# ![@milesmintIN Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1976194399198384128.png) @milesmintIN milesmint

milesmint posts on X about if you, platinum, up to, pay the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::1976194399198384128/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1976194399198384128/c:line/m:interactions.svg)

- [--] Week [----------] +57%
- [--] Month [----------] +24,685%

### Mentions: [--] [#](/creator/twitter::1976194399198384128/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1976194399198384128/c:line/m:posts_active.svg)

- [--] Week [--] +58%
- [--] Month [---] +12%

### Followers: [-----] [#](/creator/twitter::1976194399198384128/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1976194399198384128/c:line/m:followers.svg)

- [--] Week [-----] +5.60%
- [--] Month [-----] +25%

### CreatorRank: [-------] [#](/creator/twitter::1976194399198384128/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1976194399198384128/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  38% [stocks](/list/stocks)  17% [countries](/list/countries)  8% [travel destinations](/list/travel-destinations)  5% [technology brands](/list/technology-brands)  3%

**Social topic influence**
[if you](/topic/if-you) 14%, [platinum](/topic/platinum) #102, [up to](/topic/up-to) #1352, [pay](/topic/pay) #744, [hotels](/topic/hotels) #259, [$mar](/topic/$mar) #12, [gold](/topic/gold) 7%, [travel](/topic/travel) #2584, [india](/topic/india) 6%, [status](/topic/status) 5%

**Top accounts mentioned or mentioned by**
[@pranaysuhasmund](/creator/undefined) [@rahulchhabrani](/creator/undefined) [@dealsdhamaka](/creator/undefined) [@bonth2nagireddy](/creator/undefined) [@abhichtrj](/creator/undefined) [@professorcardz](/creator/undefined) [@spendwiselyx](/creator/undefined) [@contliving](/creator/undefined) [@gowthamnitin](/creator/undefined) [@bigulchugh](/creator/undefined) [@cardniti](/creator/undefined) [@newmonksays](/creator/undefined) [@iampallav](/creator/undefined) [@sidmanraj](/creator/undefined) [@grok](/creator/undefined) [@cardioguy](/creator/undefined) [@iamabdulkadirl](/creator/undefined) [@nishantaero](/creator/undefined) [@dc2kkr](/creator/undefined) [@thetrueccking](/creator/undefined)

**Top assets mentioned**
[Marriott International Inc (MAR)](/topic/$mar) [HSBC Holdings PLC (HSBC)](/topic/$hsbc) [QUALCOMM, Inc. (QCOM)](/topic/$qcom) [Uber Technologies, Inc. (UBER)](/topic/$uber)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Axis Atlas vs Axis Horizon Its not just about the transfer ratio. Atlas gives [--] Edge Miles on direct hotel spends. Horizon doesnt. If you book hotels directly that difference hits hard"  
[X Link](https://x.com/milesmintIN/status/2022686660325204246)  2026-02-14T14:57Z [----] followers, [----] engagements


"@RahulChhabrani @DealsDhamaka @PranaySuhasMund @Bonth2Nagireddy @AbhiChtrj @ProfessorCardz @spendwiselyx @contliving You can easily do it while logging into NPS account and select contribute online. Choose bill desk as payment gateway and pay via AMEX card. You will be charged 1% on the same"  
[X Link](https://x.com/milesmintIN/status/2017105557015167284)  2026-01-30T05:20Z [----] followers, [--] engagements


"Met a friend using American Express Platinum Travel for years didnt know you must call AMEX for milestone bonuses. He called them and got last [--] years rewards credited 😳 📌 Reminder: 1.9L 7.5K MR auto + 📞 7.5K MR 4L 10K MR auto + 📞 15K MR + 10K Taj voucher ⚠ Platinum Travel is unavailable now. But entering the AMEX ecosystem via Platinum Reserve upgrade to MRCC still makes sense. ✅ 15K MR rewards + Accor Silver membership Apply here 👇 https://americanexpress.com/en-in/referral/platinum-reserveref=gAURAgBbh3&XL=MIANS"  
[X Link](https://x.com/milesmintIN/status/2018158438585651425)  2026-02-02T03:04Z [----] followers, [----] engagements


"Cheapest way to reach ACCOR Platinum (202627) 🏨 [--] Apply American Express Platinum Reserve Spend 30K get 15K MR [--] Open Amex App Enroll in Accor Live Limitless - [--] Status Nights [--] Downgrade to American Express MRCC Pay MRCC fee not Reserve fee [--] Accor fast-track + [--] night stay [--] status nights [--] Accor China plan +30 status nights (great if China/HK in 2026) [--] Stay [--] more Accor nights ACCOR Platinum till [----] Total cost 37K Value back: Accor Platinum + 15K MR (7.5K) + [--] free nights + upgrades BF & dining benefits Pure arbitrage if you play it right 🔥 Apply here for AMEX Platinum Reserve card"  
[X Link](https://x.com/milesmintIN/status/2018221017806897365)  2026-02-02T07:12Z [----] followers, 10.9K engagements


"One of the most silent yet powerful money-saving credit card perks 🍽💎 HSBC Premier EazyDiner 30% extra off up to [----] Over & above EazyDiner deals Once a month Min bill [----] Why this matters now 👇 As banks cap Swiggy voucher limits direct restaurant savings voucher hacks. I use this every month. Real savings. No noise. https://twitter.com/i/web/status/2019061127561486620 https://twitter.com/i/web/status/2019061127561486620"  
[X Link](https://x.com/milesmintIN/status/2019061127561486620)  2026-02-04T14:50Z [----] followers, [----] engagements


"@RahulChhabrani @PranaySuhasMund @DealsDhamaka @Bonth2Nagireddy @AbhiChtrj @ProfessorCardz @spendwiselyx @contliving Switch to active choice from LC75"  
[X Link](https://x.com/milesmintIN/status/2019327070246232406)  2026-02-05T08:27Z [----] followers, [--] engagements


