Kwa ground the patients i see cant even afford bacon🫥"  
[X Link](https://x.com/patmu7/status/2018222229452939568)  2026-02-02T07:17Z [---] followers, [----] engagements


"Once you "lock in" into whats available to you trust me you wont need those global opportunities This does not in anyway demean people looking for better opportunites abroad. But to assert that once you get rid of "serikali nisaidie" mentality. alot of opportunities including global opportunities to earn in dollars open up for you"  
[X Link](https://x.com/patmu7/status/2018224935403937959)  2026-02-02T07:28Z [---] followers, [--] engagements


"@Gatimu Beyond accumulation of assets to invest in other avenues I don't consider mmfs an investment. I used to when I was an investing noob"  
[X Link](https://x.com/patmu7/status/2018316779982852492)  2026-02-02T13:33Z [---] followers, [----] engagements


"@AccentInvesting In investing Starting early is the cheat code"  
[X Link](https://x.com/patmu7/status/2018318217446375931)  2026-02-02T13:38Z [---] followers, [--] engagements


"Come to think of it Africa has so much unexploited potential. - The continent with the most natural mineral resources with 30% of the worlds remaining mineral reserves. - Dominates globally in specific resources including 40% of the world's gold and up to 90% of chromium and platinum -vast deposits of cobalt diamonds and uranium. https://twitter.com/i/web/status/2018342951823319351 https://twitter.com/i/web/status/2018342951823319351"  
[X Link](https://x.com/patmu7/status/2018342951823319351)  2026-02-02T15:17Z [---] followers, [--] engagements


"@Abiola_j360ent Diversification should be for protecting your wealth Not a wealth creation tool F.O.C.U.S"  
[X Link](https://x.com/patmu7/status/2018343701647405356)  2026-02-02T15:20Z [---] followers, [--] engagements


"@AlwayEbony @owenben123 @DiVokez @VIVIANWERE2 Once your brain forges an identity around your ideas You'll defend it with your own life Just look at religious fanaticism"  
[X Link](https://x.com/patmu7/status/2018482133333905475)  2026-02-03T00:30Z [---] followers, [--] engagements


"@HesKirui @AlwayEbony says there's no money in Kenya We should all move abroad Shitthole country"  
[X Link](https://x.com/patmu7/status/2018484867390927148)  2026-02-03T00:41Z [---] followers, [--] engagements


"@ChisomAgbafor Sometimes the system willing to cheat for you is just learning life's cheat codes 1.investing early [--]. Reading books [--]. Online visibility [--]. Valuing progress over perfection"  
[X Link](https://x.com/patmu7/status/2018487282659914040)  2026-02-03T00:50Z [---] followers, [--] engagements


"The Plateau of Latent Potential is the gap between effort and results. Progress is happening just not visibleuntil you cross a critical threshold. Most people quit in this gap. That gap is the Valley of Disappointment. You grind for years with nothing to show. Your Family thinks you're crazy. You lose friends. Then one year everything explodes. All those wasted years suddenly make sense. Bro your breakthrough is coming soon. You grind for years with nothing to show. Your Family thinks you're crazy. You lose friends. Then one year everything explodes. All those wasted years suddenly make"  
[X Link](https://x.com/patmu7/status/2018489332223394115)  2026-02-03T00:58Z [---] followers, [--] engagements


"@_falsi1ke Profound Results dont arrive gradually. They arrive suddenly. The Plateau of Latent Potential hides progress until a critical threshold is crossed. What feels like failure before that The Valley of Disappointmentwhere most people give up"  
[X Link](https://x.com/patmu7/status/2018489687287968015)  2026-02-03T01:00Z [---] followers, [---] engagements


"@hon_wamuchomba Wake me up when you see a leader from rift valley speaking I'll of their equally malicious kingpin. You and moses kuria are headed same direction"  
[X Link](https://x.com/patmu7/status/2018616104260878576)  2026-02-03T09:22Z [---] followers, [----] engagements


"This is the part people ignore. He bought when sentiment was terrible prices were boring and nobody was flexing KPLC shares. [--] years of patience  8x capital appreciation Ksh 8.1M dividend cheque Still owns the asset Thats not luck. Thats conviction + research + time. Wealth rewards those who buy early and wait quietly. https://twitter.com/i/web/status/2018915379171541112 https://twitter.com/i/web/status/2018915379171541112"  
[X Link](https://x.com/patmu7/status/2018915379171541112)  2026-02-04T05:11Z [---] followers, 11K engagements


"The future of cities is smart: electric cars solar power smart houses AI powered economies etc Konza Technopolis plans to build a 50MW solar plant via PPP to power the smart city cut electricity costs and reduce reliance on the national grid. Konza Technopolis plans to build a 50MW solar plant via PPP to power the smart city cut electricity costs and reduce reliance on the national grid"  
[X Link](https://x.com/patmu7/status/2018917177387012187)  2026-02-04T05:18Z [---] followers, [--] engagements


"@moneyacademyKE If only KRA gave payslip fellas a breathing space and gave the informal sector some attention: Their revenue collection targets would hit the roof Real money flows in the streets"  
[X Link](https://x.com/patmu7/status/2018922604028207554)  2026-02-04T05:40Z [---] followers, [----] engagements


"@sholard_mancity Deep thoughts: In Kenya the opposition is barely visible. Maybe its time to focus on results not politics. Dubai & the UAE ban political partiesyet they still thrive. Results labels"  
[X Link](https://x.com/patmu7/status/2018926079021289661)  2026-02-04T05:54Z [---] followers, [--] engagements


"@AlwayEbony Simple things like special funds are returning upto 20% p.a. and have done so last [--] years. Stocks in kenya did more than [--] %. For abroad guys like you-S&P [---] delivered a total return of 17.88%. save and invest 50% your salary and dont tell me what you have in [--] years"  
[X Link](https://x.com/patmu7/status/2019078805265043884)  2026-02-04T16:01Z [---] followers, [--] engagements


"@Markmanson They say you can't hit 🎯 a mark your mind can't see"  
[X Link](https://x.com/patmu7/status/2019116379262107670)  2026-02-04T18:30Z [---] followers, [--] engagements


