[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @egr_investor Engineer Investor Engineer Investor posts on X about insurance, $rsst, stocks, finance the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours. ### Engagements: XXXXX [#](/creator/twitter::1531051149242945536/interactions)  - X Week XXXXXX -XX% - X Month XXXXXXX +280% - X Months XXXXXXX -XXXX% - X Year XXXXXXX +7.80% ### Mentions: XX [#](/creator/twitter::1531051149242945536/posts_active)  - X Week XX +39% - X Month XXX +17% - X Months XXX -X% - X Year XXXXX +28% ### Followers: XXXXX [#](/creator/twitter::1531051149242945536/followers)  - X Week XXXXX +0.33% - X Month XXXXX +2.60% - X Months XXXXX +16% - X Year XXXXX +57% ### CreatorRank: XXXXXXX [#](/creator/twitter::1531051149242945536/influencer_rank)  ### Social Influence [#](/creator/twitter::1531051149242945536/influence) --- **Social category influence** [finance](/list/finance) XX% [stocks](/list/stocks) X% [technology brands](/list/technology-brands) XXXX% **Social topic influence** [insurance](/topic/insurance) #1378, [$rsst](/topic/$rsst) #1, [stocks](/topic/stocks) #2862, [finance](/topic/finance) #1485, [$vxus](/topic/$vxus) #10, [hedging](/topic/hedging) #302, [gdp](/topic/gdp) 3.33%, [reit](/topic/reit) #11, [$vforx](/topic/$vforx) 1.67%, [$530b](/topic/$530b) XXXX% **Top accounts mentioned or mentioned by** [@sensiblemoderat](/creator/undefined) [@humphilomath](/creator/undefined) [@mikefellman](/creator/undefined) [@bhagwad](/creator/undefined) [@weltluster](/creator/undefined) [@tenobrus](/creator/undefined) [@convexitycowboy](/creator/undefined) [@0xapex](/creator/undefined) [@keifreibierrr](/creator/undefined) [@scottwendy111](/creator/undefined) [@choffstein](/creator/undefined) [@hmlcompounder](/creator/undefined) [@jofijoseph99](/creator/undefined) [@chamath](/creator/undefined) [@nyse](/creator/undefined) [@ryandetrick](/creator/undefined) [@philrosenn](/creator/undefined) [@dkthomp](/creator/undefined) [@rhunterh](/creator/undefined) [@magicrook](/creator/undefined) **Top assets mentioned** [SPDR S&P XXX ETF Trust (SPY)](/topic/$spy) [SPDR GOLD ETF (GLD)](/topic/$gld) ### Top Social Posts [#](/creator/twitter::1531051149242945536/posts) --- Top posts by engagements in the last XX hours "Todays monthly Roth 401k purchase $RSST" [X Link](https://x.com/egr_investor/status/1823492089772171296) [@egr_investor](/creator/x/egr_investor) 2024-08-13T22:49Z 3056 followers, 1669 engagements "Received a strange new notification from #Fidelity when trying to buy $RSST. Ive purchased it several times before in the same account. Has anyone else encountered this before #Investing #Finance" [X Link](https://x.com/egr_investor/status/1841492751831249226) [@egr_investor](/creator/x/egr_investor) 2024-10-02T14:57Z 3055 followers, 2334 engagements "@HML_Compounder How do you get into Dunn I assume they have pretty high minimums and other barriers to entry For now $RSST is how I obtain my modest trend overlay" [X Link](https://x.com/egr_investor/status/1914713603208569104) [@egr_investor](/creator/x/egr_investor) 2025-04-22T16:11Z 3056 followers, XXX engagements "A recent Economist article spotlights Harry Brownes permanent portfolio an equal XX% split across stocks bonds gold and cash which despite flouting orthodox asset-allocation rules is one of 2025s standouts (largely thanks to gold). Year to date its up about XX% versus roughly XX% for the S&P XXX and XX% for a 60/40 mix; since 2020 it has returned X% annually (about equal to 60/40) and on global assets X% versus X% for 60/40. The strategys logic is regime balance: stocks thrive in expansions bonds in deflation gold in inflation and cash in recessions. Golds massive rally (about XXX since early" [X Link](https://x.com/egr_investor/status/1973617113786097752) [@egr_investor](/creator/x/egr_investor) 2025-10-02T05:12Z 3056 followers, 17.3K engagements "@ConvexityCowboy While that is probably true there are levers such as withdrawing Roth contributions tax-free HELOCs and taking the penalty on over-funded 529s that one could use to wiggle