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# ![@invest091 Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1653564935782400000.png) @invest091 Michael | Stock Spotlight 🎙️

Michael | Stock Spotlight 🎙️ posts on X about $bmi, $tost, $mtn, meter the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/twitter::1653564935782400000/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1653564935782400000/c:line/m:interactions.svg)

- X Week XXXXXX +78%
- X Month XXXXXX -XX%
- X Months XXXXXXX +48%
- X Year XXXXXXX +455%

### Mentions: XX [#](/creator/twitter::1653564935782400000/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1653564935782400000/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XXX -XX%
- X Months XXXXX +5.60%
- X Year XXXXX +129%

### Followers: XXXXX [#](/creator/twitter::1653564935782400000/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1653564935782400000/c:line/m:followers.svg)

- X Week XXXXX +0.84%
- X Month XXXXX +3.50%
- X Months XXXXX +89%
- X Year XXXXX +471%

### CreatorRank: XXXXXXX [#](/creator/twitter::1653564935782400000/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1653564935782400000/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[cryptocurrencies](/list/cryptocurrencies)  #5161 [stocks](/list/stocks)  XXXXX% [finance](/list/finance)  XXXXX% [technology brands](/list/technology-brands)  XXXX% [countries](/list/countries)  XXXX% [social networks](/list/social-networks)  XXXX%

**Social topic influence**
[$bmi](/topic/$bmi) #1, [$tost](/topic/$tost) #1, [$mtn](/topic/$mtn) #7, [meter](/topic/meter) #514, [$four](/topic/$four) #5, [stocks](/topic/stocks) 3.8%, [debt](/topic/debt) #1695, [strong](/topic/strong) 3.8%, [$xyz](/topic/$xyz) #2, [$adyen](/topic/$adyen) #2

**Top accounts mentioned or mentioned by**
[@shivamkashan](/creator/undefined) [@saynototrading](/creator/undefined) [@dimitrynakhla](/creator/undefined) [@business](/creator/undefined) [@lloydjamesross](/creator/undefined) [@bobspaysubstack](/creator/undefined) [@investsmart94](/creator/undefined) [@bushwoodcap](/creator/undefined) [@cvxbets](/creator/undefined) [@fiscorainvest](/creator/undefined) [@griffonomics](/creator/undefined) [@investinassets](/creator/undefined) [@kyleadamsstocks](/creator/undefined) [@latticeinvestor](/creator/undefined) [@themattharbaugh](/creator/undefined) [@ashton1nvests](/creator/undefined) [@bourboncap](/creator/undefined) [@mindset4moneyx](/creator/undefined) [@jimmyinvesting](/creator/undefined) [@myersbradley](/creator/undefined)

**Top assets mentioned**
[Bridge Mutual (BMI)](/topic/$bmi) [Toast, Inc. (TOST)](/topic/$tost) [Medicalchain (MTN)](/topic/$mtn) [4 (FOUR)](/topic/$four) [Block, Inc. (XYZ)](/topic/$xyz) [Cross The Ages (CTA)](/topic/$cta) [Oracle Corporation (ORCL)](/topic/$orcl) [Eli Lilly and Company (LLY)](/topic/eli-lilly) [Freeport-McMoRan Inc (FCX)](/topic/$fcx) [JAMES HARDIE INDUSTRIES plc. (JHX)](/topic/$jhx) [Universal Display Corp (OLED)](/topic/$oled) [Centric Swap (CNS)](/topic/$cns) [Streamity (STM)](/topic/$stm) [Halozyme Therapeutics, Inc. (HALO)](/topic/$halo) [Adobe, Inc. (ADBE)](/topic/$adbe) [SAP SE (SAP)](/topic/$sap) [Microsoft Corp. (MSFT)](/topic/$msft) [UNIPOLY (UNP)](/topic/$unp) [Canadian National Railway (CNI)](/topic/$cni) [Norfolk Southern Corp. (NSC)](/topic/$nsc) [Xylem Inc (XYL)](/topic/$xyl) [Itron Inc (ITRI)](/topic/$itri) [Roper Technologies Inc (ROP)](/topic/$rop) [Fiserv Inc (FISV)](/topic/$fisv) [Fortinet Inc (FTNT)](/topic/$ftnt) [Tyler Technologies, Inc. (TYL)](/topic/$tyl) [Now Coin (NOW)](/topic/$now) [Mastercard, Inc. (MA)](/topic/$ma)
### Top Social Posts
Top posts by engagements in the last XX hours