"Your life should be interesting. Your investments should be boring. Sexy investing is how people go broke"  
[X Link](https://x.com/patmu7/status/2019322064453398626)  2026-02-05T08:07Z [---] followers, [--] engagements


"@TomHughesx @thejustinwelsh Interesting Warren Buffets says drop all the good alternatives Focus only on the Best. Diversification only covers for ignorance"  
[X Link](https://x.com/patmu7/status/2019417351717024214)  2026-02-05T14:26Z [---] followers, [--] engagements


"Avoid blind investing"  
[X Link](https://x.com/patmu7/status/2019570959871775201)  2026-02-06T00:36Z [---] followers, [--] engagements


"Banks are sincerely the enemies of financial progress [--]. Equity bank has never emailed me to buy their own shares [--]. Selling you a loan to buy shares is such a dumb move"  
[X Link](https://x.com/patmu7/status/2019593570295116006)  2026-02-06T02:06Z [---] followers, [--] engagements


"Your possessions dont just cost money. They cost attention energy and ambition. Most people underestimate that bill. Own less. Be richer"  
[X Link](https://x.com/patmu7/status/2019745004265058768)  2026-02-06T12:08Z [---] followers, [--] engagements


"Your 20s are tuition. You pay in mistakes and discomfort. Your 40s are the payout. Compounded skills do the heavy lifting. Pay early. Compound quietly. Cash in later"  
[X Link](https://x.com/patmu7/status/2019804702796652980)  2026-02-06T16:05Z [---] followers, [--] engagements


"@VictorNyakund10 This is the hidden secret of investing most dont know about"  
[X Link](https://x.com/patmu7/status/2020524630440595596)  2026-02-08T15:46Z [---] followers, [---] engagements


"@BlessingGives i see youre at the steep curve of compounding"  
[X Link](https://x.com/patmu7/status/2020525709949632523)  2026-02-08T15:50Z [---] followers, [--] engagements


"@mkainerugaba We can never be brothers to the 5th world country Uganda. Don't bring bad manners here"  
[X Link](https://x.com/patmu7/status/2020677537278599536)  2026-02-09T01:54Z [---] followers, [----] engagements


"@VictorNyakund10 As you grow older you realize chasing numbers while it gives you a hard target to work on in the long term may create disatisfaction with your short term progress. I'm more for progress than results"  
[X Link](https://x.com/patmu7/status/2020716235701489978)  2026-02-09T04:27Z [---] followers, [----] engagements


"If you don't know what is COAST FIRE You're not interested in retiring early. Traditional FIRE makes you live like a miser New forms of FIRE- Barista FIRE Coast fire give you your freedom early"  
[X Link](https://x.com/patmu7/status/2020804801760575936)  2026-02-09T10:19Z [---] followers, [--] engagements


"@Dr_AustinOmondi @KmpdcOfficial @HonAdenDuale This are international lab results form lancet. You can't convince Owuor followers anything my fren"  
[X Link](https://x.com/patmu7/status/2020807606537797846)  2026-02-09T10:30Z [---] followers, [---] engagements


"@leekybungei @AlwayEbony help your peeps 😲"  
[X Link](https://x.com/patmu7/status/2020856364927492447)  2026-02-09T13:44Z [---] followers, [--] engagements


"The obsession with loans in Kenya is appalling especially among young inexperienced people. Debt is treated as a starting point instead of a last resort. Ironically SACCOs accept other securities: your deposits shares even land. Not everything has to be borrowed. Some things need to be built. Unlearn. https://twitter.com/i/web/status/2021133844968014231 https://twitter.com/i/web/status/2021133844968014231"  
[X Link](https://x.com/patmu7/status/2021133844968014231)  2026-02-10T08:07Z [---] followers, [---] engagements


"My Im too smart for this phase cost me [--] years. I used to laugh at people investing in Saccos and shares. To me that was slow money. Business was faster. Smarter. Bigger. I told myself: Ill invest when I have extra money. Im disciplined. I understand money. Truth I understood money. I didnt understand myself. When money was accessible I spent it. When it was flexible I justified it. When I could withdraw easily I did. Id build up a decent amount in an MMF Then pull it out for the next hot business idea. End result No investments. No real savings. Just small loan app debts plugging holes here"  
[X Link](https://x.com/patmu7/status/2021437976727679158)  2026-02-11T04:15Z [---] followers, [--] engagements


"Most of us left the village to hustle in town make money then go back to retire where it started. Full circle energy"  
[X Link](https://x.com/patmu7/status/2021591423938646043)  2026-02-11T14:25Z [---] followers, [--] engagements


"@mtucreativity @SafaricomPLC @FIB_Kenya One day bro and you've already sold"  
[X Link](https://x.com/patmu7/status/2021593157796827603)  2026-02-11T14:32Z [---] followers, [---] engagements


"@luvhuss You know your right Girls are actually in real life irritated when you are nice to them and fail to ask for their numbers"  
[X Link](https://x.com/patmu7/status/2021741625043825094)  2026-02-12T00:22Z [---] followers, [----] engagements


"@TheHildaBaci Women are good people. If you Invest in them They'll leave you for the man who has invested in himself"  
[X Link](https://x.com/patmu7/status/2021743115732705483)  2026-02-12T00:28Z [---] followers, [---] engagements


"@SarangSood The cowards never started The quitters aren't here. So who are we The lucky ones who kept going"  
[X Link](https://x.com/patmu7/status/2021744496011313376)  2026-02-12T00:33Z [---] followers, [---] engagements


"Structure creates freedom. It doesnt limit it. Discipline isnt a cage its a launchpad. Routines dont trap you they protect your focus. Systems dont restrict you they multiply your output. Chaos feels free. Structure builds results. The people who look naturally successful They just have better systems. https://twitter.com/i/web/status/2021784997137392064 https://twitter.com/i/web/status/2021784997137392064"  
[X Link](https://x.com/patmu7/status/2021784997137392064)  2026-02-12T03:14Z [---] followers, [--] engagements


"Let Deuteronomy 14:23 answer your: Eat the tithe of your grain new wine and olive oil and the firstborn of your herds and flocks in the presence of the LORD your God at the place he will choose as a dwelling for his Name so that you may learn to revere the LORD your God always. https://twitter.com/i/web/status/2022000772586537085 https://twitter.com/i/web/status/2022000772586537085"  
[X Link](https://x.com/patmu7/status/2022000772586537085)  2026-02-12T17:32Z [---] followers, [--] engagements


