#  @energy_tech_inv Austin Austin posts on X about $lmnd, investment, $hims, $schd the most. They currently have [------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours. ### Engagements: [-----] [#](/creator/twitter::1396688200609918977/interactions)  - [--] Week [------] +976% - [--] Month [------] +225% - [--] Months [-------] +236% - [--] Year [-------] +259% ### Mentions: [--] [#](/creator/twitter::1396688200609918977/posts_active)  - [--] Month [--] -40% - [--] Months [---] +31% - [--] Year [---] +240% ### Followers: [------] [#](/creator/twitter::1396688200609918977/followers)  - [--] Week [---] +3.50% - [--] Month [---] +5.40% - [--] Months [---] +42% - [--] Year [---] +120% ### CreatorRank: [---------] [#](/creator/twitter::1396688200609918977/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) [stocks](/list/stocks) [technology brands](/list/technology-brands) [cryptocurrencies](/list/cryptocurrencies) [exchanges](/list/exchanges) [countries](/list/countries) [automotive brands](/list/automotive-brands) [social networks](/list/social-networks) [travel destinations](/list/travel-destinations) [fashion brands](/list/fashion-brands) **Social topic influence** [$lmnd](/topic/$lmnd) #37, [investment](/topic/investment), [$hims](/topic/$hims) #97, [$schd](/topic/$schd), [market cap](/topic/market-cap) #280, [insurance](/topic/insurance), [$bepc](/topic/$bepc), [$googl](/topic/$googl), [in the](/topic/in-the), [stocks](/topic/stocks) **Top accounts mentioned or mentioned by** [@307fool](/creator/undefined) [@bjmtweets](/creator/undefined) [@travishoium](/creator/undefined) [@paperbaginvest](/creator/undefined) [@neilx10](/creator/undefined) [@qualityinvest5](/creator/undefined) [@andersreiche](/creator/undefined) [@shadyjosh5](/creator/undefined) [@hypergrowth102](/creator/undefined) [@daschreiber](/creator/undefined) [@lemonadeinc](/creator/undefined) [@ironicape](/creator/undefined) [@dividendmil](/creator/undefined) [@henryinvests](/creator/undefined) [@investorjpd](/creator/undefined) [@alc2022](/creator/undefined) [@stockmarketnerd](/creator/undefined) [@shaiwininger](/creator/undefined) [@dividenddudex](/creator/undefined) [@andrewmoto97](/creator/undefined) **Top assets mentioned** [Lemonade, Inc. (LMND)](/topic/$lmnd) [Hims & Hers Health, Inc. (HIMS)](/topic/$hims) [Brookfield Renewable Corporation Class A Subordinate Voting Shares (BEPC)](/topic/$bepc) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Upstart Holdings, Inc. (UPST)](/topic/$upst) [MercadoLibre Inc (MELI)](/topic/$meli) [Mario Coin (COIN)](/topic/$coin) [Waste Management, Inc. (WM)](/topic/$wm) [Oscar Health, Inc. (OSCR)](/topic/$oscr) [Enphase Energy Inc (ENPH)](/topic/$enph) [Brookfield Renewable Partners L.P. (BEP)](/topic/$bep) [Shopify Inc (SHOP)](/topic/$shop) [Progressive Corp (PGR)](/topic/$pgr) [The Root Network (ROOT)](/topic/$root) [Bitcoin (BTC)](/topic/bitcoin) [Robinhood Markets, Inc. (HOOD)](/topic/$hood) [Brookfield Infrastructure Corporation Class A Subordinate Voting Shares (BIPC)](/topic/$bipc) [Duolingo, Inc. (DUOL)](/topic/$duol) [Coinbase Global Inc. (COIN)](/topic/coinbase) [Ethereum (ETH)](/topic/$eth) [Tempus AI, Inc. (TEM)](/topic/$tem) [Apple, Inc. (AAPL)](/topic/$aapl) [Starbucks Corporation (SBUX)](/topic/$sbux) [UiPath, Inc. (PATH)](/topic/$path) [Simon Property Group Inc (SPG)](/topic/$spg) [Solana (SOL)](/topic/solana) ### Top Social Posts Top posts by engagements in the last [--] hours "Really enjoyed this conversation between @PaperBagInvest and @ShadyJosh5 about $LMND @Lemonade_Inc https://youtu.be/5bChY8Q9_-c https://youtu.be/5bChY8Q9_-c" [X Link](https://x.com/energy_tech_inv/status/1572416664804954112) 2022-09-21T02:45Z [---] followers, [--] engagements "Are mezzanine and subordinated loans more risky and illiquid compared to other forms of debt with senior note preference Trying to understand the risks of $HASI Hannon Armstrong Sustainable Infrastructure" [X Link](https://x.com/energy_tech_inv/status/1581722829090717696) 2022-10-16T19:04Z [---] followers, [--] engagements "@TravisHoium Hmmm I cant name it specifically. However I know half the holdings of the TAN ETF during that time period did similar things" [X Link](https://x.com/energy_tech_inv/status/1618630216435503104) 2023-01-26T15:21Z [---] followers, [--] engagements "@307Fool Love it I got my real estate on and bought a share of $SPG Simon property group" [X Link](https://x.com/austingreentech/status/1661804395208773633) 2023-05-25T18:40Z [---] followers, [--] engagements "@TravisHoium I think its only down because some people are selling the news. The last view months people were buying the rumor for most crypto related assets including bitcoin ETH solana microstrategy etc" [X Link](https://x.com/austingreentech/status/1745585032025223313) 2024-01-11T23:14Z [---] followers, [--] engagements "@NewsAsset @CloverNodes @WorldMobileTeam @MrTelecoms Im a fan of this protocol. What exchange or defi app are you acquiring WMT" [X Link](https://x.com/austingreentech/status/1779744901212860427) 2024-04-15T05:33Z [---] followers, [--] engagements "@InvestingPod With the stock down almost 95% is now the time to take consider investing in $RDFN or should investors stick to accumulating safer real estate assets like Vanguards Real Estate Fund $VNQ Realty Income $O What are the major risks associated with Redfin" [X Link](https://x.com/energy_tech_inv/status/1782784336531718416) 2024-04-23T14:51Z [---] followers, [---] engagements "@ShadyJosh5 Hoping for another year of accumulation for myself as well. Good My friend 🙌🏽" [X Link](https://x.com/energy_tech_inv/status/1782983115251863754) 2024-04-24T04:01Z [---] followers, [--] engagements "Very happy about the $GOOG dividend 🎊🎉 This is my first time having a long(ish) term position begin paying a dividend" [X Link](https://x.com/energy_tech_inv/status/1784092299439616496) 2024-04-27T05:28Z [---] followers, [--] engagements "Anyone have thoughts on the current downward trend of $O Realty Income stock Around a 6% dividend https://www.realtyincome.com/investors/press-releases/realty-income-announces-operating-results-three-months-and-year-ended-0 https://www.realtyincome.com/investors/press-releases/realty-income-announces-operating-results-three-months-and-year-ended-0" [X Link](https://x.com/energy_tech_inv/status/1784390132751372677) 2024-04-28T01:12Z [---] followers, [--] engagements "@StockMarketNerd Good work 💪🏽" [X Link](https://x.com/energy_tech_inv/status/1789062869046489205) 2024-05-10T22:40Z [---] followers, [--] engagements "Starting to take profits on $BTC (sold about 20% of position since March) and $MSTR (sold 100% of position). Allocating 1/2 of profits into cash (CDs & money market funds) 1/4 into lower volatility ETFs (VYM VOO VIG) and 1/4 into $LMND" [X Link](https://x.com/energy_tech_inv/status/1792793489388040652) 2024-05-21T05:44Z [---] followers, [---] engagements "@TheAlphaThought Incredible dividend growth. What is the high end and low end of their dividend growth" [X Link](https://x.com/energy_tech_inv/status/1804032998570103045) 2024-06-21T06:05Z [---] followers, [--] engagements "@Quality_stocksA Objectively Microsoft and Nvidia look the most impressive" [X Link](https://x.com/energy_tech_inv/status/1804401357883085264) 2024-06-22T06:29Z [---] followers, [---] engagements "@TheAlphaThought About what percentage of your portfolio is individual dividend stocks versus dividend ETFs such as $VIG $VYM $VNQ $SCHD" [X Link](https://x.com/energy_tech_inv/status/1830219747817820189) 2024-09-01T12:22Z [---] followers, [---] engagements "@DividendMil Some of my largest are $WM $VIG" [X Link](https://x.com/energy_tech_inv/status/1834085117960356302) 2024-09-12T04:22Z [---] followers, [---] engagements "Discussion point for the $LMND community: Is the risk adjusted return better today at $24 given new Q3 [----] information Or at $16-18 in Q1 Q2 and pre Q3 Are you more or less confident investing new dollars into Lemonade today" [X Link](https://x.com/energy_tech_inv/status/1852664117602959688) 2024-11-02T10:48Z [---] followers, [----] engagements "What are key reasons why book value per share is or is not a good metric for assessing the valuation and investment case for $LMND" [X Link](https://x.com/energy_tech_inv/status/1853381980437479460) 2024-11-04T10:21Z [---] followers, [----] engagements "@TravisHoium $COIN Cheers🍻" [X Link](https://x.com/energy_tech_inv/status/1854526297612996777) 2024-11-07T14:08Z [---] followers, [--] engagements "Given the market has been making new all time highs for months now Im allocating new funds into [--] month CDs on auto rollover. Happy to wait a while. Perhaps the funds are intended for a major market correction within a few years. Or perhaps for necessary life expenses" [X Link](https://x.com/energy_tech_inv/status/1854560621632831602) 2024-11-07T16:24Z [---] followers, [--] engagements "The point is its nice to build a cash position on the back of the S&P500 performing 26% YTD. More importantly its key to do so by not taking profits on my winners but by trimming the losers whose thesis did not play out over the course of 3-4 years" [X Link](https://x.com/energy_tech_inv/status/1854560624509919283) 2024-11-07T16:24Z [---] followers, [--] engagements "@Kiwi_Investor I was telling my wife the same thing. Im forcing myself to buy [--] month auto rollover CDs with my extra cash so I dont yolo into any investments without serious due diligence" [X Link](https://x.com/energy_tech_inv/status/1856067347380896081) 2024-11-11T20:11Z [---] followers, [--] engagements "Everyones strategy/risks are different But 80-100% moves in 1-2 weeks are a drop in the bucket compared to [---] weeks of diligent accumulation and DCA discipline. [--] years of in-depth $LMND research and investing frameworks are NOT negated by knee jerk market movement" [X Link](https://x.com/energy_tech_inv/status/1856501512886730771) 2024-11-13T00:57Z [---] followers, [---] engagements "They will 10x their business and then 10x it again and still be one of the smaller publicly traded insurance companies out there $LMND Block your calendar A week from today (9am EST) is @lemonade_incs $1 Billion to $10 Billion Investor Day Well share how we plan to grow 10x and unveil AI capabilities that kinda make us infinitely scalable. Were pumped💪🏻 You too Register at https://t.co/PzYYKYQOvk https://t.co/9obQoXZfbR Block your calendar A week from today (9am EST) is @lemonade_incs $1 Billion to $10 Billion Investor Day Well share how we plan to grow 10x and unveil AI capabilities that" [X Link](https://x.com/energy_tech_inv/status/1856504309401141617) 2024-11-13T01:08Z [---] followers, [---] engagements "FOMO buying selling or reacting to short term movements is often the status quo. It is much harder to wait the years required to see a thesis play out. If $LMND is what some of us think it might be buckle up and enjoy the long ride. Finding high-quality stocks is easy. Buying them is easy too. Holding them for 5+ years while the business fundamentals & stock price swing in opposite directions for extended periods of time is the hard part. Finding high-quality stocks is easy. Buying them is easy too. Holding them for 5+ years while the business fundamentals & stock price swing in opposite" [X Link](https://x.com/energy_tech_inv/status/1857187955158212801) 2024-11-14T22:24Z [---] followers, [---] engagements "@JRogrow Love this stat Key things I notice wine 🍷 regions with avid wine drinkers (Italy France Greece) have strong correlation with other positive health influences: walkable communities deep interconnectedness/relationships locally grown produce work life balance etc" [X Link](https://x.com/energy_tech_inv/status/1858066764933808574) 2024-11-17T08:36Z [---] followers, [--] engagements "$LMND operating income model (break even late 2026) Happy to wait two years Was able to model out the operating income break even point for $LMND using Python. Model is basic and lacks some nuance but the assumptions are not entirely unreasonable. Will keep working on adding details like seasonal CAC spend based on linear regressions terminal value https://t.co/MOvDFrmwEx Was able to model out the operating income break even point for $LMND using Python. Model is basic and lacks some nuance but the assumptions are not entirely unreasonable. Will keep working on adding details like seasonal" [X Link](https://x.com/energy_tech_inv/status/1858421807692357894) 2024-11-18T08:07Z [---] followers, [---] engagements "Tuning in live to $LMND investor day" [X Link](https://x.com/energy_tech_inv/status/1858880740882043284) 2024-11-19T14:31Z [---] followers, [---] engagements "$LMND Currently at $40 per share with an estimated net present value of $90+ per share. $LMND up 16% on todays investor day presentation and up nearly 170% since before Q3 [----] earnings report. @shai_wininger $LMND is worth $80 to $100 or more right now. Just do the math. https://t.co/OkePTWAhoO @shai_wininger $LMND is worth $80 to $100 or more right now. Just do the math. https://t.co/OkePTWAhoO" [X Link](https://x.com/energy_tech_inv/status/1858996776780632202) 2024-11-19T22:12Z [---] followers, [---] engagements "@BagelC47 Meaning 70% of $LMND customers will grow into their peak earnings years acquiring more items that need more and larger insurance coverage Love it. It has ALWAYS been apart of the thesis" [X Link](https://x.com/energy_tech_inv/status/1859555410866290839) 2024-11-21T11:12Z [---] followers, [---] engagements "@bradsferguson Up another 11% today. Has me wondering where the price could go in the short term if a true $LMND squeeze was initiated" [X Link](https://x.com/energy_tech_inv/status/1859672579059122231) 2024-11-21T18:57Z [---] followers, [---] engagements "US equities (S&P500) $VOO consistently hitting all time highs since January [----]. about a [--] week streak Bitcoin $BTC hovering around $100000 Retail investors starting to foam at the mouth & non-market participants start to ask about investing" [X Link](https://x.com/energy_tech_inv/status/1859925340644372630) 2024-11-22T11:42Z [---] followers, [--] engagements "@TravisHoium Ive been eyeing $GOOGL over the last couple months. Havent added to it since the period following the GPT scare. Not sure I want it at this valuation. Not sure I want much at these valuations 🤷🏼♂ S&P500 all time highs over and over since January have me a little cautious" [X Link](https://x.com/energy_tech_inv/status/1860400312101609981) 2024-11-23T19:09Z [---] followers, [---] engagements "@Too_Ezz_ @TravisHoium I think buying it here would be fine. But I wouldnt say extremely low valuation. Although it is at the lower end of historic PE ratios. What are some key performance indicators / metrics for why you have $GOOGL being at an extremely low valuation right now" [X Link](https://x.com/energy_tech_inv/status/1860633512748941431) 2024-11-24T10:36Z [---] followers, [--] engagements "@Neil_X10 What are some of the differences you allude to between what $LMND will do compared to $TSLA" [X Link](https://x.com/energy_tech_inv/status/1861094188571349086) 2024-11-25T17:06Z [---] followers, [---] engagements "Does anyone want to talk about something boring like resuming DCA of $GOOG $GOOGL shares I havent added to Google since the GPT scare of late [----] and early [----]. Whats the steel man and straw man for $GOOGL being too expensive Undervalued KPIs only Whats a fair earnings multiple for $GOOG / $GOOGL My uninformed opinion is that now (PE 21) is a good time to build a position. Down 40% on fear uncertainty and doubt related to macro factors + recent chatGPT competition worries (which I dont think will effect them longterm) https://t.co/U0J2Tb2gN5 Whats a fair earnings multiple for $GOOG / $GOOGL" [X Link](https://x.com/energy_tech_inv/status/1861172111043150008) 2024-11-25T22:16Z [---] followers, [---] engagements "@MapleTreeCap @HenryInvests Great brand content and page. Wondering do you cover $GOOGL $GOOG Trying to find other young guys who in addition to exciting names like $LMND and $UPST also cover google. I dont have many people in my cohort to talk about it with 😅" [X Link](https://x.com/energy_tech_inv/status/1861356335129927896) 2024-11-26T10:28Z [---] followers, [---] engagements "@307Fool Glad to hear it was more positive then negative Do you own shares of $GOOG $GOOGL" [X Link](https://x.com/energy_tech_inv/status/1861876298848612723) 2024-11-27T20:54Z [---] followers, [--] engagements "Controversial post: Unwinding my entire $BTC position today (BTC sits at $98000). I spent considerable time & effort methodically DCAing through [----] and again in 2022/2023. In particular DCAing through the [--] arrows capital Luna and FTX collapses was a huge test of will. $BTC weekly sell volume is already higher than the peak covid capitulation of March [----]. And there are still two days left in the week. A very historic few days. In the spirit of transparency: On Wednesday I added to my Ethereum Bitcoin and Solana positions. $ETH $SOL $BTC weekly sell volume is already higher than the peak" [X Link](https://x.com/energy_tech_inv/status/1862529740822688155) 2024-11-29T16:11Z [---] followers, [--] engagements "Still holding most of my $ETH $SOL and $LINK positions for an uncertain amount of time. I believe Ethereum and Chainlink in particular have quite a bit of room to run in [----] following Bitcoins peak. Whenever that may be I have no idea" [X Link](https://x.com/energy_tech_inv/status/1862529744572411923) 2024-11-29T16:11Z [---] followers, [---] engagements "@HenryInvests I bought some $GOOGL last week. Other