[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @oyinkanbadejo chupa chups chupa chups posts on X about money, saving, retirement, business the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXXXXXX engagements in the last XX hours. ### Engagements: XXXXXXXXX [#](/creator/twitter::1105853202765877248/interactions)  - X Week XXXXXXXXX +1,858% - X Month XXXXXXXXX +40% - X Months XXXXXXXXXX +4,093% - X Year XXXXXXXXXX +229,128% ### Mentions: XX [#](/creator/twitter::1105853202765877248/posts_active)  - X Week XX +19% - X Month XX -XX% - X Months XXX +3,172% - X Year XXX +1,581% ### Followers: XXXXXX [#](/creator/twitter::1105853202765877248/followers)  - X Week XXXXXX +1.10% - X Month XXXXXX +7.20% - X Months XXXXXX +780% - X Year XXXXXX +1,197% ### CreatorRank: XXX [#](/creator/twitter::1105853202765877248/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) #167 [social networks](/list/social-networks) XXXX% [vc firms](/list/vc-firms) XXXX% **Social topic influence** [money](/topic/money) #61, [saving](/topic/saving) 9.68%, [retirement](/topic/retirement) #832, [business](/topic/business) 6.45%, [$1m](/topic/$1m) #1, [uni](/topic/uni) 6.45%, [and it](/topic/and-it) 3.23%, [to the](/topic/to-the) 3.23%, [slack](/topic/slack) 3.23%, [retirement fund](/topic/retirement-fund) #1 **Top accounts mentioned or mentioned by** [@aeiou_some](/creator/undefined) [@k4mrxn20](/creator/undefined) [@zac524562683293](/creator/undefined) [@abaluuthman](/creator/undefined) [@oyinbby](/creator/undefined) [@mtgsnackattack](/creator/undefined) [@xericxenarthra](/creator/undefined) [@6ixdmdl](/creator/undefined) [@atitesnr](/creator/undefined) [@247clex](/creator/undefined) [@martialdre](/creator/undefined) [@albertmagnus7](/creator/undefined) [@r2stardom](/creator/undefined) [@mattcook300](/creator/undefined) [@denn_philip](/creator/undefined) [@mikespxzero](/creator/undefined) [@_jesuscuevas](/creator/undefined) [@jarrettmmr](/creator/undefined) [@stalkerkyle](/creator/undefined) [@tycoon_t](/creator/undefined) ### Top Social Posts Top posts by engagements in the last XX hours "This woman who owns shops across markets that I helped open a micro pension plan hasnt stopped thanking me. Pensions are not reserved for only corporates alone. Entrepreneurs can also have their own pension plan that they contribute towards monthly and it can be flexible amounts too. Please share this. Ill explain 👇" [X Link](https://x.com/oyinkanbadejo/status/1998679188342022623) 2025-12-10T09:00Z 15.5K followers, 3775 engagements "Here yall go. I made a template 👇" [X Link](https://x.com/oyinkanbadejo/status/1988220098990272724) 2025-11-11T12:19Z 15.5K followers, 82K engagements "Who/Where do you borrow small money (say 5k - 50k) from to sort out things when youre tight on cash" [X Link](https://x.com/oyinkanbadejo/status/1993357647140036984) 2025-11-25T16:34Z 15.5K followers, 66.1K engagements "This is how much a retail investor gets in dividends from the NGX this year - X million naira. Thats an income of about 330k a month. Thats good passive income" [X Link](https://x.com/oyinkanbadejo/status/1995223109490864154) 2025-11-30T20:07Z 15.5K followers, 14.4K engagements "Im hiring an assistant 🔊" [X Link](https://x.com/oyinkanbadejo/status/1997649083649962012) 2025-12-07T12:47Z 15.5K followers, 103.9K engagements "Opens Slack grudgingly" [X Link](https://x.com/oyinkanbadejo/status/1997949994687516919) 2025-12-08T08:42Z 15.5K followers, 8493 engagements "Sometime last week" [X Link](https://x.com/oyinkanbadejo/status/1998004107936768037) 2025-12-08T12:17Z 15.5K followers, 7784 engagements "The more you use Notion the better it gets fr" [X Link](https://x.com/oyinkanbadejo/status/1998051326316429480) 2025-12-08T15:25Z 15.5K followers, 7424 engagements "Most entrepreneurs dont know they can start a micro pension for themselves. Micro pension is a voluntary flexible retirement savings plan designed for individuals in the informal sector such as artisans self-employed workers and small business owners with fewer than three employees. It allows them to make small regular contributions to build a retirement fund providing them with financial security in their old age" [X Link](https://x.com/oyinkanbadejo/status/1998679197078650899) 2025-12-10T09:00Z 15.5K followers, 1076 engagements "investing N100000 every month at a conservative XX% annual interest rate can grow to N34.8 million in XX years. He