[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @jakebrowatzke Jake Browatzke 🚀 Jake Browatzke 🚀 posts on X about $lmnd, $lmnds, insurance, $tsla the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours. ### Engagements: XXXXXX [#](/creator/twitter::244848653/interactions)  - X Week XXXXXXX +36% - X Month XXXXXXX -XX% - X Months XXXXXXXXX +1,545% - X Year XXXXXXXXX +232% ### Mentions: XX [#](/creator/twitter::244848653/posts_active)  - X Week XX -XXXX% - X Month XXX +32% - X Months XXX +1,738% - X Year XXX +823% ### Followers: XXXXXX [#](/creator/twitter::244848653/followers)  - X Week XXXXXX +0.38% - X Month XXXXXX +2.80% - X Months XXXXXX +11% - X Year XXXXXX +13% ### CreatorRank: XXXXXXX [#](/creator/twitter::244848653/influencer_rank)  ### Social Influence [#](/creator/twitter::244848653/influence) --- **Social category influence** [finance](/list/finance) XXXXX% [stocks](/list/stocks) XXXXX% [automotive brands](/list/automotive-brands) XXX% [technology brands](/list/technology-brands) XXXX% [cryptocurrencies](/list/cryptocurrencies) XXXX% [celebrities](/list/celebrities) XXXX% [social networks](/list/social-networks) XXXX% [travel destinations](/list/travel-destinations) XXXX% [countries](/list/countries) XXXX% [currencies](/list/currencies) XXXX% **Social topic influence** [$lmnd](/topic/$lmnd) #90, [$lmnds](/topic/$lmnds) #1, [insurance](/topic/insurance) #388, [$tsla](/topic/$tsla) #310, [stocks](/topic/stocks) #1648, [$oscr](/topic/$oscr) 4.31%, [money](/topic/money) 3.45%, [$hims](/topic/$hims) 3.45%, [cash flow](/topic/cash-flow) 3.45%, [tesla](/topic/tesla) #1159 **Top accounts mentioned or mentioned by** [@amitisinvesting](/creator/undefined) [@krishnay152841](/creator/undefined) [@endicottinvests](/creator/undefined) [@nick_lamparelli](/creator/undefined) [@coincrafty](/creator/undefined) [@mirandusgame](/creator/undefined) [@nicklamparelli](/creator/undefined) [@danielisdizzy](/creator/undefined) [@bjmtweets](/creator/undefined) [@yeahnowellmaybe](/creator/undefined) [@bryanjohnson](/creator/undefined) [@elonmusk](/creator/undefined) [@olensrud](/creator/undefined) [@leepyface](/creator/undefined) [@ccvbrostroem](/creator/undefined) [@paperbaginvest](/creator/undefined) [@gogalagames](/creator/undefined) [@lemonadeinc](/creator/undefined) [@pitquidity](/creator/undefined) [@sambha1987](/creator/undefined) **Top assets mentioned** [Lemonade, Inc. (LMND)](/topic/$lmnd) [Tesla, Inc. (TSLA)](/topic/$tsla) [Oscar Health, Inc. (OSCR)](/topic/$oscr) [Hims & Hers Health, Inc. (HIMS)](/topic/$hims) [Netflix Inc (NFLX)](/topic/$nflx) [Accelerant Holdings (ARX)](/topic/$arx) [The Root Network (ROOT)](/topic/$root) [Enphase Energy Inc (ENPH)](/topic/$enph) [Metadium (META)](/topic/$meta) [Advanced Micro Devices (AMD)](/topic/$amd) [Iris Energy Limited Ordinary Shares (IREN)](/topic/$iren) [4 (FOUR)](/topic/$four) [ODDITY Tech Ltd. Class A Ordinary Shares (ODD)](/topic/$odd) [Bitcoin (BTC)](/topic/$btc) [Ethereum (ETH)](/topic/$eth) [Monero (XMR)](/topic/$xmr) [Robinhood Markets, Inc. (HOOD)](/topic/$hood) [Palantir (PLTR)](/topic/$pltr) [UnitedHealth Group (UNH)](/topic/$unh) ### Top Social Posts [#](/creator/twitter::244848653/posts) --- Top posts by engagements in the last XX hours "As a long term investor nothing was really said to change my opinion on $TSLA. Robotaxis are moving along nicely and no matter the timeline they are the future of transportation. Short term maybe we get some bumpiness in stock price but dips will be adding opportunities"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948180444467314958) 2025-07-24 00:36:28 UTC 30.9K followers, XXX engagements "@bryan_johnson How would I go about investing $100000 in Blueprint Or would an investment that small be interesting"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1947913596899303782) 2025-07-23 06:56:06 UTC 30.9K followers, XXX engagements "AI chips are a big enough TAM that if $TSLA's AI5 chip is going to be as good at inference as @elonmusk said @Tesla should plan on mass manufacturing and selling it to other companies. Agree 🤔"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948181672509264056) 2025-07-24 00:41:20 UTC 30.9K followers, 1429 engagements "I talk about $LMND's AI ontology and automation a lot and for good reason. But @Lemonade_Inc's in-house marketing team may be the most underrated moat in their business. As someone who has spent hundreds of thousands of dollars per month on Meta ads for my own business and who grew a YouTube channel to 800k+ subscribers making ad compilations (Jake's Top XX feel free to look it up) I find marketing fun. And I have some weight when I say that Lemonade's social media marketing is impressive. Organic stuff like what I'm sharing kills on Instagram and Facebook with my younger generation (under"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1944615381764604390) 2025-07-14 04:30:10 UTC 30.9K followers, 7242 engagements "It's "squeeze season" on X. Imagine what happens to the XX% of $LMND's float sold short if the mob turns the Eye of Sauron our way. I'm sure those shorting Lemonade are good folks with families 😟"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948202923785154970) 2025-07-24 02:05:47 UTC 30.9K followers, 1858 engagements "The most valuable trait of an investor is patience"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1947900531822731754) 2025-07-23 06:04:11 UTC 30.9K followers, 2173 engagements "@ccvbrostroem @PaperBagInvest has several videos on this. The reserve requirement will not stop $LMND from achieving their growth growth rate targets"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1947739637100785808) 2025-07-22 19:24:51 UTC 30.9K followers, XXX engagements "Alright new investorslet's talk $LMND. Lemonade isn't just insurance; it's a tech beast eating the industry's lunch with AI. It's the $NFLX of insurance. Able to add customers without employees. A 10x gem hiding in plain sight. Here's a thread on the basics: 1/12 🍋🧵"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948234487550115892) 2025-07-24 04:11:12 UTC 30.9K followers, 6460 engagements "$LMND is a 100x opportunity. Ignore it if you want. I'm just trying to help"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1947627703231991954) 2025-07-22 12:00:04 UTC 30.9K followers, 6895 engagements "This is how the market currently sees $LMND. Solely a retail momentum stock. There will be an explosive awakening when reality hits that Lemonade is an undervalued high growth high-quality money printing autonomous organization"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1947788747577430139) 2025-07-22 22:40:00 UTC 30.9K followers, 2975 engagements "I really got sad about $TSLA when XAI started as a new company. Elon is the greatest value creator in the world but Tesla shareholders only benefit when that value is created WITHIN Tesla. Tesla will still have good returns but unless Tesla make's its own LLM part of Optimus' intelligence will come from XAI and thus some amount of value will go to XAI for Optimus rather than Tesla. A fully integrated Tesla would be a much stronger Tesla"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1949203028013162792) 2025-07-26 20:19:50 UTC 30.9K followers, 1243 engagements "What did everyone think of the $TSLA earnings call First let us know if you're an investor or a trader then be brutally honest how the call effected your views"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948179943017316812) 2025-07-24 00:34:28 UTC 30.9K followers, 1196 engagements "$LMND bears are fired up. They're also dead wrong. In this post I will respond to X of the most oft cited bear arguments: If I missed any you find compelling drop them below and I'll respond in this thread. X. Bear argument: Expenses Growing Faster Than Revenue with operating and administrative costs increasing at a higher rate than premiums. My thoughts: This is only true INCLUDING growth spend. When Lemonade spends on growth they currently expect to earn 3x the customer acquisition cost in future profit according to their Life Time Value Model however they see almost none of this return in"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1945610696810795413) 2025-07-16 22:25:12 UTC 30.9K followers, 9110 engagements ""Its dangerous to buy companies that everyone thinks are excellent and that are relatively slow-growth companies." - Peter Lynch What's the opposite of this A relatively high-growth company few think is excellent. Which stocks fit this I'll start 👇"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1946364475738620210) 2025-07-19 00:20:27 UTC 30.9K followers, 8570 engagements "After $LMND explodes everyone will start wanting to know what I have to say. But I may not find another opportunity like Lemonade for 5-10 years. Opportunities on this scale only come once or twice in the generation"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1947578668165042493) 2025-07-22 08:45:13 UTC 30.9K followers, 5849 engagements "This interview between $LMND's CEO @daschreiber and legendary $TSLA investor @heydave7 covers extremely valuable topics: 1:15 - Does Lemonade have a far superior product 2:00 - Lemonades advantage vs incumbents 7:35 - Lemonades software advantage over legacy insurance 8:05 - Other insurance startups 9:55 - Insurance not winner takes all 11:35 - Lemonades backend software advantage 14:20 - Blender software 15:40 - The app is the tip of the iceberg 17:10 - How Lemonade creates efficiency through tech 18:10 - How many engineers in Lemonade 18:40 - Lemonade at the intersection of science and"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948223967002533923) 2025-07-24 03:29:24 UTC 30.9K followers, 3472 engagements "$OSCR $LMND $ROOT All look JUICY today Especially nice pullback as I'll be buying $48k more $LMND on Monday ❤🚀"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1943744173284151363) 2025-07-11 18:48:18 UTC 30.9K followers, 2875 engagements "Who sent this to me I would never do this $LMND 😂"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1947554854114603301) 2025-07-22 07:10:35 UTC 30.9K followers, 3768 engagements "7/12 AI edge: Automation halved expenses while IFP doubled. AI agents handle XX% of service telematics predicts risks 100x better than proxies. Buffett: Profitable underwriting + float = magic. Lemonade's doing it with tech not agents. No legacy black holes like Geico's XXX systems"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948234502322479403) 2025-07-24 04:11:16 UTC 30.9K followers, XXX engagements "People think capitalism is about greed and money. But that misses the whole point. Capitalism is about harnessing greed and money to incentivize everyone to fight to be the best at providing value to others. It's truly incredible. 🤯🚀"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948642505559265600) 2025-07-25 07:12:32 UTC 30.9K followers, 1293 engagements "@HolySmokas I think the $LMND community is up there"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948869770238980204) 2025-07-25 22:15:36 UTC 30.9K followers, 1281 engagements "@HyperTechInvest I'm currently all-in $LMND"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1949203974332047552) 2025-07-26 20:23:36 UTC 30.9K followers, 1643 engagements "If my portfolio was made up of XX stocks this is what they'd be today. X. $LMND X. $HIMS X. $AMD X. $OSCR X. $TSLA X. $IREN X. $FOUR X. $META X. $ODD XX. $ENPH (contrarian) This portfolio will greatly outperform the broader market IMO. However I am currently all in my best idea - $LMND which I believe will greatly outperform this portfolio"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1939044856598307127) 2025-06-28 19:34:54 UTC 30.9K followers, 22.3K engagements "@Nick_Lamparelli Lemonade's $XX million hit is a minuscule XXXXX% of the industry's $XXXX billion totalbasically a rounding error. While the sector got hammered Lemonade's exposure stayed tiny thanks to their AI-driven underwriting that likely capped risks in fire-prone zones"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948902982545744131) 2025-07-26 00:27:34 UTC 30.9K followers, XX engagements "$LMND grew revenue XXX% since 2020 ($94M to $526M in 2024) yet trades XX% below its peak. Why Market overlooks its AI-driven moat and path to $10B in-force premium by 2032. Cash flow positive in 2024 with a 20x in free cash flow expected over the next doubling of premiums 🚀"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1947548558019698988) 2025-07-22 06:45:34 UTC 30.9K followers, 2386 engagements "Very curious to see how the market reacts to $LMND's coming revenue growth acceleration combined with achieving EBITDA profitablility 