than that Im being a boring investor building up cash 🕺🏼 I felt that I went really really heavy into key names at the pits of the bear market (most of [----] and 2023). At least heavy for my own risk tolerance" [X Link](https://x.com/energy_tech_inv/status/1862580186140512646) 2024-11-29T19:31Z [---] followers, [---] engagements "@QualityInvest5 What growth rates cash flows margins or other performance indicators make $GOOGL cheap at 19x" [X Link](https://x.com/energy_tech_inv/status/1862786648108359753) 2024-11-30T09:12Z [---] followers, [--] engagements "@patientinvestt $GOOGL looks like the most compelling of these What other indicators for google make it a good investment at this valuation" [X Link](https://x.com/energy_tech_inv/status/1862787418283270618) 2024-11-30T09:15Z [---] followers, [---] engagements "My two biggest take aways from $LMND investor day: Lemonade is STILL [--] years away from profitability (net income positive) 😶🫤 & Lemonade is ONLY [--] years away from profitability (net income positive) 🚀🎉🙌🏽🕺🏼 #Discussion" [X Link](https://x.com/energy_tech_inv/status/1863338802023944222) 2024-12-01T21:46Z [---] followers, [----] engagements "@AaronScheile If there is a pull back to $25 Ill likely consider significant additions to my current $LMND position. But my main point is that this is going to be a very long ride. After investor day sentiment was sky high. I believe we need consolidation time at these current levels" [X Link](https://x.com/energy_tech_inv/status/1863527725102752020) 2024-12-02T10:16Z [---] followers, [---] engagements "In insurance edge cases are very important. Buffett was motivated to rewrite $BRKs entire book of business because he was concerned that one NCB event could wipe out his ENTIRE business" [X Link](https://x.com/energy_tech_inv/status/1863634782745133234) 2024-12-02T17:22Z [---] followers, [--] engagements "As our excitement and $LMND position sizes grow so also must our understanding of Lemonades key risks. Not necessarily financial or accounting risks like cash burn EBITA etc but those [----] percentile car super cat or black swan events" [X Link](https://x.com/energy_tech_inv/status/1863634786859815423) 2024-12-02T17:22Z [---] followers, [---] engagements "@mon5u Id add notable mention $LMND" [X Link](https://x.com/energy_tech_inv/status/1864055322735681742) 2024-12-03T21:13Z [---] followers, [---] engagements "Great post on longterm mindset. Highly recommend reviewing this article if you havent developed your framework for longterm investing. A strong investment thesis developed over months/years of research shouldnt change because of short term volatility. https://asymmetric-investing.beehiiv.com/p/asymmetric-investing-frameworks Everyone should have investing frameworks. My frameworks help save me from my biggest investing mistakes like selling $CMG in [----] selling $AAPL in [----] and selling $MSFT in [----]. Do you sense a theme https://t.co/YIsfOLT4Zq" [X Link](https://x.com/energy_tech_inv/status/1865439679446663317) 2024-12-07T16:54Z [---] followers, [---] engagements "@QualityInvest5 I think it does in a secular bull market. But probably not if there was a prolonged bear market" [X Link](https://x.com/energy_tech_inv/status/1865757855971750311) 2024-12-08T13:58Z [---] followers, [--] engagements "@themotleyfool $LMND" [X Link](https://x.com/energy_tech_inv/status/1865796348177490421) 2024-12-08T16:31Z [---] followers, [---] engagements "Just got a kindle What are your top [--] investing book recommendations Just read and highly recommend University of Berkshire Hathaway: [--] Years of Lessons Learned from Warren Buffett & Charlie Munger at the Annual Shareholders by @DanielPecaut" [X Link](https://x.com/energy_tech_inv/status/1866242799026233793) 2024-12-09T22:05Z [---] followers, [--] engagements "Considering a 25% trim on my $APPL position. I have left this position alone since December [----]. I am reluctant to mess with this position. But with a PE of [-----] and revenue growth of 2.02% it may be time for some minor profit taking after a solid [--] year buy and hold" [X Link](https://x.com/energy_tech_inv/status/1866615597615772142) 2024-12-10T22:46Z [---] followers, [---] engagements "@StockMarketNerd $GOOGL $BX $DLR $SPG first purchased in early [----] I havent bought new names in over a year. Just adding to my best ideas over the past year" [X Link](https://x.com/energy_tech_inv/status/1867880952938262702) 2024-12-14T10:34Z [---] followers, [--] engagements "Really tempted to purchase more Reality Income $O at this valuation. 5.72% dividend + 2.9% AFFO growth. It doesnt need much upside to provide desirable risk-adjusted returns at these levels (5.72+2.9 = 8.62% CAGR) Great for my IRA compounding through dividend reinvestment" [X Link](https://x.com/energy_tech_inv/status/1868063219648249906) 2024-12-14T22:39Z [---] followers, [--] engagements "$APPL PE of [--] and revenue growth of 2% forced my hand. Will it go up from here almost certainly. If it has a significant pullback will I feel smart Nope. Locking funds into [--] month CDs. My framework forces me to think / plan my next investment over the course of months. Confirming that I trimmed 25% of my $AAPL position at $249.63/share on 12/11/2024 that were bought in 12/2019 and 01/2020 representing about a 230% gain. Apple was about 7.5% of my portfolio and now makes up about 5.6%. I plan (and hope) to not trim it again for years. Confirming that I trimmed 25% of my $AAPL position at" [X Link](https://x.com/energy_tech_inv/status/1868069632646508668) 2024-12-14T23:04Z [---] followers, [--] engagements "@DividendMil Im buying $O at these levels" [X Link](https://x.com/energy_tech_inv/status/1869476479538811161) 2024-12-18T20:15Z [---] followers, [---] engagements "Just purchased $O (Realty Income) for my Roth IRA Locking in a 6% dividend Guided for AFFO growth of 4.8% Q3 Dividend growth of 2.9% [---] quarter steak of dividend increases Portfolio rent occupancy of 98.7% [----] clients across [--] industries Need I say more Really tempted to purchase more Reality Income $O at this valuation. 5.72% dividend + 2.9% AFFO growth. It doesnt need much upside to provide desirable risk-adjusted returns at these levels (5.72+2.9 = 8.62% CAGR) Great for my IRA compounding through dividend reinvestment. Really tempted to purchase more Reality Income $O at this valuation." [X Link](https://x.com/energy_tech_inv/status/1869814870499307795) 2024-12-19T18:39Z [---] followers, [---] engagements "@DividendMil bought $O today in my IRA Below were my reasons what were yours Locking in a 6% dividend Guided for AFFO growth of 4.8% Q3 Dividend growth of 2.9% [---] quarter steak of dividend increases Portfolio rent occupancy of 98.7% [----] clients across [--] industries" [X Link](https://x.com/energy_tech_inv/status/1869934019640533241) 2024-12-20T02:33Z [---] followers, [--] engagements "$RDFN isnt looking good +3% revenue growth -50% EBITDA decline -$33.8 Million net loss -10% Real estate services gross profit -28% Real estate services gross margin drop With just 9-13% forecasted growth Why would anyone buy Redfin shares today Asking for a friend" [X Link](https://x.com/energy_tech_inv/status/1869951249589633106) 2024-12-20T03:41Z [---] followers, [---] engagements "@TravisHoium Ah yes Ill check out recent reports. Havent looked at Zillow in years. Unfortunately my timing had me start a small entry level position in [----]. In a couple bullets what are some advantages you think it has over redfin" [X Link](https://x.com/energy_tech_inv/status/1869956852655784337) 2024-12-20T04:03Z [---] followers, [--] engagements "DISCLAIMER: haphazard back of the napkin math / taking management at face value. $LMND is a buy under $40 @ Lemonade investor day CFO shows NPV at $80 Buffet has a rule of buying assets with a margin of safety typically @ 50% of their NPV or book value" [X Link](https://x.com/energy_tech_inv/status/1870134404036665521) 2024-12-20T15:49Z [---] followers, [----] engagements "I havent DCAd $LMND since before investor day. But open to starting back up in the $30s" [X Link](https://x.com/energy_tech_inv/status/1870134406192500930) 2024-12-20T15:49Z [---] followers, [--] engagements "@TravisHoium Thats a fair point. Appreciate the insight 👍🏽 Ive heard $RDFN unceremoniously described as a website that just sells used goods. But to be fair Redfin does have a mortgage business and a rental business as well. Which begs the question is Zillows platform just better" [X Link](https://x.com/energy_tech_inv/status/1870135439723737598) 2024-12-20T15:53Z [---] followers, [--] engagements "@WOLF_Financial $LMND" [X Link](https://x.com/energy_tech_inv/status/1870260167620628763) 2024-12-21T00:09Z [---] followers, [---] engagements "@caster561 Interesting. loosing their biggest tenant is detrimental. I wonder if $IIPRs dividend is in danger" [X Link](https://x.com/energy_tech_inv/status/1870661019929911605) 2024-12-22T02:41Z [---] followers, [---] engagements "@bull_invests Loosing their biggest tenant. I wonder if $IIPRs dividend is at risk. Is this tenant the first in a series of dominos Or an anomaly and a brilliant buying opportunity locking in a 10% dividend" [X Link](https://x.com/energy_tech_inv/status/1870661283458285651) 2024-12-22T02:42Z [---] followers, [---] engagements "@cupofcoffeecap What are your thoughts on future revenue AFFO and dividend given the PharmaCann default Do you think the dividend is safe $IIPR" [X Link](https://x.com/energy_tech_inv/status/1870662561294962724) 2024-12-22T02:48Z [---] followers, [---] engagements "@DevotedDividend Do you see your raised goal being achieved by current holdings dividend growth Or by accumulating more dividend paying companies" [X Link](https://x.com/energy_tech_inv/status/1871593516566258159) 2024-12-24T16:27Z [---] followers, [---] engagements "@PaperBagInvest $LMND is broadcasting 30% CAGR for the foreseeable future. For lemonade to fit this category are you thinking theyll grow faster than the 30% CAGR Or Do you think that Wall Street doesnt believe lemonade management For example thinking that they will only grow 20% or 25%" [X Link](https://x.com/energy_tech_inv/status/1871721930434433116) 2024-12-25T00:57Z [---] followers, [---] engagements "@dividendology Given guidance of annual revenue growth of 814% through [----] what PE do you think is fair" [X Link](https://x.com/energy_tech_inv/status/1873040622032175524) 2024-12-28T16:17Z [---] followers, [--] engagements "$LMND likely to beat FY2025 guidance on many levels including IFP I am struggling to see how $LMND will spend 40% more on growth spend in [----] and have ever increasing cross-sell and only grow In-Force-Premium 28% or so. I'm thinking the $1.2B end of [----] IFP number is going to be too low. https://t.co/D4dkK6cTyX I am struggling to see how $LMND will spend 40% more on growth spend in [----] and have ever increasing cross-sell and only grow In-Force-Premium 28% or so. I'm thinking the $1.2B end of [----] IFP number is going to be too low. https://t.co/D4dkK6cTyX" [X Link](https://x.com/energy_tech_inv/status/1873412425430786127) 2024-12-29T16:55Z [---] followers, [----] engagements "Considering resuming $LMND share purchases at these levels Down 30% (from $54 high in November to $37 today) Net Present Value of between $80-$100 paired with a 50% margin of safety makes the $30s enticing Havent added substantially since before the Q3 report" [X Link](https://x.com/energy_tech_inv/status/1873761571614433391) 2024-12-30T16:02Z [---] followers, [----] engagements "@QualityInvest5 $LMND a good long term buy. Not back the truck up as it was for all of [----] and most of [----]. But still a great value in the $30s. NPV is at $80-100 per share" [X Link](https://x.com/energy_tech_inv/status/1873976807596450302) 2024-12-31T06:17Z [---] followers, [---] engagements "@QualityInvest5 Highly recommend checking out the Q3 report and the recent investor day presentation" [X Link](https://x.com/energy_tech_inv/status/1873976915612336525) 2024-12-31T06:18Z [---] followers, [--] engagements "Incredible interview with Mark @Benioff CEO of Salesforce and @AfterEarnings Mark is a CEO that I can really get behind. Very happy to be an owner of $CRM (My 4th or 5th largest position on any given day) https://youtu.be/McNvdWGDeZIsi=6LkJ5m-ZMNOVl-BW https://youtu.be/McNvdWGDeZIsi=6LkJ5m-ZMNOVl-BW" [X Link](https://x.com/energy_tech_inv/status/1874123366619332782) 2024-12-31T16:00Z [---] followers, [---] engagements "@ArranGray9 Over the past [--] months I built up my cash/cash investments to be about 15% of my portfolio (mostly through short term CDs and money market funds) Ready for a substantial correction. but mostly I just want to buy $LMND in the $20s" [X Link](https://x.com/energy_tech_inv/status/1874188006502158719) 2024-12-31T20:16Z [---] followers, [---] engagements "@ArranGray9 Agreed. and thanks 🙏🏽 It took a lot of discipline. I had to create a framework where I lock it into CDs (mostly [--] month) or else Id invest it. If you count my coinbase account I actually have more cash. I fully exited my $BTC position at $99k after holding since 2019/2020" [X Link](https://x.com/energy_tech_inv/status/1874191306882506764) 2024-12-31T20:30Z [---] followers, [--] engagements "@ArranGray9 Still holding most of my $ETH $SOL and $LINK though (multi year long term holdings)" [X Link](https://x.com/energy_tech_inv/status/1874192539462623742) 2024-12-31T20:34Z [---] followers, [---] engagements "@QualityInvest5 Between +8% and -10% Slightly more bearish to neutral" [X Link](https://x.com/energy_tech_inv/status/1874359937197105438) 2025-01-01T07:40Z [---] followers, [--] engagements "@307Fool How many positions do you have in total Do you look at earnings reports and filings for each" [X Link](https://x.com/energy_tech_inv/status/1874561882897658250) 2025-01-01T21:02Z [---] followers, [--] engagements "@PaperBagInvest Great advice Most people just dont do the due diligence. Or in many cases people like me do due diligence but dont have the expertise to confidently go all in. My version of going all in is a 15% allocation. But Im happy with it and continue to add when I feel appropriate" [X Link](https://x.com/energy_tech_inv/status/1874690077609341096) 2025-01-02T05:31Z [---] followers, [---] engagements "@QualityInvest5 Recently exited my entire $PINS position Its one of those companies with potential but never really executes. Not much product differentiation other than slightly more asthetic but any increases in ads/monetization will put off users. Reinvesting into a higher conviction co" [X Link](https://x.com/energy_tech_inv/status/1875055251595854208) 2025-01-03T05:43Z [---] followers, [--] engagements "@DividendMil What are your favorite aspects of $VIG What is the anticipated longterm dividend growth CAGR" [X Link](https://x.com/energy_tech_inv/status/1875429266852344243) 2025-01-04T06:29Z [---] followers, [--] engagements "Im inclined to agree with this post explaining one of the reasons $LMND is misunderstood by mainstream investors. perception of high loss ratios are a function of increased growth spend not regular business costs What are my blind spots What is $LMND getting wrong This demonstrates more clearly than anything else that $LMND's still high losses are due to increased growth spending and therefore future revenues not regular business costs. It highlights the accounting "problem" $LMND faces: its investment in Sales & Marketing is not This demonstrates more clearly than anything else that $LMND's" [X Link](https://x.com/energy_tech_inv/status/1876502827713102268) 2025-01-07T05:35Z [---] followers, [----] engagements "@KrishnaY152841 Appreciate the feedback. exactly what Im looking for Combined ratio would definitely be helpful and too much focus on adjusted metrics can be misleading Of the examples you mentioned which is the biggest bear case" [X Link](https://x.com/energy_tech_inv/status/1876660930576355736) 2025-01-07T16:03Z [---] followers, [--] engagements "Regardless of my short or long term perspective on investing in $LMND My main concerns are with the families who lost their homes many of whom I know (I grew up in that region). Wishing everyone affected a safe and expedited recovery" [X Link](https://x.com/energy_tech_inv/status/1878681858558591020) 2025-01-13T05:53Z [---] followers, [--] engagements "@TravisHoium Couldnt possible agree more. Been a $COIN user since 2019" [X Link](https://x.com/energy_tech_inv/status/1880118233380102507) 2025-01-17T05:01Z [---] followers, [--] engagements "Nothing has changed. Longterm mid 30s and below is a range Im confidently DCAing into Current prices are 50% of NPV ($80-100) according to $LMND mgmt and other analysts such as rebellionaire and paper bag Considering resuming $LMND share purchases at these levels Down 30% (from $54 high in November to $37 today) Net Present Value of between $80-$100 paired with a 50% margin of safety makes the $30s enticing Havent added substantially since before the Q3 report. https://t.co/IYYug4arkE Considering resuming $LMND share purchases at these levels Down 30% (from $54 high in November to $37 today)" [X Link](https://x.com/energy_tech_inv/status/1880121517612363877) 2025-01-17T05:14Z [---] followers, [---] engagements "This post reminds me of $LMND between 2022-2024. Especially late 2023-late [----]. And probably still for much of [----]. Looking forward to the Q4 [----] report in the next month or so. When you find a microcap company that is consistently executing and surprising you in good ways and not bad ways. These are extremely