out of illiquid situations if needed" [X Link](https://x.com/egr_investor/status/1977890835783106763) [@egr_investor](/creator/x/egr_investor) 2025-10-14T00:14Z 3056 followers, XXX engagements "@rhunterh Target date funds are a great default low-cost diversified auto-rebalancing age-based risk. That $VFORX chart looks like price not total return so it ignores dividends. Comparing it to handpicked NVDA/PLTR/etc is pure cherry-picking + survivorship bias" [X Link](https://x.com/egr_investor/status/1978610592597389541) [@egr_investor](/creator/x/egr_investor) 2025-10-15T23:55Z 3057 followers, XXX engagements "Bottom XX% of U.S. households now hold $530B in equities about $8k per household on average (66M households) likely with large dispersion. Huge jump vs pre-2020. Broad participation matters: even small balances can compound over time. #Investing #StockMarket #PersonalFinance" [X Link](https://x.com/egr_investor/status/1978652533292937690) [@egr_investor](/creator/x/egr_investor) 2025-10-16T02:41Z 3056 followers, 17.6K engagements "EM ftw 🙌 (2025). $AVES $VWO $VXUS" [X Link](https://x.com/egr_investor/status/1978889681447067968) [@egr_investor](/creator/x/egr_investor) 2025-10-16T18:24Z 3056 followers, 1392 engagements "The most compelling financial reason to own a home (with a fixed rate mortgage) in my view is hedging the risk that governments let inflation rip to shrink debts because we lack the political will to raise taxes or cut spending. #PersonalFinance" [X Link](https://x.com/egr_investor/status/1979663267854454931) [@egr_investor](/creator/x/egr_investor) 2025-10-18T21:37Z 3056 followers, 1190 engagements "The mental accounting and gymnastics some folks do to justify their favorite asset is wild. Imputed rent isnt a dividend leverage isnt free and opportunity cost + risk-adjusted returns still matter more than seemingly clever narratives. #investing" [X Link](https://x.com/egr_investor/status/1980074475183112498) [@egr_investor](/creator/x/egr_investor) 2025-10-20T00:51Z 3056 followers, XXX engagements "@sensiblemoderat Not the same. Cap rate = NOI price for rentals. A primary home has no NOI imputed rent is consumption not a cash dividend you can reinvest" [X Link](https://x.com/egr_investor/status/1980074957217673618) [@egr_investor](/creator/x/egr_investor) 2025-10-20T00:53Z 3056 followers, XX engagements "From Economist: Wall Streets on cockroach watch. After blow-ups at Tricolor and First Brands regional-bank shares slid as fraud lawsuits hit lenders. Funding stress rose (SOFR 25bp over the Fed rate; SRF usage spiked). Banks are tightly linked to private credit and unrealised bond losses still near $395bn. With years of loose lending and higher rates a few bad loans could signal broader trouble. #Finance #Economics" [X Link](https://x.com/egr_investor/status/1980134576807874570) [@egr_investor](/creator/x/egr_investor) 2025-10-20T04:50Z 3056 followers, XXX engagements "@0x_Apex Imputed rent yield. Its the value of shelter you consume not cash you can reinvest. The right calc is own vs rent net of property tax insurance maintenance/HOA and the opportunity cost of your equity. You cant add saved rent to returns thats double counting" [X Link](https://x.com/egr_investor/status/1980307442006413419) [@egr_investor](/creator/x/egr_investor) 2025-10-20T16:17Z 3054 followers, XXX engagements "Turns out my houses dividend is paid in property taxes insurance and the occasional leaky roof. #sarcasm #investing #personalfinance" [X Link](https://x.com/egr_investor/status/1980309855966827006) [@egr_investor](/creator/x/egr_investor) 2025-10-20T16:27Z 3054 followers, XXX engagements "Never forget the number one rule of real estate investing" [X Link](https://x.com/egr_investor/status/1980311047644033222) [@egr_investor](/creator/x/egr_investor) 2025-10-20T16:32Z 3055 followers, XXX engagements "@MikeFellman" [X Link](https://x.com/egr_investor/status/1980315157478969609) [@egr_investor](/creator/x/egr_investor) 2025-10-20T16:48Z 3054 followers, XX engagements "A mentor recently shared a line thats been looping in