"Compound interest in investing is like gravity in physics: invisible constant powerful over time. The longer your money stays invested the stronger it growsearning returns on both your original amount and past gains. Start early and let time do the heavy lifting"  
[X Link](https://x.com/patmu7/status/2022134103878017383)  2026-02-13T02:21Z [---] followers, [--] engagements


"Your Mind is the command center. If its unstable everything else degrades. Defend your Mental hygiene (limit noise curate inputs)"  
[X Link](https://x.com/patmu7/status/2022158522306408606)  2026-02-13T03:58Z [---] followers, [--] engagements


"Key Levers for Wealth Building Earn ➝ Save ➝ Invest ➝ Scale Skill stacking Asset ownership Financial literacy Play the long game. Build compound repeat. 🚀"  
[X Link](https://x.com/patmu7/status/2022159878132052296)  2026-02-13T04:04Z [---] followers, [--] engagements


"@IanOnyango @EACinvestor FIRE in Kenya is so easy with 10M you already are at 100k per month Coast Fire is the real deal for me Easier to achieve Makes more sense. A workless life is a boring Life"  
[X Link](https://x.com/patmu7/status/2022320682927854054)  2026-02-13T14:43Z [---] followers, [----] engagements


"@dammy4trueluv They're poor according to whose terms What dollar amount=Poor"  
[X Link](https://x.com/patmu7/status/2022322743195115691)  2026-02-13T14:51Z [---] followers, [--] engagements


"@SteveMwangi_ @IanOnyango @EACinvestor [--] M is actually on the higher side with Coast fire. Put that on a compound interest calculator at 10% and you wont need that money in retirement 2M is enough at [--] for coast fire in Kenya"  
[X Link](https://x.com/patmu7/status/2022331380177547501)  2026-02-13T15:25Z [---] followers, [--] engagements


"Ever heard of the red car theory The moment you focus on something your brain starts noticing it everywhere. So picture yourself as a millionaire with dual citizenship living comfortably off your investments. Once that image is clear in your mind you naturally begin to see opportunities ideas and positive signals all around you. Conversations news and experiences start aligning with that vision. Meanwhile negative stories dont disappear they just stop catching your attention quietly fading into the background because your mind is tuned to a different frequency. Level up😅"  
[X Link](https://x.com/patmu7/status/2022334705337557496)  2026-02-13T15:39Z [---] followers, [--] engagements


"@kilonzoNice I hear in a bull market Everyone is a genius 😎"  
[X Link](https://x.com/patmu7/status/2022338665364717772)  2026-02-13T15:54Z [---] followers, [---] engagements


"@AlwayEbony @LarryMadowo When we started talking I thought you were a man Until on your posts you quoted " my man." Everything made sense 🤣 Back to red 🚗 theory. Life is like an algorithm You're not wrong It's just your algorithm is tuned to negative news"  
[X Link](https://x.com/patmu7/status/2022339438563791249)  2026-02-13T15:57Z [---] followers, [--] engagements


"@schiz04renic Save-Invest- repeat 🔁"  
[X Link](https://x.com/patmu7/status/2022370444838388127)  2026-02-13T18:01Z [---] followers, [---] engagements


"@Mstephano_ If it doesn't come naturally It's not meant to be I don't care checking on people who won't check on me Aura for Aura"  
[X Link](https://x.com/patmu7/status/2022858161791865228)  2026-02-15T02:19Z [---] followers, [--] engagements


"@sholard_mancity Efficiency Some private hospitals are able to push more numbers than public hospitals. Most people who frequently public hospitals don't even have paid up insurance in the first place"  
[X Link](https://x.com/patmu7/status/2022999057967505519)  2026-02-15T11:38Z [---] followers, [---] engagements


"@vladimirlesbian Life should be lived with the attitude of children They're the unadulterated forms of human They live each day as it comes- that's presence Do not worry about tomorrow Forgive faster. Just add delayed gratification and responsibility and enjoy the child's way of life"  
[X Link](https://x.com/patmu7/status/2023219252992352696)  2026-02-16T02:13Z [---] followers, 15.9K engagements


"@LogWeaver The pursuit of money becomes a hamster wheel that leads you nowhere. Having an end goal is gold"  
[X Link](https://x.com/patmu7/status/2023222815831339381)  2026-02-16T02:28Z [---] followers, [---] engagements


"@Dividend_Dollar And more and more about freedom silent growth 💹 and personal fulfilment. Infact flaunting eats away at wealth"  
[X Link](https://x.com/patmu7/status/2023228792085344355)  2026-02-16T02:51Z [---] followers, [--] engagements


"Younger me: Ill wait until I get huge money to start investing. Older me: Just invest a percentage of any income you get. Turns out wealth doesnt start with big money it starts with small consistent decisions. https://twitter.com/i/web/status/2022495874950012940 https://twitter.com/i/web/status/2022495874950012940"  
[X Link](https://x.com/patmu7/status/2022495874950012940)  2026-02-14T02:19Z [---] followers, [--] engagements


"@TheAlphaThought Complete repurposed perspective The market doesnt crash to punish you it discounts to test you. Those who came for quick wins run for the exits. Those who came with patience quietly fill their carts. Volatility is just the admission fee for long-term wealth"  
[X Link](https://x.com/patmu7/status/2022841959484625178)  2026-02-15T01:14Z [---] followers, [--] engagements


"Its wild but true Japans wealth experiment wasnt about working harder it was about creating liquidity. Printing money isnt magic though it only works when paired with disciplined economic structures and trust in the system. Most countries try it and burn the house down. https://twitter.com/i/web/status/2022850244107747698 https://twitter.com/i/web/status/2022850244107747698"  
[X Link](https://x.com/patmu7/status/2022850244107747698)  2026-02-15T01:47Z [---] followers, [---] engagements


"Dont be a big fish in a pond. Be a smaller fish in the ocean. 🌊 Bill Gates 1.3% Microsoft Zuck 13% Meta Musk 20% Tesla Bezos 10% Amazon Buffett 15% Berkshire Tiny slice. Massive impact. Scale ownership"  
[X Link](https://x.com/patmu7/status/2022862199874564160)  2026-02-15T02:35Z [---] followers, [--] engagements