rare situations. Hold on like your life depends on it. When you find a microcap company that is consistently executing and surprising you in good ways and not bad ways. These are extremely rare situations. Hold on like your life depends on it" [X Link](https://x.com/energy_tech_inv/status/1882657446784819246) 2025-01-24T05:11Z [---] followers, [----] engagements "@TravisHoium This is a great thought and question" [X Link](https://x.com/energy_tech_inv/status/1883177602497851551) 2025-01-25T15:38Z [---] followers, [--] engagements "@307Fool Crypto is still so new there are often bugs. I remember trying to buy assets on coinbase in March [----] and the site was down due to a huge liquidity crunch. this happens from time to time. They are still the best option if investing in publicly traded crypto infrastructure" [X Link](https://x.com/energy_tech_inv/status/1895410553457381411) 2025-02-28T09:47Z [---] followers, [--] engagements "@DividendDude_X Buying $LMND hand over fist" [X Link](https://x.com/energy_tech_inv/status/1895412384237490668) 2025-02-28T09:55Z [---] followers, [--] engagements "@TravisHoium I hate to be a broken record but $LMND is in this category for me Q after Q of good results lowering loss ratios improving EBITDA positive cash flow expanding geographies & offerings handling risk well - no issues from recent CAT events like LA fire or Hurricane Helena" [X Link](https://x.com/energy_tech_inv/status/1897765693694845158) 2025-03-06T21:46Z [---] followers, [---] engagements "This chart by @HenryInvests of $LMND says it all Lemonade $LMND is going to get going fast once this market turns. Has held up incredibly well over the past few weeks put in a huge reversal after an initially unfavorable reaction to earnings. I know some are disappointed by Auto's sluggish growth but if they are really https://t.co/AZUlE3MNTT Lemonade $LMND is going to get going fast once this market turns. Has held up incredibly well over the past few weeks put in a huge reversal after an initially unfavorable reaction to earnings. I know some are disappointed by Auto's sluggish growth but" [X Link](https://x.com/energy_tech_inv/status/1899612645764059189) 2025-03-12T00:05Z [---] followers, [----] engagements "@TheSmattering How careful of a prescription review can be done in [--] seconds" [X Link](https://x.com/energy_tech_inv/status/1900231252596449458) 2025-03-13T17:03Z [---] followers, [---] engagements "@Leinad7331 @bjmtweets I made a similar move. Slowly unwound my entire $BTC position during the months of May-December of [----] About half of it went into $LMND" [X Link](https://x.com/energy_tech_inv/status/1901925383311905116) 2025-03-18T09:15Z [---] followers, [--] engagements "Considering selling a large portion of my remaining $ETH to buy more $LMND Ive held my $ETH for a weighted average of 3.5-4 years. Not certain of $ETHs upside potential from here or its overall ecosystem. I used to be on top of all the ecosystems new developments" [X Link](https://x.com/energy_tech_inv/status/1904783266454134822) 2025-03-26T06:31Z [---] followers, [----] engagements "@Anchor_Invest I sold most of my $BTC in November around $99-101k Put about half of that into $LMND Now Im just sitting on my hands regarding my $ETH position. Thinking: do I wait for it to rally or do I convert it into something I have higher conviction in (i.e. $LMND)" [X Link](https://x.com/energy_tech_inv/status/1904973274251190612) 2025-03-26T19:06Z [---] followers, [--] engagements "@QualityInvest5 Considering $HIMS as an alternative option to $NVO" [X Link](https://x.com/energy_tech_inv/status/1906500028300239130) 2025-03-31T00:13Z [---] followers, [---] engagements "@307Fool $SCHD 😅🤗 Given the right market pullback Im going to back the truck up on some dividend growth ETFs" [X Link](https://x.com/energy_tech_inv/status/1906595853734703178) 2025-03-31T06:34Z [---] followers, [--] engagements "@QualityInvest5 I think it will disrupt google in some ways.BUT inevitably the competition will force them to adapt stay relevant and be a better company in the longterm. I believe $GOOGL is a good investment today" [X Link](https://x.com/energy_tech_inv/status/1906830903252537588) 2025-03-31T22:08Z [---] followers, [---] engagements "@Andrewmoto97 @bjmtweets Because it dropped 95% from [----] highs. many investors are still spooked/cautious" [X Link](https://x.com/energy_tech_inv/status/1906831162582225107) 2025-03-31T22:09Z [---] followers, [--] engagements "Would I be a fool to convert my $ETH to $LINK For reference: Ethereums market cap is $230 Billion Chainlinks is $9.4 Billion Chainlink is positioned to be the backbone infrastructure connecting real world assets to Web [---] https://youtu.be/khLTXflSB10 https://youtu.be/khLTXflSB10" [X Link](https://x.com/energy_tech_inv/status/1907164208929943650) 2025-04-01T20:12Z [---] followers, [---] engagements "@QualityInvest5 This multi year 70% down trend is not worth the paltry 2.4% dividend yield IMHO. If looking for dividend growth there are many better options" [X Link](https://x.com/energy_tech_inv/status/1907949690345472282) 2025-04-04T00:13Z [---] followers, [--] engagements "Im not one to try in catch a falling knife and blow my cash position right off the bat. That was me in [----]. I ran out of dry powder by the time the market low was in. This time Im testing the waters by first buying pristine lower risk assets like $SCHD $VIG maybe $VYM" [X Link](https://x.com/energy_tech_inv/status/1908309204722655572) 2025-04-05T00:02Z [---] followers, [---] engagements "Then as/if the sell off continues load up on individual stocks. In the mean time Ill continue my dispassionate and surgical monthly DCA of my highest conviction names such as $LMND" [X Link](https://x.com/energy_tech_inv/status/1908309207453139209) 2025-04-05T00:02Z [---] followers, [--] engagements "@SCHDETF Finally getting another chance at some instant 4+ percent dividend yield on cost basis. Hoping I can scoop some up with 5% yield 👀 But that might be asking for too much" [X Link](https://x.com/energy_tech_inv/status/1909097676219814064) 2025-04-07T04:15Z [---] followers, [---] engagements "@DividendDude_X The lower it goes the higher the dividend yield. paired with dividend growth. This is a good dividend investment IMHO" [X Link](https://x.com/energy_tech_inv/status/1909098757423284443) 2025-04-07T04:19Z [---] followers, [---] engagements "This morning I also bought a significant amount of $VOO for my taxable brokerage account. Scooped up $VOO at -19% from ATHs Scooped up $SCHD at -17.5% from ATHs locking in around a 4.2% dividend yield on cost. Added a considerable amount of $SCHD to my Roth IRA this morning. Added a considerable amount of $SCHD to my Roth IRA this morning" [X Link](https://x.com/energy_tech_inv/status/1909300085575557351) 2025-04-07T17:39Z [---] followers, [---] engagements "Sending up a flare" [X Link](https://x.com/energy_tech_inv/status/1909648123875766430) 2025-04-08T16:42Z [---] followers, [----] engagements "Thoughts on current ETF opportunities and their expecteddividend CAGRs moving forward $VIG $VYM $VNQ $VOO $SCHD" [X Link](https://x.com/energy_tech_inv/status/1909674797698851292) 2025-04-08T18:28Z [---] followers, [---] engagements "@QualityInvest5 Google for me. mostly because of confirmation bias. I only own google and ASML out of the list. What are your favorites on a risk to reward basis considering lowest execution risk" [X Link](https://x.com/energy_tech_inv/status/1909780384700940427) 2025-04-09T01:28Z [---] followers, [----] engagements "@bjmtweets Love it. When the company executes on its plan and I believe it will youll be happy you did Im adding some dividend growth ETFs to my Roth IRA retirement" [X Link](https://x.com/energy_tech_inv/status/1909845952359547008) 2025-04-09T05:48Z [---] followers, [--] engagements "I have no idea what is next in the Tariff and/or market crash saga. All I know is that I deployed a large percentage of my cash/cash investments into $SCHD $VIG and $VOO this past week. My cash position shrank from around 17% to about a 10% cash over the past week. This morning I also bought a significant amount of $VOO for my taxable brokerage account. Scooped up $VOO at -19% from ATHs Scooped up $SCHD at -17.5% from ATHs locking in around a 4.2% dividend yield on cost. This morning I also bought a significant amount of $VOO for my taxable brokerage account. Scooped up $VOO at -19% from ATHs" [X Link](https://x.com/energy_tech_inv/status/1910069314503471443) 2025-04-09T20:36Z [---] followers, [---] engagements "@HenryInvests Crazy. I wonder if that could be considered illegal Like insider trading haha" [X Link](https://x.com/energy_tech_inv/status/1910159626798240233) 2025-04-10T02:35Z [---] followers, [--] engagements "@dividendology Amazing. Not to mention potential price appreciation. And a floor price. As the ETFs price goes doing eventually its yield becomes too irresistible for investors creating a floor. I mean who would let this thing get above a 5% or 6% yield It would be an absolute no brainer" [X Link](https://x.com/energy_tech_inv/status/1912028423746425051) 2025-04-15T06:21Z [---] followers, [---] engagements "@BrattoBiz @dividendology I made a similar move. Hoping for a bit more weakness in the market over the next couple months. Maybe one more capitulation event. Would love to double down on $SCHD with a yield of over 4.5%" [X Link](https://x.com/energy_tech_inv/status/1912028922986008609) 2025-04-15T06:23Z [---] followers, [---] engagements "@Investor_JPD Thats what I was thinking. I find it hard to believe that iShares can justify a nearly 3x expense ratio over Vangaurd. What added value to they provide to justify the premium" [X Link](https://x.com/energy_tech_inv/status/1912380873619697898) 2025-04-16T05:41Z [---] followers, [--] engagements "@Investor_JPD Nice The $SCHG large cap growth ETF is a new one for me. Havent heard of it before. What are your favorite characteristics or $SCHG" [X Link](https://x.com/energy_tech_inv/status/1912559772722950214) 2025-04-16T17:32Z [---] followers, [--] engagements "@AndersReiche @DomienVdE Really good point. I hope $LMND never get acquired . [--] years of consistent DCAing for a meager acquisition pump would be disappointing to say the least haha" [X Link](https://x.com/energy_tech_inv/status/1912561275470770447) 2025-04-16T17:38Z [---] followers, [---] engagements "@bjmtweets Yes. I remember well. My face melted during some of the violent down swings 😅 Still own the company and added a little in 2022/2023. But havent in a while. Most new capital goes to $LMND a couple other stocks and some dividend growth ETFs" [X Link](https://x.com/energy_tech_inv/status/1912566906302996601) 2025-04-16T18:00Z [---] followers, [--] engagements "@Investor_JPD Ah that makes sense. Good to know. Is your dividend account in a taxable brokerage Im reluctant to build large positions of these dividend growth ETFs in my taxable brokerage. Im in my mid-late 20s and forsee the dividend payments being quite large in 20-30 years" [X Link](https://x.com/energy_tech_inv/status/1912567316900094005) 2025-04-16T18:02Z [---] followers, [--] engagements "@Neil_X10 @AndersReiche @DomienVdE" [X Link](https://x.com/energy_tech_inv/status/1912728242592858208) 2025-04-17T04:42Z [---] followers, [--] engagements "@307Fool Nice list What factors lead to opening a position in $LMND" [X Link](https://x.com/energy_tech_inv/status/1912906729014304837) 2025-04-17T16:31Z [---] followers, [--] engagements "@307Fool Looking forward to hearing about $NEE I own them" [X Link](https://x.com/energy_tech_inv/status/1914892052476899352) 2025-04-23T04:00Z [---] followers, [--] engagements "@Ironic_Ape @bjmtweets The IFP beat is already baked in Management announced they hit the one billion mark a few days before the end of the quarter" [X Link](https://x.com/energy_tech_inv/status/1919475473211326694) 2025-05-05T19:33Z [---] followers, [--] engagements "@bjmtweets I clearly remember Tim Bixby saying that in either an interview or an earnings call. The conversation Im referencing might have actually been regarding a specific quarter of peak losses. It hurt a little at the time. But it was comforting to know it was almost over" [X Link](https://x.com/energy_tech_inv/status/1919498520853188721) 2025-05-05T21:04Z [---] followers, [--] engagements "@bjmtweets The fact that its been in the rear view mirror ever since + LMND achieving FCF positive before their guided date made me have trust in management" [X Link](https://x.com/energy_tech_inv/status/1919498727498121241) 2025-05-05T21:05Z [---] followers, [--] engagements "@307Fool Love to see it Top [--] position for me" [X Link](https://x.com/energy_tech_inv/status/1920215832363147459) 2025-05-07T20:35Z [---] followers, [--] engagements "@307Fool Usually with such successful investments like $MELI hindsight is 20/20. I often think man I should have bought more. The last time I DCAd into it was around 2022/2023. If I had a better understanding of the business I would have had higher conviction and probably bought more" [X Link](https://x.com/energy_tech_inv/status/1920252751323209984) 2025-05-07T23:01Z [---] followers, [---] engagements "@307Fool In a few years I wont be saying the same thing about $LMND High conviction - high concentration" [X Link](https://x.com/energy_tech_inv/status/1920252848421380488) 2025-05-07T23:02Z [---] followers, [--] engagements "@307Fool I think thats a phenomenal strategy. It helps with price anchoring. Focusing on matching conviction with cost basis position sizing makes sense" [X Link](https://x.com/energy_tech_inv/status/1920269632650317906) 2025-05-08T00:08Z [---] followers, [--] engagements "@TelosInvestor @307Fool Hahaha 😂 Theyll be saying now now thats okay drink your juice Thats how I would feel about $LMND but fortunately they are still in their early innings accumulation phase" [X Link](https://x.com/energy_tech_inv/status/1920270207039205596) 2025-05-08T00:11Z [---] followers, [--] engagements "Target $TGT trading at 2018/2019 levels. Down 63% yielding a 4.7% dividend with a TTM PE of [----] a similar forward PE and a [--] year dividend CAGR of 8-9%. Is anyone at all interested in Target shares at these levels" [X Link](https://x.com/energy_tech_inv/status/1920526401649688625) 2025-05-08T17:09Z [---] followers, [--] engagements "@VoltDweller You think insiders are loading up" [X Link](https://x.com/energy_tech_inv/status/1922051823663264001) 2025-05-12T22:10Z [---] followers, [--] engagements "@307Fool I dont know the bottom two. However I would say that progressive is the best in class incumbent insurance company. If I had to invest in insurance other than $LMND it would likely be them. FYI Ive only done very minor research into $PGR" [X Link](https://x.com/energy_tech_inv/status/1922139881838371122) 2025-05-13T04:00Z [---] followers, [--] engagements "@bjmtweets Not to mention the NPV of the stock price has probably increased in the last [--] months as well" [X Link](https://x.com/energy_tech_inv/status/1922140116178407897) 2025-05-13T04:01Z [---] followers, [---] engagements "@307Fool $LMND and $PGR make a great insurance basket. I also added to LMND last week. Over the last [--] months I increased my lemonade investment - as a function of cost basis position size by about 40%. Growing position matching growing conviction now around 18%+ of my portfolio" [X Link](https://x.com/energy_tech_inv/status/1922306474518175783) 2025-05-13T15:02Z [---] followers, [--] engagements "@307Fool So much harder than its sounds. Everyone wants to trim after a 50% 100% or 200% rally. Most will never get to 10-20x. Not because they dont have good investments but because they trim far too soon" [X Link](https://x.com/energy_tech_inv/status/1922730519675945077) 2025-05-14T19:07Z [---] followers, [--] engagements "@307Fool It will be really hard not to trim lemonade during the 2027/2028 phase when they reach net income profitability" [X Link](https://x.com/energy_tech_inv/status/1922742867128160741) 2025-05-14T19:56Z [---] followers, [--] engagements "In One Up on Wall Street Peter Lynch describes ways to invest in revolutionary technologies from the 90s. Tech unlocks efficiency gains that companies in stodgy industries can exploit. Rather than investing in AI chips protocols or algorithms invest in the use case. $LMND" [X Link](https://x.com/energy_tech_inv/status/1925720031272304705) 2025-05-23T01:06Z [---] followers, [----] engagements "@cvalente28 These TAM stats are incredible for $LMND. But also I need to remind myself that they dont plan to participate in some large potions of the insurance TAM such as medical/health. So making TAM estimates based on the broad insurance industry can be hopium" [X Link](https://x.com/energy_tech_inv/status/1926116117841326232) 2025-05-24T03:20Z [---] followers, [---] engagements "$LMND milestones [----] Adj. FCF ✅ [----] EBITCAC positive ✅ [----] EBITDA positive [----] GAAP Profitable Net Income positive Snapshot for future repost: $30/share $2.2 B market cap. IFP growth guidance of 30% with each doubling of IFP generating a 20x in FCF (investor day)" [X Link](https://x.com/energy_tech_inv/status/1926120757773340889) 2025-05-24T03:39Z [---] followers, [----] engagements "@takshed Over the last couple months I converted the rest of my $ETH to $LMND 👀" [X Link](https://x.com/energy_tech_inv/status/1926151024877674939) 2025-05-24T05:39Z [---] followers, [---] engagements "@TheEUInvestor Great point. The takeaway for me is that they are agile/nimble and can adapt to whatever the future state of insurance looks