# ![@invest091 Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1653564935782400000.png) @invest091 Michael | Stock Spotlight 🎙️

Michael | Stock Spotlight 🎙️ posts on X about $veev, $bro, $tyl, insurance the most. They currently have [-----] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

### Engagements: [-----] [#](/creator/twitter::1653564935782400000/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1653564935782400000/c:line/m:interactions.svg)

- [--] Week [------] +36%
- [--] Month [-------] +43%
- [--] Months [-------] +2.70%
- [--] Year [---------] +290%

### Mentions: [--] [#](/creator/twitter::1653564935782400000/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1653564935782400000/c:line/m:posts_active.svg)

- [--] Week [---] -28%
- [--] Month [---] -6.90%
- [--] Months [-----] +37%
- [--] Year [-----] +55%

### Followers: [-----] [#](/creator/twitter::1653564935782400000/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1653564935782400000/c:line/m:followers.svg)

- [--] Week [-----] +1.10%
- [--] Month [-----] +10%
- [--] Months [-----] +65%
- [--] Year [-----] +337%

### CreatorRank: [-------] [#](/creator/twitter::1653564935782400000/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1653564935782400000/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  79.07% [cryptocurrencies](/list/cryptocurrencies)  33.14% [finance](/list/finance)  29.65% [technology brands](/list/technology-brands)  8.14% [social networks](/list/social-networks)  2.33% [formula 1](/list/formula-1)  1.16% [countries](/list/countries)  1.16% [exchanges](/list/exchanges)  0.58% [currencies](/list/currencies)  0.58% [luxury brands](/list/luxury-brands)  0.58%

**Social topic influence**
[$veev](/topic/$veev) #2, [$bro](/topic/$bro) #24, [$tyl](/topic/$tyl) #14, [insurance](/topic/insurance) #989, [business](/topic/business) 8.72%, [$ajg](/topic/$ajg) #11, [$bmi](/topic/$bmi) #4, [$tost](/topic/$tost) #7, [strong](/topic/strong) 5.81%, [$ctas](/topic/$ctas) #25

**Top accounts mentioned or mentioned by**
[@ddblakefischer](/creator/undefined) [@saynototrading](/creator/undefined) [@jktadave](/creator/undefined) [@willbiddy](/creator/undefined) [@tacticzh](/creator/undefined) [@mrderivatives](/creator/undefined) [@marcumlloyd](/creator/undefined) [@dimitrynakhla](/creator/undefined) [@sojustfollowme](/creator/undefined) [@thinknstocks](/creator/undefined) [@longequity](/creator/undefined) [@qualitycap0](/creator/undefined) [@bobspaysubstack](/creator/undefined) [@trevhesinvests](/creator/undefined) [@fiscalai](/creator/undefined) [@ichlerne2](/creator/undefined) [@stocknotebook](/creator/undefined) [@moinvestinghq](/creator/undefined) [@renesellmann](/creator/undefined) [@sal13836](/creator/undefined)

**Top assets mentioned**
[Veeva Systems, Inc. (VEEV)](/topic/$veev) [Neurobro (BRO)](/topic/$bro) [Tyler Technologies, Inc. (TYL)](/topic/$tyl) [Arthur J. Gallagher & Co. (AJG)](/topic/$ajg) [Bridge Mutual (BMI)](/topic/$bmi) [Toast, Inc. (TOST)](/topic/$tost) [Cintas Corporation (CTAS)](/topic/$ctas) [Aon PLC (AON)](/topic/$aon) [S&P Global Inc (SPGI)](/topic/$spgi) [Marsh & McLennan Companies, Inc. (MMC)](/topic/$mmc) [Decentral Games ICE (ICE)](/topic/$ice) [UNIPOLY (UNP)](/topic/$unp) [Marsh (MRSH)](/topic/$mrsh) [Spotify Technology (SPOT)](/topic/$spot) [Medpace Holdings, Inc. Common Stock (MEDP)](/topic/$medp) [TransDigm Group, Inc. (TDG)](/topic/$tdg) [Willis Towers Watson Public Limited Company Ordinary Shares (WTW)](/topic/$wtw) [Cboe Global Markets, Inc. (CBOE)](/topic/$cboe) [Rollins, Inc. (ROL)](/topic/$rol) [Vail Resorts, Inc. (MTN)](/topic/$mtn) [Evotec SE (EVO)](/topic/$evo) [Now Coin (NOW)](/topic/$now) [Norfolk Southern Corp. (NSC)](/topic/$nsc) [Factset Research Systems, Inc. (FDS)](/topic/$fds) [Agoric (BLD)](/topic/$bld) [Align Technology, Inc. (ALGN)](/topic/$algn) [CME Group Inc (CME)](/topic/$cme) [Mastercard, Inc. (MA)](/topic/$ma) [Fortinet Inc (FTNT)](/topic/$ftnt) [Fair Isaac, Corp. (FICO)](/topic/$fico) [Msci Inc (MSCI)](/topic/$msci) [Salesforce Inc (CRM)](/topic/$crm) [SPDR S&P [---] ETF Trust (SPY)](/topic/$spy) [Hims & Hers Health, Inc. (HIMS)](/topic/$hims) [Unifirst Corp (UNF)](/topic/$unf) [Ecolab Inc. (ECL)](/topic/$ecl) [Aramark (ARMK)](/topic/$armk) [Oscar Health, Inc.  (OSCR)](/topic/$oscr) [Oracle Corporation (ORCL)](/topic/$orcl) [SAP SE (SAP)](/topic/$sap)
### Top Social Posts
Top posts by engagements in the last [--] hours

"$EVO / $EVVTY Qtr was a mixed bag. On the positive side strong progress on the Hasbro partnership and a packed [----] product roadmap with major launches coming. On the other hand near-term headwinds from regulatory channelization declines in key markets pushing players toward unregulated operators and pressuring growth. As a shareholder (appropriately sized not one of my largest positions) Im holding and giving management time to execute into [----]. https://twitter.com/i/web/status/2019829405598744689 https://twitter.com/i/web/status/2019829405598744689"  
[X Link](https://x.com/invest091/status/2019829405598744689)  2026-02-06T17:43Z [----] followers, [----] engagements


"📅 February is a macro-heavy month for markets. Key dates to watch: Feb [--] CPI Feb [--] PPI Feb [--] Presidents Day (markets closed) Feb [--] VIX expiration Feb [--] Equity & index options expiration Feb [--] Q4 [--] GDP 2nd estimate Love this calendar"  
[X Link](https://x.com/invest091/status/2020145771266375989)  2026-02-07T14:40Z [----] followers, [---] engagements


"@DimitryNakhla I like his example. Something like $UNP comes to mind here too"  
[X Link](https://x.com/invest091/status/2021962851636981775)  2026-02-12T15:01Z [----] followers, [---] engagements


"Finally got around to listening to an excellent @bizbreakdownsepisode with guest Aaron Cohen on the PE perspective on insurance brokers. My main takeaways 👇 Brokers dont set price and customers dont shop broker price Value comes from advice and distribution not underwriting risk SME commissions scale with premium growth; large enterprise is more fee-based Capital is commoditized at carriers not at brokers Organic growth drives valuation; M&A accelerates it Hard and soft cycles impact growth rates but not business durability Helpful framework for understanding why scaled brokers compound so"  
[X Link](https://x.com/invest091/status/2022339996607520858)  2026-02-13T16:00Z [----] followers, [---] engagements


"$TYL says it can reshape its financial profile by [----] via: 🔹 Recurring revenue 90% 🔹 Operating margin 30%+ 🔹 FCF margin high-20s 🔹 Execution pillars: upsell/cross-sell expand state & federal TAM cloud transition and transactions growth Do we believe them Check out my thoughts on my recently released Stock Spotlight episode [--]. 📆 #TYL #StockSpotlight #QualityStocks https://twitter.com/i/web/status/1989457312604442684 https://twitter.com/i/web/status/1989457312604442684"  
[X Link](https://x.com/invest091/status/1989457312604442684)  2025-11-14T22:16Z [----] followers, [---] engagements


"Customer Sentiment Check ✅ On Comparably $CTAS scores: 📌74% Customer Loyalty (median 76%) roughly in line with peers like $ECL (77%) and above $ARMK (62%) but below $UNF (90%). 📌NPS of +1 vs. industry median of [---]. Only $UNF stands out again at +38. Why it matters: In B2B service businesses loyalty + NPS can be early signals of pricing power contract durability and churn risk. https://twitter.com/i/web/status/1993059548656287824 https://twitter.com/i/web/status/1993059548656287824"  
[X Link](https://x.com/invest091/status/1993059548656287824)  2025-11-24T20:50Z [----] followers, [---] engagements


"$TYL highlighted that SaaS-equivalent revenue is only about half of the business today. With 50% of revenue still on-prem the cloud transition cycle looks far from mature with plenty of runway left"  
[X Link](https://x.com/invest091/status/1993429612756599039)  2025-11-25T21:20Z [----] followers, [---] engagements


"Oscar Health CEO $OSCR says the best way to fix healthcare "Eliminate employer-sponsored insurance." Do you agree or disagree with his stance. Not sure if this would make care more personalized & lower costs or open new challenges. https://twitter.com/i/web/status/1995574621119414557 https://twitter.com/i/web/status/1995574621119414557"  
[X Link](https://x.com/invest091/status/1995574621119414557)  2025-12-01T19:24Z [----] followers, [---] engagements


"Took a closer look at Badger Meters $BMI Adjusted ROIC: 🧮 NOPAT Invested Capital 🏗 IC = (Assets Goodwill Excess Cash) + Debt (AP + Accruals) 💰 Excess Cash = Cash 20% of Current Liabilities The result ROIC climbed steadily from 8% 35% in [--] years. Thats world-class capital efficiency. Listen to Stock Spotlight podcast episode [--] for a deep dive into this high quality company.🎧 https://twitter.com/i/web/status/1996212827145548098 https://twitter.com/i/web/status/1996212827145548098"  
[X Link](https://x.com/invest091/status/1996212827145548098)  2025-12-03T13:40Z [----] followers, [---] engagements


