# ![@fiscorainvest Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1869829384271454208.png) @fiscorainvest Fiscora

An investor has made Fiscora (FICO) their largest and only position, citing its strong market position and "language protocol moat" as key reasons. They have now moved their entire portfolio to 100% FICO, believing in the company's dominance and long-term potential. The investor views FICO as a monopoly with a unique advantage, similar to other successful companies like MCO and SPGI.

### Engagements: [-----] [#](/creator/twitter::1869829384271454208/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1869829384271454208/c:line/m:interactions.svg)

- [--] Week [------] -11%
- [--] Month [-------] +11%
- [--] Months [-------] +134%
- [--] Year [-------] +1,780%

### Mentions: [--] [#](/creator/twitter::1869829384271454208/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1869829384271454208/c:line/m:posts_active.svg)

- [--] Week [--] +31%
- [--] Month [---] +6.20%
- [--] Months [---] +2.50%
- [--] Year [-----] +472%

### Followers: [-----] [#](/creator/twitter::1869829384271454208/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1869829384271454208/c:line/m:followers.svg)

- [--] Week [-----] +3.20%
- [--] Month [-----] +15%
- [--] Months [-----] +170%
- [--] Year [-----] +1,163%

### CreatorRank: [-------] [#](/creator/twitter::1869829384271454208/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1869829384271454208/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  66.99% [finance](/list/finance)  33.01% [technology brands](/list/technology-brands)  7.77% [luxury brands](/list/luxury-brands)  3.88% [cryptocurrencies](/list/cryptocurrencies)  2.91% [fashion brands](/list/fashion-brands)  2.91% [currencies](/list/currencies)  0.97% [social networks](/list/social-networks)  0.97% [automotive brands](/list/automotive-brands)  0.97% [countries](/list/countries)  0.97%

**Social topic influence**
[$fico](/topic/$fico) #7, [$pmeax](/topic/$pmeax) #11, [investment](/topic/investment) #2691, [$nflx](/topic/$nflx) #34, [$hesay](/topic/$hesay) #1, [$mco](/topic/$mco) #31, [business](/topic/business) 6.8%, [$spgi](/topic/$spgi) #148, [$duol](/topic/$duol) 6.8%, [advice](/topic/advice) #1192

**Top accounts mentioned or mentioned by**
[@dimitrynakhla](/creator/undefined) [@lakerinvestment](/creator/undefined) [@qualtrim](/creator/undefined) [@longequity](/creator/undefined) [@falojc2](/creator/undefined) [@jaime21129601](/creator/undefined) [@thinknstocks](/creator/undefined) [@tdearling](/creator/undefined) [@joecarlsonshow](/creator/undefined) [@willbiddy](/creator/undefined) [@dividenddutchie](/creator/undefined) [@willbiddy_](/creator/undefined) [@finnstockinger](/creator/undefined) [@signastrategies](/creator/undefined) [@jacksayegha](/creator/undefined) [@youtube](/creator/undefined) [@thelongaj](/creator/undefined) [@mplycap](/creator/undefined) [@larryjamieson](/creator/undefined) [@firedupwealth](/creator/undefined)

**Top assets mentioned**
[Fair Isaac, Corp. (FICO)](/topic/$fico) [Netflix Inc (NFLX)](/topic/$nflx) [Moody's Corporation (MCO)](/topic/$mco) [S&P Global Inc (SPGI)](/topic/$spgi) [Duolingo, Inc.  (DUOL)](/topic/$duol) [Mastercard, Inc. (MA)](/topic/$ma) [Texas Pacific Land, Corp. (TPL)](/topic/$tpl) [General Electric Company (GE)](/topic/$ge) [Msci Inc (MSCI)](/topic/$msci) [Walmart, Inc. (WMT)](/topic/$wmt) [Toast, Inc. (TOST)](/topic/$tost) [Ferro (FER)](/topic/$fer) [Copart, Inc. (CPRT)](/topic/$cprt) [Monolithic Power Systems, Inc. (MPWR)](/topic/$mpwr) [Coca-Cola Co (KO)](/topic/$ko) [Booking Holdings Inc (BKNG)](/topic/$bkng) [Taiwan Semiconductor (TSM)](/topic/$tsm) [Intuit Inc. (INTU)](/topic/$intu) [Shopify Inc (SHOP)](/topic/$shop) [Now Coin (NOW)](/topic/$now) [Axon Enterprise, Inc. (AXON)](/topic/$axon) [Verisk Analytics, Inc. (VRSK)](/topic/$vrsk) [Microsoft Corp. (MSFT)](/topic/microsoft) [Ferrari N.V. (RACE)](/topic/$race) [Waste Management, Inc. (WM)](/topic/$wm) [Waste Connections, Inc. (WCN)](/topic/$wcn) [CME Group Inc (CME)](/topic/$cme) [Cboe Global Markets, Inc. (CBOE)](/topic/$cboe) [Metadium (META)](/topic/$meta)
### Top Social Posts
Top posts by engagements in the last [--] hours

"$MPWR is likely a company Ill own at some point. Its very underrated in my opinion however I dont like it at todays price. Heres the revenue growth for reference: @qualtrim"  
[X Link](https://x.com/fiscorainvest/status/1995867735457497374)  2025-12-02T14:48Z [----] followers, [----] engagements


"A company Ive known about for sometime but I never really took time to dig into is $TPL. I find there assets and business model fascinating"  
[X Link](https://x.com/fiscorainvest/status/1997845049921724794)  2025-12-08T01:45Z [----] followers, [----] engagements


"$NFLX is my second largest position right behind $FICO. Note: Sharing my personal thesis only not financial advice Deep dive this Tuesday Subscriber growth hit a record 325M in Q4. While Im encouraged by the momentum Im closely watching the pending $82.7B all-cash WBD acquisition. It's worth noting that most acquisitions are not value-accretive; commonly cited estimates suggest 60-90% of large deals fail to create shareholder value. While I like Netflixs aggressive move to secure HBO and Studio assets I remain cautious about the integration risks and the debt load."  
[X Link](https://x.com/fiscorainvest/status/2014392783084106084)  2026-01-22T17:40Z [----] followers, [----] engagements