😊🚀"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1947748690677948837) 2025-07-22 20:00:49 UTC 30.9K followers, 2854 engagements "There is currently $733M of guaranteed future buying power for $LMND"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1940202801617059982) 2025-07-02 00:16:09 UTC 30.9K followers, 4948 engagements "For comparison Progressive has 36.65M customers. Doing the same calculation ($500 CAC) values the cost of acquiring all of Progressive's customers at $18.3B. Their cash and short term investments are worth $11.27B. Progressive stock costs $111B after substracting these values"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1945215021300031880) 2025-07-15 20:12:56 UTC 30.9K followers, 1392 engagements "I focus on investing in companies (currently all-in $LMND in my stock portfolio). However I do have a few digital asset wallets as well. XX% of my digital assets are $ETH. XX% are $XMR Monero. Most people understand the $ETH thesis (stable coin usage growing Robinhood building private company stock trading on $ETH etc.). But very few understand Monero. Here is my concise Monero thesis:"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1947041540972671375) 2025-07-20 21:10:52 UTC 30.9K followers, 4094 engagements "Quickly someone come up with a good $LMND campaign for Sydney to star in 😂"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948513368169742806) 2025-07-24 22:39:23 UTC 30.9K followers, 11.6K engagements "4/12 The story from 2024 Investor Day: From $1B in-force premium (IFP) today to $10B by 2032 at XX% CAGR. Q1 2025 IFP hit $1.008B (up XX% YoY). Revenue +27% customers 2.5M (up 21%). Market ignores this; stock's down XX% from peaks. Inefficiency = opportunity"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948234495318008266) 2025-07-24 04:11:14 UTC 30.9K followers, XXX engagements "Cayman Islands Insurance platform $ARX went public today at double the market cap $LMND trades at and the stock ran up an additional XX% on the day. Interesting considering that $LMND and $ARX have nearly the same TTM revenue $ARX uses no AI while Lemonade is building a fully autonomous AI insurance superintelligence and $LMND has a MUCH faster expected forward revenue growth rate. I'm telling you far less vertically integrated insurance companies with worse tech going public at $6B while $LMND trade's at $3B with faster growth and the same current revenue is EXTREMELY bullish for Lemonade"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948911213686947868) 2025-07-26 01:00:17 UTC 30.9K followers, 2442 engagements "I love owning stocks most people either don't know about or dislike after a superficial investigation. The larger the disconnect between public sentiment and true fundamental potential the bigger the upside opportunity. Most people don't understand how to conduct deep research or determine fundamental value. Thus most can't stand on their own with a strong contrarian position. As such most will never average outsized returns. Herd mentality is the enemy of the long-term investor"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1949245620100755670) 2025-07-26 23:09:05 UTC 30.9K followers, XXX engagements "@Nick_Lamparelli Let me get this right. Your thesis against AI underwriting is that despite improvements in speed and accuracy the corruption and bureaucratic incompetency of government will stop this positive innovation"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948876379463758300) 2025-07-25 22:41:51 UTC 30.9K followers, XX engagements "@EndicottInvests Every company has risks. You can read about Lemonade's disclosed risks here on page XX Item 7A. Quantitative and Qualitative Disclosures About Market Risk: I personally don't believe any are existential for Lemonade"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1947811257224204559) 2025-07-23 00:09:26 UTC 30.9K followers, XXX engagements "Would hate if the trending "squeeze season" mob ever turned on $LMND. Imagine what would happen to the poor XX% of the float currently sold short. I'm sure those are good folks who have families"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948201679847096653) 2025-07-24 02:00:50 UTC 30.9K followers, XXX engagements "@EndicottInvests I see. To be clear $HIMS is my second favorite stock in the market today and I expect it to return over 50X in the next XX years"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1947819989383217346) 2025-07-23 00:44:08 UTC 30.9K followers, XXX engagements "$LMND is the $NFLX of insurance. A fully automated platform that can add customers without adding employees. $HIMS may be on the way to this level of automation as well longer term (if we get AI Doctors legally able to prescribe medication) but $LMND is already there. The entire insurance process from underwriting (LTV12 model) to sales (AI bot Mia) to customer service (AI bot Mia) to fraud detection (AI Bot Jim) to claims filing and payout (AI bot Jim) to HR (AI Bot Cooper) is automatable without a human in the loop. Lemonade already automates every part within its ontology and is working"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1947934419190181890) 2025-07-23 08:18:51 UTC 30.9K followers, 5287 engagements "$TSLA's Q2 call shows long term story remains strong but short term headwinds should be expected. Nothing in the call to make long term investors waver. I will be making no changes to my parents $TSLA position. But personally as someone all in $LMND the call gave me no reason to change my perspective that Lemonade will outperform Tesla over the next XX years from its much smaller base. That said $TSLA could easily 5x within X years and if we saw a 4x-5x in $LMND by year end to my fair value target of $XXX combined with some Tesla weakness I would adjust forward looking ROIC expectations and"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948179492301582477) 2025-07-24 00:32:41 UTC 30.9K followers, 1576 engagements "@Nick_Lamparelli Crazy take when LMND already primarily uses AI for underwriting. Absolute insanity"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948878630756528215) 2025-07-25 22:50:48 UTC 30.9K followers, XX engagements "I'm all in on a stock down XX% from its 2021 ATH. The company boasts a XXX% IRR. Their topline growth rate has accelerated every quarter for two years straight yet the stock is left for dead. It's now free cash