# ![@markcecchini Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::881486490.png) @markcecchini Mark Cecchini, CFP®

Mark Cecchini, CFP® posts on X about money, investment, flow, cash flow the most. They currently have [------] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::881486490/interactions)
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- [--] Week [-------] -86%
- [--] Month [---------] +32%
- [--] Months [---------] +794%
- [--] Year [----------] +174%

### Mentions: [--] [#](/creator/twitter::881486490/posts_active)
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- [--] Month [--] +10%
- [--] Months [---] +4.40%
- [--] Year [---] -7.60%

### Followers: [------] [#](/creator/twitter::881486490/followers)
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- [--] Week [------] +0.47%
- [--] Month [------] +23%
- [--] Months [------] +54%
- [--] Year [------] +93%

### CreatorRank: [-------] [#](/creator/twitter::881486490/influencer_rank)
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### Social Influence

**Social category influence**
[finance](/list/finance)  45% [technology brands](/list/technology-brands)  3.57% [social networks](/list/social-networks)  2.14% [countries](/list/countries)  1.43% [stocks](/list/stocks)  0.71% [luxury brands](/list/luxury-brands)  0.71% [automotive brands](/list/automotive-brands)  0.71%

**Social topic influence**
[money](/topic/money) 11.43%, [investment](/topic/investment) 7.86%, [flow](/topic/flow) #1613, [cash flow](/topic/cash-flow) #100, [capital gains](/topic/capital-gains) #83, [if you](/topic/if-you) 4.29%, [liquidity](/topic/liquidity) #658, [retirement](/topic/retirement) #1349, [financial](/topic/financial) 2.86%, [$1m](/topic/$1m) #685

**Top accounts mentioned or mentioned by**
[@bmfiore2](/creator/undefined) [@attorney_cpa](/creator/undefined) [@860finance](/creator/undefined) [@scalingshields](/creator/undefined) [@dougbisio](/creator/undefined) [@alwayspreparing](/creator/undefined) [@bullishbucket](/creator/undefined) [@debfoxfinancial](/creator/undefined) [@cliffcornell](/creator/undefined) [@nefuller](/creator/undefined) [@markmur23829385](/creator/undefined) [@ajthecpa1226](/creator/undefined) [@reboundcapital](/creator/undefined) [@openai](/creator/undefined) [@apompliano](/creator/undefined) [@tgatzemeier](/creator/undefined) [@attorneycpa](/creator/undefined) [@gainsb1](/creator/undefined) [@ankurnagpal](/creator/undefined) [@robertmsterling](/creator/undefined)

**Top assets mentioned**
[Flex Ltd. Ordinary Shares (FLEX)](/topic/$flex)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Dear V Im sorry your grandparents settled in the northeast. Well visit warm climates at least once every winter season. -Dad"  
[X Link](https://x.com/markcecchini/status/2015925732266958986)  2026-01-26T23:12Z 15.4K followers, [----] engagements


"10 months ago my wife decided to quit working and be a SAHM. Will she ever work again TBD. Thats up to her in the future. But Im operating as if she wont earn another dollar.ever. unless she *wants* to. Not needs to"  
[X Link](https://x.com/markcecchini/status/2015975849686622455)  2026-01-27T02:31Z 15.4K followers, 16.2K engagements


"nobody cares work harder"  
[X Link](https://x.com/markcecchini/status/2016117204077384081)  2026-01-27T11:52Z 15.4K followers, [----] engagements


""Tax Transition Analysis" for new client portfolios: [--]. You hold some investments today (let's call that Portfolio "A"). [--]. You want to hold different investments (let's call that Portfolio "B") [--]. We have $____ of unrealized STCG / LTCG today. STCG = Short-Term Capital Gains LTCG = Long-Term Capital Gains [--]. After analysis we are comfortable realizing $_____ amount of capital gain on top of our other taxable income this year to get from Portfolio "A" to Portfolio "B". --- Tax tail should not wag the investment dog. [--]. Here is the basket of securities we're going to hold to make sure the new"  
[X Link](https://x.com/markcecchini/status/2016227928112021629)  2026-01-27T19:12Z 15.4K followers, [----] engagements


"Me: and what is your initial hire grant value at the current 409A Them: something around $60000000 Me: And remind me how long youve have been with the company Them: [--] years"  
[X Link](https://x.com/markcecchini/status/2016283919331602434)  2026-01-27T22:55Z 15.4K followers, 18.5K engagements


"What you see on here is really just a glimpse of my life and career in the last [--] years Ive shared some of this but just like the iceberg metaphor heres what you dont see: -A failed serious relationship after moving from LA to Montana that had me essentially starting over my entire life and career at [--] in a place where I knew no one -Way too many past employers including [--] wealthtech startups (1 which ended after just [--] months) -A complete lack of financial discipline for the majority of my 20s -Yo-yo cycles of a inactive/unhealthy lifestyle then to hardcore fitness then back again -Years"  
[X Link](https://x.com/markcecchini/status/2016501588609687624)  2026-01-28T13:20Z 15.4K followers, [----] engagements


"Oh my god no Were testing something new. Full-service tax filing. Estate planning. And a dedicated CFP professional. Plus a 1% match on all transfers from another brokerage. Terms apply. This isnt DIY taxes or AI-generated guidance. These are premium Concierge Services delivered through https://t.co/NSRm8OgoRj Were testing something new. Full-service tax filing. Estate planning. And a dedicated CFP professional. Plus a 1% match on all transfers from another brokerage. Terms apply. This isnt DIY taxes or AI-generated guidance. These are premium Concierge Services delivered through"  
[X Link](https://x.com/markcecchini/status/2016859557062996353)  2026-01-29T13:02Z 15.4K followers, 53K engagements


"COMMANDER: Alright men gather round. Your investment account 1099s are ready for tax filing. TROOP 1: Duly noted sir. Let it be written COMMANDER: It says here you received interest well done. TROOP 1: So it shall be. COMMANDER: That's reported on a 1099-INT. TROOP 1: What do I do with it COMMANDER: You pay taxes on it. TROOP 1: How much COMMANDER: Your ordinary income tax rate. TROOP 1: What's that COMMANDER: Whatever tax bracket you're in. TROOP 1: What bracket am I in COMMANDER: Depends on your other income. TROOP 1: I'm sure that will be easy to determine Thank you sir."  
[X Link](https://x.com/markcecchini/status/2016925566822469869)  2026-01-29T17:25Z 15.4K followers, 17.9K engagements