"@thelucashalden True opportunities like buses come and go. Gold is not just a shiny metal its survival insurance. Every investor eventually understands that"  
[X Link](https://x.com/patmu7/status/2022890485870727282)  2026-02-15T04:27Z [---] followers, [--] engagements


"@forallcurious This may seem far removed but holds alot weight. The most surprising thing about the future is that its unbelievable until it happens"  
[X Link](https://x.com/patmu7/status/2022955011748294722)  2026-02-15T08:43Z [---] followers, [--] engagements


"@Fra_nkXBT Anything that can remove you from the block is an investment. Even if you just share investment ideas"  
[X Link](https://x.com/patmu7/status/2022998007546015810)  2026-02-15T11:34Z [---] followers, [----] engagements


"@MwangoCapital I wish people would educate themselves first before engaging in investments It's Learn then Earn Not the other way round good people"  
[X Link](https://x.com/patmu7/status/2023236059169988938)  2026-02-16T03:20Z [---] followers, [---] engagements


"@kjmoneycoach @halstonvalencia Exactly 💯 It's interesting how debt is sold especially to the young before they even learn finances. Before I learnt how to invest I already had debt. That's like introducing alcohol to infants"  
[X Link](https://x.com/patmu7/status/2021120119691210856)  2026-02-10T07:12Z [---] followers, [--] engagements


"@lexfridman Caffeine or not this hits different. Here we are tiny specks on a spinning rock arguing over nonsense yet capable of awe love and discovery. Somehow in the chaos we get to exist and wonder. And thats enough to make anyones heart full. ❤"  
[X Link](https://x.com/patmu7/status/2022846750248091740)  2026-02-15T01:33Z [---] followers, [---] engagements


"@DividendRob Crossing milestones like that never feels small. Its not just a number its proof of discipline patience and consistency. Celebrate quietly then let momentum carry you to the next level"  
[X Link](https://x.com/patmu7/status/2022848402871222323)  2026-02-15T01:40Z [---] followers, [--] engagements


"@hey_mindi And then you realised you don't even enjoy half what you own like he did😂"  
[X Link](https://x.com/patmu7/status/2022856177340567768)  2026-02-15T02:11Z [---] followers, [---] engagements


"@hardhome12 @EACinvestor @IanOnyango This makes a lot of sense. There's a reason our parents advice is to take loans and buy land. They're living in their own reality"  
[X Link](https://x.com/patmu7/status/2022910161468473540)  2026-02-15T05:45Z [---] followers, [--] engagements


"Yield is the snack. Growth is the meal. Net worth is the feast"  
[X Link](https://x.com/anyuser/status/2022918186983887088)  2026-02-15T06:17Z [---] followers, [--] engagements


"- Yield = short-term dopamine. Its the quick cash flow the dividend drip the today money. - Growth = the engine. Compounding reinvestment scaling this is what actually builds wealth over decades. - Net worth = scoreboard. At the end of the day"  
[X Link](https://x.com/anyuser/status/2022918195200614408)  2026-02-15T06:17Z [---] followers, [--] engagements


"Trying to double your money in [--] months isnt investing its gambling. 📉 Short-term flips = luck 📈 Real wealth = 15-year project 🧠 Compound interest needs time not adrenaline"  
[X Link](https://x.com/anyuser/status/2022920669252780334)  2026-02-15T06:27Z [---] followers, [--] engagements


"@VictorNyakund10 Trying to double your money in [--] months isnt investing its gambling. 📉 Short-term flips = luck 📈 Real wealth = 15-year project 🧠 Compound interest needs time not adrenaline Play the long game. Build the empire"  
[X Link](https://x.com/patmu7/status/2022925328268534087)  2026-02-15T06:45Z [---] followers, [--] engagements


"Ownership is what buys freedom. Rent the lifestyle stay stuck. Own the asset unlock the exit. Equity is leverage. Control is currency. Freedom is the dividend"  
[X Link](https://x.com/anyuser/status/2022929362614469089)  2026-02-15T07:01Z [---] followers, [--] engagements


"@Tekeee Its brutal. The math doesnt work anymorewages havent kept up with rent bills and insurance. Youre not alone in this struggle and its not your fault"  
[X Link](https://x.com/patmu7/status/2022953584720236958)  2026-02-15T08:38Z [---] followers, [--] engagements


"@ntvkenya Any young person "investing" in land in this era is an idiot🤣"  
[X Link](https://x.com/patmu7/status/2022713926975205410)  2026-02-14T16:45Z [---] followers, [--] engagements


"@Adele_lide But sincerely what's ODM without Babu Owino and SIFUNA. May be a cattledip committee"  
[X Link](https://x.com/patmu7/status/2023001646293561756)  2026-02-15T11:49Z [---] followers, [----] engagements


"@EdLatimore They say life begins at 40s What they meant is the clarity that comes with this age is unmatched. Mistakes done ✅ Lessons learnt ✅"  
[X Link](https://x.com/patmu7/status/2023218208640024627)  2026-02-16T02:09Z [---] followers, [---] engagements


"- Nobody wants to be the guy in the Ferrari. They just want his Ferrari. Stop chasing stuff. Start chasing fulfillment. - Fulfillment flex. - Luxury isnt admired. Its envied"  
[X Link](https://x.com/anyuser/status/2023225680649998492)  2026-02-16T02:39Z [---] followers, [--] engagements


"@TheDrugMoney We have failed an entire humanity but refusing to teach financial literacy to the young generation"  
[X Link](https://x.com/patmu7/status/2023230516699230600)  2026-02-16T02:58Z [---] followers, [--] engagements


"The return isnt the problem. Its the capital. People scoff at earning KSh 10K from KSh 1M in a money market fund. But they forget: 🔸 100% return on KSh 10K = KSh 10K 🔹 10% return on KSh 10M = KSh 1M Scale capital. Respect consistency. Thats how wealth is built"  
[X Link](https://x.com/anyuser/status/2022927997331005834)  2026-02-15T06:56Z [---] followers, [---] engagements


"@redrovera1 @skumWgmi Fear: Normal human reaction so i understand your perspective. Imagine if Warren Buffet waited for a guaranteed payslip Did he die from investing longterm"  
[X Link](https://x.com/patmu7/status/2023410101563044104)  2026-02-16T14:52Z [---] followers, [--] engagements