"✈ BOB Etihad Guest Premium Card Big Win = Etihad GOLD 🔥 🏅 Etihad Guest Gold on first Etihad booking very hard to get normally 🎁 [----] bonus miles on 25K spend in first [--] days 💳 Earn: [--] miles/100 on Etihad [--] miles/100 elsewhere 🛫 Travel Perks: Silver status [--] domestic + [--] international lounge visits 0% forex 💰 Fees: [----] + GST (waived on 5L annual spend) Perfect for Etihad flyers & international travel ✨✈ https://twitter.com/i/web/status/2019386631476899993 https://twitter.com/i/web/status/2019386631476899993"  
[X Link](https://x.com/milesmintIN/status/2019386631476899993)  2026-02-05T12:24Z [----] followers, [----] engagements


"Your HDFC Bank account & credit card have hidden perks most people miss 👇 💳 The Ultimate HDFC Master Book 📘 From secret portals to hidden perks HDFC has an entire universe of hacks most people dont know about 🤯 ❓Every question answered ✅ Every trick compiled Heres EVERYTHING you need to maximize from the house of HDFC🔥 🧵 Mega-thread 👇 https://t.co/TzTVvSXz4f 💳 The Ultimate HDFC Master Book 📘 From secret portals to hidden perks HDFC has an entire universe of hacks most people dont know about 🤯 ❓Every question answered ✅ Every trick compiled Heres EVERYTHING you need to maximize from"  
[X Link](https://x.com/milesmintIN/status/2019958017417224376)  2026-02-07T02:14Z [----] followers, [---] engagements


"@asksuranaji Its curd test also failed"  
[X Link](https://x.com/milesmintIN/status/2020757034426318868)  2026-02-09T07:09Z [----] followers, [--] engagements


"@NewMonkSays Best value depends upon the redemption. From transfer ratio perspective Marriot is still the best"  
[X Link](https://x.com/milesmintIN/status/2021572701492506692)  2026-02-11T13:11Z [----] followers, [---] engagements


"Hidden perk of HDFC RWC50 Debit Card 👀 Most people know the 5% cashback. Few know this 👇 🎟 Quarterly Airport Lounge Access Voucher And heres the sweet part You can unlock it just by paying your credit card bill (meeting spend criteria)"  
[X Link](https://x.com/milesmintIN/status/2021593715916054590)  2026-02-11T14:34Z [----] followers, [----] engagements


"Booked Rapido for a package delivery. Pickup done. Executive on the way. Suddenly delivery cancelled. No package. No proper support. Customer care Useless. Finally had to go to the police station. Police traced the bike owner via vehicle details. Called him. Package returned at the station. Imagine it was something truly invaluable. 👉 Cookie: Avoid using bike delivery apps for anything valuable not just money-wise but emotionally important too"  
[X Link](https://x.com/milesmintIN/status/2021611923541029342)  2026-02-11T15:46Z [----] followers, [---] engagements


"AMEX MRCC can be your best fuel card if used smartly ⛽ Assume 20K fuel spend/month (2.4L/year): MR earned: 2000/month 24000/year Joining fee: [----] + GST [----] MR credited on fee payment From next year onward annual fee is waived on 1.5L+ spends Conservative value: [--] MR = [---] 👉 Value [-----] 6% return on fuel spends (Can be much higher with smart MR redemption) MRCC not available directly [--] Apply for AMEX Platinum Reserve [--] Once delivered immediately apply for downgrade to MRCC via the downgrade link [--] If needed Platinum Reserve can be cancelled within [--] days without activation no fees ⚠ PS:"  
[X Link](https://x.com/milesmintIN/status/2018676344616603682)  2026-02-03T13:22Z [----] followers, [----] engagements


"The day isnt far when Q-commerce fees actual cart value. Bookmark & Screenshot this New charge in market by q-com. Late night convenience charge https://t.co/ZVAX0Oo4xC New charge in market by q-com. Late night convenience charge https://t.co/ZVAX0Oo4xC"  
[X Link](https://x.com/milesmintIN/status/2022995513038225519)  2026-02-15T11:24Z [----] followers, [---] engagements


"@iampallav @Kanna_Twister [----] edge miles which compensate for your fees if you transfer in Accor"  
[X Link](https://x.com/milesmintIN/status/2023020983557468280)  2026-02-15T13:06Z [----] followers, [--] engagements


"RT @milesmintIN: 💳 My Current Credit Card Spend Strategy 👇 🎓 Education Axis Atlas (+ up to 8.2% Accor rewards) 💰 Taxes & NPS AMEX Pla"  
[X Link](https://x.com/milesmintIN/status/2023230607422353828)  2026-02-16T02:59Z [----] followers, [--] engagements


"Booked a Marriott stay via points Dont pay dining/spa/bar bills directly. ICICI EPM/Times Black Buy Marriott GCs via iShop Up to 18% rewards. Use GCs to settle bills. ⚠ Valid only on listed Marriott India properties. Free room. 18% back on spends. Still swiping directly 👀 ICICI EPM is dead after voucher devaluation Not really. Heres why it STILL makes sense 👇 [--] 100% reward redemption on flight tickets No 70% cap games. What you earn = what you use ✈ [--] Flight prices are competitive Often cheaper vs SMARTBUY & Hopper rewards + pricing https://t.co/5Tekq6N9yC ICICI EPM is dead after voucher"  
[X Link](https://x.com/milesmintIN/status/2023373041577988169)  2026-02-16T12:25Z [----] followers, [----] engagements


"How I book train tickets cheaper 🚆 Book on MakeMyTrip. Pay using MMT vouchers. Buy vouchers via bank portals up to 18% rewards No multiplier card Buy from maximise/magnify/Savesage up to 7% off Never pay full price for train tickets"  
[X Link](https://x.com/milesmintIN/status/2022335083051663458)  2026-02-13T15:40Z [----] followers, [----] engagements


"RT @milesmintIN: Free dinner date alert 🍽💕 Shop [----] / [----] / [----] on Blinkit Get equal value District dining voucher (up to 6000"  
[X Link](https://x.com/milesmintIN/status/2022687129395171764)  2026-02-14T14:59Z [----] followers, [--] engagements


"@sidmanraj HSBC Premier"  
[X Link](https://x.com/milesmintIN/status/2022992156231934176)  2026-02-15T11:11Z [----] followers, [---] engagements


