# ![@mweber8681 Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1753899312923504640.png) @mweber8681 Mark Weber

Mark Weber posts on X about $spy, vix, $vix, $tlt the most. They currently have [---] followers and [----] posts still getting attention that total [---] engagements in the last [--] hours.

### Engagements: [---] [#](/creator/twitter::1753899312923504640/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1753899312923504640/c:line/m:interactions.svg)

- [--] Week [-----] +64%
- [--] Month [-----] -9.40%
- [--] Months [------] +82%
- [--] Year [------] +294%

### Mentions: [--] [#](/creator/twitter::1753899312923504640/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1753899312923504640/c:line/m:posts_active.svg)

- [--] Week [--] -10%
- [--] Month [---] +39%
- [--] Months [---] +92%
- [--] Year [---] +280%

### Followers: [---] [#](/creator/twitter::1753899312923504640/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1753899312923504640/c:line/m:followers.svg)

- [--] Week [---] +2%
- [--] Month [---] +3.60%
- [--] Months [---] +3%
- [--] Year [---] +437%

### CreatorRank: [---------] [#](/creator/twitter::1753899312923504640/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1753899312923504640/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  [finance](/list/finance)  [technology brands](/list/technology-brands)  [cryptocurrencies](/list/cryptocurrencies)  [countries](/list/countries)  [celebrities](/list/celebrities)  [automotive brands](/list/automotive-brands)  [exchanges](/list/exchanges)  [fashion brands](/list/fashion-brands)  [social networks](/list/social-networks) 

**Social topic influence**
[$spy](/topic/$spy), [vix](/topic/vix), [$vix](/topic/$vix), [$tlt](/topic/$tlt), [$mstr](/topic/$mstr), [debt](/topic/debt), [$qqq](/topic/$qqq), [$nvda](/topic/$nvda), [$gld](/topic/$gld), [fed](/topic/fed)

**Top accounts mentioned or mentioned by**
[@potus](/creator/undefined) [@elonmusk](/creator/undefined) [@unusualwhales](/creator/undefined) [@pulte](/creator/undefined) [@biancoresearch](/creator/undefined) [@grok](/creator/undefined) [@mrderivatives](/creator/undefined) [@peterschiff](/creator/undefined) [@oddstocktrader](/creator/undefined) [@federalreserve](/creator/undefined) [@samanthaladuc](/creator/undefined) [@stealthqe4](/creator/undefined) [@vladtheinflator](/creator/undefined) [@dimartinobooth](/creator/undefined) [@vivekgramaswamy](/creator/undefined) [@billackman](/creator/undefined) [@convertbond](/creator/undefined) [@mortgagetruth](/creator/undefined) [@realdonaldtrump](/creator/undefined) [@doge](/creator/undefined)

**Top assets mentioned**
[SPDR S&P [---] ETF Trust (SPY)](/topic/$spy) [Vixco (VIX)](/topic/$vix) [Strategy (MSTR)](/topic/$mstr) [NVIDIA Corp. (NVDA)](/topic/$nvda) [SPDR GOLD ETF (GLD)](/topic/$gld) [Tesla, Inc. (TSLA)](/topic/$tsla) [Oracle Corporation (ORCL)](/topic/$orcl) [Mario Coin (COIN)](/topic/$coin) [Metadium (META)](/topic/$meta) [Spacemesh (SMH)](/topic/$smh) [Costco Hot Dog (COST)](/topic/$cost) [UnitedHealth Group (UNH)](/topic/$unh) [Palantir Technologies Inc. (PLTR)](/topic/$pltr) [Apple, Inc. (AAPL)](/topic/$aapl) [Lululemon Athletica Inc (LULU)](/topic/$lulu) [Eli Lilly and Company (LLY)](/topic/$lly) [GammaSwap (GS)](/topic/$gs) [Micron Technology, Inc. (MU)](/topic/$mu) [Taiwan Semiconductor (TSM)](/topic/$tsm) [Amazon.com, Inc. (AMZN)](/topic/$amzn) [Dutch Bros, Inc. (BROS)](/topic/$bros) [Netflix Inc (NFLX)](/topic/$nflx) [Super Micro Computer, Inc. Common Stock (SMCI)](/topic/$smci) [CoreWeave, Inc (CRWV)](/topic/$crwv) [Now Coin (NOW)](/topic/$now) [Sandisk Corporation (SNDK)](/topic/$sndk) [Fluidity (FLY)](/topic/$fly) [BITMINE IMMERSION TECH (BMNR)](/topic/$bmnr) [Arm Holdings plc (ARM)](/topic/$arm) [First Solar, Inc. (FSLR)](/topic/$fslr) [Advanced Micro Devices (AMD)](/topic/$amd) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Deckers Outdoor, Corp. (DECK)](/topic/$deck) [Spotify Technology (SPOT)](/topic/$spot) [Oklo Inc. (OKLO)](/topic/$oklo) [Carvana Co. (CVNA)](/topic/$cvna) [Rigetti Computing, Inc. Common Stock (RGTI)](/topic/$rgti) [Walmart, Inc. (WMT)](/topic/$wmt) [Microsoft Corp. (MSFT)](/topic/$msft) [RH (RH)](/topic/$rh) [Hims & Hers Health, Inc. (HIMS)](/topic/$hims) [Royal Caribbean Cruises Ltd (RCL)](/topic/$rcl) [Opendoor Technologies Inc Common Stock (OPEN)](/topic/$open) [Snowflake Inc. (SNOW)](/topic/$snow) [OctoFi (OCTO)](/topic/$octo)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Watching [----] on $MSTR"  
[X Link](https://x.com/mweber8681/status/1767201358426636509)  2024-03-11T14:50Z [--] followers, [--] engagements


"Blowing thru [----] $MSTR"  
[X Link](https://x.com/mweber8681/status/1767205828040200572)  2024-03-11T15:07Z [--] followers, [--] engagements


"@SamanthaLaDuc @GraphFinancials The only way the FED fixes the rate inversion problem is to eliminate financing of non owner occupied residential housing. Fannie Freddie need to get out of home flipping and rental property financing. Wall Street residential housing pools must be reigned in by Congress"  
[X Link](https://x.com/mweber8681/status/1768622855695249632)  2024-03-15T12:58Z [--] followers, [---] engagements


"$nvda VWAP 846"  
[X Link](https://x.com/mweber8681/status/1783861000896483514)  2024-04-26T14:09Z [--] followers, [--] engagements


"VWAP up to [---] as long as that holds. $nvda"  
[X Link](https://x.com/mweber8681/status/1783864203562094966)  2024-04-26T14:22Z [--] followers, [--] engagements


"Looks like [---] is support $nvda"  
[X Link](https://x.com/mweber8681/status/1783866906845594095)  2024-04-26T14:33Z [--] followers, [--] engagements


"$LLY hod VWAP all the way back at [---] up 53"  
[X Link](https://x.com/mweber8681/status/1785308080894525626)  2024-04-30T13:59Z [--] followers, [--] engagements


"$LLY VWAP up to almost 785"  
[X Link](https://x.com/mweber8681/status/1785310528417800258)  2024-04-30T14:09Z [--] followers, [--] engagements


"1200 weekly calls on $MSTR active"  
[X Link](https://x.com/mweber8681/status/1785318433548276083)  2024-04-30T14:40Z [--] followers, [--] engagements


"Down over [--] from hod $LLY"  
[X Link](https://x.com/mweber8681/status/1785326701792100803)  2024-04-30T15:13Z [--] followers, [--] engagements


"Looks like calls were sold on $MSTR so far"  
[X Link](https://x.com/mweber8681/status/1785326905325146553)  2024-04-30T15:14Z [--] followers, [--] engagements


"I like the $FBTC below [--] for a swing trade"  
[X Link](https://x.com/mweber8681/status/1785664032583856208)  2024-05-01T13:34Z [--] followers, [--] engagements


