[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @egr_investor Engineer Investor Engineer Investor posts on X about insurance, stocks, $rsst, gdp the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours. ### Engagements: XXXXX [#](/creator/twitter::1531051149242945536/interactions)  - X Week XXXXXX +11% - X Month XXXXXXX +275% - X Months XXXXXXX -XX% - X Year XXXXXXX +8.70% ### Mentions: XX [#](/creator/twitter::1531051149242945536/posts_active)  - X Week XX -XX% - X Month XXX -XXXX% - X Months XXX -XXXX% - X Year XXXXX +27% ### Followers: XXXXX [#](/creator/twitter::1531051149242945536/followers)  - X Week XXXXX +0.76% - X Month XXXXX +3% - X Months XXXXX +16% - X Year XXXXX +57% ### CreatorRank: XXXXXXXXX [#](/creator/twitter::1531051149242945536/influencer_rank)  ### Social Influence [#](/creator/twitter::1531051149242945536/influence) --- **Social category influence** [finance](/list/finance) XXXXX% [stocks](/list/stocks) XXXX% [technology brands](/list/technology-brands) XXXX% **Social topic influence** [insurance](/topic/insurance) #983, [stocks](/topic/stocks) 7.58%, [$rsst](/topic/$rsst) #1, [gdp](/topic/gdp) #94, [finance](/topic/finance) 3.03%, [$530b](/topic/$530b) 3.03%, [$8k](/topic/$8k) 3.03%, [hedging](/topic/hedging) #161, [$vxus](/topic/$vxus) #2, [$vforx](/topic/$vforx) XXXX% **Top accounts mentioned or mentioned by** [@sensiblemoderat](/creator/undefined) [@humphilomath](/creator/undefined) [@weltluster](/creator/undefined) [@ryanmgavin](/creator/undefined) [@mikefellman](/creator/undefined) [@bhagwad](/creator/undefined) [@dominantport](/creator/undefined) [@tenobrus](/creator/undefined) [@kairospraxis](/creator/undefined) [@0xapex](/creator/undefined) [@convexitycowboy](/creator/undefined) [@scottwendy111](/creator/undefined) [@myersbradley](/creator/undefined) [@rhunterh](/creator/undefined) [@servowealth](/creator/undefined) [@ericbalchunas](/creator/undefined) [@ladybost](/creator/undefined) [@choffstein](/creator/undefined) [@hmlcompounder](/creator/undefined) [@jofijoseph99](/creator/undefined) **Top assets mentioned** [SPDR S&P XXX ETF Trust (SPY)](/topic/$spy) [SPDR GOLD ETF (GLD)](/topic/$gld) [Goldman Sachs (GS)](/topic/goldman-sachs) ### Top Social Posts [#](/creator/twitter::1531051149242945536/posts) --- Top posts by engagements in the last XX hours "@rhunterh Target date funds are a great default low-cost diversified auto-rebalancing age-based risk. That $VFORX chart looks like price not total return so it ignores dividends. Comparing it to handpicked NVDA/PLTR/etc is pure cherry-picking + survivorship bias" [X Link](https://x.com/egr_investor/status/1978610592597389541) [@egr_investor](/creator/x/egr_investor) 2025-10-15T23:55Z 3057 followers, XXX engagements "@weltluster Fair point FX is a big piece of the YTD move. For a U.S.-based unhedged investor that currency tailwind still shows up in total return. Bigger picture: Europe still screens cheaper; over time starting valuation & the ERP matter as much as GDP growth" [X Link](https://x.com/egr_investor/status/1979611714841915469) [@egr_investor](/creator/x/egr_investor) 2025-10-18T18:13Z 3057 followers, XX engagements "Todays monthly Roth 401k purchase $RSST" [X Link](https://x.com/egr_investor/status/1823492089772171296) [@egr_investor](/creator/x/egr_investor) 2024-08-13T22:49Z 3056 followers, 1669 engagements "Received a strange new notification from #Fidelity when trying to buy $RSST. Ive purchased it several times before in the same account. Has anyone else encountered this before #Investing #Finance" [X Link](https://x.com/egr_investor/status/1841492751831249226) [@egr_investor](/creator/x/egr_investor) 2024-10-02T14:57Z 3055 followers, 2334 engagements "@HML_Compounder How do you get into Dunn I assume they have pretty high minimums and other barriers to entry For now $RSST is how I obtain my modest trend overlay" [X Link](https://x.com/egr_investor/status/1914713603208569104) [@egr_investor](/creator/x/egr_investor) 2025-04-22T16:11Z 3056 followers, XXX