my head: Wherever you go there you are. Simple but profound: mindfulness self-awareness and the reality that you cant outrun yourself for both good and bad; you bring you wherever you go. Have you ever heard or used this quote Often credited to Jon Kabat-Zinn (and the title of his 1994 book) though the phrase predates him. #LifeAdvice" [X Link](https://x.com/egr_investor/status/1980317893243072698) [@egr_investor](/creator/x/egr_investor) 2025-10-20T16:59Z 3054 followers, XXX engagements "Nice chart helpful context. It's a theoretical belief of mine and some data that I have points to it. Does the Case-Shriller data cited include net rental yield Other long-run research (Jord-Knoll-Schularick-Taylor; Dimson-Marsh-Staunton) finds residential RE real returns similar to equities (see chart). Tangentially REITs also have comparable returns to equity. Source:" [X Link](https://x.com/egr_investor/status/1980339483691389230) [@egr_investor](/creator/x/egr_investor) 2025-10-20T18:25Z 3054 followers, XX engagements "REITs are a solution for RE exposure. I used to own $VNQ directly but only own them these days at market-cap weights within total market funds like $VTI and $VXUS. While it has improved since the TCJA in 2017 REIT cash dividends are still generally less tax-advantaged than qualified dividends from C-corp stocks in taxable accounts though the 199A deduction (20% of qualified REIT dividends) meaningfully softens the hit" [X Link](https://x.com/egr_investor/status/1980493644181434748) [@egr_investor](/creator/x/egr_investor) 2025-10-21T04:37Z 3056 followers, XX engagements "@humphilomath @midpricedog On a side note Ive always wondered why specific city residential REITs dont exist for large metro areas. Would be a great hedging tool for prices in your locality" [X Link](https://x.com/egr_investor/status/1980654397240799242) [@egr_investor](/creator/x/egr_investor) 2025-10-21T15:16Z 3054 followers, XXX engagements "Do I think equity investing is better than real estate investing Absolutely not. Over time I expect most risk assets to offer similar risk-adjusted returns. I just prefer equities because: - far less hassle/operational complexity - easy global diversification in minutes - frees up time & mental bandwidth for my family - lets me focus on my highest-ROI activity earning a strong engineering income Both can work. Pick the path that fits your skills constraints and goals. #Investing #Finance #PersonalFinance" [X Link](https://x.com/egr_investor/status/1980312816541397223) [@egr_investor](/creator/x/egr_investor) 2025-10-20T16:39Z 3053 followers, 2869 engagements "Key takeaways from the Return Stacked Q325 Commentary: Trend sleeve rode equities & precious metals; FX/rates detracted. Carry modestly positive; merger arb selective as spreads tightened. $RSSX (stocks+gold/bitcoin) jumped. Blended managed-futures cut tracking error vs single models. $RSST $RSSB $RSSY #Quant" [X Link](https://x.com/egr_investor/status/1980333390923722958) [@egr_investor](/creator/x/egr_investor) 2025-10-20T18:00Z 3053 followers, XXX engagements "Asked ChatGPT for a summary of SIMPLE IRA pushbacks: lower deferral limits vs 401k fewer features (no loans) 2-yr rollover lock w/ XX% early penalty complicates backdoor Roth (pro-rata) and rigid employer funding. Pros: easy/cheap for small firms immediate vesting Roth SIMPLE now allowed. If its the only plan take the match; mind the 2-yr rule and pro-rata. Ask HR about Roth SIMPLE match/nonelective enhanced limits fees and any path to a 401k. What else am I missing" [X Link](https://x.com/egr_investor/status/1980824161128968638) [@egr_investor](/creator/x/egr_investor) 2025-10-22T02:30Z 3053 followers, XXX engagements "REITs are risk-assets with equity-like risk/return not bonds. If this is an asset-location/tax-efficiency critique it hinges on the XX% mix: how much is bonds vs REITs (critical detail omitted). It also depends on the Roths share of the total portfolio location changes only move the needle if the Roth is a sizable slice. #Investing #Finance #PersonalFinance #RothIRA" [X Link](https://x.com/egr_investor/status/1981032403952087214) [@egr_investor](/creator/x/egr_investor) 2025-10-22T16:18Z 3053 followers, 1674 engagements "@privatWealthGuy You omit a critical detail" [X Link](https://x.com/egr_investor/status/1981088189462041005) [@egr_investor](/creator/x/egr_investor) 2025-10-22T20:00Z 3053 followers, XXX engagements "Got a call from Invesco $QQQ today. Nice of you to check-in QQQ Hoping $AVUV rings my line tomorrow. 