"If the Fed wants to change the job growth narrative all they have to do is add retirement data to layoffs and dot out the surging costs of entitlements in social security and Medicare. [--] million people turn age [--] this year. $TLT $SPY $QQQ"  
[X Link](https://x.com/mweber8681/status/1785672184993841267)  2024-05-01T14:06Z [--] followers, [---] engagements


"$NVDA new lod [---] is VWAP"  
[X Link](https://x.com/mweber8681/status/1785672986231767432)  2024-05-01T14:09Z [--] followers, [--] engagements


"880 $NVDA by tomorrow"  
[X Link](https://x.com/mweber8681/status/1786051220043661768)  2024-05-02T15:12Z [--] followers, [--] engagements


"Better hold [---] $NVDA"  
[X Link](https://x.com/mweber8681/status/1786056954391167439)  2024-05-02T15:35Z [--] followers, [--] engagements


"850 let's go $NVDA"  
[X Link](https://x.com/mweber8681/status/1786062033483620552)  2024-05-02T15:55Z [--] followers, [--] engagements


"Going to find out here is they are selling the [---] weeklies $NVDA"  
[X Link](https://x.com/mweber8681/status/1786063848333582796)  2024-05-02T16:02Z [--] followers, [--] engagements


"Riddle me this. A million people retire go on social security and Medicare. Corporations hire 800k people to replace retired workers. Did the economy add 800k jobs or lose 200k jobs Why are there 200k people filing jobless claims Shouldn't it be zero $SPY $QQQ $TLT"  
[X Link](https://x.com/mweber8681/status/1786362817848991773)  2024-05-03T11:50Z [--] followers, [--] engagements


"Riddle me this. More people than ever drive EV and Hybrids work remote drive less yet gas prices are much higher than four years ago. Why $USO $SPY"  
[X Link](https://x.com/mweber8681/status/1786363465478836690)  2024-05-03T11:53Z [--] followers, [--] engagements


"How many people receive social security and Medicare don't work compared to four years ago This is the economic data everyone should be focused on. Jobs will be plentiful for years. $SPY $QQQ $TLT"  
[X Link](https://x.com/mweber8681/status/1786370454678310934)  2024-05-03T12:21Z [--] followers, [--] engagements


"$ulta thru [---] gets going"  
[X Link](https://x.com/mweber8681/status/1790744090226643421)  2024-05-15T14:00Z [--] followers, [--] engagements


"I've got [-----] as key level to get above on $GME probably wrong"  
[X Link](https://x.com/mweber8681/status/1792928551965999394)  2024-05-21T14:40Z [--] followers, [--] engagements


"$gme [--] test"  
[X Link](https://x.com/mweber8681/status/1792952927516295288)  2024-05-21T16:17Z [--] followers, [--] engagements


"$FSLR VWAP all the way back at 234.50"  
[X Link](https://x.com/mweber8681/status/1793311650436767913)  2024-05-22T16:03Z [--] followers, [--] engagements


"@KobeissiLetter The Fed could lower rates and then stop buying [--] year mortgages. Lower rates for [--] year fixed terms would shrink balance sheets. Health care needs total reform with focus on diet and exercise. Defense spending can shrink if the US stops being all things to all people"  
[X Link](https://x.com/mweber8681/status/1793981102539051253)  2024-05-24T12:23Z [--] followers, [---] engagements


"@elonmusk I think Ai can be better at diagnosis. Health care is about treatment economics funded by excessive government spending. We must evolve"  
[X Link](https://x.com/mweber8681/status/1794025900109087002)  2024-05-24T15:21Z [--] followers, [--] engagements


"@unusual_whales Fed needs to bring rates back to zero get rid of [--] and [--] year amortization. In five years deficit shrinks. And majority of homeowners will have no mortgage"  
[X Link](https://x.com/mweber8681/status/1795651568559387120)  2024-05-29T03:01Z [--] followers, [--] engagements


"$msft is up almost [--] bucks"  
[X Link](https://x.com/mweber8681/status/1804176609777455342)  2024-06-21T15:36Z [--] followers, [--] engagements


"If you are under age [--] love the outdoors work remote Prescott Valley Arizona is tough to beat. Great four season weather. Better than Denver in winter. Better than Phoenix in summer. Cools off at night. Great hiking biking trails. An hour to world renown Sedona and Scottsdale"  
[X Link](https://x.com/mweber8681/status/1806024389504454672)  2024-06-26T17:59Z [--] followers, [--] engagements


"Residual costs on owning a home are some of lowest in the USA. Internet is decent. Great star gazing. National forests around. Lots of events. Concerts in the park. Californians are moving here. Cashing in there. And Phoenicians"  
[X Link](https://x.com/mweber8681/status/1806025503322853721)  2024-06-26T18:03Z [--] followers, [--] engagements


"My primary never advised weight loss drugs. Told me to go gluten free cut sugars walk half mile day. Lost [--] pounds. The narrative will change soon. People are tired of taking meds. Looking for natural solutions. $LLY"  
[X Link](https://x.com/mweber8681/status/1810657040043585864)  2024-07-09T12:47Z [--] followers, [--] engagements


"Utilities are pretty decent in Prescott Valley vs Phoenix. It's warmer this yr I'm running [---] month electric and [--] gas in summer and [---] month gas [--] electric in winter and we work from home. The fall gas electric are around [---] total. Internet is solid. Unlimited data [---] mo"  
[X Link](https://x.com/mweber8681/status/1816570145659314621)  2024-07-25T20:24Z [--] followers, [--] engagements


"San Tan Valley takes an hr to get to Scottsdale. Prescott Valley to Mayo or Kierland is [--] minutes. We have pine maple and Aspen trees in our yard. Younger families are moving into Prescott Valley #prescottvalley faith family freedom fun flag community. Seeing Texas plates"  
[X Link](https://x.com/mweber8681/status/1816581601448591620)  2024-07-25T21:09Z [--] followers, [--] engagements


"@OddStockTrader You can live in Prescott Valley an hour north enjoy four seasons weather similar to Denver but much less snow. Growing but not crowded. Look at Jasper subdivision or Granite Dells in Prescott. Utilities in summer much lower. Daughter in Gilbert pays [---] mo for electricity. Me 180"  
[X Link](https://x.com/mweber8681/status/1817626145149595689)  2024-07-28T18:20Z [--] followers, [--] engagements


"@unusual_whales 39% no mortgage dont care about mortgage rates. Builders have been offering rates in the 5s and most homeowners are locked in below 4%. Doesn't matter what the rate is. What does matter Are borrowers paying as agreed And where does mortgage money come from"  
[X Link](https://x.com/mweber8681/status/1817965330796614027)  2024-07-29T16:48Z [--] followers, [--] engagements


"@elonmusk Somebody has to convince Taylor Swift that making babies is a good thing for her to do. Her time is running out"  
[X Link](https://x.com/mweber8681/status/1818422950313517311)  2024-07-30T23:06Z [--] followers, [--] engagements


"@unusual_whales None $TLT 95-100 new range. Local Bank is looking for two personal bankers. Zero applicants. Local popular breakfast place needs servers and table cleaners. [--] million year retiring. $INTC is a competition problem. $NVDA $AMD $ON $TSM Builders [-----] rate moves inventory $SPY $QQQ"  
[X Link](https://x.com/mweber8681/status/1820116612143534170)  2024-08-04T15:16Z [--] followers, [--] engagements


"The Fed could suspend financing for [--] year money to Fannie Freddie force borrowers into FHA loans and make all loans assumable to unwind derivative trades. Liquidity move without moving rates. $SPY $QQQ $IWM $TLT"  
[X Link](https://x.com/mweber8681/status/1820427679222595920)  2024-08-05T11:52Z [--] followers, [--] engagements


"IF the FED worked with Fannie Freddie and lenders making all loans assumable rates could stay unchanged. Most loans are below 4% and second mortgage lending would make up the difference when selling homes. It's the easiest monetary fix available. $SPY $QQQ $IWM $TLT $VIX"  
[X Link](https://x.com/mweber8681/status/1820594733200335289)  2024-08-05T22:56Z [--] followers, [---] engagements