engagements "A recent Economist article spotlights Harry Brownes permanent portfolio an equal XX% split across stocks bonds gold and cash which despite flouting orthodox asset-allocation rules is one of 2025s standouts (largely thanks to gold). Year to date its up about XX% versus roughly XX% for the S&P XXX and XX% for a 60/40 mix; since 2020 it has returned X% annually (about equal to 60/40) and on global assets X% versus X% for 60/40. The strategys logic is regime balance: stocks thrive in expansions bonds in deflation gold in inflation and cash in recessions. Golds massive rally (about XXX since early" [X Link](https://x.com/egr_investor/status/1973617113786097752) [@egr_investor](/creator/x/egr_investor) 2025-10-02T05:12Z 3056 followers, 17.3K engagements "Bottom XX% of U.S. households now hold $530B in equities about $8k per household on average (66M households) likely with large dispersion. Huge jump vs pre-2020. Broad participation matters: even small balances can compound over time. #Investing #StockMarket #PersonalFinance" [X Link](https://x.com/egr_investor/status/1978652533292937690) [@egr_investor](/creator/x/egr_investor) 2025-10-16T02:41Z 3056 followers, 17.6K engagements "Got a call from Invesco $QQQ today. Nice of you to check-in QQQ Hoping $AVUV rings my line tomorrow. 😅 #Investing" [X Link](https://x.com/egr_investor/status/1978991811059134482) [@egr_investor](/creator/x/egr_investor) 2025-10-17T01:09Z 3055 followers, XXX engagements "If you truly believe this $GLD vs $SPY chart reflects future expected returns and not a weird temporary blip please have conviction and go full-on gold bug from here. Sell the index buy the bars change your handle to Nugget Maximalist. Otherwise maybe its just a fleeting anomaly and conventional wisdom holds. #Investing #Finance #PersonalFinance" [X Link](https://x.com/egr_investor/status/1979232795047432284) [@egr_investor](/creator/x/egr_investor) 2025-10-17T17:07Z 3057 followers, 2262 engagements "Anyone know a good cattle ETF For some reason I dont think $COWZ is what Im looking for. 😆🐄 #Investing #PersonalFinance #fintwit #sarcasm" [X Link](https://x.com/egr_investor/status/1979443018945171630) [@egr_investor](/creator/x/egr_investor) 2025-10-18T07:02Z 3056 followers, XXX engagements "The most compelling financial reason to own a home (with a fixed rate mortgage) in my view is hedging the risk that governments let inflation rip to shrink debts because we lack the political will to raise taxes or cut spending. #PersonalFinance" [X Link](https://x.com/egr_investor/status/1979663267854454931) [@egr_investor](/creator/x/egr_investor) 2025-10-18T21:37Z 3055 followers, 1186 engagements "A recent Economist article argues that despite weak housing surging U.S. stocks amplified by AI enthusiasm and retail trading are lifting consumer spending via wealth effects. While gains skew to the rich (who spend less per extra dollar) stock ownership has broadened strengthening the link between markets and demand. Goldman Sachs estimates market-driven wealth effects added XXX percentage points to Q3 consumption growth and could add up to XXX points if asset prices keep rising. But with household wealth near six times GDP and much of recent gains on paper a market slump could bite though" [X Link](https://x.com/egr_investor/status/1979668022790160654) [@egr_investor](/creator/x/egr_investor) 2025-10-18T21:56Z 3056 followers, XXX engagements "@0x_Apex Imputed rent yield. Its the value of shelter you consume not cash you can reinvest. The right calc is own vs rent net of property tax insurance maintenance/HOA and the opportunity cost of your equity. You cant add saved rent to returns thats double counting" [X Link](https://x.com/egr_investor/status/1980307442006413419) [@egr_investor](/creator/x/egr_investor) 2025-10-20T16:17Z 3056 followers, XXX engagements "Never forget the number one rule of real estate investing" [X Link](https://x.com/egr_investor/status/1980311047644033222) [@egr_investor](/creator/x/egr_investor) 