described this amount as not fatal for someone earning N500000 monthly especially since income usually increases over the years making it possible to invest even more" [X Link](https://x.com/oyinkanbadejo/status/1998821162776952955) 2025-12-10T18:24Z 15.5K followers, 22K engagements "Financial illiteracy 🥲" [X Link](https://x.com/oyinkanbadejo/status/1999021810981957684) 2025-12-11T07:41Z 15.5K followers, 12.5M engagements "Heres what the new Nigerian Tax Laws say about your Personal Income Tax (PIT) for salary earners. On Revised Tax Bands and Rates There are now new progressive rate structure with six bands: This is on Annual income. Individuals with annual income 800000 or less are fully exempt from PIT. Now lets say you fall under the 3m band you dont pay XX% on the whole 3m. You pay X% on the first 800k and then XX% only on the portion above 800k up to 3m. Example: If You Earn 3000000 Annually 1.First 800000 X% tax = X 2.Remaining 2200000 (i.e. 3000000 800000) XX% tax = 330000 Total annual PIT = 330000 If" [X Link](https://x.com/oyinkanbadejo/status/1968568295566508104) 2025-09-18T06:50Z 15.5K followers, 846.2K engagements "Smart question Buying X share of an ETF doesnt mean you own X share of each stock inside it it means you own a fractional slice of a fund that holds all those stocks. Imagine theres an ETF that holds three Nigerian stocks: Dangote Cement GTCO and Airtel Africa. If the fund owns 1000 shares of Dangote Cement and each share costs XXX the total value of that holding is 600000. It also owns 1000 shares of GTCO at XX per share worth 40000. And it owns 1000 shares of Airtel Africa at 2000 per share worth 2000000. If you add everything together the total value of the ETFs portfolio is 2640000. Now" [X Link](https://x.com/oyinkanbadejo/status/1982769926260593102) 2025-10-27T11:22Z 15.5K followers, 12.1K engagements "Dont joke with social capital" [X Link](https://x.com/oyinkanbadejo/status/1993762100209193027) 2025-11-26T19:21Z 15.5K followers, 4528 engagements "Has one small money you saved ever ended up saving your life 😭 Small consistent saving will save you. In uni I used to save tiny bits from my allowance nothing serious. One day they asked us to pay for something that same day. I couldnt reach my mum cos she was traveling. I remembered my small savings checked itand it was almost exactly the amount I needed. I eventually paid with it and got it back later. This experience taught me something and till today I dont joke with small consistent saving. It will actually save you. Has something like this ever happened to you" [X Link](https://x.com/oyinkanbadejo/status/1996172767553532207) 2025-12-03T11:00Z 15.4K followers, 11.7K engagements "Just like saving for your tomorrow you should have a pension plan and NO its not just for office people. A lot of people dont know this but micro pensions are basically pensions designed for people who dont work XX or have a structured job that pays a fixed salary. 🧵" [X Link](https://x.com/oyinkanbadejo/status/1996618520684294500) 2025-12-04T16:32Z 15.5K followers, 2243 engagements "A pension is basically a long-term savings and investment plan for your future. You put small amounts aside over time and the pension company invests it for you in safe regulated places like government securities bonds and other low-risk investment options. Over the years your money grows on its own" [X Link](https://x.com/oyinkanbadejo/status/1996618525054505429) 2025-12-04T16:32Z 15.4K followers, XXX engagements "Thats why pensions are important: you are not just saving its saving + earning returns quietly over the years. This is important because one day youll stop working and having a pension means youll still have money coming in long after youve stopped working" [X Link](https://x.com/oyinkanbadejo/status/1996618528930308521) 2025-12-04T16:32Z 15.5K followers, XXX engagements "A micro pension plan is for entrepreneurs small business owners freelancers content creators riders artisans pretty much everyone who earns their own income and doesnt have an employer contributing to a pension for them" [X Link](https://x.com/oyinkanbadejo/status/1996618532692627842) 2025-12-04T16:32Z 15.5K followers, XXX engagements "A pension is a retirement plan that provides a regular income after you stop working funded by contributions made throughout your working life by you and/or your employer This is important because asides your investments you need something secure and reliable when you stop working. You dont want to have to work until you die" [X Link](https://x.com/oyinkanbadejo/status/1998679193580708336) 2025-12-10T09:00Z 15.5K followers, XXX engagements "In your 2026 plan if you want to save better - automate it just automate the money to go out on a certain date. If you want to invest better use Naira Cost Averaging (also DCA) its the best way to start and stay disciplined" [X Link](https://x.com/oyinkanbadejo/status/1998296328401801243) 2025-12-09T07:39Z 15.5K followers, 14.6K engagements "Taking the lump sum is almost always the smarter choice. 