"$FICO is currently my largest individual position. This post reflects my personal investment thesis and is for informational purposes only not financial advice. $FICO reports earnings on Jan 28th (AMC). Here is whats on my radar for the quarter: [--]. Direct Model Adoption: Monitoring the transition pace to newer scoring models. [--]. Origination Volumes: How current mortgage/credit demand is impacting top-line growth. [--]. Competitive Landscape: Watching for any market share shifts toward alternative scores. [--]. Regulatory Outlook: This remains my primary risk factor. Im listening closely for"  
[X Link](https://x.com/fiscorainvest/status/2014736943829967040)  2026-01-23T16:28Z [----] followers, [----] engagements


"Personal thesis on $NFLX below. (Not financial advice Disclosures in images) Heres the full investment thesis behind my second largest position $NFLX"  
[X Link](https://x.com/fiscorainvest/status/2016149196328382646)  2026-01-27T14:00Z [----] followers, 12.6K engagements


"What Im watching for after market closes tomorrow. $FICO $FICO is currently my largest individual position. This post reflects my personal investment thesis and is for informational purposes only not financial advice. $FICO reports earnings on Jan 28th (AMC). Here is whats on my radar for the quarter: [--]. Direct Model Adoption: https://t.co/Seikchy0OX $FICO is currently my largest individual position. This post reflects my personal investment thesis and is for informational purposes only not financial advice. $FICO reports earnings on Jan 28th (AMC). Here is whats on my radar for the quarter:"  
[X Link](https://x.com/fiscorainvest/status/2016214798262735121)  2026-01-27T18:20Z [----] followers, [----] engagements


"Honestly I really like $NFLX (its my second largest holding for a reason). Not financial advice. Funny enough I find $NFLX the hardest to make content for because my thesis is just so simple. They are the clear scale winner: theyre still growing the sub count while successfully expanding their TAM through gaming and live events. The news of the Warner merger adds a new layer but it doesn't change the core for me. Ads are growing well and while there is obvious integration risk and new debt to watch for with the acquisition the business model remains straightforward. At the end of the day its"  
[X Link](https://x.com/fiscorainvest/status/2016237042938638477)  2026-01-27T19:49Z [----] followers, [----] engagements


"$GE is currently a top candidate for my watchlist. Disclosure: As of January [--] [----] I do not own a position in $GE. This post reflects my current personal investment thesis and is for informational purposes only not financial advice. Here is whats on my radar: [--]. Service Revenue Mix: Monitoring the "razor-blade" transition. With 70% of revenue being recurring I am looking to make sure that sustains. If the company for some reason started becoming more hardware-heavy I would have concerns personally. [--]. Moat & Reliability: The aerospace industry has significant barriers to entry. Airlines"  
[X Link](https://x.com/fiscorainvest/status/2016511582201696765)  2026-01-28T14:00Z [----] followers, [---] engagements


"@tdearling Keep in mind this fits my personal risk tolerance and is for everyone. I run a very concentrated portfolio"  
[X Link](https://x.com/fiscorainvest/status/2016925563571630340)  2026-01-29T17:25Z [----] followers, [---] engagements


"@FinnStockinger I think a quality management matters. Id push the example of $FICO they never raised prices but once new management came in they became a high quality company. I think it does matter to some extent"  
[X Link](https://x.com/fiscorainvest/status/2017818214600765868)  2026-02-01T04:32Z [----] followers, [--] engagements


"Disclosure: Personal opinion only. Not financial advice. I hold a position in $FICO. We all know the legacy giants: $V $MA $SPGI $MSCI $MCO. They are the market's "toll booths" but theyve been optimizing their pricing for decades. In my view $FICO is the newest member of this club but with a key difference: They are much earlier in their monetization curve. While $FICO has been the industry standard for [--] years theyve only recently (since 2018) started flexing their pricing ability moving from a flat "utility" model to value-based pricing. The Thesis: FICO is doing now what $MCO did [--] years"  
[X Link](https://x.com/fiscorainvest/status/2018359683581423889)  2026-02-02T16:23Z [----] followers, [----] engagements


"@DimitryNakhla How do you feel about the lower growth guidance"  
[X Link](https://x.com/fiscorainvest/status/2018364827991695475)  2026-02-02T16:44Z [----] followers, [----] engagements


"Of course this is just my opinion. I personally prefer $FICOs U.S.-centric model because of the historical strength of the domestic market. My background here definitely influences that view but I weigh it heavily because FICO is the undisputed standard in the U.S. Naturally being U.S.-heavy has its own concentration risks but for my strategy its a trade-off Im comfortable with. https://twitter.com/i/web/status/2018400232195703287 https://twitter.com/i/web/status/2018400232195703287"  
[X Link](https://x.com/fiscorainvest/status/2018400232195703287)  2026-02-02T19:04Z [----] followers, [---] engagements


"Was going to release my $FICO deep dive tomorrow but Im not happy with how it turned out. Aiming for Wednesday but it might be Thursday. Thank you for your continued support and patience. Disclosure: Personal opinion only. Not financial advice. I hold a position in $FICO. We all know the legacy giants: $V $MA $SPGI $MSCI $MCO. They are the market's "toll booths" but theyve been optimizing their pricing for decades. In my view $FICO is the newest member of Disclosure: Personal opinion only. Not financial advice. I hold a position in $FICO. We all know the legacy giants: $V $MA $SPGI $MSCI"  
[X Link](https://x.com/fiscorainvest/status/2018409701667438768)  2026-02-02T19:42Z [----] followers, [----] engagements