😅 #Investing" [X Link](https://x.com/egr_investor/status/1978991811059134482) [@egr_investor](/creator/x/egr_investor) 2025-10-17T01:09Z 3053 followers, XXX engagements "If you truly believe this $GLD vs $SPY chart reflects future expected returns and not a weird temporary blip please have conviction and go full-on gold bug from here. Sell the index buy the bars change your handle to Nugget Maximalist. Otherwise maybe its just a fleeting anomaly and conventional wisdom holds. #Investing #Finance #PersonalFinance" [X Link](https://x.com/egr_investor/status/1979232795047432284) [@egr_investor](/creator/x/egr_investor) 2025-10-17T17:07Z 3053 followers, 2263 engagements "@weltluster Fair point FX is a big piece of the YTD move. For a U.S.-based unhedged investor that currency tailwind still shows up in total return. Bigger picture: Europe still screens cheaper; over time starting valuation & the ERP matter as much as GDP growth" [X Link](https://x.com/egr_investor/status/1979611714841915469) [@egr_investor](/creator/x/egr_investor) 2025-10-18T18:13Z 3054 followers, XX engagements "Completely wrong. A primary home doesnt pay a cash dividend imputed rent is consumption. Net housing yield after property tax insurance maintenance/capex HOA and interest is far 5%. Saved rent isnt extra return; its your shelter cost. 5:1 leverage adds rate/price/default risk. Claiming you can reliably beat the S&P XXX by 5%/yr with similar risk is nonsensical" [X Link](https://x.com/egr_investor/status/1980072272955408726) [@egr_investor](/creator/x/egr_investor) 2025-10-20T00:43Z 3054 followers, 6197 engagements "Not quite. Owning doesnt mint cash; it swaps rent for carrying costs. Reinvestable cash = market rent (taxes + insurance + maintenance/capex + HOA/utilities + mortgage interest). Often X. That spread isnt a dividend on home equity its a budgeting choice and counting full saved rent is double-counting" [X Link](https://x.com/egr_investor/status/1980647882652021051) [@egr_investor](/creator/x/egr_investor) 2025-10-21T14:50Z 3053 followers, XX engagements "Why dont we have city/region-specific residential REITs or index funds that track local home-price/rent baskets so renters can hedge housing risk Whats the blocker: REIT/40 Act rules appraisal/valuation lag data quality liquidity (see thin Case-Shiller futures) or politics #RealEstate #Investing" [X Link](https://x.com/egr_investor/status/1980654976340050362) [@egr_investor](/creator/x/egr_investor) 2025-10-21T15:18Z 3053 followers, XXX engagements "@maxpashman What are the pushbacks Thats all my wifes employer offers for tax advantaged retirement savings and we were considering opening one" [X Link](https://x.com/egr_investor/status/1980800866623119361) [@egr_investor](/creator/x/egr_investor) 2025-10-22T00:58Z 3053 followers, XXX engagements "Tax-inefficient and high total return (growth) assets arent necessarily mutually exclusive. Not every 20-yr window is this good for REITs. But equating them to bonds and saying theyre not growth assets comparable to equities on the risk/return curve is misguided. Listed REITs are equities with equity-like volatility drawdowns and expected returns. FWIW my REIT exposure is just market-cap weight via $VTI and $VXUS. #Investing #Finance #PersonalFinance #REITs" [X Link](https://x.com/egr_investor/status/1981092438405239055) [@egr_investor](/creator/x/egr_investor) 2025-10-22T20:16Z 3053 followers, XXX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@egr_investor Engineer Investor
Engineer Investor posts on X about insurance, $rsst, stocks, finance the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.