like. In other words they are confident they can create value regardless of who or what is insured" [X Link](https://x.com/energy_tech_inv/status/1927488775116181818) 2025-05-27T22:15Z [---] followers, [---] engagements "Just discovered a small portion of $SOL $BTC $LINK and $BNB that I bought on Binance years ago. Coinbase has been my main crypto brokerage. So I totally forgot about these holdings until I received a warning email that my account could be deactivated due to inactivity" [X Link](https://x.com/energy_tech_inv/status/1927497728751227078) 2025-05-27T22:50Z [---] followers, [---] engagements "@307Fool Congrats on the anniversary Im coming up on year 4" [X Link](https://x.com/energy_tech_inv/status/1927843632733725179) 2025-05-28T21:45Z [---] followers, [--] engagements "@307Fool $PGR is a phenomenal company with a great track record. As auto makes up a majority of PGRs premiums id keep an eye out on longterm autonomous vehicle trends. A lean tech-first start up like $LMND could potentially navigate changing trends more nimbly than large incumbents" [X Link](https://x.com/energy_tech_inv/status/1927844504201220202) 2025-05-28T21:48Z [---] followers, [--] engagements "@307Fool Good points. In my opinion the autonomous vehicle threat is still around [--] years+ out - at least before material market share is taken. So short term $PGR and $BRK.B insurance operations should be fine. But I know you like to think with longer term perspective" [X Link](https://x.com/energy_tech_inv/status/1927855369872642382) 2025-05-28T22:31Z [---] followers, [--] engagements "@PaperBagInvest 🙌🏽🙌🏽🙌🏽 Food for thought: Im curious if your sentiments in this screenshot are still true. Is your conviction re $LMND still lower than it was for $TSLA pre run up" [X Link](https://x.com/energy_tech_inv/status/1928144807689384028) 2025-05-29T17:42Z [---] followers, [---] engagements "@StockSavvyShay $BEP $BEPC $CWEN" [X Link](https://x.com/energy_tech_inv/status/1929391019990176022) 2025-06-02T04:14Z [---] followers, [---] engagements "@bjmtweets I have a wealth preservation portion of my portfolio filled with etf or index funds like $VOO $VIG $SCHD and a few dividend growth stocks like $BEPC $BRK.B $O $WM bought at attractive valuations. Then I have my long term growth investment portfolio $LMND $MELI $ASML $COIN etc" [X Link](https://x.com/energy_tech_inv/status/1929394113306309068) 2025-06-02T04:26Z [---] followers, [---] engagements "Added once more to $LMND for Junes monthly DCA. My LMND share price purchases range from $98.1 to $14.5 Does anyone in the Lemonade community have a wider range Also note this may be one of my last additions. starting to approach my sleep number as a function of cost basis In a few years well look back reminiscently at these boring times for $LMND and think how simple it was to just DCA while reading one encouraging report after another - all while approaching FCF+ lower loss ratios higher IFP stabilizing OPEX and new geographies/products In a few years well look back reminiscently at these" [X Link](https://x.com/energy_tech_inv/status/1929608456337789043) 2025-06-02T18:38Z [---] followers, [----] engagements "@AndersReiche Just initiated what might be one of my last monthly $LMND DCAs for a while. hitting around 25% of my portfolio. Averaged from $98 all the way to $14 and doubled down in the mid 20s and low 30s. I think Ive given it all I can. Now time to sit back and enjoy the ride" [X Link](https://x.com/energy_tech_inv/status/1929609196548641113) 2025-06-02T18:40Z [---] followers, [--] engagements "@Andrewmoto97 Amazing. Im glad you were able to accumulate in the low teens. How did you first hear about $LMND" [X Link](https://x.com/energy_tech_inv/status/1929612050126589993) 2025-06-02T18:52Z [---] followers, [---] engagements "@bjmtweets Still building out my $LMND position. But Im interested to resume DCAing into $UPST. I havent added to them years since mid [----]. I believe they are a much better prospect now than when I bought shares last in [----]. Especially surviving the rate hiking and inflation cycle" [X Link](https://x.com/energy_tech_inv/status/1929976047581462981) 2025-06-03T18:58Z [---] followers, [---] engagements "Watching $UPST AI Day recording. Havent added shares since May [----]. But @HenryInvests and @bjmtweets are putting out very quality Upstart content making me take notice once again. I believe its worth turning over some stones and reassessing my $UPST position and strategy" [X Link](https://x.com/energy_tech_inv/status/1929994320091984359) 2025-06-03T20:11Z [---] followers, [----] engagements "An interesting stat from $UPST AI Day: With a 5x in growth UPST creates a 50% reduction in acquisition cost per loan (CAC). This is opposed to traditional lending where a given marginal customer always costs a little bit more - Dave Girouard" [X Link](https://x.com/energy_tech_inv/status/1930116109149319281) 2025-06-04T04:15Z [---] followers, [---] engagements "Not to be too nit-picky but Im watching the $UPST AI Day recording and they have YouTube ads turned on. In a [--] hour recording with ads popping up every 5-10 minutes Im bombarded by dozens of ads. Im just trying to learn about their AI roadmap and business model. 🙄🫠 It only has [---] views. Not worth the ad revenue. What gives @Upstart" [X Link](https://x.com/energy_tech_inv/status/1930304348686561733) 2025-06-04T16:43Z [---] followers, [----] engagements "Neil just thought of another prominent bear argument and one that I also sometimes wrestle with. The $LMND give-back program does a great job of aligning insurer-insuree incentives and creating positive sentiment around the brand. BUT it caps margins and limits profits. How have you conceptialized give back and its influence on future margins" [X Link](https://x.com/energy_tech_inv/status/1930650935866618108) 2025-06-05T15:40Z [---] followers, [---] engagements "Yes that makes sense. I trust $LMND management and I know they spent considerable time crafting this complex game theory-esque framework. This is the crux of it bulls and bears have to decide: Is the value generated by increasing NPS lowering CAC increasing retention lowering fraud and helping with their brand greater than the value of capturing max profit on unusually profitable cohorts My answer is probably yes. But I still need to wrap my head around it" [X Link](https://x.com/energy_tech_inv/status/1930671698682204557) 2025-06-05T17:02Z [---] followers, [---] engagements "If I was very bullish then. My $LMND conviction is downright unwavering now. This LMND tweet from [--] years ago got zero likes. This post probably wont get many more nor will one [--] years from now. 😅 And while the amount of likes on my posts are relatively unchanged since [----] the fundamental investment thesis for LMND has improved DRAMATICALLY. So bullish on $LMND its not even funny So bullish on $LMND its not even funny" [X Link](https://x.com/energy_tech_inv/status/1930674175968219286) 2025-06-05T17:12Z [---] followers, [---] engagements "@307Fool you ruined my no-like streak ;)" [X Link](https://x.com/energy_tech_inv/status/1930677322530906513) 2025-06-05T17:25Z [---] followers, [--] engagements "@307Fool Haha. I'll let it slide this time 😂😅" [X Link](https://x.com/energy_tech_inv/status/1930688184658309499) 2025-06-05T18:08Z [---] followers, [--] engagements "June portfolio update top [--] stocks and ETFs: Note I made some major changes since May. I sold the rest of my $APPL position (which was about 3% of my portfolio) putting 75% of it into $LMND and kept 25% as cash. 22.1% $LMND 2.16% $MELI 1.92% $MSFT 1.7% $WM 1.54% $COIN 1.32% $ASML 1.11% $BEPC 1.06% $GOOGL 0.96% $SHOP 0.96% $CRM 11.3% Cash & Cash Investments About 60% index fund-based ETFs: 47.5% $VOO 5% $SCHD 2.8% VIG 2% $VNQ 2% $VYM Currently positioned about 60% index fund-based ETFs: 48% $VOO 5% $SCHD 3% $VIG 2% $VNQ 2% $VYM 17% $LMND 10% Cash/Cash investments 3% $AAPL 2.9% $MELI 2.5%" [X Link](https://x.com/energy_tech_inv/status/1931076641205469211) 2025-06-06T19:52Z [---] followers, [---] engagements "Makes sense to me. I have half of my portfolio in profitable dividend growth style investments. So I get that. I am not sure about [---] bagging from here. When $LMND was trading between $10-18/share for years I thought at those levels it could be a fairly probable 10-50x. Nearing $40/share I am looking more at a 3-10x to $100-$400 price target in the mid to early 2030s. But having bought a considerable portion during the multi-year accumulation period in the teens a 3-10x from these levels would be quite dramatic for me" [X Link](https://x.com/energy_tech_inv/status/1931103247252770945) 2025-06-06T21:37Z [---] followers, [---] engagements "$ROOT has drastically outperformed $LMND in the recent past. ROOT has 15x'd to $150ish since its multi-year accumulation phase around $10. This is primarily because $ROOT has achieved its profitability inflection point and has been printing cash. The same type of rerating will likely happen to $LMND within the next couple of years. Hence the bullishness" [X Link](https://x.com/energy_tech_inv/status/1931103867800019399) 2025-06-06T21:40Z [---] followers, [---] engagements "$OSCR looks good. I am working my way through their [----] Investor Day. Do you know of anyone or anywhere to find condensed analysis on the bull and bear case for Oscar To be honest it takes me wayyyy to long to do the level of due diligence I need to build conviction. Even though I recognize Oscar as potentially a good investment it will take me months before I could open a position. https://s27.q4cdn.com/943936911/files/doc_presentations/2024/Jun/07/oscar-health-2024-investor-day.pdf https://s27.q4cdn.com/943936911/files/doc_presentations/2024/Jun/07/oscar-health-2024-investor-day.pdf" [X Link](https://x.com/energy_tech_inv/status/1931104561923854687) 2025-06-06T21:43Z [---] followers, [---] engagements "Hi everyone I am brand new to the $OSCR community. I've been a $LMND bull for about [--] years. Looking to explore other disruptive insurance companies. I would really appreciate it if you could drop some of the best analysis (bull and bear) condensed perspectives and video resources in the comments. Currently digesting their [----] Investor Day slide deck" [X Link](https://x.com/energy_tech_inv/status/1931106255353045047) 2025-06-06T21:49Z [---] followers, [----] engagements "Just started researching $OSCR Oscar Health. I don't have any thoughts one way or the other yet. But they are an interesting "platform" company which I know you appreciate. Especially since you are interested in health platform $HIMS They are the first end to end health insurance platform that has been built since [----]. They are a cloud native digitally oriented healthcare insurance platform implementing LLMs AI etc. to automate the business and improve the customer experience leading to high NPS (66 which is unheard of in health insurance)" [X Link](https://x.com/energy_tech_inv/status/1931110237869854881) 2025-06-06T22:05Z [---] followers, [---] engagements "@QualityInvest5 I love what $ENPH does my familys been a longtime customer for over a decade. Always wanted to own this name. Is now the time to put it on my watchlist and do some due diligence research Or is it time to stay away" [X Link](https://x.com/energy_tech_inv/status/1932121036386119969) 2025-06-09T17:02Z [---] followers, [---] engagements "$LMND is so predictable its almost boring. Their data-driven modeling gives them unparalleled control over the P&L. Management says what theyll doand they do it. Rinse and repeat. No surprises. 18+ straight quarters of meeting or beating guidance. Im HODLing until at least the [----] net income breakeven. I still scour new datapoints but Ive hit diminishing returns on research. The thesis is already well-articulated by the LMND community. At this point its buckle up enjoy the ride and check back in around [----]. @mauerstrasse @ShadyJosh5 @PaperBagInvest [--]. Predictable Data-Driven Modeling Is one" [X Link](https://x.com/energy_tech_inv/status/1932152331484938355) 2025-06-09T19:06Z [---] followers, [----] engagements "@mauerstrasse @ShadyJosh5 @PaperBagInvest Wow that level of precision is impressive Great reminder Ill definitely keep following the quarterly reports and stay tuned to the $LMND investor community. Staying up to date and thinking critically is key for maintaining conviction and investment thesis follow through" [X Link](https://x.com/energy_tech_inv/status/1932158255507407042) 2025-06-09T19:30Z [---] followers, [---] engagements "$LMND has [--] quarters in a row of meeting or exceeding guidance. 18/18. Around the 12th quarter of this streak I started really taking notice and doubling down on my position. Then when they pulled forward their FCF breakeven by a year from [----] to mid [----] I was pretty much sold. My conviction felt unshakeable at that time" [X Link](https://x.com/energy_tech_inv/status/1932281407587651709) 2025-06-10T03:39Z [---] followers, [---] engagements "1/20th of their fund is sometimes (or often) bigger than the market cap of companies like $LMND The SEC has rules against these funds owning more than a 10% stake in a company. If your fund has 100B dollars and you want to invest 1% of it into $LMND you cant because then youd own 30% of the company. Which is illegal" [X Link](https://x.com/energy_tech_inv/status/1932634945291526465) 2025-06-11T03:04Z [---] followers, [---] engagements "$LMND When you see a person/group very bullish on a stock it's easy to brush it off as a "meme" or "crazy". It's more profitable to ask yourself why they might be right. The best investments often start with the "crazies" and "true believers". $AAPL $AMZN $HOOD $HIMS $PLTR When you see a person/group very bullish on a stock it's easy to brush it off as a "meme" or "crazy". It's more profitable to ask yourself why they might be right. The best investments often start with the "crazies" and "true believers". $AAPL $AMZN $HOOD $HIMS $PLTR" [X Link](https://x.com/energy_tech_inv/status/1932833259777634458) 2025-06-11T16:12Z [---] followers, [----] engagements "Not at all. Totally understandable. It is still seen as a very contestable opportunity. Afterall $LMND is just a young upstart with lots to prove in a highly competitive industry where incumbents seem to have infinite resources to thwart new entrants into the market. But if you are still interesting in continuing your research here are resources: Blogs from community members @Ironic_Ape @bjmtweets Financial Models @Ironic_Ape also has a community audited (by both bulls and bears) and highly discussed financial model that I'd love to get your opinion on. It might be useful to look at the" [X Link](https://x.com/energy_tech_inv/status/1932869184100487478) 2025-06-11T18:34Z [---] followers, [---] engagements "I appreciate your thoughtful pushback. Very good point. I believe that the LTV/CAC ratio Life Time Value (LTV) to Customer Acquisition (CAC) is around [--]. Meaning that the terminal value of an average new $LMND customer is 3x the cost to acquire this customer. Screenshot and link to @PaperBagInvest LTV/CAC math is below. To be fair the LTV/CAC math doesn't currently address total SG&A per marginal new customer which you said was $964.10 last quarter. LMND has to expense the entire CAC upfront while it takes years to realize the value of the customer. Some investors such as @pranavsinghvi from" [X Link](https://x.com/energy_tech_inv/status/1932883012724937004) 2025-06-11T19:29Z [---] followers, [----] engagements "On Invest Like The Best @patrick_oshag interviews Josh Kushner - Cofounder and Vice Chairman of the Board $OSCR They go through Oscar Healths founding story (@ [--] minutes in). @patrick_oshag great job on the interview. Thanks for bringing this fascinating and captivating founder story to light" [X Link](https://x.com/energy_tech_inv/status/1933025553478791521) 2025-06-12T04:56Z [---] followers, [----] engagements "@bjmtweets Just barely started scratching the surface on $OSCR Also earlier this week I listened to this captivating interview with their CEO. Highly recommend. https://open.spotify.com/episode/5q1QB43vnznHsoNDpthR8fsi=r9bw9QRLRdeoQAMrehYZyA https://open.spotify.com/episode/5q1QB43vnznHsoNDpthR8fsi=r9bw9QRLRdeoQAMrehYZyA" [X Link](https://x.com/energy_tech_inv/status/1933391462932353264) 2025-06-13T05:10Z [---] followers, [---] engagements "@TravisHoium @StockSavvyShay Some peoples investment case requires multiple expansion via lower rates rather than executing on fundamentals 🙄 Theres been so many great investment opportunities over the last couple years without the need for dropping rates to buoy equities 🤦♂" [X Link](https://x.com/energy_tech_inv/status/1935405158684578129) 2025-06-18T18:32Z [---] followers, [--] engagements "3 Reasons Why Im Bullish on Insurance Technology: [--]. Insurance is a $6T+ Global Giant. The TAM is massive. The world spends more money on insurance than on advertising aerospace agriculture AI automotive cloud computing cybersecurity defense education entertainment fashion food oil & gas renewables pharma semiconductors shipping software sports telecom tourism and transportation credit: $LMND [----] Investor Day. [--]. The Industry Is Ripe for Disruption. Most top insurance companies are [-----] years old weighed down by legacy systems bloated back offices and outdated processes. It's arguably one" [X Link](https://x.com/energy_tech_inv/status/1935416870053756961) 2025-06-18T19:18Z [---] followers, [---] engagements "True. However a slow steady and responsible longterm divestment