"@biancoresearch The Fed could work with Fannie Freddie Banks and make first mortgages assumable and then banks can do second mortgages. Builders are already buying rates down below 5% and many existing loans are below 4%. It's the easiest monetary policy solution. FHA loans are assumable"  
[X Link](https://x.com/mweber8681/status/1820610298707165592)  2024-08-05T23:58Z [--] followers, [---] engagements


"$rkt [-----] puts active"  
[X Link](https://x.com/grampyknows/status/1846200201255551220)  2024-10-15T14:43Z [--] followers, [--] engagements


"$dpz $ba moving"  
[X Link](https://x.com/grampyknows/status/1846204133612622303)  2024-10-15T14:59Z [--] followers, [--] engagements


"$djt trying to push thru 30"  
[X Link](https://x.com/grampyknows/status/1846580975712579661)  2024-10-16T15:56Z [--] followers, [--] engagements


"$rkt is up almost 10% in five days on less than a million shares traded daily $uwmc is down 18% the past month. Float of these two companies is interesting"  
[X Link](https://x.com/grampyknows/status/1846596805607223764)  2024-10-16T16:59Z [--] followers, [--] engagements


"$djt has a vwap right around 30"  
[X Link](https://x.com/grampyknows/status/1846929582005669953)  2024-10-17T15:01Z [--] followers, [--] engagements


"@SamanthaLaDuc This all started with harp [--] [--] [--] when the government became the primary source of funds. The way out is Fed funds back to zero Fannie Freddie Ginnie loans [--] year fixed only and federal home loan banks operate on a minimum [---] bps spread regionally doing interest only loans"  
[X Link](https://x.com/grampyknows/status/1848414617644765692)  2024-10-21T17:22Z [--] followers, [---] engagements


"@SamanthaLaDuc Unfortunately the other economic elephant that needs government spending reigned in is healthcare. This requires a total mindset shift by seniors to focus on fitness and diet. Health Maintenance Organizations may make a comeback Cost transparency on healthcare is needed"  
[X Link](https://x.com/grampyknows/status/1848417341773598771)  2024-10-21T17:33Z [--] followers, [--] engagements


"I dont keep trade ideas up because many times one can have the right idea but get the trade timing wrong. I had $rkt puts that expired last Friday. Today the stock sold off. Ive been under the weather so missed the move. The pain is building in the housing sector. $tlt long soon"  
[X Link](https://x.com/grampyknows/status/1848482922212561204)  2024-10-21T21:54Z [--] followers, [---] engagements


"@WallStreetSilv Social security has a cap. Why not raise the cap or eliminate it"  
[X Link](https://x.com/grampyknows/status/1848532843602813389)  2024-10-22T01:12Z [--] followers, [--] engagements


"$smci has a vwap today up around 46.40"  
[X Link](https://x.com/grampyknows/status/1848749546056388627)  2024-10-22T15:33Z [--] followers, [---] engagements


"@RBDRBD2015 @EricFinnigan Currently [--] degrees doors open just got back from a walk. Star gazers love it here. Saw the comet last week and see Elons satellite launches. Community is probably too small and boring for many Elevation similar to Denver but it's drier in Prescott valley. Temps more consistent"  
[X Link](https://x.com/grampyknows/status/1848911459222466618)  2024-10-23T02:16Z [--] followers, [--] engagements


"@unusual_whales Health care costs. Student loan debt for themselves and their children. Raising grandchildren. Taking care of elderly parents. Loss of job carrying debt. Refusal to move to undesirable locations"  
[X Link](https://x.com/grampyknows/status/1849051031981760922)  2024-10-23T11:31Z [--] followers, [--] engagements


"Bonds getting wrecked $tlt tell me you care $spy $qqq $vix"  
[X Link](https://x.com/grampyknows/status/1852354940015915183)  2024-11-01T14:20Z [--] followers, [---] engagements


"$gld red $uso red $vix red $tlt red"  
[X Link](https://x.com/grampyknows/status/1852361229655749007)  2024-11-01T14:45Z [--] followers, [--] engagements


"@BernieSanders Eliminate the cap on social security on wage earners which is below $200k year. You have had decades in political office to tax the rich create term limits reform political campaign donations. What is all the government spending doing to the working men and women Inflation"  
[X Link](https://x.com/grampyknows/status/1852652293402873856)  2024-11-02T10:01Z [--] followers, [--] engagements


"What if the Fed keeps cutting rates by [--] bps and the [--] year doubles Savers get nothing from banks. Where do you put your money $tlt $spy $qqq $nvda $gld $slv $mstr $usd"  
[X Link](https://x.com/grampyknows/status/1852687128708120835)  2024-11-02T12:20Z [--] followers, [---] engagements


"@elonmusk @realDonaldTrump @RobertKennedyJr the way to "end the Fed" is bring Fed funds back to zero and limit Fannie Freddie Ginnie to owner occupied [--] year fixed loans only. Give every homeowner the opportunity to borrow cheap money to pay off debt. Then reform using FHLB $spy"  
[X Link](https://x.com/grampyknows/status/1854127276096458891)  2024-11-06T11:42Z [--] followers, [--] engagements


"The Banks need to have a minimum [---] bps spread on Fed funds borrowing to lending and need zero fed funds rate again to resolve legacy loan problems. Inflation can be managed through regional federal home loan banks doing interest only loans. $spy $qqq $tlt $jpm"  
[X Link](https://x.com/grampyknows/status/1854129388125659378)  2024-11-06T11:51Z [--] followers, [---] engagements


"What no one is talking about yet is liquidity. The Fed has printed trillions and the bond market is saying whoa.think [----]. The entire monetary game needs to change or housing gets wrecked. Does stimulus get pulled Do Fannie Freddie go private $spy $qqq $tlt $nvda $vix $btc"  
[X Link](https://x.com/grampyknows/status/1854137276957184426)  2024-11-06T12:22Z [--] followers, [---] engagements


"I am hoping we see a huge mind shift on health and wellness. Too many rely on prescription drugs. Diet and exercise matter. Gut health. Focus on healthy foods. Fit men and women should be in charge of policies. Nutritional supplement boom $spy $qqq $tlt $mcd $vix"  
[X Link](https://x.com/grampyknows/status/1854143537312309268)  2024-11-06T12:47Z [--] followers, [---] engagements


"@PeterSchiff There is a way to fix things. Fannie Freddie Ginnie [--] year fixed loans only for owner occupied homeowners. Fed funds back to zero and federal home loan banks operate on a [---] bps minimum spread regionally doing interest only loans they portfolio. Debt shrinks quickly. $spy $qqq"  
[X Link](https://x.com/grampyknows/status/1854236605671760324)  2024-11-06T18:57Z [--] followers, [--] engagements


"@elonmusk @BillAckman Disney World is not free"  
[X Link](https://x.com/grampyknows/status/1854926669980500243)  2024-11-08T16:39Z [--] followers, [--] engagements


"@RonPaul Fed funds back to zero. Fannie Freddie Ginnie loans [--] yr fixed only. Every owner occupant gets a loan under 3% pay off trillions. Federal Home Loan Banks operate going forward on [---] bps minimum spread doing Interest only loans. Get govt out of lending. Shut down these agencies"  
[X Link](https://x.com/grampyknows/status/1855002953565778383)  2024-11-08T21:42Z [--] followers, [--] engagements


"@glennbeck @realDonaldTrump Fed funds back to zero Fannie Freddie Ginnie loans [--] year fixed only to shrink fed debt. Close these agencies. New loans through federal home loan banks with a minimum [---] bps spread to control inflation. See All in one loan. All new loans interest only tied to bank accounts"  
[X Link](https://x.com/grampyknows/status/1855014072229806297)  2024-11-08T22:26Z [--] followers, [--] engagements


"@PeterSchiff There is a way to bring down government spending. First need to get credit risk with the bankers figured out. All these RMBS peeps want government guarantees. Mortgages need to be off the government balance sheet. Time for bankers to put their big boy pants on. $jpm $gs"  
[X Link](https://x.com/grampyknows/status/1855299228597125536)  2024-11-09T17:19Z [--] followers, [--] engagements