2025-10-20T16:32Z 3057 followers, XXX engagements "@MikeFellman" [X Link](https://x.com/egr_investor/status/1980315157478969609) [@egr_investor](/creator/x/egr_investor) 2025-10-20T16:48Z 3055 followers, XX engagements "Nice chart helpful context. It's a theoretical belief of mine and some data that I have points to it. Does the Case-Shriller data cited include net rental yield Other long-run research (Jord-Knoll-Schularick-Taylor; Dimson-Marsh-Staunton) finds residential RE real returns similar to equities (see chart). Tangentially REITs also have comparable returns to equity. Source:" [X Link](https://x.com/egr_investor/status/1980339483691389230) [@egr_investor](/creator/x/egr_investor) 2025-10-20T18:25Z 3056 followers, XX engagements "Turns out my houses dividend is paid in property taxes insurance and the occasional leaky roof. #sarcasm #investing #personalfinance" [X Link](https://x.com/egr_investor/status/1980309855966827006) [@egr_investor](/creator/x/egr_investor) 2025-10-20T16:27Z 3056 followers, XXX engagements "A mentor recently shared a line thats been looping in my head: Wherever you go there you are. Simple but profound: mindfulness self-awareness and the reality that you cant outrun yourself for both good and bad; you bring you wherever you go. Have you ever heard or used this quote Often credited to Jon Kabat-Zinn (and the title of his 1994 book) though the phrase predates him. #LifeAdvice" [X Link](https://x.com/egr_investor/status/1980317893243072698) [@egr_investor](/creator/x/egr_investor) 2025-10-20T16:59Z 3056 followers, XXX engagements "Not quite. Owning doesnt mint cash; it swaps rent for carrying costs. Reinvestable cash = market rent (taxes + insurance + maintenance/capex + HOA/utilities + mortgage interest). Often X. That spread isnt a dividend on home equity its a budgeting choice and counting full saved rent is double-counting" [X Link](https://x.com/egr_investor/status/1980647882652021051) [@egr_investor](/creator/x/egr_investor) 2025-10-21T14:50Z 3057 followers, XX engagements "@ConvexityCowboy While that is probably true there are levers such as withdrawing Roth contributions tax-free HELOCs and taking the penalty on over-funded 529s that one could use to wiggle out of illiquid situations if needed" [X Link](https://x.com/egr_investor/status/1977890835783106763) [@egr_investor](/creator/x/egr_investor) 2025-10-14T00:14Z 3056 followers, XXX engagements "EM ftw 🙌 (2025). $AVES $VWO $VXUS" [X Link](https://x.com/egr_investor/status/1978889681447067968) [@egr_investor](/creator/x/egr_investor) 2025-10-16T18:24Z 3056 followers, 1392 engagements "The mental accounting and gymnastics some folks do to justify their favorite asset is wild. Imputed rent isnt a dividend leverage isnt free and opportunity cost + risk-adjusted returns still matter more than seemingly clever narratives. #investing" [X Link](https://x.com/egr_investor/status/1980074475183112498) [@egr_investor](/creator/x/egr_investor) 2025-10-20T00:51Z 3056 followers, XXX engagements "@sensiblemoderat Not the same. Cap rate = NOI price for rentals. A primary home has no NOI imputed rent is consumption not a cash dividend you can reinvest" [X Link](https://x.com/egr_investor/status/1980074957217673618) [@egr_investor](/creator/x/egr_investor) 2025-10-20T00:53Z 3056 followers, XX engagements "From Economist: Wall Streets on cockroach watch. After blow-ups at Tricolor and First Brands regional-bank shares slid as fraud lawsuits hit lenders. Funding stress rose (SOFR 25bp over the Fed rate; SRF usage spiked). Banks are tightly linked to private credit and unrealised bond losses still near $395bn. With years of loose lending and higher rates a few bad loans could signal broader trouble. #Finance #Economics" [X Link](https://x.com/egr_investor/status/1980134576807874570) [@egr_investor](/creator/x/egr_investor) 2025-10-20T04:50Z 3056 followers, XXX engagements "Key takeaways from the Return Stacked Q325 Commentary: Trend sleeve rode equities & precious metals; FX/rates detracted. Carry