"$TYL 10-YR SBC Adj FCF Linearity is a thing of beauty. Probably one of the reasons why it is rarely "cheap.""  
[X Link](https://x.com/invest091/status/1996609691141448170)  2025-12-04T15:57Z [----] followers, [---] engagements


"One KPI I track for $SPGI: Total Billed Issuance Ratings is still a major driver of operating profit. Issuance tells you how much debt capital is being raised directly impacts Ratings revenue. 2024: $3.9T (+54% YOY vs $2.4T in 2019). Cyclical but critical for quarterly swings. https://twitter.com/i/web/status/1997402918253703584 https://twitter.com/i/web/status/1997402918253703584"  
[X Link](https://x.com/invest091/status/1997402918253703584)  2025-12-06T20:29Z [----] followers, [----] engagements


"Did some digging on $TYL comparables 👇 Top [--] closest peers I found: [--] $IIIV smaller cap junior Tyler (justice public safety gov SaaS) [--] $ORCL big enterprise ERP sticky gov clients [--] $NOW SaaS workflows used in gov digital transformation"  
[X Link](https://x.com/invest091/status/1997987520127410577)  2025-12-08T11:12Z [----] followers, [---] engagements


"$BMI long-term Capex % Revenue trend is a beauty as they transition to a larger mix of software sales. 👇 Check out Episode [--] of the Stock Spotlight podcast for the full deep dive on this industrial tech https://twitter.com/i/web/status/1999222666105094155 https://twitter.com/i/web/status/1999222666105094155"  
[X Link](https://x.com/invest091/status/1999222666105094155)  2025-12-11T21:00Z [----] followers, [---] engagements


"$TYL Tyler Technologies Adj ROIC Trend Check: 10-YR Median Adj ROIC = 14.9% vs. [----] software industry avg. 26.9% Heavy goodwill from acquisitions drags GAAP ROIC lower (8% Combined Avg Stock Analysis/QuickFS) so adjusted view gives a truer picture. Still below 20% hurdle but shows the cost of buying growth. New [----] data point coming soon will be interesting to add given the recent upward trend. #StockSpotlight #QualityStocks https://twitter.com/i/web/status/1999887036753543540 https://twitter.com/i/web/status/1999887036753543540"  
[X Link](https://x.com/invest091/status/1999887036753543540)  2025-12-13T17:00Z [----] followers, [---] engagements


"$TYL Gross Margin has compounded at 0.8% per year over the last [--] years but remains lower than most software peers given labor-intensive COGS (implementation & support). Historical ceiling looks 47%. https://twitter.com/i/web/status/2000983764143366643 https://twitter.com/i/web/status/2000983764143366643"  
[X Link](https://x.com/invest091/status/2000983764143366643)  2025-12-16T17:38Z [----] followers, [---] engagements


"👥 $TYL scores 61% on Customer Loyalty (vs. 71% median peers like $SAP 81% & $WDAY 80%). I track this metric because retention & stickiness drive recurring revenue durability. Strong products show up not just in margins but in whether customers choose to stay. #StockSpotlight #QualityStocks https://twitter.com/i/web/status/2001661228377412091 https://twitter.com/i/web/status/2001661228377412091"  
[X Link](https://x.com/invest091/status/2001661228377412091)  2025-12-18T14:30Z [----] followers, [----] engagements


"$SPGI leadership keeps hammering a key point: their AI investments are about compounding productivity + product depth inside Market Intelligence. The result Faster innovation cycles new add-on modules and a broader value layer embedded across the enterprise"  
[X Link](https://x.com/invest091/status/2002334665047195992)  2025-12-20T11:06Z [----] followers, [----] engagements


"🚨 Business Model Breakdown Series Industry focus: Aerospace & Defense ✈ $TDG 56% aftermarket 44% OEM 90% proprietary parts = pricing power moat Private equity-like playbook: acquisitions + leverage + special dividends $HEI Balanced OEM/aftermarket (50/50) 90+ tuck-in acquisitions in [--] yrs Steady reinvestment conservative leverage Both scored a 67% Quality Score (59th percentile Industrials sector) = high-quality different engines: Aftermarket cash flows + leverage Acquisitive growth + diversification 👉 Which model would you rather own https://twitter.com/i/web/status/2003108513669644655"  
[X Link](https://x.com/invest091/status/2003108513669644655)  2025-12-22T14:21Z [----] followers, [----] engagements


"Is $BTAL too negative beta to generate meaningful returns No. Expected return decomposition: Return = Factor spread return + ( market return) For $BTAL: Market component [----] market return Factor component = low-beta stocks high-beta stocks If that factor spread is positive $BTAL can generate positive returns even with negative beta. Negative beta doesnt eliminate returns. It removes market dependence. When does it work best Drawdowns Risk-off regimes Volatility spikes When does it lag Momentum-driven bull markets High-beta speculation $BTAL isnt an equity substitute. Its a portfolio"  
[X Link](https://x.com/invest091/status/2004962006357471488)  2025-12-27T17:06Z [----] followers, [---] engagements


"$TYL released an interesting marketing video awhile back underscoring: 🔹 Exclusive focus on the public sector 🔹 Rapid move to the cloud 🔹 Tech that supports critical gov services 👉 Is Tyler Technologies the best long-term compounder in govtech moving into [----] #Govtech #TylerTechnologies #CloudTransition https://twitter.com/i/web/status/2005638182746861943 https://twitter.com/i/web/status/2005638182746861943"  
[X Link](https://x.com/invest091/status/2005638182746861943)  2025-12-29T13:53Z [----] followers, [---] engagements


"My Cintas Corporation $CTAS Quality Growth profile below. 👇 Check out Episode [--] for my deep dive into this high quality company Great listening material over the holidays. You can find Stock Spotlight on Spotify Apple Podcasts or YouTube. https://twitter.com/i/web/status/2005768793146953842 https://twitter.com/i/web/status/2005768793146953842"  
[X Link](https://x.com/invest091/status/2005768793146953842)  2025-12-29T22:32Z [----] followers, [---] engagements


"Want to dig deeper into Tyler Technologies $TYL Heres my breakdown of their cash flow statement and why it matters for understanding their business model. 🎙 Full deep dive in Episode [--] of Stock Spotlight. Listen on Spotify Apple Podcasts and YouTube. #StockSpotlight #QualityStocks https://twitter.com/i/web/status/2006759823665234204 https://twitter.com/i/web/status/2006759823665234204"  
[X Link](https://x.com/invest091/status/2006759823665234204)  2026-01-01T16:10Z [----] followers, [---] engagements


"The proposed $UNP + $NSC merger would create North Americas largest freight railroad. Based on latest RTM data: UP + NS = 33% BNSF = 32% CN = 13% CSX = 11% CPKC = 11% Approval expected late [--] Q1 [--] decision"  
[X Link](https://x.com/invest091/status/2006855830600298575)  2026-01-01T22:31Z [----] followers, [---] engagements


"$FDS expects S&P [---] EPS +15% in [----]. Revenue growth 7%. The difference is margins. Net profit margins are projected at 14% the highest level over the last [--] years. Does #FinTwit broadly agree with these assumptions or are estimates too optimistic"  
[X Link](https://x.com/invest091/status/2007817416831877267)  2026-01-04T14:12Z [----] followers, [---] engagements


"ROIIC = Return on Incremental Invested Capital Some portfolio examples (10-YR Avg ROIIC): $BMI 16.5% $TYL 13.9% $CTAS 9.5% What this means: Tells you how efficiently each company has allocated new capital over time High ROIIC + reinvestment runway = compounding engine Low or volatile ROIIC can flag tougher economics or inconsistent capital deployment One of my favorite metrics to use https://twitter.com/i/web/status/2008153003069669786 https://twitter.com/i/web/status/2008153003069669786"  
[X Link](https://x.com/invest091/status/2008153003069669786)  2026-01-05T12:26Z [----] followers, [---] engagements


"Just started digging into $BRO and reviewed the latest LSEG earnings indicators vs. peers. What stands out: $BRO execution is strong (avg surprise +6.8%) But sell-side momentum lags: more downgrades limited estimate raises $AON and $AJG show the strongest recommendation changes $MMC has consistently positive earnings surprises $BRO and $MMC are delivering at the earnings level but sell-side conviction seems to skew toward $AON and $AJG. https://twitter.com/i/web/status/2008529232897667286 https://twitter.com/i/web/status/2008529232897667286"  
[X Link](https://x.com/invest091/status/2008529232897667286)  2026-01-06T13:21Z [----] followers, [---] engagements


"@DD17_Capital Good work overall. However applying a blanket 20% margin of safety after fair value for a business like $BMI feels excessive. If your base case is already conservative that haircut just ensures you rarely own high quality companies"  
[X Link](https://x.com/invest091/status/2008870447274979382)  2026-01-07T11:56Z [----] followers, [---] engagements


"Ive been digging into the insurance brokerage space and built this visual to understand how the market is pricing organic growth vs forward valuation across the major players. Some interesting insights: 🔹 $AON earns the premium. Higher organic growth is being rewarded with the highest multiple. 🔹 $AJG sits near the middle on both organic growth and valuation. 🔹 $MMC is similar to AJG but with slower growth and a slightly more appealing multiple. 🔹 $BRO trades cheaper as organic growth lags peers in the current environment. 🔹 $BWIN is the smallest by far with decent organic growth and the"  
[X Link](https://x.com/invest091/status/2008908986880229564)  2026-01-07T14:30Z [----] followers, [----] engagements


"Just ran $BLD through my 33-question Quality Checklist. 73% Quality Score 81st percentile overall Strengths: fundamentals (5/5) industry (5/5) Weak spot: efficiency (0/3) Other ratings: Schwab gives them a B GuruFocus gives them a [--] (86th percentile for its sector in my DB) What do you all think of TopBuild as an investment opportunity https://twitter.com/i/web/status/2009037333870309710 https://twitter.com/i/web/status/2009037333870309710"  
[X Link](https://x.com/invest091/status/2009037333870309710)  2026-01-07T23:00Z [----] followers, [---] engagements


