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# ![@jonbrooks Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::3360224431.png) @jonbrooks Jon Brooks

Jon Brooks posts on X about if you, money, business, stocks the most. They currently have XXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::3360224431/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::3360224431/c:line/m:interactions.svg)

- X Week XXXXXXX -XX%
- X Month XXXXXXX +1,200%
- X Months XXXXXXX +303,808%

### Mentions: XX [#](/creator/twitter::3360224431/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::3360224431/c:line/m:posts_active.svg)


### Followers: XXXXX [#](/creator/twitter::3360224431/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::3360224431/c:line/m:followers.svg)

- X Week XXXXX +11%
- X Month XXXXX +22%
- X Months XXXXX +32%

### CreatorRank: XXXXXXX [#](/creator/twitter::3360224431/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::3360224431/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  #6343 [stocks](/list/stocks)  XXXX% [celebrities](/list/celebrities)  XXXX% [gaming](/list/gaming)  XXXX%

**Social topic influence**
[if you](/topic/if-you) 2.56%, [money](/topic/money) 1.71%, [business](/topic/business) 1.71%, [stocks](/topic/stocks) 1.71%, [for sale](/topic/for-sale) 1.71%, [insurance](/topic/insurance) #108, [auto loans](/topic/auto-loans) #38, [in real](/topic/in-real) 0.85%, [biz](/topic/biz) 0.85%, [recommended](/topic/recommended) XXXX%

**Top accounts mentioned or mentioned by**
[@m3melody](/creator/undefined) [@theficouple](/creator/undefined) [@mbrand657](/creator/undefined) [@vladtheinflator](/creator/undefined) [@texasrunnerdfw](/creator/undefined) [@askperplexity](/creator/undefined) [@jgpuck99](/creator/undefined) [@dimartinobooth](/creator/undefined) [@grantcardone](/creator/undefined) [@presssec](/creator/undefined) [@johncomiskey77](/creator/undefined) [@stevechadw96165](/creator/undefined) [@mortgagetruth](/creator/undefined) [@menlobear](/creator/undefined) [@thinkappraiser](/creator/undefined) [@yieldsearcher](/creator/undefined) [@realjohngaltfla](/creator/undefined) [@moonshot2r](/creator/undefined) [@golfingonmars](/creator/undefined) [@arksignal](/creator/undefined)

**Top assets mentioned**
[Klarna Group (KLAR)](/topic/klarna)
### Top Social Posts
Top posts by engagements in the last XX hours

"If the XX YR gets back to 4.5%+ we are toast in housing"  
[X Link](https://x.com/jonbrooks/status/1998078748935995794)  2025-12-08T17:14Z 4092 followers, 17K engagements


"@theficouple Make money with a business Invest some in real estate Invest some in index funds The biz feeds everything"  
[X Link](https://x.com/jonbrooks/status/1998388412563255797)  2025-12-09T13:45Z 4092 followers, XXX engagements


"Fed Up by @DiMartinoBooth is a must read Its all happening again recommended by @m3_melody"  
[X Link](https://x.com/jonbrooks/status/1996571446957535740)  2025-12-04T13:25Z 4093 followers, 31K engagements


"@GrantCardone Youre pumping your real estate book again when you know we need a reset Deep down you know Grant. You know this"  
[X Link](https://x.com/jonbrooks/status/1998247672742850694)  2025-12-09T04:25Z 4091 followers, XX engagements


"@theficouple It defers tax not permanent tax savings but yeah As a small biz owner you can also do a defined benefit plan or mega roth pretty incredible tax advantaged vehicles too"  
[X Link](https://x.com/jonbrooks/status/1998363038798541286)  2025-12-09T12:04Z 4092 followers, XXX engagements


"Another weak year for Home Depot"  
[X Link](https://x.com/jonbrooks/status/1998388822048997597)  2025-12-09T13:46Z 4091 followers, XXX engagements


"@PressSec Now get the budget deficit cleaned up And while youre at it - release the Epstein files"  
[X Link](https://x.com/jonbrooks/status/1998432593398637013)  2025-12-09T16:40Z 4092 followers, XXX engagements