"@Nakhumicha_S The governors know what role interns do in public hospitals. They fill in the gaps and so do even nursing students fill in staffing deficits. The so called confusion is hypocritical. Remove registrar's from knh and the skeleton staffing can't function. No free labour"  
[X Link](https://x.com/patmu7/status/1786626795623661962)  2024-05-04T05:19Z [---] followers, [--] engagements


"@kagondu_yvonne You havent missed any point youre just a victim of "survivorship bias". So your opinions all make sense because of your own special unique circumstances that assumes your journey can be replicated to everyone"  
[X Link](https://x.com/patmu7/status/1791706872442953836)  2024-05-18T05:46Z [---] followers, 17.1K engagements


"True wealth is not having more but wanting less"  
[X Link](https://x.com/patmu7/status/1804207189591986604)  2024-06-21T17:38Z [---] followers, [--] engagements


"@KhalifKairo I admire the courage of gen z as a millennial. My biggest worry is that people with sane minds actually voted for Ruto. It's like dating a drunkard girlfriend and complaining that she comes home the next morning on a friday"  
[X Link](https://x.com/patmu7/status/1805061857180307640)  2024-06-24T02:14Z [---] followers, [--] engagements


"What is experience if not an accumulation of mistakes/failures learnt from Failure is not the problem your fear is"  
[X Link](https://x.com/patmu7/status/1806222766217031934)  2024-06-27T07:07Z [---] followers, [--] engagements


"@OliverCheruiyot Ruto is threatened by performers. Let me wait for him to prove me wrong"  
[X Link](https://x.com/patmu7/status/1813871706450325780)  2024-07-18T09:41Z [---] followers, [--] engagements


"Human beings are by nature susceptible to negative influences such as fear laziness procrastinaion greed e.t.c. The higher man recognizes this susceptibility and in their place installs POSITIVE HABITS that will insure them from such negative influences"  
[X Link](https://x.com/patmu7/status/1818138581543666016)  2024-07-30T04:16Z [---] followers, [--] engagements


"@TheAbojani 20%real estate 20% index fund 10%mmf 20%bonds 10%stocks 20%sacco"  
[X Link](https://x.com/patmu7/status/1821372224994955305)  2024-08-08T02:25Z [---] followers, [--] engagements


"In an uber ride this muslim lady driver told me that contentment is more important than happiness. That sank deep. I had to look it up and develop the though further.this is waht i found. Happiness sticks around for a short-term basis whereas contentment is more long-term"  
[X Link](https://x.com/patmu7/status/1824658314019389595)  2024-08-17T04:03Z [---] followers, [--] engagements


"How i lost [--] kgs in [--] months: [--]. Stopped alcohol intake [--]. Intermittent fasting- 16:8 [--]. Weekend run (7-10kms) [--]. [--] days/week gym [--] days/week running in the stadium (av 8km) [--]. Low carb high protein diet- Minimised on fruits too Morning house aerobics 15-30 mins"  
[X Link](https://x.com/patmu7/status/1829347268438155762)  2024-08-30T02:35Z [---] followers, [---] engagements


"@TheAbojani people underestimate the power of mistakes in entrenching key life lessons"  
[X Link](https://x.com/patmu7/status/1832234553282384100)  2024-09-07T01:48Z [---] followers, [---] engagements


"@TheAbojani IMAGINE if the things you teach at Abojani were part of the syllabus in highschool Just how far as a society would we be Me thinks the society subconcioucly programs us to be poor inadvertently via acts of ommission which costs us dearly"  
[X Link](https://x.com/patmu7/status/1832294957899452532)  2024-09-07T05:48Z [---] followers, [---] engagements


"@TheAbojani I actually came to discover that the real enemy to not growing your investments is not your knowledge or lack of it But time- when you start"  
[X Link](https://x.com/patmu7/status/1832666685419008264)  2024-09-08T06:26Z [---] followers, [--] engagements


"Just what does success mean to you How you define it matters alot. Success is not the key to happiness. Happiness is the key to success. If you love what you are doing you will be successful. Albert Schweitzer"  
[X Link](https://x.com/patmu7/status/1834061013425029272)  2024-09-12T02:46Z [---] followers, [--] engagements


"9 eye-opening quotes on DEBT- a thread [--]. "Debt is like any other trap easy enough to get into but hard enough to get out of." [--]. "Debts are like children - begot with pleasure but brought forth with pain." [--]. "Good times are when people make debts to pay in bad times.""  
[X Link](https://x.com/patmu7/status/1834448108115169663)  2024-09-13T04:24Z [---] followers, [--] engagements


"4. "Wars in old times were made to get slaves. The modern implement of imposing slavery is debt." [--]. "The only man who sticks closer to you in adversity than a friend is a creditor." [--]. "If you think nobody cares if you're alive try missing a couple of car payments.""  
[X Link](https://x.com/patmu7/status/1834448111818678743)  2024-09-13T04:24Z [---] followers, [--] engagements


"7. "Before borrowing money from a friend decide which you need most." - American Proverb [--]. "Credit buying is much like being a drunk. The buzz happens immediately and it gives you a lift. The hangover comes the day after." 9."Debt is the slavery of the free." -"  
[X Link](https://x.com/patmu7/status/1834448114909958257)  2024-09-13T04:24Z [---] followers, [--] engagements


"If soft life was the answer. Wouldnt billionaires and extremely rich people just go on infinite vacations . eat drink and just stay on the beach But theyre mostly working. Human life is built around meaning and discomfort. Not luxury. Pursue those"  
[X Link](https://x.com/patmu7/status/1836624344274923800)  2024-09-19T04:32Z [---] followers, [--] engagements


"Elon Musk CEO of Tesla Inc. and SpaceX is notorious for his exceptional work ethic often working long hours with minimal sleep. Musk believes that changing the world necessitates an extraordinary commitment beyond the conventional 40-hour workweek"  
[X Link](https://x.com/patmu7/status/1836624346942431488)  2024-09-19T04:32Z [---] followers, [--] engagements


"Your Philosophy in life will create your attitudes which will define your actions Your actions will define your results. Your results impact your life and modifies your philosophy"  
[X Link](https://x.com/patmu7/status/1837683999629517094)  2024-09-22T02:43Z [---] followers, [--] engagements