"@elonmusk Tell that to nextdoor"  
[X Link](https://x.com/grampyknows/status/1855424338100375997)  2024-11-10T01:36Z [--] followers, [--] engagements


"@biancoresearch The Fed should go back to zero and shut down Fannie Freddie Ginnie by limiting them to [--] yr fixed loans only and new loans done through the federal home loan banks with a minimum [---] bps spread to curb inflation regionally. We lack creativity in the Fed. Need credit risk reform"  
[X Link](https://x.com/grampyknows/status/1855746131436675191)  2024-11-10T22:55Z [--] followers, [--] engagements


"@biancoresearch What would happen if every owner occupant homeowner got a 2.5% [--] year fixed loan with 20k cash and probably the same payment they have now The "qualified mortgage" is a bank entitlement program offsetting risk to the taxpayers. Time for mortgage reform"  
[X Link](https://x.com/grampyknows/status/1855747290029560161)  2024-11-10T23:00Z [--] followers, [----] engagements


"@VivekGRamaswamy Start with fed funds rate back to zero elimination of Fannie Freddie Ginnie. [--] year fixed only loans so owner occupants can pay down debt with 2.5% rates. Inflation controled through federal home loan banks with [---] bps spread on new loans. Credit risk reform $gs $jpm"  
[X Link](https://x.com/grampyknows/status/1855949130016620998)  2024-11-11T12:22Z [--] followers, [--] engagements


"@maia_barrios04 @biancoresearch Jim can do a little research and learn "automated underwriting" is approving qualified mortgages with 50% debt to income ratios disregarding sane credit risk policies. FHA loans 10% delinquency rate with strong economy Investigate"  
[X Link](https://x.com/grampyknows/status/1856095631938318718)  2024-11-11T22:04Z [--] followers, [--] engagements


"@unusual_whales The rate of interest to savers should be tied to credit risk on loans banks make. Fed funds back to zero shut down Fannie Freddie Ginnie by limiting them to [--] yr fixed loans all owner occupied homeowners refinance to 2.5%. Federal Home Loan Banks operate on a [---] bps spread"  
[X Link](https://x.com/grampyknows/status/1856366949015462341)  2024-11-12T16:02Z [--] followers, [--] engagements


"I have told top mortgage banker peeps for two years now that [--] million people turning age [--] results in millions of job openings keeping rates moving higher. All the govt fiscal spending is kindle. Fed needs to think creatively. Highly unlikely. $tlt $spy $qqq $vix $nvda"  
[X Link](https://x.com/grampyknows/status/1856398795023491338)  2024-11-12T18:08Z [--] followers, [---] engagements


"@unusual_whales A lot of baby boomers work part time until Medicare kicks in or mortgage is paid off. Then they set up their active healthy lifestyle. Age [--] is when health problems kick in. Diet exercise matter a lot. I expect an explosion in healthy restaurant menu changes soon. $mcd $spy"  
[X Link](https://x.com/grampyknows/status/1856402590184976663)  2024-11-12T18:24Z [--] followers, [--] engagements


"@DiMartinoBooth @wesbury @federalreserve What if Fed funds went back to zero and they shut down Fannie Freddie Ginnie by limiting them to [--] yr fixed loans only. Then new loans are made through the federal home loan bank system with a minimum [---] bps spread Reduce Fed balance sheets fix credit risk"  
[X Link](https://x.com/grampyknows/status/1856485848276951108)  2024-11-12T23:54Z [--] followers, [--] engagements


"@VivekGRamaswamy @elonmusk curious if the government switches Internet service providers to Starlink what the annual savings is who currently is the government ISP provider and how secure are things $tsla $t $msft"  
[X Link](https://x.com/grampyknows/status/1856524156377944210)  2024-11-13T02:27Z [--] followers, [---] engagements


"@0xMert_ @elonmusk Multiplicity great movie"  
[X Link](https://x.com/grampyknows/status/1856628702647550090)  2024-11-13T09:22Z [--] followers, [--] engagements


"@Mr_Derivatives The algos may be anticipating a tweet from the X man on trillions in government spending cuts $spy $qqq $btc $mstr"  
[X Link](https://x.com/grampyknows/status/1856753957378347364)  2024-11-13T17:40Z [--] followers, [---] engagements


"@smartertrader $X buys $DJT and X becomes publicly traded is possible. Media empire"  
[X Link](https://x.com/grampyknows/status/1856757366106062981)  2024-11-13T17:53Z [--] followers, [---] engagements


"@BillAckman @RobertKennedyJr I respect Chinese medicinal practices"  
[X Link](https://x.com/grampyknows/status/1857346644166979875)  2024-11-15T08:55Z [--] followers, [--] engagements


"Listening to Former FHFA Calabria in a mortgage finance podcast I think @elonmusk @VivekGRamaswamy want efficiencies fast but reality the government moves like #turtles doubt we see much change in USA.All talk for social media clicksSorry kids $spy $qqq $tsla $nvda $tlt $vix"  
[X Link](https://x.com/grampyknows/status/1857423403587633418)  2024-11-15T14:00Z [--] followers, [---] engagements


"Fast Government reform @realDonaldTrump $spy $qqq #turtles why is Fannie Freddie funding other government departments What kind of rob Peter pay Paul scam is that @elonmusk @VivekGRamaswamy Listening to Former FHFA Calabria in a mortgage finance podcast I think @elonmusk @VivekGRamaswamy want efficiencies fast but reality the government moves like #turtles doubt we see much change in USA.All talk for social media clicksSorry kids $spy $qqq $tsla $nvda $tlt $vix Listening to Former FHFA Calabria in a mortgage finance podcast I think @elonmusk @VivekGRamaswamy want efficiencies fast but reality"  
[X Link](https://x.com/grampyknows/status/1857427252612333647)  2024-11-15T14:15Z [--] followers, [--] engagements


"If you want a trading edge the Chrisman commentary is full of nuggets on housing finance. You understand finance drives the US economy right $tlt $spy $qqq $vix $tsla $jpm $nvda if @elonmusk @VivekGRamaswamy efficiency success begins with lending. https://www.robchrisman.com/ https://www.robchrisman.com/"  
[X Link](https://x.com/grampyknows/status/1857439325060817365)  2024-11-15T15:03Z [--] followers, [---] engagements


"Is the market telling traders that US government spending drives stock valuations How subsidized are publicly traded companies $tlt $spy $qqq $vix $labu $tsla $nvda"  
[X Link](https://x.com/grampyknows/status/1857449440656662620)  2024-11-15T15:43Z [--] followers, [---] engagements


"@NorthmanTrader And they won't know what neutral is until fed funds go back to zero Fannie Freddie Ginnie are shut down by doing [--] yr fixed loans only and banks put on their big boy pants and do interest only loans through the federal home loan banks with proper credit risk. $sp $tlt $qqq"  
[X Link](https://x.com/grampyknows/status/1857536466018250856)  2024-11-15T21:29Z [--] followers, [---] engagements


"$asml near lod"  
[X Link](https://x.com/grampyknows/status/1858923998391968014)  2024-11-19T17:23Z [--] followers, [---] engagements


"661 is vwap area on $asml if $nvda good they good"  
[X Link](https://x.com/grampyknows/status/1858927467584504180)  2024-11-19T17:37Z [--] followers, [---] engagements


"Market breath strong $msft nice move $asml still down [--] on the day"  
[X Link](https://x.com/grampyknows/status/1858940094847349049)  2024-11-19T18:27Z [--] followers, [---] engagements


"$mstr almost red is that allowed"  
[X Link](https://x.com/grampyknows/status/1859615466693537918)  2024-11-21T15:10Z [--] followers, [---] engagements


"$mstr VWAP all the way up around 496"  
[X Link](https://x.com/grampyknows/status/1859622946970497439)  2024-11-21T15:40Z [--] followers, [---] engagements