away from (or at least diversification of) a consumer based economy might create better outcomes for societal health culture and stewarding finite environmental resources. Living abroad the last year or so showed me some interesting alternatives to a hyper consumeristic society" [X Link](https://x.com/energy_tech_inv/status/1935427009204871500) 2025-06-18T19:58Z [---] followers, [---] engagements "Its a constant tension and balancing act in my personal lifea beautiful engaging and complex topic that I now find myself working at the center of as a self-employed energy consultant focused on the clean energy transition clean tech investing and due diligence and grid resilience" [X Link](https://x.com/energy_tech_inv/status/1935438055038652472) 2025-06-18T20:42Z [---] followers, [--] engagements "With recent rallies over the last couple of months are you slowing down your DCAs Like you I was super active during the bear market and even put it all on the line by doubling down on key positions during the tariff flash crash. Now I'm just enjoying a wait and see perspective as I hold my equity positions and try to slowly build up my cash reserves. In the mean time I am happy to earn some decent real returns on the cash (2-3% above inflation) via money market funds" [X Link](https://x.com/energy_tech_inv/status/1935744435436110198) 2025-06-19T17:00Z [---] followers, [--] engagements "@TravisHoium Nothing better than looking at dividend yield as a function of cost basis after a few years of high divided CAGRs" [X Link](https://x.com/energy_tech_inv/status/1937563997928407162) 2025-06-24T17:30Z [---] followers, [--] engagements "@TravisHoium When the dividend yield compounds and grows to be higher than the market's average return. that is powerful. I am starting to get to around 7ish percent on my cost basis for BEPC. Only a few years until my investment will beat the market on a dividend return rate alone" [X Link](https://x.com/energy_tech_inv/status/1937564733420507415) 2025-06-24T17:33Z [---] followers, [--] engagements "@TravisHoium That's awesome Well if you bought some around $300 hibernated for a few years and checked your portfolio today. You'd think man what a boring stock with steady modest returns 😅" [X Link](https://x.com/energy_tech_inv/status/1937575416719638878) 2025-06-24T18:15Z [---] followers, [--] engagements "Amazing Great work staying the course during the intense drawdowns. I believe $COIN could be a trillion dollar company one day. They've set themselves up to print cash heavily diversifying away from just transaction fee revenue. They could be some hybrid between Google Cloud / Infrastructure and JPM Financials. During the next bear market I am going to heavily accumulate shares" [X Link](https://x.com/energy_tech_inv/status/1937576498950709283) 2025-06-24T18:20Z [---] followers, [--] engagements "In my opinion the customer cortex is THE $LMND moat. I spent years racking my brain about what their moat is. Sure they are faster cheaper more efficient and more scalable. But i couldn't really determine what their moat was. It took me forever to realize that their cortex/brain is an uncrossable moat" [X Link](https://x.com/energy_tech_inv/status/1937924883683655807) 2025-06-25T17:24Z [---] followers, [--] engagements "$LMND $ROOT $HIPO valuation comparisons. Great analysis by @TheEUInvestor demonstrating $LMND is trading at a premium valuation to peers. They state that Lemonade "attracts a premium due to their efficient AI-enabled operations scalable platform their 10x plan leading telematics approach great branding cost attractiveness global opportunity". Its time for the Insurtech battle Starring Lemonade Root and Hippo Holdings. Lets Rumble 👇 Lemonade Inc. $LMND 🏦 Market cap of $3B 🤑 Price to sales of [--] 💵 Q1 [--] Revenues of $151.2M 📈 Rev. growth vs Q1 [--] of 27% 🫰 Insurance expenses $115.5M (73.7%)" [X Link](https://x.com/energy_tech_inv/status/1937934233508655306) 2025-06-25T18:01Z [---] followers, [----] engagements "@Neil_X10 @anthonyisonline @M57264549C Sounds exhausting 😶🌫" [X Link](https://x.com/energy_tech_inv/status/1938104770478412273) 2025-06-26T05:19Z [---] followers, [--] engagements "@jakebrowatzke $ENPH is a company Im somewhat interested in after the 90% pullback. Ive been following them for a few years. Never owned them but owned shares of solar edge for a time. Do you have any content or analysis on Enphase" [X Link](https://x.com/energy_tech_inv/status/1939200364919902300) 2025-06-29T05:52Z [---] followers, [---] engagements "Just trying to assess whether $ENPH management can improve the business without relying on market or macro tailwinds. Im not interested if the story only works with favorable macro conditions. But at a certain market cap if management can hold their own and build a compelling thesis without tailwinds then when those tailwinds do return it could set up a face-ripping rally. I dont invest based on macro hopium alone. Here are some headwinds/tailwinds depending on how you look at it: Extension or enhancement of U.S. solar tax credits Inflation Reduction Act (IRA) domestic content bonus" [X Link](https://x.com/energy_tech_inv/status/1939474134448349609) 2025-06-30T00:00Z [---] followers, [---] engagements "@bjmtweets @jakebrowatzke looking for that next misunderstood Carvana $CVNA opportunity" [X Link](https://x.com/energy_tech_inv/status/1939481389889630607) 2025-06-30T00:29Z [---] followers, [--] engagements "Interesting. Yes. For me the "no brainer" investment has somewhat subsided. Now each dollar I put in carries with it some hesitance and downside risk. Conversely the recent moves to the mid 20s provided some of the highest conviction purchases I've ever made in my $LMND investing career. The teens were great too. But until we hit that Adj. FCF+ milestone in mid2024 my certainty was still a little tenuous. Plus my chops as an investor and analyst were still coming to fruition. During those recent dips to the mid/upper 20s I was able to double my position increasing it to above 25% of my" [X Link](https://x.com/energy_tech_inv/status/1939522508660900167) 2025-06-30T03:12Z [---] followers, [---] engagements "@SCHDETF @ElijahColeman21 Im enjoying accumulating $SCHD on dips. During the tariff tantrum I opened my first substantial SCHD position in my Roth IRA when the dividend yield hit around 4.5%" [X Link](https://x.com/energy_tech_inv/status/1939552624048820437) 2025-06-30T05:12Z [---] followers, [--] engagements "@307Fool Buy and hold what a wonderful family tradition" [X Link](https://x.com/energy_tech_inv/status/1940454249508622796) 2025-07-02T16:55Z [---] followers, [--] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@energy_tech_inv Austin
Austin posts on X about $lmnd, investment, $hims, $schd the most. They currently have [------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.
Engagements: [-----] #
- [--] Week [------] +976%
- [--] Month [------] +225%
- [--] Months [-------] +236%
- [--] Year [-------] +259%
Mentions: [--] #
- [--] Month [--] -40%
- [--] Months [---] +31%
- [--] Year [---] +240%
Followers: [------] #
- [--] Week [---] +3.50%
- [--] Month [---] +5.40%
- [--] Months [---] +42%
- [--] Year [---] +120%
CreatorRank: [---------] #
Social Influence
Social category influence finance stocks technology brands cryptocurrencies exchanges countries automotive brands social networks travel destinations fashion brands
Social topic influence $lmnd #37, investment, $hims #97, $schd, market cap #280, insurance, $bepc, $googl, in the, stocks
Top accounts mentioned or mentioned by @307fool @bjmtweets @travishoium @paperbaginvest @neilx10 @qualityinvest5 @andersreiche @shadyjosh5 @hypergrowth102 @daschreiber @lemonadeinc @ironicape @dividendmil @henryinvests @investorjpd @alc2022 @stockmarketnerd @shaiwininger @dividenddudex @andrewmoto97
Top assets mentioned Lemonade, Inc. (LMND) Hims & Hers Health, Inc. (HIMS) Brookfield Renewable Corporation Class A Subordinate Voting Shares (BEPC) Alphabet Inc Class A (GOOGL) Upstart Holdings, Inc. (UPST) MercadoLibre Inc (MELI) Mario Coin (COIN) Waste Management, Inc. (WM) Oscar Health, Inc. (OSCR) Enphase Energy Inc (ENPH) Brookfield Renewable Partners L.P. (BEP) Shopify Inc (SHOP) Progressive Corp (PGR) The Root Network (ROOT) Bitcoin (BTC) Robinhood Markets, Inc. (HOOD) Brookfield Infrastructure Corporation Class A Subordinate Voting Shares (BIPC) Duolingo, Inc. (DUOL) Coinbase Global Inc. (COIN) Ethereum (ETH) Tempus AI, Inc. (TEM) Apple, Inc. (AAPL) Starbucks Corporation (SBUX) UiPath, Inc. (PATH) Simon Property Group Inc (SPG) Solana (SOL)
Top Social Posts
Top posts by engagements in the last [--] hours
"Really enjoyed this conversation between @PaperBagInvest and @ShadyJosh5 about $LMND @Lemonade_Inc https://youtu.be/5bChY8Q9_-c https://youtu.be/5bChY8Q9_-c"
X Link 2022-09-21T02:45Z [---] followers, [--] engagements
"Are mezzanine and subordinated loans more risky and illiquid compared to other forms of debt with senior note preference Trying to understand the risks of $HASI Hannon Armstrong Sustainable Infrastructure"
X Link 2022-10-16T19:04Z [---] followers, [--] engagements
"@TravisHoium Hmmm I cant name it specifically. However I know half the holdings of the TAN ETF during that time period did similar things"
X Link 2023-01-26T15:21Z [---] followers, [--] engagements
"@307Fool Love it I got my real estate on and bought a share of $SPG Simon property group"
X Link 2023-05-25T18:40Z [---] followers, [--] engagements
"@TravisHoium I think its only down because some people are selling the news. The last view months people were buying the rumor for most crypto related assets including bitcoin ETH solana microstrategy etc"
X Link 2024-01-11T23:14Z [---] followers, [--] engagements
"@NewsAsset @CloverNodes @WorldMobileTeam @MrTelecoms Im a fan of this protocol. What exchange or defi app are you acquiring WMT"
X Link 2024-04-15T05:33Z [---] followers, [--] engagements
"@InvestingPod With the stock down almost 95% is now the time to take consider investing in $RDFN or should investors stick to accumulating safer real estate assets like Vanguards Real Estate Fund $VNQ Realty Income $O What are the major risks associated with Redfin"
X Link 2024-04-23T14:51Z [---] followers, [---] engagements
"@ShadyJosh5 Hoping for another year of accumulation for myself as well. Good My friend 🙌🏽"
X Link 2024-04-24T04:01Z [---] followers, [--] engagements
"Very happy about the $GOOG dividend 🎊🎉 This is my first time having a long(ish) term position begin paying a dividend"
X Link 2024-04-27T05:28Z [---] followers, [--] engagements
"Anyone have thoughts on the current downward trend of $O Realty Income stock Around a 6% dividend https://www.realtyincome.com/investors/press-releases/realty-income-announces-operating-results-three-months-and-year-ended-0 https://www.realtyincome.com/investors/press-releases/realty-income-announces-operating-results-three-months-and-year-ended-0"
X Link 2024-04-28T01:12Z [---] followers, [--] engagements
"@StockMarketNerd Good work 💪🏽"
X Link 2024-05-10T22:40Z [---] followers, [--] engagements
"Starting to take profits on $BTC (sold about 20% of position since March) and $MSTR (sold 100% of position). Allocating 1/2 of profits into cash (CDs & money market funds) 1/4 into lower volatility ETFs (VYM VOO VIG) and 1/4 into $LMND"
X Link 2024-05-21T05:44Z [---] followers, [---] engagements
"@TheAlphaThought Incredible dividend growth. What is the high end and low end of their dividend growth"
X Link 2024-06-21T06:05Z [---] followers, [--] engagements
"@Quality_stocksA Objectively Microsoft and Nvidia look the most impressive"
X Link 2024-06-22T06:29Z [---] followers, [---] engagements
"@TheAlphaThought About what percentage of your portfolio is individual dividend stocks versus dividend ETFs such as $VIG $VYM $VNQ $SCHD"
X Link 2024-09-01T12:22Z [---] followers, [---] engagements
"@DividendMil Some of my largest are $WM $VIG"
X Link 2024-09-12T04:22Z [---] followers, [---] engagements
"Discussion point for the $LMND community: Is the risk adjusted return better today at $24 given new Q3 [----] information Or at $16-18 in Q1 Q2 and pre Q3 Are you more or less confident investing new dollars into Lemonade today"
X Link 2024-11-02T10:48Z [---] followers, [----] engagements
"What are key reasons why book value per share is or is not a good metric for assessing the valuation and investment case for $LMND"
X Link 2024-11-04T10:21Z [---] followers, [----] engagements
"@TravisHoium $COIN Cheers🍻"
X Link 2024-11-07T14:08Z [---] followers, [--] engagements
"Given the market has been making new all time highs for months now Im allocating new funds into [--] month CDs on auto rollover. Happy to wait a while. Perhaps the funds are intended for a major market correction within a few years. Or perhaps for necessary life expenses"
X Link 2024-11-07T16:24Z [---] followers, [--] engagements
"The point is its nice to build a cash position on the back of the S&P500 performing 26% YTD. More importantly its key to do so by not taking profits on my winners but by trimming the losers whose thesis did not play out over the course of 3-4 years"
X Link 2024-11-07T16:24Z [---] followers, [--] engagements
"@Kiwi_Investor I was telling my wife the same thing. Im forcing myself to buy [--] month auto rollover CDs with my extra cash so I dont yolo into any investments without serious due diligence"
X Link 2024-11-11T20:11Z [---] followers, [--] engagements
"Everyones strategy/risks are different But 80-100% moves in 1-2 weeks are a drop in the bucket compared to [---] weeks of diligent accumulation and DCA discipline. [--] years of in-depth $LMND research and investing frameworks are NOT negated by knee jerk market movement"
X Link 2024-11-13T00:57Z [---] followers, [---] engagements
"They will 10x their business and then 10x it again and still be one of the smaller publicly traded insurance companies out there $LMND Block your calendar A week from today (9am EST) is @lemonade_incs $1 Billion to $10 Billion Investor Day Well share how we plan to grow 10x and unveil AI capabilities that kinda make us infinitely scalable. Were pumped💪🏻 You too Register at https://t.co/PzYYKYQOvk https://t.co/9obQoXZfbR Block your calendar A week from today (9am EST) is @lemonade_incs $1 Billion to $10 Billion Investor Day Well share how we plan to grow 10x and unveil AI capabilities that"
X Link 2024-11-13T01:08Z [---] followers, [---] engagements
"FOMO buying selling or reacting to short term movements is often the status quo. It is much harder to wait the years required to see a thesis play out. If $LMND is what some of us think it might be buckle up and enjoy the long ride. Finding high-quality stocks is easy. Buying them is easy too. Holding them for 5+ years while the business fundamentals & stock price swing in opposite directions for extended periods of time is the hard part. Finding high-quality stocks is easy. Buying them is easy too. Holding them for 5+ years while the business fundamentals & stock price swing in opposite"
X Link 2024-11-14T22:24Z [---] followers, [---] engagements
"@JRogrow Love this stat Key things I notice wine 🍷 regions with avid wine drinkers (Italy France Greece) have strong correlation with other positive health influences: walkable communities deep interconnectedness/relationships locally grown produce work life balance etc"
X Link 2024-11-17T08:36Z [---] followers, [--] engagements
"$LMND operating income model (break even late 2026) Happy to wait two years Was able to model out the operating income break even point for $LMND using Python. Model is basic and lacks some nuance but the assumptions are not entirely unreasonable. Will keep working on adding details like seasonal CAC spend based on linear regressions terminal value https://t.co/MOvDFrmwEx Was able to model out the operating income break even point for $LMND using Python. Model is basic and lacks some nuance but the assumptions are not entirely unreasonable. Will keep working on adding details like seasonal"
X Link 2024-11-18T08:07Z [---] followers, [---] engagements
"Tuning in live to $LMND investor day"
X Link 2024-11-19T14:31Z [---] followers, [---] engagements
"$LMND Currently at $40 per share with an estimated net present value of $90+ per share. $LMND up 16% on todays investor day presentation and up nearly 170% since before Q3 [----] earnings report. @shai_wininger $LMND is worth $80 to $100 or more right now. Just do the math. https://t.co/OkePTWAhoO @shai_wininger $LMND is worth $80 to $100 or more right now. Just do the math. https://t.co/OkePTWAhoO"
X Link 2024-11-19T22:12Z [---] followers, [---] engagements
"@BagelC47 Meaning 70% of $LMND customers will grow into their peak earnings years acquiring more items that need more and larger insurance coverage Love it. It has ALWAYS been apart of the thesis"
X Link 2024-11-21T11:12Z [---] followers, [---] engagements
"@bradsferguson Up another 11% today. Has me wondering where the price could go in the short term if a true $LMND squeeze was initiated"
X Link 2024-11-21T18:57Z [---] followers, [---] engagements
"US equities (S&P500) $VOO consistently hitting all time highs since January [----]. about a [--] week streak Bitcoin $BTC hovering around $100000 Retail investors starting to foam at the mouth & non-market participants start to ask about investing"
X Link 2024-11-22T11:42Z [---] followers, [--] engagements
"@TravisHoium Ive been eyeing $GOOGL over the last couple months. Havent added to it since the period following the GPT scare. Not sure I want it at this valuation. Not sure I want much at these valuations 🤷🏼♂ S&P500 all time highs over and over since January have me a little cautious"