"@cliffcornell_ Forgive me if I'm skeptical after working at [--] different tech startups trying to deliver mass market financial planning with a tech overlay :)"  
[X Link](https://x.com/markcecchini/status/2016991161865380033)  2026-01-29T21:45Z 15.4K followers, [---] engagements


"So you want to run a one-time comprehensive financial plan like we do in the big leagues Here's what you'll need: [--]. Investments and Equity Compensation ☐ Investment account statement(s) include all ☐ 401(k) or 403(b) statements from former employer(s) if applicable ☐ Annuity contract statements if any ☐ Stock option grant agreements (incentive stock options and/or non-qualified options) ☐ Stock option vesting schedules and exercise history ☐ Restricted Stock Unit (RSU) award agreements and vesting schedules ☐ ESPP (Employee Stock Purchase Plan) enrollment and purchase history ☐ Deferred"  
[X Link](https://x.com/markcecchini/status/2017238080348991519)  2026-01-30T14:06Z 15.4K followers, 30.1K engagements


"new A/V setup live just in time for Friday office hours"  
[X Link](https://x.com/markcecchini/status/2017299878808891853)  2026-01-30T18:12Z 15.4K followers, [----] engagements


"Its funny how people will gladly pay a 2% annual management fee and 20% carry just to underperform liquid markets for 10+ years. but 0.60% - 1.0% of AUM per year for ongoing comprehensive wealth management out of the question"  
[X Link](https://x.com/markcecchini/status/2017427097782767965)  2026-01-31T02:37Z 15.4K followers, 73K engagements


"**wasnt referring to the entire asset class we invest in PE **VC also charges [--] and [--] **most of us do a heck of a lot more than basic asset allocation on the investment side + planning + tax consulting **this was a commentary about consumer fee sensitivity and mental accounting https://twitter.com/i/web/status/2017593854078140735 https://twitter.com/i/web/status/2017593854078140735"  
[X Link](https://x.com/markcecchini/status/2017593854078140735)  2026-01-31T13:40Z 15.4K followers, [----] engagements


"@nefuller @MarkMur23829385 the irony of them legitimately coding Claude and ChatGPT as we speak but still wanting a human financial planner"  
[X Link](https://x.com/markcecchini/status/2017660140841742829)  2026-01-31T18:03Z 15.4K followers, [--] engagements


"for the love of god can someone build an app that takes AI generated text and removes all the em dashes and other weird line breaks and asterisks that no one wants when you copy and paste"  
[X Link](https://x.com/markcecchini/status/2017726496366837931)  2026-01-31T22:27Z 15.4K followers, [----] engagements


"In my view your "core" financial plan includes cash flow investments balance sheet taxes etc Cash flow + investments fuel the engine that drives the car Your "ancillary" financial plan involves insurance estate planning legal benefits etc. That's what makes a well-oiled (and protected) machine: https://twitter.com/i/web/status/2018427546170462545 https://twitter.com/i/web/status/2018427546170462545"  
[X Link](https://x.com/markcecchini/status/2018427546170462545)  2026-02-02T20:53Z 15.4K followers, [----] engagements


"I dont have anything to sell you but if you found value in this throw me a follow 🙏🏼 If youre a high net worth individual contemplating a plan for delegating this check out my Linktree: https://linktr.ee/mcecchini https://linktr.ee/mcecchini"  
[X Link](https://x.com/markcecchini/status/2018486827234070943)  2026-02-03T00:48Z 15.4K followers, 135.4K engagements


"Wondering where your investment 1099s are Your brokerage house likely has an ETA published for each account I'm setting a reminder on my calendar now for ours:"  
[X Link](https://x.com/markcecchini/status/2018535208929153078)  2026-02-03T04:01Z 15.4K followers, [----] engagements


"Chatting with a friend from high school that might come onboard Has a bunch of equity in Anduril His strike price $1.00/sh. Some people really are the favorites man 😂"  
[X Link](https://x.com/markcecchini/status/2018686040853090788)  2026-02-03T14:00Z 15.4K followers, 18.8K engagements


"2000 new followers in [--] hours (). Sincere thanks for being here. Heres who I am why Ive invested time here and examples of content you can expect  In short I'm a holistic personal CFO for tech employees founders and high performers. My clients want to: Buy their time back Get hyper-specific advice in specialized areas Build out a complete financial/legal team of A players Build out a comprehensive plan for their financial lives and career I live in Eastern PA with my wife [--] y/o daughter and [--] y/o Labradoodle. Our 2nd child is due in early April. A big part of my work is helping clients find"  
[X Link](https://x.com/markcecchini/status/2018721262927745515)  2026-02-03T16:20Z 15.4K followers, [----] engagements


"jump scare in my mailbox when I got home today"  
[X Link](https://x.com/markcecchini/status/2018824505892954498)  2026-02-03T23:10Z 15.4K followers, 11.4K engagements


"@ajthecpa1226 Im not sure whats worse that or my client who gets their returns done by someone in their community in exchange for a $100 box of gun ammo"  
[X Link](https://x.com/markcecchini/status/2019040890971676907)  2026-02-04T13:30Z 15.4K followers, [----] engagements


"Me: hey. show me recent emails that contain the phrase tender offer deadline Email search: hey Heres every email youve ever sent or received in the last [--] years that contains the word off line or the letter t"  
[X Link](https://x.com/markcecchini/status/2019080419937837074)  2026-02-04T16:07Z 15.4K followers, [----] engagements


"Mega Backdoor Roth [----] Study it. Live it. Ask your employer about it"  
[X Link](https://x.com/markcecchini/status/2019128185938670051)  2026-02-04T19:17Z 15.4K followers, [----] engagements


"@860Finance @rebound_capital Against what Cant hedge if youre an employee"  
[X Link](https://x.com/markcecchini/status/2019136905108226367)  2026-02-04T19:52Z 15.4K followers, [---] engagements


"If you can handle all this without any help [---] kids under [--] -millions in company equity -millions in liquid investments -multiple properties -angel checks -AMT / AMT credits from options -crypto holdings -estate planning -tax planning / estimated taxes / tax filing -life insurance -disability insurance -education funding -cash flow optimization -property and casualty insurance -charitable giving You are a legend"  
[X Link](https://x.com/markcecchini/status/2019202463530660124)  2026-02-05T00:12Z 15.4K followers, 11.9K engagements