"$CTAS review from a small biz owner: ✅ Rags & trash bags cheaper than competitors ✅ Higher-quality cleaning supplies used less over time ✅ No product failures (rips breaks etc.) This is what pricing power + reliable service looks like in a boring but defensible niche. #Cintas #RedditReviews https://twitter.com/i/web/status/2009301823505748357 https://twitter.com/i/web/status/2009301823505748357"  
[X Link](https://x.com/invest091/status/2009301823505748357)  2026-01-08T16:31Z [----] followers, [---] engagements


"Following up with a look at fundamental indicators from the latest LSEG report across $BRO and peers: $BRO screens strongest on profitability and dividend strength (both near the top) Earnings quality is the clear weak spot vs $WTW $AJG $AJG and $MMC look more balanced across categories even if less standout https://twitter.com/i/web/status/2009626966346068470 https://twitter.com/i/web/status/2009626966346068470"  
[X Link](https://x.com/invest091/status/2009626966346068470)  2026-01-09T14:03Z [----] followers, [---] engagements


"Business quality withholding for now (still assessing leaning more no than yes) but the 1-YR linear chart on $ALGN looks excellent from a technical perspective. Higher lows reclaiming key moving averages and pressing into a potential trend-change. This ones worth watching maybe @SoJustFollowMe already has his eyes on it. Haha. https://twitter.com/i/web/status/2009745244699693466 https://twitter.com/i/web/status/2009745244699693466"  
[X Link](https://x.com/invest091/status/2009745244699693466)  2026-01-09T21:53Z [----] followers, [----] engagements


"Morningstar gives $AON a narrow moat 👇 🔹70% of revenue comes from insurance brokerage 🔹Brokers help clients navigate complex risk mgmt + insurer selection 🔹Strong distribution network + advisory role 🔹Asymmetric info advantage = value to both clients & carriers 🔹High switching costs lock in clients I've been starting to look into this space more recently very interesting industry dynamics. https://twitter.com/i/web/status/2010040439991369967 https://twitter.com/i/web/status/2010040439991369967"  
[X Link](https://x.com/invest091/status/2010040439991369967)  2026-01-10T17:26Z [----] followers, [---] engagements


"Insurance brokers arent all the same. $BRO: built around two main distribution channels Retail Specialty Distribution (wholesale/specialty placement) $AJG: built around commission economics + organic growth Base commissions & fees Supplemental revenues Contingent revenues (+ Risk Mgmt) $MMC: the true diversified platform Revenue by business: Marsh 54% Mercer 23% Oliver Wyman 13% Guy Carpenter 10% Revenue by geography: U.S. 49% EMEA 32% Asia Pac 11% Canada 4% LatAm/Carib 4% My initial takeaway thinking of insurance like buying a product: $BRO = great distributor $MMC = a distributor +"  
[X Link](https://x.com/invest091/status/2011105206239707485)  2026-01-13T15:57Z [----] followers, [----] engagements


"Newest portfolio add has been $ICE (Intercontinental Exchange). Just got flagged at the price level I was watching for a potential breakout✅ On the 1-YR (linear) chart price is pushing through key resistance and reclaiming the longer-term trend area. Love when fundamentals + technicals line up. 📈 https://twitter.com/i/web/status/2011521196873936965 https://twitter.com/i/web/status/2011521196873936965"  
[X Link](https://x.com/invest091/status/2011521196873936965)  2026-01-14T19:30Z [----] followers, [----] engagements


"@GarpandChill $TYL would like a word 🙂"  
[X Link](https://x.com/invest091/status/2011571314436555203)  2026-01-14T22:49Z [----] followers, [---] engagements


"Episode [--] drops tomorrow This isnt a selling winners episode. Its a risk management and thesis-driven episode. I break down my exit framework using $ELF as one of the two case studies: Started buying shares in Nov '24 thesis seemed solid and the business had been executing. But I sold Feb [--] when it breached my downside limit: Avg cost basis $99 Exit $69 (-30% loss) Lesson: price-based rules matter most early when conviction isnt earned yet. In hindsight: my drawdown limit was too wide. My process now targets a 2-3x ATR using a volatility-based method for all new positions for the first 90"  
[X Link](https://x.com/invest091/status/2011830736999924011)  2026-01-15T16:00Z [----] followers, [---] engagements


"@LTVresearch Great post Enjoyed the reading. My upcoming podcast episode deep dive is on $VEEV and I agree in that this looks like an intriguing opportunity with them right now"  
[X Link](https://x.com/invest091/status/2012136532757622978)  2026-01-16T12:15Z [----] followers, [--] engagements


"$CTAS deserves a premium valuation. From their latest earnings call. 👇"  
[X Link](https://x.com/invest091/status/2012704745325007347)  2026-01-18T01:53Z [----] followers, [---] engagements


"📊 Stock Spotlight: $CBOE Cboe Global Markets scores a 76% on my [--] Question Quality Checklist ✅ 87th percentile overall 93rd percentile in sector Pass grade The biz runs one of the most valuable moats in finance market infrastructure. Sticky revenue. 👇 Quality Score Breakdown by category: https://twitter.com/i/web/status/2012887703344566708 https://twitter.com/i/web/status/2012887703344566708"  
[X Link](https://x.com/invest091/status/2012887703344566708)  2026-01-18T14:00Z [----] followers, [----] engagements


"@CompoundingLab I own $ICE but really like $CBOE and $CME (less so them though) in this space. Scored well recently for me too on my quality checklist. 📊 Stock Spotlight: $CBOE Cboe Global Markets scores a 76% on my [--] Question Quality Checklist ✅ 87th percentile overall 93rd percentile in sector Pass grade The biz runs one of the most valuable moats in finance market infrastructure. Sticky revenue. 👇 Quality https://t.co/4Nf6QVywaJ 📊 Stock Spotlight: $CBOE Cboe Global Markets scores a 76% on my [--] Question Quality Checklist ✅ 87th percentile overall 93rd percentile in sector Pass grade"  
[X Link](https://x.com/invest091/status/2013317087553560896)  2026-01-19T18:26Z [----] followers, [---] engagements


"🌊 On the $BMI Q3 [--] call CFO Robert Wrocklage highlighted sewer line & manhole monitoring as an extremely underpenetrated market a major digital adoption opportunity. Something to keep our eyes on as shareholders 👀 https://twitter.com/i/web/status/2013611470647673289 https://twitter.com/i/web/status/2013611470647673289"  
[X Link](https://x.com/invest091/status/2013611470647673289)  2026-01-20T13:56Z [----] followers, [---] engagements


"2016-TTM FCF Conversion for insurance brokers: $AJG wins on upside and cash extraction. $BRO wins on stability and predictability. $MMC historically converts less but still pretty stable. All meet my 75% minimum normalized threshold easily. https://twitter.com/i/web/status/2013726981796335952 https://twitter.com/i/web/status/2013726981796335952"  
[X Link](https://x.com/invest091/status/2013726981796335952)  2026-01-20T21:35Z [----] followers, [---] engagements


"✅ Quality Checklist Screens (start here) $BLD Quality Score breakdown $COUR Quality Score breakdown $CTAS Quality Growth profile $NSSC Quality Score breakdown 👇 More checklist screens coming monthly https://x.com/invest091/status/1991283344844247314 https://x.com/invest091/status/2005768793146953842 https://x.com/invest091/status/1973485571768205550 https://x.com/invest091/status/2009037333870309710 $NSSC Quality Score: 75% 🔍 33-question checklist 🏁 85th % overall 🏁 78th % sector 🏷 Schwab Grade: B 📊 Gurufocus: [--] (84th % overall) Strength in fundamentals industry ratings growth capital"  
[X Link](https://x.com/invest091/status/2013986349712597325)  2026-01-21T14:45Z [----] followers, [---] engagements


"One of the strongest tells in $VEEV is the margin profile. Not just high. but shockingly stable over a decade: 💰 Gross Margin (10-YR median): 71.6% ⚡ GM stdev: 2.6% (vs my portfolio 3.5%) 💰 SBC Adj FCF Margin (10-YR median): 23.7% ⚡ FCF stdev: 6.0% (vs 7.2%) This is what high quality compounding looks like. https://twitter.com/i/web/status/2014006071195537911 https://twitter.com/i/web/status/2014006071195537911"  
[X Link](https://x.com/invest091/status/2014006071195537911)  2026-01-21T16:04Z [----] followers, [---] engagements


"Great list but Im biased as I own $FTNT $FICO $MSCI $MA $UNP $TDG $TYL. Also like the insurance broker ( $MMC / now $MRSH) but I prefer $BRO and $AJG in the space (still doing research lots of M&A to go through). Visa Mastercard FICO and MSCI have all compounded their free cash flow per share by 20%+ over the last [--] years. But it's not just the anti-fragile fintechs that have achieved this so has the storage company Extra Space Storage $EXR. Which on the list do you own https://t.co/iZHJHCVDQL Visa Mastercard FICO and MSCI have all compounded their free cash flow per share by 20%+ over the"  
[X Link](https://x.com/invest091/status/2014065583084494937)  2026-01-21T20:00Z [----] followers, [---] engagements


"@kingkang80 Agree. $TYL maybe $ADSK"  
[X Link](https://x.com/invest091/status/2014135328815382863)  2026-01-22T00:37Z [----] followers, [--] engagements


"Same cycle different operator. $CNI has been the better executor vs. $UNP across the same macro. Now add a potential $UNP merger into the equation: does scale + network rationalization improve carload performance or add integration drag For fun I pulled an indexed carloads chart going back to [----] for $UNP vs $CNI using Stock Analysis data via https://t.co/HQj9fsOlyU. Why $CNI Its one of the closest public comps to $UNP with long-running comparable carloads disclosure. What stands out: $CNI materially https://t.co/xBuXQCDgBT For fun I pulled an indexed carloads chart going back to [----] for"  
[X Link](https://x.com/invest091/status/2014583545839427761)  2026-01-23T06:18Z [----] followers, [---] engagements