"Our beliefs drives the attitudes that drive specific actions. as we repeat specific actions day in day out. a habit is created making such actions effortless in the long run. The results we get impact on both our life and philosophy leading to a loop"  
[X Link](https://x.com/patmu7/status/1837684002695594157)  2024-09-22T02:43Z [---] followers, [--] engagements


"@EuanSpencer00 "We are what we repeatedly do" - our daily actions define who we are. - pay attention to your daily choices and behaviours because they reflect our philosophy character values and will ultimately shape your destiny"  
[X Link](https://x.com/patmu7/status/1837734134304723093)  2024-09-22T06:02Z [---] followers, [--] engagements


"Think: They sell you education. But it's the skill that sells. Elon Musk once said: "It is not the degree but the skill that achieves success.""  
[X Link](https://x.com/patmu7/status/1839089139079098633)  2024-09-25T23:46Z [---] followers, [--] engagements


"@KhalifKairo I took a break from facebook focused on diet exercise health and acquiring a specific skill. lost [--] kgs in [--] months made money from my new skill and will continue to make money from it. People dont know the secret of disappearing. Its a game changer"  
[X Link](https://x.com/patmu7/status/1839871386719748478)  2024-09-28T03:34Z [---] followers, [---] engagements


"For most humans we would rather spend our life in the WRONG room Than admit WE walked through the WRONG door. Be different. continually RE-INVENT yourself your beliefs your PHILOSOPHY"  
[X Link](https://x.com/patmu7/status/1839898008885883290)  2024-09-28T05:20Z [---] followers, [--] engagements


"Save and Invest your Money Silently Keep a low profile and act discreetly until youre confident. Avoid letting excitement lead you to reveal your plans prematurely. Stay patient. Refine your skills in silence. Let success make the noise. Silent moves soon speak the Loudest"  
[X Link](https://x.com/patmu7/status/1839901722455470217)  2024-09-28T05:35Z [---] followers, [---] engagements


"We are all living in the MATRix Blue pill-The choice between remaining in a state of blissful ignorance status quo simple beliefs and blind faith Red pill- accepting a painful reality the path of enlightenment The path of Philosophy Reasoning Critical Thinking and Science"  
[X Link](https://x.com/patmu7/status/1839906372961415368)  2024-09-28T05:53Z [---] followers, [---] engagements


"Pleasure Vs Reality Principles Pleasure principle- immediate gratification -When dieting-hunger cravings pushing you to eat - provides only short-term empty satisfaction Reality principle-more focused on the long-term and is more goal-oriented -provides long-term fulfillment"  
[X Link](https://x.com/patmu7/status/1840271115714810317)  2024-09-29T06:03Z [---] followers, [--] engagements


"@davidlovejoyx The law of nature is: Do the thing and you shall have the power Ralph Waldo Emerson "Ideas don't come out fully formed they only become clearer as you work on them. You just have to get started - Mark Zuckerberg"  
[X Link](https://x.com/patmu7/status/1840286619066110220)  2024-09-29T07:04Z [---] followers, [--] engagements


"@gff_kim Its like saying "we need to eliminate poverty for all and establishing a new constitution will help us achieve that". I call it idea masturbation. It will give you pleasure when you say it it sounds good but its not sex. Real results come from real actions"  
[X Link](https://x.com/patmu7/status/1841329240144302223)  2024-10-02T04:07Z [---] followers, [--] engagements


"@kamaumwando And you're on twitter 😹"  
[X Link](https://x.com/patmu7/status/1841498882125042041)  2024-10-02T15:22Z [---] followers, [--] engagements


"@Oludeewon Try advising people that's it's not their responsibility to bring up their siblings and see how much bile you get. You'll understand why Morara was beaten at Bomas. Kenyans only take advice from life itself"  
[X Link](https://x.com/patmu7/status/1842361865365492105)  2024-10-05T00:31Z [---] followers, [--] engagements


"@daveolela1996 @TheAbojani Because MMF is able to achieve higher returns occasionally than t-bills. Mmf I can save a 1k 2k 10k haba na haba enabling me to accumulate savings to buy t-bills and bonds and save for bigger investments. MMF helps manage my finances coz I can withdraw anytime"  
[X Link](https://x.com/patmu7/status/1842374834346398145)  2024-10-05T01:22Z [---] followers, [---] engagements


"@MombasaEmir About 1% of adults control 46% of the world's wealth. Dollar millionaires make up 0.7% of the adult population but hold 46% of global wealth. Let that sink in MKUU Spoiler alert: its not abour corruption"  
[X Link](https://x.com/patmu7/status/1845673334207328438)  2024-10-14T03:49Z [---] followers, [--] engagements


"@MombasaEmir The biggest opportunity Kenya has is Agriculture Tourism and athletics in that order. Thats where the future lies"  
[X Link](https://x.com/patmu7/status/1846031864353391006)  2024-10-15T03:34Z [---] followers, [---] engagements


"We only appreciate things that come to us via sacrifice; be it money opportunities achievements e.t.c. Imagine if degrees were given without going through the sacrifice of school; or money just photocopied. All would have zero value. Without work life itself loses its meaning. Try it"  
[X Link](https://x.com/patmu7/status/1846394244795150421)  2024-10-16T03:34Z [---] followers, [---] engagements


"@LlewellynOuya I bet this guy expected a walk over like in the National Assembly. Too bad for him. In life .I find it easier doing things I don't have to struggle and remember the lies I told"  
[X Link](https://x.com/patmu7/status/1846852447743963330)  2024-10-17T09:55Z [---] followers, [--] engagements


"To make money Focus on solving problems. The wealthiest people are problem solvers. Find a pain point fix it and profit. Simple. Effective. Universal"  
[X Link](https://x.com/patmu7/status/1849468532938998010)  2024-10-24T15:10Z [---] followers, [--] engagements


"Time- The most crucial factor in investing. A Person investing a fixed amount say 20k from age 20-30yrs then stops Will be worth more than ☞Another one starting from 30-50 yrs Despite investing same amount for double the time At the same interest rate. Interesting"  
[X Link](https://x.com/patmu7/status/1849639923680219460)  2024-10-25T02:31Z [---] followers, [--] engagements