flow positive and trades at 4x-5x undervaluation compared to its discounted free cash flow. If this gets 1000 likes I'll share the stock's ticker. Or you can just click my profile 😅"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948905171217436812) 2025-07-26 00:36:16 UTC 30.9K followers, 3438 engagements "9/12 Why hold forever Per Lynch fast growers become stalwarts if they adapt. Lemonade's AI flywheel gets stronger with scalemore data better models lower costs. Buffett: Buy wonderful businesses at fair prices. This is wonderful and fair Hell yes"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948234507707896320) 2025-07-24 04:11:17 UTC 30.9K followers, XXX engagements "Traditional insurance companies hire people to work at great hourly cost Lemonade builds AI agents that work faster more accurately and at almost no cost $LMND's advantage compounds as billions of data points continually train their agents within an ontology that is becoming an insurance Superintelegence"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1946873067822796915) 2025-07-20 10:01:25 UTC 30.9K followers, 2665 engagements "$LMND offers the highest 10-year cash flow return relative to its price among all stocks in our model including: X. $HIMS (great value with risks) X. $PLTR (strong but overpriced) X. $TSLA (costly but TAM expansion supports good long term returns despite premium) X. $OSCR (multiple expansion potential but lower long-term free cash flow margin underperforming $LMNDs return over XX years) X. $IREN (potentially higher short term cash flow return if $BTC growth or their AI pivot succeeds but less certain with lower long-term margin potential as a hardware based business trailing Lemonade's return"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1947804963305848848) 2025-07-22 23:44:26 UTC 30.9K followers, 5795 engagements "Why am I all-in $LMND In simplest terms I would rather go big on my strongest conviction and be wrong than live in fear. In our age there really is no downside to most failures. In fact it was only by overcoming the fear of public speaking that I started a YouTube channel at XX and made my first $20k from a viral video. after X straight years of failure and XXX videos almost no one watched. It was only through a lack of fear about losing all my savings (and strong conviction in my research) that I invested everything I made from YouTube into $TSLA. and became a millionaire. Most people"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1943782849426895087) 2025-07-11 21:21:59 UTC 30.9K followers, 10.6K engagements "$OSCR's future and profitability are largely controlled by the US government. $LMND's future and profitability are XXXX% controlled by management"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948855638676672853) 2025-07-25 21:19:26 UTC 30.9K followers, 2992 engagements "5/12 Growth drivers: Car insurance is the engine. Waitlist at 700K telematics gives unbeatable prices (15% lower for 2/3 of drivers). Renters/pet are cash cows (70% of customers under 35Gen Z loves the app). Europe covers XX% of pop. Duplicating success like Lynch's La Quinta"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948234497545167036) 2025-07-24 04:11:15 UTC 30.9K followers, XXX engagements "In would advise staying away until at least after the lockup period ends. As Warren Buffett has said many time IPO stands for It's Probably Overpriced. I'm still learning about their business model so this isn't any negative take on their actual services. But literally 100M shares unlock on this Cayman Islands company in XXX days. Only 14M shares of $ARX are trading today. Retail investors buying this IPO will get dumped on in X months. Sure it might run in the meantime (very easy with only 14M shares trading) but $ARX is worth twice as much as $LMND today with the same revenue and a"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948868004688920588) 2025-07-25 22:08:35 UTC 30.9K followers, XXX engagements "The problem with $OSCR compared to $LMND In insurance net profit equals total premiums collected minus loss ratio (claims paid) minus expense ratio (opperating costs). $LMND's trailing XX month loss ratio is XX% ex-CAT (CA wildfire in Q1) Lemonades Q1 loss ratio was 59%. $OSCR is far more regulated because they operate within the ACA (affordable care act aka Obamacare) and have X primary paying customer the US government. This customer says it's illegal for Oscar to have a loss ratio below 80%. Thankfully for Oscar they use AI which they hope will push their expense ratio to just XX% of"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1947737668218982756) 2025-07-22 19:17:01 UTC 30.9K followers, 5604 engagements "6/12 Fundamentals scream buy: Gross loss ratio (GLR) at XX% TTMdown from XX% in 2022. Cash flow positive in 2024 ($48M full year) $1.02B cash/investments. Low debt (22% D/E). EBITDA positive 2026 net profit 2027. Lynch: Earnings drive everything; these are compounding"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948234499814240273) 2025-07-24 04:11:15 UTC 30.9K followers, XXX engagements "2/12 First some Buffett wisdom: Insurance is gold because you get "float"premiums upfront before paying claims. Invest that float wisely and it's free money compounding forever. Lemonade's twist AI makes underwriting a profit machine as well while reducing operating expenses turning float into rocket fuel. Warren would nodgreat businesses print cash"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948234490213511555) 2025-07-24 04:11:13 UTC 30.9K followers, XXX engagements "Breaking: $LMND releases a new ad featuring Sydney Sweeney 😍"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948518517969748450) 2025-07-24 22:59:51 UTC 30.9K followers, 12.1K engagements "10/12 For newbies: Start small but think big. Don't time the marketinefficient means 10x waits. Q2 earnings Aug 5; watch IFP growth GLR under 75%. If story holds (it will) add on dips. Traditional rules Screw 'emgems like this compound for decades"  [@jakebrowatzke](/creator/x/jakebrowatzke) on [X](/post/tweet/1948234510501364047) 2025-07-24 04:11:18 UTC 30.9K followers, XXX engagements
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@jakebrowatzke Jake Browatzke 🚀
Jake Browatzke 🚀 posts on X about $lmnd, $lmnds, insurance, $tsla the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.