Engagements: XXXXX #
- X Week XXXXXX -XX%
- X Month XXXXXXX +280%
- X Months XXXXXXX -XXXX%
- X Year XXXXXXX +7.80%
Mentions: XX #
- X Week XX +39%
- X Month XXX +17%
- X Months XXX -X%
- X Year XXXXX +28%
Followers: XXXXX #
- X Week XXXXX +0.33%
- X Month XXXXX +2.60%
- X Months XXXXX +16%
- X Year XXXXX +57%
CreatorRank: XXXXXXX #
Social Influence #
Social category influence finance XX% stocks X% technology brands XXXX%
Social topic influence insurance #1378, $rsst #1, stocks #2862, finance #1485, $vxus #10, hedging #302, gdp 3.33%, reit #11, $vforx 1.67%, $530b XXXX%
Top accounts mentioned or mentioned by @sensiblemoderat @humphilomath @mikefellman @bhagwad @weltluster @tenobrus @convexitycowboy @0xapex @keifreibierrr @scottwendy111 @choffstein @hmlcompounder @jofijoseph99 @chamath @nyse @ryandetrick @philrosenn @dkthomp @rhunterh @magicrook
Top assets mentioned SPDR S&P XXX ETF Trust (SPY) SPDR GOLD ETF (GLD)
Top Social Posts #
Top posts by engagements in the last XX hours
"Todays monthly Roth 401k purchase $RSST"
X Link @egr_investor 2024-08-13T22:49Z 3056 followers, 1669 engagements
"Received a strange new notification from #Fidelity when trying to buy $RSST. Ive purchased it several times before in the same account. Has anyone else encountered this before #Investing #Finance"
X Link @egr_investor 2024-10-02T14:57Z 3055 followers, 2334 engagements
"@HML_Compounder How do you get into Dunn I assume they have pretty high minimums and other barriers to entry For now $RSST is how I obtain my modest trend overlay"
X Link @egr_investor 2025-04-22T16:11Z 3056 followers, XXX engagements
"A recent Economist article spotlights Harry Brownes permanent portfolio an equal XX% split across stocks bonds gold and cash which despite flouting orthodox asset-allocation rules is one of 2025s standouts (largely thanks to gold). Year to date its up about XX% versus roughly XX% for the S&P XXX and XX% for a 60/40 mix; since 2020 it has returned X% annually (about equal to 60/40) and on global assets X% versus X% for 60/40. The strategys logic is regime balance: stocks thrive in expansions bonds in deflation gold in inflation and cash in recessions. Golds massive rally (about XXX since early"
X Link @egr_investor 2025-10-02T05:12Z 3056 followers, 17.3K engagements
"@ConvexityCowboy While that is probably true there are levers such as withdrawing Roth contributions tax-free HELOCs and taking the penalty on over-funded 529s that one could use to wiggle out of illiquid situations if needed"
X Link @egr_investor 2025-10-14T00:14Z 3056 followers, XXX engagements
"@rhunterh Target date funds are a great default low-cost diversified auto-rebalancing age-based risk. That $VFORX chart looks like price not total return so it ignores dividends. Comparing it to handpicked NVDA/PLTR/etc is pure cherry-picking + survivorship bias"
X Link @egr_investor 2025-10-15T23:55Z 3057 followers, XXX engagements
"Bottom XX% of U.S. households now hold $530B in equities about $8k per household on average (66M households) likely with large dispersion. Huge jump vs pre-2020. Broad participation matters: even small balances can compound over time. #Investing #StockMarket #PersonalFinance"
X Link @egr_investor 2025-10-16T02:41Z 3056 followers, 17.6K engagements
"EM ftw 🙌 (2025). $AVES $VWO $VXUS"
X Link @egr_investor 2025-10-16T18:24Z 3056 followers, 1392 engagements
"The most compelling financial reason to own a home (with a fixed rate mortgage) in my view is hedging the risk that governments let inflation rip to shrink debts because we lack the political will to raise taxes or cut spending. #PersonalFinance"
X Link @egr_investor 2025-10-18T21:37Z 3056 followers, 1190 engagements
"The mental accounting and gymnastics some folks do to justify their favorite asset is wild. Imputed rent isnt a dividend leverage isnt free and opportunity cost + risk-adjusted returns still matter more than seemingly clever narratives. #investing"
X Link @egr_investor 2025-10-20T00:51Z 3056 followers, XXX engagements