"$mstr needs to break above and hold 475"  
[X Link](https://x.com/grampyknows/status/1859651124976025970)  2024-11-21T17:32Z [--] followers, [--] engagements


"$nflx [---] on a mission"  
[X Link](https://x.com/grampyknows/status/1859651660764901694)  2024-11-21T17:34Z [--] followers, [--] engagements


"@SamanthaLaDuc There's a way to manage inflation and reduce Fed funds rate back to zero by shutting down the agencies and widening spreads between Fed funds and what the bank spreads are. The [--] year leveraged loan has caused a lot of credit risk distortion. FHA lending is broken. $spy $qqq"  
[X Link](https://x.com/grampyknows/status/1859726674323177911)  2024-11-21T22:32Z [--] followers, [--] engagements


"@SamanthaLaDuc The Fed went to zero and stayed there for a long time allowing millions to borrow cheap money. Now they wait for failure or devaluing real estate to shrink the balance sheet Why not go back to zero and limit loan terms to [--] years and help consumers shrink household debt"  
[X Link](https://x.com/grampyknows/status/1859727683384672302)  2024-11-21T22:36Z [--] followers, [--] engagements


"@NGHE_ddie297 @SamanthaLaDuc A top mortgage banking consultant went on a rant about how the bond market sets rates. Yet in [----] with harp [--] [--] [--] the Fed distorted markets by buying and guaranteeing RMBS thru qualified mortgages. Now the bond market wants to reign in govt spending at [--] trillion Fed must act"  
[X Link](https://x.com/grampyknows/status/1859730844149219555)  2024-11-21T22:49Z [--] followers, [--] engagements


"$mstz losing a buck $mstr"  
[X Link](https://x.com/grampyknows/status/1859977224050680252)  2024-11-22T15:08Z [--] followers, [--] engagements


"@PeterSchiff They could shut down Fannie Freddie Ginnie limiting them to [--] yr fixed only loans and new loans are made by the federal home loan banks and wall street with a minimum [---] bps spread to curb inflation. Bring Fed funds back to zero and everything resets without insolvency. $spy"  
[X Link](https://x.com/grampyknows/status/1860347151856902164)  2024-11-23T15:38Z [--] followers, [--] engagements


"@biancoresearch I thought government efficiency was about balancing government revenue to spending which would mean deficit spending contracts and is bearish crypto and gold right"  
[X Link](https://x.com/grampyknows/status/1860464646538285250)  2024-11-23T23:25Z [--] followers, [--] engagements


"$mstr has a vwap today up around [---] with [---] as lod"  
[X Link](https://x.com/grampyknows/status/1861058986226639283)  2024-11-25T14:46Z [--] followers, [---] engagements


"$asml hit a walk at 685"  
[X Link](https://x.com/grampyknows/status/1861059681709330478)  2024-11-25T14:49Z [--] followers, [--] engagements


"$cvna watch 266"  
[X Link](https://x.com/grampyknows/status/1861065595027874087)  2024-11-25T15:13Z [--] followers, [--] engagements


"$mstr hod up around [---] back to 426"  
[X Link](https://x.com/grampyknows/status/1861072916076544446)  2024-11-25T15:42Z [--] followers, [---] engagements


"@elonmusk Bring Fed funds back to zero and manage inflation through the federal home loan banks limit Fannie Freddie Ginnie to [--] year fixed loans only and shut the agencies down. Savers can get roi through loans with proper credit risk"  
[X Link](https://x.com/grampyknows/status/1861224462584005040)  2024-11-26T01:44Z [--] followers, [--] engagements


"@Vera_Icona_23 @SamanthaLaDuc @IBD_ECarson There are so many items in Walmart under [--] bucks if they go to [--] bucks won't matter. Food made in USA matters most"  
[X Link](https://x.com/grampyknows/status/1861475749409980878)  2024-11-26T18:22Z [--] followers, [--] engagements


"@Vera_Icona_23 @SamanthaLaDuc @IBD_ECarson Just bought some garland for [----]. If it's [--] cents higher I'm still buying it. Tennis rackets [--] each. If [--] I'm still buying them"  
[X Link](https://x.com/grampyknows/status/1861479756933300677)  2024-11-26T18:38Z [--] followers, [--] engagements


"@r_diaz75 @JustinPulitzer Going to Costco is a dream here after 7pm when the nimbys go to bed. Lol"  
[X Link](https://x.com/grampyknows/status/1861482157899678092)  2024-11-26T18:48Z [--] followers, [--] engagements


"@Convertbond But we do know where the neutral rate is. All they have to do is ban builders from interest rate subsidizations to get transparency. $spy $qqq $tlt"  
[X Link](https://x.com/grampyknows/status/1861582627595018263)  2024-11-27T01:27Z [--] followers, [--] engagements


"@ericwallerstein Until they stop builders from manipulating purchase prices with lower interest rates a neutral rate feels distorted. Rate equality between existing and new home lending is needed. $spy $qqq $tlt"  
[X Link](https://x.com/grampyknows/status/1861584127897518563)  2024-11-27T01:33Z [--] followers, [--] engagements


"@EpsilonTheory Fannie Freddie Ginnie [--] yr fixed loans only with fed funds back to zero and get the federal home loan banks doing proper credit risk loans with a minimum [---] bps spread"  
[X Link](https://x.com/grampyknows/status/1861967566089908451)  2024-11-28T02:57Z [--] followers, [--] engagements


"@Mr_Derivatives Beautiful women want you"  
[X Link](https://x.com/grampyknows/status/1862511032599470224)  2024-11-29T14:56Z [--] followers, [--] engagements


"$djt new hod"  
[X Link](https://x.com/grampyknows/status/1862520996382507050)  2024-11-29T15:36Z [--] followers, [--] engagements


"@DavidBCollum Shut down Fannie Freddie Ginnie limit them to [--] yr fixed loans only. Bring Fed funds back to zero. Banks operate on a minimum [---] bps spread doing loans through the federal home loan banks. Credit risk reset. Deregulate banks but no govt guarantees"  
[X Link](https://x.com/grampyknows/status/1863301260402725066)  2024-12-01T19:16Z [--] followers, [---] engagements


"$cost VWAP back around [---] must be pumpkin pie sales"  
[X Link](https://x.com/grampyknows/status/1863603673160696155)  2024-12-02T15:18Z [--] followers, [--] engagements


"@RudyHavenstein If they would shut down Fannie Freddie Ginnie limiting them to [--] yr fixed only loans take Fed funds back to zero and put in place a minimum spread of [---] bps with federal home loan banks we could actually see proper credit risk return to mortgage banking"  
[X Link](https://x.com/grampyknows/status/1863776422382170574)  2024-12-03T02:45Z [--] followers, [--] engagements


"$dis above [---] soon 'Moana 2' snares $221 million in its five-day domestic opening fueling the biggest Thanksgiving box office of all time per CNBC 'Moana 2' snares $221 million in its five-day domestic opening fueling the biggest Thanksgiving box office of all time per CNBC"  
[X Link](https://x.com/grampyknows/status/1863777275801415962)  2024-12-03T02:48Z [--] followers, [---] engagements


"@StealthQE4 There's only one way to avoid a crash landing and it's a change in credit risk. New home builders are manipulating sales prices to offer lower interest rates. Take that advantage away and rates will move lower for everyone. Rates should be between 4-5%. Millions need to refi $tlt"  
[X Link](https://x.com/grampyknows/status/1864043494370598923)  2024-12-03T20:26Z [--] followers, [---] engagements


"@StealthQE4 The other problem is extend and pretend. Fannie Freddie Ginnie should be shut down limited to [--] yr fixed loans only. Fed funds at zero with a minimum [---] bps spread loans done through the federal home loan banks solves a lot of credit risk problems. Shrinks balance sheets"  
[X Link](https://x.com/grampyknows/status/1864044136531165555)  2024-12-03T20:28Z [--] followers, [--] engagements