Engagements: XXXXXX #
- X Week XXXXXXX +36%
- X Month XXXXXXX -XX%
- X Months XXXXXXXXX +1,545%
- X Year XXXXXXXXX +232%
Mentions: XX #
- X Week XX -XXXX%
- X Month XXX +32%
- X Months XXX +1,738%
- X Year XXX +823%
Followers: XXXXXX #
- X Week XXXXXX +0.38%
- X Month XXXXXX +2.80%
- X Months XXXXXX +11%
- X Year XXXXXX +13%
CreatorRank: XXXXXXX #
Social Influence #
Social category influence finance XXXXX% stocks XXXXX% automotive brands XXX% technology brands XXXX% cryptocurrencies XXXX% celebrities XXXX% social networks XXXX% travel destinations XXXX% countries XXXX% currencies XXXX%
Social topic influence $lmnd #90, $lmnds #1, insurance #388, $tsla #310, stocks #1648, $oscr 4.31%, money 3.45%, $hims 3.45%, cash flow 3.45%, tesla #1159
Top accounts mentioned or mentioned by @amitisinvesting @krishnay152841 @endicottinvests @nick_lamparelli @coincrafty @mirandusgame @nicklamparelli @danielisdizzy @bjmtweets @yeahnowellmaybe @bryanjohnson @elonmusk @olensrud @leepyface @ccvbrostroem @paperbaginvest @gogalagames @lemonadeinc @pitquidity @sambha1987
Top assets mentioned Lemonade, Inc. (LMND) Tesla, Inc. (TSLA) Oscar Health, Inc. (OSCR) Hims & Hers Health, Inc. (HIMS) Netflix Inc (NFLX) Accelerant Holdings (ARX) The Root Network (ROOT) Enphase Energy Inc (ENPH) Metadium (META) Advanced Micro Devices (AMD) Iris Energy Limited Ordinary Shares (IREN) 4 (FOUR) ODDITY Tech Ltd. Class A Ordinary Shares (ODD) Bitcoin (BTC) Ethereum (ETH) Monero (XMR) Robinhood Markets, Inc. (HOOD) Palantir (PLTR) UnitedHealth Group (UNH)
Top Social Posts #
Top posts by engagements in the last XX hours
"As a long term investor nothing was really said to change my opinion on $TSLA. Robotaxis are moving along nicely and no matter the timeline they are the future of transportation. Short term maybe we get some bumpiness in stock price but dips will be adding opportunities"
@jakebrowatzke on X 2025-07-24 00:36:28 UTC 30.9K followers, XXX engagements
"@bryan_johnson How would I go about investing $100000 in Blueprint Or would an investment that small be interesting" @jakebrowatzke on X 2025-07-23 06:56:06 UTC 30.9K followers, XXX engagements
"AI chips are a big enough TAM that if $TSLA's AI5 chip is going to be as good at inference as @elonmusk said @Tesla should plan on mass manufacturing and selling it to other companies. Agree 🤔" @jakebrowatzke on X 2025-07-24 00:41:20 UTC 30.9K followers, 1429 engagements
"I talk about $LMND's AI ontology and automation a lot and for good reason. But @Lemonade_Inc's in-house marketing team may be the most underrated moat in their business. As someone who has spent hundreds of thousands of dollars per month on Meta ads for my own business and who grew a YouTube channel to 800k+ subscribers making ad compilations (Jake's Top XX feel free to look it up) I find marketing fun. And I have some weight when I say that Lemonade's social media marketing is impressive. Organic stuff like what I'm sharing kills on Instagram and Facebook with my younger generation (under" @jakebrowatzke on X 2025-07-14 04:30:10 UTC 30.9K followers, 7242 engagements
"It's "squeeze season" on X. Imagine what happens to the XX% of $LMND's float sold short if the mob turns the Eye of Sauron our way. I'm sure those shorting Lemonade are good folks with families 😟" @jakebrowatzke on X 2025-07-24 02:05:47 UTC 30.9K followers, 1858 engagements
"The most valuable trait of an investor is patience" @jakebrowatzke on X 2025-07-23 06:04:11 UTC 30.9K followers, 2173 engagements
"@ccvbrostroem @PaperBagInvest has several videos on this. The reserve requirement will not stop $LMND from achieving their growth growth rate targets" @jakebrowatzke on X 2025-07-22 19:24:51 UTC 30.9K followers, XXX engagements
"Alright new investorslet's talk $LMND. Lemonade isn't just insurance; it's a tech beast eating the industry's lunch with AI. It's the $NFLX of insurance. Able to add customers without employees. A 10x gem hiding in plain sight. Here's a thread on the basics: 1/12 🍋🧵" @jakebrowatzke on X 2025-07-24 04:11:12 UTC 30.9K followers, 6460 engagements
"$LMND is a 100x opportunity. Ignore it if you want. I'm just trying to help" @jakebrowatzke on X 2025-07-22 12:00:04 UTC 30.9K followers, 6895 engagements
"This is how the market currently sees $LMND. Solely a retail momentum stock. There will be an explosive awakening when reality hits that Lemonade is an undervalued high growth high-quality money printing autonomous organization" @jakebrowatzke on X 2025-07-22 22:40:00 UTC 30.9K followers, 2975 engagements
"I really got sad about $TSLA when XAI started as a new company. Elon is the greatest value creator in the world but Tesla shareholders only benefit when that value is created WITHIN Tesla. Tesla will still have good returns but unless Tesla make's its own LLM part of Optimus' intelligence will come from XAI and thus some amount of value will go to XAI for Optimus rather than Tesla. A fully integrated Tesla would be a much stronger Tesla" @jakebrowatzke on X 2025-07-26 20:19:50 UTC 30.9K followers, 1243 engagements
"What did everyone think of the $TSLA earnings call First let us know if you're an investor or a trader then be brutally honest how the call effected your views" @jakebrowatzke on X 2025-07-24 00:34:28 UTC 30.9K followers, 1196 engagements