"@long_equity Yea $KO is a good example"  
[X Link](https://x.com/fiscorainvest/status/2019894413066121414)  2026-02-06T22:02Z [----] followers, [---] engagements


"@lakerinvestment Im personally not intrested in $BKNG. But I can understand why others would be. They hold a strong market share"  
[X Link](https://x.com/fiscorainvest/status/2020987337354997872)  2026-02-09T22:25Z [----] followers, [---] engagements


"@joecarlsonshow I honestly think $WMT is undergoing a very interesting business transformation"  
[X Link](https://x.com/fiscorainvest/status/2021037439876464929)  2026-02-10T01:44Z [----] followers, [---] engagements


"@WillBiddy_ Ive looked at $TOST a few times. Really interesting company imo"  
[X Link](https://x.com/fiscorainvest/status/2021047023256895800)  2026-02-10T02:22Z [----] followers, [---] engagements


"@WillBiddy_ Ive compared them to quickbooks in the past as well. $TOST is everywhere I go I feel like. I dont tend to eat out at big chain fastfood restaurants anymore. But every local restaurant seems to have $TOST now"  
[X Link](https://x.com/fiscorainvest/status/2021049762364129614)  2026-02-10T02:33Z [----] followers, [---] engagements


"There are so many companies in the world sometimes I just forget some. $PME.AX is easily one of the most fascinating companies Ive researched"  
[X Link](https://x.com/fiscorainvest/status/1975909982081368444)  2025-10-08T13:03Z [----] followers, [---] engagements


"For those of you not familiar with $PME.AX let me introduce you: Quick Update: Why I've Been Quiet & New Plans Hey all Sorry for the ghosting and the missing December performance update Things have been hectic behind the scenes and its been taking up a lot of time. Heres the breakdown: [--]. Brokerage account Im in the middle of a Quick Update: Why I've Been Quiet & New Plans Hey all Sorry for the ghosting and the missing December performance update Things have been hectic behind the scenes and its been taking up a lot of time. Heres the breakdown: [--]. Brokerage account Im in the middle of a"  
[X Link](https://x.com/fiscorainvest/status/1996726799611371689)  2025-12-04T23:42Z [----] followers, [----] engagements


"I was going to research $TPL tonight but I just keep looking at $PME.AX. Havent been this interested in a company since $FICO"  
[X Link](https://x.com/fiscorainvest/status/1998251077192606196)  2025-12-09T04:39Z [----] followers, [---] engagements


"I became a $NFLX shareholder today bought 5k USD. Will put a deep dive out next week. I likely would have bought more $PME.AX but I have valuation concerns with that company and $FICO is already so dominant in the portfolio"  
[X Link](https://x.com/fiscorainvest/status/1998484763779166487)  2025-12-09T20:07Z [----] followers, [----] engagements


"@SignaStrategies Nice And I feel like I have $FICO is so a majority of my capital. And to truthful I view $NFLX as a top [--] company in the world. $PME.AX is sized as a watcher"  
[X Link](https://x.com/fiscorainvest/status/1998576337364365334)  2025-12-10T02:11Z [----] followers, [---] engagements


"@JackSayeghA Yes valuation for $PME.AX is incredibly difficult. So is understanding the size of their TAM"  
[X Link](https://x.com/fiscorainvest/status/1998837387099611138)  2025-12-10T19:29Z [----] followers, [--] engagements


"During the interview with the Pro Medicus CEO he made an astounding claim at the 6:00 mark: the company has never lost a single client. Pro Medicus was founded in [----]. That's over four decades of unparalleled client retention. After a 200% rise in a year does Pro Medicus have another gear via @YouTube https://youtu.be/2XZbCVYqcgcsi=BMl_IeESuwFFV5i_ https://youtu.be/2XZbCVYqcgcsi=BMl_IeESuwFFV5i_"  
[X Link](https://x.com/fiscorainvest/status/1999254611115343906)  2025-12-11T23:06Z [----] followers, [----] engagements


"@TheLongAJ Nice Im just buying $NFLX and $PME.AX at the moment. Best of luck and Ill be watching for the report"  
[X Link](https://x.com/fiscorainvest/status/1999500331709837423)  2025-12-12T15:23Z [----] followers, [---] engagements


"That $NFLX deep dive is right around the corner I just need to stop getting lost down the rabbit hole of $PME.AX research first. No seriously I need to officially declare myself free of $PME.AX; I haven't done any real work on the Netflix analysis in almost a week All jokes aside I hope you all have a wonderful weekend; I'll be traveling so please excuse the potentially hit or miss content schedule. https://twitter.com/i/web/status/1999501635534348521 https://twitter.com/i/web/status/1999501635534348521"  
[X Link](https://x.com/fiscorainvest/status/1999501635534348521)  2025-12-12T15:28Z [----] followers, [---] engagements


"@faloJC2 I have decided to do the same thing for my portfolio with $PME.AX. I think this company is one of one"  
[X Link](https://x.com/fiscorainvest/status/2002772437361123582)  2025-12-21T16:05Z [----] followers, [---] engagements


"@long_equity Me to. I own $FICO $NFLX and a very small $PME.AX position. Looking through the semi sector at the moment for a strong candidate. I like $TSM and some others weve talked about before"  
[X Link](https://x.com/fiscorainvest/status/2005680443132387419)  2025-12-29T16:40Z [----] followers, [---] engagements


"Thanks for @ qualitatively I really like $PME.AX the margins and growth profile are world-class. For me personally the main question is still the valuation risk. While the 45% drawdown definitely makes the entry point more interesting than it was [--] months ago Im still weighing the current multiple against the long-term runway. Definitely one Im keeping on the watchlist. https://twitter.com/i/web/status/2014064295894536500 https://twitter.com/i/web/status/2014064295894536500"  
[X Link](https://x.com/fiscorainvest/status/2014064295894536500)  2026-01-21T19:55Z [----] followers, [---] engagements