"@SVKyolo @imYadav31 @cards_wizard @AmazingCreditC @Kenu73 Transfer AMEX MR to Marriot at 1:1 Ratio. Book Marriott Hotels using these Marriot points"  
[X Link](https://x.com/milesmintIN/status/2023240917638062565)  2026-02-16T03:39Z [----] followers, [--] engagements


"@safonyameherbal @grok can you confirm the statement"  
[X Link](https://x.com/milesmintIN/status/2023353358669746537)  2026-02-16T11:06Z [----] followers, [----] engagements


"Planning for Hong Kong this year ✈ Cathay Pacific is offering complimentary Silver status If you hold status with another airline 👀 ✅ Lounge access (selected) ✅ Priority check-in ✅ Extra baggage ✅ Priority boarding Status match = free upgrades to your travel experience. Flying economy. Living business class vibes. Virgin Atlantic is offering FREE Silver status via status match 👀 Multiple airline statuses qualify including Air India Silver & British Airways Club. Condition: Requires future Virgin Atlantic flight booking. Status valid for [--] months. Official link: https://t.co/ZFca9QIkwV"  
[X Link](https://x.com/milesmintIN/status/2023406846829355354)  2026-02-16T14:39Z [----] followers, [---] engagements


"AMEX MR redemption tip (dont miss this): MR  Marriott 1:1 Cathay 2:1 Virgin Atlantic 2:1 Virgin economy can be as low as [----] miles ✈ BUT taxes matter. DEL/BLR LHR [--] ✅ LHR DEL/BLR [---] ❌ Low miles + high taxes = bad redemption. Smart play: Use MR for India London return via other airlines. Plan smart. Not emotional. https://twitter.com/i/web/status/2017611122413838661 https://twitter.com/i/web/status/2017611122413838661"  
[X Link](https://x.com/milesmintIN/status/2017611122413838661)  2026-01-31T14:49Z [----] followers, 30.2K engagements


"In my view leveraging is essential for serious asset building. And real estate offers the cheapest and most efficient leverage available to individuals. For property investments using leverage is not optionalits mandatory if you think rationally. Why leverage via home loans makes sense: [--] Tax efficiency Interest on a let-out property is deductible significantly reducing tax on rental income. [--] Negative real cost of borrowing Home loan rates are often below segmental inflation. Which means: Your EMIs are paid with depreciating money Asset value rises faster than the cost of capital 📉 Interest"  
[X Link](https://x.com/milesmintIN/status/2018881251550339406)  2026-02-04T02:56Z [----] followers, [----] engagements


"💳 Best AMEX MR Transfer Options (If Not Using Marriott) If youre not into hotel redemptions these airline transfers can give solid value (AMEX MR 2:1 transfer ratio): ✈ [--] Cathay Pacific Asia Miles DELHKG 13K miles one-way (+ taxes) 26K miles return Generally good award availability Compare with Qatar Avios for lower taxes on same Cathay flights ✈ [--] Virgin Atlantic UK Routes IndiaLondon from 6K points one-way (promo pricing) 12K return + taxes Dynamic pricing book early BLR & BOM often easier than DEL at lowest levels ✈ [--] Virgin Atlantic Vietnam Airlines DELHAN 11K points one-way Vietnam"  
[X Link](https://x.com/milesmintIN/status/2021565005909676308)  2026-02-11T12:40Z [----] followers, [----] engagements


"240 mins wait at [--] AM 😅 Thats not high volume thats we gave up. For a premium card this is embarrassing"  
[X Link](https://x.com/milesmintIN/status/2022499928287941033)  2026-02-14T02:35Z [----] followers, [----] engagements


"@cardio_guy Good Strategy. Just use AMEX based on your travel plan. The biggest advantage is immediate transfer so can decide and once plan frozen. Also same for Atlas use rewards based on your travel plans"  
[X Link](https://x.com/milesmintIN/status/2022529617190592943)  2026-02-14T04:33Z [----] followers, [---] engagements


"@iamabdulkadirl @cardio_guy Good one Aiming maximum value out of each rewards across all cards"  
[X Link](https://x.com/milesmintIN/status/2022529957210263609)  2026-02-14T04:34Z [----] followers, [--] engagements


"💳 My Current Credit Card Spend Strategy 👇 🎓 Education Axis Atlas (+ up to 8.2% Accor rewards) 💰 Taxes & NPS AMEX Platinum Travel + MRCC ⛽ Fuel & Utilities HDFC Infinia via Amazon Pay (12%) 🛍 Online/Offline Shopping EPM / Infinia via GCs (up to 18%) Best portal offer wins 🛒 Grocery EPM (Amazon Fresh / Blinkit / BigBasket up to 18%) Zepto Infinia (16.66%) Amazon Fresh 50/100/200 APay cashback 💊 Medicine Infinia via Pharmeasy (up to 33%) 🚕 Cabs EPM Uber vouchers (18%) 🍽 Dining (up to 18%) Zomato EPM Swiggy Dineout Infinia EazyDiner / No-app resto Axis Atlas 🏬 Regular offline spends"  
[X Link](https://x.com/milesmintIN/status/2022876958082896326)  2026-02-15T03:33Z [----] followers, 23.8K engagements


"@GowthamNitin No"  
[X Link](https://x.com/milesmintIN/status/2023009166454059008)  2026-02-15T12:19Z [----] followers, [--] engagements


"@Nishantaero SmartEarn - http://shorturl.at/k5qpY http://shorturl.at/k5qpY"  
[X Link](https://x.com/milesmintIN/status/2023415129510162826)  2026-02-16T15:12Z [----] followers, [--] engagements


"Enjoy the benefits while they last. Use the card smartly. Move on when it stops making sense. Follow this. Thank me later"  
[X Link](https://x.com/milesmintIN/status/2021987630993575982)  2026-02-12T16:39Z [----] followers, [---] engagements