"$LMND bears are fired up. They're also dead wrong. In this post I will respond to X of the most oft cited bear arguments: If I missed any you find compelling drop them below and I'll respond in this thread. X. Bear argument: Expenses Growing Faster Than Revenue with operating and administrative costs increasing at a higher rate than premiums. My thoughts: This is only true INCLUDING growth spend. When Lemonade spends on growth they currently expect to earn 3x the customer acquisition cost in future profit according to their Life Time Value Model however they see almost none of this return in" @jakebrowatzke on X 2025-07-16 22:25:12 UTC 30.9K followers, 9110 engagements
""Its dangerous to buy companies that everyone thinks are excellent and that are relatively slow-growth companies." - Peter Lynch What's the opposite of this A relatively high-growth company few think is excellent. Which stocks fit this I'll start 👇" @jakebrowatzke on X 2025-07-19 00:20:27 UTC 30.9K followers, 8570 engagements
"After $LMND explodes everyone will start wanting to know what I have to say. But I may not find another opportunity like Lemonade for 5-10 years. Opportunities on this scale only come once or twice in the generation" @jakebrowatzke on X 2025-07-22 08:45:13 UTC 30.9K followers, 5849 engagements
"This interview between $LMND's CEO @daschreiber and legendary $TSLA investor @heydave7 covers extremely valuable topics: 1:15 - Does Lemonade have a far superior product 2:00 - Lemonades advantage vs incumbents 7:35 - Lemonades software advantage over legacy insurance 8:05 - Other insurance startups 9:55 - Insurance not winner takes all 11:35 - Lemonades backend software advantage 14:20 - Blender software 15:40 - The app is the tip of the iceberg 17:10 - How Lemonade creates efficiency through tech 18:10 - How many engineers in Lemonade 18:40 - Lemonade at the intersection of science and" @jakebrowatzke on X 2025-07-24 03:29:24 UTC 30.9K followers, 3472 engagements
"$OSCR $LMND $ROOT All look JUICY today Especially nice pullback as I'll be buying $48k more $LMND on Monday ❤🚀" @jakebrowatzke on X 2025-07-11 18:48:18 UTC 30.9K followers, 2875 engagements
"Who sent this to me I would never do this $LMND 😂" @jakebrowatzke on X 2025-07-22 07:10:35 UTC 30.9K followers, 3768 engagements
"7/12 AI edge: Automation halved expenses while IFP doubled. AI agents handle XX% of service telematics predicts risks 100x better than proxies. Buffett: Profitable underwriting + float = magic. Lemonade's doing it with tech not agents. No legacy black holes like Geico's XXX systems" @jakebrowatzke on X 2025-07-24 04:11:16 UTC 30.9K followers, XXX engagements
"People think capitalism is about greed and money. But that misses the whole point. Capitalism is about harnessing greed and money to incentivize everyone to fight to be the best at providing value to others. It's truly incredible. 🤯🚀" @jakebrowatzke on X 2025-07-25 07:12:32 UTC 30.9K followers, 1293 engagements
"@HolySmokas I think the $LMND community is up there" @jakebrowatzke on X 2025-07-25 22:15:36 UTC 30.9K followers, 1281 engagements
"@HyperTechInvest I'm currently all-in $LMND" @jakebrowatzke on X 2025-07-26 20:23:36 UTC 30.9K followers, 1643 engagements
"If my portfolio was made up of XX stocks this is what they'd be today. X. $LMND X. $HIMS X. $AMD X. $OSCR X. $TSLA X. $IREN X. $FOUR X. $META X. $ODD XX. $ENPH (contrarian) This portfolio will greatly outperform the broader market IMO. However I am currently all in my best idea - $LMND which I believe will greatly outperform this portfolio" @jakebrowatzke on X 2025-06-28 19:34:54 UTC 30.9K followers, 22.3K engagements
"@Nick_Lamparelli Lemonade's $XX million hit is a minuscule XXXXX% of the industry's $XXXX billion totalbasically a rounding error. While the sector got hammered Lemonade's exposure stayed tiny thanks to their AI-driven underwriting that likely capped risks in fire-prone zones" @jakebrowatzke on X 2025-07-26 00:27:34 UTC 30.9K followers, XX engagements
"$LMND grew revenue XXX% since 2020 ($94M to $526M in 2024) yet trades XX% below its peak. Why Market overlooks its AI-driven moat and path to $10B in-force premium by 2032. Cash flow positive in 2024 with a 20x in free cash flow expected over the next doubling of premiums 🚀" @jakebrowatzke on X 2025-07-22 06:45:34 UTC 30.9K followers, 2386 engagements
"Very curious to see how the market reacts to $LMND's coming revenue growth acceleration combined with achieving EBITDA profitablility 😊🚀" @jakebrowatzke on X 2025-07-22 20:00:49 UTC 30.9K followers, 2854 engagements
"There is currently $733M of guaranteed future buying power for $LMND" @jakebrowatzke on X 2025-07-02 00:16:09 UTC 30.9K followers, 4948 engagements
"For comparison Progressive has 36.65M customers. Doing the same calculation ($500 CAC) values the cost of acquiring all of Progressive's customers at $18.3B. Their cash and short term investments are worth $11.27B. Progressive stock costs $111B after substracting these values" @jakebrowatzke on X 2025-07-15 20:12:56 UTC 30.9K followers, 1392 engagements