"Which software names do you think have the widest moats Ive been watching $NOW $INTU and $SHOP closely but with the recent sector-wide sell-off Im looking to expand my list. Whats on your radar"  
[X Link](https://x.com/fiscorainvest/status/2019076967023153660)  2026-02-04T15:53Z [----] followers, [----] engagements


"I'm pushing my $FICO deep dive to next week. I want to get this right and not rush it as Im struggling to fit all the information into a readable format"  
[X Link](https://x.com/fiscorainvest/status/2019104464356196863)  2026-02-04T17:43Z [----] followers, [----] engagements


"@Jaime21129601 I dont share my personal price targets. But from a qualitative perspective $PME.AX is one of my personal favorite companies Ive had the pleasure to look at"  
[X Link](https://x.com/fiscorainvest/status/2019866712515178674)  2026-02-06T20:12Z [----] followers, [--] engagements


"@mply_cap I own $FICO but bias aside the qualitative aspects of this company are amazing. Similar to a $MCO or $SPGI"  
[X Link](https://x.com/fiscorainvest/status/2020615457976557830)  2026-02-08T21:47Z [----] followers, [---] engagements


"Two companies Im looking to add to my watchlist are $GAW.L and $WMT. My logic is that $GAW.L possesses a dominant moat and incredible IP while $WMT is showing impressive growth acceleration. Although I'm monitoring the sustainability of their momentum Walmart's ongoing tech pivot is a particularly compelling thesis. On the other hand the top candidates for removal are $AXON and $VRSK. Ive become increasingly wary of the heavy stock-based compensation at $AXON and my conviction in $VRSK is wavering. While it appears to have a wide moat Im just not certain enough about the long-term outlook to"  
[X Link](https://x.com/fiscorainvest/status/2021049397824438384)  2026-02-10T02:31Z [----] followers, [----] engagements


"$SPGI and $MCO dipping hard pre-market. Looks like the market isn't a fan of S&P's [----] guidance"  
[X Link](https://x.com/fiscorainvest/status/2021218165368275102)  2026-02-10T13:42Z [----] followers, [----] engagements


"@ThinknStocks Thanks for the nice words. Yes $FICO is a consensus wide moat company. There are risks I plan to highlight in the next part or [--]. But the main one is regulations I think its really heating up. I overall remain cautiously optimistic"  
[X Link](https://x.com/fiscorainvest/status/2021246335098196428)  2026-02-10T15:34Z [----] followers, [---] engagements


"@Larryjamieson_ $TPL is a fairly good example. But I imagine you mean: $MA $V $FICO $MSCI $MCO $SPGI"  
[X Link](https://x.com/fiscorainvest/status/2021256951485571266)  2026-02-10T16:16Z [----] followers, [---] engagements


"@FIREDUpWealth Obviously I cant see the future. But I could see $DUOL being very large. I use to own it but thought it was too risky. However I still see potential to the company"  
[X Link](https://x.com/fiscorainvest/status/2021259214673375668)  2026-02-10T16:25Z [----] followers, [---] engagements


"If youre new to $FICO this is a great introduction Part II will be out tomorrow. Personal thesis on $FICO below. (Not financial advice Disclosures in images) Heres Part I of the investment thesis behind my largest position $FICO. This first part is for anyone who wants to understand the core economics of the business and why this score is so deeply https://t.co/pMxbmdgwQb Personal thesis on $FICO below. (Not financial advice Disclosures in images) Heres Part I of the investment thesis behind my largest position $FICO. This first part is for anyone who wants to understand the core economics of"  
[X Link](https://x.com/fiscorainvest/status/2021375114646798652)  2026-02-11T00:05Z [----] followers, [----] engagements


"@DimitryNakhla Didnt even know that format was a thing Personally Ive been a fan of $MCO for a long time but dont currently have a position. It is my personal favorite out of the choices provided"  
[X Link](https://x.com/fiscorainvest/status/2021376789289799742)  2026-02-11T00:12Z [----] followers, [---] engagements


"@DimitryNakhla Yes really solid heard Chris Hohn say in a interview theyve growth at 10% for a [---] years. Never verified myself but the information comes from a reliable source. I cant think of another company thats done the same"  
[X Link](https://x.com/fiscorainvest/status/2021435081081209064)  2026-02-11T04:04Z [----] followers, [--] engagements


"Thinking about doing a monthly deep dive exclusive to the link in my bio. If you interested give me follow there"  
[X Link](https://x.com/fiscorainvest/status/2021654280542007591)  2026-02-11T18:35Z [----] followers, [---] engagements


"Part II is out let me know what you think. Personal thesis on $FICO below. (Not financial advice Disclosures in images) Heres Part II of the investment thesis behind my largest position $FICO. Part II is a deeper dive into specific catalyst's and potential risks to $FICO: https://t.co/XXgmH5fpgN Personal thesis on $FICO below. (Not financial advice Disclosures in images) Heres Part II of the investment thesis behind my largest position $FICO. Part II is a deeper dive into specific catalyst's and potential risks to $FICO: https://t.co/XXgmH5fpgN"  
[X Link](https://x.com/fiscorainvest/status/2021663366155300944)  2026-02-11T19:11Z [----] followers, [---] engagements


"RT @fiscorainvest: Personal thesis on $FICO below. (Not financial advice Disclosures in images) Heres Part I of the investment thesis b"  
[X Link](https://x.com/fiscorainvest/status/2021722779419033884)  2026-02-11T23:07Z [----] followers, [--] engagements


"Here the the EPS growth of the companies I own ( $FICO $NFLX $PME.AX )"  
[X Link](https://x.com/fiscorainvest/status/2006002334879605144)  2025-12-30T14:00Z [----] followers, [----] engagements