X Link 2024-11-23T19:09Z [---] followers, [---] engagements
"@Too_Ezz_ @TravisHoium I think buying it here would be fine. But I wouldnt say extremely low valuation. Although it is at the lower end of historic PE ratios. What are some key performance indicators / metrics for why you have $GOOGL being at an extremely low valuation right now"
X Link 2024-11-24T10:36Z [---] followers, [--] engagements
"@Neil_X10 What are some of the differences you allude to between what $LMND will do compared to $TSLA"
X Link 2024-11-25T17:06Z [---] followers, [---] engagements
"Does anyone want to talk about something boring like resuming DCA of $GOOG $GOOGL shares I havent added to Google since the GPT scare of late [----] and early [----]. Whats the steel man and straw man for $GOOGL being too expensive Undervalued KPIs only Whats a fair earnings multiple for $GOOG / $GOOGL My uninformed opinion is that now (PE 21) is a good time to build a position. Down 40% on fear uncertainty and doubt related to macro factors + recent chatGPT competition worries (which I dont think will effect them longterm) https://t.co/U0J2Tb2gN5 Whats a fair earnings multiple for $GOOG / $GOOGL"
X Link 2024-11-25T22:16Z [---] followers, [---] engagements
"@MapleTreeCap @HenryInvests Great brand content and page. Wondering do you cover $GOOGL $GOOG Trying to find other young guys who in addition to exciting names like $LMND and $UPST also cover google. I dont have many people in my cohort to talk about it with 😅"
X Link 2024-11-26T10:28Z [---] followers, [---] engagements
"@307Fool Glad to hear it was more positive then negative Do you own shares of $GOOG $GOOGL"
X Link 2024-11-27T20:54Z [---] followers, [--] engagements
"Controversial post: Unwinding my entire $BTC position today (BTC sits at $98000). I spent considerable time & effort methodically DCAing through [----] and again in 2022/2023. In particular DCAing through the [--] arrows capital Luna and FTX collapses was a huge test of will. $BTC weekly sell volume is already higher than the peak covid capitulation of March [----]. And there are still two days left in the week. A very historic few days. In the spirit of transparency: On Wednesday I added to my Ethereum Bitcoin and Solana positions. $ETH $SOL $BTC weekly sell volume is already higher than the peak"
X Link 2024-11-29T16:11Z [---] followers, [--] engagements
"Still holding most of my $ETH $SOL and $LINK positions for an uncertain amount of time. I believe Ethereum and Chainlink in particular have quite a bit of room to run in [----] following Bitcoins peak. Whenever that may be I have no idea"
X Link 2024-11-29T16:11Z [---] followers, [---] engagements
"@HenryInvests I bought some $GOOGL last week. Other than that Im being a boring investor building up cash 🕺🏼 I felt that I went really really heavy into key names at the pits of the bear market (most of [----] and 2023). At least heavy for my own risk tolerance"
X Link 2024-11-29T19:31Z [---] followers, [---] engagements
"@QualityInvest5 What growth rates cash flows margins or other performance indicators make $GOOGL cheap at 19x"
X Link 2024-11-30T09:12Z [---] followers, [--] engagements
"@patientinvestt $GOOGL looks like the most compelling of these What other indicators for google make it a good investment at this valuation"
X Link 2024-11-30T09:15Z [---] followers, [---] engagements
"My two biggest take aways from $LMND investor day: Lemonade is STILL [--] years away from profitability (net income positive) 😶🫤 & Lemonade is ONLY [--] years away from profitability (net income positive) 🚀🎉🙌🏽🕺🏼 #Discussion"
X Link 2024-12-01T21:46Z [---] followers, [----] engagements
"@AaronScheile If there is a pull back to $25 Ill likely consider significant additions to my current $LMND position. But my main point is that this is going to be a very long ride. After investor day sentiment was sky high. I believe we need consolidation time at these current levels"
X Link 2024-12-02T10:16Z [---] followers, [---] engagements
"In insurance edge cases are very important. Buffett was motivated to rewrite $BRKs entire book of business because he was concerned that one NCB event could wipe out his ENTIRE business"
X Link 2024-12-02T17:22Z [---] followers, [--] engagements
"As our excitement and $LMND position sizes grow so also must our understanding of Lemonades key risks. Not necessarily financial or accounting risks like cash burn EBITA etc but those [----] percentile car super cat or black swan events"
X Link 2024-12-02T17:22Z [---] followers, [---] engagements
"@mon5u Id add notable mention $LMND"
X Link 2024-12-03T21:13Z [---] followers, [---] engagements
"Great post on longterm mindset. Highly recommend reviewing this article if you havent developed your framework for longterm investing. A strong investment thesis developed over months/years of research shouldnt change because of short term volatility. https://asymmetric-investing.beehiiv.com/p/asymmetric-investing-frameworks Everyone should have investing frameworks. My frameworks help save me from my biggest investing mistakes like selling $CMG in [----] selling $AAPL in [----] and selling $MSFT in [----]. Do you sense a theme https://t.co/YIsfOLT4Zq"
X Link 2024-12-07T16:54Z [---] followers, [---] engagements
"@QualityInvest5 I think it does in a secular bull market. But probably not if there was a prolonged bear market"
X Link 2024-12-08T13:58Z [---] followers, [--] engagements
"@themotleyfool $LMND"
X Link 2024-12-08T16:31Z [---] followers, [---] engagements
"Just got a kindle What are your top [--] investing book recommendations Just read and highly recommend University of Berkshire Hathaway: [--] Years of Lessons Learned from Warren Buffett & Charlie Munger at the Annual Shareholders by @DanielPecaut"
X Link 2024-12-09T22:05Z [---] followers, [--] engagements
"Considering a 25% trim on my $APPL position. I have left this position alone since December [----]. I am reluctant to mess with this position. But with a PE of [-----] and revenue growth of 2.02% it may be time for some minor profit taking after a solid [--] year buy and hold"
X Link 2024-12-10T22:46Z [---] followers, [---] engagements
"@StockMarketNerd $GOOGL $BX $DLR $SPG first purchased in early [----] I havent bought new names in over a year. Just adding to my best ideas over the past year"
X Link 2024-12-14T10:34Z [---] followers, [--] engagements
"Really tempted to purchase more Reality Income $O at this valuation. 5.72% dividend + 2.9% AFFO growth. It doesnt need much upside to provide desirable risk-adjusted returns at these levels (5.72+2.9 = 8.62% CAGR) Great for my IRA compounding through dividend reinvestment"
X Link 2024-12-14T22:39Z [---] followers, [--] engagements
"$APPL PE of [--] and revenue growth of 2% forced my hand. Will it go up from here almost certainly. If it has a significant pullback will I feel smart Nope. Locking funds into [--] month CDs. My framework forces me to think / plan my next investment over the course of months. Confirming that I trimmed 25% of my $AAPL position at $249.63/share on 12/11/2024 that were bought in 12/2019 and 01/2020 representing about a 230% gain. Apple was about 7.5% of my portfolio and now makes up about 5.6%. I plan (and hope) to not trim it again for years. Confirming that I trimmed 25% of my $AAPL position at"
X Link 2024-12-14T23:04Z [---] followers, [--] engagements
"@DividendMil Im buying $O at these levels"
X Link 2024-12-18T20:15Z [---] followers, [---] engagements
"Just purchased $O (Realty Income) for my Roth IRA Locking in a 6% dividend Guided for AFFO growth of 4.8% Q3 Dividend growth of 2.9% [---] quarter steak of dividend increases Portfolio rent occupancy of 98.7% [----] clients across [--] industries Need I say more Really tempted to purchase more Reality Income $O at this valuation. 5.72% dividend + 2.9% AFFO growth. It doesnt need much upside to provide desirable risk-adjusted returns at these levels (5.72+2.9 = 8.62% CAGR) Great for my IRA compounding through dividend reinvestment. Really tempted to purchase more Reality Income $O at this valuation."
X Link 2024-12-19T18:39Z [---] followers, [---] engagements
"@DividendMil bought $O today in my IRA Below were my reasons what were yours Locking in a 6% dividend Guided for AFFO growth of 4.8% Q3 Dividend growth of 2.9% [---] quarter steak of dividend increases Portfolio rent occupancy of 98.7% [----] clients across [--] industries"
X Link 2024-12-20T02:33Z [---] followers, [--] engagements
"$RDFN isnt looking good +3% revenue growth -50% EBITDA decline -$33.8 Million net loss -10% Real estate services gross profit -28% Real estate services gross margin drop With just 9-13% forecasted growth Why would anyone buy Redfin shares today Asking for a friend"
X Link 2024-12-20T03:41Z [---] followers, [---] engagements
"@TravisHoium Ah yes Ill check out recent reports. Havent looked at Zillow in years. Unfortunately my timing had me start a small entry level position in [----]. In a couple bullets what are some advantages you think it has over redfin"
X Link 2024-12-20T04:03Z [---] followers, [--] engagements
"DISCLAIMER: haphazard back of the napkin math / taking management at face value. $LMND is a buy under $40 @ Lemonade investor day CFO shows NPV at $80 Buffet has a rule of buying assets with a margin of safety typically @ 50% of their NPV or book value"
X Link 2024-12-20T15:49Z [---] followers, [----] engagements
"I havent DCAd $LMND since before investor day. But open to starting back up in the $30s"
X Link 2024-12-20T15:49Z [---] followers, [--] engagements
"@TravisHoium Thats a fair point. Appreciate the insight 👍🏽 Ive heard $RDFN unceremoniously described as a website that just sells used goods. But to be fair Redfin does have a mortgage business and a rental business as well. Which begs the question is Zillows platform just better"
X Link 2024-12-20T15:53Z [---] followers, [--] engagements
"@WOLF_Financial $LMND"
X Link 2024-12-21T00:09Z [---] followers, [---] engagements
"@caster561 Interesting. loosing their biggest tenant is detrimental. I wonder if $IIPRs dividend is in danger"
X Link 2024-12-22T02:41Z [---] followers, [---] engagements
"@bull_invests Loosing their biggest tenant. I wonder if $IIPRs dividend is at risk. Is this tenant the first in a series of dominos Or an anomaly and a brilliant buying opportunity locking in a 10% dividend"
X Link 2024-12-22T02:42Z [---] followers, [---] engagements
"@cupofcoffeecap What are your thoughts on future revenue AFFO and dividend given the PharmaCann default Do you think the dividend is safe $IIPR"
X Link 2024-12-22T02:48Z [---] followers, [---] engagements
"@DevotedDividend Do you see your raised goal being achieved by current holdings dividend growth Or by accumulating more dividend paying companies"
X Link 2024-12-24T16:27Z [---] followers, [---] engagements
"@PaperBagInvest $LMND is broadcasting 30% CAGR for the foreseeable future. For lemonade to fit this category are you thinking theyll grow faster than the 30% CAGR Or Do you think that Wall Street doesnt believe lemonade management For example thinking that they will only grow 20% or 25%"
X Link 2024-12-25T00:57Z [---] followers, [---] engagements
"@dividendology Given guidance of annual revenue growth of 814% through [----] what PE do you think is fair"
X Link 2024-12-28T16:17Z [---] followers, [--] engagements
"$LMND likely to beat FY2025 guidance on many levels including IFP I am struggling to see how $LMND will spend 40% more on growth spend in [----] and have ever increasing cross-sell and only grow In-Force-Premium 28% or so. I'm thinking the $1.2B end of [----] IFP number is going to be too low. https://t.co/D4dkK6cTyX I am struggling to see how $LMND will spend 40% more on growth spend in [----] and have ever increasing cross-sell and only grow In-Force-Premium 28% or so. I'm thinking the $1.2B end of [----] IFP number is going to be too low. https://t.co/D4dkK6cTyX"
X Link 2024-12-29T16:55Z [---] followers, [----] engagements
"Considering resuming $LMND share purchases at these levels Down 30% (from $54 high in November to $37 today) Net Present Value of between $80-$100 paired with a 50% margin of safety makes the $30s enticing Havent added substantially since before the Q3 report"
X Link 2024-12-30T16:02Z [---] followers, [----] engagements
"@QualityInvest5 $LMND a good long term buy. Not back the truck up as it was for all of [----] and most of [----]. But still a great value in the $30s. NPV is at $80-100 per share"
X Link 2024-12-31T06:17Z [---] followers, [---] engagements
"@QualityInvest5 Highly recommend checking out the Q3 report and the recent investor day presentation"
X Link 2024-12-31T06:18Z [---] followers, [--] engagements
"Incredible interview with Mark @Benioff CEO of Salesforce and @AfterEarnings Mark is a CEO that I can really get behind. Very happy to be an owner of $CRM (My 4th or 5th largest position on any given day) https://youtu.be/McNvdWGDeZIsi=6LkJ5m-ZMNOVl-BW https://youtu.be/McNvdWGDeZIsi=6LkJ5m-ZMNOVl-BW"
X Link 2024-12-31T16:00Z [---] followers, [---] engagements
"@ArranGray9 Over the past [--] months I built up my cash/cash investments to be about 15% of my portfolio (mostly through short term CDs and money market funds) Ready for a substantial correction. but mostly I just want to buy $LMND in the $20s"
X Link 2024-12-31T20:16Z [---] followers, [---] engagements
"@ArranGray9 Agreed. and thanks 🙏🏽 It took a lot of discipline. I had to create a framework where I lock it into CDs (mostly [--] month) or else Id invest it. If you count my coinbase account I actually have more cash. I fully exited my $BTC position at $99k after holding since 2019/2020"
X Link 2024-12-31T20:30Z [---] followers, [--] engagements
"@ArranGray9 Still holding most of my $ETH $SOL and $LINK though (multi year long term holdings)"
X Link 2024-12-31T20:34Z [---] followers, [---] engagements
"@QualityInvest5 Between +8% and -10% Slightly more bearish to neutral"
X Link 2025-01-01T07:40Z [---] followers, [--] engagements
"@307Fool How many positions do you have in total Do you look at earnings reports and filings for each"
X Link 2025-01-01T21:02Z [---] followers, [--] engagements
"@PaperBagInvest Great advice Most people just dont do the due diligence. Or in many cases people like me do due diligence but dont have the expertise to confidently go all in. My version of going all in is a 15% allocation. But Im happy with it and continue to add when I feel appropriate"
X Link 2025-01-02T05:31Z [---] followers, [---] engagements
"@QualityInvest5 Recently exited my entire $PINS position Its one of those companies with potential but never really executes. Not much product differentiation other than slightly more asthetic but any increases in ads/monetization will put off users. Reinvesting into a higher conviction co"
X Link 2025-01-03T05:43Z [---] followers, [--] engagements
"@DividendMil What are your favorite aspects of $VIG What is the anticipated longterm dividend growth CAGR"
X Link 2025-01-04T06:29Z [---] followers, [--] engagements
"Im inclined to agree with this post explaining one of the reasons $LMND is misunderstood by mainstream investors. perception of high loss ratios are a function of increased growth spend not regular business costs What are my blind spots What is $LMND getting wrong This demonstrates more clearly than anything else that $LMND's still high losses are due to increased growth spending and therefore future revenues not regular business costs. It highlights the accounting "problem" $LMND faces: its investment in Sales & Marketing is not This demonstrates more clearly than anything else that $LMND's"
X Link 2025-01-07T05:35Z [---] followers, [----] engagements
"@KrishnaY152841 Appreciate the feedback. exactly what Im looking for Combined ratio would definitely be helpful and too much focus on adjusted metrics can be misleading Of the examples you mentioned which is the biggest bear case"
X Link 2025-01-07T16:03Z [---] followers, [--] engagements
"Regardless of my short or long term perspective on investing in $LMND My main concerns are with the families who lost their homes many of whom I know (I grew up in that region). Wishing everyone affected a safe and expedited recovery"
X Link 2025-01-13T05:53Z [---] followers, [--] engagements
"@TravisHoium Couldnt possible agree more. Been a $COIN user since 2019"
X Link 2025-01-17T05:01Z [---] followers, [--] engagements
"Nothing has changed. Longterm mid 30s and below is a range Im confidently DCAing into Current prices are 50% of NPV ($80-100) according to $LMND mgmt and other analysts such as rebellionaire and paper bag Considering resuming $LMND share purchases at these levels Down 30% (from $54 high in November to $37 today) Net Present Value of between $80-$100 paired with a 50% margin of safety makes the $30s enticing Havent added substantially since before the Q3 report. https://t.co/IYYug4arkE Considering resuming $LMND share purchases at these levels Down 30% (from $54 high in November to $37 today)"
X Link 2025-01-17T05:14Z [---] followers, [---] engagements
"This post reminds me of $LMND between 2022-2024. Especially late 2023-late [----]. And probably still for much of [----]. Looking forward to the Q4 [----] report in the next month or so. When you find a microcap company that is consistently executing and surprising you in good ways and not bad ways. These are extremely rare situations. Hold on like your life depends on it. When you find a microcap company that is consistently executing and surprising you in good ways and not bad ways. These are extremely rare situations. Hold on like your life depends on it"