"@sensiblemoderat Not the same. Cap rate = NOI price for rentals. A primary home has no NOI imputed rent is consumption not a cash dividend you can reinvest"
X Link @egr_investor 2025-10-20T00:53Z 3056 followers, XX engagements
"From Economist: Wall Streets on cockroach watch. After blow-ups at Tricolor and First Brands regional-bank shares slid as fraud lawsuits hit lenders. Funding stress rose (SOFR 25bp over the Fed rate; SRF usage spiked). Banks are tightly linked to private credit and unrealised bond losses still near $395bn. With years of loose lending and higher rates a few bad loans could signal broader trouble. #Finance #Economics"
X Link @egr_investor 2025-10-20T04:50Z 3056 followers, XXX engagements
"@0x_Apex Imputed rent yield. Its the value of shelter you consume not cash you can reinvest. The right calc is own vs rent net of property tax insurance maintenance/HOA and the opportunity cost of your equity. You cant add saved rent to returns thats double counting"
X Link @egr_investor 2025-10-20T16:17Z 3054 followers, XXX engagements
"Turns out my houses dividend is paid in property taxes insurance and the occasional leaky roof. #sarcasm #investing #personalfinance"
X Link @egr_investor 2025-10-20T16:27Z 3054 followers, XXX engagements
"Never forget the number one rule of real estate investing"
X Link @egr_investor 2025-10-20T16:32Z 3055 followers, XXX engagements
"@MikeFellman"
X Link @egr_investor 2025-10-20T16:48Z 3054 followers, XX engagements
"A mentor recently shared a line thats been looping in my head: Wherever you go there you are. Simple but profound: mindfulness self-awareness and the reality that you cant outrun yourself for both good and bad; you bring you wherever you go. Have you ever heard or used this quote Often credited to Jon Kabat-Zinn (and the title of his 1994 book) though the phrase predates him. #LifeAdvice"
X Link @egr_investor 2025-10-20T16:59Z 3054 followers, XXX engagements
"Nice chart helpful context. It's a theoretical belief of mine and some data that I have points to it. Does the Case-Shriller data cited include net rental yield Other long-run research (Jord-Knoll-Schularick-Taylor; Dimson-Marsh-Staunton) finds residential RE real returns similar to equities (see chart). Tangentially REITs also have comparable returns to equity. Source:"
X Link @egr_investor 2025-10-20T18:25Z 3054 followers, XX engagements
"REITs are a solution for RE exposure. I used to own $VNQ directly but only own them these days at market-cap weights within total market funds like $VTI and $VXUS. While it has improved since the TCJA in 2017 REIT cash dividends are still generally less tax-advantaged than qualified dividends from C-corp stocks in taxable accounts though the 199A deduction (20% of qualified REIT dividends) meaningfully softens the hit"
X Link @egr_investor 2025-10-21T04:37Z 3056 followers, XX engagements
"@humphilomath @midpricedog On a side note Ive always wondered why specific city residential REITs dont exist for large metro areas. Would be a great hedging tool for prices in your locality"
X Link @egr_investor 2025-10-21T15:16Z 3054 followers, XXX engagements
"Do I think equity investing is better than real estate investing Absolutely not. Over time I expect most risk assets to offer similar risk-adjusted returns. I just prefer equities because: - far less hassle/operational complexity - easy global diversification in minutes - frees up time & mental bandwidth for my family - lets me focus on my highest-ROI activity earning a strong engineering income Both can work. Pick the path that fits your skills constraints and goals. #Investing #Finance #PersonalFinance"
X Link @egr_investor 2025-10-20T16:39Z 3053 followers, 2869 engagements
"Key takeaways from the Return Stacked Q325 Commentary: Trend sleeve rode equities & precious metals; FX/rates detracted. Carry modestly positive; merger arb selective as spreads tightened. $RSSX (stocks+gold/bitcoin) jumped. Blended managed-futures cut tracking error vs single models. $RSST $RSSB $RSSY #Quant"