"@MarkCalabria As a taxpayer giving mortgage bankers implicit guarantees on 800k agency loans is nuts. Shut down Fannie Freddie Ginnie by limiting them to [--] yr fixed loans only. Then set up proper credit risk through the federal home loan banks with minimum [---] bps spread"  
[X Link](https://x.com/grampyknows/status/1864627202563711036)  2024-12-05T11:05Z [--] followers, [---] engagements


"@KobeissiLetter Actually we have to grow the debt to reduce the debt. Fannie Freddie Ginnie [--] year fixed loans only. Fed funds back to zero and new loans done through the federal home loan banks with a minimum [---] bps spread with proper credit risk. Get everyone on the path to debt reduction"  
[X Link](https://x.com/grampyknows/status/1864688805417976282)  2024-12-05T15:10Z [--] followers, [---] engagements


"@Mr_Derivatives All my followers are hot young bots.i should block them but can anyone be blocked I could care less about having followers. Does that make me an asshole Lol purpletrader1 was getting too popular so I shut it down. I like $gme as long as [--] holds"  
[X Link](https://x.com/grampyknows/status/1865037148904116448)  2024-12-06T14:14Z [--] followers, [---] engagements


"$cost [---] love their pumpkin pie"  
[X Link](https://x.com/grampyknows/status/1865045172838379993)  2024-12-06T14:46Z [--] followers, [--] engagements


"@nicosintichakis The agencies need to be shut down. Fed funds back to zero and limit Fannie Freddie Ginnie to [--] yr fixed loans only. Federal Home Loan Banks operate on a minimum [---] bps spread. Time to clean up credit risk. Implicit guarantees is not the solution. Privatize lending not agencies"  
[X Link](https://x.com/grampyknows/status/1865229512826335265)  2024-12-07T02:59Z [--] followers, [---] engagements


"@KobeissiLetter The Fed has to increase the balance sheet to decrease the balance sheet. Fannie Freddie Ginnie [--] year fixed loans only. Bring Fed funds back to zero. [---] bps minimum spread doing loans through federal home loan banks. Debt reduction plan. $spy $qqq"  
[X Link](https://x.com/grampyknows/status/1866914564841017756)  2024-12-11T18:34Z [--] followers, [---] engagements


"What are you waiting for Seems the right half of California and soon front range Colorado will be relocating to the best four season weather place in the USA. Prescott Valley. Prescott $spy $qqq $nvda"  
[X Link](https://x.com/grampyknows/status/1866953586779058487)  2024-12-11T21:09Z [--] followers, [--] engagements


"@btc_cfo @StealthQE4 @gsly0815 All they have to do is think outside the box. Limit Fannie Freddie Ginnie to [--] yr fixed loans only take Fed funds back to zero all new longer term loans done through the federal home loan banks with a minimum [---] bps spread. Manage inflation regionally. QE QT mixed together"  
[X Link](https://x.com/grampyknows/status/1866955183231472111)  2024-12-11T21:16Z [--] followers, [--] engagements


"@JustinDyczewski @VladTheInflator The Fed has to increase the balance sheet to shrink the balance sheet. Fannie Freddie Ginnie [--] yr fixed loans only. Fed funds back to zero. Federal Home Loan Banks operate on a [---] bps minimum spread. Credit risk reset"  
[X Link](https://x.com/grampyknows/status/1866956624793158010)  2024-12-11T21:22Z [--] followers, [---] engagements


"@biancoresearch Fed funds back to zero and limit Fannie Freddie Ginnie to [--] yr fixed loans only and put in place a minimum [---] bps spread with the federal home loan banks to curb inflation. Reset credit risk. They are lowering rates to ease the spread pain on legacy portfolios"  
[X Link](https://x.com/grampyknows/status/1867985959133774066)  2024-12-14T17:32Z [--] followers, [--] engagements


"@PatrickMcHenry @timpagliara Releasing the agencies without credit risk reform is reckless. Indemnifications on 800k mortgages Ridiculous. Why not reset fed funds back to zero and limit Fannie Freddie Ginnie to [--] yr fixed loans only and longer term bigger loans can be done thru the federal home loan banks"  
[X Link](https://x.com/grampyknows/status/1868006953995092431)  2024-12-14T18:55Z [--] followers, [--] engagements


"@biancoresearch Take away the home builders ability to manipulate sales prices by offering lower rates and take away inflation reduction spending then we can determine proper interest rates and inflation. Everything is distorted"  
[X Link](https://x.com/grampyknows/status/1868026250100715744)  2024-12-14T20:12Z [--] followers, [--] engagements


"$cost back on [---] vwap it's come a long ways"  
[X Link](https://x.com/grampyknows/status/1868675163094761696)  2024-12-16T15:10Z [--] followers, [--] engagements


"$nflx couldn't hold the [---] vwap must be me watching too many Hallmark movies"  
[X Link](https://x.com/grampyknows/status/1868676010415399024)  2024-12-16T15:14Z [--] followers, [--] engagements


"@StealthQE4 IF the Fed would QE back to zero QT by limiting Fannie Freddie Ginnie to [--] yr fixed loans only AND use the federal home loan banks to do secondary market loans with proper credit risk with a [---] bps minimum spread they could shrink balance sheets and manage inflation"  
[X Link](https://x.com/grampyknows/status/1868854791168049621)  2024-12-17T03:04Z [--] followers, [---] engagements


"@Convertbond The only way I see to fix things is fed funds back to zero limit Fannie Freddie Ginnie to [--] yr fixed loans only and new loans are made through the federal home loan banks with a minimum [---] bps spread. Inflate the balance sheet short term to reduce loan balances"  
[X Link](https://x.com/grampyknows/status/1869099781118959920)  2024-12-17T19:18Z [--] followers, [--] engagements


"Will the Fed talk about demographic debt How much outstanding debt is owed by people over age [--] Inadequate retirement savings. Healthcare costs. Outstanding mortgages. Student loans. Credit card debt Fed data overlooks.time $SPY $QQQ $VIX $TLT [--] million turn [--] annually"  
[X Link](https://x.com/grampyknows/status/1869246683978350804)  2024-12-18T05:01Z [--] followers, [--] engagements


"@DarioCpx There's only one way out for the Fed. Fed funds back to zero limit Fannie Freddie Ginnie to [--] yr fixed loans only and new loans done through the federal home loan banks with a minimum [---] bps spread. Inflate the balance sheet to shrink the balance sheet quickly"  
[X Link](https://x.com/grampyknows/status/1869473597775040588)  2024-12-18T20:03Z [--] followers, [---] engagements


"@StealthQE4 When there's [--] million people turning age [--] each year going on social security and Medicare it creates a lot of job openings. Their data has been flawed for three years now"  
[X Link](https://x.com/grampyknows/status/1869479861938765878)  2024-12-18T20:28Z [--] followers, [--] engagements


"Wow Hallmark must be kicking ass $nflx ouch"  
[X Link](https://x.com/grampyknows/status/1869487210011275386)  2024-12-18T20:57Z [--] followers, [--] engagements


"$tsla fast bounce off 440"  
[X Link](https://x.com/grampyknows/status/1869769303266119958)  2024-12-19T15:38Z [--] followers, [--] engagements


"Considering the spending bill was not passed and the movement is towards limited government and less spending bonds say otherwise. $tlt around [--] finding a bottom"  
[X Link](https://x.com/grampyknows/status/1869781905065021484)  2024-12-19T16:28Z [--] followers, [--] engagements


"@BernieSanders Somebody has to take away the credit cards from Congress. May as well be someone who understands how to run a business"  
[X Link](https://x.com/grampyknows/status/1869962869871169604)  2024-12-20T04:27Z [--] followers, [--] engagements


"The bulls are back in town $meta $cost $mstr can $lly get back above 800"  
[X Link](https://x.com/grampyknows/status/1870132840639115435)  2024-12-20T15:43Z [--] followers, [--] engagements


"@biancoresearch Demographic debt. Time to pay attention to people over age [--]. I think you will find many with decreasing household income with credit card student loan debt and outstanding mortgages. Haves vs have nots. It's a big problem economists are not addressing. Time is running out"  
[X Link](https://x.com/grampyknows/status/1870202277790687299)  2024-12-20T20:19Z [--] followers, [--] engagements