"This is how it starts New listings slowly outpacing sold listings each month Sellers get frustrated and take their house off the market Market slows and days on market go up Foreclosures start to move up Investors (30% of purchases) stop buying Consumers get scared to purchase"  
[X Link](https://x.com/iamjonbrooks/status/1993160390612549931)  2025-11-25T03:30Z 3978 followers, 15.2K engagements


"74% of realtors didnt close a SINGLE transaction in 2024"  
[X Link](https://x.com/iamjonbrooks/status/1993447833706622999)  2025-11-25T22:32Z 3994 followers, 202.7K engagements


"You need a $103k income to buy a house But median household income locally is $69k This is why prices will come down Theres no way around it Wages arent magically going to go up 49.2%"  
[X Link](https://x.com/iamjonbrooks/status/1994248882671272109)  2025-11-28T03:35Z 4002 followers, 13.2K engagements


"Stock market crash would lead to a real estate market crash Stocks are all thats left holding up the market Why Because the median age of a homebuyer is 59"  
[X Link](https://x.com/iamjonbrooks/status/1994887060231188581)  2025-11-29T21:51Z 3963 followers, XXX engagements


"@GolfingOnMars @m3_melody Im underwriting a 31-42% decline from the peak Oct 2022 locally here in Jacksonville. Depends on area Price point New construction surrounding it Etc etc"  
[X Link](https://x.com/iamjonbrooks/status/1995964480925364728)  2025-12-02T21:13Z 3951 followers, XX engagements


"If you looking to buy now be careful"  
[X Link](https://x.com/jonbrooks/status/1996249425425862734)  2025-12-03T16:05Z 4014 followers, XXX engagements


"In North Carolina and we are driving around and theres SO many houses for sale and SO many for rent. Wow. Just X years ago you had to sell your kidney to the Seller and name your firstborn son after them to even get your offer looked at"  
[X Link](https://x.com/iamjonbrooks/status/1996978633945018871)  2025-12-05T16:23Z 4009 followers, 9459 engagements


"This is out of control and needs to be addressed"  
[X Link](https://x.com/iamjonbrooks/status/1997042747207757889)  2025-12-05T20:37Z 3958 followers, XXX engagements


"@WallStreetApes Can you show up evidence of this Would be interested to see what % of FHA mortgages went to illegal immigrants Would be very surprised theyd make it through underwriting"  
[X Link](https://x.com/iamjonbrooks/status/1997044472207773981)  2025-12-05T20:44Z 3953 followers, XXX engagements


"Going into a booming bull market right"  
[X Link](https://x.com/iamjonbrooks/status/1997045725939879969)  2025-12-05T20:49Z 3973 followers, XXX engagements


"We are not in a bull market We are in first stages of bear market The sooner you realize this the better for you"  
[X Link](https://x.com/iamjonbrooks/status/1997663262398091576)  2025-12-07T13:43Z 3993 followers, XXX engagements


"Rents are coming down fast In Jacksonville rents that used to be $2500 are often found at $2000-2200 depending on upgrades Thats a MASSIVE shift in just X years and its going to go lower with how much inventory we are seeing coming online A lot of it is accidental landlords who couldnt sell and got frustrated"  
[X Link](https://x.com/jonbrooks/status/1997687030721941915)  2025-12-07T15:17Z 4013 followers, 9839 engagements


"@Icp_Hydra Hey now Be nice lol"  
[X Link](https://x.com/jonbrooks/status/1997833497009172494)  2025-12-08T00:59Z 4015 followers, XX engagements


"Im tired of paying property taxes for schools I dont use Well Im tired of paying into social security Ill never get"  
[X Link](https://x.com/jonbrooks/status/1997150194820129077)  2025-12-06T03:44Z 4093 followers, XXX engagements


"Multifamily is getting crushed. In the Sunbelt: - Rents are falling - Vacancy is rising - Competing new inventory is going higher and higher - Migration is slowing - Insurance is becoming more complex - Late payments are increasing among tenants The list goes on and on. Big correction ahead and the banks can pretend it's not happening but eventually the pain will be felt"  
[X Link](https://x.com/jonbrooks/status/1998595543086371109)  2025-12-10T03:28Z 4092 followers, 37.8K engagements