"🔮 I ran a 5-YR FCF per Share projection for $VEEV took the mid-point and translated it into Forward FCF Yields. Results: 3-YR forward FCF Yield: 4.08% 5-YR forward FCF Yield: 4.90% Compare that to: 10-YR median yield: 2.26% 5-YR median yield: 2.61% Can $VEEV keep scaling FCF per Share like the forecast implies Because if it does forward yields step up to 4%-5% without needing multiple expansion. https://twitter.com/i/web/status/2014696117632696490 https://twitter.com/i/web/status/2014696117632696490"  
[X Link](https://x.com/invest091/status/2014696117632696490)  2026-01-23T13:46Z [----] followers, [----] engagements


"@0xtechquity Solid. If you like $MEDP you might also like $VEEV. 🔮 I ran a 5-YR FCF per Share projection for $VEEV took the mid-point and translated it into Forward FCF Yields. Results: 3-YR forward FCF Yield: 4.08% 5-YR forward FCF Yield: 4.90% Compare that to: 10-YR median yield: 2.26% 5-YR median yield: 2.61% Can $VEEV keep https://t.co/iVzJVw1gAb 🔮 I ran a 5-YR FCF per Share projection for $VEEV took the mid-point and translated it into Forward FCF Yields. Results: 3-YR forward FCF Yield: 4.08% 5-YR forward FCF Yield: 4.90% Compare that to: 10-YR median yield: 2.26% 5-YR median yield:"  
[X Link](https://x.com/invest091/status/2014711359649583540)  2026-01-23T14:46Z [----] followers, [---] engagements


"@nrossolillo Totally And $VEEV is still trading at an attractive forward yield too. 🔮 I ran a 5-YR FCF per Share projection for $VEEV took the mid-point and translated it into Forward FCF Yields. Results: 3-YR forward FCF Yield: 4.08% 5-YR forward FCF Yield: 4.90% Compare that to: 10-YR median yield: 2.26% 5-YR median yield: 2.61% Can $VEEV keep https://t.co/iVzJVw1gAb 🔮 I ran a 5-YR FCF per Share projection for $VEEV took the mid-point and translated it into Forward FCF Yields. Results: 3-YR forward FCF Yield: 4.08% 5-YR forward FCF Yield: 4.90% Compare that to: 10-YR median yield: 2.26%"  
[X Link](https://x.com/invest091/status/2014799862580314342)  2026-01-23T20:38Z [----] followers, [---] engagements


"💰 $VEEV is an absolute FCF generation + conversion machine. 📈 FCF/share has been compounding steadily ✅ FCF conversion consistently well above my 75% benchmark 🏥 Love the niche: mission-critical vertical software in life sciences Im breaking down the full story in Episode [--]. 🎧Thu Feb [--] https://twitter.com/i/web/status/2015078386658677136 https://twitter.com/i/web/status/2015078386658677136"  
[X Link](https://x.com/invest091/status/2015078386658677136)  2026-01-24T15:05Z [----] followers, [---] engagements


"Great thread worth reading. For those that prefer audio $ROL was Episode [--] of my podcast (Spotify and YouTube links below). 🛡 Rollins $ROL The ULTIMATE defensive compounder many investors overlook. Reliable performance recurring revenue and resilience through economic cycles. Lets break it down 👇 A THREAD 🧵 1/11 https://t.co/xwmPzMge3b 🛡 Rollins $ROL The ULTIMATE defensive compounder many investors overlook. Reliable performance recurring revenue and resilience through economic cycles. Lets break it down 👇 A THREAD 🧵 1/11 https://t.co/xwmPzMge3b"  
[X Link](https://x.com/invest091/status/2015095182249894377)  2026-01-24T16:11Z [----] followers, [---] engagements


"Worth tracking next week 👀 $BRO reports Monday $AJG reports Thursday Many insurance brokers are sitting near [--] week lows after multiple compression. Upcoming earnings should give clarity on: Organic growth durability Margin trends Pricing vs. inflation Search my feed for more posts on $BRO $AJG and the broader broker industry. In the past three weeks I shared [--] companies my algo-tracking system flagged as buys high probability of growth: $ADBE $288.4 $AJG $255.3 $APP $509.1 $BRO $79.8 $COST $879.7 $CROX $85 $CSU CAD [----] $DAVE $191 $FDS $286.3 $FISV https://t.co/gmMIlzfpb5 In the past"  
[X Link](https://x.com/invest091/status/2015231741104189570)  2026-01-25T01:14Z [----] followers, [----] engagements


"$BRO highlights EBITDAC margins that are structurally higher than peers $AJG $MMC $WTW across short + long horizons: ✅ 2024: 36% vs peers 24% ✅ 5-YR avg: 34% vs 26% ✅ 10-YR avg: 33% vs 24% That kind of persistent [---] pp spread is a big reason some investors prefer $BRO. Full year [----] results tomorrow https://twitter.com/i/web/status/2015460152200310856 https://twitter.com/i/web/status/2015460152200310856"  
[X Link](https://x.com/invest091/status/2015460152200310856)  2026-01-25T16:22Z [----] followers, [----] engagements


"@WillBiddy_ I follow all of those Great companies. You might also like $PAYC $POOL $BRO for watchlist"  
[X Link](https://x.com/invest091/status/2015492449750393052)  2026-01-25T18:30Z [----] followers, [---] engagements


"@DividendDynasty New stocks Looking hard at $BRO $VEEV"  
[X Link](https://x.com/invest091/status/2015583506781569357)  2026-01-26T00:32Z [----] followers, [---] engagements


"If the $UNP $NSC merger moves forward then Union Pacific will have a compelling pathway to becoming the unequivocal #1 U.S. freight railroad a true coast-to-coast player combining western and eastern networks thereby capturing substantial incremental market share. With this enlarged scale the company could unlock synergies in routing intermodal expansion and reduced delays across hubs in Chicago and Kansas City. The enhanced network should raise pricing power in the freight-rail oligopoly improve asset utilization and elevate ROIC and TSR potential for investors. The timing of regulatory"  
[X Link](https://x.com/invest091/status/2015980832561717304)  2026-01-27T02:51Z [----] followers, [---] engagements


"Why $ICE has a wide moat per Morningstar 🧱 Dominant futures exchange in energy (Brent & Nat gas) Strong NYSE market share (20% of US equity volume) Proprietary data & connectivity assets that traders rely on Futures generate higher net revenue than equity trading Intangible NYSE assets give ICE pricing power on data How do we see this moat trending in the future https://twitter.com/i/web/status/2016231736066376121 https://twitter.com/i/web/status/2016231736066376121"  
[X Link](https://x.com/invest091/status/2016231736066376121)  2026-01-27T19:28Z [----] followers, [----] engagements


"$BRO down 7% after earnings yesterday. Was thinking about dipping my toes pre-earnings but glad I waited. Ha. Will review their presentation this week and provide my thoughts in a few days"  
[X Link](https://x.com/invest091/status/2016250794442691000)  2026-01-27T20:43Z [----] followers, [----] engagements


"@WaterportCap Really would like to see low to mid double digit growth from them like a $VEEV"  
[X Link](https://x.com/invest091/status/2016345150927384810)  2026-01-28T02:58Z [----] followers, [---] engagements


"@ThinknStocks I own [--] of [--] on the list. Take a look at insurance brokers $AJG $BRO and $VEEV $MEDP in health care. Good list"  
[X Link](https://x.com/invest091/status/2016371499901603953)  2026-01-28T04:43Z [----] followers, [---] engagements


"@Bia42175 Might be starting a position in $VEEV soon"  
[X Link](https://x.com/invest091/status/2016387052112380273)  2026-01-28T05:45Z [----] followers, [---] engagements


"$AJG with one of the cleanest charts in insurance. They plot U.S. commercial P/C rates vs CPI and it tells the whole story: 🔍Inflation (CPI) kept grinding higher 🔍Rates lagged for over a decade then started catching up post [----] 🔍But were still not caught up (CPI [---] vs Rates 148) Even after the hard market pricing hasnt kept up with inflation. So the real question is: do we actually believe the commercial P/C pricing reports 👇 https://twitter.com/i/web/status/2016475090288820339 https://twitter.com/i/web/status/2016475090288820339"  
[X Link](https://x.com/invest091/status/2016475090288820339)  2026-01-28T11:35Z [----] followers, [---] engagements


"Thanks for listening I might need to do a new update in [----] since I recorded that episode so long ago. Funny you mention Terminix as theyre the brand we see most often where I live. A little surprising to me but over the longer term $RTO and $ROL have typically been only loosely correlated. https://twitter.com/i/web/status/2016501717509214432 https://twitter.com/i/web/status/2016501717509214432"  
[X Link](https://x.com/invest091/status/2016501717509214432)  2026-01-28T13:20Z [----] followers, [--] engagements


"Just wrapped research for Episode [--] of Stock Spotlight 🎙 After diving deep into Veeva Systems $VEEV Im initiating a starter position. Strengths: ✅ High-quality subscription engine (80% of rev) ✅ R&D SaaS contributing 2.5x more than Commercial (the latter of which is in more of a competitive battleground) ✅Vault CRM + Crossix = sales + marketing synergies ✅ 75% Quality Score (84th percentile in my DB) Risks: ⚠Slowdown in platform expansion or subscription growth (thesis breaker) ⚠SBC (although has not stopped per share compounding so far) ⚠Capital allocation strategy (historical capital"  
[X Link](https://x.com/invest091/status/2016594627822829663)  2026-01-28T19:30Z [----] followers, [---] engagements


"@WisedelCapital Love the $WSM 👀"  
[X Link](https://x.com/invest091/status/2016738475542970409)  2026-01-29T05:01Z [----] followers, [---] engagements