"Disclosure: I am a long $FICO $NFLX and $HESAY. I have no remaining position in $V or $MA. This is not financial advice. My investment decisions are based on my own risk tolerance. Past performance is not indicative of future results. Ive decided to exit $V and $MA and reallocate that capital into $FICO. I have zero interest in managing four different "battleground" positions across $NFLX $FICO $MA and $V. Id rather consolidate that energy into my highest-conviction ideas and own more of what I believe is the best horse in the race. On the Q1 $FICO call management reiterated their fiscal 2026"  
[X Link](https://x.com/fiscorainvest/status/2016889080663990626)  2026-01-29T15:00Z [----] followers, [----] engagements


"Disclosures: Not financial advice. Investing involves risk of loss. Data is reliable but not guaranteed; verify independently. Performance: [----] YTD reflects gross price appreciation (excludes taxes/fees). Past performance future results. Positions: Long $FICO $NFLX $HESAY. The Fiscora 30: A curated personal investable universe of wide-moat quality growth companies. Process: High-conviction selection. Some quality names (e.g. $SPGI) are omitted in favor of preferred counterparts ($MSCI $MCO). 🟣 Positive YTD ⚪ Negative YTD https://twitter.com/i/web/status/2018323524302020777"  
[X Link](https://x.com/fiscorainvest/status/2018323524302020777)  2026-02-02T14:00Z [----] followers, [----] engagements


"@DimitryNakhla I share a similar view. I dont think Ill participate on this dip. I already own $HESAY and while they dont sell the same thing. They sell to the same people. Trying to build a concentrated portfolio so lower overlap keeps me out. Thank you for insights"  
[X Link](https://x.com/fiscorainvest/status/2018407863182405966)  2026-02-02T19:35Z [----] followers, [---] engagements


"Disclosures: Not financial advice. Personal research only. No current position in $PME.AX. DYOR. Were witnessing a historic shift in software as the market aggressively prices in AI disruption risk. Im personally staying away from the broader sector but Pro Medicus $PME.AX is standing out on my watchlist. Following the recent correction Im deep-diving into whether their "defensive healthcare moat" justifies the current valuation while other SaaS names face obsolescence. What are you researching right now https://twitter.com/i/web/status/2019793696397410486"  
[X Link](https://x.com/fiscorainvest/status/2019793696397410486)  2026-02-06T15:21Z [----] followers, [----] engagements


"$FICO: The Deep Dive. Part [--] goes live tomorrow. This is my highest conviction holding and currently the largest slice of my portfolio. (Transparency: I am long $FICO). Not investment advice. Do your own DD. Here is a look at the top-line growth since Q4 [--]. The definition of a "compounder." (Data via @Qualtrim) https://twitter.com/i/web/status/2020875342102061130 https://twitter.com/i/web/status/2020875342102061130"  
[X Link](https://x.com/fiscorainvest/status/2020875342102061130)  2026-02-09T15:00Z [----] followers, [----] engagements


"Thats a really bold statement. Im interested to see where the world goes in the next [--] to [--] years. Microsoft AI CEO Mustafa Suleyman says that "most if not all professional tasks" undertaken by white collar workers will be fully automated by AI within the next [--] to [--] months Microsoft AI CEO Mustafa Suleyman says that "most if not all professional tasks" undertaken by white collar workers will be fully automated by AI within the next [--] to [--] months"  
[X Link](https://x.com/fiscorainvest/status/2022005695080804637)  2026-02-12T17:51Z [----] followers, [---] engagements


"Ive been looking into $FER today. Its a Chris Hohn holding pretty interesting. I want to put a post out on it next week"  
[X Link](https://x.com/fiscorainvest/status/2006441324694921454)  2025-12-31T19:04Z [----] followers, [---] engagements


"@dividenddutchie Will add it to my list the $FER deep dive will be out Wednesday"  
[X Link](https://x.com/fiscorainvest/status/2008520642057121995)  2026-01-06T12:46Z [----] followers, [--] engagements


"(Disclosure: I have no position in $MCO at the time of posting. Not financial advice.) $MCO EPS growth since '98 via @qualtrim Wide moat vs. AI disruption which side do you believe is the most likely outcome"  
[X Link](https://x.com/fiscorainvest/status/2021967690806837339)  2026-02-12T15:20Z [----] followers, [----] engagements


"Ill be providing a comprehensive portfolio update soon but I wanted to share a specific move Im making today regarding my $HESAY position. With the stock hitting near breakeven Ive decided to exit the position at a minor loss to reallocate capital. I am using those proceeds to add approximately $6000 of $FICO. Updated Holdings: $FICO $NFLX To be clear this shift isn't a reflection of the quality of $HESAY business model. Rather it is an opportunistic move driven by the recent pullback in $FICO. Of all the companies I have studied $FICO remains the one in which I have the highest personal"  
[X Link](https://x.com/fiscorainvest/status/2021991005122441290)  2026-02-12T16:53Z [----] followers, [----] engagements


"I added to my $FICO position today. Its currently my largest holding so Im naturally biased but Im a long-term believer. I thought their latest earnings call showed a lot of operational strength even with the recent post-earnings volatility. I am long $FICO. Not financial advice / My personal opinion only. https://twitter.com/i/web/status/2022000644438032625 https://twitter.com/i/web/status/2022000644438032625"  
[X Link](https://x.com/fiscorainvest/status/2022000644438032625)  2026-02-12T17:31Z [----] followers, [---] engagements


"Does anyone know why $FICO $MCO and $SPGI are selling off Was looking around but havent seen much. Is it Anthropic"  
[X Link](https://x.com/fiscorainvest/status/2018732617328406910)  2026-02-03T17:05Z [----] followers, 12.3K engagements


"Herms ( $HESAY ) remains my third largest position. This not financial advice. My conviction stays firm based on two key pillars: their unrivaled pricing power and their commitment to scaling through world-class craftsmanship. They manage scarcity better than almost anyone in the luxury space. I havent listened to today's earnings call yet but this slide from their investor deck shows their current revenue breakdown by geography. Its a helpful look at where their growth is concentrated. https://twitter.com/i/web/status/2021983582911078534 https://twitter.com/i/web/status/2021983582911078534"  
[X Link](https://x.com/fiscorainvest/status/2021983582911078534)  2026-02-12T16:23Z [----] followers, [----] engagements