"I focus on investing in companies (currently all-in $LMND in my stock portfolio). However I do have a few digital asset wallets as well. XX% of my digital assets are $ETH. XX% are $XMR Monero. Most people understand the $ETH thesis (stable coin usage growing Robinhood building private company stock trading on $ETH etc.). But very few understand Monero. Here is my concise Monero thesis:" @jakebrowatzke on X 2025-07-20 21:10:52 UTC 30.9K followers, 4094 engagements
"Quickly someone come up with a good $LMND campaign for Sydney to star in 😂" @jakebrowatzke on X 2025-07-24 22:39:23 UTC 30.9K followers, 11.6K engagements
"4/12 The story from 2024 Investor Day: From $1B in-force premium (IFP) today to $10B by 2032 at XX% CAGR. Q1 2025 IFP hit $1.008B (up XX% YoY). Revenue +27% customers 2.5M (up 21%). Market ignores this; stock's down XX% from peaks. Inefficiency = opportunity" @jakebrowatzke on X 2025-07-24 04:11:14 UTC 30.9K followers, XXX engagements
"Cayman Islands Insurance platform $ARX went public today at double the market cap $LMND trades at and the stock ran up an additional XX% on the day. Interesting considering that $LMND and $ARX have nearly the same TTM revenue $ARX uses no AI while Lemonade is building a fully autonomous AI insurance superintelligence and $LMND has a MUCH faster expected forward revenue growth rate. I'm telling you far less vertically integrated insurance companies with worse tech going public at $6B while $LMND trade's at $3B with faster growth and the same current revenue is EXTREMELY bullish for Lemonade" @jakebrowatzke on X 2025-07-26 01:00:17 UTC 30.9K followers, 2442 engagements
"I love owning stocks most people either don't know about or dislike after a superficial investigation. The larger the disconnect between public sentiment and true fundamental potential the bigger the upside opportunity. Most people don't understand how to conduct deep research or determine fundamental value. Thus most can't stand on their own with a strong contrarian position. As such most will never average outsized returns. Herd mentality is the enemy of the long-term investor" @jakebrowatzke on X 2025-07-26 23:09:05 UTC 30.9K followers, XXX engagements
"@Nick_Lamparelli Let me get this right. Your thesis against AI underwriting is that despite improvements in speed and accuracy the corruption and bureaucratic incompetency of government will stop this positive innovation" @jakebrowatzke on X 2025-07-25 22:41:51 UTC 30.9K followers, XX engagements
"@EndicottInvests Every company has risks. You can read about Lemonade's disclosed risks here on page XX Item 7A. Quantitative and Qualitative Disclosures About Market Risk: I personally don't believe any are existential for Lemonade" @jakebrowatzke on X 2025-07-23 00:09:26 UTC 30.9K followers, XXX engagements
"Would hate if the trending "squeeze season" mob ever turned on $LMND. Imagine what would happen to the poor XX% of the float currently sold short. I'm sure those are good folks who have families" @jakebrowatzke on X 2025-07-24 02:00:50 UTC 30.9K followers, XXX engagements
"@EndicottInvests I see. To be clear $HIMS is my second favorite stock in the market today and I expect it to return over 50X in the next XX years" @jakebrowatzke on X 2025-07-23 00:44:08 UTC 30.9K followers, XXX engagements
"$LMND is the $NFLX of insurance. A fully automated platform that can add customers without adding employees. $HIMS may be on the way to this level of automation as well longer term (if we get AI Doctors legally able to prescribe medication) but $LMND is already there. The entire insurance process from underwriting (LTV12 model) to sales (AI bot Mia) to customer service (AI bot Mia) to fraud detection (AI Bot Jim) to claims filing and payout (AI bot Jim) to HR (AI Bot Cooper) is automatable without a human in the loop. Lemonade already automates every part within its ontology and is working" @jakebrowatzke on X 2025-07-23 08:18:51 UTC 30.9K followers, 5287 engagements
"$TSLA's Q2 call shows long term story remains strong but short term headwinds should be expected. Nothing in the call to make long term investors waver. I will be making no changes to my parents $TSLA position. But personally as someone all in $LMND the call gave me no reason to change my perspective that Lemonade will outperform Tesla over the next XX years from its much smaller base. That said $TSLA could easily 5x within X years and if we saw a 4x-5x in $LMND by year end to my fair value target of $XXX combined with some Tesla weakness I would adjust forward looking ROIC expectations and" @jakebrowatzke on X 2025-07-24 00:32:41 UTC 30.9K followers, 1576 engagements
"@Nick_Lamparelli Crazy take when LMND already primarily uses AI for underwriting. Absolute insanity" @jakebrowatzke on X 2025-07-25 22:50:48 UTC 30.9K followers, XX engagements
"I'm all in on a stock down XX% from its 2021 ATH. The company boasts a XXX% IRR. Their topline growth rate has accelerated every quarter for two years straight yet the stock is left for dead. It's now free cash flow positive and trades at 4x-5x undervaluation compared to its discounted free cash flow. If this gets 1000 likes I'll share the stock's ticker. Or you can just click my profile 😅" @jakebrowatzke on X 2025-07-26 00:36:16 UTC 30.9K followers, 3438 engagements