"ICICI EPM Hold or Close 🤔 It depends on your spend pattern. EPM still makes sense if you spend heavily on: Local car rentals Grocery Online/offline shopping at major chains Flights / Hotels / Bus Dining Entertainment Fuel Youre still getting 1836% rewards across these categories. If you dont have another strong voucher multiplier card like HDFC Infinia EPM is still logical. Dont cancel in haste. Do the math first. Do you still see any potential in the ICICI EPM credit card 🪓 No transfer partners 🪓 No accelerated points on high-demand vouchers Do you still see any potential in the ICICI EPM"  
[X Link](https://x.com/milesmintIN/status/2022328659898446018)  2026-02-13T15:15Z [----] followers, [----] engagements


"My Current Reward Redemption Strategy Across Cards 💳 Not random. Fully planned. [--] ICICI EPM Domestic flights Always via iShop Reason: 100% points usable OTA pricing often cheaper than SmartBuy/Hopper [--] AMEX Platinum Travel / MRCC Marriott Bonvoy transfers Taj stays via free Vouchers [--] Axis ATLAS Depends on future travel plans Mostly Class A miles Accor transfer [--] HDFC Infinia Rarely use points for flights/hotels via portal Prefer airline transfers Recently booked: DELHANOI Vietnam Airlines Business Via Flying Blue 22K points. Absolute steal. Moral: Redemption strategy Earning strategy."  
[X Link](https://x.com/milesmintIN/status/2022332012527567161)  2026-02-13T15:28Z [----] followers, 35.8K engagements


"MMT just upgraded train bookings 🚆 Book now. Pay small amount today. Pay balance closer to travel. Perfect for long-planned trips prevents your money from getting blocked early"  
[X Link](https://x.com/milesmintIN/status/2022336952679473595)  2026-02-13T15:47Z [----] followers, [---] engagements


"Free dinner date alert 🍽💕 Shop [----] / [----] / [----] on Blinkit Get equal value District dining voucher (up to 6000). Groceries today. Date night free. Not bad at all 😉 Get that [----] District voucher by ordering on Blinkit offer valid today only. Looks like Blinkit is playing the perfect Valentines wingman sponsoring dinner for District ❤ Order smart claim the voucher and enjoy the date on Blinkits tab 😉 https://t.co/sHvJqtvpdq Get that [----] District voucher by ordering on Blinkit offer valid today only. Looks like Blinkit is playing the perfect Valentines wingman sponsoring dinner for"  
[X Link](https://x.com/milesmintIN/status/2022575283849826792)  2026-02-14T07:34Z [----] followers, [----] engagements


"RT @milesmintIN: ICICI EPM Hold or Close 🤔 It depends on your spend pattern. EPM still makes sense if you spend heavily on: Local c"  
[X Link](https://x.com/milesmintIN/status/2022685518979629341)  2026-02-14T14:53Z [----] followers, [--] engagements


"@prakash__sharma Infinia is invite only card. Minimum [--] lac salary to be credited into account for discussion with HDFC"  
[X Link](https://x.com/milesmintIN/status/2022910422417051936)  2026-02-15T05:46Z [----] followers, [---] engagements


"@Dc2kkr Reward points which can be used directly for flight/hotel booking or transfer these rewards in hotel/airline miles. No cashback"  
[X Link](https://x.com/milesmintIN/status/2022949157988896783)  2026-02-15T08:20Z [----] followers, [---] engagements


"7 PM. IND vs PAK. Country on airplane mode. ✈🔥"  
[X Link](https://x.com/milesmintIN/status/2022998365924114589)  2026-02-15T11:36Z [----] followers, [---] engagements


"@GowthamNitin Magnus for Burgundy Next best Infinia/HSBC Premier"  
[X Link](https://x.com/milesmintIN/status/2023016104071983199)  2026-02-15T12:46Z [----] followers, [--] engagements


"No additional AMEX MR rewards on [--] lacs spends if you achieve 4L spends before 9th March This is going to be interesting 🍿 https://t.co/3qEE5yHzYS This is going to be interesting 🍿 https://t.co/3qEE5yHzYS"  
[X Link](https://x.com/milesmintIN/status/2023058719844737348)  2026-02-15T15:36Z [----] followers, [---] engagements


"Time to rotate. Move from paper to power. From Debt Liquid Funds & FDs To Hard Assets. 🟡 Gold 🏠 Real Estate https://t.co/tjmbT5ytUN https://t.co/tjmbT5ytUN"  
[X Link](https://x.com/milesmintIN/status/2023234986992943461)  2026-02-16T03:16Z [----] followers, [---] engagements


"Another devaluation for AMEX Platinum Travel holders. If you loved paying GST with your AMEX bad news. IDFC payment gateway has stopped accepting AMEX for GST payments. One more earning route gone. Points game just got harder. GST payments through AMEX cards using IDFC payment gateway not working anymore🚨🚨 https://t.co/canHt2hFUf GST payments through AMEX cards using IDFC payment gateway not working anymore🚨🚨 https://t.co/canHt2hFUf"  
[X Link](https://x.com/milesmintIN/status/2023333724537159700)  2026-02-16T09:48Z [----] followers, [----] engagements


"Still thinking about AMEX Platinum Reserve Apply Spend 30K Get 15K MR points. Activate Accor Plus (20 nights) Taj Epicure & EazyDiner. Downgrade to MRCC and use it as Fuel card. Pay [----] + taxes. Keep the rewards. Keep the memberships. Some moves are no-brainers. PS: Downgrade option can stop anytime. https://www.americanexpress.com/en-in/credit-cards/apply/upgrade/personal/membership-rewards https://tinyurl.com/AMEXRESERVE AMEX MRCC can be your best fuel card if used smartly ⛽ Assume 20K fuel spend/month (2.4L/year): MR earned: 2000/month 24000/year Joining fee: [----] + GST [----] MR credited"  
[X Link](https://x.com/milesmintIN/status/2023377823692653022)  2026-02-16T12:44Z [----] followers, [----] engagements


"@bigulchugh No corporate tie up with HSBC in our organisation 😞"  
[X Link](https://x.com/milesmintIN/status/2023380025924571216)  2026-02-16T12:52Z [----] followers, [---] engagements