"Watching $FICO and $DUOL earnings this week: $FICO [--] Loan origination volume [--] Direct model adoption [--] Pricing moves [--] Guidance Expecting a steady quarter but guidance is the big one. Tons of catalysts here for them to raise outlook meaningfully. $DUOL [--] DAU / MAU [--] Sub penetration % [--] Top + bottom line growth MAU dipped last quarter hoping to see that reverse and growth keep steady. Feels like the most likely setup heading into this print. Not financial advice"  
[X Link](https://x.com/anyuser/status/1985725971165495318)  2025-11-04T15:08Z [----] followers, [----] engagements


"I think $RACE or $CSU.TO is interesting atm"  
[X Link](https://x.com/anyuser/status/1986883220491640897)  2025-11-07T19:47Z [----] followers, [----] engagements


"Here is the ROCE of my holdings (Keep in mind $PME.AX is a small tracker for me):"  
[X Link](https://x.com/fiscorainvest/status/1996991208451629127)  2025-12-05T17:13Z [----] followers, [---] engagements


"Im not much of a dividend investor but this growth for $PME.AX dividend is insane:"  
[X Link](https://x.com/fiscorainvest/status/1997037866061361514)  2025-12-05T20:18Z [----] followers, [---] engagements


"@DD17_Capital I think its stellar likely next weeks deep dive. I am trying to understand if they can pivot off of oil royalties over time. Almost 1m acres of fully paid off land is crazy"  
[X Link](https://x.com/fiscorainvest/status/1998148939128684816)  2025-12-08T21:53Z [----] followers, [----] engagements


"If you want to look into $PME.AX deeper heres a great deep dive. Im planning to add Pro Medicus $PME.AX to my portfolio very soon. I first heard about it from @fiscorainvest so I decided to do a deep dive. Honestly I was shocked. The financials competitive advantage (Moat) growth runway and management are all world-class. 🧵In this Im planning to add Pro Medicus $PME.AX to my portfolio very soon. I first heard about it from @fiscorainvest so I decided to do a deep dive. Honestly I was shocked. The financials competitive advantage (Moat) growth runway and management are all world-class. 🧵In"  
[X Link](https://x.com/fiscorainvest/status/2000068225535512775)  2025-12-14T04:59Z [----] followers, [----] engagements


"Disclosures: Not financial advice. Investing involves risk of loss. Data is reliable but not guaranteed; verify independently. Performance: [----] YTD reflects gross price appreciation (excludes taxes/fees). Past performance future results. Positions: Long $FICO $NFLX $HESAY. The Fiscora 30: A curated personal investable universe of wide-moat quality growth companies. Process: High-conviction selection. Some quality names (e.g. $SPGI) are omitted in favor of preferred counterparts ($MSCI $MCO). 🟣 Positive YTD ⚪ Negative YTD https://twitter.com/i/web/status/2020860234546512199"  
[X Link](https://x.com/fiscorainvest/status/2020860234546512199)  2026-02-09T14:00Z [----] followers, [----] engagements


"Personal thesis on $FICO below. (Not financial advice Disclosures in images) Heres Part I of the investment thesis behind my largest position $FICO. This first part is for anyone who wants to understand the core economics of the business and why this score is so deeply ingrained. Im still deciding if this will be a two or three-part series but Im planning to drop everything this week. Enjoy https://twitter.com/i/web/status/2021222622919627198 https://twitter.com/i/web/status/2021222622919627198"  
[X Link](https://x.com/fiscorainvest/status/2021222622919627198)  2026-02-10T14:00Z [----] followers, [----] engagements


"Personal thesis on $FICO below. (Not financial advice Disclosures in images) Heres Part II of the investment thesis behind my largest position $FICO. Part II is a deeper dive into specific catalyst's and potential risks to $FICO:"  
[X Link](https://x.com/fiscorainvest/status/2021585009740775860)  2026-02-11T14:00Z [----] followers, [----] engagements


"Going to review my watchlist this weekend and possibly make some change. Will be sharing again Monday. Have a great weekend. Disclosures: Not financial advice. Investing involves risk of loss. Data is reliable but not guaranteed; verify independently. Performance: [----] YTD reflects gross price appreciation (excludes taxes/fees). Past performance future results. Positions: Long $FICO $NFLX $HESAY. https://t.co/bQQzoXgB9a Disclosures: Not financial advice. Investing involves risk of loss. Data is reliable but not guaranteed; verify independently. Performance: [----] YTD reflects gross price"  
[X Link](https://x.com/fiscorainvest/status/2022423398660608488)  2026-02-13T21:31Z [----] followers, [---] engagements


"Disclaimers & Disclosure This is not financial advice. Investing involves the risk of loss of capital. Always consult a professional financial advisor before making any investment decisions. While the data used for YTD summaries is believed to be reliable errors can occur; always verify information independently. Performance Note: All data shown represents gross stock price appreciation and does not reflect the deduction of brokerage commissions taxes or other individual investment expenses which would reduce an actual investor's returns. Ownership Disclosure: As of the Jan 25th [----] I hold"  
[X Link](https://x.com/fiscorainvest/status/2015786811449045315)  2026-01-26T14:00Z [----] followers, [---] engagements


"Own both $V and $MA. They are arguably two of the best businesses ever created but the regulatory toll is getting heavier. Im watching the CCCA and proposed interest rate caps closely; the business quality is 10/10 but the political risk is at a multi-year high. That said I personally remain optimistic on the long-term ability of these two. https://twitter.com/i/web/status/2015923721827922125 https://twitter.com/i/web/status/2015923721827922125"  
[X Link](https://x.com/fiscorainvest/status/2015923721827922125)  2026-01-26T23:04Z [----] followers, [----] engagements