"Me trying to explain to my Boomer retired Dad why my alt sleeve is XX% of my portfolio. $BTAL $CTA $DBMF $KMLM"  
[X Link](https://x.com/invest091/status/1903147096733274613)  2025-03-21T18:10Z 2150 followers, 1352 engagements


"My alternative sleeve now makes up XX% of my portfolio: $BTAL - An anti-beta play that hedges against equity downturns. Defensive & uncorrelated. $CTA - Trend following mean reversion and carry in bonds & commodities $DBMF - Aims to replicate top hedge fund strategies $KMLM - Long-term trend following across bonds commodities and currencies Should I do a podcast episode on the alternatives asset class #Investing #Alternatives"  
[X Link](https://x.com/invest091/status/1903816506602897677)  2025-03-23T14:30Z 2150 followers, 1486 engagements


"🚨 New Stock Spotlight drops Wed 8/27 🚨 I usually do deep dives on individual stocks but this time Im breaking down factor investing and why XX% of my portfolio is in ETFs like $AVUV $QMOM & $AVDV. Well cover: 📈 X major factors ⚖ Core vs. Extended 🛠 How to actually tilt your portfolio Dont miss it. #StockSpotlight #Investing #Podcast"  
[X Link](https://x.com/invest091/status/1959971526322586070)  2025-08-25T13:30Z 2152 followers, XXX engagements


"Stocks with 30%+ Gross Margin 10%+ 5-YR ROIC XX% Rev Growth Next Year and trading at 2030x Forward PE (with XX% price target upside): X. Eli Lilly $LLY X. Freeport-McMoRan $FCX X. STMicroelectronics $STM X. James Hardie $JHX X. Universal Display $OLED X. Cohen & Steers $CNS X. Himax Technologies $HIMX"  
[X Link](https://x.com/invest091/status/1972667672828731667)  2025-09-29T14:19Z 2151 followers, XXX engagements


"🚨 $MTN Q4 '25: Deeper Seasonal Loss Flat FY26 Guide Eyes on FY27 Reacceleration 🎿 Q4 '25 Results: 📈 Revenue: $271.29M vs. $273.69M est. (2.2% YOY XXXX% miss) 💰 EPS (GAAP): -$5.08 vs. -$4.74 est. (8.1% deeper loss YOY XXX% miss) Key Metrics: ⛷ North American Skier Visits (FY25): -X% YOY 🎫 Non-Pass Effective Ticket Price: +5.1% YOY Balance Sheet: 💰 Net Cash (Debt): -$2.75B 📉 Net Debt / EBITDA: 3.2x FY26 Guide: 📊 Net Income: $201M$276M (vs. $280M FY25 midpoint implies decline) 📊 Resort EBITDA: $842M$898M (flat to modest growth) Q4 results highlight the seasonal loss pattern and a slight"  
[X Link](https://x.com/invest091/status/1972764671674556652)  2025-09-29T20:45Z 2149 followers, XXX engagements


"Fantastic overview of Balance Sheets in general with a focus on Vail Resorts $MTN. Worth a read 👇"  
[X Link](https://x.com/invest091/status/1974490109841178680)  2025-10-04T15:01Z 2148 followers, XXX engagements


"📊 20-YR ROIC Trend for $BMI (Badger Meter) At first glance: consistency. Look deeper: cycles every 5-10 yrs. Cycle snapshots: 2008 2011: XXXXX% XXXXX% 2012 2015: XXXXX% XXXX% 2015 2024: XXXX% XXXXX% However recent uptrend feels less cyclical perhaps a structural shift Either way impressive ROIC numbers. #QualityGrowth #Investing #ROIC"  
[X Link](https://x.com/invest091/status/1984596785441226766)  2025-11-01T12:22Z 2150 followers, XXX engagements