"Insurance Brokerage Organic Growth Tracker Q4 $BRO: -2.8% $MRSH: +4.0% $AJG: reports AH $AON: reports tomorrow"  
[X Link](https://x.com/invest091/status/2016885238987968847)  2026-01-29T14:44Z [----] followers, [----] engagements


"One thing every $VEEV investor should understand: 🔁 Buybacks historically havent mattered Over the past [--] YRs buyback yield has averaged 0% and was often negative as Veeva prioritized reinvestment over capital return. 📢 That just changed. In Jan [--] Veeva authorized a $2B repurchase (5% of market cap) signaling a new phase of shareholder returns as cash flows scale. Going forward Buyback Yield is likely to move structurally higher. 📌 Bookmark for capital allocation shift 👍 Like if you track FCF + capital returns https://twitter.com/i/web/status/2016920021662904445"  
[X Link](https://x.com/invest091/status/2016920021662904445)  2026-01-29T17:03Z [----] followers, [---] engagements


"Exited $BMI after it hit my predefined 3x ATR risk level ($145). This isnt a call on the business. Its pure risk management. Early in a thesis (I bought in Fall '25 after my podcast episode) I give positions room to run using longer-term volatility bands. When those break I step aside preserve capital and reassess after [--] days. For now Im reallocating capital toward higher quality names like $VEEV (which is also taking a beating). https://twitter.com/i/web/status/2016937921203622399 https://twitter.com/i/web/status/2016937921203622399"  
[X Link](https://x.com/invest091/status/2016937921203622399)  2026-01-29T18:14Z [----] followers, [----] engagements


"Insurance Brokerage Organic Growth Tracker Q4 $BRO: -2.8% $MRSH: +4.0% $AJG: +5.0% $AON: reports tomorrow Insurance Brokerage Organic Growth Tracker Q4 $BRO: -2.8% $MRSH: +4.0% $AJG: reports AH $AON: reports tomorrow Insurance Brokerage Organic Growth Tracker Q4 $BRO: -2.8% $MRSH: +4.0% $AJG: reports AH $AON: reports tomorrow"  
[X Link](https://x.com/invest091/status/2016990514126766364)  2026-01-29T21:43Z [----] followers, [----] engagements


"@WillBiddy_ Good list but I want $TOST $30 maybe Im greedy lol"  
[X Link](https://x.com/invest091/status/2017034916488499208)  2026-01-30T00:39Z [----] followers, [---] engagements


"@SayNoToTrading knows Im partial to $SFM. Theyre the closest grocer to my house and they actually carry some legit organic brands. But even I did a double take today: $VITL organic pasture-raised eggs = $15.49 at Sprouts We grabbed the other option for half the price (still expensive I know). Organic inflation is undefeated. 🥚 https://twitter.com/i/web/status/2017075294939603277 https://twitter.com/i/web/status/2017075294939603277"  
[X Link](https://x.com/invest091/status/2017075294939603277)  2026-01-30T03:20Z [----] followers, [---] engagements


"@JohnTinsman Covered $TOST on a recent podcast episode. I like the software mix steadily rising as a % of gross profit. Sub-$30 would be an attractive entry and its not far off. For pure payments exposure $FOUR is another compelling name in the space"  
[X Link](https://x.com/invest091/status/2017085334316863764)  2026-01-30T03:59Z [----] followers, [---] engagements


"Most investors dont realize this: $CBOE owns the VIX Every VIX future and option is traded exclusively on their exchange. Its one of the most iconic volatility products in the world and a structural moat for Cboe. When volatility spikes volume and revenue follow. Underrated asset IMO. https://twitter.com/i/web/status/2017192567205453964 https://twitter.com/i/web/status/2017192567205453964"  
[X Link](https://x.com/invest091/status/2017192567205453964)  2026-01-30T11:06Z [----] followers, [---] engagements


"Got snaked out of $TYL around my predefined 3x ATR risk band ($380). Started building the position in Oct [--]. Still really like the business model end customer and long runway in software. But early in a thesis I respect the market. Software is getting sold broadly and theres no need to risk turning a -20% drawdown into -40%. Will re-evaluate in [--] days. Portfolio back to [--] names. Exited $BMI after it hit my predefined 3x ATR risk level ($145). This isnt a call on the business. Its pure risk management. Early in a thesis (I bought in Fall '25 after my podcast episode) I give positions room"  
[X Link](https://x.com/invest091/status/2017265097564180562)  2026-01-30T15:54Z [----] followers, [---] engagements


"Insurance Brokerage Organic Growth Tracker Q4 $AJG: +5.0% $AON: +5.0% $MRSH: +4.0% $BRO: -2.8% Insurance Brokerage Organic Growth Tracker Q4 $BRO: -2.8% $MRSH: +4.0% $AJG: +5.0% $AON: reports tomorrow Insurance Brokerage Organic Growth Tracker Q4 $BRO: -2.8% $MRSH: +4.0% $AJG: +5.0% $AON: reports tomorrow"  
[X Link](https://x.com/invest091/status/2017314115019280743)  2026-01-30T19:08Z [----] followers, [----] engagements


"@long_equity Amazing Will take a look"  
[X Link](https://x.com/invest091/status/2017349559496933684)  2026-01-30T21:29Z [----] followers, [---] engagements


"Heres what Ive got for Q4 so far. $BRO is currently the laggard with negative organic growth while peers are still posting positive comps. Part of that likely comes from mix. $BRO is more exposed to pure brokerage and market pricing cycles with less diversification into consulting or secondary revenue streams that can smooth results in softer underwriting environments. Appreciate the idea though Im planning to build this out across the industry (and likely add $WTW) over the last few years for better context. Will be sure to tag you https://x.com/invest091/status/2017314115019280743s"  
[X Link](https://x.com/invest091/status/2017368264603799692)  2026-01-30T22:44Z [----] followers, [--] engagements


"@QualityCap0 Awesome reply that Accession deal is what continues to keep me intrigued with $BRO despite the meh Q4 results (short-term anyway). Q3 '26 will be a great date to bookmark on the calendar"  
[X Link](https://x.com/invest091/status/2017368653210259809)  2026-01-30T22:45Z [----] followers, [--] engagements


"@DimitryNakhla Amazing list thanks for putting together Dimitry. I am looking at $BRO $ADP $NOW from the list (own a few others)"  
[X Link](https://x.com/invest091/status/2017371181410881781)  2026-01-30T22:55Z [----] followers, [---] engagements


"@long_equity One suggestion: can you add $VEEV"  
[X Link](https://x.com/invest091/status/2017373651579089048)  2026-01-30T23:05Z [----] followers, [---] engagements


"But is that really the driver Right now most software names are getting sold on a single AI-driven narrative. From my real world use of AI in my day job I think the market is misreading the impact. The only other consistent punishments have been for organic growth slowdowns like $BMI and $MANH. Even $CRM which has traded at a reasonable multiple for a while has been hammered purely on sentiment. $TYL reports 2/11. Its easy to blame valuation for the recent drop but I think this is far more about the broader narrative than fundamentals. https://twitter.com/i/web/status/2017627639255818422"  
[X Link](https://x.com/invest091/status/2017627639255818422)  2026-01-31T15:54Z [----] followers, [--] engagements


"@steadfast2561 @DurableCreators Also - $TYL has beaten $SPY with a low correlation (0.28) if you go back to as long as we have data (Feb 93). Im hoping to get back in [--] days if they report a solid quarter"  
[X Link](https://x.com/invest091/status/2017631510988525776)  2026-01-31T16:10Z [----] followers, [--] engagements


"Shoutout to Lucas @ Summit Stocks for his new substack article on $MTN. Im aligned with the conclusion: $MTN is still not a buy. Key point: ski resorts are rare monopolistic assets with insane barriers to entrybut capital allocation + reinvestment priorities are the bottleneck here. When youre funding a 6% dividend + buybacks while (arguably) underinvesting in core ops (lifts/guest experience) + even basic mobile commerce (Apple Pay / Google Pay) youre capping long-term compounding. https://twitter.com/i/web/status/2017998376856322132 https://twitter.com/i/web/status/2017998376856322132"  
[X Link](https://x.com/invest091/status/2017998376856322132)  2026-02-01T16:28Z [----] followers, [----] engagements


"$BAC $FICO partnering together. 👇"  
[X Link](https://x.com/invest091/status/2018043002950992131)  2026-02-01T19:25Z [----] followers, [---] engagements


"@divfinsanalyst @shivamkashan notice the $ICE upside"  
[X Link](https://x.com/invest091/status/2018325577233789141)  2026-02-02T14:08Z [----] followers, [---] engagements


"@WillBiddy_ @ThinknStocks Right. Great examples - $CTAS history should be a good predictor $TOST all about future projections"  
[X Link](https://x.com/invest091/status/2018326866302841080)  2026-02-02T14:13Z [----] followers, [---] engagements


"$ICE CEO see's distribution of Polymarket event-driven data to their institutional client base as a major value driver for legacy finance. ICEs stake in Polymarket could fuse prediction-market data with institutional distribution which would be a smart play if adoption grows but risky if regulation or integration stalls. Should be interesting to track. https://twitter.com/i/web/status/2018345413653508440 https://twitter.com/i/web/status/2018345413653508440"  
[X Link](https://x.com/invest091/status/2018345413653508440)  2026-02-02T15:27Z [----] followers, [----] engagements


"$VEEV is a high quality business. But you cant evaluate it honestly without digging into SBC. Because SBC: 📌Impacts real owner earnings 📌Affects dilution + per-share compounding 📌Changes what FCF actually means over a full cycle Episode [--] coming out Wednesday🎧"  
[X Link](https://x.com/invest091/status/2018429089531756552)  2026-02-02T20:59Z [----] followers, [----] engagements


"$IDXX Q4 [--] earnings had two underappreciated drivers: 1) Hardware supercycle kicking off with 1900+ placements in Q4 alone for inVue Dx. Thats strong momentum going into FY [--]. 2) International diversification. International CAG recurring revenue grew 12% organic vs. +9% in the U.S. Owning $IDXX is a leveraged play on long-term pet healthcare spending. https://twitter.com/i/web/status/2018527249218273584 https://twitter.com/i/web/status/2018527249218273584"  
[X Link](https://x.com/invest091/status/2018527249218273584)  2026-02-03T03:29Z [----] followers, [---] engagements