".@OpenAI recently switched from PPUs to double-trigger RSUs for employee grants What's a "double-trigger" RSU It's a restricted stock unit (typically for a privately held company) that is earned according to a pre-determined schedule but does not become taxable (or fully owned) until a qualifying liquidity event occurs double-triggers = 1) time schedule 2) liquidity event You'll only owe taxes once the company's shares are "liquid" and you can actually sell those shares to access cash You might have to make tax elections in advance of you being able to sell them (22% or 37% Federal).such as"  
[X Link](https://x.com/markcecchini/status/2019408326304415896)  2026-02-05T13:50Z 15.4K followers, [----] engagements


"SpaceX and xAI employees opening up their Linkedin DMs this week"  
[X Link](https://x.com/markcecchini/status/2019439857282469988)  2026-02-05T15:55Z 15.4K followers, [----] engagements


"travel dad mode engaged time to lock in"  
[X Link](https://x.com/markcecchini/status/2019490593194336319)  2026-02-05T19:17Z 15.4K followers, [----] engagements


"@APompliano Cope"  
[X Link](https://x.com/markcecchini/status/2019496863053840797)  2026-02-05T19:42Z 15.4K followers, [----] engagements


"Resurfacing this income tax primer as tax season gets into full swing Understanding taxes could mean hundreds of thousands in added lifetime net worth. Once it clicks you never forget it. I do in-depth tax planning and have taught income tax planning for 5+ years. Here's how I communicate key concepts in tax (with custom slides for each): https://t.co/zUMT7zevZM Understanding taxes could mean hundreds of thousands in added lifetime net worth. Once it clicks you never forget it. I do in-depth tax planning and have taught income tax planning for 5+ years. Here's how I communicate key concepts"  
[X Link](https://x.com/markcecchini/status/2019547592770695269)  2026-02-05T23:04Z 15.4K followers, [----] engagements


"International stocks Emerging market stocks Small/mid cap stocks Value stocks Alternatives Thats it thats the tweet"  
[X Link](https://x.com/markcecchini/status/2019777098483634604)  2026-02-06T14:16Z 15.4K followers, 10.2K engagements


"There are new millionaires being minted every day via pre-IPO equity compensation There are many who understand RSUs. There are few who understand stock options. Below is a breakdown of private stock options as you've probably never seen"  
[X Link](https://x.com/markcecchini/status/2020134615181140248)  2026-02-07T13:56Z 15.4K followers, [----] engagements


"Life Cycle of a Stock Option The life cycle of a stock option is a journey of decisions. Each step presents opportunities to maximize value and minimize risk. Most people neglect Step [--] ("Plan") and [--] ("Deploy")"  
[X Link](https://x.com/markcecchini/status/2020134655559692458)  2026-02-07T13:56Z 15.4K followers, [---] engagements


"Non-Qualified Stock Options (NSO / NQSO) NSOs are a balancing act of ordinary income exercise costs and capital gains. Timing is everything when it comes to exercising and selling"  
[X Link](https://x.com/markcecchini/status/2020134663591760007)  2026-02-07T13:56Z 15.4K followers, [---] engagements


"Incentive Stock Options (ISO).Qualifying When an ISO is sold MORE than [--] years post-grant and MORE than [--] year post-exercise. Result Long-term capital gains (highly beneficial % vs ordinary income)"  
[X Link](https://x.com/markcecchini/status/2020134671330181581)  2026-02-07T13:56Z 15.4K followers, [---] engagements


"ISO Bargain Element can push you into AMT territory and result in massive tax bills. This isn't necessarily a reason NOT to exercise but it has to be considered strongly"  
[X Link](https://x.com/markcecchini/status/2020134676682178709)  2026-02-07T13:56Z 15.4K followers, [---] engagements


"AMT Credit Generation / Recapture after Exercising ISOs The long game of ISO tax planning. Patience can pay off as credits are reclaimed in future tax years where Federal Tax Liability AMT Tax Liability"  
[X Link](https://x.com/markcecchini/status/2020134682843660449)  2026-02-07T13:56Z 15.4K followers, [---] engagements


"Note: California is an example of a state that does not recognize this exemption"  
[X Link](https://x.com/markcecchini/status/2020134710395941057)  2026-02-07T13:57Z 15.4K followers, [---] engagements


"83(b) Election (pay tax now) Filing this election early allows you to pay tax now (sometimes $0) when the equity isn't worth much. The rest of the appreciation occurs as capital gains"  
[X Link](https://x.com/markcecchini/status/2020134716947476880)  2026-02-07T13:57Z 15.4K followers, [---] engagements


"One of my clients recently started jokingly referring to me as the fixer 😂 She's not wrong. Advisors have to be ready for just about anything at any time. Things that came up within the span of just [--] week in recent memory: --Change of citizenship and needing a wire sent overseas to pay for a lawyer helping with the process --Taking over for someone's Mom's advisor who is not serving her well --Needing an updated PFS prepared for an in-progress SBA loan in advance of a business purchase about to close --Accepting wire proceeds from a recent company M&A transaction and planning for tax set"  
[X Link](https://x.com/markcecchini/status/2020227857897648145)  2026-02-07T20:07Z 15.4K followers, [----] engagements


"@scaling_shields Your mate works at the local edward jones branch. sorry to let you know this way"  
[X Link](https://x.com/markcecchini/status/2020269601914048713)  2026-02-07T22:53Z 15.4K followers, 10.4K engagements


"@DougBisio @scaling_shields No"  
[X Link](https://x.com/markcecchini/status/2020307111532757437)  2026-02-08T01:22Z 15.4K followers, [---] engagements


"Its wild how much less risk some people would take with their investments if they just sat down and ran their full financial plan + Monte Carlo assuming an average rate of return of maybe 5-7% per year"  
[X Link](https://x.com/markcecchini/status/2020548228358316149)  2026-02-08T17:20Z 15.4K followers, 30.6K engagements


"Somewhere in America an insurance-focused financial advisor is confidently preparing for a meeting tomorrow where they will convince a [--] y/o couple to put 100% of their IRAs in variable annuities. So yeah go ahead and make that social media post youve been thinking about"  
[X Link](https://x.com/markcecchini/status/1954666618853700033)  2025-08-10T22:10Z 15.5K followers, 15.2K engagements


"my version of the "tax control triangle": Pre-tax = tax savings/deferral this year pay tax later upon withdrawal (unless HSA/FSA used properly) Roth = pay tax today then dollars are tax-free for the long term. withdraw original *contributions* from Roth IRA at any time. After-tax = flexibility access funds at any time pay tax annually but only on realized capital gains & taxable interest/dividend income. Balance all [--] properly and YOU can help control your lifetime tax bill not the IRS"  
[X Link](https://x.com/markcecchini/status/2013057363175956489)  2026-01-19T01:14Z 15.5K followers, [----] engagements