X Link @egr_investor 2025-10-20T18:00Z 3053 followers, XXX engagements
"Asked ChatGPT for a summary of SIMPLE IRA pushbacks: lower deferral limits vs 401k fewer features (no loans) 2-yr rollover lock w/ XX% early penalty complicates backdoor Roth (pro-rata) and rigid employer funding. Pros: easy/cheap for small firms immediate vesting Roth SIMPLE now allowed. If its the only plan take the match; mind the 2-yr rule and pro-rata. Ask HR about Roth SIMPLE match/nonelective enhanced limits fees and any path to a 401k. What else am I missing"
X Link @egr_investor 2025-10-22T02:30Z 3053 followers, XXX engagements
"REITs are risk-assets with equity-like risk/return not bonds. If this is an asset-location/tax-efficiency critique it hinges on the XX% mix: how much is bonds vs REITs (critical detail omitted). It also depends on the Roths share of the total portfolio location changes only move the needle if the Roth is a sizable slice. #Investing #Finance #PersonalFinance #RothIRA"
X Link @egr_investor 2025-10-22T16:18Z 3053 followers, 1674 engagements
"@privatWealthGuy You omit a critical detail"
X Link @egr_investor 2025-10-22T20:00Z 3053 followers, XXX engagements
"Got a call from Invesco $QQQ today. Nice of you to check-in QQQ Hoping $AVUV rings my line tomorrow. 😅 #Investing"
X Link @egr_investor 2025-10-17T01:09Z 3053 followers, XXX engagements
"If you truly believe this $GLD vs $SPY chart reflects future expected returns and not a weird temporary blip please have conviction and go full-on gold bug from here. Sell the index buy the bars change your handle to Nugget Maximalist. Otherwise maybe its just a fleeting anomaly and conventional wisdom holds. #Investing #Finance #PersonalFinance"
X Link @egr_investor 2025-10-17T17:07Z 3053 followers, 2263 engagements
"@weltluster Fair point FX is a big piece of the YTD move. For a U.S.-based unhedged investor that currency tailwind still shows up in total return. Bigger picture: Europe still screens cheaper; over time starting valuation & the ERP matter as much as GDP growth"
X Link @egr_investor 2025-10-18T18:13Z 3054 followers, XX engagements
"Completely wrong. A primary home doesnt pay a cash dividend imputed rent is consumption. Net housing yield after property tax insurance maintenance/capex HOA and interest is far 5%. Saved rent isnt extra return; its your shelter cost. 5:1 leverage adds rate/price/default risk. Claiming you can reliably beat the S&P XXX by 5%/yr with similar risk is nonsensical"
X Link @egr_investor 2025-10-20T00:43Z 3054 followers, 6197 engagements
"Not quite. Owning doesnt mint cash; it swaps rent for carrying costs. Reinvestable cash = market rent (taxes + insurance + maintenance/capex + HOA/utilities + mortgage interest). Often X. That spread isnt a dividend on home equity its a budgeting choice and counting full saved rent is double-counting"
X Link @egr_investor 2025-10-21T14:50Z 3053 followers, XX engagements
"Why dont we have city/region-specific residential REITs or index funds that track local home-price/rent baskets so renters can hedge housing risk Whats the blocker: REIT/40 Act rules appraisal/valuation lag data quality liquidity (see thin Case-Shiller futures) or politics #RealEstate #Investing"
X Link @egr_investor 2025-10-21T15:18Z 3053 followers, XXX engagements
"@maxpashman What are the pushbacks Thats all my wifes employer offers for tax advantaged retirement savings and we were considering opening one"
X Link @egr_investor 2025-10-22T00:58Z 3053 followers, XXX engagements
"Tax-inefficient and high total return (growth) assets arent necessarily mutually exclusive. Not every 20-yr window is this good for REITs. But equating them to bonds and saying theyre not growth assets comparable to equities on the risk/return curve is misguided. Listed REITs are equities with equity-like volatility drawdowns and expected returns. FWIW my REIT exposure is just market-cap weight via $VTI and $VXUS. #Investing #Finance #PersonalFinance #REITs"
X Link @egr_investor 2025-10-22T20:16Z 3053 followers, XXX engagements