"Just ran $HALO (Halozyme Therapeutics) through my 33-question research checklist and they scored well: ✅ XX% Quality Score 🏅 Top Quartile Benchmark (70%) 📊 78th percentile overall 69th in Health Care sector Halozyme isnt your typical biotech. They monetize their drug delivery tech via royalty + licensing deals with big pharma creating a high-margin asset-light model that scales beautifully. Strengths: - High FCF margins - ROIC substantially WACC - Top quartile revenue per employee - 3/3 on profitability vs. industry (GM OM NPM) Worth keeping an eye on. 👀"  
[X Link](https://x.com/invest091/status/1984984590939799609)  2025-11-02T14:03Z 2151 followers, XXX engagements


"Badger Meter $BMI reports a single Selling Engineering & Administration (SEA) line item but also discloses R&D separately within the 10-K. Over the last five years SEA has declined from XX% of gross profits to now XX% as of FY XX. R&D has been stable at XX% of gross profit (23% of revenue) reflecting steady reinvestment in new meters sensors and SaaS. 👇"  
[X Link](https://x.com/invest091/status/1985452423956091202)  2025-11-03T21:02Z 2150 followers, XXX engagements


"Water Utility Metering Penetration by Technology (2024) North America: 🔹 Manual: XX% 🔹 AMR: XX% 🔹 AMI: XX% Europe: 🔹 Manual: XX% 🔹 AMR: XX% 🔹 AMI: XX% Clear runway for $BMI as utilities modernize toward AMI. If they can capture more of Europe in the future watch out. Sources: Berg Insight & ResearchAndMarkets Smart Water Metering in Europe and North America 2025"  
[X Link](https://x.com/invest091/status/1986184247799922812)  2025-11-05T21:30Z 2150 followers, XXX engagements


"Moat: Switching Costs 🔄 If its painful to leave customers stay. $ADBE Creative Cloud $SAP / $ORCL ERP $MSFT Azure Why it matters: Predictable revenue + pricing power. The sneakiest moat = switching costs. Its not love its lock-in. Ever tried moving an entire company off SAP or Adobe Exactly"  
[X Link](https://x.com/invest091/status/1986478692256948514)  2025-11-06T17:00Z 2145 followers, XXX engagements


"Despite making a decent amount of bolt-on acquisitions it's impressive how consistent (and below industry avg/my benchmark) $BMI's goodwill has been over the last XX years as a % of total assets. Impressive. 👇"  
[X Link](https://x.com/invest091/status/1988782617106563206)  2025-11-13T01:35Z 2149 followers, XXX engagements


"$UNP generates $6B FCF. $NSC adds $2.3B. Combined thats $8.3B+ in annual FCF before efficiency gains. Even a 5-10% synergy lift pushes that toward $9B which would be XXX the FCF of $CNI. 🚂 #RailStocks #UNP #NSC"  
[X Link](https://x.com/invest091/status/1990503203998175335)  2025-11-17T19:32Z 2151 followers, XXX engagements


"$BMI Capital allocation priorities. Do you think this matches well with their business life cycle stage"  
[X Link](https://x.com/invest091/status/1990792611167408463)  2025-11-18T14:42Z 2149 followers, XXX engagements


"💧Why are utilities moving from AMR AMI $BMI highlights a key reason: reducing costly truck rolls. AMI adoption rates are much higher in the U.S. than Europe an area where Badger Meter is still working to earn more share"  
[X Link](https://x.com/invest091/status/1993494917180518543)  2025-11-26T01:40Z 2149 followers, XXX engagements


"📈 $BMI SBC-Adjusted FCF Linearity Over the last decade Badger Meters SBC-adjusted Free Cash Flow has climbed from $15M (2015) to $135M (2024) with a strong R of XXXX. Thats rare consistency for an industrial (tech) name showing FCF growth thats steady enough to model and plan around. #FCF #QualityStocks #Investing"  
[X Link](https://x.com/invest091/status/1993690959276867998)  2025-11-26T14:39Z 2149 followers, XXX engagements