1k a week is 52k a year. If she invests $1m at just X% per year she can earn $50000 per year in interest alone while still preserving the principal 1m. Over time she will earn more than the weekly payouts ever will. With the annuity she never gets to invest the money at scale she only receives a fixed income which stops at her death" [X Link](https://x.com/oyinkanbadejo/status/1999043617818554806) 2025-12-11T09:08Z 15.5K followers, 983.2K engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@oyinkanbadejo chupa chups
chupa chups posts on X about money, saving, retirement, business the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXXXXXX engagements in the last XX hours.
Engagements: XXXXXXXXX #
- X Week XXXXXXXXX +1,858%
- X Month XXXXXXXXX +40%
- X Months XXXXXXXXXX +4,093%
- X Year XXXXXXXXXX +229,128%
Mentions: XX #
- X Week XX +19%
- X Month XX -XX%
- X Months XXX +3,172%
- X Year XXX +1,581%
Followers: XXXXXX #
- X Week XXXXXX +1.10%
- X Month XXXXXX +7.20%
- X Months XXXXXX +780%
- X Year XXXXXX +1,197%
CreatorRank: XXX #
Social Influence
Social category influence finance #167 social networks XXXX% vc firms XXXX%
Social topic influence money #61, saving 9.68%, retirement #832, business 6.45%, $1m #1, uni 6.45%, and it 3.23%, to the 3.23%, slack 3.23%, retirement fund #1
Top accounts mentioned or mentioned by @aeiou_some @k4mrxn20 @zac524562683293 @abaluuthman @oyinbby @mtgsnackattack @xericxenarthra @6ixdmdl @atitesnr @247clex @martialdre @albertmagnus7 @r2stardom @mattcook300 @denn_philip @mikespxzero @_jesuscuevas @jarrettmmr @stalkerkyle @tycoon_t
Top Social Posts
Top posts by engagements in the last XX hours
"This woman who owns shops across markets that I helped open a micro pension plan hasnt stopped thanking me. Pensions are not reserved for only corporates alone. Entrepreneurs can also have their own pension plan that they contribute towards monthly and it can be flexible amounts too. Please share this. Ill explain 👇"
X Link 2025-12-10T09:00Z 15.5K followers, 3775 engagements
"Here yall go. I made a template 👇"
X Link 2025-11-11T12:19Z 15.5K followers, 82K engagements
"Who/Where do you borrow small money (say 5k - 50k) from to sort out things when youre tight on cash"
X Link 2025-11-25T16:34Z 15.5K followers, 66.1K engagements
"This is how much a retail investor gets in dividends from the NGX this year - X million naira. Thats an income of about 330k a month. Thats good passive income"
X Link 2025-11-30T20:07Z 15.5K followers, 14.4K engagements
"Im hiring an assistant 🔊"
X Link 2025-12-07T12:47Z 15.5K followers, 103.9K engagements
"Opens Slack grudgingly"
X Link 2025-12-08T08:42Z 15.5K followers, 8493 engagements
"Sometime last week"
X Link 2025-12-08T12:17Z 15.5K followers, 7784 engagements
"The more you use Notion the better it gets fr"
X Link 2025-12-08T15:25Z 15.5K followers, 7424 engagements
"Most entrepreneurs dont know they can start a micro pension for themselves. Micro pension is a voluntary flexible retirement savings plan designed for individuals in the informal sector such as artisans self-employed workers and small business owners with fewer than three employees. It allows them to make small regular contributions to build a retirement fund providing them with financial security in their old age"
X Link 2025-12-10T09:00Z 15.5K followers, 1076 engagements
"investing N100000 every month at a conservative XX% annual interest rate can grow to N34.8 million in XX years. He described this amount as not fatal for someone earning N500000 monthly especially since income usually increases over the years making it possible to invest even more"
X Link 2025-12-10T18:24Z 15.5K followers, 22K engagements
"Financial illiteracy 🥲"
X Link 2025-12-11T07:41Z 15.5K followers, 12.5M engagements