"$VEEV is still a capital compounding machine when you zoom out. ✅ Key 10-YR metrics (20152025): Reinvestment rate: 63% ROIIC: 27% Lagged ROIIC: 33% Value compounding rate*: 17% *Value compounding rate = Reinvestment rate x ROIIC https://twitter.com/i/web/status/2018689305049460854 https://twitter.com/i/web/status/2018689305049460854"  
[X Link](https://x.com/invest091/status/2018689305049460854)  2026-02-03T14:13Z [----] followers, [---] engagements


"$VEEV $200 thank you"  
[X Link](https://x.com/invest091/status/2018709774628512053)  2026-02-03T15:34Z [----] followers, [---] engagements


"Looks like I might get $TYL at a lower price in [--] days at this rate 🤔"  
[X Link](https://x.com/invest091/status/2018711038934372377)  2026-02-03T15:39Z [----] followers, [---] engagements


"$TOST $30 also a nice IRR"  
[X Link](https://x.com/invest091/status/2018712585600639337)  2026-02-03T15:46Z [----] followers, [---] engagements


"Insurance Brokerage Organic Growth Tracker Q4 FINAL $WTW+ 6.0% $AJG: +5.0% $AON: +5.0% $MRSH: +4.0% $BRO: -2.8% Insurance Brokerage Organic Growth Tracker Q4 $AJG: +5.0% $AON: +5.0% $MRSH: +4.0% $BRO: -2.8% Insurance Brokerage Organic Growth Tracker Q4 $AJG: +5.0% $AON: +5.0% $MRSH: +4.0% $BRO: -2.8%"  
[X Link](https://x.com/invest091/status/2018736189684211845)  2026-02-03T17:19Z [----] followers, [---] engagements


"Managed futures is starting off [----] on a strong note. 👀 Certainly helped offset some of my stocks today. $DBMF $CTA $KMLM"  
[X Link](https://x.com/invest091/status/2018859743503438259)  2026-02-04T01:30Z [----] followers, [---] engagements


"🚀 New Episode is Live Episode 25: A deep dive into $VEEV Veeva is building the industry cloud for life sciences across different functional workflows. With deeply embedded software high switching costs and elite cash flow characteristics $VEEV is one of the most durable vertical SaaS businesses in the market. Highlights from this episode: ✔ Business model ✔ Quality profile ✔ Financial statement analysis ✔ Leadership & incentives ✔ KPIs to track ✔ Valuation framework 🎧 Now streaming: Spotify Apple Podcasts YouTube (links below 👇) #VEEV #Investing #Podcast #StockSpotlight #SaaS #HealthcareIT"  
[X Link](https://x.com/invest091/status/2019055846307573866)  2026-02-04T14:30Z [----] followers, [----] engagements


"Episode [--] $VEEV Spotify link: https://open.spotify.com/episode/6UoFxgFEUcEscknL8a2ORjsi=DA7-IalKQGyhPu8v1SsAnw https://open.spotify.com/episode/6UoFxgFEUcEscknL8a2ORjsi=DA7-IalKQGyhPu8v1SsAnw"  
[X Link](https://x.com/invest091/status/2019074244857200969)  2026-02-04T15:43Z [----] followers, [---] engagements


"Episode [--] $VEEV Apple Podcasts link: https://podcasts.apple.com/us/podcast/stock-spotlight/id1769288150i=1000748221430 https://podcasts.apple.com/us/podcast/stock-spotlight/id1769288150i=1000748221430"  
[X Link](https://x.com/invest091/status/2019074397135376582)  2026-02-04T15:43Z [----] followers, [---] engagements


"Episode [--] $VEEV YouTube link: https://youtu.be/hulLEGB_YpUsi=Gb7iIOhPvrOAbCG7 https://youtu.be/hulLEGB_YpUsi=Gb7iIOhPvrOAbCG7"  
[X Link](https://x.com/invest091/status/2019074536923107375)  2026-02-04T15:44Z [----] followers, [---] engagements


"@yehoshzl @bobspaysubstack I said I was intrigued at $TOST $30 on my recent podcast episode on them and here we are 🤔"  
[X Link](https://x.com/invest091/status/2019105692905533490)  2026-02-04T17:48Z [----] followers, [--] engagements


"@trevhesinvests @fiscal_ai Are they splitting out organic vs M&A growth"  
[X Link](https://x.com/invest091/status/2019191116554527154)  2026-02-04T23:27Z [----] followers, [---] engagements


"@trevhesinvests @fiscal_ai Thank you very much - fantastic reply and very informative. Crazy how much of an impact that acquisition is having on the top line already"  
[X Link](https://x.com/invest091/status/2019212464915890195)  2026-02-05T00:52Z [----] followers, [--] engagements


"@fintegrate Agreed and hold the same thoughts on $TDG. Insurance brokers are another industry where its all about M&A too"  
[X Link](https://x.com/invest091/status/2019230993346097540)  2026-02-05T02:05Z [----] followers, [---] engagements


"$ICE Mortgage Transaction Revenue is rebounding sharply YOY growth swung from -20% (Q4 24) to +20% (Q4 25) showing strong volume recovery post Black Knight integration. But GAAP profitability remains the key watch out: Mortgage Tech GAAP op margin just 1% in Q4 vs 39% adjusted op margin. The gap is driven by amortization of intangibles and integration costs. Maybe an analyst will ask on the call but hopefully we see Mortgage meaningfully contribute to GAAP profits in the next year or so. Chart via @Finsee_main https://twitter.com/i/web/status/2019414875534160359"  
[X Link](https://x.com/invest091/status/2019414875534160359)  2026-02-05T14:16Z [----] followers, [---] engagements


"One metric that jumped off the page when researching $VEEV: ✅ 10-YR SBC Adj FCF linearity = [----] 🏆 Ranks #2 among the last batch of companies Ive run through this metric https://twitter.com/i/web/status/2019440882202865718 https://twitter.com/i/web/status/2019440882202865718"  
[X Link](https://x.com/invest091/status/2019440882202865718)  2026-02-05T16:00Z [----] followers, [---] engagements


"@CaridinaCapital Nice buys I like $VEEV and $TYL"  
[X Link](https://x.com/invest091/status/2019613359289860273)  2026-02-06T03:25Z [----] followers, [---] engagements


"@jktadave Nice research I view $CRL as more of a competitor to $MEDP"  
[X Link](https://x.com/invest091/status/2019615523789824317)  2026-02-06T03:33Z [----] followers, [---] engagements


"@SoJustFollowMe Still looking at $BRO"  
[X Link](https://x.com/invest091/status/2019621108937596991)  2026-02-06T03:56Z [----] followers, [---] engagements


"@QualityGrowth_ Very nice Love the $MEDP too. What made you choose $BRO over the other brokers"  
[X Link](https://x.com/invest091/status/2019740271081369754)  2026-02-06T11:49Z [----] followers, [--] engagements


"@TIV_Podcast $EXO is an interesting one"  
[X Link](https://x.com/invest091/status/2019752391701049778)  2026-02-06T12:37Z [----] followers, [--] engagements


"@IchLerne2 It really is. Difficult to forecast based on earnings call comments"  
[X Link](https://x.com/invest091/status/2019864650905800933)  2026-02-06T20:03Z [----] followers, [--] engagements


"For $CTAS the EBIT % mix by segment is a sneaky important KPI to track because it shows where profit dollars are really coming from not just where revenue is. From [----] 2025: 📌Uniform Rental + Facility Services EBIT share fell from 86% 79% 📌First Aid + Safety Services rose from 9% 12% Why this matters: Uniform Rental is still the core engine but the profit pool is slowly broadening as First Aid + Safety becomes a larger contributor to total EBIT. That matters because this segment tends to be structurally higher margin (FY25 Gross Margin: 57.2% vs 49.3% for Uniform Rental) so mix-shift here"  
[X Link](https://x.com/anyuser/status/2020208943260168526)  2026-02-07T18:52Z [----] followers, [---] engagements


"@Ashton_1nvests $TOST"  
[X Link](https://x.com/invest091/status/2020342184126607802)  2026-02-08T03:41Z [----] followers, [---] engagements


"Tannor had a really solid interview with the $SOFI CEO. Major congrats and definitely check it out. One thing worth flagging though. Theres real value in learning from people you respect but idolizing them is usually where objectivity slips and you stop thinking like an owner and start thinking like a fan. When I own shares I want to think like an owner. Otherwise Im just rooting not analyzing. @EO_Farmer So was I. I don't really follow sports or anything so instead I idolize CEO's that have extreme dedication to their craft. Anthony Noto has been a leader to look up to getting to talk with"  
[X Link](https://x.com/invest091/status/2020497832990683527)  2026-02-08T13:59Z [----] followers, [----] engagements


"@shahh #3 is interesting due to $ICE investment 🤔"  
[X Link](https://x.com/invest091/status/2020499237608534060)  2026-02-08T14:05Z [----] followers, [---] engagements


"@finance_intell Thank you and $BMNR is a great example. Even my Boomer Dad was pulled in there (luckily at 1% of assets haha)"  
[X Link](https://x.com/invest091/status/2020503833894629634)  2026-02-08T14:23Z [----] followers, [--] engagements


"@DDBlakeFischer @StockNotebook @gordocap18 And just one follow up. Curious if youre treating the add back after tax or keeping it pre-tax for simplicity. Something like this:"  
[X Link](https://x.com/invest091/status/2020525847187202343)  2026-02-08T15:51Z [----] followers, [--] engagements


"From one of my favorite songs Be careful whose advice you buy but be patient with those who supply it. Advice is a form of nostalgia. Dispensing it is a way of fishing the past from the disposal wiping it off painting over the ugly parts and recycling it for more than it's worth. https://twitter.com/i/web/status/2020567312701800551 https://twitter.com/i/web/status/2020567312701800551"  
[X Link](https://x.com/invest091/status/2020567312701800551)  2026-02-08T18:36Z [----] followers, [--] engagements