"Sorry but this is off base Nobody works with me for access to alts I work with (and speak to) people with between 1-30 million all day every day.evergreen PE is everywhere nowVC funds and startup/late stage SPVs are all the rage (who also have the [--] and [--] structure) Its not just UHNW and it sure as hell does lead to underpeformance in many cases https://twitter.com/i/web/status/2017922306903879730 https://twitter.com/i/web/status/2017922306903879730"  
[X Link](https://x.com/markcecchini/status/2017922306903879730)  2026-02-01T11:25Z 15.5K followers, [---] engagements


"Last year I owed the IRS $5000 at tax filing. This year well be getting a $5000 refund from the IRS at tax filing. Its so fun passing money back and forth to our government with 0% interest 🫶🏼"  
[X Link](https://x.com/markcecchini/status/2018488212142821379)  2026-02-03T00:54Z 15.5K followers, 14.4K engagements


"whomst CEO in Fort Myers Beach just took private equity money"  
[X Link](https://x.com/markcecchini/status/2019919324190785796)  2026-02-06T23:41Z 15.5K followers, [----] engagements


"Next [--] hours: Fly RSW - PHL Drive [--] hour PHL to home Catch up on as much work as possible Drive [--] hours to NYC Check in hotel Sleep Wake up Present to RIA technology/practice summit"  
[X Link](https://x.com/markcecchini/status/2021192836108927401)  2026-02-10T12:01Z 15.5K followers, [----] engagements


"Based on what Im seeing and hearing rn a lot of people are going to find out the hard way what depreciation recapture is down the line"  
[X Link](https://x.com/markcecchini/status/2021323635504316463)  2026-02-10T20:41Z 15.5K followers, 124.4K engagements


"not the worst hotel room view"  
[X Link](https://x.com/markcecchini/status/2021402318655324472)  2026-02-11T01:54Z 15.5K followers, [----] engagements


"good day to have a day"  
[X Link](https://x.com/markcecchini/status/2021583964784209922)  2026-02-11T13:55Z 15.5K followers, [----] engagements


"They dont want stock picks. They want a planning roadmap and guardrails. They want someone who will pick up the phone respond quickly and add massive value"  
[X Link](https://x.com/markcecchini/status/2021665844766310444)  2026-02-11T19:21Z 15.5K followers, [----] engagements


"2) Liquidity events are exciting (and terrifying). Tech employees about to vest millions in double-trigger pre-IPO RSUs dont celebrate. They ask: Whats taxable When How do I avoid blowing it What's a lockup period"  
[X Link](https://x.com/markcecchini/status/2021665850214785509)  2026-02-11T19:21Z 15.5K followers, [----] engagements


"A liquidity event without a plan can turn a life-changing event into a disaster"  
[X Link](https://x.com/markcecchini/status/2021665854966898689)  2026-02-11T19:21Z 15.5K followers, [----] engagements


"3) Professional success doesnt mean personal organization. A medical pro making $1M+ a year still battles financial chaos: Identity theft [--] credit cards forgotten auto-pays and no household cash flow system. Money coming in isnt the problem.coordination is"  
[X Link](https://x.com/markcecchini/status/2021665857437364448)  2026-02-11T19:21Z 15.5K followers, [----] engagements


"The need is for someone to sequence decisions so life stops feeling like whack-a-mole"  
[X Link](https://x.com/markcecchini/status/2021665863485530138)  2026-02-11T19:21Z 15.5K followers, [---] engagements


"5) Were clearly wealthybut it doesnt feel like it. Couples sitting on $5-15M often admit that. Why"  
[X Link](https://x.com/markcecchini/status/2021665866861965763)  2026-02-11T19:21Z 15.5K followers, [---] engagements


"6) Personal backgrounds shape money scripts. One spouse grew up in a frugal white-collar household. The other From a spend it if you earned it entrepreneurial family"  
[X Link](https://x.com/markcecchini/status/2021665872088076633)  2026-02-11T19:21Z 15.5K followers, [---] engagements


"The clash shows up in every large purchase and in other subtle ways. Financial planning becomes marriage counseling with spreadsheets and shared budgeting apps"  
[X Link](https://x.com/markcecchini/status/2021665874399080565)  2026-02-11T19:21Z 15.5K followers, [---] engagements


"7) High W-2 income is fragile. An exec earning $2.5M/year feels rich until he realizes one board change can cut that to zero. Taxes are painful. They don't need another growth investment. They need asset protection tax planning tax-aware investing and work optionality"  
[X Link](https://x.com/markcecchini/status/2021665876907274502)  2026-02-11T19:21Z 15.5K followers, [---] engagements


"8) Entrepreneurs are allergic to being boxed in. Doctors founders and creatives who build businesses dont want a rigid retirement plan. They want work optionality.the freedom to scale up or down without guilt or financial stress. They need to see numbers behind that"  
[X Link](https://x.com/markcecchini/status/2021665879344189843)  2026-02-11T19:21Z 15.5K followers, [---] engagements


"9) The most stressful line item might not be the mortgage It might be student loans. Even with 7-figure incomes $500K+ of medical school debt feels like a chain. PSLF refinancing forgiveness vs. payoff. These decisions carry more emotional weight than any investment"  
[X Link](https://x.com/markcecchini/status/2021665881663623184)  2026-02-11T19:21Z 15.5K followers, [---] engagements


"13) No ones immune to lifestyle creep $30K/month feels like *survival* for some households. Not because theyre reckless but because the mix of private school IVF healthcare travel and housing costs can quietly scale without oversight"  
[X Link](https://x.com/markcecchini/status/2021665891335700578)  2026-02-11T19:21Z 15.5K followers, [---] engagements


"14) Everyone wants a simple plan.until the tax bill hits Once someone owes $1M+ in April their desire for simplicity might go out the window. The best planning balances clarity with the right dose of complexity where it saves real money"  
[X Link](https://x.com/markcecchini/status/2021665893583847669)  2026-02-11T19:21Z 15.5K followers, [---] engagements


"15) The real wealth flex isnt a Ferrari Its writing a $20K check to help a sibling through IVF without blinking. True wealth is measured in how little stress money causes when life happens"  
[X Link](https://x.com/markcecchini/status/2021665895865561416)  2026-02-11T19:21Z 15.5K followers, [---] engagements


"16) The builders itch can wreck a post-exit plan. A founder sells a upstart media platform wakes up with way less liquidity than they planned forand immediately starts something. After covering taxes and paying back investors.there might not be much left. Back at it"  
[X Link](https://x.com/markcecchini/status/2021665898197635082)  2026-02-11T19:21Z 15.5K followers, [---] engagements