"Were metamorphic rocks and igneous rocks more important than mental health finances and personal growth in our school system"  
[X Link](https://x.com/patmu7/status/1849659904010625273)  2024-10-25T03:51Z [---] followers, [--] engagements


"Benefits of Volunteering: [--]. Skill Acquisition: [--]. Networking: . [--]. Portfolio Building: [--]. Confidence and Competence: . [--]. Foot in the Door: "  
[X Link](https://x.com/patmu7/status/1850243532289622138)  2024-10-26T18:30Z [---] followers, [--] engagements


"@joshsilentmode Yes. Feeling sad- you're focusing on what not working for you instead of what is. Jealous- you're focusing on other people's journey instead of yours. Anger- your ego is focused on yourself expecting pple to behave the way you want"  
[X Link](https://x.com/patmu7/status/1850583555773968763)  2024-10-27T17:01Z [---] followers, [--] engagements


"@rbrtsmith_ @_TheJaden People often don't choose the negatives They choose their habits then the habits compound negatively"  
[X Link](https://x.com/patmu7/status/1851588971416969646)  2024-10-30T11:36Z [---] followers, [--] engagements


"First-order Thinking Happens when we look for something that only solves the immediate problem; without considering the consequences. -Its fast and easy. Kids mostly utilize first order thinking; A large fraction of adults also dont outgrow first order thinking"  
[X Link](https://x.com/patmu7/status/1853293190763216966)  2024-11-04T04:28Z [---] followers, [--] engagements


"Second-Order Thinking: What Smart People Use to Outperform; -Examines the long-term consequences of our decisions by thinking things through"  
[X Link](https://x.com/patmu7/status/1853293193984389497)  2024-11-04T04:28Z [---] followers, [--] engagements


"A classic example of Demand-side Deflation This occurs when aggregate demand drops leading to lower prices. Low purchasing power credit crunches and low consumer confidence has actually triggered a deflationary spiral. Led to delayed spending lower profits reduced labor demand rising unemployment and falling wages and a potentially worsening recession"  
[X Link](https://x.com/patmu7/status/1854722710590337052)  2024-11-08T03:08Z [---] followers, [--] engagements


"@ehdande @KindikiKithure I will never blame politicians provided there are people listening and clapping to it. It's like telling hungry people they're doing better because the dollar is cheaper. Exactly what @NdindiNyoro spoke against. politicians telling us how well the economy is doing"  
[X Link](https://x.com/patmu7/status/1855900665949635062)  2024-11-11T09:09Z [---] followers, [--] engagements


"3 Best financial independence advice Ive ever received: [--]. Always pay yourself first. [--]. The first 100k is the toughest. [--]. Remember compound interest is the 8th wonder of the world. 💡💰""  
[X Link](https://x.com/patmu7/status/1856910098876010652)  2024-11-14T04:00Z [---] followers, [--] engagements


"@ephraimnjegafan We elected crowns into office now we're wondering wy those offices have become a circus"  
[X Link](https://x.com/patmu7/status/1856934886256365729)  2024-11-14T05:39Z [---] followers, [--] engagements


"The four tenets of ikigai: Passion: Dowhat you love Vocation:Do what you're good at Mission:Do what the world needs Profession:Do what you can be paid for"  
[X Link](https://x.com/patmu7/status/1862538029253964205)  2024-11-29T16:44Z [---] followers, [--] engagements


"There are only [--] steps to achieving financial independence. The Gap= Income-Expenses"  
[X Link](https://x.com/patmu7/status/1863104625068380531)  2024-12-01T06:15Z [---] followers, [--] engagements


"3 ways to grow the gap [--]. Increase your Earnings [--]. Reduce your Expenses [--]. Even better do both"  
[X Link](https://x.com/patmu7/status/1863105834139447463)  2024-12-01T06:20Z [---] followers, [--] engagements


"@LlewellynOuya kama hujazoea negativity ya kenyans my friend hujalijua jiji. Someday i did a post on savings and why they have to be budgeted as an expense the negativity that followed was so immense i had to delete the post. Ohh you cant save when you're hungry Ukishiba nyamazaetc😂😂😂"  
[X Link](https://x.com/patmu7/status/1865654343124300218)  2024-12-08T07:07Z [---] followers, [--] engagements


"Do what is right Not what is easy Not what is popular.✍"  
[X Link](https://x.com/patmu7/status/1867440616256282934)  2024-12-13T05:25Z [---] followers, [--] engagements


"Essentials for financial health: ☞Bank account for transactions ☞MMF for emergencies ☞SACCO for savings ☞Bonds for low-risk long-term gains ☞Equities for high-risk growth + Divindend income ☞Property for capital gains" 📈💰"  
[X Link](https://x.com/patmu7/status/1867774441914081332)  2024-12-14T03:31Z [---] followers, [--] engagements


"2/8 What is the Corridor Principle -The Corridor Principle suggests that the mere act of starting a venture enables entrepreneurs to see other opportunities they couldnt see before. -Its about taking action and moving forward even without guarantees"  
[X Link](https://x.com/patmu7/status/1870336109353591051)  2024-12-21T05:10Z [---] followers, [--] engagements


"3/8 Why It Matters Successful entrepreneurs often dont wait for the perfect moment. -They launch themselves into the unknown and as they progress new opportunities emerge. -This principle emphasizes the importance of action over perfection"  
[X Link](https://x.com/patmu7/status/1870336112599642582)  2024-12-21T05:10Z [---] followers, [--] engagements


"4/8 Real-World Example Bill Gates initially turned down IBMs offer to create an operating system. -However he soon realized the opportunity and developed MS-DOS which became a cornerstone of Microsofts success - initial steps can lead to unforeseen opportunities"  
[X Link](https://x.com/patmu7/status/1870336115468869943)  2024-12-21T05:10Z [---] followers, [--] engagements


"@elonmusk Shouldn't seen this😃"  
[X Link](https://x.com/patmu7/status/1873911731552215179)  2024-12-31T01:59Z [---] followers, [--] engagements


"Proverbs 14:4 Where no oxen are the trough is clean; but increase comes by the strength of an ox"  
[X Link](https://x.com/patmu7/status/1879123797598732569)  2025-01-14T11:10Z [---] followers, [--] engagements