modestly positive; merger arb selective as spreads tightened. $RSSX (stocks+gold/bitcoin) jumped. Blended managed-futures cut tracking error vs single models. $RSST $RSSB $RSSY #Quant" [X Link](https://x.com/egr_investor/status/1980333390923722958) [@egr_investor](/creator/x/egr_investor) 2025-10-20T18:00Z 3056 followers, XXX engagements "Completely wrong. A primary home doesnt pay a cash dividend imputed rent is consumption. Net housing yield after property tax insurance maintenance/capex HOA and interest is far 5%. Saved rent isnt extra return; its your shelter cost. 5:1 leverage adds rate/price/default risk. Claiming you can reliably beat the S&P XXX by 5%/yr with similar risk is nonsensical" [X Link](https://x.com/egr_investor/status/1980072272955408726) [@egr_investor](/creator/x/egr_investor) 2025-10-20T00:43Z 3056 followers, 6169 engagements "Do I think equity investing is better than real estate investing Absolutely not. Over time I expect most risk assets to offer similar risk-adjusted returns. I just prefer equities because: - far less hassle/operational complexity - easy global diversification in minutes - frees up time & mental bandwidth for my family - lets me focus on my highest-ROI activity earning a strong engineering income Both can work. Pick the path that fits your skills constraints and goals. #Investing #Finance #PersonalFinance" [X Link](https://x.com/egr_investor/status/1980312816541397223) [@egr_investor](/creator/x/egr_investor) 2025-10-20T16:39Z 3056 followers, 2831 engagements "REITs are a solution for RE exposure. I used to own $VNQ directly but only own them these days at market-cap weights within total market funds like $VTI and $VXUS. While it has improved since the TCJA in 2017 REIT cash dividends are still generally less tax-advantaged than qualified dividends from C-corp stocks in taxable accounts though the 199A deduction (20% of qualified REIT dividends) meaningfully softens the hit" [X Link](https://x.com/egr_investor/status/1980493644181434748) [@egr_investor](/creator/x/egr_investor) 2025-10-21T04:37Z 3056 followers, XX engagements "@humphilomath @midpricedog On a side note Ive always wondered why specific city residential REITs dont exist for large metro areas. Would be a great hedging tool for prices in your locality" [X Link](https://x.com/egr_investor/status/1980654397240799242) [@egr_investor](/creator/x/egr_investor) 2025-10-21T15:16Z 3056 followers, XXX engagements "Why dont we have city/region-specific residential REITs or index funds that track local home-price/rent baskets so renters can hedge housing risk Whats the blocker: REIT/40 Act rules appraisal/valuation lag data quality liquidity (see thin Case-Shiller futures) or politics #RealEstate #Investing" [X Link](https://x.com/egr_investor/status/1980654976340050362) [@egr_investor](/creator/x/egr_investor) 2025-10-21T15:18Z 3056 followers, XXX engagements "@maxpashman What are the pushbacks Thats all my wifes employer offers for tax advantaged retirement savings and we were considering opening one" [X Link](https://x.com/egr_investor/status/1980800866623119361) [@egr_investor](/creator/x/egr_investor) 2025-10-22T00:58Z 3056 followers, XXX engagements "Asked ChatGPT for a summary of SIMPLE IRA pushbacks: lower deferral limits vs 401k fewer features (no loans) 2-yr rollover lock w/ XX% early penalty complicates backdoor Roth (pro-rata) and rigid employer funding. Pros: easy/cheap for small firms immediate vesting Roth SIMPLE now allowed. If its the only plan take the match; mind the 2-yr rule and pro-rata. Ask HR about Roth SIMPLE match/nonelective enhanced limits fees and any path to a 401k. What else am I missing" [X Link](https://x.com/egr_investor/status/1980824161128968638) [@egr_investor](/creator/x/egr_investor) 2025-10-22T02:30Z 3056 followers, XXX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@egr_investor Engineer Investor
Engineer Investor posts on X about insurance, stocks, $rsst, gdp the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.