"Most people overpay for hotels. Because they check just [--] price. Real optimisation = compare [--] routes 👇 [--] OTA + Coupon MMT / Cleartrip/Goibibo Apply coupon. Have Amazon Pay balance Pay via APay Up to 12% extra upside. [--] Metasearch Check Skyscanner. Find the cheapest platform. [--] Gift Card Route (Infinia / EPM) Buy MMT/Cleartrip vouchers via SmartBuy/iShop Up to 23% value ❌ Coupons wont apply on GC payments. Compare net cost. [--] SmartBuy/iSHOP Direct Booking up to 36% rewards. Yes. 36%. Most people stop at Step [--]. Optimisers compare all [--]. Flights get optimised. Hotels should too. Which route"  
[X Link](https://x.com/milesmintIN/status/2023381823762624647)  2026-02-16T12:59Z [----] followers, [---] engagements


"RT @milesmintIN: Still thinking about AMEX Platinum Reserve Apply Spend 30K Get 15K MR points. Activate Acc https://tinyurl.com/AMEXRESERVE https://tinyurl.com/AMEXRESERVE"  
[X Link](https://x.com/anyuser/status/2023412040736633276)  2026-02-16T14:59Z [----] followers, [--] engagements


"RT @milesmintIN: Booked a Marriott stay via points Dont pay dining/spa/bar bills directly. ICICI EPM/Times Black Buy Marriott GCs via"  
[X Link](https://x.com/milesmintIN/status/2023415649104711956)  2026-02-16T15:14Z [----] followers, [--] engagements


"@AlekhGupta17 Yes Looks they would like to move out of this segment"  
[X Link](https://x.com/milesmintIN/status/2014550558926078316)  2026-01-23T04:07Z [----] followers, [--] engagements


"Myntra GC working on Gold again Great news for all those who have loads of money in Myntra wallet. For rest give a pause for few days before buying voucher again. You never know if they cancel the orders and you are left with huge money in Wallet. Rolling back update 👀 Myntra credit is working on Gold again. Anniversary gift = sorted ✨💛 H/T: OG Orbit community 😍 Rolling back update 👀 Myntra credit is working on Gold again. Anniversary gift = sorted ✨💛 H/T: OG Orbit community 😍"  
[X Link](https://x.com/milesmintIN/status/2014610743161921885)  2026-01-23T08:06Z [----] followers, [----] engagements


"Earn +20% bonus points on top of base points for qualified stays. Wyndham Hotels Suite upgrades (when available) the only Wyndham tier eligible for suite upgrades. Welcome amenity at check-in (snack or beverage) at participating hotels. Early check-in / Late checkout & preferred room choice subject to availability. Gift Gold status to a friend/family member share your benefits. https://twitter.com/i/web/status/1982420301083181090 https://twitter.com/i/web/status/1982420301083181090"  
[X Link](https://x.com/milesmintIN/status/1982420301083181090)  2025-10-26T12:13Z [----] followers, [---] engagements


"HDFC PayZapp: [---] off on [----] / [----] Swiggy vouchers. 🔥 Grab it now before its gone #Swiggy #PayZapp #MilesMintIN"  
[X Link](https://x.com/milesmintIN/status/1988632233968570736)  2025-11-12T15:37Z [----] followers, 10.7K engagements


"Most people waste their points on hotel redemptions 😵 The math clearly says: DONT. Always use points for ✈ flights Always book 🏨 hotels on revenue via bank portals Lets break it down 👇 📌 Scenario Hotel booking worth [-----] via bank portals like SMARTBUY / iShop ➡ Rewards earned @ 3336% 💰 = [----] [----] (lets take 7000) ❌ If you redeem [----] points for HOTEL You lose future earning opportunity. Effective value = [----] 33% (missed rewards) = [----] ✅ If you redeem [----] points for FLIGHT Lower opportunity loss. Effective value = [----] 16.6% = [----] 📊 Final Math Verdict ✈ Flight redemption 🏨 Hotel"  
[X Link](https://x.com/milesmintIN/status/2007312506096873703)  2026-01-03T04:46Z [----] followers, 11.4K engagements


"Everyone is obsessed with max value per point 💳📊 And that obsession quietly kills real savings. Yes transferring rewards to Accor makes perfect sense. 👉 [--] Accor point [---] Clean. Predictable. Powerful. But heres the real pro move 👇 🧠 Plan your travel FIRST. Not your transfer. Think: ✈ Flights youll actually take 🏨 Hotels youll actually stay in 📅 Rough dates for NEXT year Then move your points based on that plan. Will you extract the highest theoretical value from every point ❌ Maybe not. Will you end up funding most of your [----] travel for free ✅ Almost certainly. 📌 Final truth Point"  
[X Link](https://x.com/milesmintIN/status/2013092224360411240)  2026-01-19T03:32Z [----] followers, [---] engagements


"Accor gives great value. No doubt. 👉 2+ per point on reward transfers. But heres the blunt truth 👇 Accor does NOT make sense for most Indian travellers. Why  Very limited presence in India Mostly Tier-1 & Tier-2 cities Few tourist spots like Jaipur Udaipur AgraGoa Almost no coverage in hill stations or leisure destinations How do Indian families actually travel Hill stations Nature & scenic places Road trips Offbeat destinations In most such trips ❌ Accor points are useless for hotel stays Bottom line 🎯 Accor is great if you: Travel internationally Stay in cities Prefer premium hotels If"  
[X Link](https://x.com/milesmintIN/status/2013203782100975832)  2026-01-19T10:55Z [----] followers, [----] engagements


"🚨 HDFC Easy Reward (RWC50) Update 🚨 People who applied yesterday or today are being told by HDFC Bank that 👉 RWC50 can NO longer be offered to anyone except Senior Citizens 👉 Effective from 20th Jan onwards Looks like the internal news was TRUE and the loophole is now officially closed. Takeaway: If youre not a senior citizen RWC50 is done & dusted. Dont waste time applying now. #HDFC #DebitCard #RWC50 #CreditCards #BankingUpdates https://twitter.com/i/web/status/2013868847779193338 https://twitter.com/i/web/status/2013868847779193338"  
[X Link](https://x.com/milesmintIN/status/2013868847779193338)  2026-01-21T06:58Z [----] followers, 19.1K engagements