"My thoughts heading into $FICO AMC earnings today. $FICO is currently my largest individual position. This post reflects my personal investment thesis and is for informational purposes only not financial advice. $FICO reports earnings on Jan 28th (AMC). Here is whats on my radar for the quarter: [--]. Direct Model Adoption: https://t.co/Seikchy0OX $FICO is currently my largest individual position. This post reflects my personal investment thesis and is for informational purposes only not financial advice. $FICO reports earnings on Jan 28th (AMC). Here is whats on my radar for the quarter: 1."  
[X Link](https://x.com/fiscorainvest/status/2016548481352028429)  2026-01-28T16:26Z [----] followers, [----] engagements


"@DimitryNakhla Ive listened to a lot of Chris Hohns interviews and most many times. Always something to learn from the best of the best"  
[X Link](https://x.com/fiscorainvest/status/2018428844378652911)  2026-02-02T20:58Z [----] followers, [---] engagements


"@long_equity Ive looked at this company a ton when I first got into investing. B/c I thought $WM was such a good business model but to slow of grower. That led me to $WCN but I couldnt get behind the valuation thanks for making me think of this one again"  
[X Link](https://x.com/fiscorainvest/status/2005728092929851782)  2025-12-29T19:50Z [----] followers, [----] engagements


"@lakerinvestment $CME is bit slow for my taste. But $CBOE might be interesting"  
[X Link](https://x.com/fiscorainvest/status/2010740265632571672)  2026-01-12T15:46Z [----] followers, [---] engagements


"@lakerinvestment Agreed. Retail is tough. I've been digging into $HESAY recently though. The historical data is fascinating. Its the one outlier I've found that actually checks the boxes for my specific strategy"  
[X Link](https://x.com/fiscorainvest/status/2013825086176763920)  2026-01-21T04:04Z [----] followers, [--] engagements


"@ThinknStocks Yea I usually go for service based companies but $HESAY checks a lot of boxes I look for in my personal investments"  
[X Link](https://x.com/fiscorainvest/status/2013825766216056989)  2026-01-21T04:07Z [----] followers, [--] engagements


"Business as usual quarter for $FICO: Will have to wait see what the commentary is"  
[X Link](https://x.com/fiscorainvest/status/1986191858838425676)  2025-11-05T22:00Z [----] followers, [----] engagements


"@long_equity Pro Medicus is one of my favorites but I like $ASML as well"  
[X Link](https://x.com/fiscorainvest/status/2003486311978832285)  2025-12-23T15:22Z [----] followers, [---] engagements


"Personal thesis on $HESAY below. (Not financial advice Disclosures in images) I've spent the last few weeks patiently building a position in a company that defies almost every rule of modern retail. Heres the full investment thesis behind my latest move into Herms $HESAY"  
[X Link](https://x.com/fiscorainvest/status/2013612605869564253)  2026-01-20T14:00Z [----] followers, [----] engagements


"Fiscora is officially relaunching. What to expect Starting next week Ill be publishing [--] high-quality posts per week. The focus is shifting toward depth and clarity fewer posts but much stronger content. The first real post drops next week and Im aiming to set the tone for everything that follows. Ive also just made the first new addition to the Fiscora portfolio. Leave a guess in the comments Id love to see who gets it right. Hint: its not $FICO It feels great to be back. Im looking forward to building something sharper more focused and even more valuable than before. The YouTube channel is"  
[X Link](https://x.com/fiscorainvest/status/1943680200807424167)  2025-07-11T14:34Z [----] followers, [----] engagements


"@joecarlsonshow I think $ASML is a lot like $MCO. You can delay paying them but you always have to pay them eventually"  
[X Link](https://x.com/anyuser/status/1947416842617729372)  2025-07-21T22:02Z [----] followers, [----] engagements


"Found this super helpful thought I would share. https://youtu.be/W0avLH6VOugfeature=shared https://youtu.be/W0avLH6VOugfeature=shared"  
[X Link](https://x.com/fiscorainvest/status/1955411116479352837)  2025-08-12T23:28Z [----] followers, [----] engagements


"A company I have not gave enough attention is $GE. I was researching it this morning and found out it has 70% reoccurring revenue. I intend to go deeper into this one but I like what Im seeing thus far"  
[X Link](https://x.com/anyuser/status/1965399798527537634)  2025-09-09T13:00Z [----] followers, [---] engagements


"Fiscora isnt about politics but what happened today is a tragedy. America needs unity. Disagreement is healthy. Violence is not. We must do better. Choose kindness. Protect free speech and debate theyre what make this country great. But never confuse disagreement with a reason for violence"  
[X Link](https://x.com/fiscorainvest/status/1965885185158975614)  2025-09-10T21:08Z [----] followers, [---] engagements


"Copart is the Amazon of wrecked cars. Wrecks happen daily endless supply Network effects lock in buyers & sellers High-margin fees on every transaction Expanding globally $CPRT is a quiet monopoly compounding in the background turning car crashes into cash flow"  
[X Link](https://x.com/anyuser/status/1966109481147715869)  2025-09-11T12:00Z [----] followers, [---] engagements


"I think as an investor you kinda need to live in a bubble. Listen to every opinion around you and next thing you know youre buying penny stocks. Okay thats an exaggeration but the point stands: build your own thesis read the news your way and ignore the noise from people who arent even playing the same game as you"  
[X Link](https://x.com/anyuser/status/1970250524563009629)  2025-09-22T22:15Z [----] followers, [---] engagements


"I think two of the largest second hand benefactors of AI are going to be video entertainment and advertising. Specifically I think: $META Crunchyroll which is part of $SONY These are two areas and companies I continue to monitor"  
[X Link](https://x.com/fiscorainvest/status/1974573554093146200)  2025-10-04T20:33Z [----] followers, [----] engagements