"After dozens of conversations this year these are the themes that repeat: .The financial gap between spouses. .The balance between earning spending and saving. .The need for help navigating a large liquidity event"  
[X Link](https://x.com/markcecchini/status/2021665900319895883)  2026-02-11T19:21Z 15.5K followers, [---] engagements


"Give away the knowledge and ideas. Sell the execution"  
[X Link](https://x.com/markcecchini/status/2021712506969067596)  2026-02-11T22:26Z 15.5K followers, [----] engagements


"@T_Gatzemeier Love it. Huge for modeling burn rate or surplus capacity"  
[X Link](https://x.com/markcecchini/status/2022060614987002258)  2026-02-12T21:29Z 15.5K followers, [---] engagements


"@BMFiore2 surplus cash flow goes to taxable investments"  
[X Link](https://x.com/markcecchini/status/2022148166163083381)  2026-02-13T03:17Z 15.5K followers, [--] engagements


"@BMFiore2 Thats qualified retirement savings"  
[X Link](https://x.com/markcecchini/status/2022150950073643193)  2026-02-13T03:28Z 15.5K followers, [--] engagements


"COMMANDER: Were fighting for freedom. And part of that freedom is the freedom to retire with dignity. So were going to start accounts called 401(k)s. SOLDIER 1: Whats a 401(k) COMMANDER: Its a retirement account. You put money in it grows tax-free you take it out when youre old. SOLDIER 2: So I dont pay taxes on it COMMANDER: Well you pay taxes later. When you withdraw. SOLDIER 2: So its not tax-free. COMMANDER: Itstax-deferred. SOLDIER 2: Whats the difference COMMANDER: You pay taxes later instead of now. SOLDIER 1: What if I want to pay taxes now COMMANDER: Then you do a Roth 401(k)."  
[X Link](https://x.com/markcecchini/status/2011137539541721363)  2026-01-13T18:05Z 15.5K followers, 1.7M engagements


"The majority of couples have [--] partner who takes on all responsibility for managing finances & household admin Despite this few people have created a detailed document for their partner if they weren't around I did this for my wife and I'm now sharing my template publicly:"  
[X Link](https://x.com/markcecchini/status/2018379980779008173)  2026-02-02T17:44Z 15.5K followers, 2M engagements


"Simply go to "File" -- "Make a Copy" to fill it out for yourself https://docs.google.com/document/d/1Uo7Fb89M0_UqeaRWEN-MyOnY7m-yjAbMOwgom3ApK58/edittab=t.0 https://docs.google.com/document/d/1Uo7Fb89M0_UqeaRWEN-MyOnY7m-yjAbMOwgom3ApK58/edittab=t.0"  
[X Link](https://x.com/markcecchini/status/2018380091550495180)  2026-02-02T17:44Z 15.5K followers, 363.7K engagements


"Selling equity during a hype cycle isnt paper handsquite the opposite Its simply admitting that: -Ive won the game -I am now playing with house money -This will not last forever -Cashing out is not a binary decision -I can leave the rest for the upside scenario -The net proceeds can be reinvested or spent on something my family needs or wants https://twitter.com/i/web/status/2019037990148776071 https://twitter.com/i/web/status/2019037990148776071"  
[X Link](https://x.com/markcecchini/status/2019037990148776071)  2026-02-04T13:19Z 15.5K followers, [----] engagements


"@alwayspreparing Haha always be closing ()"  
[X Link](https://x.com/markcecchini/status/2021765125615542738)  2026-02-12T01:55Z 15.5K followers, [--] engagements


"I was today years old when I realized that DM requests are buried in the new UI I havent seen any of those m messages since NOVEMBER sincere apologies for anyone who reached out (especially about how to attend yesterdays gig in NYC) Ill be digging out in the coming days"  
[X Link](https://x.com/markcecchini/status/2021928058757009883)  2026-02-12T12:43Z 15.5K followers, [----] engagements


"one of my favorite views for clients is the 5-year cash flow report a clean forward-looking view of: Income Spending Taxes Liquidity events Major purchases Expected surplus or shortfall there's nowhere to hide most financial stress lives in the next 24-48 months not in [----] https://twitter.com/i/web/status/2022039173884973271 https://twitter.com/i/web/status/2022039173884973271"  
[X Link](https://x.com/markcecchini/status/2022039173884973271)  2026-02-12T20:04Z 15.5K followers, 16K engagements


"Dear estate planners and accountants: Please also provide your clients with a DIGITAL copy of their estate documents and tax returns. No one owns a scanner anymore. Thank you -The entire financial planning community"  
[X Link](https://x.com/markcecchini/status/2022148405095723454)  2026-02-13T03:18Z 15.5K followers, 12.1K engagements


"@Attorney_CPA Of course we do This is about clients Its unnecessary toil in the data collection process I also work with 95% of my clients virtually and theyd have to mail everything in"  
[X Link](https://x.com/markcecchini/status/2022261723030335671)  2026-02-13T10:49Z 15.5K followers, [---] engagements


"@BullishBucket "Planned Savings" are retirement plan contributions "Net Cash Flow" typically gets plowed into the taxable portfolio but you can define exactly where it goes in the software dollar by dollar and account by account (or you can tell the system to spend it)"  
[X Link](https://x.com/markcecchini/status/2022307724281745670)  2026-02-13T13:51Z 15.5K followers, [--] engagements


"1. Exercise your ISO options [--]. *Maybe* pay AMT in the year of exercise [--]. Hold shares for [--] year post-exercise and [--] years post-grant [--]. Sell shares for cash [--]. Pay long-term capital gains % on (sale price - strike price) instead of ordinary income % Congrats. You just exercised and sold incentive stock options under a Qualifying Disposition. https://twitter.com/i/web/status/2022404917126643725 https://twitter.com/i/web/status/2022404917126643725"  
[X Link](https://x.com/markcecchini/status/2022404917126643725)  2026-02-13T20:18Z 15.5K followers, [----] engagements


"@DebFoxFinancial Certainly understand that it depends on the age demographic and preference Was ultimately referring to the financial planning data gathering process in which we ask for copies of all relevant docs my average client age is 40"  
[X Link](https://x.com/markcecchini/status/2022448497480626215)  2026-02-13T23:11Z 15.5K followers, [--] engagements