"💳 Amazon Pay & Swiggy voucher multiplier gone And suddenly the big question pops up 👇 Does EPM still make sense Most answers on X: NO. Cancel it. Not worth the fee. Fair take. But heres a contra view 👀 (read till end before deciding) What still works (and works well) 👇 ✅ iSHOP = 6X still alive [--] UBER vouchers No monthly cap Everyday utility = silent winner [--] Blinkit vouchers 12K/month limit Goes to Blinkit wallet With Swiggy limits + Zepto removals this is now your grocery saviour [--] BigBasket vouchers 12K/month per card Use BB vouchers buy Gold coins on Tata Neu Plus NeuCoins stacking 4"  
[X Link](https://x.com/milesmintIN/status/2016133841128501265)  2026-01-27T12:59Z [----] followers, [----] engagements


"@b2_ten Atlas"  
[X Link](https://x.com/milesmintIN/status/2016140837131001969)  2026-01-27T13:26Z [----] followers, [--] engagements


"Love luxury hotels but dont want to pay 3050K per night You can stay for under 10K if you know the right hacks 👇 🏨 Luxury Stay Hack (Marriott Edition) [--] Apply HDFC Marriott Bonvoy Credit Card Fee: [----] (incl. taxes) Get 15K Marriott Bonvoy points Enough for [--] free night at many properties [--] Hold any AMEX card Call AMEX & buy 10K MR points for [----] (once a year) Transfer to Marriott @ 1:1 ratio 💡 Total points: 25K MB 💸 Total spend: [----] 📍 Example: Westin Jaipur Redemption: 21.5K points Cash price: 20K+ per night Luxury isnt expensive. Paying retail is. 😉 👉 Apply for Marriott Bonvoy card"  
[X Link](https://x.com/milesmintIN/status/2016358154133766298)  2026-01-28T03:50Z [----] followers, [----] engagements


"For a complete breakdown of Rove Miles earning redemption and sweet spots read the detailed article below 👇 https://t.co/7rdcYVMpjk https://t.co/7rdcYVMpjk"  
[X Link](https://x.com/milesmintIN/status/2016490085412393211)  2026-01-28T12:34Z [----] followers, [---] engagements


"There is no best grocery app. Theres only the right app for the situation. I did a proper side-by-side comparison: Speed Charges SKUs Service Offers Gold benefits 📊 Data + experience based ❌ No sponsorship ✅ Real usage insights Look at the table & pick your winner. Mine changes based on the situation 😉 Whats your go-to app 👇 #QuickCommerce #GroceryDelivery #MilesMintIN"  
[X Link](https://x.com/milesmintIN/status/2016491699091194076)  2026-01-28T12:41Z [----] followers, [----] engagements


"@jayamallu_jmc @CardNiti Yes but Dmart now sells local grocery these days. You will not get branded pulses beans etc"  
[X Link](https://x.com/milesmintIN/status/2016519001908855147)  2026-01-28T14:29Z [----] followers, [---] engagements


"@mittaltechie Pls go in Claim Gift Card"  
[X Link](https://x.com/milesmintIN/status/2016695280813711709)  2026-01-29T02:09Z [----] followers, [--] engagements


"Theres no better time to apply for the Amex Platinum Reserve especially if you dont hold any Amex card yet. Heres why 👇 🔹 [-----] MR Points on joining Apply via below referral link + spend 30K in [--] days fee almost recovered 🔹 Accor Silver Status + [--] Status Nights Instant Silver on card approval 🔹 Accor Fast Track = Big jump Register for Accor Fast Track Stay [--] night at any Accor property get +7 bonus status nights ➡ Total = [--] Status Nights Just [--] nights short of Accor Gold 🔹 A step further (advanced play) Add Accor China Program to your membership Useful if youre targeting Accor"  
[X Link](https://x.com/milesmintIN/status/2016713435091022231)  2026-01-29T03:22Z [----] followers, [----] engagements


"@suritalreja @CardNiti @kishorefinance AMEX is not accepted while routing wallet load via Zomato"  
[X Link](https://x.com/milesmintIN/status/2016824191941751147)  2026-01-29T10:42Z [----] followers, [--] engagements


"@SwipeTheory @CardNiti It doesnt work via Zomato. Never checked directly"  
[X Link](https://x.com/milesmintIN/status/2017044626407117021)  2026-01-30T01:18Z [----] followers, [--] engagements


"🚨 Another silent devaluation Amazon Fresh vouchers are no longer visible on iShop 👀 No email. No update. Just gone. Temporary rotation or the beginning of the end Hard to tell but reward history isnt kind"  
[X Link](https://x.com/milesmintIN/status/2017069475879931957)  2026-01-30T02:56Z [----] followers, [----] engagements


"@JIY_AVI Keeping finger crossed 🤞"  
[X Link](https://x.com/milesmintIN/status/2017074597032841573)  2026-01-30T03:17Z [----] followers, [--] engagements


"🚨 AMEX Platinum Travel applications closed Not really. Theres a working hack 👀 Heres how people are still getting it 👇 [--] Apply for AMEX Platinum Reserve via referral [--] Once approved & delivered immediately request upgrade/downgrade for AMEX Platinum Travel Card [--] Platinum Travel gets approved in [--] days 💡 Key part: Upgrade before annual fee hits fee charged is Platinum Travel not Reserve. 🍪 Takeaway: When doors close publicly AMEX still leaves a side entrance open. You just need to know the order. 😉 PS: This hack can be patched anytime so do apply immediately if you would like to have"  
[X Link](https://x.com/milesmintIN/status/2017090545160507597)  2026-01-30T04:20Z [----] followers, [----] engagements