"The SAVE student loan plan is being wiped out. Once the judge signs off (expected) 5000001000000 FHA borrowers will be forced back into student loan payments. Thats: Less cash flow Higher delinquencies More pressure on housing This is a silent economic shock nobody is pricing in yet"  
[X Link](https://x.com/jonbrooks/status/1998604405206106413)  2025-12-10T04:03Z 4093 followers, 8637 engagements


"Pending home sales are at a worse level than the GFC"  
[X Link](https://x.com/jonbrooks/status/1993792617478561997)  2025-11-26T21:22Z 4036 followers, 28.6K engagements


"It's likely Florida will get rid of property tax on primary residences too. $50B will need to be raised to replace the shortfall likely by a local sales tax. Estimates show an additional X% sales tax would need to be added which would make Florida and certain counties to have a 12-13% sale tax range"  
[X Link](https://x.com/jonbrooks/status/1995560750715470061)  2025-12-01T18:28Z 4047 followers, XXX engagements


"We basically had X years of price appreciation within XX months its unsustainable @m3_melody I recorded this in late 2021 during the craze"  
[X Link](https://x.com/jonbrooks/status/1995941305546162523)  2025-12-02T19:41Z 4039 followers, 9132 engagements


"When the number of home sales decline the majority of the economy slows Its a big multiplier effect when people buy houses they make upgrades buy furniture and appliances etc. Its a big deal"  
[X Link](https://x.com/jonbrooks/status/1996703815282970912)  2025-12-04T22:11Z 4036 followers, XXX engagements


"From @m3_melody s new substack post Sadly according to a Harvard study. 15.6M Americans will leave us between now and 2035 23M departing between 2035 and 2045. 38.6M Americans in XX years. 1.93M per year. XX% assumed homeownership rate of Boomers+ (owning at least one home) = 1.5M potential listings coming on the market through inheritance XX% of listings from inheritance are sold = 1.05M listings per year coming to market 1.1M current active listings for sale right now So ultimately this silver tsunami is like adding an ENTIRE YEAR of supply (at our current supply rate) every year just from"  
[X Link](https://x.com/jonbrooks/status/1996786092956164275)  2025-12-05T03:37Z 4031 followers, 4420 engagements


"Housing shortage"  
[X Link](https://x.com/jonbrooks/status/1997663361811537961)  2025-12-07T13:43Z 4043 followers, 12.3K engagements


"@MatrixMysteries we really need financial literacy classes in high school"  
[X Link](https://x.com/jonbrooks/status/1997765852477690330)  2025-12-07T20:31Z 4042 followers, XX engagements


"How you know youre in a bubble I sold a SINGLE Pokemon card for $150000"  
[X Link](https://x.com/jonbrooks/status/1998120226597347458)  2025-12-08T19:59Z 4036 followers, XXX engagements


"@BoBromhal he's processing lis pendens right now foreclosures will start really showing up Q2-Q3 of 2026 as Florida is a judicial state"  
[X Link](https://x.com/jonbrooks/status/1998214844571439429)  2025-12-09T02:15Z 4030 followers, XXX engagements


"I confirm this sentiment Urgency is the primary attribute of effective entrepreneurs Speed matters"  
[X Link](https://x.com/jonbrooks/status/1998248635293917546)  2025-12-09T04:29Z 4031 followers, XXX engagements


"@theficouple I bet on many things so Im just a degenerate. Kalshi app is super fun. But I only do it with money I can afford to lose"  
[X Link](https://x.com/jonbrooks/status/1998363442571260305)  2025-12-09T12:05Z 4047 followers, XX engagements


"@theficouple Yeah if you can swing it I prefer to just live in stocks forever and not worry about it - and theres tax advantaged ways to invest in equities too"  
[X Link](https://x.com/jonbrooks/status/1998365851108757969)  2025-12-09T12:15Z 4087 followers, XX engagements