"Took a closer look at Badger Meters $BMI Adjusted ROIC: 🧮 NOPAT Invested Capital 🏗 IC = (Assets Goodwill Excess Cash) + Debt (AP + Accruals) 💰 Excess Cash = Cash XX% of Current Liabilities The result ROIC climbed steadily from X% XX% in XX years. Thats world-class capital efficiency. Listen to Stock Spotlight podcast episode XX for a deep dive into this high quality company.🎧"  
[X Link](https://x.com/invest091/status/1996212827145548098)  2025-12-03T13:40Z 2150 followers, XXX engagements


"$TOST EV/GP multiple has reset sharply to 12x TTM now below its 4-YR median of 16.3x and slightly above peers $XYZ 7.6x $FOUR 3.6x. But theres an important context check inherent in multiples: Toasts revenue growth has decelerated from XXX% XX% XX% XX% 26%. Historical averages get pulled up by periods of explosive growth and competitor comps can mislead because each player sits at a different stage of scale margin structure and reinvestment intensity. For Toast I'm using the following "normalized" EV/GP multiples moving forward: Conservative: 7-10x Base: 11-14x Bull: 15-18x"  
[X Link](https://x.com/invest091/status/1996361431722389758)  2025-12-03T23:30Z 2150 followers, 1078 engagements


"@Ashton_1nvests Probably ROE. It is often overrated because it can look strong even when the business is using high leverage"  
[X Link](https://x.com/invest091/status/1997700515053089275)  2025-12-07T16:11Z 2150 followers, XX engagements


"📊 Smart Water Metering: $BMI vs $XYL vs $ITRI vs $ROP Badger Meter shows why investors treat it as a "quality compounder." With gross margins near XX% and FCF margins of XX% it outpaces water peers like Xylem and Itron and its ROIC (18% 5-yr avg) is best-in-class. Efficiency is also a strength generating $70K of free cash flow per employee nearly double Xylem and Itron. Growth outlook is steadier: revenue is projected to rise X% annually but free cash flow growth lags peers at XX% versus Itrons 17%+. That maturity explains its premium valuation 38x forward earnings and 41x EV/FCF investors"  
[X Link](https://x.com/invest091/status/1964427133213954561)  2025-09-06T20:35Z 2150 followers, 3753 engagements


"⚙ Stock Spotlight Watch List Valuation Trend I rebuilt my watch list tracker to merge valuation with technical context to find ideal entry prices for each stock on my watch list. Ideal Entry = (DCF Fair Value 0.5) + (Lower of 1-YR EMA and 5-YR EMA (1.05 if both trends are Up or Slightly Up otherwise 1.00) XXX ) Here's how the watch list ranks: 🟢Strong X and 5-YR trends closer to ideal entry price: $VEEV $NSSC $CBOE 🟡 Strong X and 5-YR trends further from ideal entry price: $APP $CDNS $KLAC $MEDP $ROL 🟡Value zones with 5-YR trend up: $DECK $SFM $TTD 🟠Mixed trend and value signals: $ADP"  
[X Link](https://x.com/invest091/status/1986071009255104899)  2025-11-05T14:00Z 2150 followers, 2532 engagements


"@BourbonCap Researching $TOST right now and $FOUR certainly looks like an intriguing alternative (similar growth better valuation). Both might be long-term winners though"  
[X Link](https://x.com/invest091/status/1996700877160325249)  2025-12-04T21:59Z 2150 followers, 1162 engagements


"Fresh off Q4 XX earnings Vail Resorts $MTN shows a mixed fair value picture: 📌DCF FV: $XXX (Undervalued) 📌Adj DCF FV (net debt): $XXX (Overvalued) 📌Forward P/E: 21x vs 10Y avg 37x FV $XXX 📌EV/EBITDA: 12x vs 10Y avg 15x FV $XXX 📌P/FCF: 14x vs 10Y avg 17x FV $XXX Range of outcomes is wide ($74-$288) but multiples suggest some upside potential"  
[X Link](https://x.com/invest091/status/1977135370492948632)  2025-10-11T22:13Z 2150 followers, XXX engagements