X Link 2025-01-24T05:11Z [---] followers, [----] engagements
"@TravisHoium This is a great thought and question"
X Link 2025-01-25T15:38Z [---] followers, [--] engagements
"@307Fool Crypto is still so new there are often bugs. I remember trying to buy assets on coinbase in March [----] and the site was down due to a huge liquidity crunch. this happens from time to time. They are still the best option if investing in publicly traded crypto infrastructure"
X Link 2025-02-28T09:47Z [---] followers, [--] engagements
"@DividendDude_X Buying $LMND hand over fist"
X Link 2025-02-28T09:55Z [---] followers, [--] engagements
"@TravisHoium I hate to be a broken record but $LMND is in this category for me Q after Q of good results lowering loss ratios improving EBITDA positive cash flow expanding geographies & offerings handling risk well - no issues from recent CAT events like LA fire or Hurricane Helena"
X Link 2025-03-06T21:46Z [---] followers, [---] engagements
"This chart by @HenryInvests of $LMND says it all Lemonade $LMND is going to get going fast once this market turns. Has held up incredibly well over the past few weeks put in a huge reversal after an initially unfavorable reaction to earnings. I know some are disappointed by Auto's sluggish growth but if they are really https://t.co/AZUlE3MNTT Lemonade $LMND is going to get going fast once this market turns. Has held up incredibly well over the past few weeks put in a huge reversal after an initially unfavorable reaction to earnings. I know some are disappointed by Auto's sluggish growth but"
X Link 2025-03-12T00:05Z [---] followers, [----] engagements
"@TheSmattering How careful of a prescription review can be done in [--] seconds"
X Link 2025-03-13T17:03Z [---] followers, [---] engagements
"@Leinad7331 @bjmtweets I made a similar move. Slowly unwound my entire $BTC position during the months of May-December of [----] About half of it went into $LMND"
X Link 2025-03-18T09:15Z [---] followers, [--] engagements
"Considering selling a large portion of my remaining $ETH to buy more $LMND Ive held my $ETH for a weighted average of 3.5-4 years. Not certain of $ETHs upside potential from here or its overall ecosystem. I used to be on top of all the ecosystems new developments"
X Link 2025-03-26T06:31Z [---] followers, [----] engagements
"@Anchor_Invest I sold most of my $BTC in November around $99-101k Put about half of that into $LMND Now Im just sitting on my hands regarding my $ETH position. Thinking: do I wait for it to rally or do I convert it into something I have higher conviction in (i.e. $LMND)"
X Link 2025-03-26T19:06Z [---] followers, [--] engagements
"@QualityInvest5 Considering $HIMS as an alternative option to $NVO"
X Link 2025-03-31T00:13Z [---] followers, [---] engagements
"@307Fool $SCHD 😅🤗 Given the right market pullback Im going to back the truck up on some dividend growth ETFs"
X Link 2025-03-31T06:34Z [---] followers, [--] engagements
"@QualityInvest5 I think it will disrupt google in some ways.BUT inevitably the competition will force them to adapt stay relevant and be a better company in the longterm. I believe $GOOGL is a good investment today"
X Link 2025-03-31T22:08Z [---] followers, [---] engagements
"@Andrewmoto97 @bjmtweets Because it dropped 95% from [----] highs. many investors are still spooked/cautious"
X Link 2025-03-31T22:09Z [---] followers, [--] engagements
"Would I be a fool to convert my $ETH to $LINK For reference: Ethereums market cap is $230 Billion Chainlinks is $9.4 Billion Chainlink is positioned to be the backbone infrastructure connecting real world assets to Web [---] https://youtu.be/khLTXflSB10 https://youtu.be/khLTXflSB10"
X Link 2025-04-01T20:12Z [---] followers, [---] engagements
"@QualityInvest5 This multi year 70% down trend is not worth the paltry 2.4% dividend yield IMHO. If looking for dividend growth there are many better options"
X Link 2025-04-04T00:13Z [---] followers, [--] engagements
"Im not one to try in catch a falling knife and blow my cash position right off the bat. That was me in [----]. I ran out of dry powder by the time the market low was in. This time Im testing the waters by first buying pristine lower risk assets like $SCHD $VIG maybe $VYM"
X Link 2025-04-05T00:02Z [---] followers, [---] engagements
"Then as/if the sell off continues load up on individual stocks. In the mean time Ill continue my dispassionate and surgical monthly DCA of my highest conviction names such as $LMND"
X Link 2025-04-05T00:02Z [---] followers, [--] engagements
"@SCHDETF Finally getting another chance at some instant 4+ percent dividend yield on cost basis. Hoping I can scoop some up with 5% yield 👀 But that might be asking for too much"
X Link 2025-04-07T04:15Z [---] followers, [---] engagements
"@DividendDude_X The lower it goes the higher the dividend yield. paired with dividend growth. This is a good dividend investment IMHO"
X Link 2025-04-07T04:19Z [---] followers, [---] engagements
"This morning I also bought a significant amount of $VOO for my taxable brokerage account. Scooped up $VOO at -19% from ATHs Scooped up $SCHD at -17.5% from ATHs locking in around a 4.2% dividend yield on cost. Added a considerable amount of $SCHD to my Roth IRA this morning. Added a considerable amount of $SCHD to my Roth IRA this morning"
X Link 2025-04-07T17:39Z [---] followers, [---] engagements
"Sending up a flare"
X Link 2025-04-08T16:42Z [---] followers, [----] engagements
"Thoughts on current ETF opportunities and their expecteddividend CAGRs moving forward $VIG $VYM $VNQ $VOO $SCHD"
X Link 2025-04-08T18:28Z [---] followers, [---] engagements
"@QualityInvest5 Google for me. mostly because of confirmation bias. I only own google and ASML out of the list. What are your favorites on a risk to reward basis considering lowest execution risk"
X Link 2025-04-09T01:28Z [---] followers, [----] engagements
"@bjmtweets Love it. When the company executes on its plan and I believe it will youll be happy you did Im adding some dividend growth ETFs to my Roth IRA retirement"
X Link 2025-04-09T05:48Z [---] followers, [--] engagements
"I have no idea what is next in the Tariff and/or market crash saga. All I know is that I deployed a large percentage of my cash/cash investments into $SCHD $VIG and $VOO this past week. My cash position shrank from around 17% to about a 10% cash over the past week. This morning I also bought a significant amount of $VOO for my taxable brokerage account. Scooped up $VOO at -19% from ATHs Scooped up $SCHD at -17.5% from ATHs locking in around a 4.2% dividend yield on cost. This morning I also bought a significant amount of $VOO for my taxable brokerage account. Scooped up $VOO at -19% from ATHs"
X Link 2025-04-09T20:36Z [---] followers, [---] engagements
"@HenryInvests Crazy. I wonder if that could be considered illegal Like insider trading haha"
X Link 2025-04-10T02:35Z [---] followers, [--] engagements
"@dividendology Amazing. Not to mention potential price appreciation. And a floor price. As the ETFs price goes doing eventually its yield becomes too irresistible for investors creating a floor. I mean who would let this thing get above a 5% or 6% yield It would be an absolute no brainer"
X Link 2025-04-15T06:21Z [---] followers, [---] engagements
"@BrattoBiz @dividendology I made a similar move. Hoping for a bit more weakness in the market over the next couple months. Maybe one more capitulation event. Would love to double down on $SCHD with a yield of over 4.5%"
X Link 2025-04-15T06:23Z [---] followers, [---] engagements
"@Investor_JPD Thats what I was thinking. I find it hard to believe that iShares can justify a nearly 3x expense ratio over Vangaurd. What added value to they provide to justify the premium"
X Link 2025-04-16T05:41Z [---] followers, [--] engagements
"@Investor_JPD Nice The $SCHG large cap growth ETF is a new one for me. Havent heard of it before. What are your favorite characteristics or $SCHG"
X Link 2025-04-16T17:32Z [---] followers, [--] engagements
"@AndersReiche @DomienVdE Really good point. I hope $LMND never get acquired . [--] years of consistent DCAing for a meager acquisition pump would be disappointing to say the least haha"
X Link 2025-04-16T17:38Z [---] followers, [---] engagements
"@bjmtweets Yes. I remember well. My face melted during some of the violent down swings 😅 Still own the company and added a little in 2022/2023. But havent in a while. Most new capital goes to $LMND a couple other stocks and some dividend growth ETFs"
X Link 2025-04-16T18:00Z [---] followers, [--] engagements
"@Investor_JPD Ah that makes sense. Good to know. Is your dividend account in a taxable brokerage Im reluctant to build large positions of these dividend growth ETFs in my taxable brokerage. Im in my mid-late 20s and forsee the dividend payments being quite large in 20-30 years"
X Link 2025-04-16T18:02Z [---] followers, [--] engagements
"@Neil_X10 @AndersReiche @DomienVdE"
X Link 2025-04-17T04:42Z [---] followers, [--] engagements
"@307Fool Nice list What factors lead to opening a position in $LMND"
X Link 2025-04-17T16:31Z [---] followers, [--] engagements
"@307Fool Looking forward to hearing about $NEE I own them"
X Link 2025-04-23T04:00Z [---] followers, [--] engagements
"@Ironic_Ape @bjmtweets The IFP beat is already baked in Management announced they hit the one billion mark a few days before the end of the quarter"
X Link 2025-05-05T19:33Z [---] followers, [--] engagements
"@bjmtweets I clearly remember Tim Bixby saying that in either an interview or an earnings call. The conversation Im referencing might have actually been regarding a specific quarter of peak losses. It hurt a little at the time. But it was comforting to know it was almost over"
X Link 2025-05-05T21:04Z [---] followers, [--] engagements
"@bjmtweets The fact that its been in the rear view mirror ever since + LMND achieving FCF positive before their guided date made me have trust in management"
X Link 2025-05-05T21:05Z [---] followers, [--] engagements
"@307Fool Love to see it Top [--] position for me"
X Link 2025-05-07T20:35Z [---] followers, [--] engagements
"@307Fool Usually with such successful investments like $MELI hindsight is 20/20. I often think man I should have bought more. The last time I DCAd into it was around 2022/2023. If I had a better understanding of the business I would have had higher conviction and probably bought more"
X Link 2025-05-07T23:01Z [---] followers, [---] engagements
"@307Fool In a few years I wont be saying the same thing about $LMND High conviction - high concentration"
X Link 2025-05-07T23:02Z [---] followers, [--] engagements
"@307Fool I think thats a phenomenal strategy. It helps with price anchoring. Focusing on matching conviction with cost basis position sizing makes sense"
X Link 2025-05-08T00:08Z [---] followers, [--] engagements
"@TelosInvestor @307Fool Hahaha 😂 Theyll be saying now now thats okay drink your juice Thats how I would feel about $LMND but fortunately they are still in their early innings accumulation phase"
X Link 2025-05-08T00:11Z [---] followers, [--] engagements
"Target $TGT trading at 2018/2019 levels. Down 63% yielding a 4.7% dividend with a TTM PE of [----] a similar forward PE and a [--] year dividend CAGR of 8-9%. Is anyone at all interested in Target shares at these levels"
X Link 2025-05-08T17:09Z [---] followers, [--] engagements
"@VoltDweller You think insiders are loading up"
X Link 2025-05-12T22:10Z [---] followers, [--] engagements
"@307Fool I dont know the bottom two. However I would say that progressive is the best in class incumbent insurance company. If I had to invest in insurance other than $LMND it would likely be them. FYI Ive only done very minor research into $PGR"
X Link 2025-05-13T04:00Z [---] followers, [--] engagements
"@bjmtweets Not to mention the NPV of the stock price has probably increased in the last [--] months as well"
X Link 2025-05-13T04:01Z [---] followers, [---] engagements
"@307Fool $LMND and $PGR make a great insurance basket. I also added to LMND last week. Over the last [--] months I increased my lemonade investment - as a function of cost basis position size by about 40%. Growing position matching growing conviction now around 18%+ of my portfolio"
X Link 2025-05-13T15:02Z [---] followers, [--] engagements
"@307Fool So much harder than its sounds. Everyone wants to trim after a 50% 100% or 200% rally. Most will never get to 10-20x. Not because they dont have good investments but because they trim far too soon"
X Link 2025-05-14T19:07Z [---] followers, [--] engagements
"@307Fool It will be really hard not to trim lemonade during the 2027/2028 phase when they reach net income profitability"
X Link 2025-05-14T19:56Z [---] followers, [--] engagements
"In One Up on Wall Street Peter Lynch describes ways to invest in revolutionary technologies from the 90s. Tech unlocks efficiency gains that companies in stodgy industries can exploit. Rather than investing in AI chips protocols or algorithms invest in the use case. $LMND"
X Link 2025-05-23T01:06Z [---] followers, [----] engagements
"@cvalente28 These TAM stats are incredible for $LMND. But also I need to remind myself that they dont plan to participate in some large potions of the insurance TAM such as medical/health. So making TAM estimates based on the broad insurance industry can be hopium"
X Link 2025-05-24T03:20Z [---] followers, [---] engagements
"$LMND milestones [----] Adj. FCF ✅ [----] EBITCAC positive ✅ [----] EBITDA positive [----] GAAP Profitable Net Income positive Snapshot for future repost: $30/share $2.2 B market cap. IFP growth guidance of 30% with each doubling of IFP generating a 20x in FCF (investor day)"
X Link 2025-05-24T03:39Z [---] followers, [----] engagements
"@takshed Over the last couple months I converted the rest of my $ETH to $LMND 👀"
X Link 2025-05-24T05:39Z [---] followers, [---] engagements
"@TheEUInvestor Great point. The takeaway for me is that they are agile/nimble and can adapt to whatever the future state of insurance looks like. In other words they are confident they can create value regardless of who or what is insured"
X Link 2025-05-27T22:15Z [---] followers, [---] engagements
"Just discovered a small portion of $SOL $BTC $LINK and $BNB that I bought on Binance years ago. Coinbase has been my main crypto brokerage. So I totally forgot about these holdings until I received a warning email that my account could be deactivated due to inactivity"
X Link 2025-05-27T22:50Z [---] followers, [---] engagements
"@307Fool Congrats on the anniversary Im coming up on year 4"
X Link 2025-05-28T21:45Z [---] followers, [--] engagements
"@307Fool $PGR is a phenomenal company with a great track record. As auto makes up a majority of PGRs premiums id keep an eye out on longterm autonomous vehicle trends. A lean tech-first start up like $LMND could potentially navigate changing trends more nimbly than large incumbents"
X Link 2025-05-28T21:48Z [---] followers, [--] engagements
"@307Fool Good points. In my opinion the autonomous vehicle threat is still around [--] years+ out - at least before material market share is taken. So short term $PGR and $BRK.B insurance operations should be fine. But I know you like to think with longer term perspective"
X Link 2025-05-28T22:31Z [---] followers, [--] engagements
"@PaperBagInvest 🙌🏽🙌🏽🙌🏽 Food for thought: Im curious if your sentiments in this screenshot are still true. Is your conviction re $LMND still lower than it was for $TSLA pre run up"
X Link 2025-05-29T17:42Z [---] followers, [---] engagements
"@StockSavvyShay $BEP $BEPC $CWEN"
X Link 2025-06-02T04:14Z [---] followers, [---] engagements
"@bjmtweets I have a wealth preservation portion of my portfolio filled with etf or index funds like $VOO $VIG $SCHD and a few dividend growth stocks like $BEPC $BRK.B $O $WM bought at attractive valuations. Then I have my long term growth investment portfolio $LMND $MELI $ASML $COIN etc"
X Link 2025-06-02T04:26Z [---] followers, [---] engagements
"Added once more to $LMND for Junes monthly DCA. My LMND share price purchases range from $98.1 to $14.5 Does anyone in the Lemonade community have a wider range Also note this may be one of my last additions. starting to approach my sleep number as a function of cost basis In a few years well look back reminiscently at these boring times for $LMND and think how simple it was to just DCA while reading one encouraging report after another - all while approaching FCF+ lower loss ratios higher IFP stabilizing OPEX and new geographies/products In a few years well look back reminiscently at these"
X Link 2025-06-02T18:38Z [---] followers, [----] engagements
"@AndersReiche Just initiated what might be one of my last monthly $LMND DCAs for a while. hitting around 25% of my portfolio. Averaged from $98 all the way to $14 and doubled down in the mid 20s and low 30s. I think Ive given it all I can. Now time to sit back and enjoy the ride"
X Link 2025-06-02T18:40Z [---] followers, [--] engagements
"@Andrewmoto97 Amazing. Im glad you were able to accumulate in the low teens. How did you first hear about $LMND"
X Link 2025-06-02T18:52Z [---] followers, [---] engagements
"@bjmtweets Still building out my $LMND position. But Im interested to resume DCAing into $UPST. I havent added to them years since mid [----]. I believe they are a much better prospect now than when I bought shares last in [----]. Especially surviving the rate hiking and inflation cycle"
X Link 2025-06-03T18:58Z [---] followers, [---] engagements