"Pay AMEX credit card bill using AMEX itself (1000 sweet spot) 👀💳 Yes it works. And yes you can scale it smartly. Step-by-step hack [--] Create a MobiKwik account Activate Pocket UPI [--] Open Zomato app Payments Wallets MobiKwik [--] Click Add Funds Load [----] using AMEX credit card ⚠ Beyond [----] = 3.5% convenience fee [--] Open AMEX app / desktop Make a Payment Enter card details Select UPI QR code [--] Scan the QR using MobiKwik Pocket UPI Pay via wallet balance [--] 🎉 Bill paid + MobiKwik bonus cashback How to scale it (legit way) 👨👩👧👦 ✔ Use multiple Zomato + MobiKwik accounts ✔ Family members ="  
[X Link](https://x.com/milesmintIN/status/2017096030865826091)  2026-01-30T04:42Z [----] followers, 18.7K engagements


"This works really well for MRCC and Gold card to complete [--] Rs [----] transactions"  
[X Link](https://x.com/milesmintIN/status/2017096666541937159)  2026-01-30T04:44Z [----] followers, [---] engagements


"@RushilMehtani @thetrueccking Its free via Zomato right now. Tried today and it worked"  
[X Link](https://x.com/milesmintIN/status/2017106023648284982)  2026-01-30T05:22Z [----] followers, [--] engagements


"@Dry_Ad_1987 Yes thanks for correction"  
[X Link](https://x.com/milesmintIN/status/2017107633682141528)  2026-01-30T05:28Z [----] followers, [--] engagements


"@bikash97077 Not via Zomato"  
[X Link](https://x.com/milesmintIN/status/2017113529569202628)  2026-01-30T05:51Z [----] followers, [---] engagements


"@thetrueccking @raghav_mri In order to avoid risk you can use the wallet for other bank card payment"  
[X Link](https://x.com/milesmintIN/status/2017124204244848791)  2026-01-30T06:34Z [----] followers, [--] engagements


"@harshitxchawla try via zomato"  
[X Link](https://x.com/milesmintIN/status/2017124547280146675)  2026-01-30T06:35Z [----] followers, [---] engagements


"@Patil_Rupesh_S for others APAY wallet via zomato works better. 4K limit"  
[X Link](https://x.com/milesmintIN/status/2017148492633034817)  2026-01-30T08:10Z [----] followers, [---] engagements


"@RahulChhabrani @PranaySuhasMund @DealsDhamaka @Bonth2Nagireddy @AbhiChtrj @ProfessorCardz @spendwiselyx @contliving Yes you can invest in funds like HDFC equity advantage fund or ABSLPF secure retirement equity fund which invest up to 100% in equity"  
[X Link](https://x.com/milesmintIN/status/2017148704319558086)  2026-01-30T08:11Z [----] followers, [--] engagements


"@RahulChhabrani @PranaySuhasMund @DealsDhamaka @Bonth2Nagireddy @AbhiChtrj @ProfessorCardz @spendwiselyx @contliving open NPS online via Protean"  
[X Link](https://x.com/milesmintIN/status/2017149650701341022)  2026-01-30T08:15Z [----] followers, [--] engagements


"@RahulChhabrani @PranaySuhasMund @DealsDhamaka @Bonth2Nagireddy @AbhiChtrj @ProfessorCardz @spendwiselyx @contliving This is part of MSF scheme under NPS. First open NPS Tier [--] account and then contribute online in pension scheme. you will fine HDFC equity advantage fund here. select and invest"  
[X Link](https://x.com/milesmintIN/status/2017152543735042052)  2026-01-30T08:26Z [----] followers, [--] engagements


"@CAwhowrites Depends upon you use case. If you will like to have Accor Silver and Fasttrack then pay the taxation else go direct to upgrade it to plat travel. Keep in mind that for reserve you will pay 6K extra fees"  
[X Link](https://x.com/milesmintIN/status/2017164787357229371)  2026-01-30T09:15Z [----] followers, [--] engagements


"Accor quietly building depth in India. Novotel Vrindavan (opening 2029) = more options for ALL members"  
[X Link](https://x.com/milesmintIN/status/2017430379544907779)  2026-01-31T02:50Z [----] followers, [---] engagements


"@PUTHURUSAI Hi I havent tried for these [--] cards but follow the above process and try it to pay the credit card bill. MobiKwik app is required for the above process"  
[X Link](https://x.com/milesmintIN/status/2017435023398617353)  2026-01-31T03:09Z [----] followers, [--] engagements


"Try this too. Normally you cannot load in Amazon wallet vi AMEX card I think these cards might work Zomato Profile Payment Methods Apay Link Apay if it isn't already Load up to 4k/month into the Apay wallet via CC with zero charges Ensure Apay KYC is done - otherwise it loads as GV instead of wallet balance Use the wallet balance to pay Amex CC bills or transfer to bank account I prefer Amex Bills. https://twitter.com/i/web/status/2017437643529982058 https://twitter.com/i/web/status/2017437643529982058"  
[X Link](https://x.com/milesmintIN/status/2017437643529982058)  2026-01-31T03:19Z [----] followers, [--] engagements


"@Er_rankr 1% off was there when i bought its voucher [--] days back"  
[X Link](https://x.com/milesmintIN/status/2017529020892758037)  2026-01-31T09:22Z [----] followers, [--] engagements


"Stop parking short-term money in savings accounts. 2.75% interest vs 810% real inflation = silent loss every month. Money needed in [--] months ➡ Arbitrage funds (6% equity tax) ➡ Liquid funds (57% low risk) Savings a/c = transactions Funds = preservation Doing nothing is the costliest choice. https://t.co/14Y1jsSRZ8 https://t.co/14Y1jsSRZ8"  
[X Link](https://x.com/milesmintIN/status/2017838655877067174)  2026-02-01T05:53Z [----] followers, [----] engagements


"@ankitdewan Great details Ankit I am planning to book Westin Jaipur. This post gave me great insights on what can be expected at the property"  
[X Link](https://x.com/milesmintIN/status/2018072547141865709)  2026-02-01T21:22Z [----] followers, [---] engagements