"@elonmusk Can you explain why President Trump wanted to remove the debt ceiling when the plan is to reduce government spending"  
[X Link](https://x.com/grampyknows/status/1870241711240167596)  2024-12-20T22:55Z [--] followers, [--] engagements


"@MaxwellFrostFL Don't be silly. Remove the caps on social security. Millions can take social security at age [--] and work and make as much as possible. Currently they are capped. Sports players and celebrities only pay in on the first 200k in earnings. Remove the cap"  
[X Link](https://x.com/grampyknows/status/1870244337772032024)  2024-12-20T23:06Z [--] followers, [--] engagements


"@PeterSchiff You have to come up with a plan to get all Americans to buy in to. Healthcare reform. Remove caps on social security. Restrict Fannie Freddie Ginnie to [--] yr fixed loans only. Credit risk moves to the banks. Minimum [---] bps spread to curb inflation. Fed funds back to zero"  
[X Link](https://x.com/grampyknows/status/1870250034379317307)  2024-12-20T23:28Z [--] followers, [--] engagements


"@biancoresearch I guess I'm a simpleton. A household with a gross monthly income of $8k month at 40% debt to income ratios is $3200 max debt. It's hard to find a $400k home. At 7% it's not affordable. Why is the Fed ignoring sub 100k income households What are their price benchmarks"  
[X Link](https://x.com/grampyknows/status/1870902481175318831)  2024-12-22T18:41Z [--] followers, [--] engagements


"@ronrule Yavapai County Arizona 600k homes $2300 year property taxes. Prescott Valley poor public school funding but charter schools bone schools popular"  
[X Link](https://x.com/grampyknows/status/1871840506206114207)  2024-12-25T08:48Z [--] followers, [--] engagements


"@StealthQE4 I think the solution is simple. Fed back to zero with modified QE. Fannie Freddie Ginnie [--] year fixed loans only. Get everyone deleveraging that needs to deleverage. New loans done through the federal home loan banks with a minimum spread of [---] bps. Manage inflation regionally"  
[X Link](https://x.com/grampyknows/status/1871993276074704993)  2024-12-25T18:55Z [--] followers, [---] engagements


"@VivekGRamaswamy I thought Ai was going to do all the thinking for humans. 🤔"  
[X Link](https://x.com/grampyknows/status/1872414469508464647)  2024-12-26T22:49Z [--] followers, [--] engagements


"@Mr_Derivatives Until fed data metrics change rates won't move lower. There are [--] million people turning age [--] each year many retiring resulting in thousands of job openings. Rates need to head back to zero. Fannie Freddie Ginnie deleveraged by limiting them to [--] yr fixed loans only"  
[X Link](https://x.com/grampyknows/status/1873038217253142817)  2024-12-28T16:08Z [--] followers, [--] engagements


"@LukeGromen Reduce loan terms. Eliminate long term govt financing. Fannie Freddie Ginnie [--] yr fixed loans only. fed funds back to zero QE through the Fed. Print money to reduce debt. [---] bps minimum spread doing loans through the federal home loan banks is QT to manage inflation"  
[X Link](https://x.com/grampyknows/status/1873378591813271778)  2024-12-29T14:40Z [--] followers, [--] engagements


"@BillAckman Rates are too high relative to wages and valuations. Government spending bills tied to gfees and new mortgages need to be addressed"  
[X Link](https://x.com/grampyknows/status/1873833660274864342)  2024-12-30T20:48Z [--] followers, [--] engagements


"Check out this post on Nextdoor: Prescott Valley Prescott https://nextdoor.com/p/SWmpsT_3b2zLutm_source=share&slp=&share_platform=2&extras=ODM4OTA2MA%3D%3D&utm_campaign=1735924408614 https://nextdoor.com/p/SWmpsT_3b2zLutm_source=share&slp=&share_platform=2&extras=ODM4OTA2MA%3D%3D&utm_campaign=1735924408614"  
[X Link](https://x.com/grampyknows/status/1875229088157503840)  2025-01-03T17:13Z [--] followers, [--] engagements


"388 vwap $tsla"  
[X Link](https://x.com/grampyknows/status/1875234633467752647)  2025-01-03T17:35Z [--] followers, [--] engagements


"Vwap almost [---] $tsla"  
[X Link](https://x.com/grampyknows/status/1875244407714439551)  2025-01-03T18:14Z [--] followers, [--] engagements


"$fubo has a vwap around [----] and a lot of volume"  
[X Link](https://x.com/grampyknows/status/1876283703930068992)  2025-01-06T15:04Z [--] followers, [---] engagements


"If @elonmusk @VivekGRamaswamy @realDonaldTrump want less govt spending it begins with $fnma FHA HUD [--] yr fixed loans only bring Fed funds back to zero and let free markets find value. Have the banks do loans through federal home loan banks with a minimum spread of [---] bps"  
[X Link](https://x.com/grampyknows/status/1876648798895911034)  2025-01-07T15:15Z [--] followers, [---] engagements


"By increasing the balance sheet they can REDUCE debt on consumer government and corporate balance sheets AND keep rates higher to curb inflation AND get the banks taking proper credit risk. Right now mortgage bankers want govt guarantees on 800k loans with 3% down Nuts"  
[X Link](https://x.com/grampyknows/status/1876648799948460138)  2025-01-07T15:15Z [--] followers, [--] engagements


"Credit risk. Mortgage bankers don't have any skin in the game. Risk is on taxpayers for RMBS. Would you lend 800k to a buddy with only 3% down at 7% over [--] years The way to systemically clean things up is going back to zero on Fed funds and reduce loan terms to [--] yrs. $tlt"  
[X Link](https://x.com/grampyknows/status/1876662618817262063)  2025-01-07T16:10Z [--] followers, [---] engagements


"The bond market wants credit risk reform. Recapitalizing $fnma just puts lipstick on the pig. $tlt These new home builders have been subsidizing interest rates the last four years buying down rates by increasing the sales prices. Major distortion in valuations created. $spy"  
[X Link](https://x.com/grampyknows/status/1876662620163576150)  2025-01-07T16:10Z [--] followers, [---] engagements


"@SamanthaLaDuc Credit risk reform should drive rates lower at some point. $tlt government spending retraction as well. Inflation reduction act start with that"  
[X Link](https://x.com/grampyknows/status/1876672028193026309)  2025-01-07T16:47Z [--] followers, [---] engagements


"@JoshuaCozine If @elonmusk @VivekGRamaswamy want govt efficiency Fannie Freddie Ginnie are shut down in two yrs. Housing reform by Congress means residential housing is for resident Americans only Institutions must liquidate Lenders determine credit risk Homeownership is not an entitlement"  
[X Link](https://x.com/grampyknows/status/1876738010848366968)  2025-01-07T21:09Z [--] followers, [--] engagements


"@unusual_whales Credit risk is why rates are going higher. Government making lending rules not lenders"  
[X Link](https://x.com/grampyknows/status/1876751089531236446)  2025-01-07T22:01Z [--] followers, [--] engagements


"So far $nvda holding 140"  
[X Link](https://x.com/grampyknows/status/1877013579641008316)  2025-01-08T15:24Z [--] followers, [--] engagements


"Someone should tell the Fed that 41% of mortgage applications are refinances. Why are homeowners refinancing into HIGHER rates $spy $tlt $nvda $qqq"  
[X Link](https://x.com/grampyknows/status/1877041522501112050)  2025-01-08T17:15Z [--] followers, [---] engagements


"Does the Fed have a job counting problem I know at least five people in their 60s that can retire anytime and are fed up with work. If they retire and create five jobs openings is that economic growth $spy $qqq $tlt $vix $nvda $msft $meta $iwm $tsla"  
[X Link](https://x.com/grampyknows/status/1877685797635186857)  2025-01-10T11:55Z [--] followers, [---] engagements