Engagements: XXXXX #
- X Week XXXXXX +11%
- X Month XXXXXXX +275%
- X Months XXXXXXX -XX%
- X Year XXXXXXX +8.70%
Mentions: XX #
- X Week XX -XX%
- X Month XXX -XXXX%
- X Months XXX -XXXX%
- X Year XXXXX +27%
Followers: XXXXX #
- X Week XXXXX +0.76%
- X Month XXXXX +3%
- X Months XXXXX +16%
- X Year XXXXX +57%
CreatorRank: XXXXXXXXX #
Social Influence #
Social category influence finance XXXXX% stocks XXXX% technology brands XXXX%
Social topic influence insurance #983, stocks 7.58%, $rsst #1, gdp #94, finance 3.03%, $530b 3.03%, $8k 3.03%, hedging #161, $vxus #2, $vforx XXXX%
Top accounts mentioned or mentioned by @sensiblemoderat @humphilomath @weltluster @ryanmgavin @mikefellman @bhagwad @dominantport @tenobrus @kairospraxis @0xapex @convexitycowboy @scottwendy111 @myersbradley @rhunterh @servowealth @ericbalchunas @ladybost @choffstein @hmlcompounder @jofijoseph99
Top assets mentioned SPDR S&P XXX ETF Trust (SPY) SPDR GOLD ETF (GLD) Goldman Sachs (GS)
Top Social Posts #
Top posts by engagements in the last XX hours
"@rhunterh Target date funds are a great default low-cost diversified auto-rebalancing age-based risk. That $VFORX chart looks like price not total return so it ignores dividends. Comparing it to handpicked NVDA/PLTR/etc is pure cherry-picking + survivorship bias"
X Link @egr_investor 2025-10-15T23:55Z 3057 followers, XXX engagements
"@weltluster Fair point FX is a big piece of the YTD move. For a U.S.-based unhedged investor that currency tailwind still shows up in total return. Bigger picture: Europe still screens cheaper; over time starting valuation & the ERP matter as much as GDP growth"
X Link @egr_investor 2025-10-18T18:13Z 3057 followers, XX engagements
"Todays monthly Roth 401k purchase $RSST"
X Link @egr_investor 2024-08-13T22:49Z 3056 followers, 1669 engagements
"Received a strange new notification from #Fidelity when trying to buy $RSST. Ive purchased it several times before in the same account. Has anyone else encountered this before #Investing #Finance"
X Link @egr_investor 2024-10-02T14:57Z 3055 followers, 2334 engagements
"@HML_Compounder How do you get into Dunn I assume they have pretty high minimums and other barriers to entry For now $RSST is how I obtain my modest trend overlay"
X Link @egr_investor 2025-04-22T16:11Z 3056 followers, XXX engagements
"A recent Economist article spotlights Harry Brownes permanent portfolio an equal XX% split across stocks bonds gold and cash which despite flouting orthodox asset-allocation rules is one of 2025s standouts (largely thanks to gold). Year to date its up about XX% versus roughly XX% for the S&P XXX and XX% for a 60/40 mix; since 2020 it has returned X% annually (about equal to 60/40) and on global assets X% versus X% for 60/40. The strategys logic is regime balance: stocks thrive in expansions bonds in deflation gold in inflation and cash in recessions. Golds massive rally (about XXX since early"
X Link @egr_investor 2025-10-02T05:12Z 3056 followers, 17.3K engagements
"Bottom XX% of U.S. households now hold $530B in equities about $8k per household on average (66M households) likely with large dispersion. Huge jump vs pre-2020. Broad participation matters: even small balances can compound over time. #Investing #StockMarket #PersonalFinance"
X Link @egr_investor 2025-10-16T02:41Z 3056 followers, 17.6K engagements
"Got a call from Invesco $QQQ today. Nice of you to check-in QQQ Hoping $AVUV rings my line tomorrow. 😅 #Investing"
X Link @egr_investor 2025-10-17T01:09Z 3055 followers, XXX engagements
"If you truly believe this $GLD vs $SPY chart reflects future expected returns and not a weird temporary blip please have conviction and go full-on gold bug from here. Sell the index buy the bars change your handle to Nugget Maximalist. Otherwise maybe its just a fleeting anomaly and conventional wisdom holds. #Investing #Finance #PersonalFinance"
X Link @egr_investor 2025-10-17T17:07Z 3057 followers, 2262 engagements