"When the only "plan" to fix the economy is to offer XX year mortgages XX year car loans and to finance your groceries on Klarna you know the cycle is already over"  
[X Link](https://x.com/jonbrooks/status/1994024619724984657)  2025-11-27T12:44Z 4035 followers, 4463 engagements


"If the Fed wanted to fix affordability theyd sell their $2.3T of MBS Mortgage rates go to 10%+ Prices drop 30-40% over the next few years And the next generation has a chance at buying in at a decent price relative to their wages"  
[X Link](https://x.com/jonbrooks/status/1994572890986189303)  2025-11-29T01:03Z 4028 followers, 9429 engagements


"QE & ZIRP = Housing Bubble"  
[X Link](https://x.com/jonbrooks/status/1995558126003851400)  2025-12-01T18:18Z 4039 followers, XX engagements


"When rents start sliding all the underwriting goes out the window Many underwriters go to 2-3% minimum rent increases per year"  
[X Link](https://x.com/jonbrooks/status/1996254193687167385)  2025-12-03T16:24Z 4030 followers, XXX engagements


"@tonystyles80 Great insight"  
[X Link](https://x.com/jonbrooks/status/1997671612007498045)  2025-12-07T14:16Z 4030 followers, 1069 engagements


"Prices are too high This is not a demand problem its an affordability crisis"  
[X Link](https://x.com/jonbrooks/status/1994759953135898838)  2025-11-29T13:26Z 4088 followers, 9147 engagements


"The media wont show you this but we are seeing this every day Owners are unrealistic of what they can rent for and are underwater This is even for people who purchased in 2019"  
[X Link](https://x.com/jonbrooks/status/1996232694884159610)  2025-12-03T14:58Z 4088 followers, 18.7K engagements


"My foreclosure title attorney said he is seeing 9x more business than last year and he expects his business to double again in 2026"  
[X Link](https://x.com/jonbrooks/status/1997833783178088698)  2025-12-08T01:01Z 4090 followers, 20.4K engagements


"15% of homes that were delisted in September were at risk of selling at a loss - Redfin Thats insane because it just started to change directions"  
[X Link](https://x.com/jonbrooks/status/1998021519298142261)  2025-12-08T13:27Z 4091 followers, 8370 engagements


"Now this is fascinating Why are so many people packing up and moving out just released the 2025 Metros Seeing the Most Departures and the data says a lot about where Americans are headed next. According to the report (Sept 2024Aug 2025) the cities seeing the biggest outbound traffic are: X Kansas City MO X San Antonio TX X Indianapolis IN X Las Vegas NV X Dallas TX X Nashville TN X Austin TX X Charlotte NC X Houston TX 🔟 St. Louis MO Whats driving the shift ➡ Rising housing costs in once-affordable metros ➡ Job relocations + remote work flexibility ➡ Lifestyle changes (more space lower taxes"  
[X Link](https://x.com/jonbrooks/status/1998027058362880431)  2025-12-08T13:49Z 4092 followers, 34.8K engagements


"@ahoelzel "Share of active listings at risk of selling for less than their previous purchase price" --- it's much worse after selling costs"  
[X Link](https://x.com/jonbrooks/status/1998058209852924288)  2025-12-08T15:52Z 4087 followers, XXX engagements


"From bidding wars. to begging in X years Guess which state"  
[X Link](https://x.com/jonbrooks/status/1998123593973309599)  2025-12-08T20:12Z 4090 followers, 13.1K engagements


"70% increase in property insurance over X years Is this sustainable"  
[X Link](https://x.com/jonbrooks/status/1998157901202894953)  2025-12-08T22:29Z 4091 followers, 1344 engagements


"@DustinDefranco my wife says the same thing to me all the time"  
[X Link](https://x.com/jonbrooks/status/1998215751245947251)  2025-12-09T02:18Z 4088 followers, XXX engagements


"@jgpuck99 @texasrunnerDFW Depends on where you are and also depends on employment"  
[X Link](https://x.com/jonbrooks/status/1998425183783473347)  2025-12-09T16:11Z 4087 followers, XX engagements


"Brutal certain markets are getting absolutely hammered"  
[X Link](https://x.com/jonbrooks/status/1998441899523248517)  2025-12-09T17:17Z 4090 followers, XXX engagements