"$GE remains a top contender for my next addition the moat and future growth potential surround this company so special. It is estimated it would cost 10B to design a new engine. Which you then have to sell at a loss for [--] years just to see your first incremental service revenue. Talk about hard to compete with its nearly impossible"  
[X Link](https://x.com/anyuser/status/1975558773797278207)  2025-10-07T13:48Z [----] followers, [---] engagements


"The way Will Lansing has navigated regulatory pressure is really something. Very unappreciated CEO. Think about it this way $FICO is okay "losing" the price sensitive part of the market for a 100% increase in price. You'd take the deal all day. CBs win price-sensitive parts of the market and "take share". Once again Lansing has proven IMO to be a strategic genius. Think about it this way $FICO is okay "losing" the price sensitive part of the market for a 100% increase in price. You'd take the deal all day. CBs win price-sensitive parts of the market and "take share". Once again Lansing has"  
[X Link](https://x.com/fiscorainvest/status/1975952106655019338)  2025-10-08T15:51Z [----] followers, [---] engagements


"Purely speaking in hypotheticals here but Im genuinely surprised that $EFX hasnt made a move to acquire full ownership of VantageScore. It seems like it would be a strong strategic fitcomplementing their existing assets especially The Work Number quite well. One of the biggest challenges VantageScore faces is the lack of a unified direction. Aligning the three credit bureaus on the same vision and execution plan appears difficult which slows down progress and momentum. There are probably a couple of key reasons why a full acquisition hasnt happened: 1: Regulatory concerns A move like this"  
[X Link](https://x.com/anyuser/status/1976278979288981684)  2025-10-09T13:30Z [----] followers, [----] engagements


"I believe ego is one of the biggest killers of an investors returns. 1) Thinking a stock has to go up just because you bought it is a dangerous illusion. 2) Holding onto a company with a declining market position and slowing growth simply because your original thesis didnt pan out is equally flawed"  
[X Link](https://x.com/fiscorainvest/status/1976349329695662082)  2025-10-09T18:09Z [----] followers, [---] engagements


"Staying in tonight and picking up a new book"  
[X Link](https://x.com/fiscorainvest/status/1976835529523315118)  2025-10-11T02:21Z [----] followers, [----] engagements


"Easily agree with Aria here. Just seems like a simple price dislocation that is easy to take advantage of. $SPGI is probably one of the easiest longs in the market right now: - One of the widest moats on the planet - Double-digit revenue growth - Trading at just 24x FCF Probably the easiest outperformance you can buy right now NFS 🤷♂ https://t.co/e5nHKNqiMy $SPGI is probably one of the easiest longs in the market right now: - One of the widest moats on the planet - Double-digit revenue growth - Trading at just 24x FCF Probably the easiest outperformance you can buy right now NFS 🤷♂"  
[X Link](https://x.com/fiscorainvest/status/1978131409752527064)  2025-10-14T16:10Z [----] followers, [----] engagements


"@QualityInvest5 I think there massive upside here. I like that management isnt trying to blow capital into theoretical AI projects and is instead levering buybacks"  
[X Link](https://x.com/fiscorainvest/status/1979209374171095438)  2025-10-17T15:34Z [----] followers, [----] engagements


"Something I find interesting now that $DUOL can direct users to subscribe through its own website rather than the Apple ecosystem it should gradually drive margin expansion. Management has noted this will take time to show up in the numbers but its a catalyst I dont see discussed often. Keep in mind $DUOL already operates at roughly 72% gross margins"  
[X Link](https://x.com/anyuser/status/1979570666824507451)  2025-10-18T15:30Z [----] followers, [---] engagements


"For anyone curious about $FICO check this out. 🔍 Been digging into $FICO and and this chart says it all. In mortgage origination lenders pay credit bureaus bureaus pay FICO a royalty and the score flows downstream into underwriting GSEs and MBS. FICOs rails are everywhere. Did I miss anything #Investing #FICO #Credit https://t.co/gnhdoNrV65 🔍 Been digging into $FICO and and this chart says it all. In mortgage origination lenders pay credit bureaus bureaus pay FICO a royalty and the score flows downstream into underwriting GSEs and MBS. FICOs rails are everywhere. Did I miss anything"  
[X Link](https://x.com/anyuser/status/1979742705388552383)  2025-10-19T02:53Z [----] followers, [----] engagements


"Honestly a bit confused by $DUOL selling off. I listened to the earnings call and while management emphasized prioritizing user growth over near-term profitability they also made it clear they still expect to grow profitably just with a slight tilt towards expanding the user base"  
[X Link](https://x.com/anyuser/status/1986221759633441164)  2025-11-05T23:59Z [----] followers, [----] engagements


"@qualtrim I think $DUOL will be a long term compounder. Great time to accumulate shares while others are selling"  
[X Link](https://x.com/fiscorainvest/status/1986596600266039621)  2025-11-07T00:48Z [----] followers, [---] engagements


"With the portfolio up today thanks to $FICO were nearly back to where we were before the $DUOL drop. Curious what everyones adding this coming week heres what Im looking at: $CSU.TO $DUOL"  
[X Link](https://x.com/anyuser/status/1986852123015778597)  2025-11-07T17:43Z [----] followers, [----] engagements


"Talk about impressive: $CPRT"  
[X Link](https://x.com/anyuser/status/1987547869620904021)  2025-11-09T15:48Z [----] followers, [----] engagements


"Wont be buying $CSU.TO on Monday but am buying a new company. Guesses I think my plan going into Monday will be to buy some more $DUOL and start a new position into $CSU.TO. It might be Tuesday depending on how long transferring capital takes. I think my plan going into Monday will be to buy some more $DUOL and start a new position into $CSU.TO. It might be Tuesday depending on how long transferring capital takes"  
[X Link](https://x.com/anyuser/status/1987695861594210736)  2025-11-10T01:36Z [----] followers, [----] engagements

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