"Anyone know a good cattle ETF For some reason I dont think $COWZ is what Im looking for. 😆🐄 #Investing #PersonalFinance #fintwit #sarcasm"
X Link @egr_investor 2025-10-18T07:02Z 3056 followers, XXX engagements
"The most compelling financial reason to own a home (with a fixed rate mortgage) in my view is hedging the risk that governments let inflation rip to shrink debts because we lack the political will to raise taxes or cut spending. #PersonalFinance"
X Link @egr_investor 2025-10-18T21:37Z 3055 followers, 1186 engagements
"A recent Economist article argues that despite weak housing surging U.S. stocks amplified by AI enthusiasm and retail trading are lifting consumer spending via wealth effects. While gains skew to the rich (who spend less per extra dollar) stock ownership has broadened strengthening the link between markets and demand. Goldman Sachs estimates market-driven wealth effects added XXX percentage points to Q3 consumption growth and could add up to XXX points if asset prices keep rising. But with household wealth near six times GDP and much of recent gains on paper a market slump could bite though"
X Link @egr_investor 2025-10-18T21:56Z 3056 followers, XXX engagements
"@0x_Apex Imputed rent yield. Its the value of shelter you consume not cash you can reinvest. The right calc is own vs rent net of property tax insurance maintenance/HOA and the opportunity cost of your equity. You cant add saved rent to returns thats double counting"
X Link @egr_investor 2025-10-20T16:17Z 3056 followers, XXX engagements
"Never forget the number one rule of real estate investing"
X Link @egr_investor 2025-10-20T16:32Z 3057 followers, XXX engagements
"@MikeFellman"
X Link @egr_investor 2025-10-20T16:48Z 3055 followers, XX engagements
"Nice chart helpful context. It's a theoretical belief of mine and some data that I have points to it. Does the Case-Shriller data cited include net rental yield Other long-run research (Jord-Knoll-Schularick-Taylor; Dimson-Marsh-Staunton) finds residential RE real returns similar to equities (see chart). Tangentially REITs also have comparable returns to equity. Source:"
X Link @egr_investor 2025-10-20T18:25Z 3056 followers, XX engagements
"Turns out my houses dividend is paid in property taxes insurance and the occasional leaky roof. #sarcasm #investing #personalfinance"
X Link @egr_investor 2025-10-20T16:27Z 3056 followers, XXX engagements
"A mentor recently shared a line thats been looping in my head: Wherever you go there you are. Simple but profound: mindfulness self-awareness and the reality that you cant outrun yourself for both good and bad; you bring you wherever you go. Have you ever heard or used this quote Often credited to Jon Kabat-Zinn (and the title of his 1994 book) though the phrase predates him. #LifeAdvice"
X Link @egr_investor 2025-10-20T16:59Z 3056 followers, XXX engagements
"Not quite. Owning doesnt mint cash; it swaps rent for carrying costs. Reinvestable cash = market rent (taxes + insurance + maintenance/capex + HOA/utilities + mortgage interest). Often X. That spread isnt a dividend on home equity its a budgeting choice and counting full saved rent is double-counting"
X Link @egr_investor 2025-10-21T14:50Z 3057 followers, XX engagements
"@ConvexityCowboy While that is probably true there are levers such as withdrawing Roth contributions tax-free HELOCs and taking the penalty on over-funded 529s that one could use to wiggle out of illiquid situations if needed"
X Link @egr_investor 2025-10-14T00:14Z 3056 followers, XXX engagements
"EM ftw 🙌 (2025). $AVES $VWO $VXUS"
X Link @egr_investor 2025-10-16T18:24Z 3056 followers, 1392 engagements
"The mental accounting and gymnastics some folks do to justify their favorite asset is wild. Imputed rent isnt a dividend leverage isnt free and opportunity cost + risk-adjusted returns still matter more than seemingly clever narratives. #investing"
X Link @egr_investor 2025-10-20T00:51Z 3056 followers, XXX engagements