"@cheruiyotkb @BD_Africa @NationAfrica @TheAbojani With such a lumpsum i would easily create a 100k per month balanced income portfolio then only risk that 100k income in other risky avenues like farming e.t.c. Retirement is all about safety not Risk"  
[X Link](https://x.com/patmu7/status/1880864702764646493)  2025-01-19T06:27Z [---] followers, [---] engagements


"@Clinicianwetu1 @TheNairobiTimez @PropesaTV Universal health care dictates access to care at first point of contact mkuu"  
[X Link](https://x.com/patmu7/status/1940555007470063766)  2025-07-02T23:35Z [---] followers, [--] engagements


"@ZeColloKaris @kahome_steve Show us the numbers sir. Not just regurgitate knowledge to look smart. MMFs beat real estate in liquidity and currently returns and cost of entry. They're are the real masters of entry into other investments in the financial markets"  
[X Link](https://x.com/patmu7/status/1942045896348176668)  2025-07-07T02:19Z [---] followers, [--] engagements


"@Mwitumi_arch This is negative energy meant to mislead and appear "intelligent". being finacially savvy doesnt involve not enjoying your money. In fact it shd redirect your money to what you really enjoy not waste it on luxuries that dont bring value to you"  
[X Link](https://x.com/patmu7/status/1968169005967085628)  2025-09-17T04:23Z [---] followers, [----] engagements


"#Lipakamatender Cost of container/ doctors basic salary=10000000/40000=250months= [----] years"  
[X Link](https://x.com/patmu7/status/802427195113078785)  2016-11-26T08:22Z [---] followers, [--] engagements


"Imagine its [----] ☞Youre debt-free ☞Youre in peak physical condition ☞Your investments cover all your expenses ☞Your business is flourishing ☞Youre surrounded by loved ones; ☞ All of this is because of the habits you started in [----]. ☞Make it happen"  
[X Link](https://x.com/anyuser/status/1851246404359917711)  2024-10-29T12:55Z [---] followers, [----] engagements


"Prices arent the signal. Quality is. 📈 Rise you own a winning business 📉 Fall you get it on discount Volatility isnt risk. Its opportunity. #Investing #ValueInvesting #Markets Stock prices go up I buy stocks in quality businesses. Stock prices go down I buy more stocks in quality businesses. I take advantage of price volatility Stock prices go up I buy stocks in quality businesses. Stock prices go down I buy more stocks in quality businesses. I take advantage of price volatility"  
[X Link](https://x.com/anyuser/status/2023420276730671560)  2026-02-16T15:32Z [---] followers, [--] engagements


"Stock prices go up I buy stocks in quality businesses. Stock prices go down I buy more stocks in quality businesses. I take advantage of price volatility"  
[X Link](https://x.com/anyuser/status/2023332602950947257)  2026-02-16T09:44Z [----] followers, [----] engagements


"- Nobody wants to be the guy in the Ferrari. They just want his Ferrari. Stop chasing stuff. Start chasing fulfillment. - Fulfillment flex. - Luxury isnt admired. Its envied"  
[X Link](https://x.com/anyuser/status/2023225680649998492)  2026-02-16T02:39Z [---] followers, [--] engagements


"Investing is easy. Its staying invested that is difficult for most investors. You are not likely to remain invested during a market crash if you don't understand what you have invested in"  
[X Link](https://x.com/anyuser/status/2022579581769720162)  2026-02-14T07:52Z 285.5K followers, [----] engagements


"Your values arent in your words theyre in your schedule and spending. Time & money expose the truth"  
[X Link](https://x.com/anyuser/status/2022939399508672525)  2026-02-15T07:41Z [---] followers, [--] engagements


"Knowing means nothing without action. If it doesnt change how you move it isnt knowledge its just information. Real knowing shows up in behavior. To know and not to do is not to know at all"  
[X Link](https://x.com/anyuser/status/2022933481429569692)  2026-02-15T07:18Z [---] followers, [--] engagements


"Ownership is what buys freedom. Rent the lifestyle stay stuck. Own the asset unlock the exit. Equity is leverage. Control is currency. Freedom is the dividend"  
[X Link](https://x.com/anyuser/status/2022929362614469089)  2026-02-15T07:01Z [---] followers, [--] engagements


"59 isnt the enemy. Your job is the fuel. Investments are the vehicle. Freedom is the destination. Stop blaming the job. Start using it. Fuel the machine. Drive the wealth. Reach the exit"  
[X Link](https://x.com/anyuser/status/2022928969708802487)  2026-02-15T07:00Z [---] followers, [--] engagements


"The return isnt the problem. Its the capital. People scoff at earning KSh 10K from KSh 1M in a money market fund. But they forget: 🔸 100% return on KSh 10K = KSh 10K 🔹 10% return on KSh 10M = KSh 1M Scale capital. Respect consistency. Thats how wealth is built"  
[X Link](https://x.com/anyuser/status/2022927997331005834)  2026-02-15T06:56Z [---] followers, [---] engagements


"Trying to double your money in [--] months isnt investing its gambling. 📉 Short-term flips = luck 📈 Real wealth = 15-year project 🧠 Compound interest needs time not adrenaline"  
[X Link](https://x.com/anyuser/status/2022920669252780334)  2026-02-15T06:27Z [---] followers, [--] engagements


"Compound interest doesnt whisper it roars. But only if you wait. 🔹 First [--] years: slow burn 🔹 Next [--] years: momentum builds 🔹 Final [--] years: exponential explosion Thats the 8-4-3 rule. Stay invested. Let time do the heavy lifting"  
[X Link](https://x.com/anyuser/status/2022920155643416871)  2026-02-15T06:25Z [---] followers, [--] engagements


"Yield is the snack. Growth is the meal. Net worth is the feast"  
[X Link](https://x.com/anyuser/status/2022918186983887088)  2026-02-15T06:17Z [---] followers, [--] engagements


"- Yield = short-term dopamine. Its the quick cash flow the dividend drip the today money. - Growth = the engine. Compounding reinvestment scaling this is what actually builds wealth over decades. - Net worth = scoreboard. At the end of the day"  
[X Link](https://x.com/anyuser/status/2022918195200614408)  2026-02-15T06:17Z [---] followers, [--] engagements

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