"If information and technology were the only keys to success wed all be multi-millionaires with six pack abs perfect marriages and well-adjusted kids thats why your argument is invalid Unless you have $5M+ AI is already good enough to be your financial advisor. Even then its probably good enough Try it. Share net worth where/how youve allocated assets what your goals are. Ask it to analyze and identify opportunities for improvement. Stress test different Unless you have $5M+ AI is already good enough to be your financial advisor. Even then its probably good enough Try it. Share net worth"  
[X Link](https://x.com/markcecchini/status/2022497040232780038)  2026-02-14T02:24Z 15.5K followers, [----] engagements


""I work with an advisor and accountant but neither of them have have a clue about equity compensation." Yeah we should change that. Theres far too much at stake. Theyll understand the switch. (They might even be relieved.)"  
[X Link](https://x.com/markcecchini/status/2022658886625562794)  2026-02-14T13:07Z 15.5K followers, [----] engagements


"My [--] m/o is currently obsessed with Toy Story. Like cries when she cant wear her Woody t-shirt when its dirty obsessed. The original movie came out when I was [--] year old. That kind of staying power is insane"  
[X Link](https://x.com/markcecchini/status/2022696077934366978)  2026-02-14T15:34Z 15.5K followers, [---] engagements


"I havent posted a business update in a bit because I was waiting for this one. Today I officially crossed $100000000 in discretionary assets under management. I started building an advisory practice from scratch when I joined Compound back in late [----]. I had a lot of help with marketing and lead flow at the company level for a little pre-merger. When I left the company I was fortunate enough to have [--] fantastic clients and about $35000000 in assets voluntarily follow me to my new firm in May [----]. In the last [--] months Ive added [--] clients $65000000 in assets and $450K of revenue through"  
[X Link](https://x.com/markcecchini/status/1930017447622377484)  2025-06-03T21:43Z 15.5K followers, 32.9K engagements


"65%+ of couples have [--] partner who takes on most of the responsibility for managing finances. Very few of them have created instructions for their partner if they weren't here. I did this for my wife as part of our estate plan and I'm now sharing my template publicly:"  
[X Link](https://x.com/anyuser/status/1932044735624917297)  2025-06-09T11:58Z 15.5K followers, 33.4K engagements


"Want to buy a house in 2025/2026 This thread has all you need to get started. I spent the time laying everything out with practical tools screenshots and explanations for everything"  
[X Link](https://x.com/markcecchini/status/1932525168636678395)  2025-06-10T19:47Z 15.5K followers, 23.5K engagements


"Why help other advisors So few things in life are a zero sum game. Im almost never going heads up against another advisor for new business. Why wouldnt you want everyone to win A rising tide lifts all boats. There are so many people that need better help"  
[X Link](https://x.com/anyuser/status/1932952803116527954)  2025-06-12T00:07Z 15.5K followers, 11.7K engagements


"Everyone thinks they have money figured out until a $10000000 wire lands in their checking account. Imagine joining a startup as a very early developer on a small team. Ten-plus years later the company was worth over $60B and your equity was worth $17M"  
[X Link](https://x.com/markcecchini/status/1937488823291720114)  2025-06-24T12:31Z 15.5K followers, 66.2K engagements


"3 years ago I left a great RIA to join a pre-series A wealthtech startup to be their 5th employee and Head of Financial Planning. I was the advisor behind the scenes for the entire user base. I wrote blogs. I was customer support for the app. I gave input on the early product direction. I showed the team how real financial planning was done and took meetings with real users to get feedback and learn about their financial pain points. I worked around the clock. [--] months in I was abruptly fired by the CEO on an early morning Zoom meeting. I was shocked angry embarrassed and unsure of what I"  
[X Link](https://x.com/markcecchini/status/1940761113261478310)  2025-07-03T13:14Z 15.5K followers, 21.6K engagements


"my wife and I got married bought our 1st home and had our 1st child all within a [--] month period when you find the right person you can just do things traditional timelines mean nothing"  
[X Link](https://x.com/markcecchini/status/1942761722718384633)  2025-07-09T01:44Z 15.5K followers, 11.2K engagements


""So pumped that the SALT cap is now higher" Sir you make $1000000 per year"  
[X Link](https://x.com/anyuser/status/1942956380757111164)  2025-07-09T14:37Z 15.5K followers, 25K engagements


"I'll say it again. You can't convince me that anyone gets this right on the first try:"  
[X Link](https://x.com/anyuser/status/1944924983953907820)  2025-07-15T01:00Z 15.5K followers, 19.5K engagements


"Ive observed a phenomenon the last few years with a subset of people I've spoken to in discovery. Lets call them "Brian". Brian is a high performer. His net worth is 7-8 figures. Brian has a chip on his shoulder. Brian sees money as a measuring stick.more is better especially if it's more than his friends or coworkers. No "number" will likely ever be enough. Brian is ultra fee-sensitive. He wants the best advice the best service the best outcomes.for the lowest possible fee. You have a minimum Make an exception. Brian treats service advisors poorly. His emails are short transactional and"  
[X Link](https://x.com/anyuser/status/1953443601263804505)  2025-08-07T13:10Z 15.5K followers, 19.2K engagements


"To anyone I ever looked at remotely sideways for being flaky and/or leaving the function early because they had kids with them I am truly sorry I had no idea"  
[X Link](https://x.com/markcecchini/status/1954322341212701151)  2025-08-09T23:22Z 15.5K followers, 12.3K engagements


"Backdoor Roth step-by-step process This is as simple as youll see it laid out without going click by click on the custodian:"  
[X Link](https://x.com/markcecchini/status/1954621031802642611)  2025-08-10T19:09Z 15.5K followers, 21.9K engagements


"someone check on Robert Kiyosaki"  
[X Link](https://x.com/markcecchini/status/1955290762939125912)  2025-08-12T15:30Z 15.5K followers, 14K engagements


"They never taught you how to develop new business. Thats something we should change. Heres how I went from being a mid-salary service advisor to tripling my income in [--] years (and on track to 4x it by mid next year)"  
[X Link](https://x.com/markcecchini/status/1958498620409274538)  2025-08-21T11:57Z 15.5K followers, 35.1K engagements


"Somehow got on an email list of people looking to sell their practices. Average client age of the last [--] I've seen $100M: [--] / [--] / [--] / [--] / [--] Yikes"  
[X Link](https://x.com/markcecchini/status/1960743588679073855)  2025-08-27T16:37Z 15.5K followers, 39.1K engagements


"New client has a pension of $220000 per year + 3% annual cost of living increase. These are mostly extinct but still blows me away when I come across one IRL. Gen X and belowwere on our own for retirement"  
[X Link](https://x.com/markcecchini/status/1961772960684925017)  2025-08-30T12:48Z 15.5K followers, 174.1K engagements