"Use your HDFC Rewards Card to make partial payments on other bank credit cards 💳 Earn cashback while paying bills. Why miss rewards on mandatory spends 🚨 BIG UPDATE PayZapp App 🚨 💳 CC Bill Amount is now EDITABLE ❌ No more full amount due compulsion ✅ Pay ANY amount 🔥 Pay [-----] CC bill 🎁 Earn [----] Cashback using our favourite Rewards Debit Card This is a game-changer for cashback hunters 💥 Partial payment https://t.co/HrIytFhNVC 🚨 BIG UPDATE PayZapp App 🚨 💳 CC Bill Amount is now EDITABLE ❌ No more full amount due compulsion ✅ Pay ANY amount 🔥 Pay [-----] CC bill 🎁 Earn [----] Cashback"  
[X Link](https://x.com/milesmintIN/status/2018207618209345983)  2026-02-02T06:19Z [----] followers, [---] engagements


"@itzshikhar13 👍"  
[X Link](https://x.com/milesmintIN/status/2018274431223885854)  2026-02-02T10:44Z [----] followers, [---] engagements


"@Vivek_Jain5 https://www.americanexpress.com/en-in/credit-cards/apply/upgrade/personal/membership-rewards https://www.americanexpress.com/en-in/credit-cards/apply/upgrade/personal/membership-rewards"  
[X Link](https://x.com/milesmintIN/status/2018314495505150126)  2026-02-02T13:24Z [----] followers, [---] engagements


"AMEX Platinum Travel Card holder post-devaluation options: [--] Cant hit milestones before [--] Mar downgrade to MRCC [--] Can hit milestones complete first then downgrade to MRCC [--] Try Platinum travel annual fee waiver if denied transfer MR & close Simple. No emotions. Just math. 🔥 New AMEX Platinum Travel milestones from March [--] [----] 1.9L [----] MR 4L [-----] MR 7L [-----] MR + Taj voucher Lets be honest this devaluation hurts. Higher spends. Lower effective rewards. Value proposition diluted. Unless you heavily optimise MR 🔥 New AMEX Platinum Travel milestones from March [--] [----] 1.9L [----] MR 4L 10000"  
[X Link](https://x.com/milesmintIN/status/2018329741573726289)  2026-02-02T14:24Z [----] followers, [----] engagements


"AMEX Platinum Travel holders felt the hit 💥 Meanwhile one LTF card quietly delivers 2% on everyday spends. No annual fee. No chasing targets. Smart money applies early. Apply Scapia Credit Card here: https://apply.scapia.cards/landing_pagereferral_code=q9cbey 🔥 New AMEX Platinum Travel milestones from March [--] [----] 1.9L [----] MR 4L [-----] MR 7L [-----] MR + Taj voucher Lets be honest this devaluation hurts. Higher spends. Lower effective rewards. Value proposition diluted. Unless you heavily optimise MR https://apply.scapia.cards/landing_pagereferral_code=q9cbey 🔥 New AMEX Platinum Travel"  
[X Link](https://x.com/milesmintIN/status/2018345281608388637)  2026-02-02T15:26Z [----] followers, [---] engagements


"@SandeepAr0rA Delivery"  
[X Link](https://x.com/milesmintIN/status/2018708415770501281)  2026-02-03T15:29Z [----] followers, [---] engagements


"Looks like another beauty from Accor. Stunning pictures and mesmerising views definitely a place to stay whenever youre in Phuket. If youre looking for a [--] day short vacation.stop scrolling. Look no further than Pullman Phuket Arcadia Naithon Beach Phuket. The best part Its just [--] mins from Phuket airport.no long drives no travel fatigue. You land & youre already on vacation mode. https://t.co/xeSI2J6XuO If youre looking for a [--] day short vacation.stop scrolling. Look no further than Pullman Phuket Arcadia Naithon Beach Phuket. The best part Its just [--] mins from Phuket airport.no long"  
[X Link](https://x.com/milesmintIN/status/2018926928527606226)  2026-02-04T05:57Z [----] followers, [---] engagements


"Tax isnt always about what you invest in sometimes its about who owns it. Gift smart and capital gains can legally drop to ZERO. 💎 💎 Perfect (legal) hack to save tax on Mutual Fund capital gains Almost nobody uses this 👇 🧠 The strategy: Gift Mutual Fund units to the right family member. ✅ Equity Mutual Funds Gift to parents / adult children Gift is tax-free Original cost + holding period https://t.co/znnQ30fixs 💎 Perfect (legal) hack to save tax on Mutual Fund capital gains Almost nobody uses this 👇 🧠 The strategy: Gift Mutual Fund units to the right family member. ✅ Equity Mutual"  
[X Link](https://x.com/milesmintIN/status/2019036913093705887)  2026-02-04T13:14Z [----] followers, [---] engagements


"❌ AMEX Application Rejected Not for income not for CIBIL. Reason 👉 You already hold [--] Amex Credit Cards. 📌 Amex India rule: Only [--] lending (credit) cards per individual allowed. Want a new one You must close one existing card first then reapply"  
[X Link](https://x.com/milesmintIN/status/2019275412250194294)  2026-02-05T05:02Z [----] followers, [----] engagements


"ICICI EPM is dead after voucher devaluation Not really. Heres why it STILL makes sense 👇 [--] 100% reward redemption on flight tickets No 70% cap games. What you earn = what you use ✈ [--] Flight prices are competitive Often cheaper vs SMARTBUY & Hopper rewards + pricing both matter. [--] Taj Epicure = real value ✔ Epicure membership ✔ [--] complimentary night stay Hard benefits not brochure perks 🏨 [--] Strong soft features add up EazyDiner membership 🍽 BOGO movie tickets 🎬 [--] free flight cancellation refunds ✈ These save real money over the year. [--] Voucher rewards still beat Infinia (mostly) Amazon &"  
[X Link](https://x.com/milesmintIN/status/2011276939072594169)  2026-01-14T03:19Z [----] followers, [----] engagements


"Many people are getting first-hand updates on 💳 credit card hacks 🎯 limited-time offers 🥇 gold offers directly on our WhatsApp Channel. No spam. Only actionable info. If you dont want to miss out join now 👇 https://whatsapp.com/channel/0029VbBOjCG77qVJfP0R5B37 https://whatsapp.com/channel/0029VbBOjCG77qVJfP0R5B37"  
[X Link](https://x.com/anyuser/status/2018577201604751458)  2026-02-03T06:48Z [----] followers, [----] engagements

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