"@TacticzH Good stuff Glad you brought up $TYL and also showed the vertical vs. horizontal software difference (a key point)"  
[X Link](https://x.com/invest091/status/2020568407444459541)  2026-02-08T18:40Z [----] followers, [---] engagements


"Peter Lynch once wrote: Behind every stock is a company. Find out what its doing. Every chart is a story - earnings margins capital allocation. Ignore the noise. Read the business. #SundayThoughts #Investing https://twitter.com/i/web/status/2020605430255485299 https://twitter.com/i/web/status/2020605430255485299"  
[X Link](https://x.com/invest091/status/2020605430255485299)  2026-02-08T21:07Z [----] followers, [---] engagements


"Really appreciate you taking the time to detail this out super insightful. Id love to see a detailed post with an example maybe $SPGI Ha. But its great that youre doing this manually because as you mentioned a lot of the financial aggregators just give you out of the box stuff thats not always useful for a specific company. https://twitter.com/i/web/status/2020611552605618312 https://twitter.com/i/web/status/2020611552605618312"  
[X Link](https://x.com/invest091/status/2020611552605618312)  2026-02-08T21:31Z [----] followers, [--] engagements


"@TacticzH Yeah maybe if it was an industry deep dive that would make sense but I think focusing more on Constellation was a good decision"  
[X Link](https://x.com/invest091/status/2020628823990247925)  2026-02-08T22:40Z [----] followers, [--] engagements


"This is exactly right. A great recent example is $ALGN. They make the Invisalign braces. The stock had been crushed as expectations collapsed. Then earnings came in better than feared not euphoric just solid relative to what was priced in. That gap drove the reaction and the stock is now +20% YTD. https://twitter.com/i/web/status/2020864827783344176 https://twitter.com/i/web/status/2020864827783344176"  
[X Link](https://x.com/invest091/status/2020864827783344176)  2026-02-09T14:18Z [----] followers, [---] engagements


"Bet or trade Even the $CME CEO doesn't know when talking about their partnership with Fanduel🤣"  
[X Link](https://x.com/invest091/status/2020882886300151881)  2026-02-09T15:30Z [----] followers, [---] engagements


"@danielisdizzy Literally would take even $EVO / $EVVTY as a better asymmetric bet than $HIMS. At least their management seems t want to play ball with regulators"  
[X Link](https://x.com/invest091/status/2020887801815052706)  2026-02-09T15:49Z [----] followers, [----] engagements


"@InvestorDenis If the key word is data then $SPGI should do well"  
[X Link](https://x.com/invest091/status/2020888245966667829)  2026-02-09T15:51Z [----] followers, [---] engagements


"We use $MNDY at work and Ive spent a good amount of time in the platform. Its primarily built for MarTech but my team also uses it for product roadmap work. The UI is clean and a clear upgrade from Jira. That said it feels like a product that could be replicated more easily than true vertical software built for a specific industry. https://twitter.com/i/web/status/2020910677708374280 https://twitter.com/i/web/status/2020910677708374280"  
[X Link](https://x.com/invest091/status/2020910677708374280)  2026-02-09T17:20Z [----] followers, [---] engagements


"🚰 $BMI might not get a moat rating from Morningstar but theyre embedded deep in public infrastructure. Decades of trust + complex municipal procurement = serious switching costs. Hard to displace once you're part of the pipes. Narrow moat trending wide"  
[X Link](https://x.com/invest091/status/2021235708158247008)  2026-02-10T14:52Z [----] followers, [---] engagements


"@MoInvestingHQ @Mr_Derivatives With Lewis Hamilton in bed with the Kardashians now we might have to wait more on that 😭"  
[X Link](https://x.com/invest091/status/2021243332777718102)  2026-02-10T15:22Z [----] followers, [--] engagements


"@ReneSellmann Rene you know better than this. Declaring a broken compounder off a [---] YR slice is classic timeframe cherry-picking. Using the longest comparable dataset available (Feb 93-Jan 26) $SPGI has meaningfully beaten $SPY on an annualized basis"  
[X Link](https://x.com/invest091/status/2021246958375932397)  2026-02-10T15:36Z [----] followers, [----] engagements


"@sal13836 I still see some runway left. Water Utility Metering Penetration by Technology (2024) North America: 🔹 Manual: 20% 🔹 AMR: 40% 🔹 AMI: 40% Europe: 🔹 Manual: 47% 🔹 AMR: 37% 🔹 AMI: 16% Clear runway for $BMI as utilities modernize toward AMI. If they can capture more of Europe in the future watch https://t.co/FTAA41Jl2b Water Utility Metering Penetration by Technology (2024) North America: 🔹 Manual: 20% 🔹 AMR: 40% 🔹 AMI: 40% Europe: 🔹 Manual: 47% 🔹 AMR: 37% 🔹 AMI: 16% Clear runway for $BMI as utilities modernize toward AMI. If they can capture more of Europe in the future"  
[X Link](https://x.com/invest091/status/2021249194464342041)  2026-02-10T15:45Z [----] followers, [--] engagements


"@sal13836 I get your point though but in NA we should see % adoption move more to AMI (better for $BMI) and if they can capture a larger share in Europe (maybe the big if) then the runway looks a lot better"  
[X Link](https://x.com/invest091/status/2021249941146870078)  2026-02-10T15:48Z [----] followers, [--] engagements


"@Invesquotes Perfect cant wait for the Anthropic [---] Index 😂"  
[X Link](https://x.com/invest091/status/2021251841950875859)  2026-02-10T15:56Z [----] followers, [----] engagements


"@IndpFinanciero I think this is the key. AI will be a tailwind when applied to their proprietary datasets"  
[X Link](https://x.com/invest091/status/2021253409840431594)  2026-02-10T16:02Z [----] followers, [---] engagements


"Unsustainable relative to what exactly If the business continues to compound FCF per share which it will those price levels become sustainable again over time. The last 5-YR was multiple normalization sure but this is also why risk management matters when initiating positions. A simple 2-3x ATR framework handles valuation air pockets without confusing price with fundamentals. Also please dont use EV/Sales to ever value $SPGI. Just wrong. https://twitter.com/i/web/status/2021257666589491473 https://twitter.com/i/web/status/2021257666589491473"  
[X Link](https://x.com/invest091/status/2021257666589491473)  2026-02-10T16:19Z [----] followers, [---] engagements


"@DDBlakeFischer Thanks for sharing the update Blake I asked ChatGPT to run through the proxies and create a personal lines intensity scale. Based on that $BRO might be most exposed of the main players"  
[X Link](https://x.com/invest091/status/2021263643887669518)  2026-02-10T16:43Z [----] followers, [---] engagements


"For sure I hear you there. In terms of valuation I like how Dimitry breaks it down. Pretty compelling right now. Also @DDBlakeFischer recently talked about needing to properly adjust their Forward PE metric by $1B in amortization due to their true profitability being understated. I think he had them at 22.5x earnings before the drop probably 20-21x now. Implied Forward FCF Yield for $SPGI depending on opening stock price Right now $SPGI is down -16% pre-market and trades for $376: $350: 6.03% $360: 5.89% $370: 5.74% $380: 5.56% $390: 5.46% $400: 5.32% https://t.co/L3udpWils6 Implied Forward"  
[X Link](https://x.com/invest091/status/2021266082552742320)  2026-02-10T16:52Z [----] followers, [----] engagements


"I largely agree with this assessment. I also appreciate the inclusion of ROIIC I initially favored $BRO due to its structurally higher EBITDAC margins and relatively pure-play brokerage exposure. However Q4 organic revenue growth was negative while peers posted positive organic growth. That divergence suggests $BRO is currently more dependent on M&A to drive top-line growth which introduces execution and integration risk. The recent Accession acquisition is very interesting but given ongoing uncertainty across the insurance brokerage landscape I am increasingly inclined toward $AON too as it"  
[X Link](https://x.com/invest091/status/2021294412941439480)  2026-02-10T18:45Z [----] followers, [--] engagements


"@LizAnnSonders @SPDJIndices My $AVUV finally doing some work"  
[X Link](https://x.com/invest091/status/2021573686067671375)  2026-02-11T13:15Z [----] followers, [---] engagements


"@Mr_Derivatives I mean Joseph Carlson is all over this lol"  
[X Link](https://x.com/invest091/status/2021596739535249415)  2026-02-11T14:46Z [----] followers, [----] engagements


"@ftr_investors There may be some lag before it impacts behavior but over time it could reduce urgency to learn for utility purposes. Either way I dont want to touch this one lol"  
[X Link](https://x.com/invest091/status/2021600818273685994)  2026-02-11T15:02Z [----] followers, [---] engagements


"@MarcumLloyd @Mr_Derivatives Did he sell 🤔"  
[X Link](https://x.com/invest091/status/2021618691973292356)  2026-02-11T16:13Z [----] followers, [--] engagements


"$ROL is attributing softness in premium one-off services to unpredictable weather dynamics impacting demand. 🤔"  
[X Link](https://x.com/invest091/status/2021711734420258863)  2026-02-11T22:23Z [----] followers, [---] engagements


"@joshua17385822 @Mr_Derivatives I meant the company not necessarily the % of total portfolio"  
[X Link](https://x.com/invest091/status/2021782906784661619)  2026-02-12T03:06Z [----] followers, [--] engagements


"@Dividend_Dollar $TOST $30 is definitely intriguing"  
[X Link](https://x.com/invest091/status/2021793256254976500)  2026-02-12T03:47Z [----] followers, [---] engagements


"Itll be interesting to see what $TYL has to say about the loss they had to take on that contracts dispute. On the bright side recurring revenue was up to 87.1% in FY [--] (up from 84.5%) FCF hit a Q4 record I believe and the core SaaS business seems to be doing great (+20% YOY in Q4). https://twitter.com/i/web/status/2021820926070075655 https://twitter.com/i/web/status/2021820926070075655"  
[X Link](https://x.com/invest091/status/2021820926070075655)  2026-02-12T05:37Z [----] followers, [---] engagements