"@elonmusk Desalinization pipelines to Arizona from Mexico please"  
[X Link](https://x.com/grampyknows/status/1877691054830354908)  2025-01-10T12:16Z [--] followers, [--] engagements


"There are [--] million people turning age [--] each year for the next seven years. They want to play pickleball When are economists going to factor in job openings increasing due to retirees increasing $tlt $spy $qqq @elonmusk @realDonaldTrump @VivekGRamaswamy"  
[X Link](https://x.com/grampyknows/status/1877720747495338205)  2025-01-10T14:14Z [--] followers, [---] engagements


"@Mr_Derivatives Wait an economist plays pickleball and realized millions of people age [--] are quitting work creating job openings Pickleball courts are getting crowded"  
[X Link](https://x.com/grampyknows/status/1877738369406349520)  2025-01-10T15:24Z [--] followers, [---] engagements


"$tsla red to green"  
[X Link](https://x.com/grampyknows/status/1877738555130220993)  2025-01-10T15:25Z [--] followers, [--] engagements


"Obviously some hot bot loves Grampy $tsla $ionq $rgti"  
[X Link](https://x.com/grampyknows/status/1877744315503435930)  2025-01-10T15:48Z [--] followers, [---] engagements


"@Convertbond I told you Pickleball courts are packed"  
[X Link](https://x.com/grampyknows/status/1877781056733987036)  2025-01-10T18:14Z [--] followers, [--] engagements


"@PeterSchiff Are all your friends playing pickleball Millions turning age [--] leaving the workforce. Companies begging key workers to stay on one more year"  
[X Link](https://x.com/grampyknows/status/1877784585645199560)  2025-01-10T18:28Z [--] followers, [--] engagements


"@GarrettGoggin Fannie Freddie Ginnie [--] yr fixed loans only with fed funds back to zero with federal home loan banks operating on a minimum [---] bps spread. Fixed everything"  
[X Link](https://x.com/grampyknows/status/1878131003509641574)  2025-01-11T17:24Z [--] followers, [--] engagements


"Watching [---] on $tsla"  
[X Link](https://x.com/grampyknows/status/1879176407538135397)  2025-01-14T14:39Z [--] followers, [--] engagements


"$meta taking back 600"  
[X Link](https://x.com/grampyknows/status/1879181253276283004)  2025-01-14T14:58Z [--] followers, [--] engagements


"$asml has a vwap back around [---] stock is up [--] on day"  
[X Link](https://x.com/grampyknows/status/1879945512784392554)  2025-01-16T17:35Z [--] followers, [--] engagements


"$aapl lod looking for it to move back up"  
[X Link](https://x.com/grampyknows/status/1880263444575973695)  2025-01-17T14:38Z [--] followers, [--] engagements


"So far $vst above vwap 167"  
[X Link](https://x.com/grampyknows/status/1880266046910919149)  2025-01-17T14:48Z [--] followers, [---] engagements


"@PeterSchiff Fed back to zero but limit Fannie Freddie Ginnie loans to [--] yr fixed only and Non QM loans done with a minimum [---] bps spread solves a lot of problems. Banks and Wall Street would be providing liquidity based on proper credit risk going forward. Eliminate Fed with FED QE"  
[X Link](https://x.com/grampyknows/status/1880553291282805066)  2025-01-18T09:50Z [--] followers, [--] engagements


"@leadlagreport If @realDonaldTrump took fed funds back to zero and limited Fannie Freddie Ginnie loans to [--] yr fixed only and Non QM loans had a minimum [---] bps spread govt and consumer debt reduction could happen"  
[X Link](https://x.com/grampyknows/status/1880819005767950384)  2025-01-19T03:26Z [--] followers, [--] engagements


"Wow $cost up [--] and labor is striking"  
[X Link](https://x.com/grampyknows/status/1881721971391791114)  2025-01-21T15:14Z [--] followers, [--] engagements


"950 is vwap on $cost"  
[X Link](https://x.com/grampyknows/status/1881723102641721688)  2025-01-21T15:18Z [--] followers, [--] engagements


"I like $fubo here to get back above 4"  
[X Link](https://x.com/grampyknows/status/1881724320072052945)  2025-01-21T15:23Z [--] followers, [---] engagements


"How are we going to bring down deficits Fannie Freddie Ginnie [--] year fixed loans only. Fed funds zero to one. Non QM loans [---] bps minimum spread. Federal Home Loan Banks minimum [---] bps spread cost of funds @POTUS @elonmusk $spy $qqq federal debt reduction act. $jpm $gs"  
[X Link](https://x.com/grampyknows/status/1882404298426126517)  2025-01-23T12:25Z [--] followers, [--] engagements


"$de VWAP around [---] going to hold"  
[X Link](https://x.com/grampyknows/status/1882441937913073995)  2025-01-23T14:55Z [--] followers, [--] engagements


"$ea VWAP up around [---] can it get above"  
[X Link](https://x.com/grampyknows/status/1882445664904474650)  2025-01-23T15:09Z [--] followers, [--] engagements


"$lly was sub [---] premarket weight loss competition"  
[X Link](https://x.com/grampyknows/status/1882798940665581590)  2025-01-24T14:33Z [--] followers, [--] engagements


"$ma all time high over [---] does it get there"  
[X Link](https://x.com/grampyknows/status/1882804328567890319)  2025-01-24T14:55Z [--] followers, [--] engagements


"@OddStockTrader The problem the agencies have is credit risk guidelines with elevated property valuations. In order to solve housing the govt needs to QE again but limit Fannie Freddie Ginnie to [--] yr fixed loans only with the fed going back to zero to one. This will shrink the balance sheet"  
[X Link](https://x.com/grampyknows/status/1882824553392726282)  2025-01-24T16:15Z [--] followers, [--] engagements


"$pltr still holding 81"  
[X Link](https://x.com/grampyknows/status/1882834209628131732)  2025-01-24T16:53Z [--] followers, [--] engagements


"$cost VWAP back under 985"  
[X Link](https://x.com/grampyknows/status/1885363192731492492)  2025-01-31T16:23Z [--] followers, [--] engagements


"@VladTheInflator The way to end the Fed is to limit Fannie Freddie Ginnie to [--] yr fixed loans only fed funds rate at zero and non QM and federal home loan banks operate on a minimum spread of [---] bps. Everyone deleverages. Debt reduction act"  
[X Link](https://x.com/grampyknows/status/1886541696663740600)  2025-02-03T22:26Z [--] followers, [--] engagements


"@StealthQE4 You separate policy. Government loans with fed funds back to zero to one with Fannie Freddie Ginnie loans [--] yr fixed only. Then Non QM and federal home loan bank loans operate on a minimum spread of [---] bps to curb inflation. Credit risk reform has to happen"  
[X Link](https://x.com/grampyknows/status/1887309183747543523)  2025-02-06T01:15Z [--] followers, [--] engagements


"$TPR new lod thank you @AjTrader7"  
[X Link](https://x.com/grampyknows/status/1887531280117772621)  2025-02-06T15:58Z [--] followers, [---] engagements


"Wild hogs $pltr $meta $cost"  
[X Link](https://x.com/grampyknows/status/1887625814705119518)  2025-02-06T22:13Z [--] followers, [---] engagements


"@NewsLambert Limit Fannie Freddie Ginnie to [--] yr fixed loans only and wAtch the [--] year come way down. All the mortgage bankers think it's their money they are lending. It's not. They use a warehouse line to fund loans and sell most loan to the agencies. We need credit risk reform"  
[X Link](https://x.com/grampyknows/status/1888230341804236872)  2025-02-08T14:16Z [--] followers, [---] engagements


"@mortgagetruth Yes reign in credit risk. By limiting Fannie Freddie Ginnie to [--] yr fixed loans only you choke off their volume and see the [--] year yield collapse. The Non QM lenders and federal home loan banks though need a higher spread to curb inflation so they don't create systemic risk"  
[X Link](https://x.com/grampyknows/status/1888364741892153817)  2025-02-08T23:10Z [--] followers, [---] engagements

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