"9/12 Why hold forever Per Lynch fast growers become stalwarts if they adapt. Lemonade's AI flywheel gets stronger with scalemore data better models lower costs. Buffett: Buy wonderful businesses at fair prices. This is wonderful and fair Hell yes" @jakebrowatzke on X 2025-07-24 04:11:17 UTC 30.9K followers, XXX engagements
"Traditional insurance companies hire people to work at great hourly cost Lemonade builds AI agents that work faster more accurately and at almost no cost $LMND's advantage compounds as billions of data points continually train their agents within an ontology that is becoming an insurance Superintelegence" @jakebrowatzke on X 2025-07-20 10:01:25 UTC 30.9K followers, 2665 engagements
"$LMND offers the highest 10-year cash flow return relative to its price among all stocks in our model including: X. $HIMS (great value with risks) X. $PLTR (strong but overpriced) X. $TSLA (costly but TAM expansion supports good long term returns despite premium) X. $OSCR (multiple expansion potential but lower long-term free cash flow margin underperforming $LMNDs return over XX years) X. $IREN (potentially higher short term cash flow return if $BTC growth or their AI pivot succeeds but less certain with lower long-term margin potential as a hardware based business trailing Lemonade's return" @jakebrowatzke on X 2025-07-22 23:44:26 UTC 30.9K followers, 5795 engagements
"Why am I all-in $LMND In simplest terms I would rather go big on my strongest conviction and be wrong than live in fear. In our age there really is no downside to most failures. In fact it was only by overcoming the fear of public speaking that I started a YouTube channel at XX and made my first $20k from a viral video. after X straight years of failure and XXX videos almost no one watched. It was only through a lack of fear about losing all my savings (and strong conviction in my research) that I invested everything I made from YouTube into $TSLA. and became a millionaire. Most people" @jakebrowatzke on X 2025-07-11 21:21:59 UTC 30.9K followers, 10.6K engagements
"$OSCR's future and profitability are largely controlled by the US government. $LMND's future and profitability are XXXX% controlled by management" @jakebrowatzke on X 2025-07-25 21:19:26 UTC 30.9K followers, 2992 engagements
"5/12 Growth drivers: Car insurance is the engine. Waitlist at 700K telematics gives unbeatable prices (15% lower for 2/3 of drivers). Renters/pet are cash cows (70% of customers under 35Gen Z loves the app). Europe covers XX% of pop. Duplicating success like Lynch's La Quinta" @jakebrowatzke on X 2025-07-24 04:11:15 UTC 30.9K followers, XXX engagements
"In would advise staying away until at least after the lockup period ends. As Warren Buffett has said many time IPO stands for It's Probably Overpriced. I'm still learning about their business model so this isn't any negative take on their actual services. But literally 100M shares unlock on this Cayman Islands company in XXX days. Only 14M shares of $ARX are trading today. Retail investors buying this IPO will get dumped on in X months. Sure it might run in the meantime (very easy with only 14M shares trading) but $ARX is worth twice as much as $LMND today with the same revenue and a" @jakebrowatzke on X 2025-07-25 22:08:35 UTC 30.9K followers, XXX engagements
"The problem with $OSCR compared to $LMND In insurance net profit equals total premiums collected minus loss ratio (claims paid) minus expense ratio (opperating costs). $LMND's trailing XX month loss ratio is XX% ex-CAT (CA wildfire in Q1) Lemonades Q1 loss ratio was 59%. $OSCR is far more regulated because they operate within the ACA (affordable care act aka Obamacare) and have X primary paying customer the US government. This customer says it's illegal for Oscar to have a loss ratio below 80%. Thankfully for Oscar they use AI which they hope will push their expense ratio to just XX% of" @jakebrowatzke on X 2025-07-22 19:17:01 UTC 30.9K followers, 5604 engagements
"6/12 Fundamentals scream buy: Gross loss ratio (GLR) at XX% TTMdown from XX% in 2022. Cash flow positive in 2024 ($48M full year) $1.02B cash/investments. Low debt (22% D/E). EBITDA positive 2026 net profit 2027. Lynch: Earnings drive everything; these are compounding" @jakebrowatzke on X 2025-07-24 04:11:15 UTC 30.9K followers, XXX engagements
"2/12 First some Buffett wisdom: Insurance is gold because you get "float"premiums upfront before paying claims. Invest that float wisely and it's free money compounding forever. Lemonade's twist AI makes underwriting a profit machine as well while reducing operating expenses turning float into rocket fuel. Warren would nodgreat businesses print cash" @jakebrowatzke on X 2025-07-24 04:11:13 UTC 30.9K followers, XXX engagements
"Breaking: $LMND releases a new ad featuring Sydney Sweeney 😍" @jakebrowatzke on X 2025-07-24 22:59:51 UTC 30.9K followers, 12.1K engagements
"10/12 For newbies: Start small but think big. Don't time the marketinefficient means 10x waits. Q2 earnings Aug 5; watch IFP growth GLR under 75%. If story holds (it will) add on dips. Traditional rules Screw 'emgems like this compound for decades" @jakebrowatzke on X 2025-07-24 04:11:18 UTC 30.9K followers, XXX engagements