"@GainsB1 higher ed professor state gov't"  
[X Link](https://x.com/markcecchini/status/1961825698303144023)  2025-08-30T16:17Z 15.5K followers, [----] engagements


"Many people think financial planning = managing investments. Thats not how I see it. The real value comes from building a system that makes money run smoothly assigns capital to goals and creates a comprehensive operating system. Heres what that looks like"  
[X Link](https://x.com/anyuser/status/1963237331919364439)  2025-09-03T13:47Z 15.5K followers, 15.9K engagements


"Ive advised multi-millionaires ($1M to $300M) on money and life's biggest decisions almost every day for over [--] years. LA to NYC to Singapore and everywhere in between. Here are [--] truths about humans and money you wont learn in school or on Reddit"  
[X Link](https://x.com/anyuser/status/1963575406600081770)  2025-09-04T12:10Z 15.5K followers, 45.7K engagements


"Hey sorry I missed your email Every brand Ive ever interacted with or bought something from has been emailing me every single day since 2004"  
[X Link](https://x.com/markcecchini/status/1967248093466009874)  2025-09-14T15:24Z 15.5K followers, 36.1K engagements


"Today is my 35th birthday. I am blessed beyond measure and living the life I always envisioned as a kid. Is it perfect Absolutely not. Its something I work at every day. But [--] years ago (literally on my 30th birthday) i was living in Montana and going through a tough break up with someone I thought was the one. We had bought a house and [--] dogsthe intent was clear. I was living [----] miles from family and close friends serving someone elses clients and unsure how I would ever break out in my career. Im grateful for all the people Ive collected in my tribe the last few years including many of"  
[X Link](https://x.com/markcecchini/status/1969012178020893029)  2025-09-19T12:14Z 15.5K followers, 19.9K engagements


"If you book a discovery meeting with me and get past the screens. .and then we exchange emails .and then I hold the required space (mental and calendar) to be present and on time for our meeting .and then you ghost said meeting without any heads up nor any follow-up explanation days later We're not a good fit and we don't need a mutual discovery meeting to determine that"  
[X Link](https://x.com/markcecchini/status/1973883438576160991)  2025-10-02T22:50Z 15.5K followers, 14.4K engagements


"Excited to announce our Series B investment Baby Boy Cecchini Expected product launch early Q2 [--] Team morale = strong. Burn rate = expected to increase materially"  
[X Link](https://x.com/markcecchini/status/1974931199769592130)  2025-10-05T20:14Z 15.5K followers, [----] engagements


"I gave a talk to a universitys student investment group last night Probably 25-30 kids Not [--] of them was female I think I can speak for my professional colleagues when I say if you are a competent driven young woman and have ANY interest in a career in wealth managementthe sky is the limit (and quickly) Firms are desperate for diversity of talent"  
[X Link](https://x.com/markcecchini/status/1975552762784944154)  2025-10-07T13:24Z 15.5K followers, 54.7K engagements


"Feels like around 30-35 you start to realize that having a handful good friends who are genuinely interested in your life and career is real wealth outside of family. It doesnt matter how often you talk text or call. Lifes way too busy to keep up with everyone and everything. But when you do connect its like no time has passed. You pick up right where it left off. Especially friends from home. Theyve grown up and everything but deep down still the same people you knew before you could drive"  
[X Link](https://x.com/markcecchini/status/1977448940187406536)  2025-10-12T18:59Z 15.5K followers, 10.9K engagements


"I absolutely cannot stand if I: .Am late .Am unprepared for a meeting or teaching a class .Owe someone money (even for a small Venmo) .Know someone might be waiting on me for a response I thought it was weird for a while but then I just realized it was just a strong sense of personal responsibility. Bring back personal responsibility"  
[X Link](https://x.com/anyuser/status/1982786459447816197)  2025-10-27T12:28Z 15.5K followers, 10.9K engagements


"@ankurnagpal Youre a smart successful dude. You put out good content and are building a cool company. I enjoyed our convo a few years back. But this type of shit is lazy and misleading"  
[X Link](https://x.com/markcecchini/status/1990952187845910817)  2025-11-19T01:16Z 15.5K followers, [----] engagements


"brb going back to edit all of my client plans to reflect a guaranteed 12% investment rate of return over time let's party like it's the 90's people From the Ramsey Show (November [--] 2023): This disturbing video rant from Dave Ramsey demonstrates an ongoing ignorance of safe withdrawal rates and sequence of returns risk plus a combative insistence on using 12% average linear returns assumptions over decades. Dave publicly https://t.co/Mh88TIoKVQ From the Ramsey Show (November [--] 2023): This disturbing video rant from Dave Ramsey demonstrates an ongoing ignorance of safe withdrawal rates and"  
[X Link](https://x.com/markcecchini/status/1722682125286088925)  2023-11-09T18:26Z 15.5K followers, 37.1K engagements


"It would be disingenuous at best if I only publicly shared successes Today I learned that I did not pass CFA Level [--] (again) It's a feeling of personal disappointment that I'll remember for a very long time We'll take this on the chin and get back up for another round"  
[X Link](https://x.com/markcecchini/status/1778431950564282617)  2024-04-11T14:36Z 15.5K followers, 43K engagements


"Over 60% of couples have [--] partner who takes on all responsibility for managing finances & other admin Despite this few people have created a detailed document for their partner if they weren't around I did this for my wife recently and I'm now sharing my template publicly:"  
[X Link](https://x.com/markcecchini/status/1800875642910539965)  2024-06-12T12:59Z 15.5K followers, 41.8K engagements


"You can't convince me that anyone gets this right on the first try every time:"  
[X Link](https://x.com/markcecchini/status/1802736135803658304)  2024-06-17T16:12Z 15.5K followers, 98.2K engagements


"We hear about Roth 401(k)s and Traditional 401(k)s all the time But have you heard about the "Mega Backdoor Roth" It's a strategy that high-earners use to contribute even MORE money to their Roth IRAs over time Curious how it works and if it's right for you"  
[X Link](https://x.com/markcecchini/status/1823705784129106348)  2024-08-14T12:58Z 15.5K followers, 68.9K engagements


"I wish everyone knew what I know about financial advisors. Today I'm peeling back the curtain on the world of financial advice so you can confidently explore whats right for you 🧵"  
[X Link](https://x.com/markcecchini/status/1884232270724145606)  2025-01-28T13:29Z 15.5K followers, 57.9K engagements