"Florida home prices fell again in November (Zillow). While the crowd waits for headlines Serious buyers are quietly positioning. Fear creates discounts. Patience creates wealth"  
[X Link](https://x.com/jonbrooks/status/1998492900343079053)  2025-12-09T20:40Z 4093 followers, 4748 engagements


"@Mr_Derivatives Youre the man"  
[X Link](https://x.com/jonbrooks/status/1998514289813188653)  2025-12-09T22:05Z 4087 followers, XX engagements


"@grok @RealDealCPA Incredible"  
[X Link](https://x.com/jonbrooks/status/1998720642003120607)  2025-12-10T11:45Z 4085 followers, XX engagements


"Prelim pending home sales are down XX% year over year November 2025 vs 2024 Inventory down slightly from record rage quitting"  
[X Link](https://x.com/jonbrooks/status/1998740562464182352)  2025-12-10T13:04Z 4092 followers, XXX engagements


"Credit card rejections hit XX% - highest ever"  
[X Link](https://x.com/jonbrooks/status/1994765946263834903)  2025-11-29T13:50Z 4091 followers, 7260 engagements


"People stop paying their credit cards first Then they stop paying their auto loans And lastly their mortgage payments We will see a foreclosure spike in Q2-Q3 2026"  
[X Link](https://x.com/jonbrooks/status/1997663173680202198)  2025-12-07T13:43Z 4092 followers, 79K engagements


"Another call this morning Seller bought in 2022 Needs to sell for job relocation Under water by $80k + closing costs (6%+) If they wanted to rent theyd lose $800/month - minimum vs their mortgage payment Hundreds of homes for sale in the area - including new construction giving massive incentives These sellers are stuck and with negative equity theyre looking at doing a short sale - could take 9-12 months+ depending on the bank and servicer This is a nightmare for them and its just the beginning of the correction Imagine this time next year"  
[X Link](https://x.com/jonbrooks/status/1997685770191093846)  2025-12-07T15:12Z 4090 followers, 46.3K engagements


"Builders are finally capitulating. Some new-construction inventory is now 30%+ below 2022 prices even in prime locations. The market is speaking"  
[X Link](https://x.com/jonbrooks/status/1998013744899641793)  2025-12-08T12:56Z 4092 followers, 3778 engagements


"Crypto and sports betting"  
[X Link](https://x.com/jonbrooks/status/1998356197775437975)  2025-12-09T11:36Z 4090 followers, XXX engagements


"We really need financial literacy classes in high school Kids and adults really have virtually no financial skills"  
[X Link](https://x.com/jonbrooks/status/1998362523616399681)  2025-12-09T12:02Z 4092 followers, XXX engagements


"@jgpuck99 @texasrunnerDFW Via ZIRP Yes they have things they can do to extend and pretend yes but overall it creates distortions that will catch up over time sometimes decades"  
[X Link](https://x.com/jonbrooks/status/1998452048791023927)  2025-12-09T17:57Z 4091 followers, X engagements


"Looks like a great time to buy"  
[X Link](https://x.com/jonbrooks/status/1998501797585989810)  2025-12-09T21:15Z 4093 followers, 7444 engagements


"22% of active listings dropped their price over the last X days. . But agents keep saying prices will go up next year Should we tell them"  
[X Link](https://x.com/jonbrooks/status/1998508971288834530)  2025-12-09T21:44Z 4093 followers, 1801 engagements


"The U.S. is drowning in record debt: $18.6T in total household debt $13.1T in mortgages $1.7T in auto loans $1.7T in student loans $1.2T in credit card debt Mortgage debt alone is now XX% higher than the 2006 bubble peak. And the scariest stat of all XX% of Americans have more credit card debt than emergency savings. This is not a soft landing"  
[X Link](https://x.com/jonbrooks/status/1998613054313889974)  2025-12-10T04:37Z 4092 followers, XXX engagements


"@mbrand657 certainly not in the sunbelt. perhaps in the northeast"  
[X Link](https://x.com/jonbrooks/status/1998777762673254795)  2025-12-10T15:32Z 4093 followers, XXX engagements