"Watching $UPST AI Day recording. Havent added shares since May [----]. But @HenryInvests and @bjmtweets are putting out very quality Upstart content making me take notice once again. I believe its worth turning over some stones and reassessing my $UPST position and strategy"
X Link 2025-06-03T20:11Z [---] followers, [----] engagements
"An interesting stat from $UPST AI Day: With a 5x in growth UPST creates a 50% reduction in acquisition cost per loan (CAC). This is opposed to traditional lending where a given marginal customer always costs a little bit more - Dave Girouard"
X Link 2025-06-04T04:15Z [---] followers, [---] engagements
"Not to be too nit-picky but Im watching the $UPST AI Day recording and they have YouTube ads turned on. In a [--] hour recording with ads popping up every 5-10 minutes Im bombarded by dozens of ads. Im just trying to learn about their AI roadmap and business model. 🙄🫠 It only has [---] views. Not worth the ad revenue. What gives @Upstart"
X Link 2025-06-04T16:43Z [---] followers, [----] engagements
"Neil just thought of another prominent bear argument and one that I also sometimes wrestle with. The $LMND give-back program does a great job of aligning insurer-insuree incentives and creating positive sentiment around the brand. BUT it caps margins and limits profits. How have you conceptialized give back and its influence on future margins"
X Link 2025-06-05T15:40Z [---] followers, [---] engagements
"Yes that makes sense. I trust $LMND management and I know they spent considerable time crafting this complex game theory-esque framework. This is the crux of it bulls and bears have to decide: Is the value generated by increasing NPS lowering CAC increasing retention lowering fraud and helping with their brand greater than the value of capturing max profit on unusually profitable cohorts My answer is probably yes. But I still need to wrap my head around it"
X Link 2025-06-05T17:02Z [---] followers, [---] engagements
"If I was very bullish then. My $LMND conviction is downright unwavering now. This LMND tweet from [--] years ago got zero likes. This post probably wont get many more nor will one [--] years from now. 😅 And while the amount of likes on my posts are relatively unchanged since [----] the fundamental investment thesis for LMND has improved DRAMATICALLY. So bullish on $LMND its not even funny So bullish on $LMND its not even funny"
X Link 2025-06-05T17:12Z [---] followers, [---] engagements
"@307Fool you ruined my no-like streak ;)"
X Link 2025-06-05T17:25Z [---] followers, [--] engagements
"@307Fool Haha. I'll let it slide this time 😂😅"
X Link 2025-06-05T18:08Z [---] followers, [--] engagements
"June portfolio update top [--] stocks and ETFs: Note I made some major changes since May. I sold the rest of my $APPL position (which was about 3% of my portfolio) putting 75% of it into $LMND and kept 25% as cash. 22.1% $LMND 2.16% $MELI 1.92% $MSFT 1.7% $WM 1.54% $COIN 1.32% $ASML 1.11% $BEPC 1.06% $GOOGL 0.96% $SHOP 0.96% $CRM 11.3% Cash & Cash Investments About 60% index fund-based ETFs: 47.5% $VOO 5% $SCHD 2.8% VIG 2% $VNQ 2% $VYM Currently positioned about 60% index fund-based ETFs: 48% $VOO 5% $SCHD 3% $VIG 2% $VNQ 2% $VYM 17% $LMND 10% Cash/Cash investments 3% $AAPL 2.9% $MELI 2.5%"
X Link 2025-06-06T19:52Z [---] followers, [---] engagements
"Makes sense to me. I have half of my portfolio in profitable dividend growth style investments. So I get that. I am not sure about [---] bagging from here. When $LMND was trading between $10-18/share for years I thought at those levels it could be a fairly probable 10-50x. Nearing $40/share I am looking more at a 3-10x to $100-$400 price target in the mid to early 2030s. But having bought a considerable portion during the multi-year accumulation period in the teens a 3-10x from these levels would be quite dramatic for me"
X Link 2025-06-06T21:37Z [---] followers, [---] engagements
"$ROOT has drastically outperformed $LMND in the recent past. ROOT has 15x'd to $150ish since its multi-year accumulation phase around $10. This is primarily because $ROOT has achieved its profitability inflection point and has been printing cash. The same type of rerating will likely happen to $LMND within the next couple of years. Hence the bullishness"
X Link 2025-06-06T21:40Z [---] followers, [---] engagements
"$OSCR looks good. I am working my way through their [----] Investor Day. Do you know of anyone or anywhere to find condensed analysis on the bull and bear case for Oscar To be honest it takes me wayyyy to long to do the level of due diligence I need to build conviction. Even though I recognize Oscar as potentially a good investment it will take me months before I could open a position. https://s27.q4cdn.com/943936911/files/doc_presentations/2024/Jun/07/oscar-health-2024-investor-day.pdf https://s27.q4cdn.com/943936911/files/doc_presentations/2024/Jun/07/oscar-health-2024-investor-day.pdf"
X Link 2025-06-06T21:43Z [---] followers, [---] engagements
"Hi everyone I am brand new to the $OSCR community. I've been a $LMND bull for about [--] years. Looking to explore other disruptive insurance companies. I would really appreciate it if you could drop some of the best analysis (bull and bear) condensed perspectives and video resources in the comments. Currently digesting their [----] Investor Day slide deck"
X Link 2025-06-06T21:49Z [---] followers, [----] engagements
"Just started researching $OSCR Oscar Health. I don't have any thoughts one way or the other yet. But they are an interesting "platform" company which I know you appreciate. Especially since you are interested in health platform $HIMS They are the first end to end health insurance platform that has been built since [----]. They are a cloud native digitally oriented healthcare insurance platform implementing LLMs AI etc. to automate the business and improve the customer experience leading to high NPS (66 which is unheard of in health insurance)"
X Link 2025-06-06T22:05Z [---] followers, [---] engagements
"@QualityInvest5 I love what $ENPH does my familys been a longtime customer for over a decade. Always wanted to own this name. Is now the time to put it on my watchlist and do some due diligence research Or is it time to stay away"
X Link 2025-06-09T17:02Z [---] followers, [---] engagements
"$LMND is so predictable its almost boring. Their data-driven modeling gives them unparalleled control over the P&L. Management says what theyll doand they do it. Rinse and repeat. No surprises. 18+ straight quarters of meeting or beating guidance. Im HODLing until at least the [----] net income breakeven. I still scour new datapoints but Ive hit diminishing returns on research. The thesis is already well-articulated by the LMND community. At this point its buckle up enjoy the ride and check back in around [----]. @mauerstrasse @ShadyJosh5 @PaperBagInvest [--]. Predictable Data-Driven Modeling Is one"
X Link 2025-06-09T19:06Z [---] followers, [----] engagements
"@mauerstrasse @ShadyJosh5 @PaperBagInvest Wow that level of precision is impressive Great reminder Ill definitely keep following the quarterly reports and stay tuned to the $LMND investor community. Staying up to date and thinking critically is key for maintaining conviction and investment thesis follow through"
X Link 2025-06-09T19:30Z [---] followers, [---] engagements
"$LMND has [--] quarters in a row of meeting or exceeding guidance. 18/18. Around the 12th quarter of this streak I started really taking notice and doubling down on my position. Then when they pulled forward their FCF breakeven by a year from [----] to mid [----] I was pretty much sold. My conviction felt unshakeable at that time"
X Link 2025-06-10T03:39Z [---] followers, [---] engagements
"1/20th of their fund is sometimes (or often) bigger than the market cap of companies like $LMND The SEC has rules against these funds owning more than a 10% stake in a company. If your fund has 100B dollars and you want to invest 1% of it into $LMND you cant because then youd own 30% of the company. Which is illegal"
X Link 2025-06-11T03:04Z [---] followers, [---] engagements
"$LMND When you see a person/group very bullish on a stock it's easy to brush it off as a "meme" or "crazy". It's more profitable to ask yourself why they might be right. The best investments often start with the "crazies" and "true believers". $AAPL $AMZN $HOOD $HIMS $PLTR When you see a person/group very bullish on a stock it's easy to brush it off as a "meme" or "crazy". It's more profitable to ask yourself why they might be right. The best investments often start with the "crazies" and "true believers". $AAPL $AMZN $HOOD $HIMS $PLTR"
X Link 2025-06-11T16:12Z [---] followers, [----] engagements
"Not at all. Totally understandable. It is still seen as a very contestable opportunity. Afterall $LMND is just a young upstart with lots to prove in a highly competitive industry where incumbents seem to have infinite resources to thwart new entrants into the market. But if you are still interesting in continuing your research here are resources: Blogs from community members @Ironic_Ape @bjmtweets Financial Models @Ironic_Ape also has a community audited (by both bulls and bears) and highly discussed financial model that I'd love to get your opinion on. It might be useful to look at the"
X Link 2025-06-11T18:34Z [---] followers, [---] engagements
"I appreciate your thoughtful pushback. Very good point. I believe that the LTV/CAC ratio Life Time Value (LTV) to Customer Acquisition (CAC) is around [--]. Meaning that the terminal value of an average new $LMND customer is 3x the cost to acquire this customer. Screenshot and link to @PaperBagInvest LTV/CAC math is below. To be fair the LTV/CAC math doesn't currently address total SG&A per marginal new customer which you said was $964.10 last quarter. LMND has to expense the entire CAC upfront while it takes years to realize the value of the customer. Some investors such as @pranavsinghvi from"
X Link 2025-06-11T19:29Z [---] followers, [----] engagements
"On Invest Like The Best @patrick_oshag interviews Josh Kushner - Cofounder and Vice Chairman of the Board $OSCR They go through Oscar Healths founding story (@ [--] minutes in). @patrick_oshag great job on the interview. Thanks for bringing this fascinating and captivating founder story to light"
X Link 2025-06-12T04:56Z [---] followers, [----] engagements
"@bjmtweets Just barely started scratching the surface on $OSCR Also earlier this week I listened to this captivating interview with their CEO. Highly recommend. https://open.spotify.com/episode/5q1QB43vnznHsoNDpthR8fsi=r9bw9QRLRdeoQAMrehYZyA https://open.spotify.com/episode/5q1QB43vnznHsoNDpthR8fsi=r9bw9QRLRdeoQAMrehYZyA"
X Link 2025-06-13T05:10Z [---] followers, [---] engagements
"@TravisHoium @StockSavvyShay Some peoples investment case requires multiple expansion via lower rates rather than executing on fundamentals 🙄 Theres been so many great investment opportunities over the last couple years without the need for dropping rates to buoy equities 🤦♂"
X Link 2025-06-18T18:32Z [---] followers, [--] engagements
"3 Reasons Why Im Bullish on Insurance Technology: [--]. Insurance is a $6T+ Global Giant. The TAM is massive. The world spends more money on insurance than on advertising aerospace agriculture AI automotive cloud computing cybersecurity defense education entertainment fashion food oil & gas renewables pharma semiconductors shipping software sports telecom tourism and transportation credit: $LMND [----] Investor Day. [--]. The Industry Is Ripe for Disruption. Most top insurance companies are [-----] years old weighed down by legacy systems bloated back offices and outdated processes. It's arguably one"
X Link 2025-06-18T19:18Z [---] followers, [---] engagements
"True. However a slow steady and responsible longterm divestment away from (or at least diversification of) a consumer based economy might create better outcomes for societal health culture and stewarding finite environmental resources. Living abroad the last year or so showed me some interesting alternatives to a hyper consumeristic society"
X Link 2025-06-18T19:58Z [---] followers, [---] engagements
"Its a constant tension and balancing act in my personal lifea beautiful engaging and complex topic that I now find myself working at the center of as a self-employed energy consultant focused on the clean energy transition clean tech investing and due diligence and grid resilience"
X Link 2025-06-18T20:42Z [---] followers, [--] engagements
"With recent rallies over the last couple of months are you slowing down your DCAs Like you I was super active during the bear market and even put it all on the line by doubling down on key positions during the tariff flash crash. Now I'm just enjoying a wait and see perspective as I hold my equity positions and try to slowly build up my cash reserves. In the mean time I am happy to earn some decent real returns on the cash (2-3% above inflation) via money market funds"
X Link 2025-06-19T17:00Z [---] followers, [--] engagements
"@TravisHoium Nothing better than looking at dividend yield as a function of cost basis after a few years of high divided CAGRs"
X Link 2025-06-24T17:30Z [---] followers, [--] engagements
"@TravisHoium When the dividend yield compounds and grows to be higher than the market's average return. that is powerful. I am starting to get to around 7ish percent on my cost basis for BEPC. Only a few years until my investment will beat the market on a dividend return rate alone"
X Link 2025-06-24T17:33Z [---] followers, [--] engagements
"@TravisHoium That's awesome Well if you bought some around $300 hibernated for a few years and checked your portfolio today. You'd think man what a boring stock with steady modest returns 😅"
X Link 2025-06-24T18:15Z [---] followers, [--] engagements
"Amazing Great work staying the course during the intense drawdowns. I believe $COIN could be a trillion dollar company one day. They've set themselves up to print cash heavily diversifying away from just transaction fee revenue. They could be some hybrid between Google Cloud / Infrastructure and JPM Financials. During the next bear market I am going to heavily accumulate shares"
X Link 2025-06-24T18:20Z [---] followers, [--] engagements
"In my opinion the customer cortex is THE $LMND moat. I spent years racking my brain about what their moat is. Sure they are faster cheaper more efficient and more scalable. But i couldn't really determine what their moat was. It took me forever to realize that their cortex/brain is an uncrossable moat"
X Link 2025-06-25T17:24Z [---] followers, [--] engagements
"$LMND $ROOT $HIPO valuation comparisons. Great analysis by @TheEUInvestor demonstrating $LMND is trading at a premium valuation to peers. They state that Lemonade "attracts a premium due to their efficient AI-enabled operations scalable platform their 10x plan leading telematics approach great branding cost attractiveness global opportunity". Its time for the Insurtech battle Starring Lemonade Root and Hippo Holdings. Lets Rumble 👇 Lemonade Inc. $LMND 🏦 Market cap of $3B 🤑 Price to sales of [--] 💵 Q1 [--] Revenues of $151.2M 📈 Rev. growth vs Q1 [--] of 27% 🫰 Insurance expenses $115.5M (73.7%)"
X Link 2025-06-25T18:01Z [---] followers, [----] engagements
"@Neil_X10 @anthonyisonline @M57264549C Sounds exhausting 😶🌫"
X Link 2025-06-26T05:19Z [---] followers, [--] engagements
"@jakebrowatzke $ENPH is a company Im somewhat interested in after the 90% pullback. Ive been following them for a few years. Never owned them but owned shares of solar edge for a time. Do you have any content or analysis on Enphase"
X Link 2025-06-29T05:52Z [---] followers, [---] engagements
"Just trying to assess whether $ENPH management can improve the business without relying on market or macro tailwinds. Im not interested if the story only works with favorable macro conditions. But at a certain market cap if management can hold their own and build a compelling thesis without tailwinds then when those tailwinds do return it could set up a face-ripping rally. I dont invest based on macro hopium alone. Here are some headwinds/tailwinds depending on how you look at it: Extension or enhancement of U.S. solar tax credits Inflation Reduction Act (IRA) domestic content bonus"
X Link 2025-06-30T00:00Z [---] followers, [---] engagements
"@bjmtweets @jakebrowatzke looking for that next misunderstood Carvana $CVNA opportunity"
X Link 2025-06-30T00:29Z [---] followers, [--] engagements
"Interesting. Yes. For me the "no brainer" investment has somewhat subsided. Now each dollar I put in carries with it some hesitance and downside risk. Conversely the recent moves to the mid 20s provided some of the highest conviction purchases I've ever made in my $LMND investing career. The teens were great too. But until we hit that Adj. FCF+ milestone in mid2024 my certainty was still a little tenuous. Plus my chops as an investor and analyst were still coming to fruition. During those recent dips to the mid/upper 20s I was able to double my position increasing it to above 25% of my"
X Link 2025-06-30T03:12Z [---] followers, [---] engagements
"@SCHDETF @ElijahColeman21 Im enjoying accumulating $SCHD on dips. During the tariff tantrum I opened my first substantial SCHD position in my Roth IRA when the dividend yield hit around 4.5%"
X Link 2025-06-30T05:12Z [---] followers, [--] engagements
"@307Fool Buy and hold what a wonderful family tradition"
X Link 2025-07-02T16:55Z [---] followers, [--] engagements
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