"Imagine being able to use your investment account as your own personal bank. Heres how the wealthy keep their portfolios invested while accessing cheap capital at a moment's notice:"  
[X Link](https://x.com/markcecchini/status/1887488245329433027)  2025-02-06T13:07Z 15.5K followers, 61.3K engagements


"Mega backdoor slide from today's deck:"  
[X Link](https://x.com/markcecchini/status/1889753387647836255)  2025-02-12T19:08Z 15.5K followers, 19.6K engagements


"I may never be the richest person in the room (especially not with my client base) -- but what does "rich" even mean --My family never wants for anything. --We have [--] non-mortgage debt. --I have time to maintain relationships with friends and family. --I can sit down for family dinner every night. --I will never miss my daughter's milestones. --I can take PTO and leave the office at a moment's notice. I'd consider that pretty darn rich"  
[X Link](https://x.com/markcecchini/status/1891477953990586524)  2025-02-17T13:21Z 15.5K followers, 11K engagements


"I'm going to go out on a limb here. This may be the only thread you need to read about buying a house in [----]. I spent the time laying everything out with practical tools screenshots and explanations for everything (in plain English):"  
[X Link](https://x.com/markcecchini/status/1892560622534918589)  2025-02-20T13:03Z 15.5K followers, 52.6K engagements


"I had a boss who would ask incredible discovery questions: "tell us about the financial environment in which you grew up" "tell us about your relationship with your estate attorney" (knowing they likely didn't have one) "who do you typically turn to for advice" Gold"  
[X Link](https://x.com/markcecchini/status/1893803206976712895)  2025-02-23T23:20Z 15.5K followers, 11.5K engagements


"Over 80% of my clients are 30-45 years old born between 1980-1995. My wife and I are right there as well. We make up about 22% of the US population. Here are [--] things I see almost every week and why I'm more bullish on this generation than ever:"  
[X Link](https://x.com/markcecchini/status/1897636378344653169)  2025-03-06T13:12Z 15.5K followers, 39.6K engagements


"I think many of us can agree that the best part of the last few days has been Chamath getting relentlessly dunked on for the intellectual fraud and bootlicker that he is If you dont know who that is Im happy for you"  
[X Link](https://x.com/markcecchini/status/1910058361111953578)  2025-04-09T19:52Z 15.5K followers, 18K engagements


"friends don't let friends"  
[X Link](https://x.com/markcecchini/status/1917280197264683508)  2025-04-29T18:09Z 15.5K followers, 22K engagements


"I serve [--] multi-millionaire households across [--] states and have served dozens more for the last [--] years. Ive dedicated my professional and academic life to helping people connect with and manage wealth. Here are [--] more things I wish more people knew about humans & money:"  
[X Link](https://x.com/markcecchini/status/1927700799599128701)  2025-05-28T12:17Z 15.5K followers, 37.4K engagements


"This tweet is directed at Millennial Dads who are working their tails off and go home every night to be a true 50/50 parent and give their partners and kids everything they have left. I see you. Keep grinding. Keep showing up"  
[X Link](https://x.com/markcecchini/status/1927902680002768980)  2025-05-29T01:39Z 15.5K followers, 21.3K engagements


"You make $500K $1M even $5M/year. Your net worth has multiple commas. But heres the uncomfortable truth: High income and/or High net worth bulletproof finances. Here are [--] blind spots I've found in almost every high performer I've met (with resources to fix them):"  
[X Link](https://x.com/markcecchini/status/1929860373181514178)  2025-06-03T11:19Z 15.5K followers, 46.5K engagements


"@RobertMSterling This is the guy that will snipe a terrorist from [----] meters and be home to cut the grass and put the kids to bed"  
[X Link](https://x.com/markcecchini/status/1931535795069800480)  2025-06-08T02:16Z 15.5K followers, [----] engagements


"My wife and I havent missed a single bill (by even [--] day) or paid a dollar of non-mortgage interest in 5+ years. My master spreadsheet is a big reason why. We use a cash flow app to bring numbers to life. But there's nothing like mapping it manually. Link below"  
[X Link](https://x.com/markcecchini/status/1959990888320606477)  2025-08-25T14:46Z 15.5K followers, 29.8K engagements


"I get asked frequently about how to break into this profession. I'm biased but I think it's one of the best jobs in the world. Real human impact unreal income upside work-life balance if done right. Heres the roadmap (bookmark if you've ever thought about it)"  
[X Link](https://x.com/markcecchini/status/1963933850091880448)  2025-09-05T11:54Z 15.5K followers, 45K engagements


"Friendly reminder that you dont have to do what you think society your parents or your friends want you to do My wife and I put on our entire wedding weekend in [----] for $30k *all in* at a pizza restaurant in downtown Philly [---] people venue all you can eat and drink for 4-5 hours (no lines no wait) decorations flowers DJ dress tux event planner ice cream bar after party down the street etc People still tell us it was one of the best weddings theyve been to because it was different and primarily focused on the guest experience"  
[X Link](https://x.com/markcecchini/status/1974102359681753483)  2025-10-03T13:20Z 15.5K followers, 79.4K engagements


"Owning your own home is the best thing in the world Until you have to remember to: Change your HVAC filters Clean out the dryer vent Winterize outdoor spigots and hoses Flush your water heater annually Check for water leaks under sinks and behind toilets Test and replace smoke and carbon monoxide detector batteries Refill the water softener salt Reseal granite countertops and bathroom tile grout Pull weeds forever on end Schedule HVAC servicing Trim trees away from the house and roof Clear gutters and downspouts Power wash siding patios and walkways Inspect and replace weather stripping"  
[X Link](https://x.com/markcecchini/status/1976266695372050775)  2025-10-09T12:41Z 15.5K followers, 48.8K engagements


"Welp I'm calling it. Barring a crazy market reversal today I've officially crossed $1000000 in ARR. Started the year at $460000. # households = [--] Average age = [--] Never been more excited to clock in"  
[X Link](https://x.com/markcecchini/status/1980338187496222737)  2025-10-20T18:19Z 15.5K followers, 47.8K engagements


"This is such a dangerous narrative and is going to lose so many people so much money in the coming years Ignoring fundamentals and investment mix for a moment anyone who does this for a living will tell you that a shockingly low % of the population can handle being in a 100% equity allocation of any kind pull back panic sell miss the rebound rinse and repeat @markcecchini Drop it in the s&p and dont look back until youre ready to retire @markcecchini Drop it in the s&p and dont look back until youre ready to retire"  
[X Link](https://x.com/markcecchini/status/1983501880270487683)  2025-10-29T11:51Z 15.5K followers, 34.3K engagements

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