"Heres what the new Nigerian Tax Laws say about your Personal Income Tax (PIT) for salary earners. On Revised Tax Bands and Rates There are now new progressive rate structure with six bands: This is on Annual income. Individuals with annual income 800000 or less are fully exempt from PIT. Now lets say you fall under the 3m band you dont pay XX% on the whole 3m. You pay X% on the first 800k and then XX% only on the portion above 800k up to 3m. Example: If You Earn 3000000 Annually 1.First 800000 X% tax = X 2.Remaining 2200000 (i.e. 3000000 800000) XX% tax = 330000 Total annual PIT = 330000 If"
X Link 2025-09-18T06:50Z 15.5K followers, 846.2K engagements
"Smart question Buying X share of an ETF doesnt mean you own X share of each stock inside it it means you own a fractional slice of a fund that holds all those stocks. Imagine theres an ETF that holds three Nigerian stocks: Dangote Cement GTCO and Airtel Africa. If the fund owns 1000 shares of Dangote Cement and each share costs XXX the total value of that holding is 600000. It also owns 1000 shares of GTCO at XX per share worth 40000. And it owns 1000 shares of Airtel Africa at 2000 per share worth 2000000. If you add everything together the total value of the ETFs portfolio is 2640000. Now"
X Link 2025-10-27T11:22Z 15.5K followers, 12.1K engagements
"Dont joke with social capital"
X Link 2025-11-26T19:21Z 15.5K followers, 4528 engagements
"Has one small money you saved ever ended up saving your life 😭 Small consistent saving will save you. In uni I used to save tiny bits from my allowance nothing serious. One day they asked us to pay for something that same day. I couldnt reach my mum cos she was traveling. I remembered my small savings checked itand it was almost exactly the amount I needed. I eventually paid with it and got it back later. This experience taught me something and till today I dont joke with small consistent saving. It will actually save you. Has something like this ever happened to you"
X Link 2025-12-03T11:00Z 15.4K followers, 11.7K engagements
"Just like saving for your tomorrow you should have a pension plan and NO its not just for office people. A lot of people dont know this but micro pensions are basically pensions designed for people who dont work XX or have a structured job that pays a fixed salary. 🧵"
X Link 2025-12-04T16:32Z 15.5K followers, 2243 engagements
"A pension is basically a long-term savings and investment plan for your future. You put small amounts aside over time and the pension company invests it for you in safe regulated places like government securities bonds and other low-risk investment options. Over the years your money grows on its own"
X Link 2025-12-04T16:32Z 15.4K followers, XXX engagements
"Thats why pensions are important: you are not just saving its saving + earning returns quietly over the years. This is important because one day youll stop working and having a pension means youll still have money coming in long after youve stopped working"
X Link 2025-12-04T16:32Z 15.5K followers, XXX engagements
"A micro pension plan is for entrepreneurs small business owners freelancers content creators riders artisans pretty much everyone who earns their own income and doesnt have an employer contributing to a pension for them"
X Link 2025-12-04T16:32Z 15.5K followers, XXX engagements
"A pension is a retirement plan that provides a regular income after you stop working funded by contributions made throughout your working life by you and/or your employer This is important because asides your investments you need something secure and reliable when you stop working. You dont want to have to work until you die"
X Link 2025-12-10T09:00Z 15.5K followers, XXX engagements
"In your 2026 plan if you want to save better - automate it just automate the money to go out on a certain date. If you want to invest better use Naira Cost Averaging (also DCA) its the best way to start and stay disciplined"
X Link 2025-12-09T07:39Z 15.5K followers, 14.6K engagements
"Taking the lump sum is almost always the smarter choice. 1k a week is 52k a year. If she invests $1m at just X% per year she can earn $50000 per year in interest alone while still preserving the principal 1m. Over time she will earn more than the weekly payouts ever will. With the annuity she never gets to invest the money at scale she only receives a fixed income which stops at her death"
X Link 2025-12-11T09:08Z 15.5K followers, 983.2K engagements