"Skier visits in NA: 75M in FY14 78M in FY24. Thats XX years for 3m more skier days. $MTN wants to create loyalty in low growth industry. But can they actually make the pie bigger or just charge more for the same pie"  
[X Link](https://x.com/invest091/status/1978226815022879046)  2025-10-14T22:30Z 2150 followers, 1160 engagements


"$BMI TSR 2025-2029 Forecast 🟢 FCF per Share Growth: +10.2% Built off analyst estimates $231M FCF in 2029 assuming 30M diluted shares (0% buyback in line w/ 10-YR median) 🔴 Valuation Multiple: XXX% drag Current Forward EV/EBIT: XX modeled at XX in 2029 🔵 Dividend Yield: +0.85% Disciplined XX% payout ratio small bump in yield as multiples compress 👉 Net base case: 10%/yr over 5Y 👉 Range: XXX% TSR Quiet compounder in water utilities with steady bolt-ons as hidden upside. #QualityStocks"  
[X Link](https://x.com/invest091/status/1995908319719161944)  2025-12-02T17:30Z 2150 followers, XXX engagements


"Researching $TOST for my next Stock Spotlight episode and pulled a quick comp set: - Historical growth winner: $TOST at XXXX% 5-YR revenue and XXXX% 5-YR gross profit CAGR - Fastest forward growth winner: $FOUR with XXXX% revenue and XXXX% EBITDA growth rates expected - Valuation range is huge: EV/GP spans from $XYZ at XXX to $ADYEN at XXXX - $FISV looks cheap for a reason Ha. Screenshot includes conditional formatting for context. Full breakdown in upcoming episode"  
[X Link](https://x.com/invest091/status/1996696010223931560)  2025-12-04T21:40Z 2150 followers, 1032 engagements


"How much SaaS is hiding inside the major payments players Using TTM data: $TOST XX% of revenue from SaaS but XX% of gross profit. Payments + SaaS hybrid. $FOUR XX% subscription revenue no GP breakout. Still payments-only economically. $XYZ XX% of revenue and XX% of gross profit from subscription/services. Another hybrid. $ADYEN X% SaaS. Pure global payments processor"  
[X Link](https://x.com/invest091/status/1997401491594973342)  2025-12-06T20:23Z 2149 followers, 12.8K engagements


"@Jimmy_Investing recently broke down $FTNT on his Discord and these two slides stood out to me. Fortinet is still only about X% of total cybersecurity industry revenue despite being one of the most profitable vendors in the space. Given their mix of hardware SASE and platform consolidation tailwinds I believe they still have a long runway as security spending scales"  
[X Link](https://x.com/invest091/status/1997448469481676899)  2025-12-06T23:30Z 2150 followers, XXX engagements


"Did some digging on $TYL comparables 👇 Top X closest peers I found: X $IIIV smaller cap junior Tyler (justice public safety gov SaaS) X $ORCL big enterprise ERP sticky gov clients X $NOW SaaS workflows used in gov digital transformation"  
[X Link](https://x.com/invest091/status/1997987520127410577)  2025-12-08T11:12Z 2150 followers, XXX engagements


"@bobspaysubstack Nice list I own $MA of the group. Why $ADYEN over $TOST in your mind"  
[X Link](https://x.com/invest091/status/1998074019107733946)  2025-12-08T16:55Z 2150 followers, XXX engagements


"@bobspaysubstack Very true Adyen is probably the safer bet with Toast having some intriguing international runway (should they so choose I think on of their latest IT decks has some details on their international TAM)"  
[X Link](https://x.com/invest091/status/1998087615372009660)  2025-12-08T17:49Z 2150 followers, XX engagements


"@myersbradley @TwoCentsGal Actually surprised HI isnt below CA at least based on my personal experience in both"  
[X Link](https://x.com/invest091/status/1998151126705725681)  2025-12-08T22:02Z 2150 followers, XX engagements