"@sensiblemoderat Not the same. Cap rate = NOI price for rentals. A primary home has no NOI imputed rent is consumption not a cash dividend you can reinvest"
X Link @egr_investor 2025-10-20T00:53Z 3056 followers, XX engagements
"From Economist: Wall Streets on cockroach watch. After blow-ups at Tricolor and First Brands regional-bank shares slid as fraud lawsuits hit lenders. Funding stress rose (SOFR 25bp over the Fed rate; SRF usage spiked). Banks are tightly linked to private credit and unrealised bond losses still near $395bn. With years of loose lending and higher rates a few bad loans could signal broader trouble. #Finance #Economics"
X Link @egr_investor 2025-10-20T04:50Z 3056 followers, XXX engagements
"Key takeaways from the Return Stacked Q325 Commentary: Trend sleeve rode equities & precious metals; FX/rates detracted. Carry modestly positive; merger arb selective as spreads tightened. $RSSX (stocks+gold/bitcoin) jumped. Blended managed-futures cut tracking error vs single models. $RSST $RSSB $RSSY #Quant"
X Link @egr_investor 2025-10-20T18:00Z 3056 followers, XXX engagements
"Completely wrong. A primary home doesnt pay a cash dividend imputed rent is consumption. Net housing yield after property tax insurance maintenance/capex HOA and interest is far 5%. Saved rent isnt extra return; its your shelter cost. 5:1 leverage adds rate/price/default risk. Claiming you can reliably beat the S&P XXX by 5%/yr with similar risk is nonsensical"
X Link @egr_investor 2025-10-20T00:43Z 3056 followers, 6169 engagements
"Do I think equity investing is better than real estate investing Absolutely not. Over time I expect most risk assets to offer similar risk-adjusted returns. I just prefer equities because: - far less hassle/operational complexity - easy global diversification in minutes - frees up time & mental bandwidth for my family - lets me focus on my highest-ROI activity earning a strong engineering income Both can work. Pick the path that fits your skills constraints and goals. #Investing #Finance #PersonalFinance"
X Link @egr_investor 2025-10-20T16:39Z 3056 followers, 2831 engagements
"REITs are a solution for RE exposure. I used to own $VNQ directly but only own them these days at market-cap weights within total market funds like $VTI and $VXUS. While it has improved since the TCJA in 2017 REIT cash dividends are still generally less tax-advantaged than qualified dividends from C-corp stocks in taxable accounts though the 199A deduction (20% of qualified REIT dividends) meaningfully softens the hit"
X Link @egr_investor 2025-10-21T04:37Z 3056 followers, XX engagements
"@humphilomath @midpricedog On a side note Ive always wondered why specific city residential REITs dont exist for large metro areas. Would be a great hedging tool for prices in your locality"
X Link @egr_investor 2025-10-21T15:16Z 3056 followers, XXX engagements
"Why dont we have city/region-specific residential REITs or index funds that track local home-price/rent baskets so renters can hedge housing risk Whats the blocker: REIT/40 Act rules appraisal/valuation lag data quality liquidity (see thin Case-Shiller futures) or politics #RealEstate #Investing"
X Link @egr_investor 2025-10-21T15:18Z 3056 followers, XXX engagements
"@maxpashman What are the pushbacks Thats all my wifes employer offers for tax advantaged retirement savings and we were considering opening one"
X Link @egr_investor 2025-10-22T00:58Z 3056 followers, XXX engagements
"Asked ChatGPT for a summary of SIMPLE IRA pushbacks: lower deferral limits vs 401k fewer features (no loans) 2-yr rollover lock w/ XX% early penalty complicates backdoor Roth (pro-rata) and rigid employer funding. Pros: easy/cheap for small firms immediate vesting Roth SIMPLE now allowed. If its the only plan take the match; mind the 2-yr rule and pro-rata. Ask HR about Roth SIMPLE match/nonelective enhanced limits fees and any path to a 401k. What else am I missing"
X Link @egr_investor 2025-10-22T02:30Z 3056 followers, XXX engagements