"@carbonfinancex Nice visual Always found it interesting that credit ratings is $MCO main focus but $SPGI still has the higher market share. Ha"  
[X Link](https://x.com/invest091/status/2021824492469989732)  2026-02-12T05:51Z [----] followers, [---] engagements


"@WillBiddy_ Id probably move $MSFT to #1 because enterprise switching costs and embedded workflows are harder to disrupt IMO than consumer attention and Id push $NVDA above $AAPL since owning the AI compute stack right now feels more structural than brand strength alone. Good work"  
[X Link](https://x.com/invest091/status/2021825910836752601)  2026-02-12T05:57Z [----] followers, [---] engagements


"@tembelvitesi $TOST reporting AH too"  
[X Link](https://x.com/invest091/status/2021970037482135703)  2026-02-12T15:29Z [----] followers, [---] engagements


"@bobspaysubstack Good stuff Bob Last news on $TOST layoffs was [----]. https://www.cnbc.com/2024/02/15/toast-will-reduce-workforce-by-10percent-as-growth-slows.html https://www.cnbc.com/2024/02/15/toast-will-reduce-workforce-by-10percent-as-growth-slows.html"  
[X Link](https://x.com/invest091/status/2022010574662775172)  2026-02-12T18:11Z [----] followers, [---] engagements


"Episode [--] out now*"  
[X Link](https://x.com/invest091/status/2022156324818325850)  2026-02-13T03:50Z [----] followers, [---] engagements


"Plotted $BRO YOY revenue growth over the last [--] YRs and the trend is telling. Total revenue just re-accelerated to +35.7% YOY in Q4 [--] while organic growth slipped to -2.8%. 👉 Growth is now overwhelmingly acquisition-driven 👉 Core demand has been steadily decelerating Not necessarily bearish on the model but it highlights how much of the recent top-line strength is coming from M&A vs underlying momentum. https://twitter.com/i/web/status/2017301283791626344 https://twitter.com/i/web/status/2017301283791626344"  
[X Link](https://x.com/invest091/status/2017301283791626344)  2026-01-30T18:18Z [----] followers, [---] engagements


"Lewis Hamilton nooooo. 😳 $RACE"  
[X Link](https://x.com/invest091/status/2021295364050128936)  2026-02-10T18:49Z [----] followers, [---] engagements


"Just went through @AswathDamodaran [----] update and pulled the Top [--] industries by expected revenue growth over the next 5-YR. If you want idea tickers to research for each bucket here are a few solid starting points: Revenue growth leaders: 🪨 Coal & Related Energy: $AMR $BTU $HCC 🏗 Construction Supplies: $MLM $VMC $SUM 🧬 Drugs (Biotech): $VRTX $REGN $BIIB 🩺 Healthcare Products: $ISRG $BSX $ABT ⛏ Metals & Mining: $FCX $NEM $VALE 💊 Drugs (Pharma): $LLY $NVO $MRK ⚡ Electrical Equipment: $ETN $ROK $HUBB 🚚 Transportation: $UNP $CSX $ODFL ✈ Air Transport: $DAL $UAL $LUV 📡 Telecom Services:"  
[X Link](https://x.com/invest091/status/2021573686772515092)  2026-02-11T13:15Z [----] followers, [----] engagements


"@TacticzH $HIMS or $TTD 👀"  
[X Link](https://x.com/invest091/status/2022409638545911982)  2026-02-13T20:36Z [----] followers, [---] engagements


"@KobeissiLetter $UNP and my software have gone in different directions for sure lol"  
[X Link](https://x.com/invest091/status/2022472000279867899)  2026-02-14T00:44Z [----] followers, [---] engagements


"@SayNoToTrading @DDBlakeFischer some interesting thoughts above"  
[X Link](https://x.com/invest091/status/2022516710960697581)  2026-02-14T03:42Z [----] followers, [---] engagements


"Anyone else watching $MTN earnings tomorrow 👀"  
[X Link](https://x.com/invest091/status/1998636843697676675)  2025-12-10T06:12Z [----] followers, [---] engagements


"🚨 $MTN Q1 '26: Winter is comingbut growth still waiting 🎿Q1 '26: Revenue: $271M vs. $273M est. (-0.9%) EPS: $5.20 vs. $5.24 est. (+0.8%) Net loss: $187M Resort EBITDA: $139.7M (flat YOY) Season pass: 2% units +3% revenue Unit decline from CO/UT/Tahoe 🎿FY '26 Key Updates: Guidance reaffirmed: $842M-$898M Resort EBITDA Capital plan: $234M-$239M spend across lifts lodging & digital Q1 is always loss-making but FY26 CapEx and new pricing strategy aims to re accelerate growth in FY27+. One I'm keeping my eye on into next year. https://twitter.com/i/web/status/1998878574632382858"  
[X Link](https://x.com/invest091/status/1998878574632382858)  2025-12-10T22:12Z [----] followers, [---] engagements


"New here I research quality compounders using a 33-Question Quality Checklist and share the best checklist screens + clean investing visuals. If you like systematic data-driven stock research (no hype) start here 👇 ✅ Quality Checklist Screens 📊 Best Visuals / Frameworks 🎙 Top Stock Spotlight Episodes Follow for daily visuals + monthly checklist screens + podcast episodes"  
[X Link](https://x.com/invest091/status/2013985612488225169)  2026-01-21T14:42Z [----] followers, [----] engagements


"Just dropped my full $VEEV Investment Memo 📄 2-pager covering: Platform expansion + AI upside CRM competition risks Valuation vs. historical norms Bull vs. Bear outlook 👉 Free PDF download in my Linktree (see bio) If you follow $VEEV or love high-quality SaaS compounders this ones worth a bookmark 🔖 https://twitter.com/i/web/status/2019455989532209236 https://twitter.com/i/web/status/2019455989532209236"  
[X Link](https://x.com/invest091/status/2019455989532209236)  2026-02-05T17:00Z [----] followers, [----] engagements


"$VEEV vs $CRM R&D over [--] yrs: 💰 Absolute Spend: $CRM: $1B $5.8B TTM $VEEV: $60M $750M TTM 💰 R&D % Revenue: $VEEV: 16% 25% TTM $CRM: mostly flat 14%-17% Now competing head-on in Life Sciences CRM. Scale vs focus. Which compounds better long-term"  
[X Link](https://x.com/invest091/status/2019883799895548390)  2026-02-06T21:20Z [----] followers, [---] engagements


"⚡ $VLO: 64% Quality Score🟡 57th percentile overall 46th in sector 🟡 Schwab Rating: C 🔴 GuruFocus: [--] (35th pctile) Valero Energy is one of the largest independent petroleum refiners in the U.S. operating refineries and ethanol plants across North America. Momentum efficiency and valuation mixed but strong cash discipline industry ratings and capital allocation help anchor its profile. Scored: Oct '25 #EnergyStocks #StockSpotlight https://twitter.com/i/web/status/2021031362204229765 https://twitter.com/i/web/status/2021031362204229765"  
[X Link](https://x.com/invest091/status/2021031362204229765)  2026-02-10T01:20Z [----] followers, [---] engagements


"Fantastic commentary on $VEEV. Well worth a read for investors. 👇 @invest091 1) I'd say both : what they provide is critical for any clinical trial however they do compete with others such as CRO's internal Trial Master Files - TMF or competitors such as Phlex which I used but I preferred working with Veeva hands down. I think they managed to @invest091 1) I'd say both : what they provide is critical for any clinical trial however they do compete with others such as CRO's internal Trial Master Files - TMF or competitors such as Phlex which I used but I preferred working with Veeva hands"  
[X Link](https://x.com/invest091/status/2021786365671928052)  2026-02-12T03:20Z [----] followers, [---] engagements


"International has saved my portfolio this year. $IMOM $FRDM $AVDV"  
[X Link](https://x.com/invest091/status/2021973533048664155)  2026-02-12T15:43Z [----] followers, [---] engagements


"An oldie but goodie at what makes $VEEV unique: first cloud-based regulated content management system built specifically for the life sciences industry. New Episode [--] on Veeva coming out soon https://twitter.com/i/web/status/2021982881896444010 https://twitter.com/i/web/status/2021982881896444010"  
[X Link](https://x.com/invest091/status/2021982881896444010)  2026-02-12T16:21Z [----] followers, [---] engagements


"@SergeyCYW $TOST is positive to start the day"  
[X Link](https://x.com/invest091/status/2022324804469305675)  2026-02-13T14:59Z [----] followers, [---] engagements


"Two vertical software names I keep coming back to: $TOST in restaurants $VEEV in life sciences Both deeply embedded in their ecosystems. Both with strong net revenue retention and long runways. What are your favorite vertical SaaS businesses right now"  
[X Link](https://x.com/invest091/status/2022387411393876125)  2026-02-13T19:08Z [----] followers, [----] engagements


"💰 Not all revenue is created equal. Some business models are structurally cheaper to sell & service which fuels operating leverage over time. Heres how I rate Sales Cost Intensity for [--] portfolio names: $MSCI Low scalable data/IP minimal servicing $MA Low network effects tiny incremental cost $FTNT Low-Medium enterprise sales but sticky base $CTAS Medium-High route servicing logistics heavy $WSM Medium physical goods fulfillment costs Why it matters: ➡ Low sales cost = more operating leverage ➡ High sales cost = heavier reinvestment to grow ➡ Helps explain long-term margin + multiple gaps"  
[X Link](https://x.com/invest091/status/2022702382241714624)  2026-02-14T16:00Z [----] followers, [----] engagements


"@SayNoToTrading @DDBlakeFischer One thing that surprised me is that $AON and $BRO are only [----] correlated historically. Maybe pairing both isnt a bad idea either"  
[X Link](https://x.com/invest091/status/2022826387003052300)  2026-02-15T00:12Z [----] followers, [--] engagements

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